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Registered representative vs finance service representative

The differences between registered representatives and finance service representatives can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become a registered representative, becoming a finance service representative takes usually requires 2-4 years. Additionally, a registered representative has an average salary of $54,074, which is higher than the $38,361 average annual salary of a finance service representative.

The top three skills for a registered representative include financial services, financial products and securities. The most important skills for a finance service representative are financial services, patients, and team-oriented environment.

Registered representative vs finance service representative overview

Registered RepresentativeFinance Service Representative
Yearly salary$54,074$38,361
Hourly rate$26.00$18.44
Growth rate10%10%
Number of jobs17,622220,519
Job satisfaction--
Most common degreeBachelor's Degree, 80%Bachelor's Degree, 60%
Average age4343
Years of experience64

What does a registered representative do?

A registered representative's job involves researching market conditions, liaising with potential clients, implementing advertising campaigns, cultivating personal contacts, and creating investment plans. Their duties and responsibilities include soliciting business from potential clients and selling financial products and services to clients for investment purposes.

What does a finance service representative do?

A financial service representative typically works for a bank or a similar establishment. One of their primary responsibilities is to reach out to clients and offer financial advice, services, or products such as insurance and credit cards. They can also set appointments, meet with clients to discuss benefits, and even gather applications. Furthermore, a financial service representative needs to have extensive knowledge of the products and services and be equipped with communication skills to build a rapport that will be essential in securing trust and sales.

Registered representative vs finance service representative salary

Registered representatives and finance service representatives have different pay scales, as shown below.

Registered RepresentativeFinance Service Representative
Average salary$54,074$38,361
Salary rangeBetween $33,000 And $88,000Between $25,000 And $58,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyNew York Life InsuranceBloomberg
Best paying industryFinanceGovernment

Differences between registered representative and finance service representative education

There are a few differences between a registered representative and a finance service representative in terms of educational background:

Registered RepresentativeFinance Service Representative
Most common degreeBachelor's Degree, 80%Bachelor's Degree, 60%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Registered representative vs finance service representative demographics

Here are the differences between registered representatives' and finance service representatives' demographics:

Registered RepresentativeFinance Service Representative
Average age4343
Gender ratioMale, 77.4% Female, 22.6%Male, 41.2% Female, 58.8%
Race ratioBlack or African American, 5.8% Unknown, 4.2% Hispanic or Latino, 12.3% Asian, 10.3% White, 67.2% American Indian and Alaska Native, 0.2%Black or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 10.1% White, 67.9% American Indian and Alaska Native, 0.2%
LGBT Percentage6%6%

Differences between registered representative and finance service representative duties and responsibilities

Registered representative example responsibilities.

  • Manage variable and fix immediate and defer annuities for wealth accumulation.
  • Develop knowledge of complex financial instruments and successfully communicate strategies for utilizing various securities in achieving client financial objectives.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Intern at the NYSE with the M/S floor trader.
  • Provide due diligence for IPO of small cap.
  • Assist companies with development and sale of initial public offering (IPO).
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Finance service representative example responsibilities.

  • Manage correspondent services including but not limit to wire processing, coin and currency, ACH support and international payments.
  • Gain excellent customer service skills and achieve award for completing voluntary MSR exams.1
  • Manage client relationship by presenting solutions for customers state and unstate needs while cross-selling company products.
  • Maintain cleanliness and presentation of member service area and marketing information.
  • Originate and develop new business through effective profiling, relationship building, consultative customer service in a retail banking environment.
  • Count upon for accuracy and math skills.
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Registered representative vs finance service representative skills

Common registered representative skills
  • Financial Services, 25%
  • Financial Products, 14%
  • Securities, 6%
  • Annuities, 4%
  • Long-Term Care, 4%
  • Health Insurance, 3%
Common finance service representative skills
  • Financial Services, 15%
  • Patients, 8%
  • Team-Oriented Environment, 7%
  • Mutual Funds, 4%
  • Financial Products, 4%
  • Customer Service, 3%