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Appraiser vs residential appraiser

The differences between appraisers and residential appraisers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both an appraiser and a residential appraiser. Additionally, a residential appraiser has an average salary of $42,503, which is higher than the $42,223 average annual salary of an appraiser.

The top three skills for an appraiser include commercial property, appraisal reports and customer service. The most important skills for a residential appraiser are uniform standards, residential real estate, and USPAP.

Appraiser vs residential appraiser overview

AppraiserResidential Appraiser
Yearly salary$42,223$42,503
Hourly rate$20.30$20.43
Growth rate7%7%
Number of jobs1,1868,581
Job satisfaction--
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 65%
Average age4949
Years of experience44

What does an appraiser do?

An appraiser is someone who assesses the monetary value of a property such as an automobile, real property, and personal claim. His/Her or her responsibilities include resolving disparities between a property's monetary values and preparing narrative reports for projects. The essential skills that an appraiser should possess to accomplish such responsibilities include a keen eye for details, strong communication, analytical, and problem-solving skills, and the ability to work under pressure. The education requirements for the job vary depending on the area of focus.

What does a residential appraiser do?

Just as the name suggests, the residential appraiser assesses buildings and properties before it is sold, mortgaged, taxed, insured, or developed. They evaluate properties by establishing market value and property ratings. Their duties and responsibilities include visiting a site and conducting a formal appraisal before a building or land is sold or mortgaged. Appraisers keep informed on all current regulations, standards, and best practices.

Appraiser vs residential appraiser salary

Appraisers and residential appraisers have different pay scales, as shown below.

AppraiserResidential Appraiser
Average salary$42,223$42,503
Salary rangeBetween $29,000 And $59,000Between $29,000 And $61,000
Highest paying CitySan Mateo, CASan Francisco, CA
Highest paying stateCaliforniaCalifornia
Best paying companyCity National BankU.S. Bank
Best paying industryInsuranceAutomotive

Differences between appraiser and residential appraiser education

There are a few differences between an appraiser and a residential appraiser in terms of educational background:

AppraiserResidential Appraiser
Most common degreeBachelor's Degree, 62%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Appraiser vs residential appraiser demographics

Here are the differences between appraisers' and residential appraisers' demographics:

AppraiserResidential Appraiser
Average age4949
Gender ratioMale, 67.8% Female, 32.2%Male, 60.0% Female, 40.0%
Race ratioBlack or African American, 4.6% Unknown, 3.9% Hispanic or Latino, 6.8% Asian, 2.9% White, 81.5% American Indian and Alaska Native, 0.4%Black or African American, 4.7% Unknown, 3.9% Hispanic or Latino, 6.9% Asian, 2.9% White, 81.2% American Indian and Alaska Native, 0.4%
LGBT Percentage8%8%

Differences between appraiser and residential appraiser duties and responsibilities

Appraiser example responsibilities.

  • Cross-Train in numerous banking/lending fields relate to real property appraisal such as underwriting, loan processing, and loan origination.
  • Experience in appraising single family residences, condominiums, raw land, develop lots, construction appraisals, and final inspections.
  • Complete commercial appraisal assignments in Illinois under a supervising MAI.
  • Prepare analysis of valuation issues for federal agency rent appeals, federal acquisitions, and litigation.
  • Provide oversight of the appraisers, to insure they are FHA approve.
  • Handle total losses by obtaining CCC reports, obtaining DMV documents and contacting lien holders.
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Residential appraiser example responsibilities.

  • Manage valuation disputes of clients with in-house or fee appraisers, submit BPO's/Appraisal reports error and concerns.
  • Utilize ISC, MLS and state, county and city public records websites for data collection need for residential appraisals.
  • Review appraisal reports as per FNMA and FHLMC laws.
  • Contact to performing appraisals for HUD foreclosure properties, through Pemco.
  • Assist in appraisals for multiple counties, including FHA, and conventional loans.
  • Assess and report any health and safety violations in accordance to FHA policy.
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Appraiser vs residential appraiser skills

Common appraiser skills
  • Commercial Property, 13%
  • Appraisal Reports, 12%
  • Customer Service, 7%
  • MAI, 6%
  • Discounted Cash Flow, 5%
  • Market Research, 4%
Common residential appraiser skills
  • Uniform Standards, 12%
  • Residential Real Estate, 8%
  • USPAP, 7%
  • Data Entry, 6%
  • Fair Market Value, 6%
  • GIS, 5%

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