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Then, in 1804, the west bank of the Hudson once again began to attract attention.
Robert Fulton, the investor and entrepreneur, soon bought land in Jersey for a dry dock and in 1812 began to run his steamboats to and from Manhattan.
By 1870 Jersey City’s population and economy had so outpaced its neighbors that the citizens voted to merge into one larger city. Thus, Jersey City acquired its own mother town, Bergen, along with Hudson City which had become independent in 1855.
S.1878: The legislation directed the state to apply for a 1332 waiver in order to obtain federal funding for a state-based reinsurance program.
In the 1880's, Irish and German immigrants, fleeing famine and revolution in their homelands, gave the city another boost and established a pattern which endured.
The hospital began as the "Charity Hospital” when the Board of Aldermen of Jersey City bought land at Baldwin Avenue and Montgomery Street during 1882 for a new hospital.
The new facility opened in 1931, and George O'Hanlon was the first director. It was renamed the Jersey City Hospital in 1885 and had expanded to 200 beds.
In 1909, the original hospital building was reserved for men and a second wing was added for women.
When Frank Hague became mayor of Jersey City in 1917, he planned to expand the hospital.
The new facility opened in 1931, and George O'Hanlon was the first director.
Housed in a 10-story structure, the Margaret Hague Maternity Hospital was added to the complex in 1931.
The formal dedication of the Jersey City Medical Center Complex was on October 2, 1936, with Franklin D. Roosevelt dedicating the building.
In the 1950 and ‘60s, a changing world focused NJHA’s attention on emergency planning, workforce development and the first use of computers to aggregate hospital data statewide.
And in 1970, NJHA built its Alexander Road headquarters in Princeton as a “center” for the various Association affiliates and activities.
Liberty State Park, first opened for the Bicentennial in 1976, acquired the abandoned terminal and plant of the Jersey Central and gave the area a major recreational facility with breathtaking views, ferries to Ellis Island and the Statue of Liberty, and the sparkling new Liberty Science Center.
Ginley, Francis R. Oral history transcript, 1979
In the mid-1980's, the waterfront became the proverbial Gold Coast as new developments arose, bringing with them new residents, new stores and restaurants, and new jobs.
Kesling, Jan Oral history transcript 1982
Murphree, Henry, M.D. Oral history transcript, 1983
Kaminetsky, Harold, M.D. Oral history transcript, 1985, with picture
And in 1987, the Uncompensated Care Trust Fund Act made New Jersey one of just two states in the nation where all individuals are guaranteed care at all hospitals, regardless of their ability to pay.
In 1988, the Medical Center became a private, non-profit organization.
Manhold, John H., D.M.D. Oral history transcript, 1989, with picture
Reynolds, Richard C., M.D. Oral history transcript, 1990, with picture
However, it has bucked the trend by showing a population growth in the 1990 Census to the present level of 228,537.
Weinberg, C. Richard, M.D. Oral history transcript, 1993 A, 1993 B, with picture
Helping millions of Americans since 1994.
Badger, Michelle NJWAN oral history transcript, 1994
Cohen, Benjamin L., D.O. Oral history transcript, 1995, with picture
Oral history transcript, 1996, with picture
And one of the first state associations to add post-acute providers to its membership, in 1997.
Louise Norris is an individual health insurance broker who has been writing about health insurance and health reform since 2006.
Housing If current population trends continue, Jersey City will be the State's largest city by 2010! The city works hard at its goal to become America's "most livable city" by providing safe, clean streets, reducing property taxes, and improving the range of educational choices.
The New Jersey Assembly passed two bills authorizing a state-run exchange in 2012, but both were vetoed by then-Gov.
New Jersey officials were involved in lengthy discussions with HHS over the use of $7.67 million in federal funds that had been granted to NJ in 2012 to use for promoting the state’s health insurance exchange.
In January 2014, United States Rep Bill Pascrell (D, NJ) introduced a bill that would allow HHS to recoup ACA outreach funding that remains unused by Republican governors like Chris Christie who refused to use the money in their states to promote the ACA and educate residents about its benefits.
2014: 161,775 people enrolled in plans through the New Jersey exchange during the first open enrollment period, for 2014 coverage.
New Jersey forfeited the money in February 2015 when the deadline passed, and HHS officially rescinded the funds in May 2015.
New Jersey Senator Nia Gill introduced the legislation again in 2015 to create a state-run exchange.
For reference, the ACA’s individual mandate penalty was assessed on 188,750 federal tax returns filed by New Jersey residents for the 2015 tax year, with total penalties of $93.3 million.
UnitedHealthcare discontinued their individual market HMO plans in New Jersey (sold under the name Oxford) at the end of 2016.
According to a Kaiser Family Foundation analysis, Oxford offered exchange plans in all 21 counties in New Jersey in 2016, but did not have either of the two lowest-cost silver plans in any area of New Jersey.
For 2016, average pre-subsidy premiums increased by 10.2 percent in New Jersey.
Health Republic Insurance of New Jersey was one of the ACA-created CO-OPs, most of which have not survived. As a result, the CO-OP stopped selling new policies, and existing policies terminated at the end of 2016.
By early 2017, after two years of open enrollment windows in which OMNIA plans were available, Horizon reported that 238,000 people had enrolled in the plans, representing a large majority of the nearly 276,000 individual market Horizon enrollees at that point.
For 2017, exchange participation had dropped to just AmeriHealth and Horizon, and the average rate increase was 8.8 percent.
In mid-October, the New Jersey Department of Banking and Insurance confirmed by phone that the cost of CSR had been incorporated in the on-exchange silver plan rates for 2018, leading to an overall average rate increase of 22 percent.
The case was scheduled to go to trial in October 2018, but Horizon settled with the last plaintiff before the trial began.
Oscar’s coverage area in 2018 was larger than it was when they offered exchange plans in the state previously.
So average pre-subsidy premiums are still only slightly higher than they were in 2018.
Here’s a summary of the health care reform legislation New Jersey enacted in 2018:
For 2018, exchange participation grew to three insurers, with Oscar’s re-entry to the exchange.
However, New Jersey’s average pre-subsidy premium in 2019 was $511/month, versus an average of $612/month across all states that use HealthCare.gov.
State regulators had already noted that the rates would be revised if and when the reinsurance program was approved, and they expected the 2019 rates to be 15 percent lower with reinsurance than they would otherwise have been.
For 2019, insurers in New Jersey again added the cost of CSR to on-exchange silver plans, and state regulators in New Jersey encouraged insurers to offer separate off-exchange-only plans that didn’t have the cost of CSR added to their premiums.
A.3380: The legislation implemented a state-based individual mandate in New Jersey, effective in 2019.
Average premiums increased by 8.7 percent in New Jersey’s individual market in 2020, with an increase of roughly 11 percent for AmeriHealth, 6.5 percent for Horizon, and 16.8 percent for Oscar.
Vermont has also enacted an individual mandate, but it won’t take effect until 2020.
Healthy New Jersey 2020 (HNJ2020) adopted the vision, mission, and overarching goals of Healthy People 2020 (HP2020) but tailored objectives to the health issues facing residents of New Jersey.
Additionally, the targets set for achievement by 2020 in Healthy New Jersey are based solely on New Jersey baseline data and therefore differ from the targets presented in HP2020 which are based on national-level data.
Louise Norris Health insurance & health reform authority April 22, 2021
According to a statement from Governor Murphy’s office, the subsidy amount was expected to be at least $564 per enrollee in 2021.
Oxford, which only sells off-exchange plans, increased their average premiums by 10.4 percent for 2021.
Enrollment increased for 2021, with more than 269,000 signing up during open enrollment.
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