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Office of the State Bank Commissioner history
Office of the State Bank Commissioner company history timeline
In 1921, a banking department was established within the Corporation Commission.
In 2001, the Savings and Loans Division was merged into the N.C. Office of the Commissioner of Banks (NCCOB). See Session Law 2001-193.
The Mortgage Lending Act took effect in 2002, requiring companies and individuals making mortgage loans to be registered by NCCOB. North Carolina has some of the toughest anti-predatory lending laws in the country.
In 2008, the N.C. General Assembly directed the NCCOB to implement a foreclosure prevention program for N.C. homeowners with subprime mortgages.
In June 2011, the NCGA passed Senate Bill 555 which authorized the creation of the Joint Legislative Study Commission on the Modernization of North Carolina Banking Laws.
In 2011, Commissioner Joseph A. Smith, Jr., was appointed to a third term by Governor Bev Perdue.
In March 2013, Acting Commissioner Ray Grace, was nominated by Governor Pat McCrory to serve as Commissioner of Banks.
In January 2015, Commissioner Ray Grace, was reappointed by Governor Pat McCrory to serve as Commissioner of Banks.
In 2016, as a result of NCCOB’s efforts to modernize the N.C. Money Transmitters Act, North Carolina passed the nation’s first law addressing issues surrounding virtual currency.
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Office of the State Bank Commissioner may also be known as or be related to Banking Dept, Banking Dept., Office Of The State Bank Commissioner and Office of the State Bank Commissioner.