How long do you have to be at a job to get a mortgage?

You have to be at a job for at least two years to get a mortgage. While this is not a strict rule, in most cases mortgage lenders prefer to see that you have been consistently employed for a period of at least two years prior to applying for a mortgage loan.

This time period of continued employment helps show mortgage companies that you have a steady income and will be able to make your mortgage payments. If you have recently changed jobs, a mortgage company may ask for additional documentation to make sure you are currently employed and receive the required amount of income from your new job.