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Bank officer vs escrow officer

The differences between bank officers and escrow officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a bank officer and an escrow officer. Additionally, a bank officer has an average salary of $79,562, which is higher than the $50,270 average annual salary of an escrow officer.

The top three skills for a bank officer include customer service, real estate and business development. The most important skills for an escrow officer are customer service, HOA, and title insurance.

Bank officer vs escrow officer overview

Bank OfficerEscrow Officer
Yearly salary$79,562$50,270
Hourly rate$38.25$24.17
Growth rate4%4%
Number of jobs69,88062,077
Job satisfaction--
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 47%
Average age4545
Years of experience66

What does a bank officer do?

A bank officer is in charge of overseeing the daily operations at banking establishments, ensuring efficiency and client satisfaction. Their responsibilities include gathering and analyzing requests, approving and denying loan applications, providing consultations, processing client requests, and producing progress reports. There are also instances where they sign important documents, delegate tasks, and resolve issues and concerns. Moreover, as a bank officer, it is essential to lead and encourage staff to reach goals, all while implementing the company's policies and regulations.

What does an escrow officer do?

Escrow officers, commonly known as loan officers, are responsible for real estate processing and finalizing deals. They ensure all documents are authentic and prepared, property titles are clear, and financial obligations have been thoroughly met by the buyer and seller. They verify the document of land ownership, checking property title, and consulting with potential buyers, sellers, and lending firms. It is also their responsibility to handle the deposition of funds and processing of legal documents, including paperwork to finalize the transaction.

Bank officer vs escrow officer salary

Bank officers and escrow officers have different pay scales, as shown below.

Bank OfficerEscrow Officer
Average salary$79,562$50,270
Salary rangeBetween $57,000 And $110,000Between $36,000 And $70,000
Highest paying CityBangor, MEWalnut Creek, CA
Highest paying stateMaineNew Mexico
Best paying companyFederal Reserve BankFidelity National Financial
Best paying industryFinanceFinance

Differences between bank officer and escrow officer education

There are a few differences between a bank officer and an escrow officer in terms of educational background:

Bank OfficerEscrow Officer
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 47%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Bank officer vs escrow officer demographics

Here are the differences between bank officers' and escrow officers' demographics:

Bank OfficerEscrow Officer
Average age4545
Gender ratioMale, 50.8% Female, 49.2%Male, 14.9% Female, 85.1%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 8.8% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.2% White, 64.0% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between bank officer and escrow officer duties and responsibilities

Bank officer example responsibilities.

  • Manage financial resources from budget, treasury, expenditure commitments, accounting and finance, report from different departments to donors/stakeholders.
  • Lead major initiatives in 3concurrent roles successfully manage affluent personal and business portfolio to proactively cross-sell additional products and services.
  • Debug CPII on-line systems and ATM interface to correct customer information.
  • Review account and monitoring information; ensure compliance with BSA/AML procedures.
  • Contribute to training new staff members on internal KYC policies and procedures.
  • Perform writing of suspicious activity reports (SAR) of accounts when warrant.
  • Show more

Escrow officer example responsibilities.

  • Manage escrow department for title insurance company.
  • Perform closing for a variety of real estate escrows types, including but not limit to REO resale and resale escrows.
  • Operate multi-line phone system and perform basic office procedures.
  • Prepare closing documents, close escrow, TRID CD, clear title.
  • Order conveyance deeds and other pertinent documents from outside vendors.
  • Prepare documents to be record with county and return to mortgage company for conveyance.
  • Show more

Bank officer vs escrow officer skills

Common bank officer skills
  • Customer Service, 14%
  • Real Estate, 7%
  • Business Development, 5%
  • Bank Products, 5%
  • Client Relationships, 4%
  • Financial Statements, 4%
Common escrow officer skills
  • Customer Service, 23%
  • HOA, 6%
  • Title Insurance, 6%
  • Notary, 5%
  • Develop Client Relationships, 5%
  • Real Estate Transactions, 5%

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