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This question is about quitting.

How long does insurance last after you quit?

By Kate Swindlehurst - Apr. 25, 2023

After you quit, your insurance typically runs until the end of the month. This means that, at most, you would have about 30 days until you no longer receive insurance through your work. This is not always the case due to COBRA, which is coverage offered through the government.

Under COBRA, you are still eligible to stay on your job-based health insurance for 17 months, even if you were to quit your job. This is a limited time, and while it is typically 18 months, this is not exact for every situation, so you should be sure to look into the exact requirements for where you are at.

After that period of eligibility has ended, you cannot remain on your job-based health insurance and need to find another option. It is important to note that while you can continue to stay on your job-based health insurance, you pay the full premium yourself, as well as a small administrative fee.

COBRA coverage, by law, is offered to any employee who works at a company with more than 20 employees. Companies with under 20 employees are not required to provide any additional health coverage and your coverage most likely will continue through the end of the month you leave your job, and then it is gone.

How long does insurance last after you quit?

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