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Corporate banking officer vs loan officer

The differences between corporate banking officers and loan officers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a corporate banking officer and a loan officer. Additionally, a corporate banking officer has an average salary of $91,218, which is higher than the $45,817 average annual salary of a loan officer.

The top three skills for a corporate banking officer include cash management, corporate banking and risk management. The most important skills for a loan officer are customer service, origination, and loan origination.

Corporate banking officer vs loan officer overview

Corporate Banking OfficerLoan Officer
Yearly salary$91,218$45,817
Hourly rate$43.85$22.03
Growth rate4%4%
Number of jobs71,78463,663
Job satisfaction-4.5
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 61%
Average age4545
Years of experience66

Corporate banking officer vs loan officer salary

Corporate banking officers and loan officers have different pay scales, as shown below.

Corporate Banking OfficerLoan Officer
Average salary$91,218$45,817
Salary rangeBetween $58,000 And $141,000Between $30,000 And $69,000
Highest paying CitySan Francisco, CANew York, NY
Highest paying stateWashingtonNew York
Best paying companyWestpacBangor Savings Bank
Best paying industryFinanceFinance

Differences between corporate banking officer and loan officer education

There are a few differences between a corporate banking officer and a loan officer in terms of educational background:

Corporate Banking OfficerLoan Officer
Most common degreeBachelor's Degree, 70%Bachelor's Degree, 61%
Most common majorFinanceBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Corporate banking officer vs loan officer demographics

Here are the differences between corporate banking officers' and loan officers' demographics:

Corporate Banking OfficerLoan Officer
Average age4545
Gender ratioMale, 63.1% Female, 36.9%Male, 55.3% Female, 44.7%
Race ratioBlack or African American, 9.1% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.7% American Indian and Alaska Native, 0.5%Black or African American, 9.0% Unknown, 4.6% Hispanic or Latino, 15.7% Asian, 6.3% White, 63.9% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between corporate banking officer and loan officer duties and responsibilities

Corporate banking officer example responsibilities.

  • Manage a combination of commercial and personal banking relationships, and promote cross-selling across multiple product lines.
  • Complete random audits on vaults, ATM's, cash boxes, and cash machines.
  • Monitor and track securities transactions, fund transfers, margin accounts.
  • Assist in cross selling new treasury services to existing clients in order to increase revenue.
  • Service and fund all daily treasury and corporate credit functions, checking for loan compliance and legal documentation.
  • Supervise end-of-dayprocessing for: teller, vault and ATM cash balancing, wire transfers, overdrafts and checkprocessing.
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Loan officer example responsibilities.

  • Manage a multifacete commercial real estate investment firm.
  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Follow up leads for refinance loans gather all applications and necessary paperwork to qualify applicants from origination to close of escrow.
  • Analyze available resources to determine suitable mortgage products (FHA, FNMA/FHLC) to meet clients' purchasing or refinancing goals.
  • Originate and process various loan products including government, conventional, portfolio, construction, USDA mortgages, home equity line/loans.
  • Originate FHA, VA, conventional, jumbo, and USDA loans, according to specific lender guidelines in broker environment.
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Corporate banking officer vs loan officer skills

Common corporate banking officer skills
  • Cash Management, 25%
  • Corporate Banking, 23%
  • Risk Management, 8%
  • Client Relationships, 7%
  • Treasury, 7%
  • Loan Portfolio, 5%
Common loan officer skills
  • Customer Service, 17%
  • Origination, 13%
  • Loan Origination, 5%
  • FHA, 5%
  • NMLS, 5%
  • Loan Products, 4%

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