How long does it take to cash out a 401(k) after leaving a job?

Typically, if you choose to cash out a 401(k) after leaving a job, the money should be available within a few days. Typically, this occurs between 3 to 10 business days after the request is submitted. You often receive the money through payment in the form of a check.

The exact time frame depends on your plan and the day you request to cash out. When you cash out, it is important to remember that you need to roll over the counter within 60 days to avoid early withdrawal penalties and taxes.