Senior Manager, Advanced Analytics - Trading Surveillance & Insider Risk (US)
Senior manager job at TD Bank
Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $122,304 - $199,680 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Analytics, Insights, & Artificial Intelligence
**Job Description:**
The Model Validation (MV) group in Enterprise Risk, Risk Management is responsible for the independent validation and approval of all analytical models used for TD.
The position reports to AVP, TBSM / FCRM/ TDAM/TDI Model Validation group. Detailed accountabilities include:
+ Lead a team of quantitative professionals to validate Financial Crime Risk Management (FCRM) models for Trading Surveillance and Insider Risk Management
+ Work with team to develop an effective and efficient validation testing plan based on design of different FRCM models and complete validation in time to support various business initiatives and regulators requirements.
+ Supervise team's validation work to ensure capture all material & critical model limitations and execution / implementation accuracy of the validation testing.
+ Support team to have effective communication with different stakeholders from 1st line and in-time solve model limitations / issues to meet validation lead time target.
+ Work with team to deliver high quality model validation reports with adequate information and justification to support validation conclusions and Audit / regulator review / assessment of validation process and validation analysis.
+ Recommend the approval of the models or other corrective actions based on independent vetting and validation.
+ Maintain full professional knowledge of techniques and developments in FCRM modeling for Trading Surveillance and Insider Risk Management and share knowledge with business partners and senior management.
+ Assume a leadership role in developing standards and procedures for vetting and validation that are compliant with the Bank's internal Model Risk Policy, adhere with industry best practices, and meet regulatory requirements.
+ Lead and develop internal team.
+ Ensure performance objectives are set for internal staff and that performance feedback is provided on a regular basis.
+ Communicate group objectives and strategies and align team activities in support of business objectives.
+ Support employee development activities, coach, and support direct reports in meeting their personal development objectives.
+ Respond to requests from both Canadian and U.S. regulators, internal and external audit in their review/audit of risk models and vetting/validation process and procedures. Provide information and assistance as required.
+ Work effectively with internal model development group, Audit, and other internal partners to ensure risk models meet required Bank standards for use.
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversees and leads a large and/or highly complex and diverse reporting function for an area of significant risk, complexity or scope
+ Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and identifies operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic discussions and provides thought leadership to executive audience (output may include strategic roadmap and/or deliverables/frameworks short to long term goals etc.)
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focuses on longer-range planning for functional area (e.g. 12 months or greater)
**Education & Experience:**
+ Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or;
+ 7+ year of relevant experience; higher degree education and research tenure can be counted
**Preferred Qualifications:**
+ Graduate's Degree preferred (e.g., computer science / engineering, statistics, math, financial engineering) with either progressive project work experience
+ Experience in either developing or validating FRCM models with exposure in AI / ML modelling; and Experience in managing a small team.
+ In-depth knowledge of FCRM modeling for Trading Surveillance and Insider Risk Management, Trading Strategy and Algorithm, and FI operations
+ Proficient in relevant programming language & software such as, Python, H2O.AI, Scala, etc.
+ Excellent verbal and written communication skills
+ Excellent time / project management and multitasking skills with minimal supervision.
**Customer Accountabilities:**
+ Leads team of Data Modelling professionals and provides day to day direction as needed
+ Acts as People Manager and is responsible for ongoing coaching and development, setting objectives, assessing performance
+ Leads and oversees the design and delivery of enterprise analytic solutions for customers
+ Oversees build of complex statistical models that learn from and scale to petabytes of data
+ Works in a highly interactive, team-oriented environment with Big Data developers, and analytical experts
+ Provides analytical thought leadership and stays current on developments in data mining
+ May be accountable to lead team in developing powerful business insights from social marketing and industrial data using advanced machine learning techniques
**Shareholder Accountabilities:**
+ Works closely with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD's operating model to maximize efficiency, effectiveness and scale
+ Plans and executes on strategic activities, reviews and communicates results, and adjusts tactics accordingly
+ Executes on the annual business plan to deliver results aligned with business strategies
+ Manages overall budget, revenue and expenditures, meets business objectives while increasing efficiency and effectiveness
+ Proactively identifies key business opportunities, researches and recommends enhancements/modifications, develops strategies to achieve recommendations and works closely with team to execute and implement
+ Monitors and communicates the effectiveness of strategies, programs, and practices related to own area of expertise
+ Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
+ Ensures employees are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
**Employee/Team Accountabilities:**
+ Cultivates and models the Colleague Promise to support colleague growth, and a culture of care; makes an impact at work and in our communities by leading with authenticity and supporting well-being to represent TD's brand
+ Connects the alignment of colleague's contributions with the TD Shared Commitments
+ Builds and retains an engaged and diverse team that embraces diversity of thought, creativity and curiosity; where every colleague and customer are valued, respected, and listened to; committed to a common goal and collaborate to move with speed and get things done
+ Demonstrates inclusive leadership by taking meaningful action with intention to support colleagues and customers across all dimensions of diversity, including those from underrepresented communities, being actively anti-racist, attracting and retaining diverse slate of candidates, nurturing mutual respect, inclusivity of thought and collaboration to drive successful results
+ Sustains, identifies strong talent, recruits and develops a diverse talent pipeline of qualified workforce to innovate and maximize individual strengths to lead to a better business outcome
+ Enables colleague growth by encouraging colleague development to achieve career and business objectives, ensuring timely feedback, motivating appreciation and recognition to all colleagues
+ Enables a continuous learning culture by proactively seeking, listening to and actioning feedback from peers and from colleague listening opportunities to continuously improve the colleague experience and grow your personal leadership
+ Fosters an environment that promotes sharing of knowledge, information, skills, and subject matter expertise among the team; ensures timely management and escalation of issues and creates opportunities to collaborate with other functions and teams
+ Leads team through change and creates an environment where team feels psychologically safe to challenge current practices by modeling resiliency and flexibility, communicating a compelling vision with clarity and empowering colleagues to drive innovation
+ Contributes to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty that drives results
+ Develops annual and/or long-term plans for own area that are aligned with enterprise-wide priorities, reinforcing a focus on results that align to One TD
+ Fosters a high-performance culture by setting team targets and objectives, promoting and facilitating on-going feedback/coaching and conducting Quarterly Check-Ins for all colleagues to drive accountability and business results
+ Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
\#LI-AMCBCorporate
\#IN-AMCBCorporate
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Senior Manager, Treasury Liquidity (US)
Senior manager job at TD Bank
New York, New York, United States of America **Hours:** 40 **Pay Details:** $124,280 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Finance
**Job Description:**
The Senior Manager, Treasury Liquidity oversees a team of liquidity professionals in execution and oversight of relevant theory, reporting, methodology, controls and/or systems related to liquidity risk optimization and strategy at TD. Contributes to the development of the strategic direction of the team, considering all relevant internal and external factors. Also provides leadership, coaching, and development management to ensure results and professional/personal objectives are achieved for the overall group.
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required.
+ Oversees and leads a highly complex and diverse function for an area of significant risk, complexity or scope while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results
+ Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise
+ Manages and oversees the overall discipline and strategy for the respective areas while aligning to the enterprise best practices
+ Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and identifying operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic discussions and provides thought leadership to executive audience (output includes strategic roadmap and/or deliverables/frameworks/short to long term goals etc.)
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focus on longer-range planning for functional area (e.g. 12 months or greater)
**Education & Experience:**
+ Undergraduate degree or equivalent work experience
+ 10+ years of experience
**Customer Accountabilities:**
+ Provides leadership to all quantitative analysis and processes within the group to ensure the maturity of the areas is commensurate with the size and complexity of TD's businesses
+ Develops methodologies for stress testing based on customer and market behavior in acute stress scenarios
+ Develops Liquidity strategies to optimize TD US's liquidity profile
+ Leads the establishment of cashflow forecasting, contingency planning early warning indicators, Intraday risks and Limits for managing Liquidity Risk of the firm
+ Coordinates the Bank's representation to 2nd LoD auditors, and regulators
+ Works with product areas on evaluating major product on new and existing product offerings
+ Acts as subject matter expert for own area and provides guidance/advice and recommendations to support dealings with internal/external partners
+ Participates on internal/external committees to provide advice/counsel to business/finance partners and represents the Liquidity Risk Management of the firm
+ Leads ongoing reviews with 1B, 2nd line and 3rd line functions
**Shareholder Accountabilities:**
+ Works with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD's operating model to maximize efficiency, effectiveness and scale
+ Plans and executes on strategic activities, reviews and communicates results, and adjusts tactics accordingly
+ Executes on the annual business plan to deliver results aligned with business strategies
+ Proactively identifies key business opportunities, researches and recommends enhancements/modifications to programs /processes/ policies, develops strategies to achieve recommendations and works closely with team to execute and implement
+ Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
+ Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
+ Ensures employees are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
**Employee/Team Accountabilities:**
+ Cultivates and models the Colleague Promise to support colleague growth, and a culture of care; makes an impact at work and in our communities by leading with authenticity and supporting well-being to represent TD's brand
+ Connects the alignment of colleague's contributions with the TD Shared Commitments
+ Builds and retains an engaged and diverse team that embraces diversity of thought, creativity and curiosity; where every colleague and customer are valued, respected, and listened to; committed to a common goal and collaborates to move with speed and get things done
+ Demonstrates inclusive leadership by taking meaningful action with intention to support colleagues and customers across all dimensions of diversity, including those from underrepresented communities, being actively anti-racist, attracting and retaining diverse slate of candidates, nurturing mutual respect, inclusivity of thought and collaboration to drive successful results
+ Sustains, identifies strong talent, recruits and develops a diverse talent pipeline of qualified workforce to innovate and maximize individual strengths to lead to a better business outcome
+ Enables colleague growth by encouraging colleague development to achieve career and business objectives, ensuring timely feedback, motivating appreciation and recognition to all colleagues
+ Enables a continuous learning culture by proactively seeking, listening to and actioning feedback from peers and from colleague listening opportunities to continuously improve the colleague experience and grow your personal leadership
+ Fosters an environment that promotes sharing of knowledge, information, skills, and subject matter expertise among the team; ensures timely management and escalation of issues and creates opportunities to collaborate with other functions and teams
+ Leads team through change and creates an environment where teams feel psychologically safe to challenge current practices by modeling resiliency and flexibility, communicating a compelling vision with clarity and empowering colleagues to drive innovation
+ Contributes to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty that drives results
+ Develops annual and/or long-term plans for own area that are aligned with enterprise-wide priorities, reinforcing a focus on results that align to One TD
+ Fosters a high-performance culture by setting team targets and objectives, promoting and facilitating on-going feedback/coaching and conducting Quarterly Check-Ins for all colleagues to drive accountability and business results
+ Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
First Line Risk Senior Manager
Buffalo, NY jobs
This position will lead a team of risk professionals within First Line Risk for the Retail Bank and will have responsibility for developing and overseeing the long-term strategy for Risk and Control Management across all risk pillars. **Primary Responsibilities:**
+ Oversee the identification and assessment of operational and non-operational risks and controls for Retail in alignment with Enterprise Risk requirements
+ Establish a model of continuous improvement, leveraging agile principles to identify areas of opportunity for control automation
+ Develop an operating model for how the team will interact within our Ops and Risk framework including governance, issues management and monitoring/testing. Collaborate with key stakeholders and business partners to build process map inventory for key processes.
+ Build and strengthen strategic partnerships with internal business partners and across all lines of defense
+ Lead FLR talent employee development to support team member career growth and organizational effectiveness
+ Champion strategic initiatives within team of oversight and across FLR to meet strategic and long-term needs of the organization
+ Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite Statement.
+ Promote an environment that supports belonging and reflects the M&T Bank brand.
+ Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
+ Complete other related duties as assigned.
+ Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
**Supervisory/ Managerial Responsibilities:**
Manages a team of three or more risk managers or analysts
**Education and Experience Required:**
Bachelor's degree and a minimum of 10 years' proven project management experience,
OR in lieu of a degree,
A combined minimum of 14 years' higher education and/or work experience, including a minimum of 10 years' proven project management experience.
**Education and Experience Preferred:**
Master's degree in a related field
Applicable certifications aligned to function or domain such as Financial Risk Manager (FRM), Professional Risk Manager (PRM), or Certified Risk Management Professional (CRMP)
Strong ability to effectively influence peers and leaders
Excellent mentoring and leadership capabilities, including strong ability to develop people leaders
Excellent ability to encourage teamwork and guide a team towards executing upon shared goals
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,900.00 - $214,900.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
**Location**
Buffalo, New York, United States of America
M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.
First Line Risk Senior Manager
Buffalo, NY jobs
This position will lead a team of risk professionals within First Line Risk for the Retail Bank and will have responsibility for developing and overseeing the long-term strategy for Risk and Control Management across all risk pillars.
Primary Responsibilities:
Oversee the identification and assessment of operational and non-operational risks and controls for Retail in alignment with Enterprise Risk requirements
Establish a model of continuous improvement, leveraging agile principles to identify areas of opportunity for control automation
Develop an operating model for how the team will interact within our Ops and Risk framework including governance, issues management and monitoring/testing. Collaborate with key stakeholders and business partners to build process map inventory for key processes.
Build and strengthen strategic partnerships with internal business partners and across all lines of defense
Lead FLR talent employee development to support team member career growth and organizational effectiveness
Champion strategic initiatives within team of oversight and across FLR to meet strategic and long-term needs of the organization
Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite Statement.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
Supervisory/ Managerial Responsibilities:
Manages a team of three or more risk managers or analysts
Education and Experience Required:
Bachelor's degree and a minimum of 10 years' proven project management experience,
OR in lieu of a degree,
A combined minimum of 14 years' higher education and/or work experience, including a minimum of 10 years' proven project management experience.
Education and Experience Preferred:
Master's degree in a related field
Applicable certifications aligned to function or domain such as Financial Risk Manager (FRM), Professional Risk Manager (PRM), or Certified Risk Management Professional (CRMP)
Strong ability to effectively influence peers and leaders
Excellent mentoring and leadership capabilities, including strong ability to develop people leaders
Excellent ability to encourage teamwork and guide a team towards executing upon shared goals
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,900.00 - $214,900.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America
Auto-ApplySenior Strategic Initiatives Manager
Buffalo, NY jobs
Manages a variety of enterprise-wide initiatives simultaneously while managing a portfolio of initiatives. Works closely with the senior managers within the Bank to manage a portfolio of key initiatives and lead critical projects related to supporting strategic objectives of the Bank, improving risk management, ensuring efficiency and sustainability of core processes and positioning the Bank to meet evolving regulatory expectations. Sets direction for overall planning and implementation of time sensitive, critical, programs and/or projects and leads development of methodologies, processes, and plans, assembles teams and manages issue identification and resolution. Ensures appropriate industry outreach efforts.
Primary Responsibilities:
Lead effort to define scope and approach for Division/Department and enterprise initiatives. Mobilize and lead new working groups and/or committees to govern key change initiatives as needed. Define multi-year approach/view (i.e., roadmap).
Analyze options and processes to guide organizational decision-making.
Present content at various governance functions; manage the development of comprehensive content and materials, analysis of complex data sets, or analysis and optimization of data structures.
Interact professionally at many different levels, routinely with senior management to negotiate, influence and gain consensus. Communicate verbally and in writing with senior management on status of initiatives on a regular basis, in a professional and understandable manner.
Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
Promote an environment that supports belonging and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.
Education and Experience Required:
Bachelor's degree and a minimum of 9 years' relevant work experience, or in lieu of a degree, a combined minimum of 14 years higher education and/or work experience, including a minimum of 9 years' relevant work experience
Minimum of 3 years' managerial experience
Advanced analytical ability
Advanced creative problem-solving skills
Excellent interpersonal skills necessary for business partner relationships within and outside the organization
Experience communicating professionally at many different levels
Excellent verbal and written communication skills
Strong attention to detail
Excellent problem-solving skills
Excellent analytical skills
Experience thriving in a fast-paced environment
Advanced experience with pertinent word processing, spreadsheet, presentation, project, email and file sharing software
Education and Experience Preferred:
Bachelors' degree in Finance, Economics, Math, Accounting, Engineering, or Business Administration Master's degree in Business Administration (MBA) or advanced degree
Minimum of 10 years' relevant work experience
Minimum of 7 years' managerial experience
Formal training in project management/process improvement/change management
Project Management Professional (PMP), Six Sigma Black belt, LEAN, and/or Change Management certifications
Experience with financial analysis, regulatory analysis, process analysis and technical writing
Audit or consulting experience
Experience with financial, regulatory and/or process analysis, and technical writing
Curious and innovative
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $128,900.00 - $214,900.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America
Auto-ApplySenior Strategic Initiatives Manager
Buffalo, NY jobs
Manages large-scale operating model transformation across M&T Equipment Finance Group while managing a portfolio of initiatives. Works closely with the senior managers within the Bank to lead critical projects related to supporting strategic objectives of the Bank, improving profitability and risk management, ensuring efficiency and sustainability of core processes, and positioning the Bank to meet evolving regulatory expectations. Sets direction for overall planning and implementation of time sensitive, critical, programs and/or projects and leads development of methodologies, processes, and plans, assembles teams and manages issue identification and resolution. Ensures appropriate industry outreach efforts.
Primary Responsibilities
• Lead effort to define scope and approach for Division/Department and enterprise initiatives. Mobilize and lead new working groups and/or committees to govern key change initiatives as needed. Define multi-year approach/view (i.e., roadmap).
• Analyze options and processes to guide organizational decision-making, including development and adoption of business case, responsible for implementation of overall initiatives.
• Lead process improvement initiatives including process mapping, process design, and implementation of new processes driving efficiency and improvement in customer experience.
• Partner closely with product management leadership ensuring an integrated roadmap with technology delivering on division/department strategic goals.
• Present content at various governance functions; manage the development of comprehensive content and materials, analysis of complex data sets, or analysis and optimization of data structures.
• Interact professionally at many different levels, routinely with senior management to negotiate, influence and gain consensus. Communicate verbally and in writing with senior management on status of initiatives on a regular basis, in a professional and understandable manner.
• Lead a team of project improvement and process improvement professionals. Implement routines and best practices to monitor project performance and drive consistency.
• Exercise usual authority of a manager concerning staffing, performance appraisals, promotions, salary recommendations, performance management and terminations.
• Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Design, implement, maintain and enhance internal controls to mitigate risk on an ongoing basis. Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.
Education and Experience Required:
Bachelor's degree and a minimum of 9 years' relevant work experience, or in lieu of a degree, a combined minimum of 14 years higher education and/or work experience, including a minimum of 9 years' relevant work experience
Minimum of 3 years' managerial experience
Advanced analytical ability
Advanced creative problem-solving skills
Excellent interpersonal skills necessary for business partner relationships within and outside the organization
Experience communicating professionally at many different levels
Excellent verbal and written communication skills
Strong attention to detail
Excellent problem-solving skills
Excellent analytical skills
Experience thriving in a fast-paced environment
Advanced experience with pertinent word processing, spreadsheet, presentation, project, email and file sharing software
Education and Experience Preferred:
Master's degree in Business Administration (MBA) or advanced degree
Minimum of 10 years' relevant work experience
Minimum of 7 years' managerial experience
Formal training in project management/process improvement/change management
Project Management Professional (PMP), Six Sigma Black belt, LEAN, and/or Change Management certifications
Equipment Finance or Commercial lending industry experience
Experience with financial analysis, regulatory analysis, process analysis and technical writing
Audit or consulting experience
Experience with financial, regulatory and/or process analysis, and technical writing
Curious and innovative
#LI-LA1
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $118,945.80 - $198,243.00 Annual (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.LocationBuffalo, New York, United States of America
Auto-ApplyData Warehouse Sr. Manager
Remote
Huntington Bank is looking for a data warehouse leader in our Data Technology organization. In this role you will lead a team of 12-14 dedicated to pushing the limits of continuous improvement and innovation using data warehousing as a lever. As a Sr. Manager of the Data Warehouse, you will report to the Data Warehouse Director and work closely with the Chief Data & Analytics Office to influence the business and technology strategies for the company.
If you consider data as a strategic asset, evangelize the value of good data and insights, have deep understanding of data governance, are an experienced thought leader in data warehousing and love building teams and mentoring talent, this role is for you.
You will be responsible for leading within the Enterprise Data Warehouse for the bank, including innovating on the platform to enable next-generation capabilities. You will participate in the definition of the strategic roadmap for data technology and be responsible for executing data warehousing initiatives. You will partner with other Data Technology organizations and CDAO leads to architect and enable an effective data ecosystem, as well as key leaders in business and technology to understand and support their needs.
Duties and Responsibilities:
Manage a team of colleagues and contractors, providing resource allocation, coaching and development.
· Lead a cross functional agile team to deliver on projects, providing thought leadership and technology oversight.
· Participate in demand management and planning, assessing impact, feasibility and estimating work effort.
· Understand and translate the technical design from the Data Architect team into implemented physical data models that meet data governance, enterprise architecture and business requirements for data warehousing. Manage data within the data warehouse to ensure efficiency of platform.
· Work with operational data and data acquisition teams to manage incoming sources and the down-stream systems to understand and support their needs for reporting and analytics.
· Support incident resolution and continuous improvement to drive efficiency across multiple operational run metrics.
Basic Qualifications:
Bachelor's Degree
10+ years of hands-on experience in multi-terabyte data warehousing engineering projects.
7+ years of experience as a technology manager for data warehouse teams.
Preferred Qualifications:
Deep understanding of enterprise data warehousing best practices for technical implementation and providing business value. Thought leadership in next-evolution modern data architectures. Best practice EDW testing and validation approaches and implementation.
· Strong organizational skills with demonstrated ability to build and manage a high-performing team, work with partners to set and meet business service level agreement levels, plan and deliver work to expectations.
Strong communication and interpersonal skills for interacting and collaborating with developers, analysts and business colleagues throughout the organization.
Proven ability to take requirements and logical designs and translate them into physical implementation, informed by business and enterprise requirements.
Experience with traditional data architecture: operational data stores, sourcing and staging data, data integration, master data management, dimensional/snowflake and de-normalized design, managed views, datamarts and analytical sandboxes.
Experience with cloud technologies including AWS and Snowflake.
Experience with IBM DataStage, Python/PySpark, Erwin Enterprise Data Modeler and Tableau.
Experience with data governance and data management approaches, including data quality.
Experience with business intelligence and advanced analytics.
#LI-MH1
#LI-BM1
Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)
Yes
Workplace Type:
Office
Our Approach to Office Workplace Type
Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.
Huntington is an Equal Opportunity Employer.
Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Note to Agency Recruiters: Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
Auto-ApplySenior Manager, Advanced Analytics - Trading Surveillance & Insider Risk (US)
Senior manager job at TD Bank
Hours: 40 Pay Details: $122,304 - $199,680 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Analytics, Insights, & Artificial Intelligence
Job Description:
The Model Validation (MV) group in Enterprise Risk, Risk Management is responsible for the independent validation and approval of all analytical models used for TD.
The position reports to AVP, TBSM / FCRM/ TDAM/TDI Model Validation group. Detailed accountabilities include:
* Lead a team of quantitative professionals to validate Financial Crime Risk Management (FCRM) models for Trading Surveillance and Insider Risk Management
* Work with team to develop an effective and efficient validation testing plan based on design of different FRCM models and complete validation in time to support various business initiatives and regulators requirements.
* Supervise team's validation work to ensure capture all material & critical model limitations and execution / implementation accuracy of the validation testing.
* Support team to have effective communication with different stakeholders from 1st line and in-time solve model limitations / issues to meet validation lead time target.
* Work with team to deliver high quality model validation reports with adequate information and justification to support validation conclusions and Audit / regulator review / assessment of validation process and validation analysis.
* Recommend the approval of the models or other corrective actions based on independent vetting and validation.
* Maintain full professional knowledge of techniques and developments in FCRM modeling for Trading Surveillance and Insider Risk Management and share knowledge with business partners and senior management.
* Assume a leadership role in developing standards and procedures for vetting and validation that are compliant with the Bank's internal Model Risk Policy, adhere with industry best practices, and meet regulatory requirements.
* Lead and develop internal team.
* Ensure performance objectives are set for internal staff and that performance feedback is provided on a regular basis.
* Communicate group objectives and strategies and align team activities in support of business objectives.
* Support employee development activities, coach, and support direct reports in meeting their personal development objectives.
* Respond to requests from both Canadian and U.S. regulators, internal and external audit in their review/audit of risk models and vetting/validation process and procedures. Provide information and assistance as required.
* Work effectively with internal model development group, Audit, and other internal partners to ensure risk models meet required Bank standards for use.
Depth & Scope:
* Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
* Oversees and leads a large and/or highly complex and diverse reporting function for an area of significant risk, complexity or scope
* Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and identifies operational efficiencies and opportunities with other business management/enterprise areas
* Facilitates key strategic discussions and provides thought leadership to executive audience (output may include strategic roadmap and/or deliverables/frameworks short to long term goals etc.)
* Sets operational team direction and collaborates with others to execute on common goals
* Focuses on longer-range planning for functional area (e.g. 12 months or greater)
Education & Experience:
* Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience, or;
* 7+ year of relevant experience; higher degree education and research tenure can be counted
Preferred Qualifications:
* Graduate's Degree preferred (e.g., computer science / engineering, statistics, math, financial engineering) with either progressive project work experience
* Experience in either developing or validating FRCM models with exposure in AI / ML modelling; and Experience in managing a small team.
* In-depth knowledge of FCRM modeling for Trading Surveillance and Insider Risk Management, Trading Strategy and Algorithm, and FI operations
* Proficient in relevant programming language & software such as, Python, H2O.AI, Scala, etc.
* Excellent verbal and written communication skills
* Excellent time / project management and multitasking skills with minimal supervision.
Customer Accountabilities:
* Leads team of Data Modelling professionals and provides day to day direction as needed
* Acts as People Manager and is responsible for ongoing coaching and development, setting objectives, assessing performance
* Leads and oversees the design and delivery of enterprise analytic solutions for customers
* Oversees build of complex statistical models that learn from and scale to petabytes of data
* Works in a highly interactive, team-oriented environment with Big Data developers, and analytical experts
* Provides analytical thought leadership and stays current on developments in data mining
* May be accountable to lead team in developing powerful business insights from social marketing and industrial data using advanced machine learning techniques
Shareholder Accountabilities:
* Works closely with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD's operating model to maximize efficiency, effectiveness and scale
* Plans and executes on strategic activities, reviews and communicates results, and adjusts tactics accordingly
* Executes on the annual business plan to deliver results aligned with business strategies
* Manages overall budget, revenue and expenditures, meets business objectives while increasing efficiency and effectiveness
* Proactively identifies key business opportunities, researches and recommends enhancements/modifications, develops strategies to achieve recommendations and works closely with team to execute and implement
* Monitors and communicates the effectiveness of strategies, programs, and practices related to own area of expertise
* Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
* Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
* Ensures employees are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
Employee/Team Accountabilities:
* Cultivates and models the Colleague Promise to support colleague growth, and a culture of care; makes an impact at work and in our communities by leading with authenticity and supporting well-being to represent TD's brand
* Connects the alignment of colleague's contributions with the TD Shared Commitments
* Builds and retains an engaged and diverse team that embraces diversity of thought, creativity and curiosity; where every colleague and customer are valued, respected, and listened to; committed to a common goal and collaborate to move with speed and get things done
* Demonstrates inclusive leadership by taking meaningful action with intention to support colleagues and customers across all dimensions of diversity, including those from underrepresented communities, being actively anti-racist, attracting and retaining diverse slate of candidates, nurturing mutual respect, inclusivity of thought and collaboration to drive successful results
* Sustains, identifies strong talent, recruits and develops a diverse talent pipeline of qualified workforce to innovate and maximize individual strengths to lead to a better business outcome
* Enables colleague growth by encouraging colleague development to achieve career and business objectives, ensuring timely feedback, motivating appreciation and recognition to all colleagues
* Enables a continuous learning culture by proactively seeking, listening to and actioning feedback from peers and from colleague listening opportunities to continuously improve the colleague experience and grow your personal leadership
* Fosters an environment that promotes sharing of knowledge, information, skills, and subject matter expertise among the team; ensures timely management and escalation of issues and creates opportunities to collaborate with other functions and teams
* Leads team through change and creates an environment where team feels psychologically safe to challenge current practices by modeling resiliency and flexibility, communicating a compelling vision with clarity and empowering colleagues to drive innovation
* Contributes to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty that drives results
* Develops annual and/or long-term plans for own area that are aligned with enterprise-wide priorities, reinforcing a focus on results that align to One TD
* Fosters a high-performance culture by setting team targets and objectives, promoting and facilitating on-going feedback/coaching and conducting Quarterly Check-Ins for all colleagues to drive accountability and business results
* Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
#LI-AMCBCorporate
#IN-AMCBCorporate
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Auto-ApplySenior Manager, Treasury Liquidity (US)
Senior manager job at TD Bank
Hours: 40 Pay Details: $124,280 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Finance
Job Description:
The Senior Manager, Treasury Liquidity oversees a team of liquidity professionals in execution and oversight of relevant theory, reporting, methodology, controls and/or systems related to liquidity risk optimization and strategy at TD. Contributes to the development of the strategic direction of the team, considering all relevant internal and external factors. Also provides leadership, coaching, and development management to ensure results and professional/personal objectives are achieved for the overall group.
Depth & Scope:
* Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required.
* Oversees and leads a highly complex and diverse function for an area of significant risk, complexity or scope while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results
* Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise
* Manages and oversees the overall discipline and strategy for the respective areas while aligning to the enterprise best practices
* Strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and identifying operational efficiencies and opportunities with other business management/enterprise areas
* Facilitates key strategic discussions and provides thought leadership to executive audience (output includes strategic roadmap and/or deliverables/frameworks/short to long term goals etc.)
* Sets operational team direction and collaborates with others to execute on common goals
* Focus on longer-range planning for functional area (e.g. 12 months or greater)
Education & Experience:
* Undergraduate degree or equivalent work experience
* 10+ years of experience
Customer Accountabilities:
* Provides leadership to all quantitative analysis and processes within the group to ensure the maturity of the areas is commensurate with the size and complexity of TD's businesses
* Develops methodologies for stress testing based on customer and market behavior in acute stress scenarios
* Develops Liquidity strategies to optimize TD US's liquidity profile
* Leads the establishment of cashflow forecasting, contingency planning early warning indicators, Intraday risks and Limits for managing Liquidity Risk of the firm
* Coordinates the Bank's representation to 2nd LoD auditors, and regulators
* Works with product areas on evaluating major product on new and existing product offerings
* Acts as subject matter expert for own area and provides guidance/advice and recommendations to support dealings with internal/external partners
* Participates on internal/external committees to provide advice/counsel to business/finance partners and represents the Liquidity Risk Management of the firm
* Leads ongoing reviews with 1B, 2nd line and 3rd line functions
Shareholder Accountabilities:
* Works with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD's operating model to maximize efficiency, effectiveness and scale
* Plans and executes on strategic activities, reviews and communicates results, and adjusts tactics accordingly
* Executes on the annual business plan to deliver results aligned with business strategies
* Proactively identifies key business opportunities, researches and recommends enhancements/modifications to programs /processes/ policies, develops strategies to achieve recommendations and works closely with team to execute and implement
* Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
* Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
* Ensures employees are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
* Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Employee/Team Accountabilities:
* Cultivates and models the Colleague Promise to support colleague growth, and a culture of care; makes an impact at work and in our communities by leading with authenticity and supporting well-being to represent TD's brand
* Connects the alignment of colleague's contributions with the TD Shared Commitments
* Builds and retains an engaged and diverse team that embraces diversity of thought, creativity and curiosity; where every colleague and customer are valued, respected, and listened to; committed to a common goal and collaborates to move with speed and get things done
* Demonstrates inclusive leadership by taking meaningful action with intention to support colleagues and customers across all dimensions of diversity, including those from underrepresented communities, being actively anti-racist, attracting and retaining diverse slate of candidates, nurturing mutual respect, inclusivity of thought and collaboration to drive successful results
* Sustains, identifies strong talent, recruits and develops a diverse talent pipeline of qualified workforce to innovate and maximize individual strengths to lead to a better business outcome
* Enables colleague growth by encouraging colleague development to achieve career and business objectives, ensuring timely feedback, motivating appreciation and recognition to all colleagues
* Enables a continuous learning culture by proactively seeking, listening to and actioning feedback from peers and from colleague listening opportunities to continuously improve the colleague experience and grow your personal leadership
* Fosters an environment that promotes sharing of knowledge, information, skills, and subject matter expertise among the team; ensures timely management and escalation of issues and creates opportunities to collaborate with other functions and teams
* Leads team through change and creates an environment where teams feel psychologically safe to challenge current practices by modeling resiliency and flexibility, communicating a compelling vision with clarity and empowering colleagues to drive innovation
* Contributes to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty that drives results
* Develops annual and/or long-term plans for own area that are aligned with enterprise-wide priorities, reinforcing a focus on results that align to One TD
* Fosters a high-performance culture by setting team targets and objectives, promoting and facilitating on-going feedback/coaching and conducting Quarterly Check-Ins for all colleagues to drive accountability and business results
* Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Auto-ApplySr Audit Group Manager TDS (US)
Senior manager job at TD Bank
Hours: 40 Line of Business: Audit Pay Detail: $185,000 - $210,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description:
The Senior Audit Group Manager leads and develops a team of audit professionals and is responsible for overseeing, planning and executing audits and/or projects of varying complexity and may act as a subject matter expert in own area of expertise. The Senior Audit Group Manager is accountable to provide guidance, leadership, coaching and development to ensure operational results and professional/personal development objectives are achieved for the overall group.
Depth & Scope:
* Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
* Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
* People Manager role that generally manages a team greater than 5 Audit professionals/specialists
* Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
* Facilitates key strategic audit discussions and provides thought leadership to executives
* Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
* Sets operational team direction and collaborates with others to execute on common goals
* Focuses on long term planning for functional area
* Ability to process and handle confidential information with discretion
* May participates on or leads various projects/ division initiatives as needed
* Demonstrates TD leadership Core Values
* Recognizes team members' contributions
* Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
Education & Experience:
* Undergraduate degree or relevant professional certifications, accounting designations, or equivalent education required
* 10+ years of relevant experience
* Advanced knowledge of audit standards, procedures, laws, rules and regulations
* Advanced knowledge of risk management environment, standards, regulations and mitigation
* Knowledge of current and emerging trends
* Skilled in managing budgets and resource allocation.
* Skilled in mentoring, coaching and performance management
* Skilled in using computer applications including MS Office
* Advanced ability to lead, plan, implement and evaluate program/project activities to ensure completion of audit
* Ability to communicate effectively in both oral and written form
* Ability to work collaboratively and build relationships across teams and functions
* Ability to work successfully as a member of a team and independently
* Ability to exercise sound judgement in making decisions
* Ability to analyze, organize and prioritize work while meeting multiple deadlines
* Ability to establish goals and objectives that support the strategic plan
* Ability to contribute to strategic direction of the audit function and provide advice to senior leadership
* Ability to forecast initiatives and demand in order to develop annual strategic audit plan
Customer Accountabilities:
* Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
* Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
* Contributes to the risk assessment process to develop the divisional annual plan
* Acts as lead audit advisor to management and respective teams for area of specialization
* Reports on emerging trends, identifying issues and opportunities and recommending action to senior management
* Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
* Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
* Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
* Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
* Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
Shareholder Accountabilities:
* Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
* Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
* Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
* Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
* Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
* Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
* Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
* Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
Employee/Team Accountabilities:
* Responsible for management of the overall team(s) providing both leadership and guidance
* Sets targets and objectives for the team, and delivers results
* Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
* Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
* Coordinates necessary resources to ensure completion of Audit assignment by deadlines
* Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
* Prioritizes and manages own workload in order to deliver quality results and meets timelines
* Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
* Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
* Establishes effective relationships across multiple business areas
* Participates in knowledge transfer within the team and business units
* Supports and manages teams through change
* Be a brand ambassador for Internal Audit both internally to the bank and externally
Who We Are
TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Auto-ApplySr Audit Group Manager TDS (US)
Senior manager job at TD Bank
New York, New York, United States of America **Hours:** 40 **Line of Business:** Audit **Pay Detail:** $185,000 - $210,000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
The Senior Audit Group Manager leads and develops a team of audit professionals and is responsible for overseeing, planning and executing audits and/or projects of varying complexity and may act as a subject matter expert in own area of expertise. The Senior Audit Group Manager is accountable to provide guidance, leadership, coaching and development to ensure operational results and professional/personal development objectives are achieved for the overall group.
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
+ People Manager role that generally manages a team greater than 5 Audit professionals/specialists
+ Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic audit discussions and provides thought leadership to executives
+ Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focuses on long term planning for functional area
+ Ability to process and handle confidential information with discretion
+ May participates on or leads various projects/ division initiatives as needed
+ Demonstrates TD leadership Core Values
+ Recognizes team members' contributions
+ Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
**Education & Experience:**
+ Undergraduate degree or relevant professional certifications, accounting designations, or equivalent education required
+ 10+ years of relevant experience
+ Advanced knowledge of audit standards, procedures, laws, rules and regulations
+ Advanced knowledge of risk management environment, standards, regulations and mitigation
+ Knowledge of current and emerging trends
+ Skilled in managing budgets and resource allocation.
+ Skilled in mentoring, coaching and performance management
+ Skilled in using computer applications including MS Office
+ Advanced ability to lead, plan, implement and evaluate program/project activities to ensure completion of audit
+ Ability to communicate effectively in both oral and written form
+ Ability to work collaboratively and build relationships across teams and functions
+ Ability to work successfully as a member of a team and independently
+ Ability to exercise sound judgement in making decisions
+ Ability to analyze, organize and prioritize work while meeting multiple deadlines
+ Ability to establish goals and objectives that support the strategic plan
+ Ability to contribute to strategic direction of the audit function and provide advice to senior leadership
+ Ability to forecast initiatives and demand in order to develop annual strategic audit plan
**Customer Accountabilities:**
+ Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
+ Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
+ Contributes to the risk assessment process to develop the divisional annual plan
+ Acts as lead audit advisor to management and respective teams for area of specialization
+ Reports on emerging trends, identifying issues and opportunities and recommending action to senior management
+ Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
+ Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
+ Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
+ Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
+ Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
**Shareholder Accountabilities:**
+ Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
+ Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
+ Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
+ Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
+ Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
+ Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
+ Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
+ Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
**Employee/Team Accountabilities:**
+ Responsible for management of the overall team(s) providing both leadership and guidance
+ Sets targets and objectives for the team, and delivers results
+ Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
+ Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
+ Coordinates necessary resources to ensure completion of Audit assignment by deadlines
+ Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
+ Prioritizes and manages own workload in order to deliver quality results and meets timelines
+ Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
+ Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
+ Establishes effective relationships across multiple business areas
+ Participates in knowledge transfer within the team and business units
+ Supports and manages teams through change
+ Be a brand ambassador for Internal Audit both internally to the bank and externally
**Who We Are**
TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Sr Audit Group Manager - Financial Crimes
Senior manager job at TD Bank
New York, New York, United States of America **Hours:** 40 **Pay Details:** $119,110 - $193,550 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Audit
**Job Description:**
The Senior Audit Group Manager leads and develops a team of audit professionals and oversees, plans and executes audits and/or projects of varying complexity and may act as a subject matter expert in own area of expertise. Provides guidance, leadership, coaching and development to ensure operational results and professional/personal development objectives are achieved for the overall group.
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
+ People Manager role that generally manages a team greater than 5 Audit professionals/specialists
+ Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic audit discussions and provides thought leadership to executives
+ Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focuses on long term planning for functional area
+ Ability to process and handle confidential information with discretion
+ May participates on or leads various projects/ division initiatives as needed
+ Demonstrates TD leadership Core Values
+ Recognizes team members' contributions
+ Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
**Education & Experience:**
+ Undergraduate degree required
+ 10+ years of relevant experience
\#LI-AMCBCorporate
**Customer Accountabilities:**
+ Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
+ Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
+ Contributes to the risk assessment process to develop the divisional annual plan
+ Acts as lead audit advisor to management and respective teams for area of specialization; reports on emerging trends, identifying issues and opportunities and recommending action to senior management
+ Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
+ Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
+ Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
+ Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
+ Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
**Shareholder Accountabilities:**
+ Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
+ Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
+ Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
+ Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
+ Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
+ Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
+ Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
+ Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
**Employee/Team Accountabilities:**
+ Responsible for management of the overall team(s) providing both leadership and guidance
+ Sets targets and objectives for the team, and delivers results
+ Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
+ Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
+ Coordinates necessary resources to ensure completion of Audit assignment by deadlines
+ Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
+ Prioritizes and manages own workload in order to deliver quality results and meets timelines
+ Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
+ Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
+ Establishes effective relationships across multiple business areas
+ Supports and manages teams through change
+ Be a brand ambassador for Internal Audit both internally to the bank and externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Sr Audit Group Manager - Financial Crimes Audit- AML CoE and Testing
Senior manager job at TD Bank
San Antonio, Texas, United States of America **Hours:** 40 **Pay Details:** $119,110 - $193,550 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Audit
**Job Description:**
The Senior Audit Group Manager leads and develops a team of audit professionals and oversees, plans and executes audits and/or projects of varying complexity and may act as a subject matter expert in own area of expertise. Provides guidance, leadership, coaching and development to ensure operational results and professional/personal development objectives are achieved for the overall group.
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
+ People Manager role that generally manages a team greater than 5 Audit professionals/specialists
+ Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic audit discussions and provides thought leadership to executives
+ Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focuses on long term planning for functional area
+ Ability to process and handle confidential information with discretion
+ May participates on or leads various projects/ division initiatives as needed
+ Demonstrates TD leadership Core Values
+ Recognizes team members' contributions
+ Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
**Education & Experience:**
+ Undergraduate degree required
+ 10+ years of relevant experience
+ \#LI-AMCBCorporate
**Customer Accountabilities:**
+ Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
+ Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
+ Contributes to the risk assessment process to develop the divisional annual plan
+ Acts as lead audit advisor to management and respective teams for area of specialization; reports on emerging trends, identifying issues and opportunities and recommending action to senior management
+ Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
+ Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
+ Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
+ Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
+ Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
**Shareholder Accountabilities:**
+ Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
+ Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
+ Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
+ Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
+ Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
+ Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
+ Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
+ Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
**Employee/Team Accountabilities:**
+ Responsible for management of the overall team(s) providing both leadership and guidance
+ Sets targets and objectives for the team, and delivers results
+ Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
+ Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
+ Coordinates necessary resources to ensure completion of Audit assignment by deadlines
+ Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
+ Prioritizes and manages own workload in order to deliver quality results and meets timelines
+ Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
+ Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
+ Establishes effective relationships across multiple business areas
+ Supports and manages teams through change
+ Be a brand ambassador for Internal Audit both internally to the bank and externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Senior Group Manager, Brand Media
Senior manager job at TD Bank
Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $115,440 - $186,160 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Marketing
**Job Description:**
The Senior Group Manager, Digital Marketing leads a team of marketing professionals in the development, delivery, and evaluation of large and/or highly complex and diverse digital, social or content marketing service offerings. As a strategic partner to the leadership team and key subject matter expert, the Senior Group Manager, Digital Marketing helps drive the strategic agenda of the overall team, function, and/or assigned portfolio(s) and financials as well as identifies operational efficiencies and opportunities with other business management/enterprise areas.
This role reports into AVP of US Brand, Creative & Media who oversees all US Brand Media plans, creative and our in-house agency. This role is responsible for all brand media buying, planning and measurement as well as organic social media. In overseeing brand media, this role is responsible for the strategy and execution of all awareness media campaigns, spanning enterprise brand initiatives, local/regional campaigns, and product awareness plans. The team has an expertise across traditional and digital media and works with our media agency of record very closely to build strategies and create plans based on marketing and business objectives. The team also has an expertise in digital media buying, specifically in the Meta and Search space, which the organization has in-housed. The team is also responsible for the reporting and analytics of our media plans and deepening our measurement capabilities. In overseeing organic social, the role oversees our TD social handles in the US. The team is responsible for the posting strategy on all platforms, creation of assets and/or the shared development of assets with other teams, social listening and insights, and ownership of our employee advocacy programs. The team works closely with our Canadian counterparts to develop strategies for North American social posts and listening objectives. The team works across all areas of the bank, including marketing, PR, and business lines, to develop strategy and creative assets to post on our channels. The team also has a passion for reporting and analytics, working to further our reporting capabilities to help demonstrate the importance of organic social media and its impact on the brand and organization at large.
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversees and leads a large and/or highly complex and diverse reporting function for an area of significant risk, complexity or scope while growing talent, developing skills and capabilities to achieve career goals, support project/initiative success and achieve business results
+ Manages and oversees the overall discipline and strategy for the respective areas while aligning to the enterprise best practices
+ Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise
+ Acts as a strategic partner to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic discussions and provides thought leadership to executive audience (output may include strategic roadmap and/or deliverables/frameworks/short to long term goals, etc.)
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focuses on longer-range planning for functional area (e.g. 12 months or greater)
\#LI-AMCBCorporate
**Education & Experience:**
+ Undergraduate degree and/or relevant professional certifications, designations, or equivalent required
+ 10+ years relevant experience
+ Advanced knowledge of multiple marketing disciplines, strategy development, consulting principles, lines of businesses supported, banking industry, and product/customer markets
+ Knowledge of current and emerging competitor and market trends
+ Knowledge of risk management environment, standards and regulations
+ Ability to contribute to strategic direction of the function and provide advice to senior leadership
+ Ability to forecast initiatives and demand in order to develop annual strategic plan
+ Skill in managing budgets, P&L and resource allocation
+ Advanced ability to lead, plan, implement and evaluate program/project activities to ensure completion of product initiatives
+ Skill in talent development and performance management
+ Ability to exercise sound judgement in making decisions
+ Ability to make an impact, influence and achieve results with effective negotiation, problem-solving and communication skills
+ Ability to work collaboratively and build relationships across teams and functions
+ Skill in using computer applications including MS Office
+ Ability to analyze, organize and prioritize work while meeting multiple deadlines
+ Ability to work successfully as a member of a team and independently
+ Ability handle confidential information with discretion
**Preferred Skills:**
+ In lieu of an undergraduate degree and/or relevant professional certifications, designations or equivalent and 10+ years of relevant experience, TD will consider those with a Bachelor's Degree and 7+ years of relevant experience.
+ Background in brand media with expertise in traditional and digital buying, along with experience designing and executing upper-funnel media campaigns
+ Experience with organic social media inclusive of strategy, creative development, and new channel launches
+ Ability to think strategically and manage multiple campaign strategies at once that span large enterprise brand plans to small local/regional plans
+ Agency Management experience, including the day-to-day management of campaigns and budgets across multiple teams, scope negotiations, and MSA writing
+ Ability to work with our media agency partners while also leading conversations with direct media vendors to align on strategy and objectives
+ Ability to pivot strategy quickly given changes to objectives, strategy, or budgets is key
+ Ability to think and act cross-functionally, even in times with little information, is key for success in this role
+ A key eye for budgets and budget management as this role touches one of the largest roadmaps in the bank
+ Background in social listening a plus, especially in moments of crisis
+ Previous experience with social media employee advocacy programs a plus
+ Background in building an analytics framework for measuring upper funnel media
+ Experience in building out intakes and needed deliverables for media mix modeling requests; ability to influence analytics partners to get information needed
+ Ability to translate analytical findings into insights for leadership a key strength of the role
+ Experience in DMA-specific media plans and building out specific strategies that maximize the marketing objectives across multiple areas
+ Ability to analyze competitive data and form strategies to combat different competitors in different markets in an intensely competitive landscape
**Customer Accountabilities:**
+ Defines and builds best-in-class digital marketing capabilities, including the enablement of end-customer personalization and/or line of business optimization
+ Manages internal partner/business relationship strategy to enable collaboration with and leverage capabilities of other enterprise functions, driving alignment among relevant stakeholders
+ Manages/leads external partner/vendor relationships to achieve strategic objectives and/or project fulfilment, including interaction model, budgetary considerations, and relevant risk/compliance requirements
+ Synthesizes and communicates broad view of market and/or industry changes that affect the digital marketing space
+ Manages and delivers digital marketing innovation opportunities via active monitoring of industry trends and/or evolving regulatory environment
+ May also be responsible for building, owning, executing, and improving best-in-class automation technologies in fulfilment of digital marketing and/or business line objectives
+ Acts as a subject matter expert, internal and external, in all digital marketing channels, providing input/thought leadership on brand, business/customer strategy, planning functions, analytics, and/or consumer research
**Shareholder Accountabilities:**
+ Works closely with key business leaders to develop business plan, ensuring the optimal use of resources and leverages TD's operating model to maximize efficiency, effectiveness and scale
+ Plans and executes on strategic activities, reviews and communicates results, and adjusts tactics accordingly
+ Executes on the annual business plan to deliver results aligned with business strategies
+ Manages overall budget, revenue and expenditures, meets business objectives while increasing efficiency and effectiveness
+ Proactively identifies key business opportunities, researches and recommends enhancements/modifications, develops strategies to achieve recommendations and works closely with team to execute and implement
+ Monitors and communicates the effectiveness of strategies, programs, and practices related to own area of expertise
+ Protects the interests of the organization - identifies and manages risks, and escalates non-standard, high risk transactions/activities as necessary
+ Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
+ Ensures employees are knowledgeable; and assumes responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
**Employee/Team Accountabilities:**
+ Contributes to the development of business segment and/or enterprise functional strategic priorities within their operational area or field of specialty
+ Develops annual and/or long-term plans for own area and influences plans well beyond area managed
+ Responsible for management of the overall team providing both leadership and guidance
+ Sets targets and objectives for the team, and delivers results
+ Grows team expertise to align with business/enterprise demand and direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
+ Leads a high performing team; provides on-going feedback and performance reviews, coaches and develops employees and ensures performance management activities are undertaken and provides regular input into employee assessments and development plans
+ Leads the process of setting performance objectives for the team; tracks, monitors and effectively addresses and/or rewards performance in a timely manner
+ Manages employees in compliance with all human resources policies, procedures and guidelines of conduct
+ Shares knowledge, information, skills, and subject matter expertise among the team and ensures the timely communication of issues and encourages good working relationships with other functions and teams
+ Supports an environment where team freely escalates business challenges; facilitates change through positive reinforcement of milestones and successes
+ Recruits for all hires to ensure a highly diverse, qualified workforce to achieve business objectives
+ Establishes and fosters a cohesive team; promotes a fair and equitable environment that supports a diverse workforce and encourages the team to achieve common goals and objectives
+ Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Sr Audit Group Manager (US) - Financial Crimes Technology
Senior manager job at TD Bank
Hours: 40 Pay Details: 110,760 - 178,880 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Audit
Job Description:
Depth & Scope:
* Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
* Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
* People Manager role that generally manages a team greater than 5 Audit professionals/specialists
* Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
* Facilitates key strategic audit discussions and provides thought leadership to executives
* Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
* Experience in technology auditing over key processes, such as data interfaces, change management, disaster recovery, access management, etc.
* Familiarity with testing applications supporting business processes
* Knowledge of industry-specific regulations and standards, such as FFIEC Handbook, ISO 27001, and NIST
* Sets operational team direction and collaborates with others to execute on common goals
* Focuses on long term planning for functional area
* Ability to process and handle confidential information with discretion
* May participates on or leads various projects/ division initiatives as needed
* Demonstrates TD leadership Core Values
* Recognizes team members' contributions
* Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
Education & Experience:
* Undergraduate degree required
* 10+ years of relevant experience
* CISA or CISSP certification preferable
Customer Accountabilities:
* Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
* Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
* Contributes to the risk assessment process to develop the divisional annual plan
* Acts as lead audit advisor to management and respective teams for area of specialization; reports on emerging trends, identifying issues and opportunities and recommending action to senior management
* Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
* Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
* Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
* Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
* Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
Shareholder Accountabilities:
* Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
* Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
* Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
* Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
* Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
* Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
* Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
* Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
Employee/Team Accountabilities:
* Responsible for management of the overall team(s) providing both leadership and guidance
* Sets targets and objectives for the team, and delivers results
* Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
* Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
* Coordinates necessary resources to ensure completion of Audit assignment by deadlines
* Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
* Prioritizes and manages own workload in order to deliver quality results and meets timelines
* Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
* Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
* Establishes effective relationships across multiple business areas
* Supports and manages teams through change
* Be a brand ambassador for Internal Audit both internally to the bank and externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Auto-ApplySr Audit Group Manager (US) - Financial Crimes Technology
Senior manager job at TD Bank
New York, New York, United States of America **Hours:** 40 **Pay Details:** 110,760 - 178,880 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Audit
**Job Description:**
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
+ People Manager role that generally manages a team greater than 5 Audit professionals/specialists
+ Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic audit discussions and provides thought leadership to executives
+ Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
+ Experience in technology auditing over key processes, such as data interfaces, change management, disaster recovery, access management, etc.
+ Familiarity with testing applications supporting business processes
+ Knowledge of industry-specific regulations and standards, such as FFIEC Handbook, ISO 27001, and NIST
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focuses on long term planning for functional area
+ Ability to process and handle confidential information with discretion
+ May participates on or leads various projects/ division initiatives as needed
+ Demonstrates TD leadership Core Values
+ Recognizes team members' contributions
+ Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
**Education & Experience:**
+ Undergraduate degree required
+ 10+ years of relevant experience
+ CISA or CISSP certification preferable
**Customer Accountabilities:**
+ Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
+ Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
+ Contributes to the risk assessment process to develop the divisional annual plan
+ Acts as lead audit advisor to management and respective teams for area of specialization; reports on emerging trends, identifying issues and opportunities and recommending action to senior management
+ Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
+ Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
+ Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
+ Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
+ Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
**Shareholder Accountabilities:**
+ Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
+ Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
+ Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
+ Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
+ Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
+ Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
+ Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
+ Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
**Employee/Team Accountabilities:**
+ Responsible for management of the overall team(s) providing both leadership and guidance
+ Sets targets and objectives for the team, and delivers results
+ Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
+ Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
+ Coordinates necessary resources to ensure completion of Audit assignment by deadlines
+ Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
+ Prioritizes and manages own workload in order to deliver quality results and meets timelines
+ Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
+ Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
+ Establishes effective relationships across multiple business areas
+ Supports and manages teams through change
+ Be a brand ambassador for Internal Audit both internally to the bank and externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Sr Audit Group Manager (US) - Cybersecurity Audit
Senior manager job at TD Bank
Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** 110,760 - 178,880 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Audit
**Job Description:**
**Depth & Scope:**
+ Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
+ Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
+ People Manager role that generally manages a team greater than 5 Audit professionals/specialists
+ Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
+ Facilitates key strategic audit discussions and provides thought leadership to executives
+ Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
+ Sets operational team direction and collaborates with others to execute on common goals
+ Focuses on long term planning for functional area
+ Ability to process and handle confidential information with discretion
+ May participates on or leads various projects/ division initiatives as needed
+ Demonstrates TD leadership Core Values
+ Recognizes team members' contributions
+ Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
**Education & Experience:**
+ Undergraduate degree required
+ 10+ years of relevant experience
**Customer Accountabilities:**
+ Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
+ Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
+ Contributes to the risk assessment process to develop the divisional annual plan
+ Acts as lead audit advisor to management and respective teams for area of specialization; reports on emerging trends, identifying issues and opportunities and recommending action to senior management
+ Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
+ Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
+ Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
+ Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
+ Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
**Shareholder Accountabilities:**
+ Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
+ Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
+ Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
+ Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
+ Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
+ Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
+ Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
+ Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
**Employee/Team Accountabilities:**
+ Responsible for management of the overall team(s) providing both leadership and guidance
+ Sets targets and objectives for the team, and delivers results
+ Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
+ Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
+ Coordinates necessary resources to ensure completion of Audit assignment by deadlines
+ Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
+ Prioritizes and manages own workload in order to deliver quality results and meets timelines
+ Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
+ Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
+ Establishes effective relationships across multiple business areas
+ Supports and manages teams through change
+ Be a brand ambassador for Internal Audit both internally to the bank and externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Sr Audit Group Manager (US) - Cybersecurity Audit
Senior manager job at TD Bank
Hours: 40 Pay Details: 110,760 - 178,880 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Audit
Job Description:
Depth & Scope:
* Provides people management leadership by hiring the best talent, setting goals, developing staff, managing employee performance and compensation decisions, promoting teamwork and handling any/all disciplinary actions, as required
* Oversees and leads a large, significant and/or highly complex, and diverse audit team for an area of significant risk, complexity or scope
* People Manager role that generally manages a team greater than 5 Audit professionals/specialists
* Strategic advisor to leadership team on the management of the portfolio and financials, with deep industry, external/internal, enterprise knowledge, recognizing and anticipating emerging trends and; identifying operational efficiencies and opportunities with other business management/enterprise areas
* Facilitates key strategic audit discussions and provides thought leadership to executives
* Highly specialized expert with in-depth knowledge to manage audits for multiple, significant complex businesses, functional areas and/or global business lines
* Sets operational team direction and collaborates with others to execute on common goals
* Focuses on long term planning for functional area
* Ability to process and handle confidential information with discretion
* May participates on or leads various projects/ division initiatives as needed
* Demonstrates TD leadership Core Values
* Recognizes team members' contributions
* Strong presentation skills when delivering training and presentation at the division level, industry conferences, workshops, etc.
Education & Experience:
* Undergraduate degree required
* 10+ years of relevant experience
Customer Accountabilities:
* Develops, communicates and implements a holistic strategy for audit area of expertise in support of and integrated with the overall audit strategy
* Oversees/leads/manages and plans audit engagement work activities to ensure adequate risk coverage which may require alignment across multiple areas
* Contributes to the risk assessment process to develop the divisional annual plan
* Acts as lead audit advisor to management and respective teams for area of specialization; reports on emerging trends, identifying issues and opportunities and recommending action to senior management
* Acts as a strategic audit advisor by providing counsel and guidance on audit issues; leads relationships with key enterprise partners and interfaces with respective leadership team to effectively manage own audit area and clarify scope of accountabilities while influencing and aligning others as needed
* Ensures an integrated and aggregated view of all related activities across the overall function providing escalations, recommendations, and decision support to leadership
* Forecasts initiatives and demand, and coordinates prioritization of the portfolio/initiatives with key stakeholders
* Provides functional/business level communications to ensure messages to stakeholders and/or leaders are consistent, appropriate and aligned to business strategies and executive management direction
* Leads the team in the development and/or integrated implementation of policies/processes/procedures/changes across multiple audit areas
Shareholder Accountabilities:
* Ensures team adheres to internal policies/procedures, enterprise frameworks and methodologies and applicable regulatory guidelines, contributes to the review of internal processes and activities and assists in identifying potential opportunities to improve operational efficiencies for their business area
* Leads relationships with business lines/corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
* Supports team in staying knowledgeable on emerging issues, trends, and evolving regulatory requirements and assesses potential impacts to the Bank
* Assesses/identifies key issues and escalates to appropriate levels and relevant stakeholders and audit management where required
* Maintains a culture of risk management and control, supported by effective processes and sound infrastructure in alignment with risk appetite
* Identifies, mitigates and reports on risk issues per enterprise policy/guidelines and ensures appropriate escalation processes are followed
* Leads or contributes to cross-functional/enterprise initiatives as an organizational or subject matter expert helping to identify risk/provide guidance for complex situations
* Oversees or leads the facilitation and/or implementation of own internal audit action/remediation plans to address performance/risk/governance issues
Employee/Team Accountabilities:
* Responsible for management of the overall team(s) providing both leadership and guidance
* Sets targets and objectives for the team, and delivers results
* Grows team expertise to align with enterprise demand and the Bank's direction; assesses team skills and capabilities and continually looks for ways to provide and enhance the value delivered
* Fosters an environment/culture that encourages productivity, innovation, process improvement, teamwork and a high level of professionalism
* Coordinates necessary resources to ensure completion of Audit assignment by deadlines
* Provides coaching, development, succession, recruitment, resource management and overall team leadership for team members and provides regular input into team members' assessment of performance and development plans
* Prioritizes and manages own workload in order to deliver quality results and meets timelines
* Supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
* Identifies and recommends opportunities to enhance productivity, effectiveness and operational efficiency
* Establishes effective relationships across multiple business areas
* Supports and manages teams through change
* Be a brand ambassador for Internal Audit both internally to the bank and externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Auto-ApplySenior Compliance Business Oversight Manager - Collections
Senior manager job at TD Bank
Charlotte, North Carolina, United States of America **Hours:** 40 **Pay Details:** $110,760 - $178,880 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Line of Business:**
Compliance
**:**
**Why Work with Us?**
At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization.
**The Ideal Candidate**
The ideal candidate will thrive in a fast-paced, start-up-like setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.
Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US
Compliance team redefines the bank's compliance program and structure.
Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.
The Senior Compliance Business Oversight Manager - Collections will provide compliance advisory support and manage compliance risk across loan collections. This role focuses on issues management, ongoing monitoring, policy reviews, communications, and complaints management to ensure regulatory compliance and operational excellence. The ideal candidate will have experience in credit card, auto or other secured lending and a strong understanding of applicable regulations (Reg F, Reg X, FDCPA, FCRA and SCRA) and how they apply to collection processes is important to this role.
**The above details are specific to the role which is outlined in the general summary below. Please review the Desired Skills and Experience as you are considering this role.**
**Job Description Summary**
The Senior Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction.
**Depth & Scope:**
+ Recognized as top level expert within the company and requires significant in-depth and/or breadth of expertise in a complex field and knowledge of broader related areas
+ Senior specialist providing advisory services to executives, business segment leaders and governs the requirements for own work
+ Integrates knowledge of the enterprise function's or business segment's overarching strategy in leading program design, policy formulation or operating standards within one or more areas of expertise
+ Anticipates emerging business trends and regulatory/risk issues as a basis for recommending large-scale product, technical, functional or operations improvements
+ Serves as a source of expert advice to senior management in field of specialty
+ Advises on execution strategy and leads the development and deployment of functional programs or initiatives within their own field or across multiple specialties
+ Solves unique and ambiguous problems with broad impact; typically oversees standards, controls and operating methods that have significant financial and operational impact within the context of their own field
+ Requires innovative thinking to develop new solutions
+ Impacts the technical or functional direction and resource allocation of part of an enterprise function or business segment
+ Works within general policies and industry guidelines
+ Engages stakeholders to take action; serves as a source of expert advice, influences change; frames information in a broader organizational context
+ Provides leadership guidance, makes recommendations and collaborates with business to facilitate that solutions meet the business needs on a complex project or program
+ Identifies and leads problem resolution for project/program complex requirements related issues at all levels
**Education & Experience:**
+ Undergraduate degree or equivalent work experience
+ 10+ years of experience
**Desired Skills and Experience**
+ Experience in credit card, auto or other secured lending with a strong understanding of applicable regulations (Reg F, Reg X, FDCPA, FCRA and SCRA) and how they apply to collection processes.
+ Large bank experience a plus, but not required
+ Experience reviewing and approving policies and procedures
+ Issues management, ongoing monitoring, and complaints management.
**Customer Accountabilities:**
+ Proactively advises the business of new and changed Compliance regulatory and/or policy changes
+ Formulates relevant and meaningful data analysis, leveraging advanced modeling and analytics, and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues
+ Contributes to the development and implementation of Compliance programs
+ Guides partner through the development, implementation, oversight and management of effective Compliance Programs
+ Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance
+ Represents Compliance on internal or external committees relating to designated business activities as required
+ Delivers relevant subject matter expertise and Compliance advice to business management
+ Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
+ Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis
+ Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate
**Shareholder Accountabilities:**
+ Actively assists in developing and overseeing implementation of business line policies and Compliance Team procedures
+ Oversees respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities
+ Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
+ Partners with the governance & assurance function to develop annual awareness training
+ Conducts enterprise wide annual risk assessment for all TD businesses
+ Protects the interests of the organization - identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues
+ Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
+ Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements
+ Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
+ Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
**Employee/Team Accountabilities:**
+ Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest
+ Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business
+ Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
+ Participates in personal performance management and development activities, including cross training within own team
+ Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
+ Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
+ Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
+ Contributes to a fair, positive and equitable environment that supports a diverse workforce
+ Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
**Physical Requirements:**
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
+ Domestic Travel - Occasional
+ International Travel - Never
+ Performing sedentary work - Continuous
+ Performing multiple tasks - Continuous
+ Operating standard office equipment - Continuous
+ Responding quickly to sounds - Occasional
+ Sitting - Continuous
+ Standing - Occasional
+ Walking - Occasional
+ Moving safely in confined spaces - Occasional
+ Lifting/Carrying (under 25 lbs.) - Occasional
+ Lifting/Carrying (over 25 lbs.) - Never
+ Squatting - Occasional
+ Bending - Occasional
+ Kneeling - Never
+ Crawling - Never
+ Climbing - Never
+ Reaching overhead - Never
+ Reaching forward - Occasional
+ Pushing - Never
+ Pulling - Never
+ Twisting - Never
+ Concentrating for long periods of time - Continuous
+ Applying common sense to deal with problems involving standardized situations - Continuous
+ Reading, writing and comprehending instructions - Continuous
+ Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
\#LI-AMCBCorporate
**Who We Are:**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (***************************************
**Additional Information:**
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
**Colleague Development**
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.
Fair Banking Compliance - Compliance Business Oversight Manager
Senior manager job at TD Bank
Hours: 40 Pay Details: $86,840 - $139,360 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.
As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Line of Business:
Compliance
Job Description:
Why Work with Us?
At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact - both in day-to-day operations and in the design of a future-focused compliance program. This not just about implementing a new program - it's about creating a culture of compliance that will cascade throughout the organization.
The Ideal Candidate
The ideal candidate will thrive in a fast-paced setting as we build a new compliance structure that aligns with the bank's size, complexity, and risk profile. In this role, you'll need to be strategic, tactical, collaborative and creative in your approach. You will manage day-to-day operations while also helping design and implement a forward-thinking compliance program for the future.
Beyond technical expertise, we're looking for someone with an entrepreneurial mindset-someone who can "roll up their sleeves", takes the initiative and can anticipate needs before they arise. A comfort level with ambiguity and the ability to excel in a dynamic, evolving landscape are essential as the US Compliance team redefines the bank's compliance program and structure.
Most importantly, the right candidate is seeking an intellectual challenge, has a desire to learn, and is committed to building something impactful from the ground up. At TD Bank, you'll have the unique opportunity to help shape the future of the bank while collaborating with a team of enthusiastic colleagues dedicated to setting new industry standards.
The Fair Banking Compliance team is seeking an experienced compliance professional to assist with complaint oversight and governance activities related to high-risk complex complaints from all areas of the Bank. This includes examining complaint data for the identification of potential violations of fair lending, Unfair and Deceptive Acts and Practices ("UDAAP"), and consumer compliance laws, rules, or regulations. The ideal candidate will have a strong understanding of fair lending, UDAAP and ABC regulations (FHA, Reg. Z, V/FCRA, B/ECOA, E, SCRA, MLA, etc.), ability to assess regulatory risks associated with business line processes and can work independently in a team environment. This role will also assist with time sensitive Complaint Reporting and Analysis, Quality Assurance and Quality Control Reviews and evaluating procedures for adherence to Complaint Policy requirements.
The above details are specific to the role which is outlined in the general description below. Please review Desired Skills & Experience below as you consider this opportunity.
Our team currently operates under a hybrid work model, with employees expected to work in the office two days per week. Starting in November 2025, this expectation will increase to four days per week. Please note that, due to limited office space, the exact timing of this transition may vary depending on availability and individual circumstances.
Job Profile Summary:
The Compliance Business Oversight Manager provides advice, support and objective guidance to assigned portfolio, business or function on development and maintenance of all aspects of Compliance/Center of Excellence programs in line with the Bank's risk philosophy and strategic direction.
Depth & Scope:
* Works independently and is accountable for managing a specialized Compliance function or area
* Provides comprehensive coverage for a significant business or functional area across all legal entities and jurisdictions where TD operates
* Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
* Provides guidance and support to analysts on matters related to portfolio and specialty
* Typically a subject matter expert for a key functional Compliance area and business
* Contact for business management, dealing with non-routine information
* Manages/assists with regulatory reviews including inquiries, audits, and exams
* Identifies and leads problem resolution for project/program complex requirements related issues at all levels
Education & Experience:
* Undergraduate degree or equivalent work experience
* 7+ years of experience
Desired Skills & Experience:
* Experience with Python Coding and Tableau
* Knowledge of risk management environment, standards, and regulations
* Advanced knowledge of a variety of products and services, systems and compliance advisory standards, procedures, laws, rules and regulations
* Ability to communicate effectively in both oral and written form
* Ability to work collaboratively and build relationships across teams and functions
* Ability to work successfully as a member of a team and independently
* Ability to exercise judgement in making decisions
* Ability to analyze, organize, and prioritize work while meeting multiple deadlines
Customer Accountabilities:
* Proactively advises the business of new and changed Compliance regulatory and/or policy changes
* Formulates relevant and meaningful insights from data analysis and leads on the interpretation of complex business issues, generates multifaceted insights and identifies opportunities to address business regulatory requirements and issues
* Contributes to the development and implementation of Compliance programs
* Guides partner through the development, implementation, oversight and management of effective Compliance Programs
* Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of Compliance
* Represents Compliance on internal or external committees relating to designated business activities as required
* Delivers relevant subject matter expertise and Compliance advice to business management
* Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, makes recommendations, assesses the effectiveness of programs/policies/practices
* Maintains oversight (via review and approval) of all functions and accountabilities related to management reporting and analysis
* Manages high risk initiatives and escalations; leads initiatives/guidance as appropriate
Shareholder Accountabilities:
* Actively assists in developing Compliance Team procedures
* Facilitates the periodic Compliance risk and self-assessment activities for designated business using TD's Enterprise Compliance Risk Assessment Framework
* Monitors that assessments (monitoring, risk assessment etc.) are completed and communicated in a continuous and timely fashion
* Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate
* May provide review and content in the development of annual awareness training
* Manages the risk assessment process for assigned businesses
* Protects the interests of the organization, our customers and our communities - identifies and manages risks, and promotes the prompt and thorough resolution of escalated non-standard, high risk issues
* Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience
* Actively manages relationships within and across various business lines, corporate and/or control functions and promotes alignment with enterprise and/or regulatory requirements
* Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts
* Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
Employee/Team Accountabilities:
* Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and promotes timely communication of issues/points of interest
* Provides thought leadership and/or industry knowledge for own area of expertise and participates in knowledge transfer within the team and business
* Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
* Participates in personal performance management and development activities, including cross training within own team
* Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
* Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
* Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships
* Contributes to a fair, positive and equitable environment that supports a diverse workforce
* Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally
Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
* Domestic Travel - Occasional
* International Travel - Never
* Performing sedentary work - Continuous
* Performing multiple tasks - Continuous
* Operating standard office equipment - Continuous
* Responding quickly to sounds - Occasional
* Sitting - Continuous
* Standing - Occasional
* Walking - Occasional
* Moving safely in confined spaces - Occasional
* Lifting/Carrying (under 25 lbs.) - Occasional
* Lifting/Carrying (over 25 lbs.) - Never
* Squatting - Occasional
* Bending - Occasional
* Kneeling - Never
* Crawling - Never
* Climbing - Never
* Reaching overhead - Never
* Reaching forward - Occasional
* Pushing - Never
* Pulling - Never
* Twisting - Never
* Concentrating for long periods of time - Continuous
* Applying common sense to deal with problems involving standardized situations - Continuous
* Reading, writing and comprehending instructions - Continuous
* Adding, subtracting, multiplying and dividing - Continuous
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.
#LI-AMCBCorporate
Who We Are:
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.
TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.
Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more
Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.
Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.
Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.
Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.
Accommodation
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.
If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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