Business Risk and Controls Advisor (Mid-level) - Bank
Business advisor job in Plano, TX
Why USAA?
At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families.
Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful.
The Opportunity
As a dedicated Business Risk and Controls Advisor, you will be responsible for planning and driving first line of defense control testing that evaluates the design and operating effectiveness of key and non-key controls to mitigate risk exposure to regulatory and operational requirements. You will also be responsible for identifying and following written risk and compliance policies, standards, and procedures for control testing activities while partnering and collaborating with business owners to support control testing initiatives. In addition, you will assist with translating control deficiencies into action plans; provide recommendations to enhance governance practices in alignment with risk and compliance frameworks.
We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, Chesapeake, VA or Tampa, FL.
Relocation assistance is not available for this position.
What you'll do:
Advise the business on how to strengthen and run their control environment pertaining to oversight of procedures/process, accurate regulatory reporting and filing, document governance, Risk control self-assessments, procedure governance, control design, new product controls, Company and Staff Agency Third Party Governance, or quality governance.
Perform ongoing supervision and oversight of business controls which may include the coordination of testing, root cause analysis, control design, and examining key risk metrics to evaluate the effectiveness of established business controls.
Perform risk data analysis, report preparation and trend analysis, using business intelligence tools.
Partner with business owners to assist them in the identification of control failures and assesses the impact.
Maintain processes, procedures, and tools for handling exception alerts as they occur, including monitoring of resulting exception cases.
Provide control oversight to ensure compliance with laws and regulations.
Serve as a resource to team members.
Ensure risks associated with business activities are identified, measured, and controlled in accordance with risk and compliance policies and procedures.
What you have:
Bachelor's degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
Minimum 4 years' experience supporting risk-related, compliance-related, or business control design activities; OR 4 years of experience in a relevant quantitative field; OR Advanced degree or designation in a risk management or quantitative field, and 2 years of experience supporting risk-related, and/or compliance-related, or business control design activities; OR PhD in a risk management or quantitative field.
Knowledge of federal laws, rules, regulations, and applicable guidance to area supported for example: OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, MLA.
What sets you apart:
Experience with control design and testing business application controls and data movement controls.
Experience with real estate, bank operations and/or consumer lending.
Strong critical thinking, organizational and communication skills with ability to work cross collaboratively and functionally.
Experience with Compliance and Operational Risk activities.
Professional designations in Compliance or Operational Risk Management (ex. CRCM, CERP).
Compensation range: The salary range for this position is: $77,120.00 - $147,390.00.
USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.).
Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location.
Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.
For more details on our outstanding benefits, visit our benefits page on USAAjobs.com.
Applications for this position are accepted on an ongoing basis, this posting will remain open until the position is filled. Thus, interested candidates are encouraged to apply the same day they view this posting.
USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
Small Business Advisor
Business advisor job in Dallas, TX
Full-time Description
About the Role:
PeopleFund is seeking an innovative and programmatically creative individual to serve as a Small Business Advisor for our clients. This role will focus on developing post-loan support programming for borrowers. This may include a variety of the following functions: serving as our borrower point of contact (post-loan), onboarding new borrowers to education and support services, coordinating site visits and tracking SBA compliance, updating the online education portal, and planning programs specifically to serve the needs of borrowers throughout the life of their loan. The Strategic Advisor will guide business owners in a variety of capacities to create real, lasting change by partnering on the macro, micro, and long-term goal of economic development (access to capital and job growth). The individual filling this role must be able to work with some level of initiative and autonomy in order to fulfill responsibilities.
About Us:
PeopleFund's Mission is to creates economic opportunity and financial stability for underserved people by providing access to capital, education, and resources to build healthy small businesses.
Our Values are:
Integrity First
Service Before Self
Excellence In All We Do
Is that you? Awesome! Let's talk about what you'll do at PeopleFund
Duties and Responsibilities Include:
Serve as the primary point of contact and manage a portfolio of up to 200 PeopleFund borrowers for technical assistance:
Reviewing quarterly financials (profit and loss, cash flow, and balance sheet statements),
Track small businesses' sustainability by meeting with client caseload via a site visit 18-24 months after obtaining their loan with PeopleFund (some travel is required in this role),
Monthly touchpoints with your clients (can include a tailored newsletter, targeted emails, phone calls, etc.),
facilitate group and online training,
A minimum of 2 advising sessions per client annually (in person or virtual) on any of the following topics:
Business planning
Market research
Financial Statements (profit and loss, cash flow, and balance sheet statements),
Access to capital,
Personal and business credit,
Operations
Marketing
Financial forecasting
Assisting in the development of updated curriculum (via Tovuti modules, manuals, presentations, etc.)
Create and facilitate Microloan borrower virtual communities in Tovuti,
Works closely with the lending and risk management teams to provide post-loan support and technical assistance to small business owners
Track and report all technical assistance provided monthly on a cloud server
Work with partner agencies (SCORE, SBDC, Chambers of Commerce, etc.) in the designated region to coordinate and provide post-loan technical assistance
Maintain working knowledge of ongoing small business opportunities and resources
Connect clients to professional resources in the community to help meet their business needs
Lead workshops for clients and partners
Collaborate with resource partners in the Small Business Ecosystem on outreach, events, and workshops
May be required to attend events and engagements both during normal working and outside of normal working hours
Track set metrics for job evaluation and community impact monthly
Other duties as assigned
Employee Benefits - PeopleFund provides the following benefits for employees:
Medical, dental, vision, and life insurance coverage. PeopleFund pays up to 100% for employee only
Paid Time Off starting at 3 weeks per year and 12 paid holidays
401 (k) with Employer Match
Flexible Spending Account (FSA) and Health Savings Account (HSA) available for qualifying medical pans and expenses
Dependent Child Care Spending Account available to employees who qualify
PeopleFund is a Hybrid Work Company
True to our Mission, PeopleFund is committed to recruiting and retaining a diverse staff, and to creating a respectful workplace anchored in a deep, shared commitment to inclusiveness. We are proud to be an equal opportunity employer. PeopleFund welcomes applications from all qualified persons from all backgrounds who can contribute to our Team's capabilities as we work together to create economic opportunity in underserved communities.
Requirements
Requirements:
3+ years of business startup experience or working with small business owners
1+ years consulting, coaching, or advising small business owners
Subject matter expert in the following core topics:
Business planning
Market research
Financial Statements (profit and loss, cash flow, and balance sheet statements)
Access to capital
Personal and business credit
Operations
Marketing
Financial forecasting
Experience managing partner, vendor, and contractor relationships
Experience with compliance management
Experience with client case management
Proficient in Microsoft Office 365
Employment offers are subject to acceptable driving record, credit, background, and reference checks
Ability to work between 9:00 am and 6:00p m, Monday through Friday with flexibility to work outside of those hours to support events and client needs.
Business-to-Consumer Sales Advisor
Business advisor job in Mesquite, TX
Job Description
This opportunity supports client-facing sales work with structure.
You'll assist inbound prospects through enrollment.
Execution drives income.
What We Provide Training & mentorship (no experience required)
Access to reputable insurance carriers
Optional third-party benefits and incentive opportunities
Remote work with flexible scheduling
Trips, bonuses, and optional benefits are performance-based and not guaranteed.
Requirements
Life Insurance License (or willing to obtain - state timelines vary)
Authorized to work in the U.S.
Must pass a background check
Self-motivated and comfortable working independently
Prior sales, service, or leadership experience is helpful but not required
Compensation
Commission paid directly by partnered carriers
Earnings are based on individual sales performance
Opportunities for higher commission tiers and bonuses based on results
How to Apply
If you're looking for a flexible, sales-driven career helping families protect their financial future, apply today to schedule a short introductory call.
Business Broker / M&A Advisor - (Dallas - Fort Worth)
Business advisor job in Dallas, TX
The REAL #1 business brokerage in DFW, Austin and Waco is looking to fill 4 coveted spots to grow our Texas domination.
Are you ready to join a renowned business brokerage firm with over 40 years of experience? Look no further! We're expanding our team and actively seeking talented individuals to join our organization. Transworld Business Advisors, a subsidiary of Prospere Companies and the top player in the business brokerage industry across Dallas/Fort Worth, Austin, and Waco, offers four business broker positions to help us further expand our presence and dominance in the Texas market.
A business broker plays a vital role in representing a seller or buyer in selling or purchasing a business. Your role is to find businesses to sell and quarterback the deal from start to finish. The goal is to have 15 businesses to sell in 15 months. You'll get there if you are well-connected, truly love networking, and, more importantly, love actively building new and fostering old relationships. Another perk of working at the REAL #1 firm in DFW is that we have over 250 businesses for sale. This allows you to find and represent buyers on
any of them
.
What makes us the REAL #1 business brokerage firm?
Our DFW location partners with our Colorado location making us the #1 Transworld Business Advisor franchise in total sales since 2016.
We own territory in Colorado and Las Vegas, NV.
Our CO office has been the #1 TW franchise since 2016 and sold 59% of all the businesses in CO for 2023. We are duplicating our specific business model in DFW to achieve the same success. All we need is the right people!
Training, support, and mentorship included
Global Organization, with over 200 offices worldwide.
OUR TEAM
OUR CULTURE (we hire mostly based on culture fit, not if you check off all of the “resume” boxes…so yeah, we MEAN IT when it comes to CULTURE)
Our humble brags:
The same broker sold a $25M and a $15k deal in the same week.
We truly cover all things main street and take care of the businesses that take care of us.
Over 1150 deals done in the last decade.
Last year, Prospere Companies completed 194 deals putting millions back in seller's jeans.
1 out of every two deals is done by Transworld in our regions.
Team of 70 that does co-brokerage deals offering Business Advisory, business advisory and CRE services.
Less than 20% of businesses listed for sale nationally actually sell. We average 300% better success rate.
Prospere Companies is the fastest-growing brokerage in all territories we expand into.
What being a business broker on our team looks like?
Uncapped income potential with multiple brokers making over $1MM / year. It took them 5 years. A 24-year-old in his 3rd year made $500k in 2022. See “Earning Potential” at bottom of the page.
A career with our firm allows you to operate your own small business and be the driving force behind your success by assisting small to medium size business owners to exit or acquire a company. In this position, you will have the chance to advocate for the local, small business community and become a trusted advisor.
The Business Broker role acts as the intermediary during either the sale or purchase of a business, managing the entire deal process and all parties involved. Our office in particular focuses on the main street to lower middle market, helping sell over 200 businesses each year sized up to $25 million in business value. As our team grows in size and depth, we are looking for additional business-savvy professionals to continue our mission of supporting small businesses in DFW. We are currently looking for new business brokers in the Dallas area.
Mentorship and resources from the top business brokers in the country with a fully trained shared services team for support.
No limits in an untapped market.
Growth Mindset.
True lifelong career opportunity.
OUR TEAM
OUR CULTURE
Why join now?
We brokered 52% of all businesses sold in CO in 2022 and 59% in 2023!
The small business sales market has never been better.
Massive market of potential commissions for business brokers.
Opportunity to get in on the early stages of growth, allowing for partnership potential in the future.
OUR TEAM
OUR CULTURE
We LIVE by our Core Values when interacting with our team, partners, and clients:
Own your Growth
Be a Pro
Listen First
Lead with Compassion
Manage Expectations
Think you have what it takes? Our ideal candidate:
Hasn't found their passion or purpose yet
Looking for a career that brings you personal and professional fulfillment
Fully accountable for everything “you”
A burning desire to succeed, solve problems and learn from growth
A passion to work in the small business community
Successful and rewarded by establishing a network and building strong relationships
Experience owning your own business (not required)
B2B Sales History
Real Estate professionals are strongly encouraged to apply (this is right up your alley)
Our successful brokers come from all walks of life and experience
Office Benefits & Growth Opportunity
Scheduled onboarding and training process
A full week of training at our corporate headquarters in Florida
Ongoing training and support
Technology and automation systems
House leads
Lead generation and prospecting planning and techniques
In-house support staff
Growth potential within the organization including partnership
Membership in a business networking/mentoring group
Associate memberships to state and national associations
Invaluable mentorship and access to an international community of brokers and advisors
Candidates must be able to pass a background check
Our culture creates a thriving work environment of success-focused individuals continuing to achieve, grow, and support each other. If this sounds like a match for you, we invite you to complete our application and questionnaire. We look forward to speaking with you!
Earning Potential (NO BS)
Year 1: $50,000-$150,000 (this will be the hardest year of your career, but we got your back)
Year 2: $150,000-$300,000 (you're just starting to figure it out and in LOVE with your career)
Year 3: $300,000-$500,000 (this is where it's at, $500k+ from here on out)
Year 4: $500,000-$750,000 (you haven't even interviewed yet, let's talk first)
Year 5: $750,000-$1,000,000 (see year 4)
$50,000 - $1,000,000+ per year
Business Growth Advisor - 100% Commission (TSG-20251204-046)
Business advisor job in Dallas, TX
Job DescriptionThe Strickland Group is a family-driven, vision-first insurance and financial services agency backed by a major national carrier. From day one, we provide warm leads, mentorship, and proven systems so you can build a business - not just have a job. In this 100% commission role, you will meet with families virtually or in person, uncover financial protection needs, and offer life insurance, mortgage protection, and retirement solutions. We seek coachable, growth-minded individuals who want schedule freedom, personal development, and a clear path to agency ownership.
Associate, Business Control & Risk Management
Business advisor job in Dallas, TX
Associate, Business Control & Risk ManagementCountry: United States of America
It Starts Here:
Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Associate, Business Control & Risk Management operates within the First Line of Defense and is accountable to assist the Business Control & Risk Management team in driving effective and consistent business line execution against the Enterprise Risk Management Framework. Specifically, the Associate works to identify, assess key risks and control effectiveness throughout the assigned business line by driving business unit adherence with applicable risk frameworks, Corporate/Business Line policies and standards. The incumbent will also assist with completion of business line risk initiatives, as assigned, such as risk assessments, KRI/KPI development and monitoring, and on-time remediation of issues. The Associate must be able to effectively partner with various stakeholders.
Drive Risk Culture: Ensure awareness in the Business Line of risk frameworks, policies and standards.
Communication & Training: Work with team members and key stakeholders to develop appropriate metrics and deliver relevant and accurate data. Work with internal teams to gain an in-depth understanding of existing risks, causes, severity rating, controls and remediation Maintain two-way communications with SLoD. Facilitate training for Business Lines to provide awareness of risk frameworks, policies, programs, processes, etc.
Adherence to Risk Frameworks, Policies, and Standards: Partner with SLoD to provide input/review of frameworks, policies and standards. Facilitate Business Line awareness of and adherence to risk frameworks, policies, and standards and issue validation. Report and escalate exceptions and facilitate Business Line corrective actions.
Continuously monitors all sources of risk existing within the Business Line and externally. Engage in research, peer networking, and experience to anticipate critical risk issues impacting the Business Line. Understand where operational, strategic, reputational, compliance, and model risks exist in the Business Line and continually assess and improve controls to mitigate those risks. Monitor Key Risk Indicators and report on negative/adverse trends in Business Line. Monitor risk profile to maintain tolerance within Risk Appetite.
Where applicable, Issue Identification, Management, and Risk Assessment: Conduct RCSA responsibilities including Process Mapping, Risk & Control Matrices, Inherent Risk Assessments, Internal Control testing and Heracles data/input. Engage and hold Business Line process owners accountable to identify and assess risks. Support Business Lines in risk identification (e.g. NPBA, change management, etc.) Ensure all issues (Self-Identified, IA, Credit Risk Review or Regulatory) pertaining to the Business Line are resolved within established timelines. Validate issues to ensure Business Line remediation is sufficient to address root cause and prevent recurrence.
Internal Control Testing: Implement and maintain internal control testing and control effectiveness monitoring in the Business Line. Validate the adequacy of controls, escalate deficiencies as appropriate. Identify root causes of control deficiencies/weaknesses and take appropriate action to ensure Business Lines remediate and prevent recurrence.
Exam Management: Liaison with the Business Line for all exam related activities including regulatory, Internal Audit and Credit Risk Review. Review materials, responses and validate Business Line remediation work (e.g. artifacts, action plans, etc.).
Support the implementation of Key Risk Indicator (KRI) framework: Formally define and document metric definition details (metric type, provider, approver, numerator & denominator descriptions, source, scope, thresholds, Risk Basel category) in the centralized repository, Support structured metric submission process with established timeline and requirements.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
Master's Degree Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
5+ Years Risk Management, Internal Controls, Auditing, Credit Management, relevant line of business experience and/or legal or regulatory experience.
Demonstrated experience supporting and/or leading risk projects across multiple business lines offering a wide variety of financial services products and services.
Knowledge of the financial services sector, particularly with the competitive dynamics and products in retail banking and risk management.
Advanced understanding of the regulatory environment and how the risks of the products and services the bank offers are viewed by the Second Line of Defense and regulators.
Ability to build credibility with, collaborate with, and influence line of business executives.
Excellent analytical and complex problem solving skills.
Strong project management skills.
Ability to constructively work both independently and in collaborative environments involving all levels of management and employees
Ability to collaborate with internal and external service providers to establish resource requirements, scheduling, assignments and service levels.
Ability to build internal and external networks of information resources within the risk management ecosystem.
Understanding of BSA/AML and OFAC regulations, regulatory expectations and industry leading practices.
Ability to deliver high quality documentation with focus on attention to detail.
Certifications:
Other Risk Certification
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range:
Minimum:
$65,625.00 USD
Maximum:
$110,000.00 USD
We Value Your Impact:
Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
Primary Location: Quincy, MA, 1 Enterprise Drive-Quincy-Corp
Other Locations: Massachusetts-Quincy,Texas-Dallas
Organization: Santander Consumer USA Inc.
Auto-ApplyBusiness Development Associate
Business advisor job in Frisco, TX
For more than 45 years, Careington has been a leader in the health and wellness benefits space. Since its founding in 1979, Careington has been delivering dental discount solutions as its core competency. Today, Careington has expanded to offer a growing portfolio of 150+ health, wellness, lifestyle and virtual health products and services designed to deliver cost savings across a spectrum of life needs. Through its affiliated nationally licensed third-party administrator (TPA), Careington also delivers full-scale administrative services, including customer service, licensed enrollment, claims administration, individual and group billing, and more.
We are based in Frisco, TX and employ prospective candidates that are able to work a Hybrid work arrangement, three days in the office and two days remotely, when you are not traveling. If you are looking for a great company culture filled with rewarding career advancement opportunities, this is the place for you.
Position Summary:
Plan and carry out email and direct telemarketing outreach. Develop sales of dental and other products to businesses, following established business plans. Focus will be mainly on retail and wholesale business employer groups.
Compensation is a competitive base salary, plus commissions.
Duties and Responsibilities:
Plan and carry out direct marketing activities to achieve sales budgeted sales and product mix.
Identifies and qualifies accounts to determine market potential.
Initiates sales process by scheduling appointments; makes initial presentation; understands account requirements.
Closes sales by building rapport with potential account; explains product and service capabilities; overcomes objections; prepares agreements.
Expands sales in existing accounts by introducing new products and services; develops new applications.
Recommends new products and services by evaluating current product results; identifies needs to be filled.
Experience:
Familiarity with HubSpot, LinkedIn Outreach, and other CRM systems:
Small Businesses
Health Insurance agent & brokers
Agents (both existing and new)
Affinity Groups
Inbound Sales Calls
Alternative distribution channels, (i.e., physicians' offices, pharmacy chains, etc.)
2+ years' experience in account development, cold calling, opportunity qualification, pre-call planning and call control.
2+ years of direct work experience in marketing, sales, public relations or related business development role.
Detail-oriented and highly organized with the ability to handle multiple tasks simultaneously and meet deadlines in a fast-paced environment.
Exceptional listening and communication skills.
Self-motivated, energetic, and a strong problem solver.
Ability to work independently and as part of a team.
Education:
Bachelor's degree preferred
Senior Business Advisor (Commercial Lending Officer)
Business advisor job in Dallas, TX
To provide advanced business consulting services to assist members and non-members with identifying their business lending goals and objectives. Acts as a catalyst for the promotion and growth of Navy Federal Business Solutions products and services. Recommends appropriate lending, deposit, Treasury Management and investment products and services to achieve the members' goals. Manages moderate to high-dollar volume and moderate to complex member bases.
This position is eligible for TalentQuest employee referral program. If an employee referred you for this job, please apply using the system-generated link that was sent to you.
Expert hands-on experience with commercial loan origination to include: CRE, C&I Lending, and SBA
Proven track record of independently sourced loan production in excess of $10MM annually
Significant experience working in a customer-facing role in commercial lending, preference for a larger financial service organization
Extensive hands-on experience in credit analysis, underwriting, deal structure, as well as writing and presenting detailed and complex credit memos to the appropriate levels of underwriting and/or credit committee.
Advanced skilled with identifying potential prospects resulting in successful loan origination.
Expert skill building effective relationships through rapport, trust, diplomacy and tact
Advanced research, analytical, and problem-solving skills
Advanced skill communicating accurately, clearly and concisely including presenting to staff and leadership teams
Advanced skill to influence, negotiate and persuade to reach agreeable exchange and positive outcomes
Expert skill actively guiding members through interactions to reduce member effort and enhance member loyalty
Expert skill applying lending principles, financial practices and evaluation of creditworthiness to make sound credit decisions
Advanced knowledge of mathematical principles
Advanced skill managing multiple priorities independently and/or in a team environment to achieve goals
Significant experience skill in applying lending principles, financial practices, and evaluation of creditworthiness to facilitate credit decisions
Bachelor's Degree in Finance, Economics, Business Administration, or related field, or the equivalent combination of education, training and experience
Desired Qualifications
Significant experience working in originating commercial loans for a Credit Union.
Advanced knowledge of Treasury Management, SBA Lending, and Business Insurance
Significant experience developing, documenting and presenting credit analyses associated with business lending opportunities including commercial real estate (CRE), commercial and industrial (C&I), Small Business Administration, and NFIS referrals and/or GovCon
Experience with CRM software
Advanced knowledge Navy Federal loan programs, products, services, financing options
Hours: Monday - Friday, 8:00AM - 4:30PM
Location: 9001 Airport Freeway, 9th Floor Suite 925, North Richland Hills, TX 76180
Independently source and originate new commercial loans
Provide subject matter expert consultative services primarily through via inbound and outbound calls to understand the members' financial needs and goals and educating members regarding products and services offerings
Accountable for managing an established book of business, including growing the portfolio, developing and maintaining relationships and increasing member engagement both nationally and within a determined locality
Analyze book of business, portfolios and interactions to determine new business opportunities with prospective and established members with larger portfolios and complex credit needs
Provide strategic financial guidance and solutions for complex transactions and refer members to outside resources as appropriate
Champion Business Solutions, driving awareness across the enterprise of products, service and referral program, establishing potential pipelines
Prepare and present highly detailed and complex credit memos to the appropriate levels of management to include the credit committee
Ensure completion of annual documentation requirements to ensure accuracy and compliance with NCUA guidelines and Navy Federal policies and procedures
Mentor and provide guidance to junior business advisors, facilitating growth in lending product expertise and relationship management
Maintain knowledge of Navy Federal's field of membership and loan products & services
Represent Navy Federal with a positive and professional demeanor and contribute to a performance focused and team-oriented workplace
Auto-ApplyLead Business Consultant - Medicare Part D Pharmacy
Business advisor job in Richardson, TX
At HCSC, our employees are the cornerstone of our business and the foundation to our success. We empower employees with curated development plans that foster growth and promote rewarding, fulfilling careers. Join HCSC and be part of a purpose-driven company that will invest in your professional development.
**Job Summary**
This position is responsible for driving delivery, contingency planning, business results, and strategic planning for Medicare Part D Pharmacy consisting of multiple programs, complex projects, and initiatives in support of assigned line of business strategy and multi-year plan. Oversees the day-to-day activities of project delivery and contingency execution strategy, vendors relationship management, and business partner engagement while managing various enterprise-wide projects or initiatives. Ensures integration between partner teams and serves as a functional business liaison in the development and implementation of program scope, timing, and budgets as needed, based on the needs of the business. Providing a blend of technical and business acumen to drive the design, development and implementation of strategic IT projects. Building a sufficient level of knowledge of IT products and LOB to enable targeted probing of delivery feasibility and conflicts with other projects. Setting and managing customer expectations; managing and escalating issues and changes. Responsible for tracking key program milestones and recommending adjustments to program leadership and team. It takes innovation, imagination, and a passion for solving problems in new and better ways.
**Required Job Qualifications:**
+ Bachelor's degree and 7 years of experience OR 11 years of experience in project management, business analysis, process improvement, strategic planning, product administration or other relevant healthcare function
+ 4 years of experience leading with large and complex multi-million-dollar projects.
+ Demonstrated experience leading, coaching, and mentoring teams and more junior resources
+ Experience communicating with senior management and executive leadership from multiple divisions.
+ Experience developing and delivering presentations to an executive audience.
+ Problem resolution experience and skills.
+ Knowledge of strategic planning techniques and industry trends
+ Experience interpreting business and financial information
+ Verbal and written communications skills including establishing working relationships across departments, preparing presentations to senior management, and establishing team environment.
+ Experience managing and delegating assignments across multiple complex projects successfully in a matrixed environment.
+ Advanced MS Office products.
+ Organizational skills.
+ Problem resolution experience and skills.
+ Negotiations skills.
+ Analytical skills.
+ Detail oriented.
**Preferred Job Qualifications:**
+ Ability to influence (direct / indirect reports, project stakeholders and leaders), and manage in a matrix organization
+ Analytical/critical thinking and problem-solving skills; agility and flexibility to adapt to constantly changing priorities
+ Experience in negotiation, managing conflict, and organizational / political savvy
+ Structured, organized and methodical in execution, takes ownership and accountability for outcomes, drives for results and drives certainty in delivery; able to manage multiple parallel efforts ad deliver quality deliverables on schedule
+ Healthcare acumen, Managed Care Organization, Pharmacy Benefit Manager, Medicare experience
+ Advanced analytical skills, databases medical/pharmacy data
+ Experience driving personalization efforts at a large organization.
+ Monitoring and tracking initiative impacts against the personalization maturity curve and connecting them to key enterprise outcomes.
+ Health insurance or healthcare industry experience.
+ Proven strategic thinking and execution.
+ Ability to drive decisions, create optionality and determine impacts of options.
+ Ability to clearly articulate and prepare presentations for all levels to share data, options and recommendations.
**This is a Flex (Hybrid) role: 3 days in office; 2 days remote.**
\#LI-PD1
\#LI-Hybrid
INJLF
**Are you being referred to one of our roles? If so, ask your connection at HCSC about our Employee Referral process!**
**Pay Transparency Statement:**
At Health Care Service Corporation, you will be part of an organization committed to offering meaningful benefits to our employees to support their life outside of work. From health and wellness benefits, 401(k) savings plan, pension plan, paid time off, paid parental leave, disability insurance, supplemental life insurance, employee assistance program, paid holidays, tuition reimbursement, plus other incentives, we offer a robust total rewards package for employees. Learn more about our benefit offerings by visiting ************************************* .
The compensation offered will vary depending on your job-related skills, education, knowledge, and experience. This role aligns with an annual incentive bonus plan subject to the terms and the conditions of the plan.
**HCSC Employment Statement:**
We are an Equal Opportunity Employment employer dedicated to providing a welcoming environment where the unique differences of our employees are respected and valued. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, or any other legally protected characteristics.
**Base Pay Range**
$90,900.00 - $164,200.00
Exact compensation may vary based on skills, experience, and location.
**Join our talent community and receive the latest HCSC news, content, and be first in line for new job opportunities.**
**Join our Talent Community. (******************************************** PA8v\_eHgqFiDb2AuRTqQ)**
For more than 80 years, HCSC has been dedicated to expanding access to high-quality, cost-effective health care and equipping our members with information and tools to make the best health care decisions for themselves and their families. As an industry leader, HCSC also has been helping to make the health care system work better for all Americans. To remain a leader, we offer compelling careers that encourage resourcefulness, strategic thought and empower you to make a difference in the lives of our members and their communities.
Today, with the industry at an important crossroad, HCSC is reimagining health care and looking for original thinkers who aren't afraid to make innovative contributions. We are an Equal Opportunity Employment employer dedicated to workforce diversity and a drug-free and smoke-free workplace. Learn more about HCSC, our commitment to our members and the opportunity you'll have to improve health care delivery in an open, collaborative environment.
HCSC is committed to diversity in the workplace and to providing equal opportunity to employees and applicants.
If you are an individual with a disability or a disabled veteran and need an accommodation or assistance in either using the Careers website or completing the application process, you can call us at ************** to request reasonable accommodations.
Please note that only **requests for accommodations in the application process** will be returned. All applications, including resumes, must be submitted through HCSC's Career website on-line application process. If you have general questions regarding the status of an existing application, navigate to "candidate home" to view your job submissions.
Blue Cross and Blue Shield of Illinois, Blue Cross and Blue Shield of Montana, Blue Cross and Blue Shield of New Mexico, Blue Cross and Blue Shield of Oklahoma, and Blue Cross and Blue Shield of Texas,
Divisions of Health Care Service Corporation, a Mutual Legal Reserve Company, and Independent Licensee of the Blue Cross and Blue Shield Association
© Copyright 2025 Health Care Service Corporation. All Rights Reserved.
Business Solutions Advisor - Richardson Square Financial Center
Business advisor job in Richardson, TX
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for providing specialized and personalized service offering advice and guidance to financial center clients through the full spectrum of borrowing and banking offerings at each stage of the client's life plan. Key responsibilities include acquiring new and deepening existing client relationships by conducting client meetings and presenting customized solutions to clients to help them achieve their financial goals. Job expectations include effectively balancing sales performance, operational risk, and client relationship care by leveraging specialized expertise.
Responsibilities:
* Recommends financial advice and guidance that align with client financial goals and needs
* Builds and deepens relationships with new and existing clients by leveraging the full capabilities of the bank
* Analyzes client financial needs and applies knowledge of borrowing and banking to recommend alternative or additional financial services that best align with the client's unique priorities
* Connects with clients through outreach and pipeline management activities and conducts consistent follow-up routines to meet client needs
* Makes decisions on client requests and makes referrals to appropriate internal partners based on client needs
* Partners with financial center leaders, performance managers, and market leaders to provide specialized guidance and coaching to financial center associates during meetings to assist with team delivery of an exceptional client experience
Required Qualifications:
* Has demonstrated experience and proven success with business-to-business sales and/or small business banking
* Has strong communication skills with the ability to effectively influence clients
* Has effective customer service skills with ability to manage the full client end-to-end experience and problem resolution
* Has a proven sales track record
* Can build productive partnerships and working relationships
* Is experienced with outbound phone sales
Desired Qualifications:
* Experience with financial information, spreadsheets and financial skills
* Experience with in-person customer service and sales
* Experience working with small business clients
* Experience meeting or exceeding goals
* A working knowledge of small business products and services
* Bilingual skills
Skills:
* Client Management
* Client Solutions Advisory
* Customer and Client Focus
* Referral Identification
* Risk Management
* Client Experience Branding
* Credit Documentation Requirements
* Credit and Risk Assessment
* Pipeline Management
* Referral Management
* Attention to Detail
* Collaboration
* Issue Management
* Prospecting
* Relationship Building
Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Shift:
1st shift (United States of America)
Hours Per Week:
40
Automotive Business Consultant
Business advisor job in Dallas, TX
. Must be willing to travel, with overnight hotel stays, up to 5 nights per week (every week). Reynolds and Reynolds is looking for experienced automotive professionals to join our consulting team. Our superior software solutions, our award-winning sales, service, and support have made us one of the most recognized and respected companies in the automotive industry.
As an Automotive Business Consultant your primary focus will be to establish professional relationships with customers and help their businesses become more efficient, effective, and profitable.
You will work with dealership personnel to identify trouble areas within the dealership and then use established and proven consulting services programs, as well as your industry knowledge, to help solve these issues.
Once a project is complete, you will follow-up with customers to maintain relationships and provide ongoing 'fee for service' support and problem resolution.
By helping these customers become successful in the different areas of the dealership, you will build trust that will further drive consulting services sales.
If you are looking for an opportunity to utilize your automotive skills and make a difference for automotive dealerships across the country, please apply today!","job_category":"Consulting","job_state":"TX","job_title":"Automotive Business Consultant","date":"2025-12-05","zip":"75201","position_type":"Full-Time","salary_max":"80,000.
00","salary_min":"60,000.
00","requirements":"High School Diploma or equivalent; Bachelor's preferred but not required~^~5+ years of automotive dealership experience (Sales Associate\/Representative, Service Advisor, Sales Manager, Internet Sales Manager, Business Development Manager, F&I Manager, Controller\/Office Manager, Parts Manager, Service Manager, Fixed Operations Director, or GM)~^~Must be willing to travel extensively with overnight hotel stays up to 5 nights per week (every week).
~^~Must have reliable transportation as well as a valid driver's license, with fewer than 2 moving violations in the last three years and no OVI\/DUI\/DWI violations in the last five years.
~^~Must have reliable home internet with sufficient bandwidth for video conferencing","training":"Our training consists of time with experienced consulting and sales representatives in the field for approximately 90 days, online courses completed in your home office, and classroom instruction through our offices in Dayton and Houston.
Your compensation during training will be a $60,000-63,000 base salary.
You will be eligible for quarterly bonuses after the 9 month training period.
Total targeted income after training (including base and bonuses) is $80,000+.
","benefits":"We strive to offer an environment that provides our associates with the right balance between work and family.
We offer a comprehensive benefits package including: - Medical, dental, vision, life insurance, and a health savings account - 401(k) with up to 6% matching - Paid vacation and sick days - Eight paid holidays - Referral bonuses - Professional development and training - Promotion from within Reynolds and Reynolds promotes a healthy lifestyle by providing a non-smoking environment.
Reynolds and Reynolds is an equal opportunity employer.
","
Senior Business Developer
Business advisor job in Irving, TX
Who We Are…
Drive Social Media is one of the fastest-growing advertising technology companies in the country. Born out of the need to deliver the best return on investment for our partners, we developed a cloud-based advertising management platform that drives stronger campaign results, greater transparency, and improved efficiencies to accelerate revenue growth.
As we continue expanding, we are seeking a Senior Business Development Representative to help drive revenue and close deals. This role is ideal for a high-performing closer with a passion for digital marketing, an individual contributor mindset, and a proven ability to sell high-ticket solutions to small and medium-sized businesses.
What You'll Do...
Manage the full sales cycle from self-sourced leads through closing with business owners
Conduct weekly outbound call sessions using Orum to set high-quality meetings
Negotiate and manage contracts, pricing, and terms to maximize revenue
Present our high-ticket digital marketing services both in person and virtually
Track, manage, and optimize opportunities using Salesforce and other sales tools
Follow a structured sales process, meet quotas, and contribute to the company's rapid growth
What You Bring...
5+ years of full-cycle sales experience; preferred SMB full cycle sales experience
Strong outbound cold-calling experience and comfort self-sourcing leads
Experience selling high-value services to small and medium-sized businesses
Strong negotiation, contract management, and consultative selling skills
Ability to work independently and consistently exceed sales targets
Proficiency with Salesforce, Orum, and other sales-enablement technologies
A passion for digital marketing and a strong understanding of how it helps businesses grow
Why You'll Love Working Here...
First-year OTE: $130,000 - $160,000+ (Top performers earn $200K+ in Year 2)
Uncapped residual commissions + paid training
Unlimited PTO
Full benefits: health, dental, vision, and 100% employer-paid STD, LTD, and life insurance
401(k) with company match after one year
A fast-paced, high-energy environment
For over a decade, we've stayed ahead of the massive shift in consumer attention across platforms like Facebook, Instagram, Amazon, and Google. We pride ourselves on understanding and delivering the industry's best practices and solutions to our partners.
Join our 200+ employees at AdWeek's Fastest Growing Agency, a six-time Inc. 5000 winner, and a company featured in Harvard Business Review, Forbes, AdWeek, NBC, Smart Insights, Glassdoor, NHL.com, Buzzfeed, Entrepreneur Magazine, Startup Grind, Business.com, and Medium Business Journal.
To learn more about us, check out our Culture Insight Video: ***********************************
Office Locations...
St. Louis: Our headquarters feature a hidden speakeasy adding a unique and creative element to the workspace (let's see if you can find it).
Nashville: Offers a spacious layout situated just 2 blocks from Broadway & Assembly Hall, putting you right in the heart of the city.
Tampa: The office is located in the middle of the Westshore Business District with stunning visuals all around.
Miami: The office is situated in a prime location with a gorgeous view of the ocean
Irving: This Office located in Las Colinas near the Toyota Music Factory. It offers modern amenities and convenient access to the Dallas metropolitan area.
Atlanta: The office was recently built in January 2021, and is located in the vibrant Midtown district.
Drive Social Media does not discriminate on the basis of race, sex, color, religion, age, national origin, marital status, disability, veteran status, genetic information, sexual orientation, gender identity, or any other protected status.
#LI-Onsite
Business Consultant
Business advisor job in Plano, TX
Welcome to the intersection of energy and home services. At NRG, we're all about propelling the next generation of leaders forward. We are driven by our passion to create a smarter, cleaner and more connected future. We deliver innovative solutions that make our customers' lives easier-helping them power, protect, and intelligently manage their homes and businesses. To do this, we need creative and talented people to join our company.
We offer a dynamic work environment and a unified and inclusive culture. NRG fosters a strong sense of belonging that leads to better collaboration and business performance. Our company programs are designed to help employees develop the skills they need for success now and in the future. In everything we do, we aim to champion our employees and bring value to our customers, investors and society.
More information is available at ************ Connect with NRG on Facebook, Instagram, LinkedIn and X.
Job Summary:
This position is responsible for the retention of selected high value Business segment customers, acting as the 1:1 “face” of NRG brands consulting on all customer electricity needs. The individual in this role must possess analytical skills, be highly knowledgeable in the front and back office CCS system and have a high degree of knowledge of current electricity products. This person must also be proficient in high bill resolution as well as energy efficiency and conservation principles. Professionalism is paramount as Business Consultants are expected to provide a superior customer care experience in daily face-to-face interaction with NRG Business customers and prospects.
Essential Duties/Responsibilities:
Consultant will be assigned to specific Business accounts (approximately 200 - 500) to act as the liaison between the customer and NRG.
Consultant will be judged on his/her ability to meet or exceed targets for business sales, customer attrition and customer satisfaction.
The Consultant will represent a single resource to their customers for anything they might need from NRG. This will personalize our relationship with our top customers while simplifying the service model.
Consultant will initiate and lead customer site visits to top-value Business customers to ensure:
Customer is comfortable in their understanding of how they are billed; usage and demand; TDSP charges and other billing determinates.
Customer understands the product they are on and how it functions.
Educate the customer on energy efficiency and steps they can take to lower usage and peak demand that will positively impact their business.
Evaluate customer products coordinate rate changes to save the accounts as needed
Consultants will be equipped with a laptop that allows them to connect to CCS. This will allow them to make updates/changes and provide on-site solutions to the customer upon request.
Communicate new products, programs, services to customers.
Consultant will provide accurate and timely updates to the BCCD database to document all customer contacts including but not limited to site visits, emails and phone conversations.
Act as a “Move Manager” for brand new high-value customers just joining NRG, who require special assistance in setting up their new location/account.
Perform Energy Audits of Business customer sites to assist the customer by identifying areas of energy inefficiency and areas for improvements. Have full knowledge and understanding of Audit requirements including check list of data to validate and calculations needed to provide feedback to the customer.
Research customer businesses before contacting to become familiar with the kind of business they operate and their history with NRG brands. This could include web research, CCS, Contact Log, etc.
Provide feedback to Segment Marketing on significant customer interactions. Be the venue for much needed customer learning on issues such as:
Products customers are most interested in
Needs they feel are not currently being met
What they do/do not like about NRG brands
How we can better serve them
How they perceive our competitors, etc.
Working Conditions:
Flexibility with work schedule.
Frequency of customer visits:
Retention customers: minimum of once per quarter unless customer requests more frequent visits. If customer transfers to a term product, the visits likely will be bi-annually.
Business development: Consistent in field prospecting to be achieve or exceed acquisition targets.
Frequent in and out of market travel to attend business expos or events.
Some overtime may be required as special projects arise.
Minimum Requirements:
3+ years of customer service experience required, prior supervisory experience a plus. Experience in customer relationship management (account management) with business customers and business to business sales is required. Commensurate level of relevant experience will be considered in combination with the educational requirement.
High School diploma or equivalency required. Bachelor's degree from an accredited four-year college or university is preferred.
Preferred Qualifications:
Business Development Experience, specifically in electricity markets
Account Management/Business Relationship Management
Additional Knowledge, Skills and Abilities:
Must be able to successfully complete and fully grasp company provided training
Must be confident and knowledgeable in all Small Business products and services, TDSP charges and billing components.
Strong presentation skills and interpersonal skills.
Strong organizational and time management skills. Ability to schedule and arrive to appointments on time.
Ability to remain calm and respond quickly to surprising/difficult questions.
Advanced knowledge of kW vs. kWh, TDSP charges, and the difference between a kW product and a wires pass through product.
Consultative orientation
Committed to increasing their high bill skills and knowledge base and to providing a positive experience with NRG brands.
Interest in moving into a Marketing role a plus.
Dependable transportation, valid Texas Driver's License, and personal liability insurance. A review of the driving record will be required prior to hiring.
Emulate our Business positioning: smart choices; your partner in energy management; respect for your time; bringing innovative solutions to you, Customer First, etc.
Physical Requirements:
Occasionally requires lifting as appropriate to perform duties and responsibilities.
Occasional exposure to high temperatures while conducting customer visits and prospecting always keeping safety in mind and fully prepared for weather conditions.
The base salary range for this position is: $48,320 - $79,728* *The base salary range above represents the low and high end of the salary range for this position. Actual salaries will vary based on several factors including but not limited to location, experience, and performance. The range listed is just one component of the total compensation package for employees. Other rewards may include annual bonus, short- and long-term incentives, and program-specific awards. In addition the position may be eligible to participate in the benefits program which include, but are not limited to, medical, vision, dental, 401K, and flexible spending accounts.
NRG Energy is committed to a drug and alcohol-free workplace. To the extent permitted by law and any applicable collective bargaining agreement, employees are subject to periodic random drug testing, and post-accident and reasonable suspicion drug and alcohol testing. EOE AA M/F/Protected Veteran Status/Disability. Level, Title and/or Salary may be adjusted based on the applicant's experience or skills.
EEO is the Law Poster (The poster can be found at ************************************************************************
Official description on file with Talent.
Associate, Business Control & Risk Management
Business advisor job in Dallas, TX
Country: United States of America It Starts Here: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.
If you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Associate, Business Control & Risk Management operates within the First Line of Defense and is accountable to assist the Business Control & Risk Management team in driving effective and consistent business line execution against the Enterprise Risk Management Framework. Specifically, the Associate works to identify, assess key risks and control effectiveness throughout the assigned business line by driving business unit adherence with applicable risk frameworks, Corporate/Business Line policies and standards. The incumbent will also assist with completion of business line risk initiatives, as assigned, such as risk assessments, KRI/KPI development and monitoring, and on-time remediation of issues. The Associate must be able to effectively partner with various stakeholders.
* Drive Risk Culture: Ensure awareness in the Business Line of risk frameworks, policies and standards.
* Communication & Training: Work with team members and key stakeholders to develop appropriate metrics and deliver relevant and accurate data. Work with internal teams to gain an in-depth understanding of existing risks, causes, severity rating, controls and remediation Maintain two-way communications with SLoD. Facilitate training for Business Lines to provide awareness of risk frameworks, policies, programs, processes, etc.
* Adherence to Risk Frameworks, Policies, and Standards: Partner with SLoD to provide input/review of frameworks, policies and standards. Facilitate Business Line awareness of and adherence to risk frameworks, policies, and standards and issue validation. Report and escalate exceptions and facilitate Business Line corrective actions.
* Continuously monitors all sources of risk existing within the Business Line and externally. Engage in research, peer networking, and experience to anticipate critical risk issues impacting the Business Line. Understand where operational, strategic, reputational, compliance, and model risks exist in the Business Line and continually assess and improve controls to mitigate those risks. Monitor Key Risk Indicators and report on negative/adverse trends in Business Line. Monitor risk profile to maintain tolerance within Risk Appetite.
* Where applicable, Issue Identification, Management, and Risk Assessment: Conduct RCSA responsibilities including Process Mapping, Risk & Control Matrices, Inherent Risk Assessments, Internal Control testing and Heracles data/input. Engage and hold Business Line process owners accountable to identify and assess risks. Support Business Lines in risk identification (e.g. NPBA, change management, etc.) Ensure all issues (Self-Identified, IA, Credit Risk Review or Regulatory) pertaining to the Business Line are resolved within established timelines. Validate issues to ensure Business Line remediation is sufficient to address root cause and prevent recurrence.
* Internal Control Testing: Implement and maintain internal control testing and control effectiveness monitoring in the Business Line. Validate the adequacy of controls, escalate deficiencies as appropriate. Identify root causes of control deficiencies/weaknesses and take appropriate action to ensure Business Lines remediate and prevent recurrence.
* Exam Management: Liaison with the Business Line for all exam related activities including regulatory, Internal Audit and Credit Risk Review. Review materials, responses and validate Business Line remediation work (e.g. artifacts, action plans, etc.).
Support the implementation of Key Risk Indicator (KRI) framework: Formally define and document metric definition details (metric type, provider, approver, numerator & denominator descriptions, source, scope, thresholds, Risk Basel category) in the centralized repository, Support structured metric submission process with established timeline and requirements.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience: Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
Master's Degree Accounting, Business, Statistics, Risk Management, Information Systems, Finance, Economics or equivalent field.
5+ Years Risk Management, Internal Controls, Auditing, Credit Management, relevant line of business experience and/or legal or regulatory experience.
Demonstrated experience supporting and/or leading risk projects across multiple business lines offering a wide variety of financial services products and services.
Knowledge of the financial services sector, particularly with the competitive dynamics and products in retail banking and risk management.
Advanced understanding of the regulatory environment and how the risks of the products and services the bank offers are viewed by the Second Line of Defense and regulators.
Ability to build credibility with, collaborate with, and influence line of business executives.
Excellent analytical and complex problem solving skills.
Strong project management skills.
Ability to constructively work both independently and in collaborative environments involving all levels of management and employees
Ability to collaborate with internal and external service providers to establish resource requirements, scheduling, assignments and service levels.
Ability to build internal and external networks of information resources within the risk management ecosystem.
Understanding of BSA/AML and OFAC regulations, regulatory expectations and industry leading practices.
Ability to deliver high quality documentation with focus on attention to detail.
Certifications:
Other Risk Certification
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range:
Minimum:
$65,625.00 USD
Maximum:
$110,000.00 USD
We Value Your Impact:
Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
Auto-ApplyBusiness Consultant
Business advisor job in Dallas, TX
Akkodis is seeking a Business Consultant for a Contract with a client in Dallas, TX/ Scottsdale, AZ/Woonsocket, RI. You will design and implement security and authorization frameworks, and manage user and role administration across cloud and on-premise environments.
Rate Range: $53/hour to $68/hour; The rate may be negotiable based on experience, education, geographic location, and other factors.
Business Consultant job responsibilities include:
* Design, implement, and administer SAP security solutions across SAP HANA, S/4 HANA, BTP, Fiori, and SAP Cloud Platform.
* Manage user and role administration, ensuring proper authorization design and compliance with security standards.
* Collaborate with business and audit teams to create, update, and maintain SAP GRC Rulesets.
* Provide rollout support and security governance for SAP systems, including ECC, BW, and Analytics platforms like SAC and BusinessObjects.
* Ensure security in cloud and hybrid environments, leveraging best practices for SAP Cloud Platform and related services.
* Work effectively in an onsite-offshore model, coordinating with global teams for implementation and support.
Required Qualifications:
* Bachelor's or master's degree in computer science, Information Technology, or a related field.
* 6-8 years of experience in SAP Security, including HANA and S/4 HANA environments.
* Hands-on expertise in SAP GRC Ruleset management and security design/implementation across SAP platforms (BTP, Fiori, SAC, BO).
* Proven experience in user and role administration, authorization design, and working in cloud and onsite-offshore models.
If you are interested in this role, then please click APPLY NOW. For other opportunities available at Akkodis, or any questions, feel free to contact me at **********************************.
Pay Details: $53.00 to $68.00 per hour
Benefit offerings available for our associates include medical, dental, vision, life insurance, short-term disability, additional voluntary benefits, EAP program, commuter benefits and a 401K plan. Our benefit offerings provide employees the flexibility to choose the type of coverage that meets their individual needs. In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other paid leave required by Federal, State, or local law, as well as Holiday pay where applicable.
Equal Opportunity Employer/Veterans/Disabled
Military connected talent encouraged to apply
To read our Candidate Privacy Information Statement, which explains how we will use your information, please navigate to *************************************************
The Company will consider qualified applicants with arrest and conviction records in accordance with federal, state, and local laws and/or security clearance requirements, including, as applicable:
* The California Fair Chance Act
* Los Angeles City Fair Chance Ordinance
* Los Angeles County Fair Chance Ordinance for Employers
* San Francisco Fair Chance Ordinance
Massachusetts Candidates Only: It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.
Easy ApplyBusiness Consultant - Dallas, TX
Business advisor job in Dallas, TX
FrankCrum is a Top Workplace!
FrankCrum, voted by its employees as a Top Workplace in Tampa Bay for more than 10 years in a row, is a Professional Employer Organization (PEO) based in Clearwater, Florida. FrankCrum employs approximately 500 people who serve over 4,000 businesses by offering a full range of HR services, including payroll, employee benefits, HR consulting services and workers' compensation insurance. Our PEO is a family culture that encourages people to feel at home, collaborate, and respect each other and we live by our Pillars of Excellence which are Integrity, Prosperity, and Affinity!
Click here to learn more about FrankCrum!
The Role You'll Play to Create Success
We are excited to announce our search for a full-time Business Consultant in Dallas, TX! This job contributes to the mission of FrankCrum by prospecting and obtaining direct sales.
Prospects, obtains, and develops leads and updates CRM database daily.
Responds to and follows up on sales inquiries by phone, email, and appointments daily.
Maintains minimum selling appointments weekly with prospects, small and medium sized businesses to sell HR outsource solutions as directed.
Develops and maintains relationships on a regional to national level to maintain profitable sales growth.
Educates potential clients about the FrankCrum product line and provides updates on an ongoing basis.
Identifies prospects' needs and collects necessary data from prospects to determine service needs and viability.
Develops and presents proposals and client specific solutions.
Plans and implements marketing and sales strategy both geographically and vertically as directed.
Attends business meetings, trade shows, networking events, seminars, and conferences as directed.
Communicate with team and management on an ongoing basis regarding opportunities, challenges and successes
The Attributes We Seek
Keys to success in this position include exceptional customer service, written, listening and communication skills, and sales experience. Knowledge of the PEO structure, cold-calling, prospecting, ask for the business and close the sale, and probability and risk management is needed. A high school diploma or equivalent is required.
Our Competitive Benefits
Along with this great opportunity, FrankCrum also provides exceptional benefits from top carriers including:
Health Insurance is zero dollar paycheck cost for employee's coverage and only $295 a month for family!
Dental and Vision Insurance
Short Term Disability and Term Life Insurance at no cost to the employee
Long Term Disability and Voluntary Term Life Insurance
Supplemental insurance plans such as Accidental, Critical Illness, Hospital Indemnity, Legal Services and Pet Insurance
401(k) Retirement Plan where FrankCrum matches 100% of the first 4% the employee contributes, and the employee is immediately vested in the employer match
Employee Assistance Program at no cost to the employee
Flexible Spending Accounts for Medical and Dependent Care Reimbursement
Health Savings Account funded by FrankCrum
Paid time off and holiday pay
Education reimbursement up to five thousand two hundred fifty dollars tax free per calendar year
PTO cash out
Tickets at Work
Access to the Corporate America Family Credit Union
Employee and client referral bonus programs
Paid volunteer time
Disaster Relief Fund for employees
What's Special About FrankCrum
FrankCrum, a family-owned business-to-business entity since 1981 made of several companies: FrankCrum Corporate (a professional employer organization), FrankCrum Staffing, Frank Winston Crum Insurance Company, and the FrankCrum Insurance Agency - all based in Clearwater, Florida. This "family of employer solutions" employs more than 500 people who serve over 4,000 clients throughout the United States. FrankCrum employees are trained to deliver high value through exceptional customer service and treat clients and coworkers like family. By living by our Brand Pillars (Integrity, Affinity, and Prosperity) employees are recognized at quarterly events for exceptional customer service and milestones in tenure.
The FrankCrum headquarters spans 14 acres and includes a cafe, subsidized for employees. Menus include made-to-order breakfast, hot lunch options and even dinners that can be ordered to-go, all at very affordable prices. The cafe also plays host to monthly birthday and anniversary celebrations, eating and costume contests, and yearly holiday parties. Through the input of its own employees, The Tampa Bay Times has recognized FrankCrum as a Top Place to Work for more than 10 years in a row! FrankCrum also supports several community efforts through Trinity Cafe, the Homeless Empowerment Program, Angel Tree, and Clearwater Free Clinic!
If you want to play this role to positively impact our clients' day-to-day business, then apply now!
FrankCrum is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information, or any other characteristic protected by applicable federal, state or local laws and ordinances.
This job posting will remain open continuously and qualified applicants will be considered as applications are received.
Auto-ApplyBusiness Development- Healthcare Sales
Business advisor job in Plano, TX
Doctor Referral Institute serves specialty practices in the medical and dental field around the country, providing face-to-face representation with an experienced team and system to referral sources. Doctor referrals are the #1 marketing strategy for specialty practices, pharmacies and hospitals to attract new high-quality patients. A healthcare providers office being busy has nothing to do with them being profitable. DRI offers customized referral systems tailored for single practitioners to large group practices and has been the country's leader in referral development for the last 15 years.
Introduction: We are seeking a motivated and dynamic Business Development manager to join our growing team at Doctor Referral Institute. The ideal candidate must have existing relationships in healthcare and will be responsible for signing up physicians, medical practices, and healthcare organizations for our referral development system that grows the quality and profitability of the practice. This is an excellent opportunity for individuals who have relationships in the healthcare industry and are looking to build a large residual income. We have a turn key proven system for the team member to utilize.
Key Responsibilities:
Develop and sign contracts with specialists, and other healthcare providers in the medical or dental industry using our proven system.
Serve as the primary point of contact for physicians and medical practices to facilitate communication and provide information about our services.
Identify opportunities for new business development
Monitor physician feedback and relay relevant insights to leadership to improve service offerings.
Qualifications:
Proven experience in medical sales, pharma sales, physician liaison, sales, or healthcare business development (2-3 years preferred).
Must have existing healthcare relationships.
Strong communication and interpersonal skills with the ability to build relationships at all levels.
Excellent organizational skills with the ability to manage multiple tasks simultaneously.
Ability to work independently and as part of a team in a fast-paced environment.
Proficiency in Microsoft Office Suite and CRM tools.
Knowledge of healthcare industry trends, terminology, and regulations is a plus.
What We Offer:
Turnkey system for rapid growth.
Competitive pay
Large residual income and opportunities for growth.
Professional development and training opportunities.
A collaborative and supportive work environment.
Opportunities for career advancement.
Business Insights Strategist
Business advisor job in Dallas, TX
DSplus is a Saatchi & Saatchi company. It was created 14 years ago around the idea of a "Digital Salesperson" who leads a customer through the entire lifecycle of their automobile ownership journey. Our clients are Toyota Motor North America, and Toyota & Lexus Dealerships across the country. DSplus is also proud to be an Agency of Record for Southeast Toyota Distributors, the world's largest independent distributor of Toyotas.
Our mission is to merge the world-class branding efforts of our mothership, Saatchi & Saatchi, with the retail needs of our Dealerships. The result: an end-to-end customer experience that personifies the quality and integrity of the Toyota brand, and helps sell more cars.
DSplus employs a powerful data-driven, integrated messaging platform that works across the sales and service lifecycle. This cross-tier, cross-channel system is fueled by the perfect mix of Artificial Intelligence, insightful media strategies, and stunning, high-performance creative. Always aligned to the Toyota brand and to each client's unique value proposition, the system delivers sharp business results-while reaching the right target with the right message at the right time.
Over the years, DSplus has grown from a three-person start-up to a diverse, agile team of 45, who dream big, solve tough problems, and have fun at work.
Our culture values authenticity, transparency, and collaboration, while setting the bar high in the work we do. At DSplus, we recognize and reward success, always putting our employees first.
If you bring inventive thinking, boundless enthusiasm, and tireless energy-with a passion for client service that fuels us into the future, this might be just the fit.
Come join us.
Overview
The Business Insights Planner (BIP) is a critical role on the team and requires connection, coordination, and collaboration with multiple disciplines including performance media strategy, activation, analytics, client management and field operations. This position will focus on translating and connecting the dots between qualitative and quantitative data and turning that into actionable business insights that will help the collective teams identify and solve challenges for our retail client.
Responsibilities
* Uncover insights from qualitative and quantitative research data
* Collaborate with internal and potential external partners to create custom research and insights that drive business results
* Engrained in automotive retail and ecommerce environments to provide strategic recommendations on key business objectives and outcomes
* Strong connections into performance media tactics and strategies to ensure campaign objectives are on point
* Collaboration with fellow team members for cross-tier strategy implementation and learnings
* Regularly gather/prepare all necessary materials and conduct Client meetings both in person (Plano, TX) and remote
* Support Account Director on all larger Client initiatives
* Other duties as assigned
Qualifications
* This BIP must have a thorough knowledge of the Client's business and demonstrate an on-going commitment and response to his or her clients' needs.
* This BIP will be required to build solid relationships and work effectively with people in other departments to achieve optimal results.
* Experience with various qualitative and quantitative research methods
* Proven success managing multiple teams and requests at the same time
* Big picture thinker with strong attention to detail and able to prioritize tasks and manage time effectively
* 4+ years of data analysis experience is a must, with client facing experience important
* Exceptional persuasive communication and presentation skills (written/verbal)
* Experience and background with Automotive Retail clients, particularly with Fixed Operations is a plus, but not required
* Knowledge of integrated disciplines (Direct Marketing, Interactive, Sales Promotion, Public Relations, Lifestyle Marketing, Collateral, and Merchandising) is a plus but not required.
* Prior experience in digital advertising and programming is a plus but not required.
* Prior experience with Google Analytics, Tableau, Asana, Salesforce and Monday is a plus but not required.
Additional information
Our Publicis Groupe motto "Viva La Différence" means we're better together, and we believe that our differences make us stronger. It means we honor and celebrate all identities, across all facets of intersectionality, and it underpins all that we do as an organization. We are focused on fostering belonging and creating equitable & inclusive experiences for all talent.
Publicis Groupe provides robust and inclusive benefit programs and policies to support the evolving and diverse needs of our talent and enable every person to grow and thrive. Our benefits package includes medical coverage, dental, vision, disability, 401K, as well as parental and family care leave, family forming assistance, tuition reimbursement, and flexible time off.
If you require accommodation or assistance with the application or onboarding process specifically, please contact *****************************.
Compensation Range: $66,785 - $90,000 annually. This is the pay range the Company believes it will pay for this position at the time of this posting. Consistent with applicable law, compensation will be determined based on the skills, qualifications, and experience of the applicant along with the requirements of the position, and the Company reserves the right to modify this pay range at any time. Temporary roles may be eligible to participate in our freelancer/temporary employee medical plan through a third-party benefits administration system once certain criteria have been met. Temporary roles may also qualify for participation in our 401(k) plan after eligibility criteria have been met. For regular roles, the Company will offer medical coverage, dental, vision, disability, 401k, and paid time off. The Company anticipates the application deadline for this job posting will be <>.
All your information will be kept confidential according to EEO guidelines.
#LI-VP1
Business Development
Business advisor job in Dallas, TX
Company: Client of The Griffin Groupe Executive Search Job Type: Full Time Industry: AIR AND OCEAN FREIGHT (3PL/FREIGHT FORWARDER) Rate: $120K (Salary + Commission at Plan - Uncapped) BUSINESS DEVELOPMENT JOB DESCRIPTION The Griffin Groupe is searching for talented sales professionals to join the team of our client company in the freight industry. Our client company provides freight forwarding and logistics solutions. Our client is working with a large network of partners (carriers, inland operators, etc.) to develop customized solutions for its customers. Our client is in Dallas, Texas with its office located in the Las Colinas district.
Our client is a five-year-old company with an ambitious growth target and plans to develop its network with an increased sales force and partner network. The intent is to develop representatives that can originate and manage new and potentially existing accounts growing and managing a book of accounts with uncapped commission potential.
BENEFITS
Simple IRA with the company matching at one year of employment.
Company iPhone with unlimited data.
Company paid medical and dental.
Paid time off and sick leave.
Expense account.
Highly competitive commission structure.
RESPONSIBILITIES
Advise your customer and propose custom-made services according to their requirements. You participate in the elaboration of the sales offer and discuss with the customer the terms and conditions of our Terms of Service.
Maintain existing customer relations as well as expand our customer base with new ones, whilst always keeping your customer portfolio up to date.
Visit existing and potential customers to understand their needs and built with the operational team a customized solution that perfectly fits with customers' requirements.
Negotiate the prices according to the pricing policy of our group. You ensure the follow-up of the sale until the payment, and you may need to take part in the commercial management and settlement of claims and litigations.
Closely work with the customer service team to develop supply chain solutions
Monitor the progress of the shipment until destination.
Ryan Schortmann
The Griffin Groupe
Director of Recruiting and Technology
Please contact me with any questions:
Email:
******************************
Phone:
(w) ************
Easy ApplySenior Consultant- Business Personal Property Tax
Business advisor job in Dallas, TX
Baker Tilly is a leading advisory, tax and assurance firm, providing clients with a genuine coast-to-coast and global advantage in major regions of the U.S. and in many of the world's leading financial centers - New York, London, San Francisco, Los Angeles, Chicago and Boston. Baker Tilly Advisory Group, LP and Baker Tilly US, LLP (Baker Tilly) provide professional services through an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable laws, regulations and professional standards. Baker Tilly US, LLP is a licensed independent CPA firm that provides attest services to its clients. Baker Tilly Advisory Group, LP and its subsidiary entities provide tax and business advisory services to their clients. Baker Tilly Advisory Group, LP and its subsidiary entities are not licensed CPA firms.
Baker Tilly Advisory Group, LP and Baker Tilly US, LLP, trading as Baker Tilly, are independent members of Baker Tilly International, a worldwide network of independent accounting and business advisory firms in 141 territories, with 43,000 professionals and a combined worldwide revenue of $5.2 billion. Visit bakertilly.com or join the conversation on LinkedIn, Facebook and Instagram.
Please discuss the work location status with your Baker Tilly talent acquisition professional to understand the requirements for an opportunity you are exploring.
Baker Tilly is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability or protected veteran status, gender identity, sexual orientation, or any other legally protected basis, in accordance with applicable federal, state or local law.
Any unsolicited resumes submitted through our website or to Baker Tilly Advisory Group, LP, employee e-mail accounts are considered property of Baker Tilly Advisory Group, LP, and are not subject to payment of agency fees. In order to be an authorized recruitment agency ("search firm") for Baker Tilly Advisory Group, LP, there must be a formal written agreement in place and the agency must be invited, by Baker Tilly's Talent Attraction team, to submit candidates for review via our applicant tracking system.
Job Description:
Responsibilities
Baker Tilly, one of the fastest growing CPA advisory firms in the nation, has an incredible career opportunity for a Senior State & Local Tax Associate to join our growing State & Local Tax (SALT) practice!
Candidates for the Senior Consultant position must possess a successful track-record of experience in the Business Personal Property (BPP) Tax market. Candidates must be able to work in a deadline driven, fast-paced, and dynamic work environment. Responsibilities include but are not limited to filing returns, reviewing returns, appealing assessment notices, and processing tax bills. The Senior Consultant is responsible for ensuring client appeals are handled appropriately and working with the team to apply proper valuation methodologies.
Essential Duties and Responsibilities
Manage complex BPP filings in multiple states
File appeals, maintain appeal calendar, and attend hearings
Successfully navigate Freeport Exemption filings where applicable
Negotiating with assessors on multi-state portfolios
Consistently exceed client service expectations
Manage and motivate staff to achieve desired results
Attain mastery of software updates and changes, specifically OneSource/PTMS
Develop and preserve positive relationships with assessors and clients
Create and update files and records, while tracking tax appeal deadlines
Verify that values fall within established guidelines
Maintain hearing schedules as required
Manage the processing of tax bills timely and accurately
Participate in team projects by taking ownership of assignments
Ensure all team matters are completed in a timely manner
Commitment to working in a dynamic, deadline driven environment
Requirements:
Highly detail oriented
Strong analytical and technical skills
Ability to work independently with minimum supervision
Excellent Communication Skills
Education and Qualifications
Bachelor's degree in Accounting, Business Administration, Finance, or related field preferred
Pursuing CMI.
Advanced skills in Microsoft Word and Excel
Excellent verbal and written communication skills
Ability to meet travel requirements of the job
Previous OneSource/PTMS software experience is required
The compensation range for this role is $74,660 to $141,560. Actual compensation is influenced by a variety of factors including but not limited to skills, experience, qualifications, and geographic location.
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