Investment Real Estate Underwriting Portfolio Manager 2
First National Bank of Pennsylvania 4.5
Harrisburg, PA jobs
Primary Office Location:300 E. Lombard Street. Baltimore, Maryland. 21202.Join our team. Make a difference - for us and for your future.
Investment Real Estate Underwriting Portfolio Manager 2
Business Unit:Credit
Reports to:Investment Real Estate Underwriting Portfolio Manager Team Leader
Position Overview:
Responsible for managing a designated Commercial Investment Real Estate loan portfolio, including portfolio management, credit underwriting, construction monitoring, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Acts as a mentor to junior team members. The incumbent typically works on loans/portfolios of medium complexity as the incumbent's work requires some oversight.
Primary Responsibilities:
Responsible for underwriting, monitoring, and analyzing assigned Investment Real Estate portfolio. Ensure risks are identify timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards. Maintain professional development and measurable objectives.
Leader on complex transactions including construction loans and related monitoring, multi-level capital structures, and/or large developments while demonstrating excellent communication skills in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.
Monitors and ensures assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.
Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Optimize customer relationships working directly with Relationship Managers.
Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.
Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Acts as a mentor to junior Underwriting Portfolio Managers.
Effectively present proposed credit actions in written analysis document and as necessary, verbally in various committee and meetings.
Performs other related duties and projects as assigned.
All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.
Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:
BA or BS
Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:
3
Skills Required to Perform the Primary Responsibilities of this Position:
Excellent project management skills
Excellent communication skills, both written and verbal
Excellent organizational, analytical and interpersonal skills
Excellent customer service skills
Ability to use a personal computer and job-related software
MS Word - Basic Level
MS Excel - Intermediate Level
MS PowerPoint - Basic Level
Knowledge of a wide range of Investment Real Estate lending, underwriting practices, and banking practices
Knowledge of commercial banking policies, procedures and government regulations
Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:
N/A
Physical Requirements or Work Conditions Beyond Traditional Office Work:
Travel may be required on occasion
Compensation Grade:
EXT09
Pay Range:
$67,002.00 - $126,516.00
FNB's total rewards package may include other components such as: overtime, incentive, equity and benefits. Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity and market conditions. We review pay regularly to ensure competitive and equitable pay. FNB offers a comprehensive benefits package including but not limited to, medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, including sick time, vacation time, and paid holidays, and other voluntary benefits.
Equal Employment Opportunity (EEO):
It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.
$67k-126.5k yearly 3d ago
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Assistant Community Office Manager
Wayne Bank 4.0
Scranton, PA jobs
Salary Grade: Manager I Duties: Responsible for assisting the Community Office Manager in order to meet the financial services needs of customers in the assigned community market area; implementing strategies to achieve goals developed for the office as part of the Community Banking Division's annual operating plan; insuring the office's compliance with operating policies and procedures and outside regulatory requirements; organizing the work, activities, and human resources of the department; directly supervising assigned personnel; communicating with appropriate management and staff personnel; providing periodic reports; performing all of the duties of a Community Banking Officer.
Skills: Excellent leadership, communication, organizational and interpersonal skills required,
Experience: Prior loan experience preferred, but not required.
Education: High School Diploma or equivalent
$33k-48k yearly est. 12d ago
Commercial Property Manager- Medical Offices
Cantor Fitzgerald 4.8
King of Prussia, PA jobs
Manage and direct the operations of each property to which assigned, at the least possible cost to produce the maximum return on the investment dollars, maintaining the property at the established levels of protection, care and maintenance.
Essential Job Duties:
1. Maintain appropriate standards of physical maintenance and housekeeping. Establish and monitor preventive maintenance schedules. Prepare or supervise the daily work schedule for operations, and coordination of all in-house construction. Conduct quarterly and annual building inspections.
2. Assist the Portfolio Manager or Director, Management Services in the annual interior and exterior office building inspection and prepare a report.
3. Provide proper tenant relations for tenant services, alterations, decorations, and construction work being done in building.
4. Maintain established programs of safety and security for building occupants and property. Responsible for issue and control of keys to the property. Prepare required reports of accidents, burglaries, etc.
5. Maintain proper control of materials and supplies. Requisition by established policies and procedures.
6. Prepare and audit annual operating budgets and monitor five percent (5%) tolerance. Prepare monthly report of operation for review with owner.
7. Secure bids for capital expenditure - submit to owner. Secure approval and implement.
8. Process and maintain all security deposits. Track & instruct accounting regarding disposition of security deposits, if required by owner practices.
9. Review construction plans and approve standard rules and regulations to be followed by construction department or tenant.
10. Build and maintain client relationships.
11. Review and approval of payables and receivables as prepared at the site level. Review and supervise all accounting output as prepared by the accounting department as required by the property.
12. Review specifications prepared for service contracts. Assist with selection and final award of contract services, vendor negotiation of service agreements and the overall monitoring of vendor performance to assure full compliance with standards established within the service agreement.
13. Prepare synopsis of lease documents and submit billing change notice to accounting department Prepare lease abstracts and, in some cases, may have final approval authority of all lease abstracts and final document output.
14. Prepare monthly/quarterly financial reports and maintain rigorous reporting deadlines.
Other Job Functions:
- Communicate with other departments to coordinate work and achieve objectives.
- Maintain accurate personnel records; prepare time sheets for Business Operations Manager to process.
- Conduct employee relations program, which encompasses employment interviews, employee discipline, and union grievances. Prepare and maintain copies of HR approved job descriptions for each job and insure proper employee training.
- Attendance of all scheduled Property Management staff meetings and annual conference and participation in trade and Professional Associates (i.e., BOMA, IREM, IFMA).
Skills, Education and Experience:
- Bachelor's Degree. CPM and/or RPA designation preferred.
- Minimum 5 years of property management experience, preferably in commercial management.
- Ability to work well with a variety of different individuals both inside and outside of the company.
- Valid real estate license in States that require it. May perform other duties as assigned.
Working Conditions: Normal working conditions with the absence of disagreeable elements
Note: The statements herein are intended to describe the general nature and level of work being performed by employees and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified.
Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law
$96k-140k yearly est. Auto-Apply 40d ago
Property Manager
Federal Realty Investment Trust 4.7
Pennsylvania jobs
Federal Realty is a proven leader in the ownership, operation, and redevelopment of high quality retail real estate in the country's best markets. We believe we are one of the most innovative and dynamic real estate companies you can work for. Interested candidates who research Federal Realty hear a lot about the high quality shopping centers and the well-respected real estate team at our core, it's the smaller intangible things that can make working at Federal so satisfying. You see, while we're one of the largest publicly traded real estate investment trusts in the country, as measured by the value of our shopping centers, we're really a very small company by most standards and we try to operate that way. That means that team members with initiative and ability can get involved in many facets of our business over the years. I encourage you to look us up on LinkedIn and follow Federal Realty Investment Trust.
Federal Realty is currently seeking an experienced Property Manager to be located in our Wynnewood, PA office who will manage the operations for a portfolio of properties in the Greater Philadelphia region. The ideal candidate will have the opportunity to utilize their experience to implement new and existing policies/procedures, set up controls and best practices within their assigned portfolio. The Property Manager will partner with the financial and strategic directors of the region to be able to enhance the portfolio's value creation. The candidate must have past retail property management experience that will enable them to be influential in the areas of operations, tenant relations, security, procurement, contract management and risk management in order to achieve maximum productivity and profitability while maintaining the highest level of corporate standards. This person will have the highest level of personal integrity, intelligence and broad thinking characteristics to succeed. The candidate must enjoy working in a team environment and will be an instrumental member of a dynamic and fun team of professionals.
Responsibilities
Manage service providers responsible for the day-to-day operational needs of the shopping center including repair and maintenance, landscaping, waste removal, security, janitorial, etc., ensuring that property standards are maintained.
Enhance and elevate the consumer experience through regular assessments of the property condition. Ensure issues are addressed immediately, and expectations are met.
Develop and maintain positive retail tenant relations by meeting with tenants on a regular basis. Obtain tenant intel on sales and market comps.
Resolve tenant issues that occur and serve as the primary point of contact for all merchant daily operating needs including but not limited to general maintenance, lease issues, trash concerns and parking management.
Collaborate and establish strong working relationships with key stakeholders including tenant coordination, leasing, marketing and civic and community leaders - taking a team approach to success.
Develop and review annual property operating budgets, monitor all purchases and expenses to ensure cost effectiveness and compliance with budget parameters, prepare monthly variance reports and quarterly budget reforecast reports.
Determine job specifications and competitively bid all large maintenance, capital improvement and service agreements.
Manage all controllable expenses within budget without compromising the portfolio's integrity.
Develop and implement proactive strategies to resolve property operational and compliance-related challenges within portfolio.
Create and maintain operations standards and procedures.
Create and maintain long range capital improvements plans.
Submit all routine reports including activity reports, variance reports, property inspections, roof inspections and lighting reports in a timely manner.
Work cooperatively with team members and contractors to expedite the completion of Landlord work, delivery of spaces to tenants and the opening of tenants for business.
Perform Accounts Receivable management via phone contacts, in person meetings and collections. Review and report status.
Process all payables associated with assigned portfolio in timely manner
Understand the significant issues affecting a property's performance. Implement programs or make recommendations to correct problems and enhance positive aspects of each property.
Qualifications
Must have a minimum of 5 years of prior experience managing retail shopping centers
Bachelor's degree in relevant field or equivalent years' experience
Previous experience managing a portfolio of properties is required
Strong knowledge of leases and financial statements and solid experience budgeting, monitoring expenses, and processing account payables
Ability to effectively prioritize tasks and move seamlessly between projects as the situation requires in a fast paced, deadline-driven environment
Demonstrated ability to analyze, evaluate and act on issues and/or problems, reach sound conclusions through critical thinking, and take appropriate action
Excellent communication skills, written, verbal, and interpersonal, with the proven ability to convey ideas and manage a diverse group of stakeholders including tenants and contracted service personnel
Demonstrated excellent customer service and satisfaction and a desire to contribute to a successful team
Strong computer skills required with demonstrated proficiency in Microsoft Outlook, Excel, and Word
Ability to work beyond a 9am-5pm environment
Ability to perform essential on-site property inspections, including walking or standing for extended periods, with reasonable accommodations as needed
Federal Realty Investment Trust is an Equal Opportunity / Affirmative Action employer. Federal values a diverse workforce and is committed to providing equal employment and advancement opportunities to all employees and applicants. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, national origin, age, disability, gender identity or expression, genetics, or protected Veteran status.
Federal Realty Investment Trust does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Federal Realty Investment Trust and Federal Realty Investment Trust will not be obligated to pay a placement fee.
If you are unable to submit your application online, please call ************.
$52k-60k yearly est. Auto-Apply 30d ago
Commercial Real Estate Portfolio Manager
Fulton Financial Corporation 4.7
Lancaster, PA jobs
Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time, hybrid career opportunity on our Commercial Credit team supporting our Commercial Real Estate teams within the Fulton Bank footprint.
Primary responsibility is to actively monitor the portfolio quality of assigned commercial businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers. Works closely with and assists the Credit Analysts to meet SLA timelines.
Responsibilities
* Support Relationship Managers through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation.
* Engage in ongoing direct dialogue with clients focusing on the credit relationship.
* Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
* Complete industry specific underwriting including analysis and industry sub-sector trends.
* Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors.
* Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy.
Qualifications
Education
Bachelor's Degree or the equivalent experience. Specialty: Finance, Economics, Business Administration. (Required)
Experience
5 or more years Commercial Credit or equivalent. (Required)
2 or more years Commercial Real Estate (Required)
Homebuilder experience is a plus.
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $79,100.00 - $131,800.00 annually.
Additional Compensation Components
This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
$79.1k-131.8k yearly Auto-Apply 60d+ ago
Property Manager
Healthcare Realty Services 4.3
Pittsburgh, PA jobs
Healthcare Realty Trust (NYSE:HR), a real estate investment trust, is recruiting for a Property Manager for a portfolio of medical office buildings in the Pittsburgh, PA market. We offer a competitive salary/benefit package with excellent growth opportunities. Please send your resume and cover letter to ****************************.
Equal Opportunity and Affirmative Action Employer including Minorities/Women/Veterans/Disabilities
Requirements
Five years+ experience as an onsite property manager, preferably medical office buildings.
Excellent written and verbal communication skills.
Strong organization and analytical skills.
Intermediate to advanced skills with Microsoft Office Suite.
Four-year college degree.
CPM or RPA designation a plus.
Experience managing a staff preferred.
Job Duties
Acts as primary contact with tenants; directly involved with all aspects of property operations and daily administrative tasks.
Perform periodic regular property inspections. Recommends alterations, maintenance and reconditioning as necessary. Contracts for vendor selection and oversight.
Perform routine property accounting functions such as AP processing and AR reporting. Development of bi-annual forecasts for operating and capital expenses and review of annual Operating Expense Recoveries and Operating Expense Reconciliations.
Support new tenant orientation programs and coordinates tenant-related activities.
Work with tenants, building maintenance staff and vendors to ensure work orders are complete.
Ability to provide efficient, timely, reliable and courteous service to customers. Must be able to work independently.
Participate in leasing discussions and provide recommendations where applicable.
Solicit bids for tenant and capital improvement projects, ensure projects are completed on time.
Monitor construction progress and attend construction meetings as necessary.
$63k-84k yearly est. Auto-Apply 48d ago
Real Estate Relationship Manager I
Penn Community Bank 4.0
Perkasie, PA jobs
Essential Functions The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function. * Develop sales leads from existing clients in loan portfolio, independently through referral sources, and by cooperation with the Bank Management Team to attain new business relationships and product sales.
* Manage a loan portfolio of existing clients and monitor loan quality; be responsible for all aspects of loan administration for this portfolio, including receipt of financial information, updating risk ratings, and ensuring timely renewals of lines of credit and reviews of term loans.
* Oversee and ensure accuracy of construction loans within portfolio to include monitoring progress of projects and performance to the initial underwriting.
* Interview applicant(s) and request specified information for loan application.
* Oversee and ensure accuracy and performance of loan administration and processes, such as receipt of applications from prospective applicants, meeting compliance requirements, ensure completeness of loan packages, and timely processing, funding, and closing of committed loans.
* Request applicant credit reports, background checks, reference checks, and other information pertinent to loan applicants' evaluations.
* Analyze applicant financial status, credit, banking status, and other information to determine feasibility of granting a loan.
* Compile loan package and facilitate negotiation of loan structure with applicant, that is acceptable to Bank and Bank's policies, including fees, loan repayment options, and other credit terms.
* Present loans to appropriate approving authority or Loan Committee for approval.
* Call and visit customers, prospects, and referral sources / centers of influence (COIs) to promote and sell all Bank products and services.
* Respond to customer information requests or inquiries involving small business loans.
* Provide loan data to support marketing and sales promotion programs as required.
* Promote and cross-sell other Bank products and services as appropriate to customer requirements, such as deposit services, other loan services, Cash Management, Insurance, and/or Wealth Management.
Education and Experience
* Bachelor's degree from four-year college or university
* Commercial Credit Training
* Minimum of 1 year of experience in commercial lending.
Skills and Competencies
* Comprehensive knowledge of real estate related commercial lending, including construction lending, as well as a solid understanding of underwriting and credit.
* Good verbal and written communication skills.
* Satisfactory knowledge of loan documentation.
* Good organizational and time management skills; the ability to prioritize tasks.
* Thorough knowledge of products and services offered by the Bank.
* Working knowledge of Microsoft Outlook, Excel, and Word.
* Ability to remain calm and efficient under pressure to meet requirements and deadlines.
Working Conditions
Traditional office environment with the ability to work remotely on a hybrid basis; the office maintains five day a week operations (Monday - Friday) with operational hours of 8:00am - 5:00pm. Moderate to frequent local travel required.
Physical Demands
Penn Community promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. Please contact Human Resources with questions regarding the physical demands of this position.
* Lifting/carrying up to 10 lbs.
* Manual dexterity for computer work
* Speaking, hearing, and vision are required to perform essential functions
* Ability to drive, with a valid driver's license, to meet with customers outside of the office; Events may occasionally require work on evenings and weekends.
Penn community Bank is an equal opportunity employer.
$59k-88k yearly est. Auto-Apply 10d ago
Commercial Real Estate Portfolio Manager
WSFS Bank 4.3
Wayne, PA jobs
At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally headquartered bank and wealth management company. We are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service is more than part of our name, it's our mission and our purpose.
The Commercial Real Estate Portfolio Manager will support the Commercial Real Estate (CRE) lending team through proactive credit management, underwriting, and portfolio oversight. This role partners closely with Relationship Managers to ensure timely renewals, sound credit structures, and a high-quality client experience aligned with the Bank's risk tolerance and growth objectives.
Job Responsibilities:
Support assigned Relationship Managers and credit administration for a defined CRE portfolio.
Independently underwrite and structure complex CRE loans in accordance with Bank policy and risk appetite.
Prepare and present high-quality credit packages for approval, ensuring accuracy and timeliness.
Monitor maturing or expiring loans, identify relationships due for annual review, and drive timely completion using nCino.
Partner with RMs to collect financial information, coordinate customer outreach, and prioritize renewals and new money requests.
Participate in customer and prospect meetings to assess financing needs and gather market insights.
Manage approval and documentation workflows to prevent delays and ensure smooth loan execution.
Conduct periodic site visits within the Bank's footprint to maintain familiarity with collateral and client operations.
Identify and escalate emerging portfolio risks and maintain adherence to all regulatory and policy standards.
Minimum Qualifications:
Must have a Bachelor's degree, in Finance, Accounting, or related field; formal credit training preferred.
Must have 2-4 years of relevant banking or commercial real estate experience in underwriting or portfolio management
Strong customer service, analytical and credit skills with ability to manage multiple complex relationships.
Must have strong knowledge of commercial and consumer loan and deposit products.
Proficiency in Microsoft Office and credit systems (experience with nCino preferred).
Excellent communication, organizational, and relationship management skills.
Salary Range:
$62,918.00 - $103,365.50
Individual base pay may vary on additional factors such as the candidate's experience, job-related skills, relevant education, geographic location, and other specific business and organizational needs.
In addition to base salary, WSFS Financial Corporation (WSFS) and its subsidiaries may offer eligible Associates discretionary and formula-based incentive and retention awards. WSFS provides a competitive benefits package, which includes medical, dental, and vision coverage; a 401(k) plan; life, accident, and disability insurance; flexible spending accounts (FSAs) and health savings accounts (HSAs); and wellness programs. Additional benefits may include paid parental leave, military leave, vacation and other paid time off, sick leave in accordance with applicable state laws, and paid holidays. Benefit offerings are subject to eligibility requirements, legal limitations, and may vary based on an Associate's location and employment status. For more information about Associate benefits, please visit ***************************************
WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at ********************.
WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
$62.9k-103.4k yearly Auto-Apply 60d+ ago
Manager, Property
Cantor Fitzgerald 4.8
King of Prussia, PA jobs
Responsible for the development and implementation of policies, procedures and programs that will assure a well-managed, well-maintained building, placing maximum emphasis on positive response to the concerns and needs of the tenants, environmental health and safety, and quality programs, in coordination in conjunction with the owner's goals and objectives.
Essential Job Duties:
Assist in solidifying positive relationship with owner by being proactive and responsive to owners' needs and requests.
Assist senior management in understanding and working with the client to determine the goals and objective for the performance of the real estate assets. Assist Vice President and Portfolio Manager in developing and implementing recommendations to position the property to achieve the highest value consistent with the owner's objective.
Prepare and report information in a timely fashion to designated staff as set forth by Newmark and the property owners.
Create and develop upgrades to services being provided by the company in an effort to exceed client expectations.
Develop and implement staffing plans and job descriptions as required for assigned sites and promote continuous education for all on-site personnel.
Bottom line responsibility for the preparation, presentation and content of the annual operating budget and monthly financial reporting package.
Responsible for the final review and approval all annual lease reconciliation and estimates.
Establish goals and objectives for the performance of the on-site staff in meeting set goals and objectives in a timely and efficient manner. Prepare employee evaluations and make promotion and compensation recommendations.
Develop a resource plan with overall accountability for delivering a completed project, meeting customer requirements, within set budgets and schedules.
Prepare lease abstracts and, in some cases, may have final approval authority of all lease abstracts and final document output.
Review specifications prepared for service contracts. Responsible for selection and final award of contract services, vendor negotiation of service agreements and the overall monitoring of vendor performance to assure full compliance with standards established within the service agreement.
Review and approval of payables and receivables as prepared at the site level.
Review and supervise all accounting output as prepared by the accounting department as required by the property.
Weekly visits to sites to review policies and procedures, personnel performance, and approving invoices requiring signature. Quarterly inspections of all properties contained within the portfolio.
Responsible for short- and long-range planning for all properties assigned.
Ensure that all fire, life safety and other safety programs are established and followed in conjunction with the Environmental Health and Safety Act.
Maintain a positive image in performing daily work both internally and externally.
May perform other duties as assigned.
Other Job Functions:
Responsible for providing input to proposal efforts with the senior management.
Work with management to develop and implement outstanding service programs for clients and tenants within portfolio.
Work closely with management to ensure the property(s) succeeds as a profit center or expense control for ownership.
May be required to conduct market surveys, recommend pricing, develop marketing programs, and establish broker rapport in support of leasing objectives.
Skills, Education and Experience:
Bachelor's degree in business or related field. RPA and CCIM or CPM certification required.
Minimum of 8 years' experience in property operations.
Knowledge in all aspects of business including leasing and construction management.
Must have been responsible for a portfolio of three or more projects with direct reports.
Valid real estate license in States that require it.
May perform other duties as assigned
Working Conditions: Normal working conditions with the absence of disagreeable elements
Note: The statements herein are intended to describe the general nature and level of work being performed by employees and are not to be construed as an exhaustive list of responsibilities, duties, and skills required of personnel so classified.
Newmark is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex including sexual orientation and gender identity, national origin, disability, protected Veteran Status, or any other characteristic protected by applicable federal, state, or local law
$49k-72k yearly est. Auto-Apply 32d ago
Insurance Manager - Commercial Real Estate
PNC Financial Services Group, Inc. 4.4
Pittsburgh, PA jobs
At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As an Insurance Manager within PNC's Commercial Real Estate organization, you will be based in Louisville, KY; Overland Park, KS; Dallas, TX; Or Pittsburgh, PA.
* Monitor, review, analyze and interpret commercial real estate property and liability insurance policies against the requirements in both the equity and debt documents to ensure that the portfolio has adequate coverage and is in compliance with internal policies and procedures. Works with general partners to ensure that PNC has appropriate documentation for the insurance files.
* Provides advice and guidance to underwriters and asset managers regarding risk implications of any such exceptions or gaps in coverage. Monitors due diligence process ensuring that all information has been received and is up to date meeting PNC guidelines.
* Correspond, either verbally or in writing, as necessary with borrowers, insurance agents, and insurance companies to resolve any issues or discrepancies related to insurance.
* Act as a liaison between internal departments to resolve any issues or discrepancies related to insurance.
* Make recommendations on insurance decisions. Act as first line of defense, supports risk management, compliance, and audit needs as necessary.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
* Manages a team of insurance professionals with funds and disbursement responsibilities, ensuring that compliant coverage is in place for portfolio of real estate loans in accordance with loan documents, servicing contracts, government-sponsored enterprise (GSE) guides, internal policies and procedures, and applicable regulations. Acts as a subject matter expert on insurance concepts including undwriting principles and claims.
* Reviews and approves coverage submitted by insurance professionals and recommends insurance decisions. Oversees daily operations and production of team to ensure high-quality service delivery, accurate and compliant policy administration, and timely and accurate disbursement of funds, all in support of strategic alignment with department and organizational goals and performance metrics.
* Corresponds with borrowers, insurance agents, and insurance companies to resolve any insurance issues or discrepancies, and provides guidance regarding implications of exceptions or gaps in coverage; Holds elevated relationships with internal and external parties, which may also include vendors, outside counsel, agencies, master/special servicers, and investors.
* Plays a key role in team leadership and cross-functional coordination, interacting with internal departments as needed to resolve any issues or discrepancies related to insurance. Performs various trainings for internal partners regarding insurance concepts.
* Identifies and implements process, policy, and technology improvements and best practices to increase efficency and reduce operational risk. Supports audits, regulatory reviews and internal compliance initiatives.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
* Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
* Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
PNC also has fundamental expectations of our people managers. As a manager of talent in PNC, you will be expected to:
* Include Intentionally - Cultivates diverse teams and inclusive workplaces to expand thinking.
* Live the Values - Role models our values with transparency and courage.
* Enable Change - Takes action to drive change and innovation that will transform our business.
* Achieve Results - Takes personal ownership to deliver results. Empowers and trusts others in decision making.
* Develop the Best - Raises the bar with every talent decision and guides the achievement of all employees and customers.
Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.
Preferred Skills
Agile Analysis, Analytical Thinking, Contract Review, Cost Controls, Decision Making, Documentations, Due Diligence, Equities
Competencies
Accuracy and Attention to Detail, Coaching Others, Decision Making and Critical Thinking, Effective Communications, Insurance Legal and Regulatory Environment, Knowledge of Underwriting, Negotiating, Portfolio Management - 1, Problem Solving, Process Management, Real Estate Property Data Analysis, Regulatory Environment - Financial Services, Risk Assessment
Work Experience
Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. At least 3 years of prior management experience is typically required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.
Education
Bachelors
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Pay Transparency
Base Salary: $65,000.00 - $149,500.00
Salaries may vary based on geographic location, market data and on individual skills, experience, and education.
Application Window
Generally, this opening is expected to be posted for two business days from 12/18/2025, although it may be longer with business discretion.
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.
In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
To learn more about these and other programs, including benefits for full time and part-time employees, visit Your PNC Total Rewards.
Disability Accommodations Statement
If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
$65k-149.5k yearly 30d ago
Commercial Real Estate Portfolio Manager
Fulton Bank 4.7
Lancaster, PA jobs
Value Proposition
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time, hybrid career opportunity on our Commercial Credit team supporting our Commercial Real Estate teams within the Fulton Bank footprint.
Primary responsibility is to actively monitor the portfolio quality of assigned commercial businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers. Works closely with and assists the Credit Analysts to meet SLA timelines.
Responsibilities
Support Relationship Managers through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation.
Engage in ongoing direct dialogue with clients focusing on the credit relationship.
Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
Complete industry specific underwriting including analysis and industry sub-sector trends.
Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors.
Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy.
Qualifications Education
Bachelor's Degree or the equivalent experience. Specialty: Finance, Economics, Business Administration. (Required)
Experience
5 or more years Commercial Credit or equivalent. (Required)
2 or more years Commercial Real Estate (Required)
Homebuilder experience is a plus.
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $79,100.00 - $131,800.00 annually.
Additional Compensation Components
This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
$79.1k-131.8k yearly Auto-Apply 60d ago
Commercial Real Estate Portfolio Manager
Fulton Financial Corporation 4.7
York, PA jobs
Value Proposition Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time, hybrid career opportunity on our Commercial Credit team supporting our Commercial Real Estate teams within the Fulton Bank footprint.
Primary responsibility is to actively monitor the portfolio quality of assigned commercial businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers. Works closely with and assists the Credit Analysts to meet SLA timelines.
Responsibilities
* Support Relationship Managers through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation.
* Engage in ongoing direct dialogue with clients focusing on the credit relationship.
* Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
* Complete industry specific underwriting including analysis and industry sub-sector trends.
* Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors.
* Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy.
Qualifications
Education
Bachelor's Degree or the equivalent experience. Specialty: Finance, Economics, Business Administration. (Required)
Experience
5 or more years Commercial Credit or equivalent. (Required)
2 or more years Commercial Real Estate (Required)
Homebuilder experience is a plus.
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $79,100.00 - $131,800.00 annually.
Additional Compensation Components
This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
$79.1k-131.8k yearly Auto-Apply 60d+ ago
Commercial Real Estate Portfolio Manager
Fulton Bank 4.7
York, PA jobs
Value Proposition
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time, hybrid career opportunity on our Commercial Credit team supporting our Commercial Real Estate teams within the Fulton Bank footprint.
Primary responsibility is to actively monitor the portfolio quality of assigned commercial businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers. Works closely with and assists the Credit Analysts to meet SLA timelines.
Responsibilities
Support Relationship Managers through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation.
Engage in ongoing direct dialogue with clients focusing on the credit relationship.
Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
Complete industry specific underwriting including analysis and industry sub-sector trends.
Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors.
Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy.
Qualifications Education
Bachelor's Degree or the equivalent experience. Specialty: Finance, Economics, Business Administration. (Required)
Experience
5 or more years Commercial Credit or equivalent. (Required)
2 or more years Commercial Real Estate (Required)
Homebuilder experience is a plus.
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $79,100.00 - $131,800.00 annually.
Additional Compensation Components
This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
$79.1k-131.8k yearly Auto-Apply 60d ago
Commercial Real Estate Portfolio Manager
Fulton Bank 4.7
Harrisburg, PA jobs
Value Proposition
Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a full-time, hybrid career opportunity on our Commercial Credit team supporting our Commercial Real Estate teams within the Fulton Bank footprint.
Primary responsibility is to actively monitor the portfolio quality of assigned commercial businesses' credit relationships including gathering, analyzing and underwriting all business and personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing a commercial credit facility for complex and high valued loans and maintaining direct contact with clients in the management of these relationships. Expected to liaise between all parties to ensure timely and efficient analysis that meets the expectations of the Borrowers, Relationship Managers and Credit Officers. Works closely with and assists the Credit Analysts to meet SLA timelines.
Responsibilities
Support Relationship Managers through underwriting, policy knowledge, credit structuring, and risk assessment in complex credit request packages. Ensure packages are complete, accurate and thoroughly documented. Coordinate meetings to discuss new loan requests, renewals, current and adequate financial statement collection, risk rating assessments, past dues, pipeline and call preparation.
Engage in ongoing direct dialogue with clients focusing on the credit relationship.
Provide credit management support to the RM to include Watchlist reporting, AQR package completion, and loan review interaction. Monitor covenant testing, financial collection and annual line reaffirmation/term loan review process with associated accounts.
Complete industry specific underwriting including analysis and industry sub-sector trends.
Facilitate timely receipt of current and adequate financial statements. Analyze financial statements and document client performance, conduct annual credit review meetings with clients along with identified risk and risk factors.
Conduct loan portfolio concentration and trend analysis. Generate industry and market analysis reports for production and credit staff. Monitor and assess the loan portfolio for performance trends. Manage data integrity of all data inputs and outputs. Review and update loan systems information to ensure accuracy.
Qualifications Education
Bachelor's Degree or the equivalent experience. Specialty: Finance, Economics, Business Administration. (Required)
Experience
5 or more years Commercial Credit or equivalent. (Required)
2 or more years Commercial Real Estate (Required)
Homebuilder experience is a plus.
Other Duties as Assigned by Manager
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate's knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.
The salary range for this position is $79,100.00 - $131,800.00 annually.
Additional Compensation Components
This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
EEO Statement Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status. Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.