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Insurance analyst vs auto claims adjuster

The differences between insurance analysts and auto claims adjusters can be seen in a few details. Each job has different responsibilities and duties. Additionally, an insurance analyst has an average salary of $55,424, which is higher than the $52,621 average annual salary of an auto claims adjuster.

The top three skills for an insurance analyst include insurance coverage, insurance policies and life insurance. The most important skills for an auto claims adjuster are repair process, body shop, and strong customer service.

Insurance analyst vs auto claims adjuster overview

Insurance AnalystAuto Claims Adjuster
Yearly salary$55,424$52,621
Hourly rate$26.65$25.30
Growth rate-4%-6%
Number of jobs44,28016,187
Job satisfaction--
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 72%
Average age4444
Years of experience-4

What does an insurance analyst do?

An insurance analyst provides analytical services to maintain an efficient workflow at insurance companies. They are typically in charge of evaluating insurance policies to identify possible risks for the policyholder and the company, validating client information, and reviewing insurance applications to ensure their accuracy. They may meet with clients to answer inquiries, make arrangements, and advise which policies suit them the best. Moreover, an insurance analyst may process policy renewals and amendments, maintain records, perform cancellations, and investigate claims while adhering to the company's policies and regulations.

What does an auto claims adjuster do?

A claims adjuster inspects insurance claim liability for property damage or personal injuries and calculates payments. They can either work in-house for insurance companies or as external freelancers. They collect gathered information from different reliable sources to determine insurance obligations based on the degree of damage caused. It is part of their responsibility to interview claimants and witnesses and refer with experts like engineers or policyholders to estimate the damage and if it's covered by insurance policies.

Insurance analyst vs auto claims adjuster salary

Insurance analysts and auto claims adjusters have different pay scales, as shown below.

Insurance AnalystAuto Claims Adjuster
Average salary$55,424$52,621
Salary rangeBetween $34,000 And $88,000Between $38,000 And $71,000
Highest paying CitySan Francisco, CAJersey City, NJ
Highest paying stateCaliforniaAlaska
Best paying companyCredit KarmaEMC Insurance
Best paying industry-Insurance

Differences between insurance analyst and auto claims adjuster education

There are a few differences between an insurance analyst and an auto claims adjuster in terms of educational background:

Insurance AnalystAuto Claims Adjuster
Most common degreeBachelor's Degree, 58%Bachelor's Degree, 72%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Insurance analyst vs auto claims adjuster demographics

Here are the differences between insurance analysts' and auto claims adjusters' demographics:

Insurance AnalystAuto Claims Adjuster
Average age4444
Gender ratioMale, 28.7% Female, 71.3%Male, 52.2% Female, 47.8%
Race ratioBlack or African American, 11.1% Unknown, 2.4% Hispanic or Latino, 9.0% Asian, 5.4% White, 71.7% American Indian and Alaska Native, 0.4%Black or African American, 12.1% Unknown, 4.4% Hispanic or Latino, 16.3% Asian, 5.1% White, 61.6% American Indian and Alaska Native, 0.5%
LGBT Percentage9%10%

Differences between insurance analyst and auto claims adjuster duties and responsibilities

Insurance analyst example responsibilities.

  • Cold-Cal to generate leads for individual life and disability insurance and annuities.
  • Organize and examine medical records for physical therapy clinics for patients, attorneys and disability insurance claims.
  • Verify insurance benefits for specialty medications cover under both pharmacy and major medical benefits and communicate coverage to patients and physicians.
  • Prepare project kickoff PowerPoint presentation for client site visits.
  • Review retail and wholesale files to submit to FHA for HUD insuring.
  • Provide supporting documentation and reconciliation reports for monthly close and billing using GAAP.
  • Show more

Auto claims adjuster example responsibilities.

  • Manage file inventory by utilizing CCC pathways diary system documenting claim file activities in accordance with establish procedures
  • Work closely with staff attorneys to develop litigation strategies and prepare for depositions.
  • Provide feedback and implement strategies on claim investigation, reserving, settlement and litigation.
  • Research and review delinquent mortgage cases, financial scenarios and individual homeowner situations to develop solutions compliant with investor policy.
  • Prepare written arguments for arbitration and provide all supporting documentation and evidence.
  • Compile and submit arbitration applications against the insurers of at-fault parties who refuse liability.
  • Show more

Insurance analyst vs auto claims adjuster skills

Common insurance analyst skills
  • Insurance Coverage, 11%
  • Insurance Policies, 8%
  • Life Insurance, 6%
  • Patients, 5%
  • Health Insurance, 5%
  • PowerPoint, 5%
Common auto claims adjuster skills
  • Repair Process, 14%
  • Body Shop, 10%
  • Strong Customer Service, 9%
  • Vehicle Inspections, 8%
  • Insurance Claims, 7%
  • Customer Service, 5%

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