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Appraiser vs auto claims adjuster

The differences between appraisers and auto claims adjusters can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an appraiser and an auto claims adjuster. Additionally, an auto claims adjuster has an average salary of $52,621, which is higher than the $42,223 average annual salary of an appraiser.

The top three skills for an appraiser include commercial property, appraisal reports and customer service. The most important skills for an auto claims adjuster are repair process, body shop, and strong customer service.

Appraiser vs auto claims adjuster overview

AppraiserAuto Claims Adjuster
Yearly salary$42,223$52,621
Hourly rate$20.30$25.30
Growth rate7%-6%
Number of jobs1,18616,187
Job satisfaction--
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 72%
Average age4944
Years of experience44

What does an appraiser do?

An appraiser is someone who assesses the monetary value of a property such as an automobile, real property, and personal claim. His/Her or her responsibilities include resolving disparities between a property's monetary values and preparing narrative reports for projects. The essential skills that an appraiser should possess to accomplish such responsibilities include a keen eye for details, strong communication, analytical, and problem-solving skills, and the ability to work under pressure. The education requirements for the job vary depending on the area of focus.

What does an auto claims adjuster do?

A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.

Appraiser vs auto claims adjuster salary

Appraisers and auto claims adjusters have different pay scales, as shown below.

AppraiserAuto Claims Adjuster
Average salary$42,223$52,621
Salary rangeBetween $29,000 And $59,000Between $38,000 And $71,000
Highest paying CitySan Mateo, CAJersey City, NJ
Highest paying stateCaliforniaAlaska
Best paying companyCity National BankEMC Insurance
Best paying industryInsuranceInsurance

Differences between appraiser and auto claims adjuster education

There are a few differences between an appraiser and an auto claims adjuster in terms of educational background:

AppraiserAuto Claims Adjuster
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Appraiser vs auto claims adjuster demographics

Here are the differences between appraisers' and auto claims adjusters' demographics:

AppraiserAuto Claims Adjuster
Average age4944
Gender ratioMale, 67.8% Female, 32.2%Male, 52.2% Female, 47.8%
Race ratioBlack or African American, 4.6% Unknown, 3.9% Hispanic or Latino, 6.8% Asian, 2.9% White, 81.5% American Indian and Alaska Native, 0.4%Black or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5%
LGBT Percentage8%10%

Differences between appraiser and auto claims adjuster duties and responsibilities

Appraiser example responsibilities.

  • Cross-Train in numerous banking/lending fields relate to real property appraisal such as underwriting, loan processing, and loan origination.
  • Experience in appraising single family residences, condominiums, raw land, develop lots, construction appraisals, and final inspections.
  • Complete commercial appraisal assignments in Illinois under a supervising MAI.
  • Prepare analysis of valuation issues for federal agency rent appeals, federal acquisitions, and litigation.
  • Provide oversight of the appraisers, to insure they are FHA approve.
  • Handle total losses by obtaining CCC reports, obtaining DMV documents and contacting lien holders.
  • Show more

Auto claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Work closely with staff attorneys to develop litigation strategies and prepare for depositions.
  • Provide feedback and implement strategies on claim investigation, reserving, settlement and litigation.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Prepare written arguments for arbitration and provide all supporting documentation and evidence.
  • Compile and submit arbitration applications against the insurers of at-fault parties who refuse liability.
  • Show more

Appraiser vs auto claims adjuster skills

Common appraiser skills
  • Commercial Property, 13%
  • Appraisal Reports, 12%
  • Customer Service, 7%
  • MAI, 6%
  • Discounted Cash Flow, 5%
  • Market Research, 4%
Common auto claims adjuster skills
  • Repair Process, 14%
  • Body Shop, 10%
  • Strong Customer Service, 9%
  • Vehicle Inspections, 8%
  • Insurance Claims, 7%
  • Customer Service, 5%

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