Risk manager jobs in Troy, MI - 604 jobs

Hours: 40 Pay Details: $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management : Job Description Summary: The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. Depth & Scope: Performs functions noted for Risk Manager I Generally an expert at the enterprise or group business level Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations Interfaces with teams beyond risk in a cross-functional manner Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations Education & Experience: Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below 10+ years' experience required Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker Strong analytical and problem solving skills are required to interpret data and draw conclusions Flexibility to adapt to rapidly changing requirements Extremely strong attention to detail with ability to manage a range of tasks and prioritize Proven ability to develop and maintain productive business/peer relationships Superb written and verbal communication skills Experienced in developing and presenting recommendations to Senior Management Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Job Title : Risk Manager Department : Safety and Training Reports To : Assistant Vice President of Risk Management Under supervision of the AVP of Risk Management, the Risk Manger is responsible for administration of Risk Management for the Authority. The Risk Manager is responsible for identifying, assessing, and mitigating risks that may impact the Authority's operations, assets, reputation, and compliance with laws and regulations. This position leads the development and implementation of risk management strategies, policies, and programs designed to protect the Authority and ensure operational resilience. Essential Duties and Responsibilities Aids in the identification of and helps prepare specifications for insurance coverages, purchases, monitors and administers Authority property and casualty insurance policies; including excess insurance coverages and self-insurance programs which include Auto Liability, and Workers' Compensation and Personal Injury Protection (PIP) and General Liability. Analyzes incident, injury claims, Workers' Compensation and Vehicle Liability claims and prepares/submits recommendations for risk reduction strategies to the AVP of Risk Management. Responsible for risk identification and analysis; recommends amendments to insurance accordingly. Includes review of leases, purchase agreements and other contracts of indemnification. Aids in the preparation of budget for insurance policy premiums, self-insured claims cost, claims servicing agent fees, and miscellaneous insurance related funds and other expenses. Maintains contact with insurance brokers or agents as necessary to obtain information and policy interpretation. Aids in the development and coordination of systems and procedures to assure prompt reporting of claims. Develop, implement, and oversee the Authority's risk management program. Identify potential risks across operational, financial, legal, strategic, and reputational areas. Conduct risk assessments and develop mitigation strategies to minimize exposure and liability. Collaborate with executive leadership and department heads to ensure risk management is integrated into organizational decision-making. Monitor and ensure compliance with regulatory requirements, insurance obligations, and industry standards. Develop and maintain business continuity and emergency response plans. Evaluate and manage the organization's insurance programs; coordinate claims and liaise with insurers and legal counsel as needed. Prepare risk reports, dashboards, and presentations for executive leadership and the board. Lead or support investigations of incidents, claims, and losses to determine root causes and recommend corrective actions. Provide training and guidance to staff on risk awareness, prevention strategies, and reporting procedures. Develop and implement a comprehensive enterprise risk management program aligned with transit operations. Identify, assess, and monitor risks related to fixed-route bus, paratransit, facilities, equipment, and other agency assets. Manage insurance programs including property, liability, workers' compensation, and vehicle coverage, coordinate renewals, claims, and reporting. Investigate accidents, incidents, and claims; collaborate with legal counsel, insurers, and adjusters to ensure proper resolution and minimize financial impact. Ensure compliance with applicable federal and state regulations, including those of Federal Transit Administration (FTA), U.S. Department of Transportation (DOT), and state safety oversight agencies. Develop and maintain emergency response, business continuity, and disaster recovery plans tailored to transit operations. Conduct risk assessments on new projects, operational changes, and capital initiatives. Prepare and present risk management reports, dashboards, and analysis to executive leadership and the board. Lead and support safety and loss prevention programs to reduce accidents, injuries, and liabilities. Provide training and technical assistance to supervisors, operators, and staff regarding claims reporting, risk mitigation, and regulatory compliance. Monitor trends in claims and incidents to identify areas for improvement and cost reduction. Perform other duties as assigned. Required Knowledge, Skills, and Abilities · In-depth knowledge of risk management practices specific to public transportation operations. · Familiarity with FTA, DOT, state and local transit regulations, and insurance industry standards. · Strong analytical, problem-solving, and negotiation skills. · Excellent written and verbal communication skills with the ability to work effectively with leadership, employees, and external stakeholders. · Proficiency in risk management software, claims management systems, and Microsoft Office Suite. · Ability to manage multiple priorities in a fast-paced, service-oriented environment. Education and Experience · Bachelor's degree in Risk Management, Public Administration, Safety, or a related field, preferred. · Minimum of six (6) years of progressive risk management experience, preferably in the public transit, transportation, or public sector environment. · Experience managing insurance and claims programs, including liability, property, and workers' compensation, strongly preferred. · An equivalent combination of education and experience may be substituted for minimum requirements. · Strong ability to communicate effectively, orally and in writing. Working Conditions · Office and field environment; may require site visits to transit facilities (terminals), garages, and operational locations. · May involve occasional evening or weekend work during emergencies or special projects.

The Residual Risk Strategy Manager plays a pivotal role in driving global residual risk management and forecasting initiatives at Ford Credit. Serving as a key Subject Matter Expert, you will lead the expansion and standardization of risk models across international markets, collaborating closely with analytics and marketing teams to integrate critical residual value insights into product development and business planning. By bridging the gap between data-driven forecasting and real-world application, you will directly contribute to mitigating financial exposure and providing the strategic insights necessary to inform high-level business decisions. You'll have... Bachelor's Degree in Business, Finance, Analytics, Economics, or a related quantitative field Strong background in Leasing, Residual Risk Management, Financial Analytics, and Corporate Finance, with a deep understanding of their interdependencies Exceptional problem-solving and critical analytical skills, coupled with an innate curiosity and a proactive mindset to constructively challenge existing processes and drive innovative solutions Excellent communication and executive-level presentation skills, with a proven ability to articulate complex financial concepts clearly and persuasively to diverse audiences, including Senior Management and cross-functional teams Demonstrated learning agility and adaptability in dynamic environments, proficiently managing multiple competing and time-sensitive strategic priorities with a focus on delivering results Proven success in cultivating strong, collaborative relationships across all organizational levels, coupled with a demonstrated alignment with Ford+ behaviors and values Even better, you may have... Master's Degree in Business, Finance, Analytics, or a related quantitative field Proven experience in designing, implementing, and optimizing robust risk-based processes, preferably within a global financial services or automotive context Demonstrated ability to leverage advanced analytics for the establishment of precise risk thresholds and the development of effective systemic controls In-depth knowledge of and experience with the used vehicle market, including valuation methodologies and market dynamics A passion for and demonstrated commitment to fostering an inclusive environment that empowers diverse teams and perspectives to achieve shared objective You may not check every box, or your experience may look a little different from what we've outlined, but if you think you can bring value to Ford Motor Company, we encourage you to apply! As an established global company, we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe, or keep you close to home? Will your career be a deep dive into what you love, or a series of new teams and new skills? Will you be a leader, a changemaker, a technical expert, a culture builder…or all of the above? No matter what you choose, we offer a work life that works for you, including: Immediate medical, dental, vision and prescription drug coverage Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more Vehicle discount program for employees and family members and management leases Tuition assistance Established and active employee resource groups Paid time off for individual and team community service A generous schedule of paid holidays, including the week between Christmas and New Year's Day Paid time off and the option to purchase additional vacation time. This position is a leadership level 6. For more information on salary and benefits, click here: ***************************** Visa sponsorship is not available for this position. Candidates for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, disability status or protected veteran status. In the United States, if you need a reasonable accommodation for the online application process due to a disability, please call **************. This position is hybrid. Candidates who are in commuting distance to a Ford hub location may be required to be onsite four or more days per week. #LI-Hybrid #LI-FordCredit #LI-SL2 What you'll do... Provide key strategic leadership for Residual Risk management, defining and driving key strategic priorities Lead globalization efforts of residual forecasting and business planning, driving the expansion and standardization of risk models across international markets Serve as a Subject Matter Expert (SME) for Residual Risk, offering comprehensive advice, analytical support, strategic guidance, and thought leadership to key internal stakeholders including Ford Marketing & Sales, Global Risk, Strategy, Finance, Brand, etc. Partner with Global Data Insight & Analytics (GDIA) to research, develop, and refine advanced residual value and optimization models Engage with Lease and Commercial Marketing teams to integrate residual value insights into product development and pricing strategies, supporting enterprise-wide innovation, modernization, and customer loyalty initiatives Support annual Business Plan development by conducting residual value assessments for future products, collaborating with Product Marketing and Enterprise Product Line Management (EPLM)

Allstate Exclusive Agents are independent contractors and not employees of Allstate Insurance Company nor is this a franchised business. An opportunity to earn an economic interest and the ownership in the book of business your agency writes (sell it back to Allstate, create a legacy and pass it on to family, or sell it on the open market). Allstate provides the education you and your staff need to start your business at no cost to you (products, sales techniques, processes, etc…). Additional continuous support also includes technology, marketing, and education. One of the largest centralized claims teams. A very lucrative contract in the industry beginning at 43% commission of the property and casualty business your agency writes. Very significant annual bonus opportunities (both monetarily and various levels of achievement with extravagant trips). The availability of Exclusive Financial Specialists to assist in the sale of life, savings, and financial products for your agency. Get the national, regional, and local advertising and branding of Allstate at no cost to you. Allstate signage for brand consistency at no cost to you. Extremely quick way to build equity in your business. Job Description Leadership attributes Entrepreneurial desires and/or experience Ability to educate, teach, develop, and mentor employees Effectively and efficiently own and manage a small business Stays focused, is ambitious, has a drive, and is competitive Constantly recruit and hire Good with technology or can at least adapt and learn quickly Adapt to change Lead, motivate, and incentivize staff Management or business ownership experience Qualifications $50,000 in liquid capital (checking/savings account, money market accounts, etc…) Complete a background check Complete our Agency Selection Questionnaire (online) Additional Information If you are motivated to succeed and can see yourself in this role, please submit your resume. We will follow up with you on the next steps in the interview process. ***This position is with an Allstate Exclusive Agent, not with Allstate Insurance. Employees of Allstate agents must be able to successfully complete any applicable licensing requirements and training programs. Allstate agents are independent business owners who hire their own employees. Allstate agents' employees are not employees of Allstate. *** All your information will be kept confidential according to EEO guidelines.

The Residual Risk Strategy Manager plays a pivotal role in driving global residual risk management and forecasting initiatives at Ford Credit. Serving as a key Subject Matter Expert, you will lead the expansion and standardization of risk models across international markets, collaborating closely with analytics and marketing teams to integrate critical residual value insights into product development and business planning. By bridging the gap between data-driven forecasting and real-world application, you will directly contribute to mitigating financial exposure and providing the strategic insights necessary to inform high-level business decisions. You'll have... Bachelor's Degree in Business, Finance, Analytics, Economics, or a related quantitative field Strong background in Leasing, Residual Risk Management, Financial Analytics, and Corporate Finance, with a deep understanding of their interdependencies Exceptional problem-solving and critical analytical skills, coupled with an innate curiosity and a proactive mindset to constructively challenge existing processes and drive innovative solutions Excellent communication and executive-level presentation skills, with a proven ability to articulate complex financial concepts clearly and persuasively to diverse audiences, including Senior Management and cross-functional teams Demonstrated learning agility and adaptability in dynamic environments, proficiently managing multiple competing and time-sensitive strategic priorities with a focus on delivering results Proven success in cultivating strong, collaborative relationships across all organizational levels, coupled with a demonstrated alignment with Ford+ behaviors and values Even better, you may have... Master's Degree in Business, Finance, Analytics, or a related quantitative field Proven experience in designing, implementing, and optimizing robust risk-based processes, preferably within a global financial services or automotive context Demonstrated ability to leverage advanced analytics for the establishment of precise risk thresholds and the development of effective systemic controls In-depth knowledge of and experience with the used vehicle market, including valuation methodologies and market dynamics A passion for and demonstrated commitment to fostering an inclusive environment that empowers diverse teams and perspectives to achieve shared objective You may not check every box, or your experience may look a little different from what we've outlined, but if you think you can bring value to Ford Motor Company, we encourage you to apply! As an established global company, we offer the benefit of choice. You can choose what your Ford future will look like: will your story span the globe, or keep you close to home? Will your career be a deep dive into what you love, or a series of new teams and new skills? Will you be a leader, a changemaker, a technical expert, a culture builder…or all of the above? No matter what you choose, we offer a work life that works for you, including: Immediate medical, dental, vision and prescription drug coverage Flexible family care days, paid parental leave, new parent ramp-up programs, subsidized back-up child care and more Family building benefits including adoption and surrogacy expense reimbursement, fertility treatments, and more Vehicle discount program for employees and family members and management leases Tuition assistance Established and active employee resource groups Paid time off for individual and team community service A generous schedule of paid holidays, including the week between Christmas and New Year's Day Paid time off and the option to purchase additional vacation time. This position is a leadership level 6. For more information on salary and benefits, click here: ***************************** Visa sponsorship is not available for this position. Candidates for positions with Ford Motor Company must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire. We are an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, disability status or protected veteran status. In the United States, if you need a reasonable accommodation for the online application process due to a disability, please call **************. This position is hybrid. Candidates who are in commuting distance to a Ford hub location may be required to be onsite four or more days per week. #LI-Hybrid #LI-FordCredit #LI-SL2 What you'll do... Provide key strategic leadership for Residual Risk management, defining and driving key strategic priorities Lead globalization efforts of residual forecasting and business planning, driving the expansion and standardization of risk models across international markets Serve as a Subject Matter Expert (SME) for Residual Risk, offering comprehensive advice, analytical support, strategic guidance, and thought leadership to key internal stakeholders including Ford Marketing & Sales, Global Risk, Strategy, Finance, Brand, etc. Partner with Global Data Insight & Analytics (GDIA) to research, develop, and refine advanced residual value and optimization models Engage with Lease and Commercial Marketing teams to integrate residual value insights into product development and pricing strategies, supporting enterprise-wide innovation, modernization, and customer loyalty initiatives Support annual Business Plan development by conducting residual value assessments for future products, collaborating with Product Marketing and Enterprise Product Line Management (EPLM)

** **We Are Bosch.** At Bosch, we shape the future by inventing high-quality technologies and services that spark enthusiasm and enrich people's lives. Our areas of activity are every bit as diverse as our outstanding Bosch teams around the world. Their creativity is the key to innovation through connected living, mobility, or industry. Let's grow together, enjoy more, and inspire each other. Work #LikeABosch + **Reinvent yourself** : At Bosch, you will evolve. + **Discover new directions** : At Bosch, you will find your place. + **Balance your life** : At Bosch, your job matches your lifestyle. + **Celebrate success** : At Bosch, we celebrate you. + **Be yourself** : At Bosch, we value values. + **Shape tomorrow** : At Bosch, you change lives. **Job Description** As Director - Export Control Governance and Risk Management you will provide authoritative guidance on national and international regulations, including the ITAR and EAR, ensuring Bosch's compliance with them. As prominent SME for Export Controls in the US and part of our global Export Control and Sanctions team you will further develop global standards and guidelines in U.S. export controls law. **Job Responsibilities** + In your position, you will manage global risk, derive globally applicable governance requirements, and develop common minimum standards in the Export Controls fields of Jurisdiction and Classification, Technology Controls, Military Business, and Regulatory Tracking. + You will also be responsible for monitoring legal developments (Executive Orders, EAR, and ITAR) as well as other changes to U.S. export control laws and regulations. You will work to assess their impact on the business activities of Bosch Group and its subsidiaries globally. Based on this, you will support the definition of appropriate measures and set related process requirements. + You will support the conceptual design and further development of the U.S. export control process landscape for the Bosch Group with focus on U.S. laws and regulations. This includes the further development of existing reporting systems and the use of results for the implementation of further requirements. + You will be responsible for conducting export audits/health checks and monitoring data analysis with regards to risk indicators in the area of export controls. + In addition, you will act as a contact person for business units and central departments, and authorities. + You will act as a functional lead for the broader US export controls team at this time as an individual contributor. **Qualifications** + 12+ years of Export Controls and a bachelor's degree (JD highly preferred), as well as experience with export control in the U.S. (EAR and ITAR) + 5+ years of proven ability to influence and motivate people + In-depth knowledge of export control laws in the U.S. + Excellent communication and interpersonal skills, with the ability to influence and work effectively with all levels of the organization + Demonstrated ability to act independently upon information and make decisions in adherence to compliance, regulations and policies + Demonstrated ability to identify and understand issues and resolve inquiries and develop appropriate solutions quickly, effectively and independently + Ability to effectively coordinate activities and collaborate with groups + Experience in creating and delivering effective training + Strong analytical, problem-solving, and decision-making skills + Strong internal audit skills + Continuous learner; willing to stay abreast and enjoys research + Strong organizational and prioritization skills + Experience in the automotive industry and strong understanding of export compliance related to software and technology preferred **Travel Requirements:** 10%-20% (Domestic and International) **Additional Information** **_Equal Opportunity Employer, including disability / veterans_** _*Bosch adheres to Federal, State, and Local laws regarding drug-testing. Employment is contingent upon the successful completion of a drug screen and background check. Candidates who have been offered the position must pass both screenings before their start date._ The U.S. base salary range for this full-time position is $203,000 - $240,000. Within the range, individual pay is determined based on several factors, including, but not limited to, work experience and job knowledge, complexity of the role, job location, etc. This range does not include annual bonus percentage nor any other monetary considerations for the total compensation package. Your Recruiter can share more details about the specific salary range for this position during the interview process. In addition to your base salary, Bosch offers a comprehensive benefits package that includes health, dental, and vision plans; health savings accounts (HSA); flexible spending accounts; 401(K) retirement plans with an employer match; wellness programs; life insurance; short- and long-term disability insurance; paid time off; parental leave, adoption assistance; and reimbursement of education expenses. Learn more about our full benefits offerings by visiting: ************************ Pay ranges included in the postings generally reflect base salary; certain positions may include bonus, commission, or additional benefits. Thanks to the work of every associate, Bosch has been recognized for award-winning by the following organizations: Great Place to Work Certified, 2024 Fortune's World's Most Admired Companies, 2024 America's Best Large Employers, 2024 America's Best Employers for Diversity, 2024 America's Greatest Workplaces for Women, Newsweek2024 Greatest Workplaces for Diversity, Newsweek 2024 Your well-being matters at Bosch! We offer a competitive compensation and a benefits package designed to empower you in every area of your life. This includes premium health coverage, a 401(k) with generous matching, resources for financial planning and goal setting, ample paid time off, parental leave, and comprehensive life and disability protection. We're investing in your success! \#LI-AZ1

Your Passion. Your Purpose. If you're here, you're looking for something more. More opportunity, more impact, more purpose. At Rehmann, each and every one of our associates plays a pivotal role in the Firm's success. When you join our team, you can count on exceptional support, encouragement, and guidance from your colleagues and from leadership. No matter where you want to go in your career, Rehmann can help you get there. Whether you're in the early stages of your professional journey or you're further down your path, we're focused on helping you achieve your goals - whatever they may be. When you join Rehmann, you are part of a culture that Puts People First and aims to help everyone reach their fullest potential. Let us show you all the ways we can Empower Your Purpose. To learn more about Rehmann, visit: ******************************** Job Description: How You Will Make an Impact at Rehmann: Planning and managing significant and complex engagements Researching technical accounting issues Presenting recommendations and findings to client leadership Managing and participating in accounting related consulting projects Building relationships internally to foster a culture of teamwork and collaboration Training and mentoring associates allowing them to reach their goals Researching technical accounting issues Making a difference in the communities where you live and work Your Desired Skills, Values & Experiences: 5+ years of relevant experience in public accounting or industry CPA license required Strong technical skills in accounting and auditing Knowledge of SEC/PCAOB rules Experience with SOX Outstanding client service and strong executive communication skills Desire to develop unique business solutions in a team-based environment Commitment to continuous learning and development Out-of-the box thinking and an entrepreneurial spirit A new perspective and new ideas allowing us to continuously improve Unwavering integrity in all situations We Put People First in all that we do. Our associates are our greatest assets and we provide programs and benefits that encourage growth and development and align with their needs and goals. This includes benefits focused on physical and mental health, paid time off for volunteering and diversity-related activities, flexible work arrangements, and more. When you join Rehmann, you become part of a firm dedicated to helping Empower Your Purpose, whatever it may be. Rehmann is an Equal Opportunity Employer.

Southfield, Michigan, United States of America **Hours:** 40 **Pay Details:** $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **:** **Job Description Summary:** The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. **Depth & Scope:** + Performs functions noted for Risk Manager I + Generally an expert at the enterprise or group business level + Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations + Interfaces with teams beyond risk in a cross-functional manner + Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations **Education & Experience:** + Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below + 10+ years' experience required + Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages + Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS + Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker + Strong analytical and problem solving skills are required to interpret data and draw conclusions + Flexibility to adapt to rapidly changing requirements + Extremely strong attention to detail with ability to manage a range of tasks and prioritize + Proven ability to develop and maintain productive business/peer relationships + Superb written and verbal communication skills + Experienced in developing and presenting recommendations to Senior Management **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

Job DescriptionPosition Description: Position Overview: As a member of the corporate finance leadership team, the Insurance & Risk Manager is responsible for overseeing the companys insurance programs and enterprise risk management strategy across M. Shapiro Real Estate Groups diverse portfolio of multifamily, manufactured housing, and commercial properties. This role provides strategic guidance, manages insurance renewals and claims, analyzes risk exposures, and ensures the company is adequately protected against potential financial and operational losses. The Senior Insurance & Risk Manager also serves as the primary liaison with brokers, carriers, and internal stakeholders to ensure proactive and effective management of all insurance and risk-related matters.Key ResponsibilitiesInsurance Program ManagementLead and manage all aspects of the companys insurance portfolio, including property, general liability, workers compensation, auto, umbrella, environmental, professional, and executive liability policies.Oversee the annual renewal process gathering data, preparing applications, negotiating coverage, and recommending policy enhancements.Manage and maintain the companys insurance documentation database, including policies, certificates, invoices, and endorsements.Ensure timely and accurate payment of premiums, allocations, and related expenses in coordination with the Accounting and Treasury teams.Monitor insurance compliance for all vendors, contractors, and third-party partners, ensuring that certificates of insurance meet company requirements.Claims & Loss ManagementDirect and oversee the claims process for all property, casualty, and workers compensation claims.Serve as the main point of contact for insurance brokers, adjusters, and legal counsel during claims resolution.Conduct trend analysis and develop strategies to reduce the frequency and severity of claims across the portfolio.Provide leadership to property management teams on incident reporting, claims procedures, and risk prevention measures.Risk Assessment & StrategyIdentify, analyze, and evaluate potential risks that could impact the companys operations or financial stability.Develop and maintain a formal risk management framework that aligns with organizational objectives.Partner with operations, maintenance, and construction teams to implement preventive and corrective measures that mitigate risk exposures.Evaluate the total cost of risk and recommend strategies for optimal risk transfer and retention.Data Analysis & ReportingAnalyze claims data, insurance costs, and exposure metrics to identify trends and support strategic decision-making.Prepare quarterly and annual insurance and risk management reports for senior leadership and ownership.Collaborate with the Accounting department to ensure accurate allocation, accrual, and reporting of all insurance-related financial activity.Acquisitions & Due DiligenceParticipate in acquisition due diligence by assessing insurance coverage, reviewing historical loss runs, and identifying potential risk exposures for new properties or business ventures.Recommend appropriate insurance solutions and coverage levels for new acquisitions and developments.Compliance & GovernanceEnsure compliance with all applicable insurance, regulatory, and risk management standards.Maintain current knowledge of industry trends, legislation, and best practices related to insurance and risk management.Provide training and guidance to operational leaders on compliance requirements, claims prevention, and incident reporting.QualificationsBachelors degree in Risk Management, Finance, Business Administration, or a related field required.8+ years of progressive experience in insurance or risk management, preferably within the real estate or property management industry.Professional designations such as ARM, CPCU, or CRM strongly preferred.Proven experience managing large property and casualty insurance programs and negotiating with brokers and carriers.Strong understanding of insurance contracts, claims administration, and risk financing principles.Excellent analytical, communication, and leadership skills.Proficiency in Microsoft Office Suite and experience with risk management or insurance software platforms.Skills & AttributesStrategic thinker with the ability to translate complex risk concepts into practical business decisions.Exceptional organizational skills with a strong attention to detail and accuracy.High level of integrity, accountability, and sound judgment.Proven ability to build strong relationships across departments and with external partners.Self-motivated, process-driven, and committed to continuous improvement and professional growth. $90,000.00 - $140,000.00 Annually

Compensation $75,801.78 - $137,018.33 (Based on Experience) It's an exciting time to be at the Great Lakes Water Authority (GLWA)! GLWA employs hundreds of technical and administrative staff, all working to ensure effective wastewater treatment and to provide our award-winning drinking water to more than 80 wholesale customers in Michigan. We are looking for a Management Professional - Risk Management who will be responsible for planning, leading, organizing, controlling, and executing various projects and tasks. This role is also responsible for developing and maintaining best practices and procedures to ensure accurate and timely deliveries. The Management Professional-Risk Management will work both independently and with a team to monitor risk for the capital improvement program. Job Responsibilities Develop and maintain productive and cooperative relationships with Program and Project delivery Team Members, Operations, and the Financial Services team. Manage consistency with application of PMP processes and plans and implement strategies that comply with professional standards Understand and recognize engineering and construction industry standards, key performance drivers, business trends, emerging technologies and industry developments Review project risk registers across the portfolio and support their development, updating, and analysis Assist with the production of risk management data, scorecards, dashboards, and registers Report risk data with the use of various tools and models Assisting the Program Controls team with activities related to schedule, cost forecasting, and various QA/QC when required Work within the Project Management Information System to support CIP program delivery Stay current with industry trends by participating in educational opportunities and professional/community organizations Coordinate meetings and tasks with other units across the organization Required Education and Experience At the time of application, applicant must: A. Bachelor's degree in a related operational area AND three (3) or more years of experience in a document control field preferably in a municipal or public utility setting OR B. Associate's degree in a related operational area AND five (5) or more years of experience in a specialty designation area preferably in a municipal or public utility setting Other Requirements Valid Driver's License PREFERRED: A minimum of 3 years' experience in project risk on capital projects or equivalent experience in a utility operations area, business planning, accounting, finance, construction management and/or project management preferred Strong computer skills, including systems such as a PMIS system preferred Advanced working knowledge of MS Office and strength with Excel preferred Experience in management working in a utility or engineering/construction technical risk management environment preferred Strong computer and research skills; knowledge or analysis software is preferred (e.g., Statistical Analysis Software or System Applications and Products) Excellent communication skills and the ability to converse with all levels of management preferred Ability to integrate information from multiple sources to form a comprehensive perspective preferred Analytical mind with problem-solving aptitude preferred Essential Requirements Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential duties of this job. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential duties. This position may require sitting and standing for prolonged periods, light to moderate lifting, reaching, pulling, and carrying. Manual dexterity and audiovisual/linguistic acuity are required. Environmental Working Requirements: Work is performed in an office environment with exposure to computer screens, working in team offices, and closely with all staffing levels. Benefits Comprehensive benefits package effective the first of the month following 30 days of employment. This includes health, dental, vision, tuition reimbursement, and team member discount programs. Retirement and Retirement Health Savings are effective the first day of employment. Click HERE for more information. Note: Part-Time employment is not eligible for health benefits, however, is eligible to participate in the 457 Retirement Plan. GLWA is an equal opportunity employer. Introduce Yourself Not the right fit? Let us know you're interested in a future opportunity by clicking Introduce Yourself in the top-right corner of the page or create an account to set up email alerts as new job postings become available that meet your interest.

Job Code: Risk Manager (FT) Address: 31200 Northwestern Hwy City: Farmington Hills State: MI Country: United States of America Description Who is RHP Properties? Headquartered in Farmington Hills, Michigan, RHP Properties (************ is the nation's largest private owner and operator of manufactured home communities. With over 370 communities throughout 30 states, we continue to expand our footprint to provide accessible and affordable housing across the country. All of this would not be possible without the energy and drive of our talented team members! We invest in our employees, with regular training, opportunities for advancement, and team events to bring everyone together. As a successful Risk Manager, you will: * Review all assigned incoming Incident Reports, obtain clarification, and decide how to proceed (i.e., make a claim, subrogate, or other). * Maintain Incident Report files; ensure all proper documents are uploaded to the Incident Database and saved to the network drive as appropriate. * Notify appropriate individuals of incidents that meet specific criteria. * Work with adjusters on all assigned open claims * Coordinate receipt of insurance funds, including working with lenders and vendors, as needed. * Work with attorneys on the completion of Interrogatories and Requests for Documents related to lawsuits handled by our insurance carrier, and review with the Senior Risk Manager * Participate in mediations and deposition prep as applicable. * Subrogate against third parties to recover funds for damages incurred. * Complete necessary reporting as assigned * Perform other duties as assigned Minimum Requirements * Prior property and/or liability claims handling experience required. * Prior non-auto insurance litigation experience preferred. * A minimum of 1 year of general accounting experience is required. * Some college accounting coursework, preferred; High School diploma or GED required * Proficiency with the Internet and Microsoft Office, specifically Excel and Outlook. * Excellent analytical skills as well as verbal and written communication skills with a customer service focus. * Ability to multitask and be a team player in a fast-paced environment. * Detail-oriented with strong organizational, time management, problem-solving, and follow-through skills Compensation: We are Proud to Provide the following: * Access to benefits including medical, dental, and vision insurance * Short-term and long-term disability * Life insurance * Generous Paid Time Off and holidays * Flexible spending account * 401K with company match #indcorp #indcorp

OpTech is an award-winning talent management firm providing Information Technology, Engineering and Healthcare talent and services to Fortune 500 and Government clients. We offer our employees outstanding career opportunities supporting innovative companies with cutting-edge technology. OpTech's awards include the distinguished Elite Category Award for best Recruitment, Selection and Orientation practices, the prestigious National 101 Best and Brightest Companies to Work For and the coveted Crain's Cool Places to Work in Michigan. OpTech creatively combines training, mentoring, bonuses and rewards to motivate and retain the highest caliber talent. OpTech offers Opportunity...see how a fast-paced career with one of the leading technology firms can benefit you! Job Description Required Skills • The job is to assess the controls at our suppliers to ensure that they are adequate to mitigate the risk of outsourcing to that supplier. • This assessment would be accomplished by interpreting independent reviews of the supplier, minimal on-site reviews and testing at the supplier, as well as utilizing the available tools (MS Office, Archer, Hiperos, etc.), to automate and communicate the scoring of inherent and residual risks involved in supplier relationships. • Information Security experience (preferably Third Party Risk Management and Compliance) • Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports • Ability to write process, procedures, flowcharts • Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC Qualifications Information Security experience (preferably Third Party Risk Management and Compliance) • Familiarity with SOC 1 (SSAE 16*) and SOC 2 (**AT101) reports • Ability to write process, procedures, flowcharts • Knowledge of regulatory and industry standards such GLBA, HIPAA, COBIT, FFIEC Additional Information Preferred Skills and competencies • IT Audit Experience • Knowledge of FS-ISAC Shared Assessments, Pen Test results , PCI DSS • Experience performing on-site third party reviews • CISA, CISSP, CRISC or other security certifications • Archer (eGRC) or Hiperos (Supplier Management) experience • Knowledge of Visual Basic and Macro Coding for MS Office applications

The Treasury Manager oversees an organization's financial operations related to cash flow, liquidity, and risk management, ensuring the company's financial health and compliance with banking regulations. Key Responsibilities * Cash Management: Manage daily cash flow, ensuring sufficient liquidity to meet obligations and optimizing banking operations. * Financial Risk Management: Assess and mitigate financial risks associated with cash flow and investments, including foreign exchange and interest rate risks. * Cash Forecasting: Develop and maintain cash forecasting models to predict future cash needs and align with corporate financial goals. * Banking Relationships: Maintain and enhance relationships with banking partners, ensuring effective treasury transactions and services. * Reporting: Prepare regular reports for senior management, including cash flow forecasts, investment performance, and risk assessments. * Compliance: Ensure compliance with internal policies and external regulations, including Sarbanes-Oxley or similar requirements. Qualifications * Education: A bachelor's degree in finance, accounting, or a related field is typically required. * Experience: 5+ years of experience in treasury management or finance, with some supervisory experience preferred. * Skills: Strong analytical skills, attention to detail, and proficiency in financial modeling and analysis are essential. Familiarity with treasury management systems and financial regulations is also important.

Job Description Job Title: Risk Manager Department: Safety and Training Reports To: Assistant Vice President of Risk Management Under supervision of the AVP of Risk Management, the Risk Manger is responsible for administration of Risk Management for the Authority. The Risk Manager is responsible for identifying, assessing, and mitigating risks that may impact the Authority's operations, assets, reputation, and compliance with laws and regulations. This position leads the development and implementation of risk management strategies, policies, and programs designed to protect the Authority and ensure operational resilience. Essential Duties and Responsibilities Aids in the identification of and helps prepare specifications for insurance coverages, purchases, monitors and administers Authority property and casualty insurance policies; including excess insurance coverages and self-insurance programs which include Auto Liability, and Workers' Compensation and Personal Injury Protection (PIP) and General Liability. Analyzes incident, injury claims, Workers' Compensation and Vehicle Liability claims and prepares/submits recommendations for risk reduction strategies to the AVP of Risk Management. Responsible for risk identification and analysis; recommends amendments to insurance accordingly. Includes review of leases, purchase agreements and other contracts of indemnification. Aids in the preparation of budget for insurance policy premiums, self-insured claims cost, claims servicing agent fees, and miscellaneous insurance related funds and other expenses. Maintains contact with insurance brokers or agents as necessary to obtain information and policy interpretation. Aids in the development and coordination of systems and procedures to assure prompt reporting of claims. Develop, implement, and oversee the Authority's risk management program. Identify potential risks across operational, financial, legal, strategic, and reputational areas. Conduct risk assessments and develop mitigation strategies to minimize exposure and liability. Collaborate with executive leadership and department heads to ensure risk management is integrated into organizational decision-making. Monitor and ensure compliance with regulatory requirements, insurance obligations, and industry standards. Develop and maintain business continuity and emergency response plans. Evaluate and manage the organization's insurance programs; coordinate claims and liaise with insurers and legal counsel as needed. Prepare risk reports, dashboards, and presentations for executive leadership and the board. Lead or support investigations of incidents, claims, and losses to determine root causes and recommend corrective actions. Provide training and guidance to staff on risk awareness, prevention strategies, and reporting procedures. Develop and implement a comprehensive enterprise risk management program aligned with transit operations. Identify, assess, and monitor risks related to fixed-route bus, paratransit, facilities, equipment, and other agency assets. Manage insurance programs including property, liability, workers' compensation, and vehicle coverage, coordinate renewals, claims, and reporting. Investigate accidents, incidents, and claims; collaborate with legal counsel, insurers, and adjusters to ensure proper resolution and minimize financial impact. Ensure compliance with applicable federal and state regulations, including those of Federal Transit Administration (FTA), U.S. Department of Transportation (DOT), and state safety oversight agencies. Develop and maintain emergency response, business continuity, and disaster recovery plans tailored to transit operations. Conduct risk assessments on new projects, operational changes, and capital initiatives. Prepare and present risk management reports, dashboards, and analysis to executive leadership and the board. Lead and support safety and loss prevention programs to reduce accidents, injuries, and liabilities. Provide training and technical assistance to supervisors, operators, and staff regarding claims reporting, risk mitigation, and regulatory compliance. Monitor trends in claims and incidents to identify areas for improvement and cost reduction. Perform other duties as assigned. Required Knowledge, Skills, and Abilities · In-depth knowledge of risk management practices specific to public transportation operations. · Familiarity with FTA, DOT, state and local transit regulations, and insurance industry standards. · Strong analytical, problem-solving, and negotiation skills. · Excellent written and verbal communication skills with the ability to work effectively with leadership, employees, and external stakeholders. · Proficiency in risk management software, claims management systems, and Microsoft Office Suite. · Ability to manage multiple priorities in a fast-paced, service-oriented environment. Education and Experience · Bachelor's degree in Risk Management, Public Administration, Safety, or a related field, preferred. · Minimum of six (6) years of progressive risk management experience, preferably in the public transit, transportation, or public sector environment. · Experience managing insurance and claims programs, including liability, property, and workers' compensation, strongly preferred. · An equivalent combination of education and experience may be substituted for minimum requirements. · Strong ability to communicate effectively, orally and in writing. Working Conditions · Office and field environment; may require site visits to transit facilities (terminals), garages, and operational locations. · May involve occasional evening or weekend work during emergencies or special projects.

Allstate Exclusive Agents are independent contractors and not employees of Allstate Insurance Company nor is this a franchised business. An opportunity to earn an economic interest and the ownership in the book of business your agency writes (sell it back to Allstate, create a legacy and pass it on to family, or sell it on the open market). Allstate provides the education you and your staff need to start your business at no cost to you (products, sales techniques, processes, etc…). Additional continuous support also includes technology, marketing, and education. One of the largest centralized claims teams. A very lucrative contract in the industry beginning at 43% commission of the property and casualty business your agency writes. Very significant annual bonus opportunities (both monetarily and various levels of achievement with extravagant trips). The availability of Exclusive Financial Specialists to assist in the sale of life, savings, and financial products for your agency. Get the national, regional, and local advertising and branding of Allstate at no cost to you. Allstate signage for brand consistency at no cost to you. Extremely quick way to build equity in your business. Job Description Leadership attributes Entrepreneurial desires and/or experience Ability to educate, teach, develop, and mentor employees Effectively and efficiently own and manage a small business Stays focused, is ambitious, has a drive, and is competitive Constantly recruit and hire Good with technology or can at least adapt and learn quickly Adapt to change Lead, motivate, and incentivize staff Management or business ownership experience Qualifications $50,000 in liquid capital (checking/savings account, money market accounts, etc…) Complete a background check Complete our Agency Selection Questionnaire (online) Additional Information If you are motivated to succeed and can see yourself in this role, please submit your resume. We will follow up with you on the next steps in the interview process. ***This position is with an Allstate Exclusive Agent, not with Allstate Insurance. Employees of Allstate agents must be able to successfully complete any applicable licensing requirements and training programs. Allstate agents are independent business owners who hire their own employees. Allstate agents' employees are not employees of Allstate. *** All your information will be kept confidential according to EEO guidelines.

The Residual Risk Strategy Manager plays a pivotal role in driving global residual risk management and forecasting initiatives at Ford Credit. Serving as a key Subject Matter Expert, you will lead the expansion and standardization of risk models across international markets, collaborating closely with analytics and marketing teams to integrate critical residual value insights into product development and business planning. By bridging the gap between data-driven forecasting and real-world application, you will directly contribute to mitigating financial exposure and providing the strategic insights necessary to inform high-level business decisions. Residual Risk Strategy Manager What you'll do... * Provide key strategic leadership for Residual Risk management, defining and driving key strategic priorities * Lead globalization efforts of residual forecasting and business planning, driving the expansion and standardization of risk models across international markets * Serve as a Subject Matter Expert (SME) for Residual Risk, offering comprehensive advice, analytical support, strategic guidance, and thought leadership to key internal stakeholders including Ford Marketing & Sales, Global Risk, Strategy, Finance, Brand, etc. * Partner with Global Data Insight & Analytics (GDIA) to research, develop, and refine advanced residual value and optimization models * Engage with Lease and Commercial Marketing teams to integrate residual value insights into product development and pricing strategies, supporting enterprise-wide innovation, modernization, and customer loyalty initiatives * Support annual Business Plan development by conducting residual value assessments for future products, collaborating with Product Marketing and Enterprise Product Line Management (EPLM) What you'll do... * Provide key strategic leadership for Residual Risk management, defining and driving key strategic priorities * Lead globalization efforts of residual forecasting and business planning, driving the expansion and standardization of risk models across international markets * Serve as a Subject Matter Expert (SME) for Residual Risk, offering comprehensive advice, analytical support, strategic guidance, and thought leadership to key internal stakeholders including Ford Marketing & Sales, Global Risk, Strategy, Finance, Brand, etc. * Partner with Global Data Insight & Analytics (GDIA) to research, develop, and refine advanced residual value and optimization models * Engage with Lease and Commercial Marketing teams to integrate residual value insights into product development and pricing strategies, supporting enterprise-wide innovation, modernization, and customer loyalty initiatives * Support annual Business Plan development by conducting residual value assessments for future products, collaborating with Product Marketing and Enterprise Product Line Management (EPLM)

We Are Bosch. At Bosch, we shape the future by inventing high-quality technologies and services that spark enthusiasm and enrich people's lives. Our areas of activity are every bit as diverse as our outstanding Bosch teams around the world. Their creativity is the key to innovation through connected living, mobility, or industry. Let's grow together, enjoy more, and inspire each other. Work #LikeABosch * Reinvent yourself: At Bosch, you will evolve. * Discover new directions: At Bosch, you will find your place. * Balance your life: At Bosch, your job matches your lifestyle. * Celebrate success: At Bosch, we celebrate you. * Be yourself: At Bosch, we value values. * Shape tomorrow: At Bosch, you change lives. Job Description As Director - Export Control Governance and Risk Management you will provide authoritative guidance on national and international regulations, including the ITAR and EAR, ensuring Bosch's compliance with them. As prominent SME for Export Controls in the US and part of our global Export Control and Sanctions team you will further develop global standards and guidelines in U.S. export controls law. Job Responsibilities * In your position, you will manage global risk, derive globally applicable governance requirements, and develop common minimum standards in the Export Controls fields of Jurisdiction and Classification, Technology Controls, Military Business, and Regulatory Tracking. * You will also be responsible for monitoring legal developments (Executive Orders, EAR, and ITAR) as well as other changes to U.S. export control laws and regulations. You will work to assess their impact on the business activities of Bosch Group and its subsidiaries globally. Based on this, you will support the definition of appropriate measures and set related process requirements. * You will support the conceptual design and further development of the U.S. export control process landscape for the Bosch Group with focus on U.S. laws and regulations. This includes the further development of existing reporting systems and the use of results for the implementation of further requirements. * You will be responsible for conducting export audits/health checks and monitoring data analysis with regards to risk indicators in the area of export controls. * In addition, you will act as a contact person for business units and central departments, and authorities. * You will act as a functional lead for the broader US export controls team at this time as an individual contributor. Qualifications * 12+ years of Export Controls and a bachelor's degree (JD highly preferred), as well as experience with export control in the U.S. (EAR and ITAR) * 5+ years of proven ability to influence and motivate people * In-depth knowledge of export control laws in the U.S. * Excellent communication and interpersonal skills, with the ability to influence and work effectively with all levels of the organization * Demonstrated ability to act independently upon information and make decisions in adherence to compliance, regulations and policies * Demonstrated ability to identify and understand issues and resolve inquiries and develop appropriate solutions quickly, effectively and independently * Ability to effectively coordinate activities and collaborate with groups * Experience in creating and delivering effective training * Strong analytical, problem-solving, and decision-making skills * Strong internal audit skills * Continuous learner; willing to stay abreast and enjoys research * Strong organizational and prioritization skills * Experience in the automotive industry and strong understanding of export compliance related to software and technology preferred Travel Requirements: 10%-20% (Domestic and International) Additional Information Equal Opportunity Employer, including disability / veterans * Bosch adheres to Federal, State, and Local laws regarding drug-testing. Employment is contingent upon the successful completion of a drug screen and background check. Candidates who have been offered the position must pass both screenings before their start date. The U.S. base salary range for this full-time position is $203,000 - $240,000. Within the range, individual pay is determined based on several factors, including, but not limited to, work experience and job knowledge, complexity of the role, job location, etc. This range does not include annual bonus percentage nor any other monetary considerations for the total compensation package. Your Recruiter can share more details about the specific salary range for this position during the interview process. In addition to your base salary, Bosch offers a comprehensive benefits package that includes health, dental, and vision plans; health savings accounts (HSA); flexible spending accounts; 401(K) retirement plans with an employer match; wellness programs; life insurance; short- and long-term disability insurance; paid time off; parental leave, adoption assistance; and reimbursement of education expenses. Learn more about our full benefits offerings by visiting: ************************ Pay ranges included in the postings generally reflect base salary; certain positions may include bonus, commission, or additional benefits. Thanks to the work of every associate, Bosch has been recognized for award-winning by the following organizations: Great Place to Work Certified, 2024 Fortune's World's Most Admired Companies, 2024 America's Best Large Employers, 2024 America's Best Employers for Diversity, 2024 America's Greatest Workplaces for Women, Newsweek2024 Greatest Workplaces for Diversity, Newsweek 2024 Your well-being matters at Bosch! We offer a competitive compensation and a benefits package designed to empower you in every area of your life. This includes premium health coverage, a 401(k) with generous matching, resources for financial planning and goal setting, ample paid time off, parental leave, and comprehensive life and disability protection. We're investing in your success! #LI-AZ1

Your Passion. Your Purpose. If you're here, you're looking for something more. More opportunity, more impact, more purpose. At Rehmann, each and every one of our associates plays a pivotal role in the Firm's success. When you join our team, you can count on exceptional support, encouragement, and guidance from your colleagues and from leadership. No matter where you want to go in your career, Rehmann can help you get there. Whether you're in the early stages of your professional journey or you're further down your path, we're focused on helping you achieve your goals - whatever they may be. When you join Rehmann, you are part of a culture that Puts People First and aims to help everyone reach their fullest potential. Let us show you all the ways we can Empower Your Purpose. To learn more about Rehmann, visit: ******************************** Job Description: How You Will Make an Impact at Rehmann: Planning and managing significant and complex engagements Researching technical accounting issues Presenting recommendations and findings to client leadership Managing and participating in accounting related consulting projects Building relationships internally to foster a culture of teamwork and collaboration Training and mentoring associates allowing them to reach their goals Researching technical accounting issues Making a difference in the communities where you live and work Your Desired Skills, Values & Experiences: 5+ years of relevant experience in public accounting or industry CPA license required Strong technical skills in accounting and auditing Knowledge of SEC/PCAOB rules Experience with SOX Outstanding client service and strong executive communication skills Desire to develop unique business solutions in a team-based environment Commitment to continuous learning and development Out-of-the box thinking and an entrepreneurial spirit A new perspective and new ideas allowing us to continuously improve Unwavering integrity in all situations We Put People First in all that we do. Our associates are our greatest assets and we provide programs and benefits that encourage growth and development and align with their needs and goals. This includes benefits focused on physical and mental health, paid time off for volunteering and diversity-related activities, flexible work arrangements, and more. When you join Rehmann, you become part of a firm dedicated to helping Empower Your Purpose, whatever it may be. Rehmann is an Equal Opportunity Employer.

Hours: 40 Pay Details: $111,760 - $166,400 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management : Job Description Summary: The Risk Manager II provides dealer performance review and governs Dealer Oversight committee. The Risk Manager II identifies risk issues and solutions to satisfy audit and regulatory requirements. The Risk Manager II also establishes KPIs and provides hands-on data analytics to streamline auto decisioning rules and Credit policy changes. The Risk Manager II manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, exposure management, risk segmentation, and financial return optimization. The Risk Manager II provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensures the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager II investigates, creates, implements and validates various risk segmentation strategies and policies using complex data including cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. with the limited guidance from the manager. Auto finance background strongly preferred. Depth & Scope: * Performs functions noted for Risk Manager I * Generally an expert at the enterprise or group business level * Acts as the primary regulatory interface on risk issues and requirements for a key business segment of the Bank and assesses and provides direction for existing and new regulations * Interfaces with teams beyond risk in a cross-functional manner * Represents business on corporate initiatives and identifies key risks and implications and provides direction in complex situations Education & Experience: * Bachelor's degree required; Graduate degree preferred or progressive work experience in addition to experience below * 10+ years' experience required * Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages * Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS * Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker * Strong analytical and problem solving skills are required to interpret data and draw conclusions * Flexibility to adapt to rapidly changing requirements * Extremely strong attention to detail with ability to manage a range of tasks and prioritize * Proven ability to develop and maintain productive business/peer relationships * Superb written and verbal communication skills * Experienced in developing and presenting recommendations to Senior Management Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.