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Investment representative vs finance service representative

The differences between investment representatives and finance service representatives can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become an investment representative, becoming a finance service representative takes usually requires 2-4 years. Additionally, an investment representative has an average salary of $65,361, which is higher than the $38,361 average annual salary of a finance service representative.

The top three skills for an investment representative include money management, mutual funds and financial services. The most important skills for a finance service representative are financial services, patients, and team-oriented environment.

Investment representative vs finance service representative overview

Investment RepresentativeFinance Service Representative
Yearly salary$65,361$38,361
Hourly rate$31.42$18.44
Growth rate10%10%
Number of jobs35,914220,519
Job satisfaction--
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 60%
Average age4343
Years of experience64

What does an investment representative do?

Investment representatives, also known as financial advisers, usually work in a bank, investment company, credit institution, or other financial firm. They handle the marketing and promotion of financial services and give clients investment advice. They do this is the phone or through face-to-face transactions. This position requires someone to be customer-oriented, communicate effectively, and know how to handle a crisis.

What does a finance service representative do?

A financial service representative typically works for a bank or a similar establishment. One of their primary responsibilities is to reach out to clients and offer financial advice, services, or products such as insurance and credit cards. They can also set appointments, meet with clients to discuss benefits, and even gather applications. Furthermore, a financial service representative needs to have extensive knowledge of the products and services and be equipped with communication skills to build a rapport that will be essential in securing trust and sales.

Investment representative vs finance service representative salary

Investment representatives and finance service representatives have different pay scales, as shown below.

Investment RepresentativeFinance Service Representative
Average salary$65,361$38,361
Salary rangeBetween $37,000 And $112,000Between $25,000 And $58,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyAmerican Century InvestmentsBloomberg
Best paying industryFinanceGovernment

Differences between investment representative and finance service representative education

There are a few differences between an investment representative and a finance service representative in terms of educational background:

Investment RepresentativeFinance Service Representative
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 60%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Investment representative vs finance service representative demographics

Here are the differences between investment representatives' and finance service representatives' demographics:

Investment RepresentativeFinance Service Representative
Average age4343
Gender ratioMale, 72.1% Female, 27.9%Male, 41.2% Female, 58.8%
Race ratioBlack or African American, 5.9% Unknown, 4.2% Hispanic or Latino, 12.4% Asian, 9.9% White, 67.4% American Indian and Alaska Native, 0.2%Black or African American, 5.7% Unknown, 4.1% Hispanic or Latino, 11.9% Asian, 10.1% White, 67.9% American Indian and Alaska Native, 0.2%
LGBT Percentage6%6%

Differences between investment representative and finance service representative duties and responsibilities

Investment representative example responsibilities.

  • Act as an investor center product coordinator; provide guidance on product and sales techniques for manage account solutions and annuities.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Re-Obtain previously hold FINRA licenses.
  • Sell fix and variable annuities.
  • License financial adviser & insurance producer register with both FINRA & the state of Massachusetts.
  • Answer inquiries with regards to equities, options, mutual fund, fixed-income and unit investment trusts.
  • Show more

Finance service representative example responsibilities.

  • Manage correspondent services including but not limit to wire processing, coin and currency, ACH support and international payments.
  • Gain excellent customer service skills and achieve award for completing voluntary MSR exams.1
  • Manage client relationship by presenting solutions for customers state and unstate needs while cross-selling company products.
  • Maintain cleanliness and presentation of member service area and marketing information.
  • Originate and develop new business through effective profiling, relationship building, consultative customer service in a retail banking environment.
  • Count upon for accuracy and math skills.
  • Show more

Investment representative vs finance service representative skills

Common investment representative skills
  • Money Management, 46%
  • Mutual Funds, 28%
  • Financial Services, 2%
  • FINRA, 2%
  • Customer Relationships, 2%
  • Market Trends, 2%
Common finance service representative skills
  • Financial Services, 15%
  • Patients, 8%
  • Team-Oriented Environment, 7%
  • Mutual Funds, 4%
  • Financial Products, 4%
  • Customer Service, 3%