Senior Java Developer jobs at UBS - 2708 jobs

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Commercial and Money Movement Solutions (CMS) division's charter is to capture new sources of money movement through card and non-card flows, including Visa Business Solutions, Government Solutions and Visa Direct which presents an enormous growth opportunity. Our team brings payment solutions and associated services to clients around the globe. Our global clients and partners deploy our solutions to serve the needs of Small Businesses, Middle Market Clients, Large Corporate Clients, Multi Nationals and Governments. The CMS - Visa Direct SRE group is looking for a Sr. System Reliability Engineer who is passionate about System Reliability Engineering and 3rd level Application Support for multiple fast-growing Products. This individual will be responsible for issue investigation, services monitoring and reporting, Production validations and leading root cause analysis and problem resolution with multiple teams. Determining any impacts due to internal or external incidents and the associated service and function availability. Specific Responsibilities include: * Provide level 3 application support for mission-critical applications including Investigate issues, problems, detect and investigate defects. * Determine and provide root cause analysis based on application behavior and log data. * Utilize basic scripting skills to generate log output based on support requests and issues * Work with multiple teams to determine the mitigation and resolution solutions for issues and problems. * The ability to perform follow-up items in areas for continuous improvement * Support CMS systems globally including Applications, Infrastructure and Connectivity with dependent systems and services * Support applications hosted in Linux/Docker/Kubernetes environment * Gauge the scope and criticality of the impact of issues to properly categorize and prioritize. * Identify and raise concerns with upcoming changes to management and senior support leads * Identify gaps in existing processes and procedures which may include developing automation through DevOps tools and processes. * Create and update operating procedure and training documentation as needed * Work with some supervision and assist teams in day to day activities * Perform identified proactive activities designed to promote a trouble-free production environment. * Work cross organizationally to ensure problems are solved promptly and effectively. This includes escalating to the appropriate senior team members and next level management in a timely manner. * Analyze Incidents to identify problems and assist in determining areas for improvement. Execute plans to implement appropriate changes * Review processes and procedures for use by the Visa stakeholder teams and third parties involving New Flows applications * Provide recommendations to management team to increase effectiveness of organization and technology solutions * Strong interpersonal, facilitation, and leadership skills along with effective communication (both written and verbal) skills * Willing to work as a team and take responsibilities where needed * Ability to convey New Flows Operations concepts and issues. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications: *2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience Preferred Qualifications *3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) *2 - 3 years of experience with JAVA, J2EE applications *2 - 3 years of experience managing applications running on different middleware stack (Java TcServer, Jboss, Containers, Docker EE, Kubernetes) *Understanding of the Incident, Problem and Change management processes. *Understanding Agile Scrum processes and concepts. *Prior experience with automating support activities that enable efficiency and productivity *Understanding of SOA principles and Web Services technologies: REST & SOAP *Working knowledge of Oracle or other relational databases *Comfortable with working in both Windows and Linux environments *Experience with scripting languages such as PowerShell, Shell/Bash, JavaScript, Python, Ruby *Experience with branching strategies within GIT related context. *Experience with continuous integration and continuous delivery (CI/CD) tools (Jenkins) and automation *Experience with using Splunk for Monitoring and Issue triage *Experience with using Prometheus/Grafana *Ability to adapt to shift work (off hours/weekend work) *Analytical and diagnostic skills, e.g., root cause analysis *Must have a strong commitment to execution, follow through and timely communication *Excellent writing and interpersonal skills with the ability to communicate effectively with both technical and non-technical customers Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this positionis $110,700 to $171,800 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Demonstrates relevant technical working knowledge to understand requirements. Identifies and contributes to the development and solution strategies to team members that improve the design and functionality of interface features across one or more project features, under minimal guidance. Applies standard processes on the use of programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements. Collaborates with others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products. Analyzes bugs for simple issues and applies debugging tools to verify assumptions. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, 'hacking' beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience Preferred Qualifications 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is 123,000.00 to 190,900.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

The Application Developer II is responsible for the development and deployment of technology to meet the needs and requirements of Cass. This position will handle fixing system bugs of simple to medium complexity and will develop system enhancements or assist others on larger more complex enhancements. PRINCIPAL RESPONSIBILITIES AND DUTIES: Participates in the planning, design, and implementation effort as assigned by the business or IT management. Develops and maintains modules based on technical designs and development standards. Remediates production bugs/defects as assigned. Supports quality assurance testing to confirm that acceptance criteria are met. Recommends changes to the processes, techniques, and technology to improve product quality, work efficiency, system performance and workload balance. Mentors junior development team members when needed. Participates in brainstorming, discussion, and estimation sessions. Performs other duties as assigned. SKILLS AND ABILITIES REQUIRED: Strong communication skills both written (technical documentation) and verbal (presentations to IT team members and other division teams). Ability to multi-task while still maintaining an attention to detail. Have a solid understanding of telecommunications carrier billing standards and formats. Knowledge of OOP design and patterns. Knowledge of Core, Web, and MVC. Knowledge of Micro Services Architecture. Knowledge of cloud services (Azure preferred). Experience using DevOps and Agile practices. MINIMUM LEVEL OF PREPARATION AND TRAINING NORMALLY REQUIRED: Bachelor's degree in computer science or software engineering, or equivalent work experience. 3-5 years of experience as a developer utilizing modern C#, Visual Studio, SQL 2012+. APPLICATION PROCESS: You can directly apply through Cass's website at careers. Please apply directly to this position via the "Apply" button. You will be required to create an account and provide your resume, contact information and other pertinent employment information. This process typically takes 20 minutes or less. Should we find that you meet the minimum requirement of the position, a member of our recruiting team will be in touch to start the interview process. ABOUT OUR COMPANY: Cass Information Systems, Inc. (NASDAQ: CASS) is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, communication networks, facilities, and other operations. Disbursing over $94 billion annually on behalf of its clients, and with total assets of $2.4 billion, Cass is uniquely supported by Cass Commercial Bank. Founded in 1906 and a wholly-owned subsidiary, Cass Commercial Bank provides sophisticated financial exchange services to the parent organization and its clients. Cass was recently named as one of America's best midsize companies by a leading publication and is part of the Russell 2000. More information is available at ***************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Lead Application Developer is responsible for developing and implementing application changes and is expected to stay abreast of the available technology regarding application development, information delivery, and relational database technology, as well as lead assigned team of developers. PRINCIPAL RESPONSIBILITIES AND DUTIES: Maintains in-depth knowledge of the department's strategic business plans. Develops in-depth knowledge of company's existing IT architecture, infrastructure, and technology portfolio. Provides technical leadership and mentors team members on assigned projects. Conducts research on emerging technologies in support of infrastructure development efforts and recommend technologies that will increase cost effectiveness and infrastructure flexibility. Designs, develops, and implements end-to-end integrated systems. Collaborates across teams to evaluate business needs and provide technology solutions. Develops and executes test plans to check infrastructure and systems technical performance. Reports on findings and make recommendations for improvement. Conducts code reviews and uphold Cass standards in coding. KNOWLEDGE AND MINIMUM REQUIREMENTS: Advanced understanding of information processing principles and practices. Advanced technical knowledge of network, PC, and platform operating systems, including current MS Windows Server and Desktop releases. Strong experience in a variety of programming languages, including C# and ASP. Knowledge of current web best practices and JavaScript, HTML, and CSS experience. Knowledge of the web application framework Angular 1.x and Angular 7 preferred including TypeScript. Experience using TFS or DevOps with GIT integrated for source control. Knowledge of applicable data privacy practices and laws. Advanced analytical, conceptual, and problem-solving abilities. Excellent written, oral and interpersonal communication skills. Ability to present ideas in user-friendly language. Effectively able to prioritize and execute tasks in a fast paced environment. Ability to thrive in a team-oriented, collaborative setting. Experience with agile methodologies and the full software development life cycle. A bachelor's degree in the field of computer science, information systems, or computer engineering or equivalent experience. 5+ years of experience working as a developer. 5+ years of experience with business requirements gathering and analysis. Proven experience in internet-based systems development. 3+ years of hands on experience with application development tools, including Visual Studio. 3+ years of hands-on experience with relational database technology, preferably Microsoft SQL Server. 3+ years of web development experience, preferably using the Microsoft Stack or Angular. APPLICATION PROCESS: You can directly apply through Cass's website at careers. Please apply directly to this position via the "Apply" button. You will be required to create an account and provide your resume, contact information and other pertinent employment information. This process typically takes 20 minutes or less. Should we find that you meet the minimum requirement of the position, a member of our recruiting team will be in touch to start the interview process. ABOUT OUR COMPANY: Cass Information Systems, Inc. is a leading provider of integrated information and payment management solutions. Cass enables enterprises to achieve visibility, control and efficiency in their supply chains, facilities and other operations. Disbursing over $90 billion annually on behalf of clients, and with total assets of $2.3 billion, Cass is uniquely supported by Cass Commercial Bank. Founded in 1906 and a wholly owned subsidiary, Cass Commercial Bank provides sophisticated financial exchange services to the parent organization and its clients. Cass is part of the Russell 2000. More information is available at ***************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally. Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture! As a Software Engineer II, you will design, build, and maintain reliable data pipelines and models across batch and streaming architectures, supporting structured, semi-structured, and unstructured data. You will work with your users to enable them to consume data in a meaningful way (through structured schemas, dashboards, or semantic layers). You will contribute to projects, collaborate with team members, and ensure that solutions meet quality and performance standards. You will work closely with senior engineers and stakeholders to deliver effective data solutions that support business needs. Outcomes and Activities: This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member. Develop and maintain data pipelines for batch and streaming architectures, focusing on data quality, reliability, and scalability. Collaborate with team members to implement data integration strategies based on stakeholder requirements. Design data solutions for end users based on happy path analysis to ensure each type of user is consuming data in a meaningful and insightful way Write unit tests and validate software to meet acceptance criteria. Follow team coding, documentation, and testing standards. Participate in impact analysis for changes across applications. Learn business processes to help align technical solutions with business needs. Experiment with new ideas and technologies under guidance from senior engineers. Participate in code reviews and communicate application changes. Document code and projects for maintainability and support. Troubleshoot production issues and assist in proposing solutions. Contribute to sprint commitments and participate in Agile practices. Engage in continuous learning to improve technical and domain knowledge. Competencies: The following items detail how you will be successful in this role. Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer's shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience. Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions. One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively. Owner's Mindset: Owner's Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business. Requirements: Bachelor's degree in Computer Science, Information Systems, or related field; or equivalent work experience. 2+ years of software engineering experience, preferably with exposure to cloud data platforms. Proficiency in programming (Python, SQL, etc.), data modeling, and database management (SQL/NoSQL). Ability to process structured, semi-structured (e.g., JSON, Parquet), and unstructured data (e.g., logs, text). Experience with Agile/SCRUM or Waterfall methodologies. Familiarity with designing batch and streaming data pipelines. Understanding of data modeling and schema design principles. Awareness of data governance and quality frameworks. Experience working on enterprise-class applications is a plus. Preferred: Experience with Apache Spark or similar technologies. Exposure to Databricks, AWS data services, or other cloud platforms. Familiarity with CI/CD pipelines, automated testing, and code quality tools. Experience with orchestration frameworks such as Airflow or dbt. Financial services or FinTech industry experience is a plus. Power BI, or similar BI tools, with experience in semantic layer creation Knowledge and Skills: Ability to contribute to large-scale data projects with guidance. Awareness of performance, data quality, and edge cases. Willingness to learn from and collaborate with senior engineers. Openness to new ideas and continuous improvement. Strong communication skills, both verbal and written. Target Compensation: A competitive base salary range from $105,602 - $154,883. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications. Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego. This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders. INDENGLP #zip #LI-Remote Benefits Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work Our Company Values: To be successful in this role, Team Members need to be: Positive by maintaining resiliency and focusing on solutions Respectful by collaborating and actively listening Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions Direct by effectively communicating and conveying courage Earnest by taking accountability, applying feedback and effectively planning and priority setting Expectations: Remain compliant with our policies processes and legal guidelines All other duties as assigned Attendance as required by department Advice! We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application! P.S. We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk! Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent. Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic. California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you. Play the video below to learn more about our Company culture.

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally. Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture! Outcomes and Activities: This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member. Design and develop software and improve existing code Write unit-tests and validate your software against acceptance criteria Apply team coding, documenting and testing standards Conduct impact analysis to proactively identify impact of a change within an application Participate in code reviews and communicate application changes Document code and projects so others can easily understand, maintain and support Debug the problems which arise in production and propose effective solutions Read and write design documents Learn the business process domain to better support the business Contribute to team's sprint commitments and actively participate in our Agile practices Contribute to continuous learning activities to improve design and code quality as well as to increase application domain knowledge Guide and aid less experienced software engineers Competencies: The following items detail how you will be successful in this role. Customer Empathy: Customer Empathy is the ability to understand the perspectives, pain points, and experiences of customers. It involves actively putting oneself in the customer's shoes, comprehending their needs and challenges, and using that understanding to provide a better, more customer-centric experience. Engineering Excellence: Engineering Excellence is about bringing great craftsmanship and thought leadership to deliver an outstanding product that delights customers and solves for the business. This involves the pursuit and achievement of high standards, best practices, innovation, and superior solutions. One Team: A One Team mindset refers to a collaborative approach across the organization, where individuals work together seamlessly, without boundaries, as a single, cohesive team. Shared goals, open communication and mutual support create a sense of collective purpose. This enables teams to navigate challenges and pursue shared objectives more effectively. Owner's Mindset: Owner's Mindset involves adopting a set of behaviors that reflect a sense of responsibility, accountability, strategic thinking, and a proactive approach to managing your domain. As an owner, you understand the business and your domain(s) deeply and solve for the right outcome for the domain(s) and the business. Requirements: Bachelor's degree in Computer Science, Information Systems, or closely related field of study; or equivalent work experience Minimum 2 years of software engineering experience or comparable depth of experience Professional experience with Java and Spring Boot framework Use of one or more object-oriented programming languages and design patterns Practical experience in Software Development Life Cycle (SDLC) including Agile/SCRUM and Waterfall Willingness to participate in an on-call rotation Preferred: Advanced understanding of IDEs and have the ability to navigate through them quickly. In-depth understanding of application programming interfaces (API) and frameworks in their particular field: JSON, Rest/SOAP based Web Services, JUnit, Jenkins, Github and Github Actions preferred Experience in API security, analytics, throttling, caching, logging, request and response modifications Experience in creating REST API documentation using Swagger or similar tools desirable Ability to use DDL to create database objects and relationships and construct advanced queries Devops mindset and understanding of how observability works and exposure to observability tools like Dynatrace, etc. Financial services industry experience Knowledge and Skills: Show initiative and offer assistance when needed Be introspective and open to feedback to continuously improve. Prioritize personal development and identify potential barriers Be collaborative with other team members, seeking a diversity of thought to meet business outcomes Ability to communicate complex technical information (both verbal and written) to all levels, including senior leadership Target Compensation: A competitive base salary range from $105,602 - $154,883. This position is eligible for an annual variable cash bonus, between 7.5 - 15%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications. Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone: San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego. This position is not currently open to individuals who require sponsorship now or in the future to work legally for Credit Acceptance, such as H-1b / H-4 or F-1 OPT visa holders. INDENGLP #zip #LI-Remote Benefits Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work Our Company Values: To be successful in this role, Team Members need to be: Positive by maintaining resiliency and focusing on solutions Respectful by collaborating and actively listening Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions Direct by effectively communicating and conveying courage Earnest by taking accountability, applying feedback and effectively planning and priority setting Expectations: Remain compliant with our policies processes and legal guidelines All other duties as assigned Attendance as required by department Advice! We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application! P.S. We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk! Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent. Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic. California Residents: Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you. Play the video below to learn more about our Company culture.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Payments is one of the fastest-growing and most innovative sectors in the tech industry, and VISA is a leader in this space. As we transition into a technology company, we're investing heavily in developing cutting-edge solutions that transform the payments landscape. Join VISA'sValue Added Services (VAS) Product Developmentteam to work on groundbreaking projects that shape the future of secure payments and innovative payment solutions. About the Role: As a Software Engineer Associate on the VAS Product Developmentteam, you will play a crucial role in building software solutions that leverage data to deliver innovative value-added services in the payments space. This role offers an exciting opportunity to work on high-impact applications in a fast-paced environment. You'll be involved in all aspects of software development, from designing new solutions to refactoring existing functionality, always focusing on improving efficiency and delivering value to customers. Essential Functions: Design and build distributed applications using emerging technologies, focusing on innovative value-added services in the payments industry. Collaborate with cross-functional teams (Product Managers, Architects, Analysts, Software Engineers) to develop data-driven solutions that meet business needs. Lead end-to-end development efforts to deliver high-quality solutions on time, aligning with architectural vision and standards. Work closely with senior technical staff and Project Managers to identify and manage project risks, track progress, and ensure successful delivery. Present technical solutions and features in business terms, ensuring effective communication of progress, challenges, and solutions. Contribute to the evolution of the software architecture and drive improvements in code performance, maintainability, and scalability. Qualifications Basic Qualifications: Bachelor's degree, or 3+ years of relevant work experience. Preferred Qualifications: 2 years of professional software development experience. Strong proficiency in Javaand hands-on experience with SpringandHibernateframeworks. Knowledge of RDBMStechnologies such as PostgreSQLorOracle. Experience with RESTful APIs,JSON, and web service standards. Familiarity with Agiledevelopment practices, including Test-Driven Development (TDD)and tools like GIT,Maven,Jenkins, and JUnit. Strong problem-solving skills and the ability to design scalable, high-performance software solutions. Excellent interpersonal and communication skills, with the ability to clearly present complex ideas and collaborate with team members. A proactive, self-motivated team player with a strong work ethic and adaptability in a fast-paced environment. Additional Information Work Hours:Varies upon the needs of the department. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is $88,000 USD to $136,900 per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Visa is not offering relocation assistance for this role.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. Job Description The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Supports relationship with product owners to gather and refine requirements for one product task, adding and taking into account existing tools and solutions within a product. Begins to develop and design architect solutions, considering integrations with other solutions. Provides relevant knowledge on the development of user documentation of solutions and follows standard processes in user documentation. Plays a minor role in the development and delivery of new features within a product. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa **Visa does not support immigration for this role. **Visa is not offering relocation assistance for this role. Qualifications Basic Qualifications Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field. OR Minimum three (3) years of directly related experience. Preferred Qualifications Knowledge of and ability to develop front-end code (e.g. HTML, CSS, and JavaScript) in support of package and product development. This includes the extension of capabilities of packages and products. The ability to select the "best available" values of some objective function to improve the functional effectiveness of web browsers. Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design. Knowledge of and ability to develop back-end (e.g. Python, Java, C++, PHP) code in support of package and product development. This includes the extension of capabilities of packages and products. The ability to develop and use Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library. Knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data. Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed. Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data. Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this positionis $88,000 to $136,900 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. The Senior Software Developer will code and develop software applications. The Senior Developer will be responsible for working with stakeholders to elicit project requirements, recommend strategies and collaborate with team members, as needed, to ensure the most complex projects meet requirements and are completed on time. In addition, the Senior Developer will help establish standards, guidelines and create efficiencies in processes. Essential Functions Works as part of a software development team in the design of software applications. Build products out further by improving the performance of our codebase and handle scaling issues to accommodate user growth as well as write thorough tests to ensure code stability requirements. Integrate existing software into new or modify systems or operating environments. Review code, identify system design trade-offs and recommend product revisions or enhancements based on user feedback. Optimize sites for efficiency and scale. Develop and maintain documentation and/or user manuals. Contribute to software development standards and best practices for the company. Provide mentoring to less experienced developers. Perform related duties as requested. Essential Knowledge, Skills & Abilities Able to effectively communicate both verbally and in writing to accurately convey messages. Ability to prioritize and work with minimal supervision. Advanced coding skills in .NET/C#, with a focus on cloud solutions (Azure preferred). Ability to solve complex problems, use analytical skills and implement solutions. Advanced knowledge of agile development practices and scrum methodologies. Ability to analyze and interpret technical documentation such as software requirements, detailed designs, flow charts and database schemas. Commitment and ability to cultivate a diverse and inclusive work environment. Education BS in computer science or related field preferred; the equivalent amount of relevant experience will be considered in lieu. Experience 6+ years of experience in software/.net development. Mortgage servicing and print/mail industry experience is preferred. Compensation and Benefits Covius offers an extensive benefits package for all employees, including medical, dental, vision and 401(k)! Compensation: $100,800 to $126,000 annualized with a 15% AIP opportunity Application Guidelines: For best consideration, please submit your resume and application materials as soon as possible. Review of applications will begin immediately. Working Conditions Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location Physical Demands and Activities While performing the duties of this job, the employee is frequently required to communicate. The employee frequently is required to remain stationary. The employee is frequently required to move about the office, operate a computer and other office machinery, such as calculator, copy machine, and computer printer; rarely position self to maintain files; rarely moves boxes weighing up to 10 lbs. Close and distance observation required with ability to observe objects at close range in presence of glare or bright lighting (e.g., computer screen). Must possess the ability to communicate information and ideas so others will understand and have the ability to interact with external and internal stakeholders. Covius is committed to equal opportunity in all employment practices to all qualified applicants and employees without regard to race, color, religion, gender, gender identity, age, national origin, pregnancy, disability, genetics, marital status, military or veteran status or any other protected category as established by local, state, and federal law. This policy applies to all aspects of the employment relationship including recruitment and hiring, placement, promotion, transfer, compensation, disciplinary action, layoff, leaves of absence, training, and termination. All such employment decisions will be made without unlawful discrimination based on any prohibited basis. The essential functions, working conditions and physical demands described above are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position. Please note that all s are not intended to be all-inclusive. This job description is not designed to cover all activities, duties or responsibilities that are required of the employee for this job. Employees may be required to perform other duties at any time with or without notice to meet the ongoing needs of the organization. If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!

Primary Office Location:30 Isabella Street. Pittsburgh, Pennsylvania. 15212.Join our team. Make a difference - for us and for your future. FNB is looking for a Lead Developer to assist with data-drivenapplications. The Lead Developer will design ETL flows and mentor other developers on ETL Development. The lead will also assist with designing Data Marts and other Analytics Products. Skills Required: ETL, Python, SQL server, database design Preferred: Business intelligence, data warehouse design and development. Position Title: Lead Application Developer Business Unit: Technology Reports to: Varies by Assignment Position Overview: The Lead Application Developer is an expert developer and helps lead the development team. The team is working on development related to the applications for which the team supports. The incumbent will lead the development of integrations, reports/analytics, and/or websites. The incumbent will be architecting solutions in conjunction with stakeholders. The incumbent will assist in development of coding standards and also be responsible for maintaining and tracking project plans.This is a very hands-on role. Primary Responsibilities: Takes the leadership role in the software development process including project management, designing databases, designing integrations, and architecting applications, while staying within corporate and departmental standards.The Lead Developer also reviews code of other developers to ensure quality. Leads, mentors and coaches other developers on business applications and development practices. Assists line of business with road mapping, user testing, user training, and requirements definition.Ensures line of business is up to date with project status. Writes and designs complex code to support the assigned applications. Supports the applications/integrations for which the team is responsible.Ensures response and resolution of issues in accordance with corporate service standards. Also, acts as an escalation point in the incident management process. Follows standards and guidelines in creation of software and to protect information and writes high quality code.Takes an active role in helping define the standards of the department. Documents system functionality and ensures the documentation of other projects being lead is in accordance with department and corporate standards. Recommends new technology and processes that can make either the products under development or department more efficient. Performs other related duties and projects as assigned. All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Level of Education Required to Perform the Primary Responsibilities of this Position: BA or BS Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position: 7 Skills Required to Perform the Primary Responsibilities of this Position: Excellent organizational, analytical and interpersonal skills Detail-oriented Excellent communication skills, both written and verbal Ability to work and multi-task in a fast paced environment Ability to use a personal computer and job-related software MS Word - Basic Level MS Excel - Basic Level Excellent project management skills Expert Level: Databases(SQL, Oracle, MySql), Web Development, Programming, and Source Code Control Licensures/Certifications Required to Perform the Primary Responsibilities of this Position: N/A Physical Requirements or Work Conditions Beyond Traditional Office Work: N/A Equal Employment Opportunity (EEO): It is the policy of FNB not to discriminate against any employee or applicant for employment because of his or her race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, or status as a protected veteran. FNB provides all applicants and employees a discrimination and harassment free workplace.

Visais a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Visa's Technology Organizationis a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. Job Description The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Supports relationship with product owners to gather and refine requirements for one product task, adding and taking into account existing tools and solutions within a product. Begins to develop and design architect solutions, considering integrations with other solutions. Provides relevant knowledge on the development of user documentation of solutions and follows standard processes in user documentation. Plays a minor role in the development and delivery of new features within a product. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa **Visa does not support immigration for this role. **Visa is not offering relocation assistance for this role. Qualifications Basic Qualifications Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field. OR Minimum three (3) years of directly related experience. Preferred Qualifications Knowledge of and ability to develop front-end code (e.g. HTML, CSS, and JavaScript) in support of package and product development. This includes the extension of capabilities of packages and products. The ability to select the "best available" values of some objective function to improve the functional effectiveness of web browsers. Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design. Knowledge of and ability to develop back-end (e.g. Python, Java, C++, PHP) code in support of package and product development. This includes the extension of capabilities of packages and products. The ability to develop and use Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library. Knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data. Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed. Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data. Additional Information Work Hours:Varies upon the needs of the department. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this positionis $97,800.00 to $152,100.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job Description As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions Contribute to the design and architecture of systems that meet high availability, performance, and security requirements Build and improve internal tools to enhance developer productivity and system monitoring Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field, graduating May 2025 - August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment. The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY:The estimated salary for a new hire into this position is $108,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization:Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department. This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job Description As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions Contribute to the design and architecture of systems that meet high availability, performance, and security requirements Build and improve internal tools to enhance developer productivity and system monitoring Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field, graduating May 2025 - August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment. The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY: The estimated salary for a new hire into this position is $105,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization: Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department. This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions Contribute to the design and architecture of systems that meet high availability, performance, and security requirements Build and improve internal tools to enhance developer productivity and system monitoring Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field, graduating May 2025 - August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment. The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY:The estimated salary for a new hire into this position is $120,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization:Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department. This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Demonstrates basic knowledge and asks questions about project requirements. Reviews and asks questions about solution strategies that improve the design and functionality of a payment product feature. Applies standard processes on the use of front-end programming languages (e.g. HTML, C++, Java) to write code that fulfills website modification requests and technical requirements, under close guidance. Works under close guidance from others to support the piloting of new technology capabilities and features that enhance the user website experience across e-commerce products. Identifies and advances bugs that threaten website functionality The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++) Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams **We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn't work with payments technology or web applications before joining Visa. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Visa will accept applications for this role until at least October 12, 2025. Qualifications Basic Qualifications: Bachelor's degree, or 3+ years of relevant work experience. Preferred Qualifications: 2 years of professional software development experience. Strong proficiency in Javaand hands-on experience with SpringandHibernateframeworks. Knowledge of RDBMStechnologies such as PostgreSQLorOracle. Experience with RESTful APIs,JSON, and web service standards. Familiarity with Agiledevelopment practices, including Test-Driven Development (TDD)and tools like GIT,Maven,Jenkins, and JUnit. Strong problem-solving skills and the ability to design scalable, high-performance software solutions. Excellent interpersonal and communication skills, with the ability to clearly present complex ideas and collaborate with team members. A proactive, self-motivated team player with a strong work ethic and adaptability in a fast-paced environment. Additional Information Work Hours:Varies upon the needs of the department. Travel Requirements:This position requires travel5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for this position is $83,100 to $129,300 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Job Description Visa Technology & Operations LLC, a Visa Inc. company, needs a Sr. Software Engineer (multiple openings) in Highlands Ranch, CO to: Architects, designs, builds, develops, tests, and/or implements software applications. Conduct business and technical analysis, code reviews, and unit testing. Implement and produce technical documentation of solutions for new development, system enhancements, and production support. Design, develop, and implement modifications and corrections to existing software including the development of debugging routines. Perform regular check-ins to continuous integration of systems and/or software applications. Participate in cross-functional teams and work with architects, systems analysts, project managers, QA, and other developers to implement business requirements while applying the latest available tools and technology. Work under direct supervision to ensure on-time delivery of projects, production support plans, and knowledge transfer for long-term supportability of upgrades, enhancements, and deployments. Position reports to the Highlands Ranch, Colorado office and may allow for partial telecommuting. Qualifications Basic Qualifications: Employer will accept a Master's degree in Computer Science or related field and 2 years of experience in the job offered or in a Software Engineer-related occupation: Position requires experience in the following: Python; Java; Angular; Agile Methodology; Test management and bug tracking tool, like JIRA; and Junit. Additional Information Worksite: Highlands Ranch, CO This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs. Travel Requirements:This position does not require travel. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is $123,361.45 to $162,300.00 is USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Visa will accept applications for this role until at least 03/17/2026. Note: As part of the publication process, please enter this date in the "Automatically unpublish job' date field.

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world. Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you. Job Description Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce.We operate the world's most sophisticated processing networks capable of handling more than 65k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex distributed systems and solve massive scale problems centered on new payment flows, business and data solutions, cyber security, and B2C platforms. We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer, you will be an integral part of a multi-functional development team inventing, designing, building, and testing software products that reach a truly global customer base. While building components of powerful payment technology, you will get to see your efforts shaping the digital future of monetary transactions. The Work itself: Design code and systems that touch 40% of the world population while influencing Visa's internal standards for scalability, security, and reusability Collaborate multi-functionally to create design artifacts and develop best-in-class software solutions for multiple Visa technical offerings Actively contribute to product quality improvements, valuable service technology, and new business flows in diverse agile squads Develop robust and scalable products intended for a myriad of customers including end-user merchants, b2b, and business to government solutions. Leverage innovative technologies to build the next generation of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later Technology Opportunities to make a difference on a global or local scale through mentorship and continued learning opportunities Essential Functions: Works alongside others to implement modifications to existing software code that complies with design specifications and meets security best practices. Assists with improvements to systems and tools and supports development and implementation of new automation, asking questions as necessary. Engages with team members and manager during code/design reviews, participates in on-call rotations and incident responses throughout product development and operations cycles. Leverages working knowledge of systems/platforms and telemetry analyses to identify basic issues in code, processes, and designs when they are inconsistent with customer/business objectives. Visa will accept applications for this role until at least January 21, 2026. If this is posting, we are still accepting applications. Visa is not offering relocation assistance for this role. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Qualifications Basic Qualifications 2+ years of relevant work experience and a Bachelors degree, OR 5+ years of relevant work experience Preferred Qualifications: 3 or more years of work experience with a Bachelor's Degree or more than 2 years of work experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) Bachelor's / Master's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field. Knowledge of and ability to develop back-end (e.g. Java) code in support of package and product development. This includes the extension of capabilities of packages and products. The ability to develop and utilize Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library. Knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data. Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed. Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications. This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data. The Skills You Bring: Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale Challenge the Status Quo: Comfort in pushing the boundaries, "hacking" beyond traditional solutions Language Expertise: Expertise in Java development language Builder: Experience building and deploying modern services and web applications with quality and scalability Learner: Constant drive to learn new technologies such as Kubernetes, Docker, etc. Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this positionis $104,600 to $162,300 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive. When you join Visa, you join a culture of purpose and belonging - where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world - helping unlock financial access to enable the future of money movement. Join Visa: A Network Working for Everyone. Job Description We will be accepting applications for this position from January 14th - January 23rd, 2025. By applying to this position, your application is automatically considered across multiple subfunctions and teams. Specific assignments will depend on upon your skills sets, interest, location, and team need. As a New College Graduate Software Engineer at Visa, you will join one of our technology organizations, working on impactful projects that power the future of digital payments. Your specific assignment will be based on your skills, interests, and team needs, giving you the opportunity to learn, grow, and contribute from day one. Some job duties and projects could include: Write optimized, secure and scalable code that also follows best practices such as unit testing and peer reviews. Formulate creative solutions to solve problems that meet the objectives of both the product roadmap and technology roadmap. Participate in and develop end-to-end technology solutions that solve our business needs. Work closely with multiple stakeholders in a cross-functional organization within an Agile environment. Troubleshoot and debug software applications, identifying root causes and implementing effective solutions. Contribute to the design and architecture of systems that meet high availability, performance, and security requirements. Build and improve internal tools to enhance developer productivity and system monitoring. Remember, at Visa, we see our employees as our most valuable asset and we are excited to support and witness your growth within our organization. Qualifications Basic Qualifications Less than 6 months of relevant work experience with either Bachelor's or Master's degree in Computer Science, Computer Engineering, CIS/MIS, Cybersecurity, Business or a related field,graduating December 2025- August 2026. Preferred Qualifications Proficiency in at least one programming language or technology including, but not limited, to Java, C/C++, C#, .NET, Python, Javascript, HTML, Golang Experience with Write utilities / automation tools using Selenium, Java, REST, Python, Groovy, Ruby, and more Experience with front-end frameworks including, but not limited to, Angular, React, Vuejs, etc. Knowledge or Experience using Gen AI tools (GPT, Copilot, OpenAI, Gemini, etc.) Exposure to emerging and cloud technologies: Familiarity with AWS, MySQL, PowerBI Exposure or experience in fine-tuning, integrating LLM(e.g., GPT, LLaMA) Knowledge of prompt engineering and scalable LLM architectures Knowledge or experience with ML models with MLOps activities Familiarity with software testing principles Solid understanding of software engineering concepts and methodologies Document process, designs, test results, and analysis Lead root cause analysis and track defect resolution to completion Review and provide feedback on development code, test designs and test cases Communicate status frequently to project stakeholders Strong communications skills, specifically, the absence of repeated grammatical or typographical errors, clear and concise written and spoken communications, and communications that demonstrate professional judgment The ability to take on challenges and address problems head-on Strong ability to collaborate Highly driven, resourceful and results oriented Good team player and excellent interpersonal skills Good analytical and problem-solving skills Demonstrated ability to lead and navigate through ambiguity Additional Information U.S. APPLICANTS ONLY:The estimated salary for a new hire into this position is $98,000 USD which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program. Work Authorization:Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position. Future sponsorship will not be considered. Work Hours:Varies upon the needs of the department This is a hybrid position:Expectation of days in office will be confirmed by your hiring manager. Travel Requirements:This position requires travel 5-10% of the time. Mental/Physical Requirements:This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid. Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa. Visa's Technology Organization is a community of problem solvers and innovators reshaping the future of commerce. We operate the world's most sophisticated processing networks capable of handling more than 80k secure transactions a second across 80M merchants, 15k Financial Institutions, and billions of everyday people. While working with us you'll get to work on complex systems and solve massive scale problems centered around the VIP Authorization system. The Opportunity: We are looking for Versatile, curious, and energetic Software Engineers who embrace solving complex challenges on a global scale. As a Visa Software Engineer in the VIP Middleware Applications group, you will be an integral part of a multi-functional development team inventing, designing, building, testing and maintaining products that reach a truly global customer base. While building components of powerful payment technologies, you will get to see your efforts shaping the digital future of monetary transactions. Job Description: As a VIP Middleware Applications Software Engineer you will: Develop / maintain efficient applications, communication, database and operating systems code capable of processing large message volumes in a quickly evolving payments world Provide support and problem resolution for Visa's online authorization system Perform business and technical analysis, design, code, unit/system test, implementation and documentation of solutions Develop on multiple operating systems using multiple languages Gain exposure to zTPF operating systems internals (control program, network / communications, IO, database access), working in lockstep with the IBM zTPF Development Lab. This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager. Visa will accept applications for this role until at least January 13, 2026. If this is posted we are still accepting applications. Qualifications Basic Qualifications *Bachelor's degree, or 3+ years of relevant work experience. *C/C++ and OO design *Experience with communication protocols, databases and Linux a plus *Strong oral and written communications skills, and the ability to work well within a team setting required *Ability to develop technical specifications from high-level business requirements using efficient coding techniques to produce well-structured, easily maintainable code *Ability to stay focused and prioritize workload in a fast-paced environment Preferred Qualifications *Bachelor's degree, OR 3+ years of relevant work experience Additional Information Work Hours: Varies upon the needs of the department. Travel Requirements: This position requires travel5-10% of the time. Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers. Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law. Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code. U.S. APPLICANTS ONLY: The estimated salary range for this position is 83,100.00 to 129,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.