Accenture is a leading global professional services company that helps the world's leading businesses, governments, and other organizations build their digital core, optimize their operations, accelerate revenue growth, and enhance citizen services-creating tangible value at speed and scale. We are a talent and innovation-led company with 7 50 ,000 people serving clients in more than 120 countries. We combine our strength in technology with unmatched industry experience, functional expertise, and global delivery capability. We are uniquely able to deliver tangible outcomes because of our broad range of services, solutions, and assets across Strategy & Consulting, Technology, Operations, Industry X, and Accenture Song. These capabilities, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients succeed and build trusted, lasting relationships. As of 2023, we have been recognized among Fortune's World's Most Admired Companies for 20 consecutive years. And that's just the beginning. Your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity, and your best true self to your work. Visit us at ******************
We Are:
In today's world, business leaders want to rapidly and confidently reinvent to increase resilience, mitigate risk, and grow with sustainable value. That's where Accenture Strategy & Consulting comes in. We bring together strategic visionaries, industry experts, practitioners from across every enterprise function, business intelligence professionals, change specialists, data and AI authorities, and many other specialized skills to co-create each client's unique path to reinvention. You will be a trusted partner to business leaders, working with a diverse team of experts to deliver successful tech-enabled transformation and new kinds of value for your clients. Join our global network of people using the latest assets, platforms, and partnerships to help bring ideas to life.
Strategy & Consulting is one of five services that make up one Accenture - the others are Operations, Technology, Song and Industry X
Management Consulting professionals design and implement transformation programs that integrate strategy, technology, and operations to create enterprise value for clients. Accenture is growing our practice to help our clients navigate their transformational journeys. The Commercial Credit Servicing Banking Manager will be focused on supporting the development of our offerings and the delivery of consulting projects.
Responsibilities include:
+ Industry experience within business, commercial, or corporate banking segments.
+ Demonstrated business and technology expertise across the end-to-end Commercial credit lifecycle spanning sales, origination, fulfillment, servicing, and portfolio management.
+ Support Commercial Banking Transformation programs - including strategy development, operating model changes, and technology implementations
+ Manage all parts of projects, from client buy-in to planning, budgeting, and execution.
+ Source and coordinate work from other internal workforces.
+ Develop our next-generation Wholesale credit technology offerings.
+ Become a trusted advisor for C-suite clients looking to solve critical business problems.
+ Drive business development to originate new client opportunities.
+ Build your reputation as an industry thought leader.
+ Travel, as required, up to 80%.
Here's What You Need:
+ Minimum of 5 years of relevant professional services firm experience in technology or management consulting with broad experience in engagement management and business development
+ Minimum of 5 years of commercial credit (sales, operations, origination, servicing, portfolio management, trading) project management experience with relevant systems
+ A Bachelor's degree
Bonus Points If You Have:
+ Extensive transformation strategy or operating model design experience in commercial banking.
+ Launched new product offerings in the banking industry.
+ Built next-generation analytic capabilities (e.g., GenAI, data models) for commercial banking business.
+ Advanced degree or financial industry certification.
+ Demonstrated business and technology expertise across the end-to-end Commercial credit lifecycle spanning sales, origination, fulfillment, servicing, and portfolio management.
+ Demonstrated experience developing and managing relationships with senior client executives.
+ Successful track record of leading complex management and/or technology consulting engagements across the delivery lifecycle.
+ Structured problem-solving and ability to simplify complex initiatives to improve execution.
+ Experience with Next-Gen Technologies supporting Commercial Banking (e.g., nCino , Loan IQ, AFS, ACBS)
Professional Skills
+ Proven ability to operate within a collaborative environment.
+ Demonstrated commitment, teamwork, and collaboration in a professional setting; either military or civilian.
+ High energy level, focus, and ability to work well in demanding client environments.
+ Excellent communication (written and oral) and interpersonal skills.
+ Strong leadership, problem-solving, and decision-making abilities .
+ Unquestionable professional integrity, credibility, and character.
What's in it for you?
+ You will be part of a diverse, vibrant, global Accenture community; teams pushing the boundaries of new business capabilities and emerging technologies and services, sharing their experiences and lessons learned with each other. You'll have the chance to thrive in an environment where your ideas are valued and your voice matters.
+ At Accenture, you will be able to work on meaningful and innovative projects, powered by the latest technologies and industry best practices such as event-driven architectures and domain driven design.
+ Accenture will continually invest in your learning and growth. You'll learn from and work with Accenture's certified practitioners and Accenture will support you in growing your own tech stack, sales skills, and certifications.
+ You'll be immersed in the design and implementation of human-centric solutions to help solve complex challenges with some of the world's largest companies.
Compensation at Accenture varies depending on a wide array of factors, which may include but are not limited to the specific office location, role, skill set, and level of experience. As required by local law, Accenture provides a reasonable range of compensation for roles that may be hired in California, Colorado, District of Columbia, Illinois, Maryland, Minnesota, New Jersey, New York or Washington as set forth below.We accept applications on an on-going basis and there is no fixed deadline to apply.
Information on benefits is here. (************************************************************
Role Location Annual Salary Range
California $94,400 to $293,800
Colorado $94,400 to $253,800
District of Columbia $100,500 to $270,300
Illinois $87,400 to $253,800
Minnesota $94,400 to $253,800
Maryland $94,400 to $253,800
New York/New Jersey $87,400 to $293,800
Washington $100,500 to $270,300
What We Believe
We have an unwavering commitment to diversity with the aim that every one of our people has a full sense of belonging within our organization. As a business imperative, every person at Accenture has the responsibility to create and sustain an inclusive environment.
Inclusion and diversity are fundamental to our culture and core values. Our rich diversity makes us more innovative and more creative, which helps us better serve our clients and our communities. Read more here (***********************************************************************
Equal Employment Opportunity Statement
Accenture is an Equal Opportunity Employer. We believe that no one should be discriminated against because of their differences, such as age, disability, ethnicity, gender, gender identity and expression, religion or sexual orientation.
All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law.
Accenture is committed to providing veteran employment opportunities to our service men and women.
For details, view a copy of the Accenture Equal Employment Opportunity and Affirmative Action Policy Statement (********************************************************************************************************************************************** .
Requesting An Accommodation
Accenture is committed to providing equal employment opportunities for persons with disabilities or religious observances, including reasonable accommodation when needed. If you are hired by Accenture and require accommodation to perform the essential functions of your role, you will be asked to participate in our reasonable accommodation process. Accommodations made to facilitate the recruiting process are not a guarantee of future or continued accommodations once hired.
If you would like to be considered for employment opportunities with Accenture and have accommodation needs for a disability or religious observance, please call us toll free at ****************, send us an email (************************************************* or speak with your recruiter.
Other Employment Statements
Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States.
Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.
Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process.
The Company will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. Additionally, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the Company's legal duty to furnish information.
$100.5k-270.3k yearly 7d ago
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Asset Manager
Philadelphia Housing Authority 4.6
Risk manager job in Philadelphia, PA
Under the general supervision of the Area Manager, the Asset Manager is responsible for the comprehensive management, operation, maintenance, and administrative oversight of an assigned portfolio of Philadelphia Housing Authority (“PHA”) public housing developments and/or scattered-site properties. This position provides leadership and supervision to property management, maintenance, and support staff assigned to the portfolio and is accountable for overall portfolio performance, regulatory compliance, financial stewardship, and service delivery outcomes.
The Asset Manager ensures compliance with all applicable federal, state, and local laws and regulations governing public housing, including United States Department of Housing and Urban Development (“HUD”) requirements, Public Housing Management Assessment Program (“PHMAP”) standards, and PHA policies and procedures. The position is responsible for achieving established performance benchmarks related to occupancy, rent collection, unit turn-around, work order completion, lease enforcement, and housing quality standards, while fostering safe, well-maintained, and resident-centered communities.
The salary range for this position is $85,150-$106,447 annually. Placement at any specific point within the stated range is not guaranteed for any candidate. Final compensation will be determined based on the selected candidate's qualifications, experience, and skills, as well as internal equity and organizational considerations.
Minimum education
Bachelor's degree in Business Administration, Human Services, Housing Management, or a related field.
Certifications, Clearances, and Licenses required
A valid driver's license is required.
Minimum experience
Five (5) years of experience in public housing management, affordable housing, or real estate operations, including supervisory experience.
Alternative Qualifications
Ten (10) years of public housing management experience may be considered in lieu of other qualifications.
Preferred Qualifications/Experience
Eight (8) years of public housing management experience, including at least three (3) years in a supervisory capacity.
Public housing property management certification from the National Association of Housing and Redevelopment Officials (“NAHRO”), or another HUD-recognized organization.
Public Housing Specialist certification.
Knowledge of:
HUD regulations, PHMAP requirements, and standard operating procedures governing public housing programs.
Federal, state, and local laws and regulations related to public housing administration, including Fair Housing requirements.
Principles and practices of public housing property management, including admissions, occupancy, rent calculation, lease enforcement, and housing quality standards.
Preventive maintenance programs, work order systems, and service delivery models in residential housing environments.
Budget development, financial controls, and resource allocation for public housing operations.
Methods and standards for maintaining leasing, rent collection, inspection, and maintenance records.
Security considerations and riskmanagement practices applicable to public housing communities.
Principles of supervision, organizational management, and public-sector administration.
General office practices and the use of standard office equipment and systems.
Skill in:
Supervising and directing property management, maintenance, and support staff, including union-represented employees, in compliance with collective bargaining agreements.
Managing approved operating and capital budgets and monitoring expenditures to ensure fiscal accountability.
Reviewing operational and financial data to identify trends, deficiencies, and corrective actions.
Coordinating capital improvements, repairs, and contracted services across multiple sites.
Maintaining positive resident relations and addressing complaints, concerns, and service issues effectively.
Applying time management, prioritization, and scheduling principles in a fast-paced, multi-site environment.
Using personal computers and electronic systems, including Microsoft office and property management or housing management software (i.e. PeopleSoft).
Ability to:
Ensure consistent compliance with complex regulatory requirements and internal policies across a diverse property portfolio.
Communicate effectively, both orally and in writing, with staff, residents, management, auditors, and external stakeholders.
Establish and maintain effective working relationship with employees, labor representatives, PHA departments, community partners, and the general public.
Exercise sound judgment, analytical thinking, and problem-solving skills in operational and emergency situations.
Recognize deficiencies in building systems, site conditions, and service delivery and initiate corrective action.
Work effectively with individuals from diverse social, economic, and cultural backgrounds.
Perform effectively under pressure, meet deadlines, and manage competing priorities.
Essential functions
Reasonable accommodations may be made to enable qualified individuals with disabilities to perform the essential functions of this position.
Provides day-to-day supervision, leadership, and guidance to property management, maintenance, and support staff within the assigned portfolio, including union-represented employees in accordance with applicable collective bargaining agreements.
Ensures compliance with HUD regulations, Fair Housing laws, local housing ordinances, PHMAP requirements, and all PHA policies, procedures, and performance standards.
Oversees portfolio performance to meet or exceed established benchmarks, including occupancy targets, rent collection rates, vacant unit turn-around timelines, and emergency and routing work order completion standards.
Reviews and monitors key performance indicators, service requests, inspections, and financial data to identify operational risks, deficiencies, and opportunities for improvement.
Participates in the development of annual site-based operating and capital budgets and is accountable for managing approved budgets within delegated authority.
Reviews and approves purchase orders, invoices, and contractor payments for portfolio in accordance with established controls and procurement protocols.
Coordinates with the Area Manager and Director of Maintenance to identify capital needs and develop and implement plans to address rehabilitation, repair, and infrastructure requirements.
Ensures completion and documentation of Applications for Continued Occupancy (“ACOP”) related processes, housekeeping inspections, and other required occupancy and compliance activities.
Responds to after-hours and emergency situations as required.
Coordinates and supports audits, inspections, and reviews, ensuring accurate documentation and timely corrective actions.
Promotes positive relationship with residents, resident councils, and community stakeholders.
Develops and supports initiatives designed to enhance resident engagement and overall community quality of life.
Trains, coaches, and evaluates assigned staff in accordance with PHA policies and performance management standards.
Maintains current knowledge of trends, regulations, and best practices in public housing and property management.
Performs related duties as assigned.
Supervisory responsibilities
Direct supervision of approximately 20-30 employees, including property management, maintenance, and support staff.
Work environment
The work environment for this position varies between in office settings, residential housing developments, and sites undergoing maintenance, rehabilitation, or repair.
This position requires incumbents to be “on call” to respond to emergency situations.
Physical demands, Activities, Environmental Conditions
Work is primarily sedentary with regular periods of sitting, standing, and/or walking. Incumbents must also be able to:
Traverse residential sites, including uneven terrain.
Inspect units and common areas, including areas with limited accessibility.
Ascend and descend stairs.
Lift up to 15 pounds at a time.
Travel required
Regular travel to PHA sites throughout the City of Philadelphia.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
All applications will be accepted via PHA's Jobs Board at ***********************
About the Philadelphia Housing Authority (PHA)
Established in 1937, and with an employment workforce of over 1,100, the Philadelphia Housing Authority is a municipal agency providing public housing services to over 76,000 residents in the city of Philadelphia, Pennsylvania.
Financial support for Authority operations and capital needs comes primarily from rent payments and subsidies provided by the U.S. Department of Housing and Urban Development (HUD). PHA is one of a very select group of housing authorities across the nation that has attained Moving to Work (MTW) status. This designation allows housing agencies the opportunity and flexibility, on a local level, to develop and implement innovative housing and self-sufficiency strategies to benefit public housing residents and Housing Choice Voucher Program (HCVP) participants.
PHA is an equal opportunity employer and makes all employment decisions on the basis of individual qualifications without regard to race, creed, color, sex, sexual orientation, gender identify, pregnancy, national origin, ethnicity or ancestry, religion, age, disability, citizenship, marital status, military or veteran status, genetic information, or any other protected characteristic.
Hours:
40
Pay Details:
$95,264 - $155,376 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Analytics, Insights, & Artificial Intelligence
Job Description:
The Model Validation (MV) group in Enterprise Risk, RiskManagement is responsible for the independent validation and approval of all analytical models used for TD.
The position reports to Senior Manager, Trading Surveillance and Insider Risk Models Validation. Detailed accountabilities include:
Validates Financial Crime RiskManagement (FCRM) models for Trading Surveillance
Develop an effective and efficient validation testing plan based on design of different FRCM models and complete validation in time to support various business initiatives and regulators requirements.
Conduct or instruct junior validator for different validation analyses to ensure capture all material & critical model limitations.
Have effective communication with different stakeholders from 1st line and in-time solve model limitations / issues to meet validation lead time target.
Deliver high quality model validation reports with adequate information and justification to support validation conclusions and Audit / regulator review / assessment of validation process and validation analysis.
Recommends the approval of the models or other corrective actions based on independent vetting and validation.
Maintains full professional knowledge of techniques and developments in FCRM modeling for Trading Surveillance and Insider RiskManagement and share knowledge with business partners and senior management.
Supports developing standards and procedures for vetting and validation that are compliant with the Bank's internal Model Risk Policy, adhere with industry best practices, and meet regulatory requirements.
Supports Senior Manager to develop and coach Junior validators
Responds to requests from both Canadian and U.S. regulators, internal and external audit in their review/audit of risk models and vetting/validation process and procedures. Provide information and assistance as required.
Works effectively with internal model development group, Audit, and other internal partners to ensure risk models meet required Bank standards for use.
Depth & Scope:
Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
Leads and manages a sizeable team of Analyst professionals and overall operation of a diverse group in an area of moderate risk, complexity or scope
Ensures an integrated approach with other business management areas, broader organization, and enterprise as appropriate
Deep knowledge and understanding of businesses/technology, and organizational practices/disciplines
Sound to advanced knowledge of external competition, industry and/or market trends in relation to own function/business
Focuses on short to medium-term issues (e.g. 6-12 months)
Education & Experience:
Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or;
5+ year of relevant experience; higher degree education and research tenure can be counted
Preferred Qualifications:
Post-secondary degree in one or more of the following areas: computer science, statistics, mathematics, financial engineering, or engineering
Experience in either developing or validating FRCM models with exposure in AI / ML
In-depth knowledge of FCRM modeling for Trading Surveillance, Trading Strategy and Algorithm, or FI operations
Proficient in relevant programming languages & software such as Python, H2O.AI, Scala, etc.
Excellent verbal and written communication skills
Excellent time / project management and multitasking skills with minimal supervision
Customer Accountabilities:
Leads team of Data Modelling professionals and provides day to day direction as needed
Acts as People Manager and is responsible for ongoing coaching and development, setting objectives, assessing performance
Leads and oversees the design and delivery of enterprise analytic solutions for customers
Oversees build of complex statistical models that learn from and scale to petabytes of data
Works in a highly interactive, team-oriented environment with Big Data developers, and analytical experts
Provides analytical thought leadership and stays current on developments in data mining
May be accountable to lead team in developing powerful business insights from social marketing and industrial data using advanced machine learning techniques
Shareholder Accountabilities:
Ensures team adheres to enterprise frameworks and methodologies related to overall business management activities
Supports team in staying knowledgeable on emerging issues, trends and evolving regulatory requirements and assesses potential impacts to the Bank
Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and business management where required
Ensures business operations are in compliance with applicable internal and external requirements (e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
Leads relationships with business lines / corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
Protects the interests of the organization - identifies and managesrisks, and escalates non-standard, high-risk transaction/ activities as necessary
Manages oversight process, risk-based identification and monitoring of related risks and regulatory compliance across the supported functions, while ensuring key controls and processes are effectively managed
Oversees or leads the facilitation and/or implementation of action/remediation plans to address performance/risk/governance issues
Maintains a culture of riskmanagement and control, supported by effective processes in alignment with risk appetite
Employee/Team Accountabilities:
Cultivates and models the Colleague Promise to support colleague growth, and a culture of care; makes an impact at work and in our communities by leading with authenticity and supporting well-being to represent TD's brand
Connects the alignment of colleague's contributions with the TD Shared Commitments
Builds and retains an engaged and diverse team where every colleague and customer are valued, respected, and listened to; committed to a common goal and collaborate to move with speed and get things done
Demonstrates inclusive leadership by taking meaningful action with intention to support colleagues and customers across all dimensions of diversity, including those from underrepresented communities, being actively anti-racist, attracting and retaining diverse slate of candidates, nurturing mutual respect, inclusivity of thought and collaboration to drive successful results
Recruits, identifies strong talent and develops a diverse talent pipeline of qualified workforce to innovate and maximize individual strengths to lead to a better business outcome
Enables colleague growth by encouraging colleague development to achieve career and business objectives, ensuring timely motivating appreciation and recognition to all colleagues
Enables a continuous learning culture by proactively seeking, listening to and actioning feedback from peers and from colleague listening opportunities to continuously improve the colleague experience and grow your personal leadership
Models sharing of knowledge, information, skills, and subject matter expertise among the team; ensures timely management and escalation of issues, and leads collaboration with other functions and teams
Leads your team through change and creates an environment where teams feel psychologically safe to challenge current practices by modeling resiliency and flexibility, providing direction on changing priorities and empowering colleagues to drive innovation
Enables a high-performance culture by setting team targets and objectives, facilitating on-going and proactive feedback/coaching and conducting Quarterly Check-Ins for all colleagues to drive accountability and business results
Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - Occasional
International Travel - Never
Performing sedentary work - Continuous
Performing multiple tasks - Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds - Occasional
Sitting - Continuous
Standing - Occasional
Walking - Occasional
Moving safely in confined spaces - Occasional
Lifting/Carrying (under 25 lbs.) - Occasional
Lifting/Carrying (over 25 lbs.) - Never
Squatting - Occasional
Bending - Occasional
Kneeling - Never
Crawling - Never
Climbing - Never
Reaching overhead - Never
Reaching forward - Occasional
Pushing - Never
Pulling - Never
Twisting - Never
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
#LI-AMCBCorporate
#IN-AMCBCorporate
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$95.3k-155.4k yearly Auto-Apply 11d ago
Risk Manager
Legends Global
Risk manager job in West Conshohocken, PA
In order to be considered for this role, after clicking "Apply Now" above and being redirected, you must fully complete the application process on the follow-up screen.
RiskManager
FACILITY: Pensacola Bay Center
DEPARTMENT: Marketing & Events
REPORTS TO: Sr Marketing & Sales Manager or Designee
FLSA STATUS: Part-Time, Hourly, Non-Exempt
LEGENDS & ASM GLOBAL
Two powerhouse companies have joined forces to redefine excellence in sports, entertainment, and live events. Together, we combine unmatched expertise with a global reach, offering end-to-end solutions - from venue development and event booking to revenue strategy and hospitality.
Legends brings a 360-degree, data-driven approach across Global Partnerships, Hospitality, Merchandise, and Attractions, working with top-tier clients to deliver exceptional experiences.
ASM Global, the world leader in venue management and live event production, oversees 350+ iconic venues stadiums, arenas, conventions centers and theaters.
Our organization is committed to building an inclusive, innovative environment where differences drive solutions that benefit our team members, guests, and partners. Guided by our values of respect, integrity, and accountability, we create a workplace where everyone can succeed. Are you ready to be part of the team that is transforming live entertainment?
Join us to make legends happen!
POSITION SUMMARY
The Pensacola Bay Center's RiskManager is responsible for overseeing safety and security during events. This position provides oversight, direction, and supervision of safety and security matters related to the public by performing the duties listed below.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Serves as liaison with Police, security, medical services and front of house staff in all matters involving event safety, security and traffic control
Assists in coordination of third-party security staff, to ensure appropriate coverage
Responsible for responding to and properly documenting guest related incidents and/or injuries
Demonstrates excellent customer service skills; responds promptly to customer needs and requests for service and/or assistance
Efficiently and courteously provides guidance to guests and staff concerning event safety and security
Completes various records and reports
Performs other related duties as assigned by venue management
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Excellent organizational skills required
Good written, verbal, and interpersonal skills required
Ability to interact with all levels of staff including management
Professional presentation, appearance, and work ethic
Ability to operate a computer terminal and printer
Dependable team player
Enthusiastic self-starter
Ability to learn new skills
Subject to credit and background screening
EDUCATION AND/OR EXPERIENCE
Minimum of five years of responsible experience in security or law enforcement and a focus on security and safety
Police and/or law enforcement background strongly preferred
SKILLS AND ABILITIES
Experience and understanding of the principles, tactics, and procedures related to the management of security and safety services in a public assembly environment
Work independently and able to exercise judgement and initiative
Have excellent communication, listening, problem solving, and organizational skills
Able to understand, speak, read, and write English
Able to interact with guests, vendors, and staff in a friendly, courteous, and polite manner
Able to operate two-way radio equipment
WORKING CONDITIONS
Location: Onsite at Pensacola Bay Center, Pensacola, FL
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this role. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.
Ability to walk and/or stand for long periods of time, climb stairs, stoop, bend, and maneuver throughout the exterior and interior of the venue
Type on keyboard and maneuver a computer mouse
Reach with arms and hands to finger, handle, or manipulate hardware and equipment
Must be able to lift and/or move up to 50 pounds or occasionally more with assistance
Work inside and outside the building is required, with possible exposure to adverse conditions
Able to work extended and/or irregular hours including nights, weekends, and holidays
NOTE:
The essential responsibilities of this position are described under the headings above. They may be subject to change at any time due to reasonable accommodation or other reasons. Also, this document in no way states or implies that these are the only duties to be performed by the employee occupying this position.
Legends & ASM Global is an Equal Opportunity/Affirmative Action employer, and encourages Women, Minorities, Individuals with Disabilities, and protected Veterans to apply. VEVRAA Federal Contractor.
$88k-125k yearly est. 52d ago
Card Portfolio Risk Management, Executive Director
JPMC
Risk manager job in Wilmington, DE
Bring your expertise to JPMorgan Chase and help shape the future of riskmanagement in a world-class organization. As part of RiskManagement and Compliance, you'll be at the center of keeping JPMorgan Chase strong and resilient, using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture is built on innovation, challenging the status quo, and striving to be best-in-class. Join a team that values outside-the-box thinking and empowers you to drive meaningful change. Make a lasting impact by developing strategies that balance growth, risk mitigation, and customer experience.
As an Executive Director, Portfolio RiskManagement in Chase Consumer Card Services, you will be responsible for developing, optimizing, and overseeing riskmanagement strategies, policies, and controls for the consumer card portfolio. You will collaborate with senior leaders across RiskManagement, Finance, Lending, and Card Business Units, as well as internal and external stakeholders, to ensure strategies drive strong financial performance and robust risk controls. This role offers the opportunity to lead innovation, influence key decisions, and shape the future of riskmanagement in a dynamic, high-impact environment.
Job Responsibilities:
Drive risk strategy and innovation by partnering with cross-functional teams and business leaders
Develop and implement decision rules for high-risk accounts, including line decreases and closures
Manage low exposure accounts, including inactive closures and right-sizing for low-utilized accounts
Collaborate with senior leaders to drive strategic initiatives and influence key business decisions
Lead inclusively with purpose, integrity, and a focus on continuous professional development and talent management
Represent Portfolio ManagementRisk at the leadership table, contributing to strategic direction
Work with Risk, Lending, and IT teams to launch risk strategies and capabilities, emphasizing strong testing and controls
Managerisk strategies to drive financial performance and loss mitigation improvements
Innovate to ensure optimal strategy performance and adaptability to changing business needs
Partner with Risk Governance, Legal, and Compliance to ensure policies meet regulatory requirements
Communicate regularly with internal constituents and external regulators to review and enhance riskmanagement practices
Required Qualifications, Capabilities, and Skills:
Bachelor's degree in a quantitative discipline from an accredited college/university
Minimum 10 years of experience in the consumer lending industry
Minimum 5 years of experience leading a proficient analytic organization
Strong knowledge and understanding of Consumer Credit laws and regulations
Proven ability to develop effective controls and managerisk in a complex environment
Expertise in exposure management and risk mitigation strategies
Demonstrated leadership in solving business problems through structured analytics
Excellent communication and interpersonal skills, with the ability to influence senior stakeholders
Proven ability to evaluate the business climate, anticipate change, and develop compensating strategies
Strong project management skills and attention to detail
Ability to efficiently manage concurrent assignments and quickly react to changing or competing priorities
Preferred Qualifications, Capabilities, and Skills:
Master's degree in a quantitative discipline or related field
Experience interacting with external regulators and internal governance teams
Background in developing and optimizing risk strategies for consumer card portfolios
Experience with decision technology environments and complex strategy delivery
Track record of driving innovation and process improvement in riskmanagement
Strong talent management and team development skills
Familiarity with emerging riskmanagement technologies and analytics tools
$111k-160k yearly est. Auto-Apply 40d ago
Director Cost & Risk Management
GSK, Plc
Risk manager job in King of Prussia, PA
Site Name: USA - Pennsylvania - King of Prussia, Belgium-Wavre, Field Worker - SWE, France - Evreux, Singapore - Tuas, UK - London - New Oxford Street, USA - Pennsylvania - Marietta Business Introduction We make and supply medicines and vaccines all around the globe and our teams own every production stage, from creating quality products at our manufacturing sites to designing effective supply forecasting and regulatory inspections; all powered by digital, data and analytics. We operate at impressive scale, producing over 2.3 billion packs of medicines and doses of vaccines in 2023.
We continue to modernize, so we can launch even more new products at speed whilst continuing to deliver across our entire portfolio through our relentless focus on quality, safety, and service. The way we work will change. For some, the shift in technology and products will be revolutionary. Our R&D pipeline demands a new kind of supply chain, and we need the very best minds and capability to help us on our journey to make more complex products, harnessing the power of smart manufacturing technologies including robotics, digital solutions and artificial intelligence to deliver for patients.
Position Summary
The Director of Cost and RiskManagement plays a strategic leadership role within the Project Controls organization, overseeing cost engineering, financial governance, and riskmanagement across a portfolio of Global capital projects. This role ensures that projects are delivered within budget and risk thresholds while maintaining compliance with GMP and corporate standards. The ideal candidate brings deep expertise in cost control, risk analytics, and stakeholder engagement, with a proven track record in the pharmaceutical or life sciences sector.
This role will directly report to the Head of Project Controls (PC) and will be part of Global project controls leadership, which manages both project-based PC deliveries and functional responsibilities for key processes within GCP.
In this role you will be responsible for:
Cost Management Leadership
* Develop and implement cost control strategies across global capital projects.
* Translate Capital management principles into Cost management functional practices (such as Accruals, Cashflows, Value of work done etc.).
* Oversee budgeting, forecasting, cost tracking, and variance analysis.
* Ensure alignment with corporate financial policies and capital governance processes.
* Lead cost benchmarking and value engineering initiatives.
* Support with Independent Project reviews.
RiskManagement Strategy
* Establish and maintain a robust project riskmanagement framework.
* Facilitate risk identification, qualitative and quantitative analysis, and mitigation planning.
* Integrate risk insights into project decision-making and portfolio prioritization.
* Lead risk workshops and scenario planning with cross-functional teams.
* Responsible for Quantitative Risk analysis using tools
* Support with Independent Project reviews.
Governance & Reporting
* Ensure adherence to internal controls, audit requirements, and regulatory standards
* Support stage-gate reviews and SCRB (Supply chain review board) presentations.
* Deliver executive-level reporting on cost performance, risk exposure, and mitigation effectiveness.
* Develop dashboards and analytics tools to support proactive decision-making.
* Support portfolio-level financial and risk reporting.
Leadership & Collaboration
* Lead a team of cost engineers, risk analysts, and project controls professionals.
* Collaborate with Finance, Engineering, Quality, Procurement, and PMO teams.
* Act as a senior advisor to project sponsors and executive leadership.
Project Management Framework (PMF) Tools & Templates
* Prepare and maintain all tools and templates related to Cost management (Cost report, Cashflows,
* Prepare and maintain all tools and templates related to Riskmanagement (Risk Register,
* Develop dashboards and analytics tools to support proactive decision-making.
* Drive continuous improvement in cost and riskmanagement practices
GCP Operations budget
* Prepare, update & maintain GCP Operations budget
* Monthly actuals reconciliation, department budget tracking,
Why You?
Basic Qualification
We are seeking professionals with the following required skills and qualifications to help us achieve our goals:
* Bachelor's or master's degree in engineering, Finance, Project Management, or related field.
* 15+ years of experience in project controls, with leadership in cost and riskmanagement.
* knowledge of comprehensive stage gate models for capital project delivery through all stages of the project lifecycle.
* knowledge of Cost Management and Riskmanagement practices for capital projects.
* Experience with Senior stakeholder management and influencing capabilities
* Experience with tools such as SAP, EcoSys, Unifier and risk modelling software (e.g., @Risk, Safran).
* Experience with data analysis, statistical analysis and report preparation.
Preferred Qualification
Please note the following skills are not necessary, just preferred, if you do not have them, please still apply:
* MSc or PhD or other Chartered / Professional Qualification in a relevant discipline
* Excellent management, communication and interpersonal skills, with comfort cooperating with individuals internally and externally at all organizational levels.
* Understanding of how different functions interface on GSK projects.
* Solid knowledge of GSK project process, User requirement management, quality and compliance requirement, site project completion and pre-start processes, and how these impact engineering and design, construction, commissioning, and qualification contracts
* Familiar with the GCP Project Management Framework (PMF), relevant engineering standards and compliance requirement as well as Quality Management Systems
* PMP (Project Management Professional) or CCP (Certified Cost Professional) or PMI-SP (Scheduling Professional) or Lean Six Sigma or similar process improvement credentials
Work Arrangement
Hybrid arrangements will be considered depending on site needs and role responsibilities. Regular on-site presence will be required to collaborate with project and site teams.
How to apply
If you are ready to lead cost and risk practices that improve project outcomes and support meaningful work for patients, we want to hear from you. Please submit your CV and a short note describing your relevant experience and what motivates you to apply. We welcome applicants from all backgrounds and encourage people who value inclusion to apply.
#LI-GSK
Please visit GSK US Benefits Summary to learn more about the comprehensive benefits program GSK offers US employees.
Why GSK?
Uniting science, technology and talent to get ahead of disease together.
GSK is a global biopharma company with a purpose to unite science, technology and talent to get ahead of disease together. We aim to positively impact the health of 2.5 billion people by the end of the decade, as a successful, growing company where people can thrive. We get ahead of disease by preventing and treating it with innovation in specialty medicines and vaccines. We focus on four therapeutic areas: respiratory, immunology and inflammation; oncology; HIV; and infectious diseases - to impact health at scale.
People and patients around the world count on the medicines and vaccines we make, so we're committed to creating an environment where our people can thrive and focus on what matters most. Our culture of being ambitious for patients, accountable for impact and doing the right thing is the foundation for how, together, we deliver for patients, shareholders and our people.
Should you require any adjustments to our process to assist you in demonstrating your strengths and capabilities contact us at ************************ where you can also request a call.
Please note should your inquiry not relate to adjustments, we will not be able to support you through these channels. However, we have created a Recruitment FAQ guide. Click the link where you will find answers to multiple questions we receive
GSK is an Equal Opportunity Employer. This ensures that all qualified applicants will receive equal consideration for employment without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service or any basis prohibited under federal, state or local law.
Important notice to Employment businesses/ Agencies
GSK does not accept referrals from employment businesses and/or employment agencies in respect of the vacancies posted on this site. All employment businesses/agencies are required to contact GSK's commercial and general procurement/human resources department to obtain prior written authorization before referring any candidates to GSK. The obtaining of prior written authorization is a condition precedent to any agreement (verbal or written) between the employment business/ agency and GSK. In the absence of such written authorization being obtained any actions undertaken by the employment business/agency shall be deemed to have been performed without the consent or contractual agreement of GSK. GSK shall therefore not be liable for any fees arising from such actions or any fees arising from any referrals by employment businesses/agencies in respect of the vacancies posted on this site.
Please note that if you are a US Licensed Healthcare Professional or Healthcare Professional as defined by the laws of the state issuing your license, GSK may be required to capture and report expenses GSK incurs, on your behalf, in the event you are afforded an interview for employment. This capture of applicable transfers of value is necessary to ensure GSK's compliance to all federal and state US Transparency requirements. For more information, please visit the Centers for Medicare and Medicaid Services (CMS) website at *********************************
$94k-135k yearly est. Auto-Apply 10d ago
Director Cost & Risk Management
GSK
Risk manager job in King of Prussia, PA
Business Introduction
We make and supply medicines and vaccines all around the globe and our teams own every production stage, from creating quality products at our manufacturing sites to designing effective supply forecasting and regulatory inspections; all powered by digital, data and analytics. We operate at impressive scale, producing over 2.3 billion packs of medicines and doses of vaccines in 2023.
We continue to modernize, so we can launch even more new products at speed whilst continuing to deliver across our entire portfolio through our relentless focus on quality, safety, and service. The way we work will change. For some, the shift in technology and products will be revolutionary. Our R&D pipeline demands a new kind of supply chain, and we need the very best minds and capability to help us on our journey to make more complex products, harnessing the power of smart manufacturing technologies including robotics, digital solutions and artificial intelligence to deliver for patients.
Position Summary
The Director of Cost and RiskManagement plays a strategic leadership role within the Project Controls organization, overseeing cost engineering, financial governance, and riskmanagement across a portfolio of Global capital projects. This role ensures that projects are delivered within budget and risk thresholds while maintaining compliance with GMP and corporate standards. The ideal candidate brings deep expertise in cost control, risk analytics, and stakeholder engagement, with a proven track record in the pharmaceutical or life sciences sector.
This role will directly report to the Head of Project Controls (PC) and will be part of Global project controls leadership, which manages both project-based PC deliveries and functional responsibilities for key processes within GCP.
In this role you will be responsible for:
Cost Management Leadership
Develop and implement cost control strategies across global capital projects.
Translate Capital management principles into Cost management functional practices (such as Accruals, Cashflows, Value of work done etc.).
Oversee budgeting, forecasting, cost tracking, and variance analysis.
Ensure alignment with corporate financial policies and capital governance processes.
Lead cost benchmarking and value engineering initiatives.
Support with Independent Project reviews.
RiskManagement Strategy
Establish and maintain a robust project riskmanagement framework.
Facilitate risk identification, qualitative and quantitative analysis, and mitigation planning.
Integrate risk insights into project decision-making and portfolio prioritization.
Lead risk workshops and scenario planning with cross-functional teams.
Responsible for Quantitative Risk analysis using tools
Support with Independent Project reviews.
Governance & Reporting
Ensure adherence to internal controls, audit requirements, and regulatory standards
Support stage-gate reviews and SCRB (Supply chain review board) presentations.
Deliver executive-level reporting on cost performance, risk exposure, and mitigation effectiveness.
Develop dashboards and analytics tools to support proactive decision-making.
Support portfolio-level financial and risk reporting.
Leadership & Collaboration
Lead a team of cost engineers, risk analysts, and project controls professionals.
Collaborate with Finance, Engineering, Quality, Procurement, and PMO teams.
Act as a senior advisor to project sponsors and executive leadership.
Project Management Framework (PMF) Tools & Templates
Prepare and maintain all tools and templates related to Cost management (Cost report, Cashflows,
Prepare and maintain all tools and templates related to Riskmanagement (Risk Register,
Develop dashboards and analytics tools to support proactive decision-making.
Drive continuous improvement in cost and riskmanagement practices
GCP Operations budget
Prepare, update & maintain GCP Operations budget
Monthly actuals reconciliation, department budget tracking,
Why You?
Basic Qualification
We are seeking professionals with the following required skills and qualifications to help us achieve our goals:
Bachelor's or master's degree in engineering, Finance, Project Management, or related field.
15+ years of experience in project controls, with leadership in cost and riskmanagement.
knowledge of comprehensive stage gate models for capital project delivery through all stages of the project lifecycle.
knowledge of Cost Management and Riskmanagement practices for capital projects.
Experience with Senior stakeholder management and influencing capabilities
Experience with tools such as SAP, EcoSys, Unifier and risk modelling software (e.g., @Risk, Safran).
Experience with data analysis, statistical analysis and report preparation.
Preferred Qualification
Please note the following skills are not necessary, just preferred, if you do not have them, please still apply:
MSc or PhD or other Chartered / Professional Qualification in a relevant discipline
Excellent management, communication and interpersonal skills, with comfort cooperating with individuals internally and externally at all organizational levels.
Understanding of how different functions interface on GSK projects.
Solid knowledge of GSK project process, User requirement management, quality and compliance requirement, site project completion and pre-start processes, and how these impact engineering and design, construction, commissioning, and qualification contracts
Familiar with the GCP Project Management Framework (PMF), relevant engineering standards and compliance requirement as well as Quality Management Systems
PMP (Project Management Professional) or CCP (Certified Cost Professional) or PMI-SP (Scheduling Professional) or Lean Six Sigma or similar process improvement credentials
Work Arrangement
Hybrid arrangements will be considered depending on site needs and role responsibilities. Regular on-site presence will be required to collaborate with project and site teams.
How to apply
If you are ready to lead cost and risk practices that improve project outcomes and support meaningful work for patients, we want to hear from you. Please submit your CV and a short note describing your relevant experience and what motivates you to apply. We welcome applicants from all backgrounds and encourage people who value inclusion to apply.
#LI-GSK
Please visit GSK US Benefits Summary to learn more about the comprehensive benefits program GSK offers US employees.
Why GSK?
Uniting science, technology and talent to get ahead of disease together.
GSK is a global biopharma company with a purpose to unite science, technology and talent to get ahead of disease together. We aim to positively impact the health of 2.5 billion people by the end of the decade, as a successful, growing company where people can thrive. We get ahead of disease by preventing and treating it with innovation in specialty medicines and vaccines. We focus on four therapeutic areas: respiratory, immunology and inflammation; oncology; HIV; and infectious diseases - to impact health at scale.
People and patients around the world count on the medicines and vaccines we make, so we're committed to creating an environment where our people can thrive and focus on what matters most. Our culture of being ambitious for patients, accountable for impact and doing the right thing is the foundation for how, together, we deliver for patients, shareholders and our people.
Should you require any adjustments to our process to assist you in demonstrating your strengths and capabilities contact us at ************************ where you can also request a call.
Please note should your inquiry not relate to adjustments, we will not be able to support you through these channels. However, we have created a Recruitment FAQ guide. Click the link where you will find answers to multiple questions we receive
GSK is an Equal Opportunity Employer. This ensures that all qualified applicants will receive equal consideration for employment without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), parental status, national origin, age, disability, genetic information (including family medical history), military service or any basis prohibited under federal, state or local law.
Important notice to Employment businesses/ Agencies
GSK does not accept referrals from employment businesses and/or employment agencies in respect of the vacancies posted on this site. All employment businesses/agencies are required to contact GSK's commercial and general procurement/human resources department to obtain prior written authorization before referring any candidates to GSK. The obtaining of prior written authorization is a condition precedent to any agreement (verbal or written) between the employment business/ agency and GSK. In the absence of such written authorization being obtained any actions undertaken by the employment business/agency shall be deemed to have been performed without the consent or contractual agreement of GSK. GSK shall therefore not be liable for any fees arising from such actions or any fees arising from any referrals by employment businesses/agencies in respect of the vacancies posted on this site.
Please note that if you are a US Licensed Healthcare Professional or Healthcare Professional as defined by the laws of the state issuing your license, GSK may be required to capture and report expenses GSK incurs, on your behalf, in the event you are afforded an interview for employment. This capture of applicable transfers of value is necessary to ensure GSK's compliance to all federal and state US Transparency requirements. For more information, please visit the Centers for Medicare and Medicaid Services (CMS) website at *********************************
$94k-135k yearly est. Auto-Apply 11d ago
Managing Director of Risk Management and Compliance
Career Opportunities @Phmc
Risk manager job in Philadelphia, PA
About PHMC
PHMC has been dedicated to creating and sustaining healthier communities since its founding in 1972. With a workforce of more than 1,500 employees, a network of subsidiaries, and more than 70 programs operating across multiple service lines, PHMC delivers essential services to hundreds of thousands of individuals each year. Our work spans a broad swatch of public health and includes physical health, behavioral health, early childhood education, housing and homelessness, specialized schools, community health initiatives and more.
PHMC serves as both a direct service provider to individuals, families and communities across the region and as an intermediary agent - managing large-scale contracts, government and philanthropic partnerships, and multidisciplinary initiatives that require operational sophistication, strategic leadership, and deep mission alignment. For more information on our organization, please visit our website at Public Health Management Corporation. We are launching a search for an integral member of the PHMC team, the Managing Director of RiskManagement and Compliance.
Position Summary
The Managing Director of RiskManagement and Compliance is responsible for developing and executing enterprise-wide strategies that protect the organization's people, operations, reputation, and financial assets. This role provides leadership for enterprise riskmanagement (ERM), insurance and risk transfer programs, compliance oversight, and organizational safety initiatives.
The Managing Director identifies areas of vulnerability and organizational risk, leads corrective action planning, manages significant incidents and large-loss claims, and establishes enterprise-wide training to mitigate exposure. The Managing Director maintains critical oversight of all steps to investigate and defend the organization within related proceedings. Such oversight may take place over extended periods.
This position serves as a senior advisor to the Chief Executive Officer, PHMC leadership and independently advises the Board of Directors on riskmanagement, compliance, and ethics.
Essential Duties and Responsibilities
Enterprise RiskManagement and Strategy
Develop, implement, and maintain a comprehensive enterprise riskmanagement framework encompassing operational, financial, regulatory, reputational, and workforce-related risks.
Identify, assess, prioritize, and monitor risks across all business units and subsidiaries.
Communicate risk exposure, trends, and mitigation strategies to executive leadership and the Board of Directors.
Lead the development and execution of corrective action plans to address identified risks and compliance gaps.
Insurance and Risk Transfer
Manage the organization's insurance portfolio, including property, general liability, professional liability, directors and officers (D&O), workers' compensation, cyber, and specialty coverages.
Partner with Legal and Finance to review real estate transactions, program operations, and city, state, and funder partnerships to identify insurance and indemnification requirements.
Negotiate coverage terms, limits, and pricing with brokers and carriers to ensure appropriate coverage and cost efficiency.
Oversee insurance renewals, underwriting submissions, and broker relationships.
Compliance, Safety and Incident/Claim Management
Oversee organizational safety programs and ensure compliance with applicable federal, state, and local regulations.
Direct the management of significant incidents, investigations, and large-loss claims, including documentation, root cause analysis, and resolution.
Establish and monitor enterprise risk, safety, and compliance metrics and dashboards.
Confers with Legal and senior leadership in responding to legal claims/inquiries. Maintains critical oversight of all steps to investigate and defend the organization within related proceedings. Such oversight may take place over extended periods.
Design and deliver risk awareness, compliance, and safety training for employees, supervisors, and leadership.
Governance, Ethics and Advisory
Serve as a trusted advisor to the CEO and Leadership Team on enterprise risk, compliance, and ethics matters.
As required and requested, provide independent reporting to the Board of Directors and applicable Board Committees.
Promote a culture of accountability, ethical conduct, and proactive risk mitigation across the organization.
Education and Experience
Bachelor's degree required; master's degree preferred in RiskManagement, Business Administration, Public Administration, Law, Public Health, or a related field
Minimum of 8 years of progressive leadership experience in riskmanagement, compliance, insurance, or related disciplines
Demonstrated experience advising executive leadership and Boards of Directors
Experience in complex, multi-site nonprofit, public health, or healthcare-adjacent organizations strongly preferred
Knowledge, Skills and Abilities
Strong analytical, strategic thinking, and problem-solving skills
Excellent written and verbal communication skills
Proven negotiation skills with brokers, carriers, and external partners
High level of judgment, integrity, and discretion
Effectively manage professional team; may provide direction to other PHMC team members
Ability to work independently while collaborating across Legal, Finance, Human Resources, Facilities, Operations, and Executive Leadership
Physical Demands and Work Environment
Primarily sedentary work in an office environment with occasional travel to program sites
Ability to sit, stand, and work at a computer for extended periods
Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions
FLSA Classification Statement
This position is classified as Exempt under the Fair Labor Standards Act (FLSA) and is not eligible for overtime compensation. The role meets the executive and administrative exemption criteria based on its level of responsibility, independent judgment, and authority.
Equal Employment Opportunity Statement
PHMC is an Equal Opportunity and E-Verify Employer and is committed to creating a diverse and inclusive workplace free from discrimination and harassment.
$94k-135k yearly est. 10d ago
Chief Credit Risk Officer
Continental Finance Company
Risk manager job in Wilmington, DE
Job DescriptionSalary:
The Chief Credit Risk Officer (CCRO) at Continental Finance Company will be responsible for designing, executing, and coordinating the overall credit riskmanagement strategy, with a specialized focus on the subprime market credit card portfolio.
The Chief Credit Risk Officer will be responsible for shaping and executing a comprehensive credit riskmanagement strategy, including oversight of credit policy development and implementation, as well as monitoring portfolio performance to detect credit migrations and emerging trends.
The Chief Credit Risk Officer will collaborate closely with executive leadership, the riskmanagement team, bank partners, and other business units to effectively manage the balance between risk and growth in this unique and complex subprime credit card market.
Essential Functions:
Oversee credit decisioning, ensuring that lending standards align with the organizations risk tolerance protocols and issuing bank credit policies, while supporting responsible growth in the subprime market.
Continuously monitor and assess the performance of the subprime credit card portfolio identifying trends, potential risks, and opportunities for portfolio optimization.
Direct the evaluation of credit risk for subprime credit card customers, utilizing credit scoring models, behavioral data, and macroeconomic factors, all in alignment with partner bank policies.
Lead the development of advanced credit risk models and segmentation strategies that appropriately assess the unique risks in the subprime credit card space.
Develop and execute portfolio risk mitigation strategies, including balance management, credit line adjustments, and collection practices, to minimize losses and maximize profitability.
Oversee the development of real-time credit risk reporting tools and dashboards, enabling proactive risk monitoring and decision-making.
Develop and implement loss prevention strategies specific to the subprime cardholder base, including credit limits, fee structures, and collection practices.
Collaborate with collections and servicing teams to enhance loss recovery and minimize charge-offs, defaults, and delinquencies within the subprime portfolio.
Lead stress testing and scenario analyses to understand potential risks under various economic conditions and customer behavior models.
Lead and mentor a team of credit risk professionals fostering a culture of excellence, collaboration, and continuous improvement.
Work closely with marketing, data science, operations, compliance and legal teams to ensure alignment on subprime credit risk strategies and compliance with regulatory requirements.
Conduct regular audits of credit risk policies, processes, and portfolio performance to ensure adherence to both internal and regulatory standards.
Prepare and present presentations to executive leadership that include analytics on expected portfolio performance, identifying trends and areas of potential risk and/or opportunity.
Innovate to build risk strategies to embrace data driven decisions.
The ideal candidate will have the following:
10 years of risk strategy experience in credit card riskmanagement with at least 5 years in a senior leadership role within the credit card industry.
Proven experience in managing high-risk credit portfolios, including subprime, near prime, or non-prime customers.
Extensive experience in credit risk modeling, customer segmentation, and credit underwriting in the context of credit card products.
Strong understanding of credit card regulations and industry standards, particularly in the subprime lending space.
In-depth knowledge of credit card riskmanagement techniques and loss forecasting models.
Ability to interpret complex data, identify trends, and develop actionable insights to inform credit risk strategies.
Strong leadership, communication, and interpersonal skills to manage the risk team and collaborate with cross-functional stakeholders.
Expertise in using riskmanagement software, statistical tools, and credit risk modeling platforms.
Strategic thinker with a keen understanding of subprime lending dynamics and consumer behavior.
Analytical mindset with an ability to assess risk while balancing business objectives and growth.
Proven track record in predictive analytics with the knowledge of, experience with and ability to use the tools, processes and practices for predicting business trends and providing forecasts that drive business decisions and business planning.
Adaptable, able to thrive in a fast-paced and evolving market environment.
Bachelors degree in finance, Economics, RiskManagement, or a related field. A masters degree or relevant certifications (e.g., FRM, CFA) is highly preferred.
Why Continental Finance?
Continental Finance Company (the CFC) is one of Americas leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment. With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer.
CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status.
CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment. Join our growing team and apply online today!
$102k-157k yearly est. 19d ago
Managing Director of Risk Management and Compliance
Public Health Management Corporation 4.3
Risk manager job in Philadelphia, PA
About PHMC PHMC has been dedicated to creating and sustaining healthier communities since its founding in 1972. With a workforce of more than 1,500 employees, a network of subsidiaries, and more than 70 programs operating across multiple service lines, PHMC delivers essential services to hundreds of thousands of individuals each year. Our work spans a broad swatch of public health and includes physical health, behavioral health, early childhood education, housing and homelessness, specialized schools, community health initiatives and more.
PHMC serves as both a direct service provider to individuals, families and communities across the region and as an intermediary agent - managing large-scale contracts, government and philanthropic partnerships, and multidisciplinary initiatives that require operational sophistication, strategic leadership, and deep mission alignment. For more information on our organization, please visit our website at Public Health Management Corporation. We are launching a search for an integral member of the PHMC team, the Managing Director of RiskManagement and Compliance.
Position Summary
The Managing Director of RiskManagement and Compliance is responsible for developing and executing enterprise-wide strategies that protect the organization's people, operations, reputation, and financial assets. This role provides leadership for enterprise riskmanagement (ERM), insurance and risk transfer programs, compliance oversight, and organizational safety initiatives.
The Managing Director identifies areas of vulnerability and organizational risk, leads corrective action planning, manages significant incidents and large-loss claims, and establishes enterprise-wide training to mitigate exposure. The Managing Director maintains critical oversight of all steps to investigate and defend the organization within related proceedings. Such oversight may take place over extended periods.
This position serves as a senior advisor to the Chief Executive Officer, PHMC leadership and independently advises the Board of Directors on riskmanagement, compliance, and ethics.
Essential Duties and Responsibilities
Enterprise RiskManagement and Strategy
* Develop, implement, and maintain a comprehensive enterprise riskmanagement framework encompassing operational, financial, regulatory, reputational, and workforce-related risks.
* Identify, assess, prioritize, and monitor risks across all business units and subsidiaries.
* Communicate risk exposure, trends, and mitigation strategies to executive leadership and the Board of Directors.
* Lead the development and execution of corrective action plans to address identified risks and compliance gaps.
Insurance and Risk Transfer
* Manage the organization's insurance portfolio, including property, general liability, professional liability, directors and officers (D&O), workers' compensation, cyber, and specialty coverages.
* Partner with Legal and Finance to review real estate transactions, program operations, and city, state, and funder partnerships to identify insurance and indemnification requirements.
* Negotiate coverage terms, limits, and pricing with brokers and carriers to ensure appropriate coverage and cost efficiency.
* Oversee insurance renewals, underwriting submissions, and broker relationships.
Compliance, Safety and Incident/Claim Management
* Oversee organizational safety programs and ensure compliance with applicable federal, state, and local regulations.
* Direct the management of significant incidents, investigations, and large-loss claims, including documentation, root cause analysis, and resolution.
* Establish and monitor enterprise risk, safety, and compliance metrics and dashboards.
* Confers with Legal and senior leadership in responding to legal claims/inquiries. Maintains critical oversight of all steps to investigate and defend the organization within related proceedings. Such oversight may take place over extended periods.
* Design and deliver risk awareness, compliance, and safety training for employees, supervisors, and leadership.
Governance, Ethics and Advisory
* Serve as a trusted advisor to the CEO and Leadership Team on enterprise risk, compliance, and ethics matters.
* As required and requested, provide independent reporting to the Board of Directors and applicable Board Committees.
* Promote a culture of accountability, ethical conduct, and proactive risk mitigation across the organization.
Education and Experience
* Bachelor's degree required; master's degree preferred in RiskManagement, Business Administration, Public Administration, Law, Public Health, or a related field
* Minimum of 8 years of progressive leadership experience in riskmanagement, compliance, insurance, or related disciplines
* Demonstrated experience advising executive leadership and Boards of Directors
* Experience in complex, multi-site nonprofit, public health, or healthcare-adjacent organizations strongly preferred
Knowledge, Skills and Abilities
* Strong analytical, strategic thinking, and problem-solving skills
* Excellent written and verbal communication skills
* Proven negotiation skills with brokers, carriers, and external partners
* High level of judgment, integrity, and discretion
* Effectively manage professional team; may provide direction to other PHMC team members
* Ability to work independently while collaborating across Legal, Finance, Human Resources, Facilities, Operations, and Executive Leadership
Physical Demands and Work Environment
* Primarily sedentary work in an office environment with occasional travel to program sites
* Ability to sit, stand, and work at a computer for extended periods
* Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions
FLSA Classification Statement
This position is classified as Exempt under the Fair Labor Standards Act (FLSA) and is not eligible for overtime compensation. The role meets the executive and administrative exemption criteria based on its level of responsibility, independent judgment, and authority.
Equal Employment Opportunity Statement
PHMC is an Equal Opportunity and E-Verify Employer and is committed to creating a diverse and inclusive workplace free from discrimination and harassment.
$91k-129k yearly est. 10d ago
Risk Manager I- Credit Strategy
TD Bank 4.5
Risk manager job in Mount Laurel, NJ
Wilmington, Delaware, United States of America **Hours:** 40 **Pay Details:** $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
RiskManagement
**Job Description:**
**Department Overview:**
Team provides a strong focus on governance, control, and riskmanagement behaviors that align with TD's policies and practices. The RiskManager I will lead or participate in the identification, development, and implementation of new initiatives, operating workflows, and operational efficiencies, potentially leading special project teams or cross-functional workgroups. Additionally, the RiskManager I will assist in enhancing credit risk assessment capabilities to identify and maintain profitable business opportunities with both new and existing clients. This includes performing detailed analyses, interpreting information, and making recommendations to senior management on critical strategies, including non-standard and ad-hoc requests. This involves creating regular reports on results of implemented strategies, utilizing appropriate quantitative methods and management information systems (MIS), and making recommendations to increase efficiencies and revenue while managing credit risk. The RiskManager I will work cross-functionally with teams outside of risk and collaborate with internal audit and external regulators to ensure that documentation for all work processes is complete and up-to-date. The RiskManager I is expected to ensure sound credit control by proactively managingrisks within the bank's guidelines and fostering effective communication with relevant teams and stakeholders.
The RiskManager I manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, account management, exposure management, risk segmentation, and financial return optimization. This job provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The RiskManager I's primary accountability is providing a comprehensive and diverse range of riskmanagement expertise. The RiskManager I investigates, creates, implements and validates various risk segmentation strategies and policies using complex data, advanced analytical approach, and business intelligence tools.
**Depth & Scope:**
+ Demonstrates governance, control and riskmanagement behaviors in alignment with TD policies and practices
+ Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups
+ Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients
+ Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management
+ Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis
+ Effectively works cross-functionally with teams outside of risk
+ Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date
+ Ensures sound credit control by taking a pro-active approach to riskmanagement within the risk guidelines of the Bank
+ Ensures the timely communication of issues that are relevant to the team and encourages a good working relationship with other internal and external groups
**Education & Experience:**
+ Bachelor's degree required; Graduate degree preferred
+ 5+ years' experience required
+ Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages
+ Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
+ Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc.
+ Strong analytical and problem solving skills are required to interpret data and draw conclusions
+ Experience in data modeling and riskmanagement either from a business administration, statistical, mathematical, scientific or financial background
+ Excellent written and verbal communication skills
+ Experienced in developing and presenting recommendations to Senior Management
**Preferred Qualification:**
+ Python experience
+ Financial services or banking industry experience
+ RiskManagement regulatory requirement experience.
+ Knowledge of advanced statistical methods and data analysis techniques
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Occasional
+ Performing sedentary work - Frequent
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Frequent
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Occasional
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Occasional
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Occasional
+ Reaching forward - Occasional
+ Pushing - Occasional
+ Pulling -Occasional
+ Twisting - Occasional
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Frequent
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
$86.8k-139.4k yearly 60d+ ago
Risk Management - Risk Oversight Director for Banking Payments - Executive Director
Jpmorgan Chase & Co 4.8
Risk manager job in Wilmington, DE
JobID: 210695338 JobSchedule: Full time JobShift: Day Base Pay/Salary: New York,NY $149,150.00-$245,000.00 Bring your expertise to JPMorganChase. As part of RiskManagement and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in RiskManagement and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As the RiskManagement Banking Payments Oversight Executive Director in the Consumer & Business Banking RiskManagement group, you will play a pivotal role in safeguarding our payment products and services. You will evaluate and recommend effective fraud and scam controls to Chase's agile product owners for both new business initiatives and existing payment processes. Leveraging your expertise in Wires, Zelle, ACH, RTP, as well as innovative payment features, you will proactively identify and assess potential risk scenarios. You will serve as a key member of the Risk Oversight team's second line of defense, reviewing product and feature designs and advising on robust controls to ensure secure and resilient card solutions for our customers. You will also manage and lead a small team of individual contributors.
In addition, you will work in partnership with Legal, Compliance, and Controls teams to address emerging issues and concerns, providing timely and actionable guidance. You will also communicate critical product challenges and risk insights to senior leadership, helping to shape strategic decisions and drive continuous improvement in our riskmanagement practices.
Job Responsibilities
* Identify ways payment use cases can potentially facilitate fraud and scam scenarios, as well as operational and reputational risk
* Evaluate new payment features or modifications to existing services to ensure that the Product team has identified all the risks and has included appropriate controls to mitigate risks
* Undetrstand the digital bank payment processes and flows you oversee just as well as the Product team
* Demonstrate a working knowledge of cross-channel controls that are used to mitigate inherent risk in Digital
* Represent the interests of stakeholders in riskmanagement
* Collaborate with the business to solve problems but escalates within the riskmanagement framework when the business exposes the bank to risk in an unsafe way
* Remain abreast of new/changes in payments, authentication, technology, and Digital financial services
* Deconstruct and explain complex concepts and issues in a business-friendly manner to senior/executive management
* Work effectively as a people manger and a collaborative team member on simultaneous projects
* Work well in a team environment, including cross-functional teams
Required qualifications, capabilities, and skills
* Bachelor's degree and minimum of 10 years in a Risk function (Fraud, Scams, or Reputational Risk)
* Minimum of 5 years managing teams
* Experience with digital and commerce payments, i.e. Zelle, wallets, RTP, cards, etc
* Ability to defend positions and influence with quantitative analysis developed with an analytical team
* Ability to work effectively with both business and technically oriented individuals
* Possess excellent verbal and written communication skills and the ability to interact professionally with executives, managers, and subject matter experts
* Ability to work in a fast-paced environment
We are seeking experienced tax professionals from Associate all the way up to Manager, Senior Manager, or Director level to join our big 4 clients growing Tax team serving clients in the asset management and broader financial services sectors. This role offers the opportunity to work with some of the world's leading hedge funds, private equity firms, venture capital groups, and alternative asset managers and insurance in a dynamic international environment. You will advise clients on U.S. and international tax matters, support compliance efforts, and provide insight on structuring, transactions, and regulatory reporting.
Key Responsibilities:
Manage U.S. tax compliance and consulting engagements for partnerships, corporations, and other entities in the asset management industry
Review and prepare U.S. tax returns and forms including but not limited to:
Form 1065, Form 1120, Form 1120-F, Form 1040-NR
Form 5471, Form 8865, Form 8858, Form 8938, Form 1118, Form 8621
FATCA and CRS-related reporting
Analyze and apply U.S. Subchapter K (Partnership Tax), Subchapter C (Corporate Tax), PFIC and CFC rules
Assist clients with tax structuring and cross-border planning including inbound and outbound investment strategies
Prepare and review tax workpapers, allocations, M-1 adjustments, and tax basis schedules
Advise on fund formation, investment structuring, and exit planning
Liaise with clients, legal counsel, auditors, and tax authorities as needed
Supervise and mentor junior staff, and manage project timelines and deliverables
Monitor and interpret changes in U.S. tax legislation relevant to asset managers operating offshore
Qualifications:
CPA (U.S.), EA (Enrolled Agent), CTA (UK), ACA, or LL.M. in Taxation
Minimum of 212+ years of relevant U.S. tax experience, ideally within a Big 4, mid-tier, or in-house financial services tax team
Extensive experience with U.S. partnership and corporate tax compliance, international information reporting, and asset management clients
Strong technical knowledge of U.S. federal income tax and cross-border taxation matters
Working knowledge of common structures including master-feeder funds, blockers, and offshore investment vehicles
Prior exposure to international jurisdictions including FATCA, CRS, and local regulatory frameworks is an asset
Excellent interpersonal and project management skills
What the Role Offers:
Relocation support, including accommodation, transportation, and flights for the candidate and their family.
Competitive salary and comprehensive benefits package, including medical insurance coverage for the employee and their dependents.
Tax-free or low-tax jurisdiction employment
Exposure to top-tier global clients and complex international tax issues
Opportunity to live and work in premier financial hubs with high quality of life
Note:
We adhere to strict data protection policies to ensure that your information is secure and only shared with potential employers with your explicit consent.
$75k-130k yearly est. 60d+ ago
Senior Risk Management Analyst
Subaru of America Inc. 4.8
Risk manager job in Camden, NJ
The Senior RiskManagement Analyst helps keep Subaru safe and protected by supporting our insurance, claims, and safety programs. You'll manage claim reporting, underwriting data, driver and vendor approvals, and the systems that keep our risk processes running smoothly. This role works across the business to ensure compliance, support loss control efforts, and strengthen Subaru's enterprise risk and safety practices.
CORE RESPONSIBILITIES
Claims:
* Addresses workers' compensation (WC), general liability (GL), and auto physical damage and liability (auto) claims.
* Reviews insurance claim files to ensure that notes, documentation, and claim details are accurate and complete while utilizing the internal riskmanagement information system (RMIS) and third-party administrator (TPA) systems. Monitors and triages shared RiskManagement inboxes. Works with our TPA to follow up on incomplete or inconsistent information to ensure proper claim resolution. Maintains live claim tracking files, measuring open, closed, and aging claims over time to identify patterns and analyze performance trends. Escalates delayed or high-impact claims to management or vendor partners to ensure timely resolution. Contributes to the continuous improvement of claims workflows, documentation standards, and reporting templates. Exercises claim Settlement Authority of $15,000 or less for auto claims.
Captive Support:
* Collaborates with the RiskManagement team to maintain and recommend improvements to standards, policies, and procedures for driver records and authorized driver criteria.
* Reviews accident files to ensure accident deductibles are collected.
* Reviews monthly report from Samba for new motor vehicle violations and calculates applicable points and surcharges. This requires comparing the states' different motor vehicle violations and determining where they fall within Subaru of America's (SOA's) driving criteria. Any new violations must be evaluated to determine how many points an employee must be charged.
* Runs and reviews SOA Surcharge Report bi-monthly for Payroll to implement employee's payroll deductions for authorized drivers' motor vehicle record violations and/or accident points. Ensures that each surcharge is correct by reviewing circumstances of case and collaborates with RiskManagement Team and Payroll to ensure that employee is being charged correctly and Corporate Vehicle Administration (CVA) vehicle and driver database (STARS) is accurate.
Insurance renewals and policy maintenance:
* Constructs and evaluates underwriting data for annual insurance renewals and underwriter presentations to support the RiskManagement leadership. Underwriting data includes vehicle data, financial statements, sales projections, inventory shipped, payrolls, facility information, and loss control programs. Understands where to best locate underwriting data, extrapolate relevant information from this data, and how to best construct, organize and present it for underwriting purposes.
* Analyzes data for accuracy and relevancy. Reviews for accuracy, all insurance binders, insurance policies, endorsements, premium invoices, limits, and deductibles and maintains such documents in the RMIS insurance policy database.
Invoicing/Finance:
* Reviews vendor and partner invoices for accuracy, completeness, and proper documentation prior to submission for payment. Prepares and submits invoices through established workflows (e.g., Accounts Payable [A/P] systems, Docusign approval routes). Tracks payment status and resolves discrepancies or delays by coordinating with A/P and internal stakeholders. Maintains organized payment logs, ensuring that all transactions are properly coded and archived. Contributes to the creation and refinement of standard operating procedures (SOPs) to strengthen process consistency and compliance. Maintains internal RMIS system for payments and transactions. Ensures that cash transactions for payments and investments are received/made and reported properly for Subaru's insurance-related subsidiaries.
Operational RiskManagement & Compliance Oversight:
* Provides RiskManagement support for SOA's sister company, North American Subaru, Inc. (NASI), including increasingly complex auto insurance inquiries, approval of employee drivers, and insurance premium calculations.
* Reviews and authorized approval of driving privileges for SOA's vendor partners. This requires evaluating the business need for vendors to drive, analysis of motor vehicle driving record, and ensuring that all agreement forms are completed.
* Maintains and provides technical support of Origami, Subaru's RMIS, including the Auto Accident Reporting mobile application, Incident Reporting Portal, and parts transportation claims. Continually improves the department's use of the system and application and troubleshoots any errors or changes.
* Prepares and submits quarterly marine claims reports to ship liners, inputting into Origami, following up for payments, and submitting invoices.
* Reviews Regional Distribution Center (RDC) safety administrative logs for up-to-date training, drills, and compliance with SOA and Occupational Safety and Health Administration (OSHA) safety standards. Assists with scheduling training and drills as needed.
ADDITIONAL RESPONSIBILITIES
* Assists riskmanagement leadership with special projects such as claims analysis, insurance premium analysis, and driver safety training and announcements.
* Reviews terminations to accurately update Samba and Oracle, utilizing internal policies and following up with internal resources to confirm vehicles are returned by former employees within compliance.
* Communicate on and review/update RiskManagement Policies & Procedures at the direction of RiskManagement leadership team.
REQUIRED SKILLS & PERSONAL QUALIFICATIONS
* Insurance & Risk Expertise: Strong understanding of insurance policy coverages, claims handling processes, motor vehicle violations, and general riskmanagement principles.
* Technical & Systems Skills: Proficient in Microsoft Office Suite (Word, Excel, Outlook). Ability to learn and use Subaru's risk and fleet systems, including Origami (RMIS), STARS/Oracle Corporate Vehicle Administration (CVA), Risk Vehicle & Driver systems, and Fleetio.
* Analytical & Detail Orientation: Strong analytical capabilities with a high attention to detail, accuracy, and data integrity. Process-oriented with the ability to manage multiple priorities and meet deadlines.
* Problem Solving & Judgment: Demonstrated ability to investigate issues, assess information, identify solutions, and exercise sound judgment.
* Communication & Customer Service: Effective verbal and written communication skills, with the ability to explain complex information clearly. Strong listening skills and a commitment to delivering exceptional customer service.
* Collaboration & Independence: Ability to work both independently and as part of a team in a fast-paced, deadline-driven environment.
* Adaptability & Continuous Improvement: Openness to new ideas, evolving processes, and organizational change. Ability to recommend and adopt cost-effective and environmentally conscious ("greener") solutions.
EDUCATION & EXPERIENCE REQUIREMENTS: Bachelor's Degree in riskmanagement, finance, or accounting preferred and at least 4-6 years of relevant experience required.
CERTIFICATIONS REQUIREMENTS:
* Non Clinical\ARM - Certification In RiskManagement, or willingness to obtain within two (2) years of hire
* Associate in Claims (AIC) designation or willingness to obtain within two (2) years of hire
WORK ENVIRONMENT
* Office Location: Camden, NJ apart of the Greater Philadelphia Area (Philly)
* Hybrid Role: Hybrid Role - Remote work 2 days per week (after 90 days) [Wednesdays & Fridays]
* Travel Required: 0%
COMPENSATION: The recruiting base salary range for this full-time position is $70000 - $90000 / year. Within the range, individual pay is determined by factors, including job-related skills, experience, and relevant education or training. Additionally, this role is bonus-eligible, with a target bonus percentage that provides an opportunity to earn even more based on your performance. (Internal Job Grade: P2)
WHY JOIN US? In addition to competitive salary and an incomparable culture, Subaru offers an amazing benefits package that includes:
Total Rewards & Benefits:
* Medical, Dental, Vision Plans
* Pension, Profit Sharing, and 401K Match Offerings
* 15 Vacation days, 5 Floating Holidays, 5 Sick days, and 9 Company Holidays
* Tuition Reimbursement Program: $15,000 yearly benefit
* Vehicle Discount Programs
Learning & Development:
* Professional growth and development opportunities
* Direct partnership with senior leadership
* Formal Mentorship Program
* LinkedIn Learning License
Visit our careers landing page for additional information about our compensation and benefit programs.
ABOUT SUBARU
Love. It's what makes Subaru, Subaru. As a leading auto brand in the US, we strive to be More Than a Car Company. Subaru believes in being a positive force in the communities in which we live and work, not just with donations but with actions that set an example for others to follow. That's what we call our Subaru Love Promise.
Subaru is a globally renowned automobile manufacturer known for its commitment to innovation, safety, and sustainability. With a rich history dating back to 1953, Subaru has consistently pushed the boundaries of automotive engineering to deliver vehicles that offer not only exceptional performance but also a unique blend of utility and adventure.
Subaru's company culture is built on collaboration, diversity, and a shared passion for our product. We foster an inclusive environment that encourages employees to bring their unique perspectives and talents to the table. Our team members are driven by a common goal: to create exceptional vehicles that inspire and delight our customers.
$70k-90k yearly Auto-Apply 55d ago
CFM Programs Services Cash Manager
GE Aerospace 4.8
Risk manager job in West Chester, PA
SummaryCFM Programs Services cash role is responsible for overseeing and optimizing CFM Programs product lines (CFM56 & LEAP) cash flow forecasting processes, including both direct and indirect cash management activities. This role involves analyzing financial data to establish forecast, comparing actual cash position to forecast, collaborating with cross-functional teams, and implementing strategies to improve cash management. The ideal candidate will have strong analytical skills, attention to detail, and a deep understanding of financial forecasting and cash flow management.Job Description
Roles and Responsibilities
Develop and maintain accurate short-term and long-term services cash flow forecasts to support business operations and strategic decision-making.
Direct cash management: oversee operational inflows/outflows (A/R collections, A/P disbursements, payroll, taxes, vendor payments), daily cash positioning, and bank account funding.
Indirect cash management: incorporate non-operational and strategic cash movements (capital expenditures, financing activities, debt service, equity transactions, investments) into forecasts and scenario plans.
Collaborate with product line finance, treasury, and operational teams to gather data and insights for forecasting purposes.
Analyze variances between actual cash flows and forecasts; identify root causes; implement corrective actions; and update forecasting assumptions. Implement tools and processes to enhance forecasting accuracy and efficiency.
Prepare regular reports and presentations for senior management, highlighting cash flow trends and recommendations.
Drive process improvements, controls, and standard work to enhance accuracy, timeliness, and transparency of cash forecasts
Ensure compliance with company policies, procedures, and regulatory requirements related to cash management.
Required Qualifications
Bachelor's degree in Finance, Accounting or related field from an accredited university or college (or a high school diploma / GED with at least 8 years of experience in Job Family Group(s)/Function(s)).
Proven experience in cash flow forecasting, treasury management, or financial planning and analysis.
SAP and Oracle ERP
Desired Characteristics
Strong analytical and problem-solving skills, with the ability to interpret complex financial data.
Proficiency in financial modeling and forecasting tools (e.g., Excel, ERP systems).
Detail-oriented with a commitment to accuracy and quality.
Knowledge of industry best practices and regulatory requirements related to cash management.
Strong oral and written communication skills.
Strong interpersonal and leadership skills.
Additional Information
GE Aerospace offers a great work environment, professional development, challenging careers, and competitive compensation. GE Aerospace is an Equal Opportunity Employer. Employment decisions are made without regard to race, color, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability, protected veteran status or other characteristics protected by law.
GE Aerospace will only employ those who are legally authorized to work in the United States for this opening. Any offer of employment is conditioned upon the successful completion of a drug screen (as applicable).
Relocation Assistance Provided: No
$87k-112k yearly est. Auto-Apply 60d+ ago
Risk Manager I- Credit Strategy
TDI 4.1
Risk manager job in Wilmington, DE
Hours:
40
Pay Details:
$86,840 - $139,360 USD
TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
RiskManagement
Job Description:
Department Overview:
Team provides a strong focus on governance, control, and riskmanagement behaviors that align with TD's policies and practices. The RiskManager I will lead or participate in the identification, development, and implementation of new initiatives, operating workflows, and operational efficiencies, potentially leading special project teams or cross-functional workgroups. Additionally, the RiskManager I will assist in enhancing credit risk assessment capabilities to identify and maintain profitable business opportunities with both new and existing clients. This includes performing detailed analyses, interpreting information, and making recommendations to senior management on critical strategies, including non-standard and ad-hoc requests. This involves creating regular reports on results of implemented strategies, utilizing appropriate quantitative methods and management information systems (MIS), and making recommendations to increase efficiencies and revenue while managing credit risk. The RiskManager I will work cross-functionally with teams outside of risk and collaborate with internal audit and external regulators to ensure that documentation for all work processes is complete and up-to-date. The RiskManager I is expected to ensure sound credit control by proactively managingrisks within the bank's guidelines and fostering effective communication with relevant teams and stakeholders.
The RiskManager I manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, account management, exposure management, risk segmentation, and financial return optimization. This job provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The RiskManager I's primary accountability is providing a comprehensive and diverse range of riskmanagement expertise. The RiskManager I investigates, creates, implements and validates various risk segmentation strategies and policies using complex data, advanced analytical approach, and business intelligence tools.
Depth & Scope:
Demonstrates governance, control and riskmanagement behaviors in alignment with TD policies and practices
Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups
Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients
Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management
Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis
Effectively works cross-functionally with teams outside of risk
Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date
Ensures sound credit control by taking a pro-active approach to riskmanagement within the risk guidelines of the Bank
Ensures the timely communication of issues that are relevant to the team and encourages a good working relationship with other internal and external groups
Education & Experience:
Bachelor's degree required; Graduate degree preferred
5+ years' experience required
Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages
Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc.
Strong analytical and problem solving skills are required to interpret data and draw conclusions
Experience in data modeling and riskmanagement either from a business administration, statistical, mathematical, scientific or financial background
Excellent written and verbal communication skills
Experienced in developing and presenting recommendations to Senior Management
Preferred Qualification:
Python experience
Financial services or banking industry experience
RiskManagement regulatory requirement experience.
Knowledge of advanced statistical methods and data analysis techniques
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
Domestic Travel - Occasional
International Travel - Occasional
Performing sedentary work - Frequent
Performing multiple tasks - Continuous
Operating standard office equipment - Continuous
Responding quickly to sounds - Frequent
Sitting - Continuous
Standing - Occasional
Walking - Occasional
Moving safely in confined spaces - Occasional
Lifting/Carrying (under 25 lbs.) - Occasional
Lifting/Carrying (over 25 lbs.) - Occasional
Squatting - Occasional
Bending - Occasional
Kneeling - Occasional
Crawling - Never
Climbing - Never
Reaching overhead - Occasional
Reaching forward - Occasional
Pushing - Occasional
Pulling -Occasional
Twisting - Occasional
Concentrating for long periods of time - Continuous
Applying common sense to deal with problems involving standardized situations - Continuous
Reading, writing and comprehending instructions - Continuous
Adding, subtracting, multiplying and dividing - Frequent
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
$86.8k-139.4k yearly Auto-Apply 28d ago
Tech Risk and Controls Director - Control Execution & Oversight
JPMC
Risk manager job in Wilmington, DE
Join a role that's central to our technological resilience, offering a unique opportunity to shape the firm's tech risk strategy and enhance industry compliance.
As the Tech Risk and Controls Director within JPMorgan Chase, you will play a pivotal role in shaping and implementing the Consumer & Community Banking Technology RiskManagement Strategy. Leveraging your advanced knowledge and expertise in technology-risk and control disciplines, you will identify, oversee, and mitigate compliance and operational risks in line with the firm's standards. You will collaborate with various stakeholders, including Product Owners, Business Control Managers, Internal Audit & Compliance, Conduct, and Operational Risk, to develop and maintain a comprehensive view of the technology risk and control posture and its impact on the business.
Your ability to make calculated decisions, manage direct and matrixed team members, and promote strategic projects will be crucial in ensuring adherence to regulatory obligations and industry best practices. Your work will contribute to the long-term success and resilience of the organization in an ever-evolving technology landscape.
Job responsibilities
Design, implement, and maintain a comprehensive technology control framework that aligns with industry best practices and regulatory requirements
Develop and update policies, procedures, and standards to ensure effective riskmanagement and compliance
Ensure compliance with regulatory standards, engaging with the audit team and working with process owners on the development of action plans for remediation associated with control effectiveness
Conduct regular and thorough risk assessments to identify potential vulnerabilities in technology processes and systems
Provide ad hoc support cross functionally for Consumer & Community Bank Technology
Work across the team to develop and implement a cohesive communication program for Consumer & Community Bank Technology Control Awareness
Establish and maintain standards and procedures in line with industry best practices
Identify and escalate emerging and upstream technology risk through execution of the Firm's management framework tools, including risk event management, reporting, and action plan tracking, and provide expert counsel to stakeholders and constituents regarding their security obligations, facilitating acceptable outcomes
Establish and maintain strong relationships with internal and external stakeholders, including key cross-functional team leads and auditors, to ensure compliance with legal, regulatory, and industry standards
Manage reporting and governance of overall control inventory, and measurements, etc., providing insight to senior leaders into effectiveness of controls, status of remediation activity and inform governance work
Required qualifications, capabilities, and skills
7+ years of experience or equivalent expertise in technology riskmanagement, information security, or a related field, with a focus on managingrisk identification, assessment, and mitigation
Demonstrated expertise in riskmanagement frameworks, industry standards, and regulatory requirements relevant to the financial industry
Proven ability to lead teams (cross functional, matrixed and direct), manage cross-functional projects, influence executive-level strategic decision-making, and effectively translate technology insights to business strategy in communications with senior executives
Advanced knowledge and experience leading data security, risk assessment & reporting, and control evaluation, design, and governance, with a track record of implementing effective risk mitigation strategies
Preferred qualifications, capabilities, and skills
Certified Information Systems Auditor (CISA)
Certified Information Systems Security Professional (CISSP)
Certified in Risk and Information Systems Control (CRISC)
$90k-135k yearly est. Auto-Apply 60d+ ago
Risk Manager I- Credit Strategy
TD Bank 4.5
Risk manager job in Wilmington, DE
Wilmington, Delaware, United States of America **Hours:** 40 **Pay Details:** $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
RiskManagement
**Job Description:**
**Department Overview:**
Team provides a strong focus on governance, control, and riskmanagement behaviors that align with TD's policies and practices. The RiskManager I will lead or participate in the identification, development, and implementation of new initiatives, operating workflows, and operational efficiencies, potentially leading special project teams or cross-functional workgroups. Additionally, the RiskManager I will assist in enhancing credit risk assessment capabilities to identify and maintain profitable business opportunities with both new and existing clients. This includes performing detailed analyses, interpreting information, and making recommendations to senior management on critical strategies, including non-standard and ad-hoc requests. This involves creating regular reports on results of implemented strategies, utilizing appropriate quantitative methods and management information systems (MIS), and making recommendations to increase efficiencies and revenue while managing credit risk. The RiskManager I will work cross-functionally with teams outside of risk and collaborate with internal audit and external regulators to ensure that documentation for all work processes is complete and up-to-date. The RiskManager I is expected to ensure sound credit control by proactively managingrisks within the bank's guidelines and fostering effective communication with relevant teams and stakeholders.
The RiskManager I manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, account management, exposure management, risk segmentation, and financial return optimization. This job provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The RiskManager I's primary accountability is providing a comprehensive and diverse range of riskmanagement expertise. The RiskManager I investigates, creates, implements and validates various risk segmentation strategies and policies using complex data, advanced analytical approach, and business intelligence tools.
**Depth & Scope:**
+ Demonstrates governance, control and riskmanagement behaviors in alignment with TD policies and practices
+ Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups
+ Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients
+ Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management
+ Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis
+ Effectively works cross-functionally with teams outside of risk
+ Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date
+ Ensures sound credit control by taking a pro-active approach to riskmanagement within the risk guidelines of the Bank
+ Ensures the timely communication of issues that are relevant to the team and encourages a good working relationship with other internal and external groups
**Education & Experience:**
+ Bachelor's degree required; Graduate degree preferred
+ 5+ years' experience required
+ Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages
+ Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS
+ Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc.
+ Strong analytical and problem solving skills are required to interpret data and draw conclusions
+ Experience in data modeling and riskmanagement either from a business administration, statistical, mathematical, scientific or financial background
+ Excellent written and verbal communication skills
+ Experienced in developing and presenting recommendations to Senior Management
**Preferred Qualification:**
+ Python experience
+ Financial services or banking industry experience
+ RiskManagement regulatory requirement experience.
+ Knowledge of advanced statistical methods and data analysis techniques
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Occasional
+ Performing sedentary work - Frequent
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Frequent
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Occasional
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Occasional
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Occasional
+ Reaching forward - Occasional
+ Pushing - Occasional
+ Pulling -Occasional
+ Twisting - Occasional
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Frequent
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
$86.8k-139.4k yearly 60d+ ago
Card Portfolio Risk Management, Executive Director
Jpmorgan Chase & Co 4.8
Risk manager job in Wilmington, DE
JobID: 210688647 JobSchedule: Full time JobShift: Day : Bring your expertise to JPMorgan Chase and help shape the future of riskmanagement in a world-class organization. As part of RiskManagement and Compliance, you'll be at the center of keeping JPMorgan Chase strong and resilient, using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture is built on innovation, challenging the status quo, and striving to be best-in-class. Join a team that values outside-the-box thinking and empowers you to drive meaningful change. Make a lasting impact by developing strategies that balance growth, risk mitigation, and customer experience.
As an Executive Director, Portfolio RiskManagement in Chase Consumer Card Services, you will be responsible for developing, optimizing, and overseeing riskmanagement strategies, policies, and controls for the consumer card portfolio. You will collaborate with senior leaders across RiskManagement, Finance, Lending, and Card Business Units, as well as internal and external stakeholders, to ensure strategies drive strong financial performance and robust risk controls. This role offers the opportunity to lead innovation, influence key decisions, and shape the future of riskmanagement in a dynamic, high-impact environment.
Job Responsibilities:
* Drive risk strategy and innovation by partnering with cross-functional teams and business leaders
* Develop and implement decision rules for high-risk accounts, including line decreases and closures
* Manage low exposure accounts, including inactive closures and right-sizing for low-utilized accounts
* Collaborate with senior leaders to drive strategic initiatives and influence key business decisions
* Lead inclusively with purpose, integrity, and a focus on continuous professional development and talent management
* Represent Portfolio ManagementRisk at the leadership table, contributing to strategic direction
* Work with Risk, Lending, and IT teams to launch risk strategies and capabilities, emphasizing strong testing and controls
* Managerisk strategies to drive financial performance and loss mitigation improvements
* Innovate to ensure optimal strategy performance and adaptability to changing business needs
* Partner with Risk Governance, Legal, and Compliance to ensure policies meet regulatory requirements
* Communicate regularly with internal constituents and external regulators to review and enhance riskmanagement practices
Required Qualifications, Capabilities, and Skills:
* Bachelor's degree in a quantitative discipline from an accredited college/university
* Minimum 10 years of experience in the consumer lending industry
* Minimum 5 years of experience leading a proficient analytic organization
* Strong knowledge and understanding of Consumer Credit laws and regulations
* Proven ability to develop effective controls and managerisk in a complex environment
* Expertise in exposure management and risk mitigation strategies
* Demonstrated leadership in solving business problems through structured analytics
* Excellent communication and interpersonal skills, with the ability to influence senior stakeholders
* Proven ability to evaluate the business climate, anticipate change, and develop compensating strategies
* Strong project management skills and attention to detail
* Ability to efficiently manage concurrent assignments and quickly react to changing or competing priorities
Preferred Qualifications, Capabilities, and Skills:
* Master's degree in a quantitative discipline or related field
* Experience interacting with external regulators and internal governance teams
* Background in developing and optimizing risk strategies for consumer card portfolios
* Experience with decision technology environments and complex strategy delivery
* Track record of driving innovation and process improvement in riskmanagement
* Strong talent management and team development skills
* Familiarity with emerging riskmanagement technologies and analytics tools
$115k-142k yearly est. Auto-Apply 40d ago
Senior Risk Management Analyst
Subaru 4.8
Risk manager job in Camden, NJ
The Senior RiskManagement Analyst helps keep Subaru safe and protected by supporting our insurance, claims, and safety programs. You'll manage claim reporting, underwriting data, driver and vendor approvals, and the systems that keep our risk processes running smoothly. This role works across the business to ensure compliance, support loss control efforts, and strengthen Subaru's enterprise risk and safety practices.
CORE RESPONSIBILITIES
Claims:
Addresses workers' compensation (WC), general liability (GL), and auto physical damage and liability (auto) claims.
Reviews insurance claim files to ensure that notes, documentation, and claim details are accurate and complete while utilizing the internal riskmanagement information system (RMIS) and third-party administrator (TPA) systems. Monitors and triages shared RiskManagement inboxes. Works with our TPA to follow up on incomplete or inconsistent information to ensure proper claim resolution. Maintains live claim tracking files, measuring open, closed, and aging claims over time to identify patterns and analyze performance trends. Escalates delayed or high-impact claims to management or vendor partners to ensure timely resolution. Contributes to the continuous improvement of claims workflows, documentation standards, and reporting templates. Exercises claim Settlement Authority of $15,000 or less for auto claims.
Captive Support:
Collaborates with the RiskManagement team to maintain and recommend improvements to standards, policies, and procedures for driver records and authorized driver criteria.
Reviews accident files to ensure accident deductibles are collected.
Reviews monthly report from Samba for new motor vehicle violations and calculates applicable points and surcharges. This requires comparing the states' different motor vehicle violations and determining where they fall within Subaru of America's (SOA's) driving criteria. Any new violations must be evaluated to determine how many points an employee must be charged.
Runs and reviews SOA Surcharge Report bi-monthly for Payroll to implement employee's payroll deductions for authorized drivers' motor vehicle record violations and/or accident points. Ensures that each surcharge is correct by reviewing circumstances of case and collaborates with RiskManagement Team and Payroll to ensure that employee is being charged correctly and Corporate Vehicle Administration (CVA) vehicle and driver database (STARS) is accurate.
Insurance renewals and policy maintenance:
Constructs and evaluates underwriting data for annual insurance renewals and underwriter presentations to support the RiskManagement leadership. Underwriting data includes vehicle data, financial statements, sales projections, inventory shipped, payrolls, facility information, and loss control programs. Understands where to best locate underwriting data, extrapolate relevant information from this data, and how to best construct, organize and present it for underwriting purposes.
Analyzes data for accuracy and relevancy. Reviews for accuracy, all insurance binders, insurance policies, endorsements, premium invoices, limits, and deductibles and maintains such documents in the RMIS insurance policy database.
Invoicing/Finance:
Reviews vendor and partner invoices for accuracy, completeness, and proper documentation prior to submission for payment. Prepares and submits invoices through established workflows (e.g., Accounts Payable [A/P] systems, Docusign approval routes). Tracks payment status and resolves discrepancies or delays by coordinating with A/P and internal stakeholders. Maintains organized payment logs, ensuring that all transactions are properly coded and archived. Contributes to the creation and refinement of standard operating procedures (SOPs) to strengthen process consistency and compliance. Maintains internal RMIS system for payments and transactions. Ensures that cash transactions for payments and investments are received/made and reported properly for Subaru's insurance-related subsidiaries.
Operational RiskManagement & Compliance Oversight:
Provides RiskManagement support for SOA's sister company, North American Subaru, Inc. (NASI), including increasingly complex auto insurance inquiries, approval of employee drivers, and insurance premium calculations.
Reviews and authorized approval of driving privileges for SOA's vendor partners. This requires evaluating the business need for vendors to drive, analysis of motor vehicle driving record, and ensuring that all agreement forms are completed.
Maintains and provides technical support of Origami, Subaru's RMIS, including the Auto Accident Reporting mobile application, Incident Reporting Portal, and parts transportation claims. Continually improves the department's use of the system and application and troubleshoots any errors or changes.
Prepares and submits quarterly marine claims reports to ship liners, inputting into Origami, following up for payments, and submitting invoices.
Reviews Regional Distribution Center (RDC) safety administrative logs for up-to-date training, drills, and compliance with SOA and Occupational Safety and Health Administration (OSHA) safety standards. Assists with scheduling training and drills as needed.
ADDITIONAL RESPONSIBILITIES
Assists riskmanagement leadership with special projects such as claims analysis, insurance premium analysis, and driver safety training and announcements.
Reviews terminations to accurately update Samba and Oracle, utilizing internal policies and following up with internal resources to confirm vehicles are returned by former employees within compliance.
Communicate on and review/update RiskManagement Policies & Procedures at the direction of RiskManagement leadership team.
REQUIRED SKILLS & PERSONAL QUALIFICATIONS
Insurance & Risk Expertise: Strong understanding of insurance policy coverages, claims handling processes, motor vehicle violations, and general riskmanagement principles.
Technical & Systems Skills: Proficient in Microsoft Office Suite (Word, Excel, Outlook). Ability to learn and use Subaru's risk and fleet systems, including Origami (RMIS), STARS/Oracle Corporate Vehicle Administration (CVA), Risk Vehicle & Driver systems, and Fleetio.
Analytical & Detail Orientation: Strong analytical capabilities with a high attention to detail, accuracy, and data integrity. Process-oriented with the ability to manage multiple priorities and meet deadlines.
Problem Solving & Judgment: Demonstrated ability to investigate issues, assess information, identify solutions, and exercise sound judgment.
Communication & Customer Service: Effective verbal and written communication skills, with the ability to explain complex information clearly. Strong listening skills and a commitment to delivering exceptional customer service.
Collaboration & Independence: Ability to work both independently and as part of a team in a fast-paced, deadline-driven environment.
Adaptability & Continuous Improvement: Openness to new ideas, evolving processes, and organizational change. Ability to recommend and adopt cost-effective and environmentally conscious (“greener”) solutions.
EDUCATION & EXPERIENCE REQUIREMENTS: Bachelor's Degree in riskmanagement, finance, or accounting preferred and at least 4-6 years of relevant experience required.
CERTIFICATIONS REQUIREMENTS:
Non Clinical\ARM - Certification In RiskManagement, or willingness to obtain within two (2) years of hire
Associate in Claims (AIC) designation or willingness to obtain within two (2) years of hire
WORK ENVIRONMENT
Office Location: Camden, NJ apart of the Greater Philadelphia Area (Philly)
Hybrid Role: Hybrid Role - Remote work 2 days per week (after 90 days) [Wednesdays & Fridays]
Travel Required: 0%
COMPENSATION: The recruiting base salary range for this full-time position is $70000 - $90000 / year. Within the range, individual pay is determined by factors, including job-related skills, experience, and relevant education or training. Additionally, this role is bonus-eligible, with a target bonus percentage that provides an opportunity to earn even more based on your performance. (Internal Job Grade: P2)
WHY JOIN US? In addition to competitive salary and an incomparable culture, Subaru offers an amazing benefits package that includes:
Total Rewards & Benefits:
- Medical, Dental, Vision Plans
- Pension, Profit Sharing, and 401K Match Offerings
- 15 Vacation days, 5 Floating Holidays, 5 Sick days, and 9 Company Holidays
- Tuition Reimbursement Program: $15,000 yearly benefit
- Vehicle Discount Programs
Learning & Development:
- Professional growth and development opportunities
- Direct partnership with senior leadership
- Formal Mentorship Program
- LinkedIn Learning License
Visit our careers landing page for additional information about our compensation and benefit programs.
ABOUT SUBARU
Love. It's what makes Subaru, Subaru . As a leading auto brand in the US, we strive to be More Than a Car Company . Subaru believes in being a positive force in the communities in which we live and work, not just with donations but with actions that set an example for others to follow. That's what we call our Subaru Love Promise .
Subaru is a globally renowned automobile manufacturer known for its commitment to innovation, safety, and sustainability. With a rich history dating back to 1953, Subaru has consistently pushed the boundaries of automotive engineering to deliver vehicles that offer not only exceptional performance but also a unique blend of utility and adventure.
Subaru's company culture is built on collaboration, diversity, and a shared passion for our product. We foster an inclusive environment that encourages employees to bring their unique perspectives and talents to the table. Our team members are driven by a common goal: to create exceptional vehicles that inspire and delight our customers.
How much does a risk manager earn in Lower Merion, PA?
The average risk manager in Lower Merion, PA earns between $75,000 and $147,000 annually. This compares to the national average risk manager range of $84,000 to $160,000.
Average risk manager salary in Lower Merion, PA
$105,000
What are the biggest employers of Risk Managers in Lower Merion, PA?
The biggest employers of Risk Managers in Lower Merion, PA are: