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Investment representative vs investment consultant

The differences between investment representatives and investment consultants can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 4-6 years to become an investment representative, becoming an investment consultant takes usually requires 2-4 years. Additionally, an investment consultant has an average salary of $109,300, which is higher than the $65,361 average annual salary of an investment representative.

The top three skills for an investment representative include money management, mutual funds and financial services. The most important skills for an investment consultant are financial services, FINRA, and financial products.

Investment representative vs investment consultant overview

Investment RepresentativeInvestment Consultant
Yearly salary$65,361$109,300
Hourly rate$31.42$52.55
Growth rate10%15%
Number of jobs35,91448,111
Job satisfaction--
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 77%
Average age4345
Years of experience64

What does an investment representative do?

Investment representatives, also known as financial advisers, usually work in a bank, investment company, credit institution, or other financial firm. They handle the marketing and promotion of financial services and give clients investment advice. They do this is the phone or through face-to-face transactions. This position requires someone to be customer-oriented, communicate effectively, and know how to handle a crisis.

What does an investment consultant do?

An investment consultant is an individual who gives investment products, planning, and/or advice to investors. Investment consultants formulate investment strategies to help clients fulfill their necessities and realize their financial objectives. They create internal research documents that outline real estate investment opportunities and private equity. It is also part of their job to review strategies of asset management that recognize estate and income tax needs.

Investment representative vs investment consultant salary

Investment representatives and investment consultants have different pay scales, as shown below.

Investment RepresentativeInvestment Consultant
Average salary$65,361$109,300
Salary rangeBetween $37,000 And $112,000Between $60,000 And $196,000
Highest paying CityNew York, NYNew York, NY
Highest paying stateNew YorkNew York
Best paying companyAmerican Century InvestmentsBailey & Glasser
Best paying industryFinanceFinance

Differences between investment representative and investment consultant education

There are a few differences between an investment representative and an investment consultant in terms of educational background:

Investment RepresentativeInvestment Consultant
Most common degreeBachelor's Degree, 78%Bachelor's Degree, 77%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Minnesota - Twin Cities

Investment representative vs investment consultant demographics

Here are the differences between investment representatives' and investment consultants' demographics:

Investment RepresentativeInvestment Consultant
Average age4345
Gender ratioMale, 72.1% Female, 27.9%Male, 79.7% Female, 20.3%
Race ratioBlack or African American, 5.9% Unknown, 4.2% Hispanic or Latino, 12.4% Asian, 9.9% White, 67.4% American Indian and Alaska Native, 0.2%Black or African American, 5.7% Unknown, 4.4% Hispanic or Latino, 9.5% Asian, 8.4% White, 71.9% American Indian and Alaska Native, 0.1%
LGBT Percentage6%5%

Differences between investment representative and investment consultant duties and responsibilities

Investment representative example responsibilities.

  • Act as an investor center product coordinator; provide guidance on product and sales techniques for manage account solutions and annuities.
  • Manage and strengthen customer relationships through cross-selling and up-selling to maximize retention and income generation by contacting existing and prospective customers.
  • Re-Obtain previously hold FINRA licenses.
  • Sell fix and variable annuities.
  • License financial adviser & insurance producer register with both FINRA & the state of Massachusetts.
  • Answer inquiries with regards to equities, options, mutual fund, fixed-income and unit investment trusts.
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Investment consultant example responsibilities.

  • Manage $3MM private investment portfolio consisting of mid-cap/large-cap equities.
  • Research securities to determine value by analyzing financial statements, corporate filings and earnings reports
  • Preform timely and accurate securities operational support functions, trade processing, settlement reporting.
  • Adjust sector exposure to express personal macro views, selecting single stocks within sector base on fundamental analysis and technical indicators.
  • Advance knowledge of annuities and interest rates.
  • Team leader for license bank employees in the selling of tax-defer annuities.
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Investment representative vs investment consultant skills

Common investment representative skills
  • Money Management, 46%
  • Mutual Funds, 28%
  • Financial Services, 2%
  • FINRA, 2%
  • Customer Relationships, 2%
  • Market Trends, 2%
Common investment consultant skills
  • Financial Services, 12%
  • FINRA, 8%
  • Financial Products, 7%
  • Client Relationships, 5%
  • Investment Products, 4%
  • Client Satisfaction, 4%