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Richard Howe is an accomplished executive, marketer, operator, entrepreneur, technologist, deal maker and board member. His successes have included; developing and implementing data driven marketing / strategy programs; building multi-million dollar startups; turning around poorly performing businesses; acquiring strategic assets; merging public & private companies; divestitures as a capital strategy; running billion dollar corporations; developing management teams and boards; creative financing; taking companies public; and operating experience on 3 continents.Rich is a patented inventor with undergraduate and graduate degrees in Engineering, having specialized in machine learning and big data technologies that have addressed problems in Marketing, Fraud Detection and Risk Management. Among his experiences, he was a senior executive at FinTech innovator Fair Isaac, the inventor of the FICO score which profoundly changed the way credit is granted in the United States and was Chief Marketing / Strategy Officer at the Acxiom Corporation, an Information Technology pioneer. Rich is currently the Chairman and CEO of artificial intelligence for advertising innovator, INUVO Incorporated, a business he took over at the brink of bankruptcy only to subsequently build into an $70 million dollar a year company with offices in AR and CA. Rich also sits on the boards of three startups and is active in various technology, philanthropic and local/state government activities.