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Foreclosure specialist vs loan analyst

The differences between foreclosure specialists and loan analysts can be seen in a few details. Each job has different responsibilities and duties. Additionally, a foreclosure specialist has an average salary of $41,088, which is higher than the $37,857 average annual salary of a loan analyst.

The top three skills for a foreclosure specialist include foreclosure process, insurer and loss mitigation. The most important skills for a loan analyst are loan documentation, customer service, and real estate.

Foreclosure specialist vs loan analyst overview

Foreclosure SpecialistLoan Analyst
Yearly salary$41,088$37,857
Hourly rate$19.75$18.20
Growth rate-3%4%
Number of jobs8,16624,756
Job satisfaction--
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 66%
Average age4345
Years of experience-6

What does a foreclosure specialist do?

A foreclosure specialist is a real estate professional that manages foreclosure processes. Serving in this role means that you will have responsibilities such as ensuring that aspects related to foreclosure meet all government regulations from the federal level to the state level and that deadlines are met and duly communicated to all parties involved. You may have to work with mortgage holders that run the risk of default, in which case you will be tasked with renegotiating loan agreement changes.

What does a loan analyst do?

A loan analyst is responsible for determining the eligibility of loan applicants in purchasing loan services by analyzing their application documents, account statements, and financial and credit status. Loan analysts evaluate loan agreements and payment plans and explain feasibility to the customers and loan officers before granting the loan. They also provide loan options and alternatives to the clients according to their needs and risk limitations. A loan analyst must have excellent knowledge of the loan and financial industry, especially in handling credit policies and loan processes and ensuring timely submission of reports.

Foreclosure specialist vs loan analyst salary

Foreclosure specialists and loan analysts have different pay scales, as shown below.

Foreclosure SpecialistLoan Analyst
Average salary$41,088$37,857
Salary rangeBetween $28,000 And $58,000Between $24,000 And $58,000
Highest paying City-Raleigh, NC
Highest paying state-South Dakota
Best paying company-Barclays
Best paying industry-Finance

Differences between foreclosure specialist and loan analyst education

There are a few differences between a foreclosure specialist and a loan analyst in terms of educational background:

Foreclosure SpecialistLoan Analyst
Most common degreeBachelor's Degree, 50%Bachelor's Degree, 66%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Foreclosure specialist vs loan analyst demographics

Here are the differences between foreclosure specialists' and loan analysts' demographics:

Foreclosure SpecialistLoan Analyst
Average age4345
Gender ratioMale, 32.2% Female, 67.8%Male, 43.2% Female, 56.8%
Race ratioBlack or African American, 8.6% Unknown, 3.9% Hispanic or Latino, 9.6% Asian, 10.0% White, 67.6% American Indian and Alaska Native, 0.3%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage4%8%

Differences between foreclosure specialist and loan analyst duties and responsibilities

Foreclosure specialist example responsibilities.

  • Manage a SharePoint site to store all materials.
  • Manage property inspection process through network of accredit REO inspectors.
  • Manage both conforming and non-conforming loans according to FNMA guidelines to maximize recovery.
  • Work closely with assign eviction and foreclosure attorneys towards a successful lockout.
  • Communicate with attorneys in reference to their claims submit to FHLMC.
  • Update files in AS400 as well as LPS to reflect sales, mediation depositions and hearings.
  • Show more

Loan analyst example responsibilities.

  • Innovate technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
  • Prepare and remit quarterly / semi-annual USDA reporting
  • Communicate with FHA, VA, FNMA and FHLMC investors for any missing documents that are not include at closing.
  • Review government loan's documents including FHA & VA loans, and approves or suspends the loans after the underwriter decision.
  • Contact correspondent lenders for any missing documents and request correction of documents when necessary.
  • Select to participate in company management as a critical member of loan origination process improvement team.
  • Show more

Foreclosure specialist vs loan analyst skills

Common foreclosure specialist skills
  • Foreclosure Process, 9%
  • Insurer, 6%
  • Loss Mitigation, 5%
  • Litigation, 5%
  • Real Estate, 5%
  • MSP, 5%
Common loan analyst skills
  • Loan Documentation, 13%
  • Customer Service, 12%
  • Real Estate, 9%
  • Financial Statements, 9%
  • Loan Portfolio, 4%
  • Data Entry, 4%

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