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On September 21, 1989, Hurricane Hugo smashed into South Carolina, its eye and top winds of 140 MPH passing over Charleston.
In 1991, Henry Lowndes retired from the agency at age 82 and after 60 years of service to C. T. Lowndes & Company.
By 1995, however, the agency’s good name and reputation had caused life to return to almost normal, and the agency began to grow again.
In 1996, the agency purchased the Patricia Drake Agency in Moncks Corner, thus adding a fifth location.
By 1998, the agency had joined the Internet Age with a website.
Paul Pye joined the agency as an outside salesperson in 2001, working from the Walterboro office.
The next expansion occurred in 2004 with the purchase of the Guaranty Caldwell Agency with offices in Sumter and Hartsville.
On January 1, 2006, Edward Lowndes, vice president for 21 years, was diagnosed with cancer and passed away in less than three months, on March 21.
Elliott Phillips, the son-in-law of Billy Silcox, started with the agency in 2010 and became a very successful salesperson.
In late 2012, the agency hired Matt Ayer as a new account executive.
On February 1, 2017, Henry Lowndes stepped aside as CEO to make way for the “next generation” to run the business.
Terence left the agency in 2017 along with Jason Besse.
In September 2018, C. T. Lowndes & Company purchased the excess and surplus lines book of business from the Holly Hill Agency.
James departed to open his own agency in 2019.
The 2020 pandemic, Covid-19, caused the agency staff to be out of the office working from home for much of the year, beginning in March 2020.
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