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Mortgage assistant vs mortgage processor

The differences between mortgage assistants and mortgage processors can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a mortgage assistant and a mortgage processor. Additionally, a mortgage processor has an average salary of $40,527, which is higher than the $33,961 average annual salary of a mortgage assistant.

The top three skills for a mortgage assistant include data entry, mortgage loans and loan applications. The most important skills for a mortgage processor are customer service, FHA, and va.

Mortgage assistant vs mortgage processor overview

Mortgage AssistantMortgage Processor
Yearly salary$33,961$40,527
Hourly rate$16.33$19.48
Growth rate-3%-3%
Number of jobs5,1479,057
Job satisfaction--
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 52%
Average age4242
Years of experience44

What does a mortgage assistant do?

A mortgage assistant, sometimes referred to as a loan officer assistant, works directly with clients and members of the office to meet set organization goals. Their key responsibilities include reviewing loan applications, preparing letters for credit for clients, offering administrative support to supervising loan officers, and providing customer service to clients. They are also required to use computer programs to track loan processing and billing. This role requires customer service experience and knowledge of relevant computer software.

What does a mortgage processor do?

A mortgage processor is responsible for reviewing mortgage loan applications, evaluating applicants' documents, and verifying their eligibility for approval. Mortgage processors consider the applicant's financial statements, credit score, and other possible mortgage options. They also interview loan applicants to confirm the accuracy of submitted documents and keep them updated with the progress and final decisions. A mortgage processor works closely with the underwriting department for loan applications subject for further review. The mortgage processor needs to have a broad knowledge of the banking industry and loan procedures to guide the applicants with their application inquiries and concerns.

Mortgage assistant vs mortgage processor salary

Mortgage assistants and mortgage processors have different pay scales, as shown below.

Mortgage AssistantMortgage Processor
Average salary$33,961$40,527
Salary rangeBetween $26,000 And $43,000Between $31,000 And $52,000
Highest paying CityRockville, MDPhoenix, AZ
Highest paying stateWest VirginiaArizona
Best paying companyDFCU FinancialCyberCoders
Best paying industryProfessionalProfessional

Differences between mortgage assistant and mortgage processor education

There are a few differences between a mortgage assistant and a mortgage processor in terms of educational background:

Mortgage AssistantMortgage Processor
Most common degreeBachelor's Degree, 53%Bachelor's Degree, 52%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Mortgage assistant vs mortgage processor demographics

Here are the differences between mortgage assistants' and mortgage processors' demographics:

Mortgage AssistantMortgage Processor
Average age4242
Gender ratioMale, 21.6% Female, 78.4%Male, 24.2% Female, 75.8%
Race ratioBlack or African American, 12.0% Unknown, 4.4% Hispanic or Latino, 13.7% Asian, 7.9% White, 61.5% American Indian and Alaska Native, 0.4%Black or African American, 13.0% Unknown, 4.2% Hispanic or Latino, 14.1% Asian, 6.6% White, 61.6% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between mortgage assistant and mortgage processor duties and responsibilities

Mortgage assistant example responsibilities.

  • Review HUD-1 for accuracy and to make sure it is within the RESPA guidelines. ''
  • Re-Disclose file per RESPA guidelines when require.
  • Well verse in first and second mortgage options and reverse mortgages with FHA.
  • Prepare HMDA data for deny and withdrawn loans to be submit to compliance officer for audit
  • Perform moderately complex loan calculations, satisfy underwriters' conditions, review HUD1, prepare files for HMDA.
  • Conduct research on mortgage documents such as HUD, title, homeowner s insurance policy, and flood policy.
  • Show more

Mortgage processor example responsibilities.

  • Manage applicant s mortgage applications from origination to closing, ensuring service excellence and adhering to federal and compliance guidelines
  • Function in processing role for streamline first market mortgage transactions pursuant to Fannie, Freddie, VA and FHA policy guidelines.
  • Support FNMA portfolio loans in default and imminent default loans with a focus on loan modifications.
  • Work directly with FNMA counselors to negotiate mortgage terms for the homeowner that will prevent foreclosure.
  • Comply with bank, investor and regulatory guidelines while having a strong understanding of RESPA, HDMA, and ECOA guidelines.
  • Generate accurate RESPA require disclosures.
  • Show more

Mortgage assistant vs mortgage processor skills

Common mortgage assistant skills
  • Data Entry, 16%
  • Mortgage Loans, 13%
  • Loan Applications, 9%
  • Origination, 8%
  • Excellent Organizational, 6%
  • Customer Service, 6%
Common mortgage processor skills
  • Customer Service, 24%
  • FHA, 6%
  • Va, 6%
  • Underwriting Guidelines, 6%
  • Property Appraisals, 6%
  • Origination, 5%

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