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Investment representative vs direct sales agent

The differences between investment representatives and direct sales agents can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both an investment representative and a direct sales agent. Additionally, an investment representative has an average salary of $65,361, which is higher than the $57,712 average annual salary of a direct sales agent.

The top three skills for an investment representative include money management, mutual funds and financial services. The most important skills for a direct sales agent are customer service, medicare, and health insurance.

Investment representative vs direct sales agent overview

Investment RepresentativeDirect Sales Agent
Yearly salary$65,361$57,712
Hourly rate$31.42$27.75
Growth rate10%10%
Number of jobs35,914225,552
Job satisfaction--
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 53%
Average age4343
Years of experience66

What does an investment representative do?

Investment representatives, also known as financial advisers, usually work in a bank, investment company, credit institution, or other financial firm. They handle the marketing and promotion of financial services and give clients investment advice. They do this is the phone or through face-to-face transactions. This position requires someone to be customer-oriented, communicate effectively, and know how to handle a crisis.

What does a direct sales agent do?

A direct sales agent is primarily responsible for introducing and selling products or services to clients in a particular area. Aiming to reach sales quotas, they typically conduct market research and analysis, generate leads, and develop sales strategies to build positive client relationships. They reach out directly to clients through calls or face-to-face interactions, discuss product specifications or promos, negotiate contracts, and demonstrate products when necessary. They are also responsible for processing client orders and payments, ensuring efficiency and client satisfaction.

Investment representative vs direct sales agent salary

Investment representatives and direct sales agents have different pay scales, as shown below.

Investment RepresentativeDirect Sales Agent
Average salary$65,361$57,712
Salary rangeBetween $37,000 And $112,000Between $30,000 And $107,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyAmerican Century InvestmentsTechnipFMC
Best paying industryFinance-

Differences between investment representative and direct sales agent education

There are a few differences between an investment representative and a direct sales agent in terms of educational background:

Investment RepresentativeDirect Sales Agent
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 53%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaStanford University

Investment representative vs direct sales agent demographics

Here are the differences between investment representatives' and direct sales agents' demographics:

Investment RepresentativeDirect Sales Agent
Average age4343
Gender ratioMale, 72.1% Female, 27.9%Male, 58.0% Female, 42.0%
Race ratioBlack or African American, 5.9% Unknown, 4.2% Hispanic or Latino, 12.4% Asian, 9.9% White, 67.4% American Indian and Alaska Native, 0.2%Black or African American, 5.8% Unknown, 4.2% Hispanic or Latino, 12.4% Asian, 9.3% White, 68.2% American Indian and Alaska Native, 0.2%
LGBT Percentage6%6%

Differences between investment representative and direct sales agent duties and responsibilities

Investment representative example responsibilities.

  • Act as an investor center product coordinator; provide guidance on product and sales techniques for manage account solutions and annuities.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Re-Obtain previously hold FINRA licenses.
  • Sell fix and variable annuities.
  • License financial adviser & insurance producer register with both FINRA & the state of Massachusetts.
  • Answer inquiries with regards to equities, options, mutual fund, fixed-income and unit investment trusts.
  • Show more

Direct sales agent example responsibilities.

  • Increase customer understanding of Comcast products and pricing models as well as competitive advantage over other service providers.
  • Produce call reports and CRM dashboards.
  • Demonstrate strong understanding of Comcast products, promoting and selling offerings to individual customers by knocking every door within assign territories.
  • Contact new and existing customers to discuss how TWC products can meet their needs.
  • Maintain a professional, respectful, and helpful demeanor as a representative of TWC.
  • Communicate ongoing contact activity utilizing Salesforce.com.

Investment representative vs direct sales agent skills

Common investment representative skills
  • Money Management, 46%
  • Mutual Funds, 28%
  • Financial Services, 2%
  • FINRA, 2%
  • Customer Relationships, 2%
  • Market Trends, 2%
Common direct sales agent skills
  • Customer Service, 25%
  • Medicare, 15%
  • Health Insurance, 12%
  • Direct Sales, 11%
  • Underwriting Process, 6%
  • Product Knowledge, 5%