Mortgage analyst vs consumer loan underwriter

Differences between mortgage analyst and consumer loan underwriter duties and responsibilities

Mortgage analyst example responsibilities.

• Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
• Examine bankruptcy documentation for possible misrepresentation of employment and income at the time of origination.
• Review loan documents relating to origination, collateral valuations and perform accounting audits & research.
• Work closely with attorneys on daily basis to discuss need documents and possible mitigation or litigation strategies on foreclosure and bankruptcy matters
• Cite for excellence in interpersonal communications, teamwork, QC review, flexibility and reliability.

Consumer loan underwriter example responsibilities.

• Ensure proper coding are accomplished by determining the appropriate code in accordance with ICD-9 and CPT guidelines.
• Innovate technical solutions, including development of complex macros within MSP, to automate work and reduce manual processes
• Manage a pipeline of fund TRID loans for completeness so they can be deliver and purchase by the required investor.
• Manage the organization's HMDA data and accurately complete the government reporting annually.
• Render underwritten decisions and subsequently clear conditions per underwriting policies and procedures, including knowledge of FNMA and FMLMC guidelines.
• Generate and distribute IRB committee meeting minutes in accordance with appropriate federal regulations.
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