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Mortgage assistant vs loan processor

The differences between mortgage assistants and loan processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage assistant and a loan processor. Additionally, a loan processor has an average salary of $38,122, which is higher than the $33,961 average annual salary of a mortgage assistant.

The top three skills for a mortgage assistant include data entry, mortgage loans and loan applications. The most important skills for a loan processor are loan applications, customer service, and property appraisals.

Mortgage assistant vs loan processor overview

Mortgage AssistantLoan Processor
Yearly salary$33,961$38,122
Hourly rate$16.33$18.33
Growth rate-3%-3%
Number of jobs5,14716,228
Job satisfaction--
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 46%
Average age4242
Years of experience44

What does a mortgage assistant do?

A mortgage assistant, sometimes referred to as a loan officer assistant, works directly with clients and members of the office to meet set organization goals. Their key responsibilities include reviewing loan applications, preparing letters for credit for clients, offering administrative support to supervising loan officers, and providing customer service to clients. They are also required to use computer programs to track loan processing and billing. This role requires customer service experience and knowledge of relevant computer software.

What does a loan processor do?

A loan processor is responsible for assisting customers with their loan requests, ensuring their eligibility, and choosing the best loan options for their needs. Loan processors carefully review loan application documents and prepare loan proposals for underwriting, analyzing the applicant's financial status and credit scores, processing repayment plans, and adhering to banking and financial regulations. A loan processor must have excellent knowledge of the banking industry and processes to provide the best loan services for the customers efficiently and accurately.

Mortgage assistant vs loan processor salary

Mortgage assistants and loan processors have different pay scales, as shown below.

Mortgage AssistantLoan Processor
Average salary$33,961$38,122
Salary rangeBetween $26,000 And $43,000Between $28,000 And $50,000
Highest paying CityRockville, MDSan Francisco, CA
Highest paying stateWest VirginiaWest Virginia
Best paying companyDFCU FinancialStanford University
Best paying industryProfessionalFinance

Differences between mortgage assistant and loan processor education

There are a few differences between a mortgage assistant and a loan processor in terms of educational background:

Mortgage AssistantLoan Processor
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 46%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage assistant vs loan processor demographics

Here are the differences between mortgage assistants' and loan processors' demographics:

Mortgage AssistantLoan Processor
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 20.6% Female, 79.4%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 13.7% Asian, 7.9% White, 61.5% American Indian and Alaska Native, 0.4%Black or African American, 12.5% Unknown, 4.3% Hispanic or Latino, 17.1% Asian, 7.4% White, 58.3% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage assistant and loan processor duties and responsibilities

Mortgage assistant example responsibilities.

  • Review HUD-1 for accuracy and to make sure it is within the RESPA guidelines. ''
  • Re-Disclose file per RESPA guidelines when require.
  • Well verse in first and second mortgage options and reverse mortgages with FHA.
  • Prepare HMDA data for deny and withdrawn loans to be submit to compliance officer for audit
  • Perform moderately complex loan calculations, satisfy underwriters' conditions, review HUD1, prepare files for HMDA.
  • Conduct research on mortgage documents such as HUD, title, homeowner s insurance policy, and flood policy.
  • Show more

Loan processor example responsibilities.

  • Manage a monthly pipeline averaging 100 files from origination to funding per month as a Jr. processor.
  • Review and verify documentation consistent with company policies and compliance of FNMA, FHLMC, FHA/VA, USDA guidelines.
  • Gather all documentation necessary to process mortgage loans in accordance with FNMA and credit union guidelines/requirements.
  • Disclose and re-disclose the LE's and Prelim TRID require CD.
  • Upload monthly reports to FHLMC including principal & interest reports, delinquent loans and appraisals.
  • Ensure conditions on USDA commitments are met and loan files are prepared for closing on time.
  • Show more

Mortgage assistant vs loan processor skills

Common mortgage assistant skills
  • Data Entry, 16%
  • Mortgage Loans, 13%
  • Loan Applications, 9%
  • Origination, 8%
  • Excellent Organizational, 6%
  • Customer Service, 6%
Common loan processor skills
  • Loan Applications, 22%
  • Customer Service, 20%
  • Property Appraisals, 5%
  • Mortgage Loans, 5%
  • Credit Reports, 5%
  • FHA, 4%

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