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Mortgage assistant vs loan documentation specialist

The differences between mortgage assistants and loan documentation specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage assistant and a loan documentation specialist. Additionally, a loan documentation specialist has an average salary of $35,946, which is higher than the $33,961 average annual salary of a mortgage assistant.

The top three skills for a mortgage assistant include data entry, mortgage loans and loan applications. The most important skills for a loan documentation specialist are customer service, loan applications, and real estate loans.

Mortgage assistant vs loan documentation specialist overview

Mortgage AssistantLoan Documentation Specialist
Yearly salary$33,961$35,946
Hourly rate$16.33$17.28
Growth rate-3%-3%
Number of jobs5,14711,768
Job satisfaction--
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 59%
Average age4242
Years of experience44

What does a mortgage assistant do?

A mortgage assistant, sometimes referred to as a loan officer assistant, works directly with clients and members of the office to meet set organization goals. Their key responsibilities include reviewing loan applications, preparing letters for credit for clients, offering administrative support to supervising loan officers, and providing customer service to clients. They are also required to use computer programs to track loan processing and billing. This role requires customer service experience and knowledge of relevant computer software.

What does a loan documentation specialist do?

A loan documentation specialist is primarily in charge of assisting clients in preparing and processing their loan applications, ensuring convenience and client satisfaction. Their responsibilities typically revolve around liaising with clients to identify their needs, explaining the extent of procedures, gathering and verifying requirements, and maintaining records of all transactions. They must also help staff in analyzing documentation and participate in training new workers. Furthermore, as a loan documentation specialist, it is essential to devise strategies to optimize documentation services, all while adhering to the company's policies and regulations.

Mortgage assistant vs loan documentation specialist salary

Mortgage assistants and loan documentation specialists have different pay scales, as shown below.

Mortgage AssistantLoan Documentation Specialist
Average salary$33,961$35,946
Salary rangeBetween $26,000 And $43,000Between $28,000 And $45,000
Highest paying CityRockville, MDEugene, OR
Highest paying stateWest VirginiaWashington
Best paying companyDFCU FinancialCity National Bank
Best paying industryProfessionalFinance

Differences between mortgage assistant and loan documentation specialist education

There are a few differences between a mortgage assistant and a loan documentation specialist in terms of educational background:

Mortgage AssistantLoan Documentation Specialist
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 59%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage assistant vs loan documentation specialist demographics

Here are the differences between mortgage assistants' and loan documentation specialists' demographics:

Mortgage AssistantLoan Documentation Specialist
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 29.9% Female, 70.1%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 13.7% Asian, 7.9% White, 61.5% American Indian and Alaska Native, 0.4%Black or African American, 11.8% Unknown, 4.4% Hispanic or Latino, 12.3% Asian, 8.2% White, 62.9% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage assistant and loan documentation specialist duties and responsibilities

Mortgage assistant example responsibilities.

  • Review HUD-1 for accuracy and to make sure it is within the RESPA guidelines. ''
  • Re-Disclose file per RESPA guidelines when require.
  • Well verse in first and second mortgage options and reverse mortgages with FHA.
  • Prepare HMDA data for deny and withdrawn loans to be submit to compliance officer for audit
  • Perform moderately complex loan calculations, satisfy underwriters' conditions, review HUD1, prepare files for HMDA.
  • Conduct research on mortgage documents such as HUD, title, homeowner s insurance policy, and flood policy.
  • Show more

Loan documentation specialist example responsibilities.

  • Manage successful audit with FHLMC.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Review file and enter in information into the loan origination system LIS.
  • Review the loan for compliance with RESPA tolerances, TILA.
  • Generate and review, HUD, financial statements, fiscal analyses and other financial reports for property acquisition.
  • Process fees and prepare documents for closing; go over HUD-1 with clients for cash to/from close during signing.
  • Show more

Mortgage assistant vs loan documentation specialist skills

Common mortgage assistant skills
  • Data Entry, 16%
  • Mortgage Loans, 13%
  • Loan Applications, 9%
  • Origination, 8%
  • Excellent Organizational, 6%
  • Customer Service, 6%
Common loan documentation specialist skills
  • Customer Service, 19%
  • Loan Applications, 8%
  • Real Estate Loans, 5%
  • Underwriting Guidelines, 4%
  • FHA, 4%
  • Loan Products, 3%

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