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Loan workout officer full time jobs - 45 jobs

  • Commercial Mortgage Loan Analyst - Cincinnati, OH

    Ameritas 4.7company rating

    Cincinnati, OH

    Back Commercial Mortgage Loan Analyst #5679 Multiple Locations Apply X Facebook LinkedIn Email Copy Position Locations Lincoln, Nebraska, United StatesCincinnati, Ohio, United States Area of Interests Investments Full-Time/Part Time Full-time Job Description Provide analytical support to the loan production and portfolio management activities of the Commercial Mortgage and Real Estate group of Ameritas Investment Partners (AIP). This is a hybrid role working partially in-office (Cincinnati, OH or Lincoln, NE) and partially from home. What you do: Provide initial review, analysis and written recommendations on new mortgage loans presented by loan correspondents or other sources. For loan opportunities, complete submission briefs, draft application-commitment documents and other related loan production documents. Assist management in monitoring our existing portfolio of mortgage loans. In a timely manner, complete all monthly and quarterly compliance reports, with appropriate analytical insight included, for individual loans, properties or for entire portfolios of loans or properties. Aid in the closing process of assigned loans. Review third party reports, leases and other due diligence activities. Assist with loan file assembly (hard copy or electronic). As scheduled or requested, travel to selected markets and call on mortgage banking correspondents, as an aid in new loan production, portfolio management and servicing functions. Perform property site inspections as assigned and document inspections. Track economic and real estate market information in the markets where Ameritas has commercial mortgage or real estate investment exposure or is considering such investment. Document such current information for use by management personnel in their decision making. Make recommendations to management based on data review. Provide other related support for our portfolio and loan servicing managers, as needed or assigned. Review inspection reports and operating statement reports for individual loans. Add appropriate data to the portfolio management systems and notify management regarding issues discovered. As requested, provide written rationale and recommendations for loans to be added to or removed from portfolio watch lists. Update valuation models using current property-level data. Provide requested support on real estate equity transactions. Such support will include analysis and commentary on individual markets, locations and other underwriting criteria. What you bring: Zero to two years of relevant experience required. Previous experience in commercial real estate management, banking, investment management or related areas desired. Associate degree required. Strong preference for bachelor's degree with a major in finance, real estate, or similar field of study. Communication skills, reasoning and analytical skills; ability to operate independently, and ability to execute independent judgment are all required. Industry relevant professional certifications or licensing are desirable but not required. Working knowledge of word processing, databases, spreadsheet, property valuation (e.g., ARGUS) and mapping software are desired. What we offer: A meaningful mission. Great benefits. A vibrant culture Ameritas is an insurance, financial services and employee benefits provider Our purpose is fulfilling life. It means helping all kinds of people, at every age and stage, get more out of life. At Ameritas, you'll find energizing work challenges. Flexible hybrid work options. Time for family and community. But dig deeper. Benefits at Ameritas cover things you expect -- and things you don't: Ameritas Benefits For your money: * 401(k) Retirement Plan with company match and quarterly contribution. * Tuition Reimbursement and Assistance. * Incentive Program Bonuses. * Competitive Pay. For your time: * Flexible Hybrid work. * Thrive Days - Personal time off. * Paid time off (PTO). For your health and well-being: * Health Benefits: Medical, Dental, Vision. * Health Savings Account (HSA) with employer contribution. * Well-being programs with financial rewards. * Employee assistance program (EAP). For your professional growth: * Professional development programs. * Leadership development programs. * Employee resource groups. * StrengthsFinder Program. For your community: * Matching donations program. * Paid volunteer time- 8 hours per month. For your family: * Generous paid maternity leave and paternity leave. * Fertility, surrogacy, and adoption assistance. * Backup child, elder and pet care support. An Equal Opportunity Employer Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude, and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law. Application Deadline This position will be open for a minimum of 3 business days or until filled. This position is not open to individuals who are temporarily authorized to work in the U.S. About this Position's Pay The pay range posted reflects a nationwide minimum to maximum covering all potential locations where the position may be filled. The final determination on pay for any position will be based on multiple factors including role, career level, work location, skill set, and candidate level of experience to ensure pay equity within the organization. This position will be eligible to participate in our comprehensive benefits package (see above for details). This position will be eligible to participate in our Short-Term Incentive Plan with the annual target defined by the plan. Job Details Pay Range Pay RangeThe estimated pay range for this job. Disclosing pay information promotes competitive and equitable pay. The actual pay rate will depend on the person's qualifications and experience. $57,947.00 - $92,716.00 / year Pay Transparency Pay transparency is rooted in principles of fairness, equity, and accountability within the workplace. Sharing pay ranges for job postings is one way Ameritas shows our commitment to equitable compensation practices.
    $57.9k-92.7k yearly 2d ago
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  • Retail Banking Officer - Springfield - Springfield, OH

    Wesbanco Bank Inc. 4.3company rating

    Springfield, OH

    Back 33d Retail Banking Officer - Springfield #32-8617 Springfield, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Springfield OH. Market Cincinnati Work Hours per Week 37.5 Requirements High school diploma required. Banking, cash handling, sales, and customer service experience required. Supervisory or leadership skills required. Job Description SUMMARY: Promotes a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Provides leadership to the banking center for daily sales, service and operations. Retail Banking Officers are charged with ensuring the proper training and development of the staff, providing excellent customer service while identifying sales opportunities and performing account transactions. The Retail Banking Officer leads the consistent delivery of excellent customer service to all banking center customers, including the relationship building efforts for existing and prospective consumer and business customers. The Retail Banking Officer focuses primarily on the daily sales initiatives and assumes a proactive role in customer interaction and service to include meeting with customers to discuss their specific banking needs in person and via phone. The Retail Banking Officer is also expected to actively initiate outbound telephone calls focused on proper customer onboarding efforts, prospecting of new Retail customers and consistent promoting of new and existing Retail banking relationships. The Retail Banking Officer will assist the Banking Center Manager in targeted outside sales activities and participate in community service opportunities in the specific community or market. From an operational standpoint, the Retail Banking Officer is responsible to comply with all established Bank policies, procedures, and security measures. Responsibilities may include assisting in supervising, operating as a teller, and/or providing necessary additional support of the banking center's sales and operational objectives as assigned. ESSENTIAL FUNCTIONS: Excellent Customer Service Provides leadership to the banking center for daily sales, service and operations Assists with coaching, training and developing the staff Relationship building Successfully promotes Bank's products and services ESSENTIAL DUTIES AND RESPONSIBILITIES: Personally models the standards of the Bank's Mission, Vision, and Pledge. Required to effectively assess the financial needs of Banking Center clients and make an appropriate recommendation to fulfill the needs of the client. Consistently meets and exceeds defined sales goals for loans, deposits, partner referrals and profitability. Promotes the sales culture within the banking center through their sales-related activities demonstrating their ability to promote the Bank's products and services in order to reach individual and team sales goals. Promotes the sales culture within the banking center by demonstrating strong ability to sell and successfully promotes the Bank's products and services in order to reach individual and team sales goals. Communicates and partners effectively with branch staff and peers to promote team environment to ensure goals are met and informally coaches others for positive results. Educates bank team on uncovering opportunities to help advance financial wellness of customers. Sets priorities and follows through on the implementation of the defined sales and service activities. Encouraged to actively participate in various community activities (Boards, Executive Committees, Advisory roles, etc). Responsible for providing input into evaluating performance, coaching and training employees. May assist with interviewing. Supports proper functioning of all day-to-day operations including, but not limited to: customer service, open and close procedures, support of daily vault duties, comply with the control of cash levels, and adhere to the adequate supply of inventory, audit and compliance requirements. Actively participates in regular sales and staff meetings. Leads meetings as assigned. Provides service to customers and prospective customers on various banking matters including the explanation of products being offered and professional resolution of problems/issues. Builds successful working relationships with internal business partners seeking constructive peer feedback when appropriate. Demonstrates sound judgment and decision making and by following established guidelines and procedures while utilizing appropriate resources for assistance when needed. Maintains prescribed security controls to protect self and the banking center against criminal and fraudulent operations and unnecessary risks or exposures. Maintains a position of trust and responsibility by keeping all sensitive information and customer business confidential and in a secured location. Must have the working knowledge of all roles within a retail Banking Center. Contribute in a team environment to service customer needs by answering incoming telephone calls and any additional duties assigned to support the success of the Banking Center. Other duties as assigned. OTHER SKILLS AND REQUIREMENTS: Must be able to foster the partnerships that includes the banking center staff as well as employees from other lines of business. Responsible for assisting with evaluating performance, rewarding and disciplining employees, addressing complaints and resolving problems. Responsibilities include assisting with pro-active recruiting, interviewing, and assisting with hiring, coaching and training employees. Other responsibilities may involve planning, assigning and directing work. Ability to successfully promote, generate and deepen all financial relationships through outbound calling, internal business development and building a loyal customer base. Strong consumer lending skills are preferred with a solid understanding of consumer lending products. Must possess the ability to effectively interact and build positive customer relationships and be able to clearly express concepts, ideas, and product information verbally and in writing. Must have strong product knowledge for the level of selling and cross selling performance expected with position. Must have excellent organizational skills and the ability to multi-task and to be flexible. Proficient in Microsoft Outlook 365. Proficient computer skills are required and the ability to learn various Banking Software programs. Sound mathematical and analytical skills preferred. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. The Retail Banking Officer is required to have a Nationwide Mortgage Licensing System (NMLS) registration within thirty days of hire. Must be available to work all hours of operations. Full-Time/Part-Time Full-time Area of Interest Retail Services All Locations Springfield, Ohio, United States
    $57k-83k yearly est. 3d ago
  • Experienced Loan Officer - Consumer Direct

    Mutual of Omaha Mortgage 4.7company rating

    Columbus, OH

    Join the winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years! Mutual of Omaha Mortgage is inspired by hometown values and committed to being responsible and caring for each other, we exist for the benefit of our customers. With this excellent reputation, you will find your customers more receptive because of our well branded name. We specialize in affinity relationships, where very competitive pricing is offered! Mutual of Omaha Mortgage is a full-service lending division offering a complete line of residential mortgage, refinancing, and specialty loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. By constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive interest rates combined with optimal mortgage structuring. Website: ******************************* The Work: At Mutual of Omaha Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers. Our goal is to provide the most appropriate financial solutions to meet each client's specific needs. The Person: Is energetic and outgoing, with excellent communication skills and who's able to be persuasive, has good character and integrity Connects quickly with consumers and builds rapport with potential clients Exceptional written and verbal communication skills, including excellent follow up capabilities Comfortable taking inbound calls Strong ability and passion for closing deals and negotiating Possess the ability to quickly identify customer's goals and objectives Is an ambitious professional who is motivated by the opportunity for advancement Flexible and adaptable, learns and reacts quickly in a fast paced environment, able to multi-task Strong sense of urgency and initiative to get things done Ability to handle high volume of phone calls Basic computer skills and data entry Sales experience preferred College degree preferred, but not mandatory The Perks: One of the best consumer direct compensation plans in the market Unstoppable marketing machine with LEADS, LEADS, LEADS Ongoing sales training, teaching the most innovative sale methods and daily sales coaching Proud sponsor of our veterans and numerous military charities - We proudly serve our Veterans. We will donate $125 to veteran and active duty charities for every participating loan that we close Incentive plans, competitions, company paid trips and contests Continuous on-going training and internal growth Extensive product line - products other lenders don't have Being a part of a dynamic and collaborative corporate culture that drives you to succeed This position is eligible for commissions, along with a base salary of $12 to $14 an hour Average Income of a Senior Loan Officer is typically between $50,000 and $200,000 a year Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include: Paid Sick Time - 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed. 9 Paid Holidays + 1 Cultural Celebration Day (Floating Holiday) Multiple PPO Medical Plans, as well as HDHP eligible plan. Dental Coverage Vision Coverage Company Paid Life Insurance Additional Benefits including - Optional Life, FSA, Pet Insurance etc. 401K with a generous employer match Free Legal Services Employee Loan Program
    $50k-200k yearly Auto-Apply 17d ago
  • Mortgage Loan Officer

    PNC 4.1company rating

    Columbus, OH

    Position OverviewAt PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Columbus or Cincinnati, OH,PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.Job Description Recommends loan solutions in accordance with lending guidelines and clients' requirements. Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls. Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency. Collaborates with internal and external stakeholders to complete mortgage transactions. Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred SkillsBanking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, SalesCompetenciesCustomer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling.Work ExperienceRoles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.EducationNo DegreeCertificationsNo Required Certification(s) LicensesCandidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.Pay TransparencyBase Salary: $37,440.00 - $37,440.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.Application WindowGenerally, this opening is expected to be posted for two business days from 12/16/2025, although it may be longer with business discretion.BenefitsPNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
    $37.4k-37.4k yearly Auto-Apply 2d ago
  • Loan Officer In-Training

    Crosscountry Mortgage 4.1company rating

    Cleveland, OH

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: CrossCountry Mortgage is seeking skilled sales professionals who are interested in becoming a Licensed Loan Officer. Our goal is to provide candidates with the materials and resources to become a successful Loan Officer in order to put the needs of our customers first. We strive to ensure that every one of our customers has a fantastic experience when they do business with us. During the training period, individuals will be eligible to work part-time at a minimum of 15 hours a week. Once transitioned into the training program the hours will be full-time at 40 hours a week. Incentives: Paid Training Casual work atmosphere Opportunities for advancement within the first month Sales incentives, contests, and raffles Casual work environment, catered lunches, company sponsored activities and sporting events Job Responsibilities: Handle UNLIMITED inbound leads. Train and study to become a licensed Loan Officer. Work closely with customers, customer service representatives, loan officers, underwriting and processors. Taking applications, pulling credit and learning CrossCountry Mortgage's internal loan origination system (Encompass). Develop client retention strategies and follow-up procedures. Act as a brand ambassador for CrossCountry Mortgage by promoting the company as a preferred lender. Learn and utilize various in-house systems at CrossCountry Mortgage. Qualifications and Skills: Previous call center experience preferred. Experience in collecting leads. Proficient with Microsoft Word and Outlook. Basic lead management knowledge. Excellent communication skills. Ability to manage multiple responsibilities. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. #LI-CCMREC CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $37k-57k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Officer - Columbus Market

    Lcnb Corp 3.8company rating

    Worthington, OH

    Mortgage Loan Officer - Market (LOM) Identifying Information: Department: Mortgage Loan Reports To: Gary Kohls, Vice President, Mortgage Sales Manager Location: Worthington Office, 6877 N. High St. Worthington, Ohio 43085 - Columbus, Ohio Market - Hotel office in Retail Banking Centers; may work remotely on occasion Status: Full-Time Salaried Non-Exempt Hours: 40-hour work week; schedule as determined by Mortgage Loan Officer and production target Compensation: Base salary and incentive compensation plan Position Purpose: LCNB National Bank is seeking a Mortgage Loan Officer within our Columbus Market. This position is responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing “book” of business the Mortgage Loan Officer may have acquired over his/her career. The Columbus Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Columbus Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements. Essential Functions and Responsibilities: Solicit residential mortgages from various sources Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources Produce high quality loans which are compliant and provide excellent customer service Develop and maintain a high degree of visibility for mortgage originations, sales and business development Understand and market LCNB National Bank mortgage loan products, stay informed of mortgage industry trends and developments in the assigned market Understand real estate appraisals, title reports and real estate transactions Review and analyze financial and credit data Meet with applicants to answer questions and obtain information for mortgage loan applications Collect and upload loan documentation and financial information into the loan operating system Effectively learn and operate LCNB's loan origination system Effectively communicate with processing and underwriting support staff Maintain a high level of customer satisfaction and effectively resolve issues Maintain open and effective communication channels with customers, realtors and other referral sources Attend loan closings, sales and officer meetings Required Qualification: 2+ years of experience originating FHA, VA, USDA and conventional loans High School diploma or GED equivalent Desired Qualifications: Existing pipeline and book of business of local referral sources Existing mortgage sales of 600,000 per month Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles Experience in personal financial analysis and tax return analysis Ability to think, reason and communicate clearly The ability to observe and identify details at close range NMLS (Obtained or transferred within 30 days of hire) Strong computer skills and working knowledge of Microsoft Office Suite Knowledge & understanding of credit, underwriting, credit policy and financial statement analysis Knowledge of Desktop Originator (DO) and Loan Prospector (LP) Ability to thrive in a high volume, fast-paced environment Strong organizational and time management skills with accuracy and attention to detail Ability to build and maintain positive and effective relationships with others, both internally and externally Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies Strong integrity, work ethic, and ability to achieve desired production results Working Conditions: Ability to work outside of the office 50%+ of the time Ability to travel to and from bank offices and third-party locations Occasionally move/traverse to access files and equipment Constantly operate a computer and other office equipment Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation. Equal Opportunity Employer/Disability/Veterans.
    $33k-49k yearly est. Auto-Apply 60d+ ago
  • Commercial Loan Officer

    First Citizens National Bank of Upper Sandusky 3.8company rating

    Upper Sandusky, OH

    Purpose: The individual is responsible for proactively executing integrated sales, service and relationship strategies to support growth and retention of business customers. Develop new business relationships, as well as cross-marketing/needs fulfillment for existing clients. Essential Functions: Responsible to develop and maintain relationships with local businesses, professionals and referral sources. Proactively makes outside calls (separately and jointly with other banking officers) in order to identify new commercial lending and treasury management opportunities that fit within the Bank's risk tolerance and cross-sell other bank products and services. Promotes and supports loan growth with prospects as well as existing customers. Must be able to explain products, programs, and loan processes, as well as set customer expectations. Establishes a strong FCNB presence in the market by actively participating in community events and organizations to promote the Bank's visibility and reputation. Provides strong, and visible leadership, which fosters positive attitudes and trust among employees, clients and prospects. Closely monitors borrower performance and anticipates changes in risk rating. Proactively identify issues and addresses promptly in order to mitigate potential future risk. Manages personal pipeline to ensure service standards and financial goals are met. Works with commercial loan assistant, loan processors, credit analysts and other Bank staff to ensure accurate and complete loan documentation and a seamless customer service experience. Maintains compliance with all legal and regulatory lending requirements and strictly adheres to internal control policies and procedures. Maintains compliance to all government regulations, including Bank Secrecy Act, Regulation E (Electronic Funds), Regulation CC (Funds Availability), CRA and Regulation DD or other policies pertaining to your position. Assists with collections activity, annual borrower reviews, and site visits, as needed. Others: Note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required for this job. Duties, responsibilities and activities may change at any time with or without notice. Requirements Qualified candidate will have commercial lending experience and/or formal credit training. Requires a four year college degree in business, finance or a similar business related field or equivalent work experience and/or formal bank training schools and seminars. Strong knowledge of financial statement analysis and loan structure preferred, but not required. Strong customer service, analytical and organization skills. Strong written and verbal communication skills. Must possess the ability to manage multiple priorities and deadlines independently and within team setting. Wages are commensurate with experience and a complete benefits package is providing including educational reimbursement with First Citizens paying 100% of tuition for full time employees; student loan dept repayment; paid time off; 401(k); health, dental, vision insurance; and more. This job posting does not list all the duties of the job. This job posting may be revised at any time. This job posting is not to be implied as a contract for employment for any length of time and will not change the employee's at will relationship. Either the employer or the employee may terminate employment at any time. First Citizens National Bank is an Equal Opportunity Employer -D/V.
    $42k-54k yearly est. 60d+ ago
  • Experienced Loan Officer

    Solid Rock Recruiting LLC

    Cleveland, OH

    Job DescriptionExperienced Loan Officer Compensation: $100,000 - $150,000 (Base + Incentives) Employment Type: Full-Time About the Bank We are a well-established community bank committed to serving local businesses and individuals with reliable service and local decision-making. As our loan portfolio continues to grow, we are seeking an Experienced Loan Officer to join our team and support ongoing lending needs across the community. Position Overview The Experienced Loan Officer will develop, manage, and grow a portfolio of commercial and consumer loans. This role is ideal for a lender who thrives on relationship building, portfolio management, and delivering high-quality client service. Key Responsibilities Build and maintain strong relationships with new and existing clients across the community. Analyze financials, credit reports, and collateral to structure appropriate loan solutions. Manage a diversified loan portfolio and ensure ongoing credit quality. Present loan requests and recommendations to the credit team/loan committee. Identify growth opportunities through client outreach, referrals, and community involvement. Provide a high level of responsiveness and support to clients and internal partners. Ensure all lending activities follow bank policies, regulatory requirements, and risk guidelines. Qualifications 3+ years of experience as a Loan Officer or Commercial/Consumer Lender (community bank experience preferred). Strong credit analysis and financial statement review skills. Proven track record of building and managing a healthy loan portfolio. Ability to grow business through relationships, networking, and local presence. Excellent communication and client-service skills. Bachelor's degree in Business, Finance, Accounting, or related field preferred. Compensation & Benefits Total earnings of $100,000 - $150,000 (base salary + incentive plan) Full benefits package (health, 401k, PTO, etc.) Local decision-making and strong support from leadership Long-term career stability and growth opportunities How to Apply Please send your resume to brian@solidrockrecruiting.com with the subject line: Experienced Loan Officer Application . All inquiries are fully confidential.
    $40k-60k yearly est. 29d ago
  • Junior Loan Officer

    Go Mortgage

    Columbus, OH

    FLSA Status: Non - Exempt Employment Type: Regular Corp. FT/PT Status: Full-Time About Us: Go Mortgage is a nationally licensed, independent mortgage banking company operating in 46 states. We specialize in purchase, refinance, and construction loans and are committed to providing exceptional service to our clients through innovation, technology, and human connection. We are seeking a dynamic, motivated Client Service Representative (CSR) to join our growing team. The ideal candidate will provide critical front-line support for our loan officers by managing inbound and outbound client communications, qualifying new leads, nurturing existing prospects, and ensuring a seamless customer experience throughout the mortgage application process. Key Responsibilities: Outbound Sales Engagement: Make 100+ outbound sales calls per day to prospective borrowers who have submitted online lead forms. Re-engage past leads and follow up with aged or inactive contacts to uncover renewed interest. Schedule appointments and live transfers to licensed loan officers when applicable. Inbound Sales Support: Handle overflow inbound calls from prospective clients responding to direct mail or digital marketing campaigns. Answer client questions about mortgage products (purchase, refinance, and construction) and direct them appropriately in the sales funnel. Lead & CRM Management: Input and update lead data and borrower information into the CRM system in real time. Collect missing borrower information necessary for a complete mortgage application (e.g., income, employment, credit details). Qualify or disqualify prospects based on initial screening criteria. Organize and schedule follow-up tasks and callbacks for seasoned loan officers. Application & Pipeline Support (Loan Officer Assistant Duties): Assist loan officers with documentation requests, file preparation, and applicant follow-ups. Monitor application pipeline and ensure timely client communications during pre-approval and processing phases. Serve as a liaison between borrowers and loan officers to support a smooth and efficient loan experience. Assist in meeting deadlines for application submissions and disclosures. Client Experience: Deliver an excellent first impression and build rapport with clients during initial interactions. Serve as a consistent point of contact during the early stages of the loan process. Uphold professionalism and empathy during all client communications. Why Join Go Mortgage? As a Client Service Representative at Go Mortgage, you'll help shape the future of home lending while building meaningful connections with borrowers across the country. This role is a launchpad to becoming a successful Mortgage Loan Officer. You'll gain firsthand exposure to every stage of the mortgage process while working in a supportive, energetic, learning and coaching environment where your drive and ambition are recognized and rewarded.
    $30k-40k yearly est. Auto-Apply 60d+ ago
  • Loan Officer

    Guardian Savings Bank 3.9company rating

    Cincinnati, OH

    Guardian Savings Bank is known for making home ownership dreams come true for our customers. We're looking for a Mortgage Loan Officer, with experience in originating mortgage loans, for our Northern Kentucky offices. In this role, you will initiate the mortgage process for potential clients, preparing analyzing and verifying mortgage loan applications for the purchase or refinance of real estate. If you have a passion for helping others, the ability to communicate professionally with clients and co-workers in a timely manner, a positive attitude and a desire to be part of a fun and growing team, we would love to hear from you. SKILLS/QUALIFICATIONS • High school diploma or equivalent, required; or Associate degree, preferred • Minimum 1+ years current Mortgage Loan Originator experience preferred • Established NMLS license, preferred COMPENSATION • Benefits package includes 401(k) match, medical/dental/vision • Uncapped commission • Company-generated leads • Growth Opportunity At Guardian Savings Bank, our primary focus is on what we do best, making home ownership a reality for all. We're known for our low cost, low rate mortgage loans and offer a wide variety of conventional conforming and non-conforming loans, along with FHA and VA loans. In addition, Guardian is a leader in construction, lot, investment, and apartment loans. With over 125 years of hometown service, we pride ourselves on the personal attention we give to our customers. We offer a large array of checking and savings products with competitive rates to meet all of their personal and business goals. Guardian Savings Bank is an EEO/Affirmative Action Employer and will make all employment-related decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status. Job Category: Commission Department: Lending Employee Status: Regular Schedule: Full Time Shift: 1st Shift Guardian Savings Bank: Low Costs, Low Rates. Let us make home ownership a reality for you.
    $32k-51k yearly est. Auto-Apply 60d+ ago
  • Mortgage Loan Officer

    Huntington National Bank 4.4company rating

    Worthington, OH

    The Mortgage Loan Officer position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community. Duties & Responsibilities: + Develops new and expands internal and external referral sources to grow mortgage business + Using consultative selling techniques, advises clients on mortgage loan options and other financial products. + Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting. + Responsible for maintaining client relationships. + Advises customers on the completion of loan applications. + Performs other duties as assigned. Basic Qualifications: + High school diploma or GED + One or more years of mortgage loan origination experience, preferably at a bank + NMLS license Preferred Qualifications: + Pipeline and book of business + Bachelor's degree preferred + Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs) + Knowledge of mortgage procedures, documentation, and underwriting guidelines + Demonstrated ability to identify opportunities to cross-sell financial products and services + Effective written and verbal communication skills + Strong organizational skills -Ability to multi-task + PC - Internet skill Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) No Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis. Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $33k-46k yearly est. 60d+ ago
  • Mortgage Loan Officer

    PNC Financial Services Group, Inc. 4.4company rating

    Columbus, OH

    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Columbus or Cincinnati, OH, PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description * Recommends loan solutions in accordance with lending guidelines and clients' requirements. * Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls. * Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency. * Collaborates with internal and external stakeholders to complete mortgage transactions. * Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales Competencies Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work Experience Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education No Degree Certifications No Required Certification(s) Licenses Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. Pay Transparency Base Salary: $37,440.00 - $37,440.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 12/16/2025, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
    $37.4k-37.4k yearly 37d ago
  • Mortgage Loan Officer - Cincinnati

    Stock Yards Bank & Trust 4.7company rating

    Cincinnati, OH

    Job Title: Mortgage Loan Officer Department: Mortgage FLSA Status: Non-Exempt Hours of Operation: 40 hours per week, start and end times may vary Sell mortgage loan products through sales efforts with individuals, builders, realtors, and other contact groups. Organizational Duties and Responsibilities: Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures. Supports all functions that maintain compliance with regulatory agencies. Essential Duties and Responsibilities: Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions Collect, compile and analyze information for acceptability for approval for investor's loan product Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing Follow up closely with processor to ensure loans are closed timely Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites Other duties as assigned Working Conditions: Outside sales Unregulated and unmonitored schedule Due to the nature of this position, loan demand and customer convenience, employee is often called upon to work evening hours and week-ends; therefore, their hours can be adjusted at their discretion to meet their own schedules When in office, uses a computer with various programs Minimum Job Requirements: Education: High school/GED education, college degree preferred Experience: Outside sales experience with FHA, VA, and conventional lending Comprehensive skills: Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts Excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others Be a productive team player, with the ability to learn, apply training and comprehend policies and procedures Flexible to changing working situations and able to meet deadlines as they arise Specific Skills: PC Literacy with 35 WPM typing skills Knowledge of basic underwriting guidelines preferred Professional appearance and demeanor Excellent sales and negotiating skills, and assertiveness Ability to perform in high pressure situations Physical requirements: The physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Primarily sedentary work performed in an office environment Ability to sit for extended periods of time while working at a computer Frequent use of hands and fingers to operate a computer, keyboard, mouse, and other office equipment Ability to speak clearly and hear well enough to communicate with clients, team members, and vendors via phone, video, and in person Visual acuity sufficient to read computer screens, printed documents, and financial data Occasional standing, walking, bending, or reaching Ability to lift and carry up to 10-15 pounds occasionally (e.g., files, office supplies)
    $40k-52k yearly est. 2d ago
  • Television Licence Field Officer

    Capita Plc

    Bexley, OH

    As a Television Licence Field Officer, you will visit customers currently without a TV licence at addresses throughout the South East London area helping them firstly understand and comply with the legislation behind the TV licence, explaining how they can obtain one, and enabling them to find a payment plan that works for them. * You'll be rewarded with £35,237 annual salary (This includes £3587 London living allowance). * You will also receive either a company car which includes personal use, or a £3,700 annual car allowance paid monthly. * In addition, you will receive a mileage allowance (paid in line with published HMRC rates). In addition to mileage completed between visits we also pay this allowance from and to your home address each day. * Working hours: You'll be working a 36.5-hour week on a flexible shift pattern, with a potential of a four-day working week. * Location: You will be home-based and spend your shift visiting people in communities across your region. Ideally, you will be living in the SE3 postcode areas. Job title: Television Licence Field Officer : Core Responsibilities: * Conduct door to door visits to properties where no TV licence is registered. * Listen to customer reasoning for not having a licence and make an informed decision on next steps. * Accurately record visit details and complete daily timesheets via the handheld device. * Explain and sell the benefits of all licence payment schemes. * Take and accurately record payment details. * Attend court when required to give evidence in prosecution cases. * Carry out work and attend meetings as directed by the Visiting Manager. * Taking Records of Interview under caution. What you'll need to bring: * It's essential that you have a full UK Driving Licence. * You'll need to be physically mobile, as you'll be visiting multiple locations on a daily basis. * Strong interpersonal and communication skills with an excellent standard of both verbal and written English. * Similar previous experience is not essential - we have colleagues who excel from a diverse range of backgrounds, whether that's customer service, retail, sales, ex-Armed Forces or security, however, there is one thing in common - excellent communication skills. What's in it for you? An opportunity to develop new skills and confidence in a role that keeps you active, supported by a network of colleagues working to keep the community connected to their favourite live programmes. * Competitive salary of £35,237 pa. * Company car which includes personal use, or a £3,700 annual car allowance paid monthly. * 23 days' holiday (rising to 29) with the opportunity to buy extra leave. * The opportunity to take a paid day out of the office, volunteering for our charity partners or a cause of your choice. * Company matched pension, life assurance, a cycle2work scheme, 15 weeks' fully paid maternity, adoption and shared parental leave…and plenty more. * As part of our safeguarding commitment, we'll provide a range of safe working measures including the provision of body worn video cameras for all colleagues. * Voluntary benefits designed to suit your lifestyle - from discounts on retail and socialising, to health & wellbeing, travel, and technology. * Access to up to £500 of your salary before payday each month, as well as budgeting and savings features to support your financial wellbeing. * Access to our Employee Network Groups, which represent every strand of diversity and allow colleagues to connect and learn from each other on an open, inclusive platform. You'll receive four weeks of both engaging virtual classroom training and one-to-one training in your working location with one of our experienced trainers. Your two weeks of virtual classroom training will take you through the key aspects of your role, building a strong foundation for you to accelerate your growth as a Visiting Officer. The one-to-one support in the Field will follow on from this, further enhancing your knowledge and skill within the Field, with hands-on exposure covering the important aspects of the role, such as how you approach and interact with our customers, how to use our technology and the best way to excel following our processes and policies. Our on-going support is also what makes us stand out from the rest, with both a management and coaching team that is not only experienced but will help you grow and exceed your own expectations and progress your career, whether that's into a management role or within the wider business. What we hope you'll do next: Choose 'Apply now' to fill out our short application, so that we can find out more about you. We're an equal opportunity and Disability Confident employer, which means we recruit and develop people based on their merit and passion. We're committed to providing an inclusive, barrier-free recruitment process and working environment for everyone. If you need the job description or application form in an alternative format (such as large print or audio), or if you'd like to discuss other changes or support you might need going forward, please email Iqbal at ******************************** or call 07784 237318 and we'll get back to you. For more information about equal opportunities and process adjustments, please visit the Capita Careers website. Location: London * United Kingdom Time Type: Full time Contract Type: Permanent
    $28k-40k yearly est. Auto-Apply 10d ago
  • Jr. Loan Officer

    New American Funding 4.2company rating

    Broadview Heights, OH

    Get paid commissions while you learn! Inside Loan Agents receive 100% inbound calls from NAF generated leads, the same leads as the Sr LO's. We also supply the best ongoing training and leadership in the Call Center Industry, all focused on your success. NAF LO's have all the modern tools needed to move fast and be successful, including: * Industry leading Comp Plan with super low online rates and fees. * 1000's of Real Estate partners to help your borrower find a home quick, and ensure the loan closes with you. * The latest and greatest CRM and LOS systems. * NAF's Rapid app ensures quick and accurate 1003's from your borrower, on their cell phone * Texting ability from our CRM, as well as mass voice mails to reach a group. * We service our own loans, your picture and contact info stay on their mortgage coupon. * All your funded clients are yours to keep, you get the refinances and referrals for higher comp Location: Broadview Heights, OH Salary: $15/hr + bps + full time benefits including 401k, paid holidays, and paid vacation Responsibilities Duties and Responsibilities: * Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. * Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. * Perform lock extensions, pipeline management, appraisal orders among other daily duties * Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. * Accept multiple live, qualified inbound leads daily. * Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. * Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients * Structure and price loans accurately. * Other duties may be assigned. Qualifications Desired Competencies: * Some experience and current product knowledge of FHA, VA, Conventional and other loan programs. * Demonstrate working knowledge and skills to learn federal and state guidelines, rules and regulations such as TRID. * Excellent written and oral communication skills. Desired Education/Experience: * Current working knowledge of mortgage loan process. * 0-2 years' experience as a Loan Processor, Jr. Processor, Loan Setup Clerk, Loan Officer Assistant, Sales, or equivalent. Proficient with Encompass, or other paperless mortgage loan origination systems. * NMLS licensing preferred, but not required in some branches. * High School Diploma or equivalent. Other Duties: This job may require frequent sitting or standing for long periods of time. This job profile is not intended to be an all-inclusive list of job duties and responsibilities, as one may perform additional related duties as assigned in order to meet the needs of the organization. Work Authorization: Must be able to verify identity and employment eligibility to work in the U.S. Physical Demands: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must be able to lift up to ten pounds. Primary functions require sufficient physical ability and mobility to work in an office setting; to stand or sit for prolonged periods of time; to occasionally stoop, bend, kneel, crouch, reach, and twist; to lift, carry, push, and/or pull light to moderate amounts of weight; to operate office equipment requiring repetitive hand movement and fine coordination including use of a keyboard; and to verbally communicate to exchange information. VISION: See in the normal visual range with or without correction. HEARING: Hear in the normal audio range with or without correction. [EOE/M/F/D/V. Drug-free workplace.] #LI-DS1 Responsibilities Duties and Responsibilities: - Builds rapport and leverages customer relationships with existing and potential borrowers with the goal of meeting customer needs and exceeding their expectations. - Analyze customers' financial situations and provide the appropriate solution by advising customers as to the appropriate loan product for them. - Perform lock extensions, pipeline management, appraisal orders among other daily duties - Excel in a fast paced environment with the ability to multitask and follow up with multiple customer and work on multiple files each and every day. - Accept multiple live, qualified inbound leads daily. - Lock loans at point of sale, request initial documents from the customer, and submit an initial, paperless loan package to production staff. - Collect and analyze customers documentation for submission to underwriters for pre-qualification of purchase clients - Structure and price loans accurately. - Other duties may be assigned.
    $15 hourly Auto-Apply 60d+ ago
  • Retail Banking Officer - Ottawa - Ottawa, OH

    Wesbanco Bank Inc. 4.3company rating

    Ottawa, OH

    Back Retail Banking Officer - Ottawa #12-8519 Ottawa, Ohio, United States Apply X Facebook LinkedIn Email Copy Location This position is 100% in office. The employee will work full time in an office in a designated WesBanco location. Consideration for location will be Ottawa, OH. Market Findlay Work Hours per Week 40 Requirements High school diploma required. Banking, cash handling, sales, and customer service experience required. Supervisory or leadership skills required. Job Description SUMMARY: Promotes a positive work environment that inspires, motivates, challenges, supports and provides ongoing recognition for exceptional performance. Provides leadership to the banking center for daily sales, service and operations. Retail Banking Officers are charged with ensuring the proper training and development of the staff, providing excellent customer service while identifying sales opportunities and performing account transactions. The Retail Banking Officer leads the consistent delivery of excellent customer service to all banking center customers, including the relationship building efforts for existing and prospective consumer and business customers. The Retail Banking Officer focuses primarily on the daily sales initiatives and assumes a proactive role in customer interaction and service to include meeting with customers to discuss their specific banking needs in person and via phone. The Retail Banking Officer is also expected to actively initiate outbound telephone calls focused on proper customer onboarding efforts, prospecting of new Retail customers and consistent promoting of new and existing Retail banking relationships. The Retail Banking Officer will assist the Banking Center Manager in targeted outside sales activities and participate in community service opportunities in the specific community or market. From an operational standpoint, the Retail Banking Officer is responsible to comply with all established Bank policies, procedures, and security measures. Responsibilities may include assisting in supervising, operating as a Customer Service Representative, and/or providing necessary additional support of the banking center's sales and operational objectives as assigned. ESSENTIAL FUNCTIONS: Excellent Customer Service Provides leadership to the banking center for daily sales, service and operations Assists with coaching, training and developing the staff Relationship building Successfully promotes Bank's products and services ESSENTIAL DUTIES AND RESPONSIBILITIES: Personally models the standards of the Bank's Mission, Vision, and Pledge. Required to effectively assess the financial needs of Banking Center clients and make an appropriate recommendation to fulfill the needs of the client. Consistently meets and exceeds defined sales goals for loans, deposits, partner referrals and profitability. Promotes the sales culture within the banking center through their sales-related activities demonstrating their ability to promote the Bank's products and services in order to reach individual and team sales goals. Promotes the sales culture within the banking center by demonstrating strong ability to sell and successfully promotes the Bank's products and services in order to reach individual and team sales goals. Communicates and partners effectively with branch staff and peers to promote team environment to ensure goals are met and informally coaches others for positive results. Educates bank team on uncovering opportunities to help advance financial wellness of customers. Sets priorities and follows through on the implementation of the defined sales and service activities. Encouraged to actively participate in various community activities (Boards, Executive Committees, Advisory roles, etc). Responsible for providing input into evaluating performance, coaching and training employees. May assist with interviewing. Supports proper functioning of all day-to-day operations including, but not limited to: customer service, open and close procedures, support of daily vault duties, comply with the control of cash levels, and adhere to the adequate supply of inventory, audit and compliance requirements. Actively participates in regular sales and staff meetings. Leads meetings as assigned. Provides service to customers and prospective customers on various banking matters including the explanation of products being offered and professional resolution of problems/issues. Builds successful working relationships with internal business partners seeking constructive peer feedback when appropriate. Demonstrates sound judgment and decision making and by following established guidelines and procedures while utilizing appropriate resources for assistance when needed. Maintains prescribed security controls to protect self and the banking center against criminal and fraudulent operations and unnecessary risks or exposures. Maintains a position of trust and responsibility by keeping all sensitive information and customer business confidential and in a secured location. Must have the working knowledge of all roles within a retail Banking Center. Contribute in a team environment to service customer needs by answering incoming telephone calls and any additional duties assigned to support the success of the Banking Center. Other duties as assigned. OTHER SKILLS AND REQUIREMENTS: Must be able to foster the partnerships that includes the banking center staff as well as employees from other lines of business. Responsible for assisting with evaluating performance, rewarding and disciplining employees, addressing complaints and resolving problems. Responsibilities include assisting with pro-active recruiting, interviewing, and assisting with hiring, coaching and training employees. Other responsibilities may involve planning, assigning and directing work. Ability to successfully promote, generate and deepen all financial relationships through outbound calling, internal business development and building a loyal customer base. Strong consumer lending skills are preferred with a solid understanding of consumer lending products. Must possess the ability to effectively interact and build positive customer relationships and be able to clearly express concepts, ideas, and product information verbally and in writing. Must have strong product knowledge for the level of selling and cross selling performance expected with position. Must have excellent organizational skills and the ability to multi-task and to be flexible. Proficient in Microsoft Outlook 365. Proficient computer skills are required and the ability to learn various Banking Software programs. Sound mathematical and analytical skills preferred. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. The Retail Banking Officer is required to have a Nationwide Mortgage Licensing System (NMLS) registration within thirty days of hire. Must be available to work all hours of operations. Full-Time/Part-Time Full-time Area of Interest Retail Services All Locations Ottawa, Ohio, United States
    $57k-83k yearly est. 3d ago
  • Mortgage Loan Officer - Columbus Market

    LCNB National Bank 3.8company rating

    Worthington, OH

    Mortgage Loan Officer - Market (LOM) Identifying Information: * Department: Mortgage Loan * Reports To: Gary Kohls, Vice President, Mortgage Sales Manager * Location: Worthington Office, 6877 N. High St. Worthington, Ohio 43085 - Columbus, Ohio Market - Hotel office in Retail Banking Centers; may work remotely on occasion * Status: Full-Time Salaried Non-Exempt * Hours: 40-hour work week; schedule as determined by Mortgage Loan Officer and production target * Compensation: Base salary and incentive compensation plan Position Purpose: LCNB National Bank is seeking a Mortgage Loan Officer within our Columbus Market. This position is responsible for originating real estate mortgage loans in accordance with LCNB National Bank product guidelines, and processing loans in accordance with LCNB National Bank processes up to delivery to an inside processor. The Mortgage Loan Officer's primary responsibility is to grow mortgage production outside of the branches by developing business relationships with realtors, builders and other professionals and sourcing mortgage leads from these business relationships, including any existing "book" of business the Mortgage Loan Officer may have acquired over his/her career. The Columbus Market Mortgage Loan Officer should continue to build this network of referrals as a continuing source of new business. As they are not assigned a Retail Banking Center, there is no defined territory. The Mortgage Loan Officer is expected to collect and review all needed supporting loan documentation and maintain a minimum standard of production and quality. The Columbus Market Mortgage Loan Officer is expected to comply with all consumer and real estate lending laws and requirements. Essential Functions and Responsibilities: * Solicit residential mortgages from various sources * Develop and build relationships with realtors, builders, financial professionals, bank stores, past customers and other non-traditional sources * Produce high quality loans which are compliant and provide excellent customer service * Develop and maintain a high degree of visibility for mortgage originations, sales and business development * Understand and market LCNB National Bank mortgage loan products, stay informed of mortgage industry trends and developments in the assigned market * Understand real estate appraisals, title reports and real estate transactions * Review and analyze financial and credit data * Meet with applicants to answer questions and obtain information for mortgage loan applications * Collect and upload loan documentation and financial information into the loan operating system * Effectively learn and operate LCNB's loan origination system * Effectively communicate with processing and underwriting support staff * Maintain a high level of customer satisfaction and effectively resolve issues * Maintain open and effective communication channels with customers, realtors and other referral sources * Attend loan closings, sales and officer meetings Required Qualification: * 2+ years of experience originating FHA, VA, USDA and conventional loans * High School diploma or GED equivalent Desired Qualifications: * Existing pipeline and book of business of local referral sources * Existing mortgage sales of 600,000 per month * Experience in federal and state mortgage lending statutes, compliance, and regulatory requirements * Knowledge & understanding of mortgage underwriting criteria and residential lending concepts and principles * Experience in personal financial analysis and tax return analysis * Ability to think, reason and communicate clearly * The ability to observe and identify details at close range * NMLS (Obtained or transferred within 30 days of hire) * Strong computer skills and working knowledge of Microsoft Office Suite * Knowledge & understanding of credit, underwriting, credit policy and financial statement analysis * Knowledge of Desktop Originator (DO) and Loan Prospector (LP) * Ability to thrive in a high volume, fast-paced environment * Strong organizational and time management skills with accuracy and attention to detail * Ability to build and maintain positive and effective relationships with others, both internally and externally * Strong written and verbal communication skills with the ability to effectively communicate with associates across the bank, as well as third-party agencies * Strong integrity, work ethic, and ability to achieve desired production results Working Conditions: * Ability to work outside of the office 50%+ of the time * Ability to travel to and from bank offices and third-party locations * Occasionally move/traverse to access files and equipment * Constantly operate a computer and other office equipment Compliance Statement: The associate is responsible for meeting all compliance requirements imposed on LCNB bank by State and Federal law and regulations, as well as all related LCNB Bank policies and procedures. Individuals in Loan Officer positions must meet the Consumer Financial Protection Bureau qualification requirements. Incumbent must be able to perform the essential functions of the position with or without reasonable accommodation. Equal Opportunity Employer/Disability/Veterans.
    $33k-49k yearly est. 10d ago
  • Commercial Loan Officer

    First Citizens National Bank 3.8company rating

    Upper Sandusky, OH

    Purpose: The individual is responsible for proactively executing integrated sales, service and relationship strategies to support growth and retention of business customers. Develop new business relationships, as well as cross-marketing/needs fulfillment for existing clients. Essential Functions: * Responsible to develop and maintain relationships with local businesses, professionals and referral sources. * Proactively makes outside calls (separately and jointly with other banking officers) in order to identify new commercial lending and treasury management opportunities that fit within the Bank's risk tolerance and cross-sell other bank products and services. * Promotes and supports loan growth with prospects as well as existing customers. Must be able to explain products, programs, and loan processes, as well as set customer expectations. * Establishes a strong FCNB presence in the market by actively participating in community events and organizations to promote the Bank's visibility and reputation. * Provides strong, and visible leadership, which fosters positive attitudes and trust among employees, clients and prospects. * Closely monitors borrower performance and anticipates changes in risk rating. Proactively identify issues and addresses promptly in order to mitigate potential future risk. * Manages personal pipeline to ensure service standards and financial goals are met. * Works with commercial loan assistant, loan processors, credit analysts and other Bank staff to ensure accurate and complete loan documentation and a seamless customer service experience. * Maintains compliance with all legal and regulatory lending requirements and strictly adheres to internal control policies and procedures. * Maintains compliance to all government regulations, including Bank Secrecy Act, Regulation E (Electronic Funds), Regulation CC (Funds Availability), CRA and Regulation DD or other policies pertaining to your position. * Assists with collections activity, annual borrower reviews, and site visits, as needed. Others: * Note this job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required for this job. Duties, responsibilities and activities may change at any time with or without notice. Requirements Qualified candidate will have commercial lending experience and/or formal credit training. Requires a four year college degree in business, finance or a similar business related field or equivalent work experience and/or formal bank training schools and seminars. Strong knowledge of financial statement analysis and loan structure preferred, but not required. Strong customer service, analytical and organization skills. Strong written and verbal communication skills. Must possess the ability to manage multiple priorities and deadlines independently and within team setting. Wages are commensurate with experience and a complete benefits package is providing including educational reimbursement with First Citizens paying 100% of tuition for full time employees; student loan dept repayment; paid time off; 401(k); health, dental, vision insurance; and more. This job posting does not list all the duties of the job. This job posting may be revised at any time. This job posting is not to be implied as a contract for employment for any length of time and will not change the employee's at will relationship. Either the employer or the employee may terminate employment at any time. First Citizens National Bank is an Equal Opportunity Employer -D/V.
    $42k-54k yearly est. 60d+ ago
  • Experienced Loan Officer

    Solid Rock Recruiting

    Ohio

    Compensation: $100,000 - $150,000 (Base + Incentives) Employment Type: Full-Time About the Bank We are a well-established community bank committed to serving local businesses and individuals with reliable service and local decision-making. As our loan portfolio continues to grow, we are seeking an Experienced Loan Officer to join our team and support ongoing lending needs across the community. Position Overview The Experienced Loan Officer will develop, manage, and grow a portfolio of commercial and consumer loans. This role is ideal for a lender who thrives on relationship building, portfolio management, and delivering high-quality client service. Key Responsibilities Build and maintain strong relationships with new and existing clients across the community. Analyze financials, credit reports, and collateral to structure appropriate loan solutions. Manage a diversified loan portfolio and ensure ongoing credit quality. Present loan requests and recommendations to the credit team/loan committee. Identify growth opportunities through client outreach, referrals, and community involvement. Provide a high level of responsiveness and support to clients and internal partners. Ensure all lending activities follow bank policies, regulatory requirements, and risk guidelines. Qualifications 3+ years of experience as a Loan Officer or Commercial/Consumer Lender (community bank experience preferred). Strong credit analysis and financial statement review skills. Proven track record of building and managing a healthy loan portfolio. Ability to grow business through relationships, networking, and local presence. Excellent communication and client-service skills. Bachelor's degree in Business, Finance, Accounting, or related field preferred. Compensation & Benefits Total earnings of $100,000 - $150,000 (base salary + incentive plan) Full benefits package (health, 401k, PTO, etc.) Local decision-making and strong support from leadership Long-term career stability and growth opportunities How to Apply Please send your resume to brian@solidrockrecruiting.com with the subject line: Experienced Loan Officer Application . All inquiries are fully confidential.
    $39k-59k yearly est. 58d ago
  • Mortgage Loan Officer

    PNC Financial Services Group, Inc. 4.4company rating

    Olde West Chester, OH

    At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company's success. As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Columbus or Cincinnati, OH, PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals. PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position. Job Description * Recommends loan solutions in accordance with lending guidelines and clients' requirements. * Manages a portfolio of customer relationships. Seeks prospective opportunities to retain and/or develop new clients. Responsible for sales calls. * Develops and prepares loan solutions and refers products and services; reviews documentation to ensure compliance. Manages customer pipeline for efficiency. * Collaborates with internal and external stakeholders to complete mortgage transactions. * Collects and analyzes customer financial information for multifaceted and/or complex borrowers. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: * Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. * Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework. Qualifications Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position. Preferred Skills Banking Products, Client Prospecting, Customer Relationships, Customer Solutions, Documentations, Innovation, Mortgages, Sales Competencies Customer Experience Management., Effective Communications, Financial Analysis, Loan Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work Experience Roles at this level typically require a university / college degree with < 1 year of professional experience and/or successful completion of a formal development program. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered. Education No Degree Certifications No Required Certification(s) Licenses Candidates being considered for this position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations. Pay Transparency Base Salary: $37,440.00 - $37,440.00 Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance. Application Window Generally, this opening is expected to be posted for two business days from 12/16/2025, although it may be longer with business discretion. Benefits PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service. To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com. Disability Accommodations Statement If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include "accommodation request" in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call ************ and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions. Equal Employment Opportunity (EEO) PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law. This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history. California Residents Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.
    $37.4k-37.4k yearly 37d ago

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