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Mortgage assistant vs mortgage banker

The differences between mortgage assistants and mortgage bankers can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a mortgage assistant, becoming a mortgage banker takes usually requires 4-6 years. Additionally, a mortgage assistant has an average salary of $33,961, which is higher than the $27,331 average annual salary of a mortgage banker.

The top three skills for a mortgage assistant include data entry, mortgage loans and loan applications. The most important skills for a mortgage banker are customer service, NMLS, and federal regulations.

Mortgage assistant vs mortgage banker overview

Mortgage AssistantMortgage Banker
Yearly salary$33,961$27,331
Hourly rate$16.33$13.14
Growth rate-3%4%
Number of jobs5,14724,297
Job satisfaction--
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 72%
Average age4245
Years of experience46

What does a mortgage assistant do?

A mortgage assistant, sometimes referred to as a loan officer assistant, works directly with clients and members of the office to meet set organization goals. Their key responsibilities include reviewing loan applications, preparing letters for credit for clients, offering administrative support to supervising loan officers, and providing customer service to clients. They are also required to use computer programs to track loan processing and billing. This role requires customer service experience and knowledge of relevant computer software.

What does a mortgage banker do?

A Mortgage Banker is specialized in offering financing to buy homes or refinance previous mortgages. They work as part of a banks loan department.

Mortgage assistant vs mortgage banker salary

Mortgage assistants and mortgage bankers have different pay scales, as shown below.

Mortgage AssistantMortgage Banker
Average salary$33,961$27,331
Salary rangeBetween $26,000 And $43,000Between $9,000 And $78,000
Highest paying CityRockville, MD-
Highest paying stateWest Virginia-
Best paying companyDFCU Financial-
Best paying industryProfessional-

Differences between mortgage assistant and mortgage banker education

There are a few differences between a mortgage assistant and a mortgage banker in terms of educational background:

Mortgage AssistantMortgage Banker
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage assistant vs mortgage banker demographics

Here are the differences between mortgage assistants' and mortgage bankers' demographics:

Mortgage AssistantMortgage Banker
Average age4245
Gender ratioMale, 21.6% Female, 78.4%Male, 71.7% Female, 28.3%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 13.7% Asian, 7.9% White, 61.5% American Indian and Alaska Native, 0.4%Black or African American, 9.5% Unknown, 4.7% Hispanic or Latino, 15.7% Asian, 6.5% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage7%8%

Differences between mortgage assistant and mortgage banker duties and responsibilities

Mortgage assistant example responsibilities.

  • Review HUD-1 for accuracy and to make sure it is within the RESPA guidelines. ''
  • Re-Disclose file per RESPA guidelines when require.
  • Well verse in first and second mortgage options and reverse mortgages with FHA.
  • Prepare HMDA data for deny and withdrawn loans to be submit to compliance officer for audit
  • Perform moderately complex loan calculations, satisfy underwriters' conditions, review HUD1, prepare files for HMDA.
  • Conduct research on mortgage documents such as HUD, title, homeowner s insurance policy, and flood policy.
  • Show more

Mortgage banker example responsibilities.

  • Coach new Jr. HMC's, lead team Jr. meetings and activities.
  • Establish residential and commercial lending relationships, telephone loan origination of conventional and non-conventional mortgage products to include VA/FHA options.
  • Register with NMLS to sell mortgage products
  • Initiate the stabilization of client relationships and leverage cross-selling and promotional opportunities.
  • Gain valuable knowledge about USDA loans
  • Specialize in 203K and FNMA HomePath.
  • Show more

Mortgage assistant vs mortgage banker skills

Common mortgage assistant skills
  • Data Entry, 16%
  • Mortgage Loans, 13%
  • Loan Applications, 9%
  • Origination, 8%
  • Excellent Organizational, 6%
  • Customer Service, 6%
Common mortgage banker skills
  • Customer Service, 24%
  • NMLS, 6%
  • Federal Regulations, 5%
  • Bank Products, 5%
  • Loan Programs, 5%
  • Origination, 4%

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