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This question is about employer.
What are flexible benefits?
Flexible benefits, also often referred to as flexible spending accounts (FSAs) or cafeteria benefit plans, refers to a specific type of employee benefit in which the employee has the opportunity to select from a list of different benefits or allocate a percentage of their compensation to a variety of different employee benefits options.
Flexible benefit plans normally consist of a whole menu of benefit options that an employee can choose from. Here are some common examples of options that might be included in a flexible benefit plan:
Medical insurance
Dental and vision insurance
Retirement plans
Disability insurance
Life insurance
Wellness programs
Gym memberships
In the flexible benefit scenario, an employee would get to look at a list similar to the one above, and then select benefits that best meet their specific preferences and needs. Flexible benefits packages are used to give staff more control over the specific benefits they will have with a job.
Employers often use flexible benefits to attract and retain top-tier talent by offering more customized and comprehensive employee benefits packages. Flexible benefits might be managed by an employer, but they can also sometimes be managed by a third-party administrator.
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