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Top 10 U.S. Cities for a Thriving Middle Class in 2026
Are you searching for a vibrant city where a fulfilling weekend means quality family time and outdoor adventures? If so, you’re in the right place. In this article, we explore the top ten U.S. cities boasting the largest middle-class populations, perfect for those seeking a balanced lifestyle.
According to recent analyses, the middle class in America has faced numerous challenges, yet certain cities have managed to maintain robust middle-class representations. If you’re keen on finding a community where middle-class families thrive, take a look at these top 10 cities.
- West Jordan, UT
- West Valley City, UT
- Layton, UT
- Livonia, MI
- Missouri City, TX
- Lewisville, TX
- Riverview, FL
- Surprise, AZ
- Hillsboro, OR
- Ontario, CA
It’s intriguing to see Utah dominating this list. Recent reports indicate that Utah ranks exceptionally high in income equality, contributing to a thriving middle-class community.
For example, West Jordan, UT, features a staggering 75.2% of households classified as middle class, significantly outpacing cities like Palo Alto, CA, which is home to major tech companies but only 33.8% middle-class households.
States like Texas and Arizona are also promising for middle-class families, with Texas experiencing significant economic growth and Arizona offering an affordable cost of living.
Curious about what makes these cities ideal for middle-class living? Continue reading for a deeper dive into our top 10 selections.
Methodology
For this analysis, we define “middle class” as households earning between roughly 60% and 250% of the national median income. Currently, this range is approximately $38,000 to $150,000, based on a national median household income of about $63,000.
This report utilizes data from the most recent American Community Survey, focusing on cities with populations exceeding 65,000 to ensure we represent urban demographics accurately.
1. West Jordan, UT

Households: 32,635,000
Middle Class: 75.2%
West Jordan stands out, with over 75% of its residents classified as middle class, making it a prime location for those seeking economic stability.
This growing suburb of Salt Lake City appeals to younger individuals and families, with an average resident age of around 30 years.
2. West Valley City, UT
Households: 40,010,000
Middle Class: 71.9%
West Valley City is another Utah gem, showcasing rapid growth and ample job opportunities close to Salt Lake City.
The city’s warm climate makes it an attractive option for those looking to enjoy outdoor activities year-round.
3. Layton, UT

Households: 23,579,000
Middle Class: 71.4%
Layton continues to thrive as one of Utah’s most populous cities, with nearly 72% of its residents classified as middle class.
It offers a robust economy and low unemployment rates, making it an appealing choice for job seekers.
4. Livonia, MI

Households: 36,593,000
Middle Class: 70.9%
Livonia is located near Detroit, benefiting from low income inequality and a strong local economy.
Its proximity to Detroit means residents can enjoy urban amenities while living in a more affordable suburban environment.
5. Missouri City, TX
Households: 23,948,000
Middle Class: 70.7%
Missouri City ranks high due to its diverse community and strong job market, primarily in healthcare and manufacturing.
With a low unemployment rate, it’s an excellent choice for middle-class families.
6. Lewisville, TX

Households: 39,357,000
Middle Class: 70.5%
Lewisville, a suburb of Dallas, is noted for its economic opportunities and vibrant community.
The city’s growth has made it a popular choice for families seeking a middle-class lifestyle.
7. Riverview, FL
Households: 30,875,000
Middle Class: 70.1%
Riverview is a rising star in Florida, with a young population and a growing number of job opportunities.
The city’s proximity to the coast offers residents the chance for weekend getaways.
8. Surprise, AZ

Households: 50,799,000
Middle Class: 70.0%
Surprise is known for its diverse community and low-income inequality, making it an attractive option for middle-class families.
9. Hillsboro, OR

Households: 38,749,000
Middle Class: 69.9%
Hillsboro is part of Oregon’s Silicon Forest, featuring many tech companies and a strong manufacturing base.
10. Ontario, CA

Households: 50,572,000
Middle Class: 68.6%
Ontario, CA, rounds out our list with just under 70% of its population classified as middle class. The city’s economic landscape is continually evolving, attracting new residents.
Conclusion: Exploring the Best Cities for the Middle Class
While major cities like Manhattan, San Francisco, and Los Angeles may offer allure, the high cost of living can be prohibitive for many. Our top 10 cities provide a more affordable and balanced environment, where middle-class families can thrive without the financial strain often associated with larger metropolitan areas.
If you aspire to enjoy a fulfilling lifestyle surrounded by natural beauty and solid economic opportunities, consider states like Utah and Arizona. These cities may not have the iconic skylines of the coasts, but they offer stunning landscapes and a stronger sense of community.
| Rank | City | % Middle Class |
|---|---|---|
| 1 | West Jordan, UT | 75.2% |
| 2 | West Valley City, UT | 71.9% |
| 3 | Layton, UT | 71.4% |
| 4 | Livonia, MI | 70.9% |
| 5 | Missouri City, TX | 70.7% |
| 6 | Lewisville, TX | 70.5% |
| 7 | Riverview, FL | 70.1% |
| 8 | Surprise, AZ | 70.0% |
| 9 | Hillsboro, OR | 69.9% |
| 10 | Ontario, CA | 68.6% |
| 11 | Goodyear, AZ | 68.5% |
| 12 | North Las Vegas, NV | 68.4% |
| 13 | Enterprise, NV | 68.1% |
| 14 | Moreno Valley, CA | 68.0% |
| 15 | Westminster, CO | 68.0% |
| 16 | Bend, OR | 67.9% |
| 17 | Aurora, CO | 67.8% |
| 18 | Citrus Heights, CA | 67.8% |
| 19 | Mesquite, TX | 67.8% |
| 20 | Port St. Lucie, FL | 67.7% |
| 21 | Perris, CA | 67.6% |
| 22 | Gilbert, AZ | 67.6% |
| 23 | Norwalk, CA | 67.4% |
| 24 | Elgin, IL | 67.4% |
| 25 | Baldwin Park, CA | 67.2% |
| 26 | Aurora, IL | 67.2% |
| 27 | Waldorf, MD | 67.2% |
| 28 | Grand Prairie, TX | 67.1% |
| 29 | Frederick, MD | 67.0% |
| 30 | Vista, CA | 67.0% |
| 31 | Sparks, NV | 66.9% |
| 32 | Lee’S Summit, MO | 66.8% |
| 33 | Broken Arrow, OK | 66.7% |
| 34 | Thornton, CO | 66.7% |
| 35 | Jurupa Valley, CA | 66.6% |
| 36 | North Port, FL | 66.6% |
| 37 | Virginia Beach, VA | 66.6% |
| 38 | Mansfield, TX | 66.5% |
| 39 | Alafaya, FL | 66.4% |
| 40 | Parma, OH | 66.4% |
| 41 | Kent, WA | 66.4% |
| 42 | San Tan Valley, AZ | 66.3% |
| 43 | Irving, TX | 66.3% |
| 44 | Carrollton, TX | 66.3% |
| 45 | Orem, UT | 66.3% |
| 46 | Germantown, MD | 66.3% |
| 47 | O’Fallon, MO | 66.2% |
| 48 | Downey, CA | 66.0% |
| 49 | Santa Maria, CA | 66.0% |
| 50 | Vancouver, WA | 65.9% |
| 51 | Loveland, CO | 65.7% |
| 52 | Waukesha, WI | 65.7% |
| 53 | Cicero, IL | 65.7% |
| 54 | Sterling Heights, MI | 65.7% |
| 55 | The Villages, FL | 65.6% |
| 56 | Fontana, CA | 65.6% |
| 57 | Santa Ana, CA | 65.5% |
| 58 | Round Rock, TX | 65.4% |
| 59 | Lake Elsinore, CA | 65.4% |
| 60 | Sandy, UT | 65.3% |
| 61 | Salinas, CA | 65.3% |
| 62 | Olathe, KS | 65.2% |
| 63 | Lehigh Acres, FL | 65.2% |
| 64 | Dale City, VA | 65.2% |
| 65 | Georgetown, TX | 65.1% |
| 66 | Murrieta, CA | 65.1% |
| 67 | Chesapeake, VA | 65.1% |
| 68 | Cedar Rapids, IA | 65.1% |
| 69 | Glen Burnie, MD | 65.1% |
| 70 | Casas Adobes, AZ | 65.0% |
| 71 | Everett, WA | 65.0% |
| 72 | Rialto, CA | 65.0% |
| 73 | Port Charlotte, FL | 65.0% |
| 74 | Springdale, AR | 65.0% |
| 75 | Brandon, FL | 65.0% |
| 76 | Upland, CA | 64.8% |
| 77 | Carson, CA | 64.8% |
| 78 | Hayward, CA | 64.7% |
| 79 | Rancho Cucamonga, CA | 64.7% |
| 80 | Bolingbrook, IL | 64.7% |
| 81 | Spring Valley, NV | 64.7% |
| 82 | Silver Spring, MD | 64.7% |
| 83 | Garland, TX | 64.6% |
| 84 | Beaverton, OR | 64.4% |
| 85 | Oxnard, CA | 64.4% |
| 86 | Rochester, MN | 64.4% |
| 87 | Cape Coral, FL | 64.4% |
| 88 | Wyoming, MI | 64.3% |
| 89 | Pearland, TX | 64.3% |
| 90 | Deltona, FL | 64.3% |
| 91 | Vacaville, CA | 64.2% |
| 92 | Raleigh, NC | 64.1% |
| 93 | Brooklyn Park, MN | 64.1% |
| 94 | Arvada, CO | 64.0% |
| 95 | Murfreesboro, TN | 64.0% |
| 96 | St. Charles, MO | 64.0% |
| 97 | Farmington Hills, MI | 64.0% |
| 98 | Miramar, FL | 63.9% |
| 99 | Marysville, WA | 63.9% |
| 100 | Anchorage, AK | 63.9% |

