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Loan review analyst vs closer

The differences between loan review analysts and closers can be seen in a few details. Each job has different responsibilities and duties. It typically takes 4-6 years to become both a loan review analyst and a closer. Additionally, a loan review analyst has an average salary of $42,678, which is higher than the $29,291 average annual salary of a closer.

The top three skills for a loan review analyst include financial statements, loan documentation and real estate. The most important skills for a closer are customer service, cleanliness, and punctuality.

Loan review analyst vs closer overview

Loan Review AnalystCloser
Yearly salary$42,678$29,291
Hourly rate$20.52$14.08
Growth rate4%4%
Number of jobs26,0427,560
Job satisfaction--
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 35%
Average age4545
Years of experience66

What does a loan review analyst do?

A loan review analyst is a person who evaluates all credit documents and information needed. They are responsible for gaining approval and maintaining compliance under the credit or loan guidelines. A loan revies analyst prepares needed loan reports with the necessary information for approval and decision making. Furthermore, they are the ones who are assessing credit structures. Often, this career is for someone who has experience in credit analysis and assessment.

What does a closer do?

The duties of a closer depend on one's line of work or industry of employment. Typically, their responsibilities revolve around liaising with clients to ensure that they understand and adhere to all terms of the agreement, completing all requirements and necessary documents, and maintaining records of all transactions. A closer must also monitor the regular payments of clients to ensure their compliance with the agreement, answer any inquiries, perform follow-up calls, and address any issues or concerns, resolving them promptly and efficiently.

Loan review analyst vs closer salary

Loan review analysts and closers have different pay scales, as shown below.

Loan Review AnalystCloser
Average salary$42,678$29,291
Salary rangeBetween $25,000 And $72,000Between $20,000 And $40,000
Highest paying CityParsippany-Troy Hills, NJGreece, NY
Highest paying stateWashingtonHawaii
Best paying companyCFA InstituteGPAC
Best paying industryFinance-

Differences between loan review analyst and closer education

There are a few differences between a loan review analyst and a closer in terms of educational background:

Loan Review AnalystCloser
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 35%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Loan review analyst vs closer demographics

Here are the differences between loan review analysts' and closers' demographics:

Loan Review AnalystCloser
Average age4545
Gender ratioMale, 37.7% Female, 62.3%Male, 45.0% Female, 55.0%
Race ratioBlack or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.0% Asian, 6.4% White, 63.3% American Indian and Alaska Native, 0.5%Black or African American, 9.4% Unknown, 4.6% Hispanic or Latino, 16.3% Asian, 6.1% White, 63.1% American Indian and Alaska Native, 0.5%
LGBT Percentage8%8%

Differences between loan review analyst and closer duties and responsibilities

Loan review analyst example responsibilities.

  • Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
  • Approve or deny files according to FHA by origination underwriter guidelines.
  • Perform full and partial post-closing audits and reviews on conforming, non- conforming loans sell to FNMA, FHLMC and FHA.
  • Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
  • Evaluate consumer mortgages in accordance with USDA procedures and guidelines.
  • Analyze borrower credit profile using USDA's GUS system and manual underwrite process.
  • Show more

Closer example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Process conventional, FHA, VA and USDA loans, clearing conditions before submission.
  • Clear property conditions for insurance and title on all FHA, VA and USDA loans.
  • Submit information to mortgage insurance carriers, FHA, VA, FHLMC, and FNMA for workout alternatives to foreclosure.
  • Coordinate with foreclosure and eviction and litigation teams to ensure properties are in transferable condition prior to closing.
  • Prepare high volume of loan closing packages under a variety of loan programs including conventional, FHA and VA.
  • Show more

Loan review analyst vs closer skills

Common loan review analyst skills
  • Financial Statements, 9%
  • Loan Documentation, 9%
  • Real Estate, 6%
  • Loan Portfolio, 6%
  • Investor Guidelines, 6%
  • Audit Findings, 4%
Common closer skills
  • Customer Service, 42%
  • Cleanliness, 31%
  • Punctuality, 8%
  • Dependability, 4%
  • Food Orders, 4%
  • Work Ethic, 1%

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