Post job

Mortgage assistant vs mortgage loan specialist

The differences between mortgage assistants and mortgage loan specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage assistant and a mortgage loan specialist. Additionally, a mortgage loan specialist has an average salary of $41,186, which is higher than the $33,961 average annual salary of a mortgage assistant.

The top three skills for a mortgage assistant include data entry, mortgage loans and loan applications. The most important skills for a mortgage loan specialist are customer service, FHA, and escrow accounts.

Mortgage assistant vs mortgage loan specialist overview

Mortgage AssistantMortgage Loan Specialist
Yearly salary$33,961$41,186
Hourly rate$16.33$19.80
Growth rate-3%-3%
Number of jobs5,14733,704
Job satisfaction--
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a mortgage assistant do?

A mortgage assistant, sometimes referred to as a loan officer assistant, works directly with clients and members of the office to meet set organization goals. Their key responsibilities include reviewing loan applications, preparing letters for credit for clients, offering administrative support to supervising loan officers, and providing customer service to clients. They are also required to use computer programs to track loan processing and billing. This role requires customer service experience and knowledge of relevant computer software.

What does a mortgage loan specialist do?

Also called a loan officer, a mortgage loan specialist assists clients in finding the appropriate financial aid for homes and other properties. Mortgage loan specialists look for new applicants, secure the right loans, assist with the documentation, and supervise the financing process. They collect and review the financial information of their clients for loan grant eligibility. It is important that they develop skills in financial processes, customer service, time management, and communication.

Mortgage assistant vs mortgage loan specialist salary

Mortgage assistants and mortgage loan specialists have different pay scales, as shown below.

Mortgage AssistantMortgage Loan Specialist
Average salary$33,961$41,186
Salary rangeBetween $26,000 And $43,000Between $27,000 And $62,000
Highest paying CityRockville, MDUniondale, NY
Highest paying stateWest VirginiaWest Virginia
Best paying companyDFCU FinancialThe PNC Financial Services Group
Best paying industryProfessionalFinance

Differences between mortgage assistant and mortgage loan specialist education

There are a few differences between a mortgage assistant and a mortgage loan specialist in terms of educational background:

Mortgage AssistantMortgage Loan Specialist
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage assistant vs mortgage loan specialist demographics

Here are the differences between mortgage assistants' and mortgage loan specialists' demographics:

Mortgage AssistantMortgage Loan Specialist
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 33.9% Female, 66.1%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 13.7% Asian, 7.9% White, 61.5% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.4% Hispanic or Latino, 14.4% Asian, 7.7% White, 59.7% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage assistant and mortgage loan specialist duties and responsibilities

Mortgage assistant example responsibilities.

  • Review HUD-1 for accuracy and to make sure it is within the RESPA guidelines. ''
  • Re-Disclose file per RESPA guidelines when require.
  • Well verse in first and second mortgage options and reverse mortgages with FHA.
  • Prepare HMDA data for deny and withdrawn loans to be submit to compliance officer for audit
  • Perform moderately complex loan calculations, satisfy underwriters' conditions, review HUD1, prepare files for HMDA.
  • Conduct research on mortgage documents such as HUD, title, homeowner s insurance policy, and flood policy.
  • Show more

Mortgage loan specialist example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Investigate and resolve, borrower complaints, inquiries and disputes in accordance with RESPA establish procedures.
  • Clear post-closing FHA and VA deficiency items to ensure loans meet federal loan guidelines and ensure they are salable.
  • Process FHA and VA loan information, post-closing, ensure that initial payments receive were forward to the proper department.
  • Respond to mortgage lenders and taxing agency jurisdictions by utilizing effective verbal and written communication in a prompt and accurate manner.
  • Determine loan DU eligibility and submit files to underwriting department.

Mortgage assistant vs mortgage loan specialist skills

Common mortgage assistant skills
  • Data Entry, 16%
  • Mortgage Loans, 13%
  • Loan Applications, 9%
  • Origination, 8%
  • Excellent Organizational, 6%
  • Customer Service, 6%
Common mortgage loan specialist skills
  • Customer Service, 21%
  • FHA, 8%
  • Escrow Accounts, 5%
  • Underwriting Approval, 5%
  • Loan Process, 4%
  • Credit Reports, 4%

Browse office and administrative jobs