Risk analyst jobs in Newtown, PA - 384 jobs

Company Headquartered in Philadelphia, PREIT is a premier owner, developer, and operator of high-quality retail and mixed-use destinations across densely populated U.S. markets. Founded in 1960, the company has a storied history of transforming traditional shopping centers into vibrant, community-centric hubs that bring together shopping, dining, entertainment, and lifestyle experiences. Today, PREIT continues to redefine the future of retail by leveraging its portfolio's prime locations to deliver dynamic, multi-generational destinations. Responsibilities This position will support the Regional Asset Manager as it relates to company strategy and goals. This includes, but is not limited to, budgeting & forecasting, leasing analysis, deal execution, due diligence, analysis, and other projects that align with PREIT objectives such as transactions, refinancing, and development. Essential Functions Supports leadership in PREIT portfolio lease execution. Create and update annual property budgets and creating forecasting models for region in Argus and Excel. Develop pro formas and projections for leasing representatives to help them in negotiating transactions. Develop and track pro formas for redevelopment projects. Work closely with property management and accounting staff in coordinating collection efforts and responding to various tenant inquiries relating to co-tenancy, CAM audits and various other lease clauses. Build and maintain quarterly covenant calculations for term reporting. Participate in Regional Production meetings and ensure action items are addressed in a timely manner. Monitor performance of the property and identifying operations and challenges and implement strategies to respond. Review lease comments and work with Leasing Representatives to evaluate the impact of proposed changes and Landlord's risk and develop the appropriate responses to tenants. Prepare financial projections for the properties and portfolio, and for properties under consideration for development. Carry out special assignments/projects as assigned by management. Assist team in acquisition, disposition, and refinance initiatives. Qualifications Bachelor's degree in Accounting, Finance, Real Estate, Business Management, or related field required. Master's Degree highly desirable. 1 - 5 years of experience in commercial real estate, financial analysis and/or contract and real estate law. A combination of equivalent education and experience necessary to effectively perform the responsibilities of the position. Strong interpersonal skills; comfortable working with all levels of management, leadership, ownership, joint venture partners and external advisors. Excellent written and verbal communication skills Detail orientation demonstrated ability to multitask effectively, and strong analytical skills. Competency in the use of Microsoft Office suite including Excel and PowerPoint. Experience using ARGUS or Yardi a plus. Ability to work in Center City, Philadelphia office 4 days per week. Benefits 401(k) Health insurance

Summer Analyst - Paid Internship 10 weeks, June 2026 - August 2026 The goal of this Summer Analyst role is to provide exposure to the multifamily real estate business and the basics of real estate operating and investing principles. This role will collaborate with all members of the Acquisitions, Asset Management and Construction / Development teams. This person will be expected to assist in completing daily ad-hoc assignments, as well as long-term projects including but not limited to: assisting with property and portfolio-level financial analysis, conducting market research, assisting with asset management related responsibilities, helping to create and edit pitchbooks and other marketing materials, participating in leasing and management calls, and support of all active construction projects. Select opportunities to travel to portfolio properties and assist with asset and / or construction management duties. Responsibilities: Support the Asset Management team in executing property business plans to maximize value at each asset, including review/comparison of operating budgets, models and historical deal performance. Work alongside the Investments team to help underwrite potential acquisition opportunities by performing due diligence, financial analyses, and sensitivity analyses. Assist in performing a wide range of analyses, including refinancing analyses, valuations, sell/hold analyses, leasing, and other ad hoc analyses. Gather and synthesize macro and micro economic, demographic and detailed real estate market data. Work directly with property management on leasing performance, property capex projects, and other items as needed. Support the Construction Management team in drafting renovation budgets, tracking timelines, project revisions/change orders, and assisting with funding draw requests from Lenders. Present a deal pitch to the Investments team at the end of Internship analyzing 4 potential investment opportunities. Qualifications: Class of 2027 or 2028 candidates currently pursuing a bachelor's degree in a related major, with an interest in real estate / private equity GPA of 3.0 or above Prior internship experience in real estate is preferred but not required Ability to prioritize and multi-task in a fast-paced environment Excellent organizational skills and attention to detail Excellent written and oral communication skills Ability to work in person in a full-time capacity beginning in June 2026

At bet365, we're one of the world's leading online gambling companies, revolutionizing the industry since 2000. Founded by Denise Coates CBE, we now employ over 9,000 people and serve over 100 million customers in 27 languages. Our focus on In-Play betting has solidified our market-leading position, offering an unmatched experience across 96 sports and 700,000 streaming events. With over 750 concurrent sporting fixtures at peak and more live sports streamed than anyone else in Europe, we handle over 6 billion HTTP requests daily and process more than 2 million bets per hour at peak. We empower our employees to push boundaries and explore new ideas, cultivating a culture that celebrates and rewards creativity. This offers employees a wealth of opportunities for growth, giving them the opportunity to make a real impact in the world of online gambling. As a forward-thinking company, we're breaking new ground in software innovation too, redefining what's possible for our customers worldwide. Job Description As a Fraud & Risk Specialists eager to build their career in Fraud & Risk management maintaining our gaming platform. Never Ordinary. Are you interested in the fast-paced and growing sports gambling industry? This role involves analyzing player accounts for fraudulent activities, managing payment transactions, and ensuring compliance with industry standards. You will handle fraud investigations, review transaction data, and provide exceptional customer service. This is not just a job; it's a career opportunity where your growth is our priority, supported by our promote-from-within culture. Imagine working in an environment where every day brings new challenges and opportunities to excel, all while being surrounded by a team as passionate about success as you are. The overnight shift working week runs Monday through to Sunday and is followed with 7 days off. A typical shift will start at 9:00pm, and finish at 8:30am, however flexibility may be required during major sporting events. The salary range for this role is $58,000 - $72,000 annually. Qualifications Excellent attention to detail, producing consistent results. Ability to self-motivate and perform a multitude of tasks in a fast-paced environment. Demonstrates a strong work ethic working both independently and as part of a team. Ability to problem solve and find effective resolutions. Ability to work to high standards while under pressure. Excellent written and verbal communication skills. Computer literacy including a good working knowledge of Outlook, Excel and Word MS Office products. Interest in Fraud and Risk. Maintain compliance with individual licensing requirements according to regulations. Additional Information Monitoring transactions in line with our internal risk controls. Assessing the risk of deposit, withdrawal and product activity. Analyzing customer information, betting and gaming patterns and other forms of activity to accurately identify risk behaviors. Using proactive investigation techniques to identify new and emerging threats. Producing detailed reports regarding fraudulent activity. Contacting customers via telephone and email. Providing 2nd line support to the operation regarding fraud and risk related queries. bet365 provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

Job Title: Junior Insurance Analyst (P&C) Compensation: $100,000-$110,000 base Experience Level: 2-3+ years Industry: Property & Casualty Insurance About the Role A growing insurance organization is seeking a Junior Insurance Analyst to join its growing finance and analytics function. This role sits on the Property & Casualty (P&C) side of the business and will partner closely with senior leadership to support financial planning & analysis (FP&A), reporting, and data-driven decision-making. The team is currently navigating data challenges and is looking for a high-potential, detail-oriented analyst who is eager to grow, improve processes, and help lay the groundwork for a broader information process improvement initiative planned for 2026. This is an excellent opportunity for a sharp, ambitious analyst who wants visibility, responsibility, and long-term growth within an insurance-focused environment. Key Responsibilities Support FP&A activities including budgeting, forecasting, variance analysis, and management reporting Partner with the management team to gather, validate, and analyze financial and operational data Assist in identifying data gaps, inconsistencies, and inefficiencies across reporting processes Build and maintain Excel-based models, reports, and analysis to support business decisions Contribute to ongoing efforts to improve data quality and information flow in preparation for future system and process enhancements Provide ad hoc analysis and insights related to P&C performance Qualifications 2-3+ years of experience in insurance, financial analysis, FP&A, or a related analytical role Property & Casualty (P&C) insurance experience is required Strong Excel skills (pivot tables, formulas, financial modeling) Demonstrated tenure and retention (ideally at least 2 years with one employer) Comfortable working with imperfect or evolving data Highly motivated, proactive, and eager to take on increased responsibility Strong communication skills and ability to work cross-functionally with leadership What They're Looking For A sharp analyst with strong fundamentals Someone ambitious who wants to grow with the organization A candidate excited to help improve data and information processes ahead of a larger 2026 initiative

SourcePro Search is conducting a search for a talented and knowledgeable Technology & Operations Risk Analyst to focus on identifying, mitigating, and reporting risks related to the development and operation of exchange trading systems, as well as the supporting infrastructure and operational areas. The ideal candidate will work very closely with Information Security, Infrastructure Engineering, Infrastructure Operations, Technology Development, Trading Operations, Systems Operations, Compliance and Legal teams. What You'll Bring: Minimum of a Bachelor's degree or equivalent in IT/Computer Science or IT Audit or IT Risk Management field Experience working on IT Internal Audit and/or External Auditors IT Audit Deliverables is highly preferred 2 plus years of experience in IT Risk Assessment and/or IT Audits ·CISA or CISSP certifications highly preferable Highly Proficient with Microsoft Office (Excel, PowerPoint, Word etc) Excellent understanding and demonstrable experience in any of the following industry standards: NIST CSF, COBIT, CIS, COSO frameworks Solid understanding and demonstrable experience in end to end IT Audit or IT Risk Assessments of Systems and associated operational areas Solid understanding and demonstrable experience in self assessments and compliance monitoring Solid understanding of the Technology and Operations Risk Management principles and governance framework Excellent reasoning and analytical skills Excellent organizational and communication skills Excellence data analyzing skills and writing skills in audit documentation and reporting Ability to work effectively within a team environment and ability to influence Ability to work with Internal Audit and External Auditors on many Audit Deliverables ****************************

The Senior Risk Management Analyst helps keep Subaru safe and protected by supporting our insurance, claims, and safety programs. You'll manage claim reporting, underwriting data, driver and vendor approvals, and the systems that keep our risk processes running smoothly. This role works across the business to ensure compliance, support loss control efforts, and strengthen Subaru's enterprise risk and safety practices. CORE RESPONSIBILITIES Claims: Addresses workers' compensation (WC), general liability (GL), and auto physical damage and liability (auto) claims. Reviews insurance claim files to ensure that notes, documentation, and claim details are accurate and complete while utilizing the internal risk management information system (RMIS) and third-party administrator (TPA) systems. Monitors and triages shared Risk Management inboxes. Works with our TPA to follow up on incomplete or inconsistent information to ensure proper claim resolution. Maintains live claim tracking files, measuring open, closed, and aging claims over time to identify patterns and analyze performance trends. Escalates delayed or high-impact claims to management or vendor partners to ensure timely resolution. Contributes to the continuous improvement of claims workflows, documentation standards, and reporting templates. Exercises claim Settlement Authority of $15,000 or less for auto claims. Captive Support: Collaborates with the Risk Management team to maintain and recommend improvements to standards, policies, and procedures for driver records and authorized driver criteria. Reviews accident files to ensure accident deductibles are collected. Reviews monthly report from Samba for new motor vehicle violations and calculates applicable points and surcharges. This requires comparing the states' different motor vehicle violations and determining where they fall within Subaru of America's (SOA's) driving criteria. Any new violations must be evaluated to determine how many points an employee must be charged. Runs and reviews SOA Surcharge Report bi-monthly for Payroll to implement employee's payroll deductions for authorized drivers' motor vehicle record violations and/or accident points. Ensures that each surcharge is correct by reviewing circumstances of case and collaborates with Risk Management Team and Payroll to ensure that employee is being charged correctly and Corporate Vehicle Administration (CVA) vehicle and driver database (STARS) is accurate. Insurance renewals and policy maintenance: Constructs and evaluates underwriting data for annual insurance renewals and underwriter presentations to support the Risk Management leadership. Underwriting data includes vehicle data, financial statements, sales projections, inventory shipped, payrolls, facility information, and loss control programs. Understands where to best locate underwriting data, extrapolate relevant information from this data, and how to best construct, organize and present it for underwriting purposes. Analyzes data for accuracy and relevancy. Reviews for accuracy, all insurance binders, insurance policies, endorsements, premium invoices, limits, and deductibles and maintains such documents in the RMIS insurance policy database. Invoicing/Finance: Reviews vendor and partner invoices for accuracy, completeness, and proper documentation prior to submission for payment. Prepares and submits invoices through established workflows (e.g., Accounts Payable [A/P] systems, Docusign approval routes). Tracks payment status and resolves discrepancies or delays by coordinating with A/P and internal stakeholders. Maintains organized payment logs, ensuring that all transactions are properly coded and archived. Contributes to the creation and refinement of standard operating procedures (SOPs) to strengthen process consistency and compliance. Maintains internal RMIS system for payments and transactions. Ensures that cash transactions for payments and investments are received/made and reported properly for Subaru's insurance-related subsidiaries. Operational Risk Management & Compliance Oversight: Provides Risk Management support for SOA's sister company, North American Subaru, Inc. (NASI), including increasingly complex auto insurance inquiries, approval of employee drivers, and insurance premium calculations. Reviews and authorized approval of driving privileges for SOA's vendor partners. This requires evaluating the business need for vendors to drive, analysis of motor vehicle driving record, and ensuring that all agreement forms are completed. Maintains and provides technical support of Origami, Subaru's RMIS, including the Auto Accident Reporting mobile application, Incident Reporting Portal, and parts transportation claims. Continually improves the department's use of the system and application and troubleshoots any errors or changes. Prepares and submits quarterly marine claims reports to ship liners, inputting into Origami, following up for payments, and submitting invoices. Reviews Regional Distribution Center (RDC) safety administrative logs for up-to-date training, drills, and compliance with SOA and Occupational Safety and Health Administration (OSHA) safety standards. Assists with scheduling training and drills as needed. ADDITIONAL RESPONSIBILITIES Assists risk management leadership with special projects such as claims analysis, insurance premium analysis, and driver safety training and announcements. Reviews terminations to accurately update Samba and Oracle, utilizing internal policies and following up with internal resources to confirm vehicles are returned by former employees within compliance. Communicate on and review/update Risk Management Policies & Procedures at the direction of Risk Management leadership team. REQUIRED SKILLS & PERSONAL QUALIFICATIONS Insurance & Risk Expertise: Strong understanding of insurance policy coverages, claims handling processes, motor vehicle violations, and general risk management principles. Technical & Systems Skills: Proficient in Microsoft Office Suite (Word, Excel, Outlook). Ability to learn and use Subaru's risk and fleet systems, including Origami (RMIS), STARS/Oracle Corporate Vehicle Administration (CVA), Risk Vehicle & Driver systems, and Fleetio. Analytical & Detail Orientation: Strong analytical capabilities with a high attention to detail, accuracy, and data integrity. Process-oriented with the ability to manage multiple priorities and meet deadlines. Problem Solving & Judgment: Demonstrated ability to investigate issues, assess information, identify solutions, and exercise sound judgment. Communication & Customer Service: Effective verbal and written communication skills, with the ability to explain complex information clearly. Strong listening skills and a commitment to delivering exceptional customer service. Collaboration & Independence: Ability to work both independently and as part of a team in a fast-paced, deadline-driven environment. Adaptability & Continuous Improvement: Openness to new ideas, evolving processes, and organizational change. Ability to recommend and adopt cost-effective and environmentally conscious (“greener”) solutions. EDUCATION & EXPERIENCE REQUIREMENTS: Bachelor's Degree in risk management, finance, or accounting preferred and at least 4-6 years of relevant experience required. CERTIFICATIONS REQUIREMENTS: Non Clinical\ARM - Certification In Risk Management, or willingness to obtain within two (2) years of hire Associate in Claims (AIC) designation or willingness to obtain within two (2) years of hire WORK ENVIRONMENT Office Location: Camden, NJ apart of the Greater Philadelphia Area (Philly) Hybrid Role: Hybrid Role - Remote work 2 days per week (after 90 days) [Wednesdays & Fridays] Travel Required: 0% COMPENSATION: The recruiting base salary range for this full-time position is $70000 - $90000 / year. Within the range, individual pay is determined by factors, including job-related skills, experience, and relevant education or training. Additionally, this role is bonus-eligible, with a target bonus percentage that provides an opportunity to earn even more based on your performance. (Internal Job Grade: P2) WHY JOIN US? In addition to competitive salary and an incomparable culture, Subaru offers an amazing benefits package that includes: Total Rewards & Benefits: - Medical, Dental, Vision Plans - Pension, Profit Sharing, and 401K Match Offerings - 15 Vacation days, 5 Floating Holidays, 5 Sick days, and 9 Company Holidays - Tuition Reimbursement Program: $15,000 yearly benefit - Vehicle Discount Programs Learning & Development: - Professional growth and development opportunities - Direct partnership with senior leadership - Formal Mentorship Program - LinkedIn Learning License Visit our careers landing page for additional information about our compensation and benefit programs. ABOUT SUBARU Love. It's what makes Subaru, Subaru . As a leading auto brand in the US, we strive to be More Than a Car Company . Subaru believes in being a positive force in the communities in which we live and work, not just with donations but with actions that set an example for others to follow. That's what we call our Subaru Love Promise . Subaru is a globally renowned automobile manufacturer known for its commitment to innovation, safety, and sustainability. With a rich history dating back to 1953, Subaru has consistently pushed the boundaries of automotive engineering to deliver vehicles that offer not only exceptional performance but also a unique blend of utility and adventure. Subaru's company culture is built on collaboration, diversity, and a shared passion for our product. We foster an inclusive environment that encourages employees to bring their unique perspectives and talents to the table. Our team members are driven by a common goal: to create exceptional vehicles that inspire and delight our customers.

The Cybersecurity risk manager reports to the Business Information Security Officer (BISO) and collaborates with business and IT colleagues to deliver critical capabilities in support of strategic information security goals. This includes operational management of third-party and IT system cybersecurity assurance processes that assess against company standard information security controls. This role will also coordinate the execution of periodic penetration tests and other required cybersecurity assessments, including the end-to-end management of identified issues. The role will interface with stakeholders in privacy, legal, quality, and other compliance functions and requires excellent communication skills and the ability to support multiple efforts across information security disciplines. **** As a member of the Information Security team and under the supervision of the BISO, the Cybersecurity Risk Manager is responsible for cybersecurity assessment processes in alignment with the IS strategy and roadmap. Responsibilities include working with the business and IT to ensure that they assess third parties and IT systems against information security controls. The Cybersecurity Risk Manager also leads the coordination and execution of penetration tests and other cybersecurity assessments, ensuring the assignment of identified issues to owners and tracking through completion. In addition, this role supports the BISO in the management of a cybersecurity risk management platform. The expectation is that the individual successfully coordinates multiple tasks and priorities continuously with limited supervision. **Supply Chain Cybersecurity Assurance** + Support the business and IT on initial assessment of third parties against industry standard information security controls using the company standard third party risk management solution. + Manage identified issues through cybersecurity risk management processes, including risk analysis and recommendations for remediation or mitigation, in partnership with colleagues from privacy, legal, quality, and other compliance functions as required. + Establish and manage a complete inventory of business and IT applications and third parties to ensure a defined level of inherent and residual risk. + Oversee and support the execution of ongoing governance for inherently high risk third parties, ensuring the periodic evaluation of changes to security posture. + Provide periodic status reporting to the BISO and CISO. **System Cybersecurity Assurance** + Support the business and IT on the execution of information security assessments against industry standard information security controls as part of the systems development life cycle. + Manage identified issues through cybersecurity risk management processes, including risk analysis and recommendations for remediation or mitigation, in partnership with compliance stakeholders from privacy, legal, quality and compliance colleagues as required. + Manage the process to ensure that the inherent and residual risk levels for business and IT applications are documented, with a focus on those that collect, process or store vital information ("crown jewels") in coordination with information security colleagues. + Oversee the execution of ongoing assessments for inherently high-risk IT systems, including a periodic evaluation of changes to the security posture. + Provide periodic status reporting to the BISO and CISO, including the identification of systemic risk issues. **Penetration Testing and Cybersecurity Assessments** + Support the planning, scoping and coordination of annual independent penetration tests conducted by external partners. + Analyze findings from the penetration tests and ensure the assignment of appropriate remediation or mitigation actions in collaboration with IT and information security colleagues. + Track all issues through completion through the cybersecurity risk management process. + Provide periodic status reporting to key stakeholders. To be successful in this Cybersecurity Risk Manager role, you must have and maintain knowledge of the information and cybersecurity frameworks and best practices, exhibit strong analytical skills and good judgement, and demonstrate excellent communication in collaboration with stakeholders. You must also stay up to date with industry advancements and continuously improve security protocols to protect the organization's data from threats. **Qualifications/ Required** Knowledge/ Experience and Skills: + 5+ years of experience in information security, including roles in information security assurance or assessment processes. + Strong understanding of cybersecurity frameworks and best practices. + Excellent communication and people skills, with the ability to explain complex technical concepts to non-technical stakeholders, both verbally and written. + Experience with cloud security (e.g., AWS, Azure, Google Cloud). + Convey a can-do approach, even in the face of obstacles and constraints, by assessing what is in front of you and effectively and efficiently optimizing what you have, whether it is working on something new or thinking about how to do something better. + Demonstrate teamwork and communication skills through knowledge sharing, collaboration, and relationship-building. + Exhibit the capacity to actively learn and apply specific domain knowledge and best practices to continually enhance and improve. Educational Qualifications + Bachelor's degree in computer science, Information Security, or a related field. + Certifications such as CISSP, CISM, CISA, or similar are highly desirable. **Competencies** **Accountability for Results -** Stay focused on key strategic objectives, be accountable for high standards of performance, and take an active role in leading change. **Strategic Thinking & Problem Solving -** Make decisions considering the long-term impact to customers, patients, employees, and the business. **Patient & Customer Centricity -** Maintain an ongoing focus on the needs of our customers and/or key stakeholders. **Impactful Communication -** Communicate with logic, clarity, and respect. Influence at all levels to achieve the best results for Otsuka. **Respectful Collaboration -** Seek and value others' perspectives and strive for diverse partnerships to enhance work toward common goals. **Empowered Development -** Play an active role in professional development as a business imperative. Minimum $117,027.00 - Maximum $175,030.00, plus incentive opportunity: The range shown represents a typical pay range or starting pay for individuals who are hired in the role to perform in the United States. Other elements may be used to determine actual pay such as the candidate's job experience, specific skills, and comparison to internal incumbents currently in role. Typically, actual pay will be positioned within the established range, rather than at its minimum or maximum. This information is provided to applicants in accordance with states and local laws. **Application Deadline** : This will be posted for a minimum of 5 business days. **Company benefits:** Comprehensive medical, dental, vision, prescription drug coverage, company provided basic life, accidental death & dismemberment, short-term and long-term disability insurance, tuition reimbursement, student loan assistance, a generous 401(k) match, flexible time off, paid holidays, and paid leave programs as well as other company provided benefits. Come discover more about Otsuka and our benefit offerings; ********************************************* . **Disclaimer:** This job description is intended to describe the general nature and level of the work being performed by the people assigned to this position. It is not intended to include every job duty and responsibility specific to the position. Otsuka reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Otsuka is an equal opportunity employer. All qualified applicants are encouraged to apply and will be given consideration for employment without regard to race, color, sex, gender identity or gender expression, sexual orientation, age, disability, religion, national origin, veteran status, marital status, or any other legally protected characteristic. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation, if you are unable or limited in your ability to apply to this job opening as a result of your disability. You can request reasonable accommodations by contacting Accommodation Request (EEAccommodations@otsuka-us.com) . **Statement Regarding Job Recruiting Fraud Scams** At Otsuka we take security and protection of your personal information very seriously. Please be aware individuals may approach you and falsely present themselves as our employees or representatives. They may use this false pretense to try to gain access to your personal information or acquire money from you by offering fictitious employment opportunities purportedly on our behalf. Please understand, Otsuka will **never** ask for financial information of any kind or for payment of money during the job application process. We do not require any financial, credit card or bank account information and/or any payment of any kind to be considered for employment. We will also not offer you money to buy equipment, software, or for any other purpose during the job application process. If you are being asked to pay or offered money for equipment fees or some other application processing fee, even if claimed you will be reimbursed, this is not Otsuka. These claims are fraudulent and you are strongly advised to exercise caution when you receive such an offer of employment. Otsuka will also never ask you to download a third-party application in order to communicate about a legitimate job opportunity. Scammers may also send offers or claims from a fake email address or from Yahoo, Gmail, Hotmail, etc, and not from an official Otsuka email address. Please take extra caution while examining such an email address, as the scammers may misspell an official Otsuka email address and use a slightly modified version duplicating letters. To ensure that you are communicating about a legitimate job opportunity at Otsuka, please only deal directly with Otsuka through its official Otsuka Career website ******************************************************* . Otsuka will not be held liable or responsible for any claims, losses, damages or expenses resulting from job recruiting scams. If you suspect a position is fraudulent, please contact Otsuka's call center at: ************. If you believe you are the victim of fraud resulting from a job recruiting scam, please contact the FBI through the Internet Crime Complaint Center at: ******************* , or your local authorities. Otsuka America Pharmaceutical Inc., Otsuka Pharmaceutical Development & Commercialization, Inc., and Otsuka Precision Health, Inc. ("Otsuka") does not accept unsolicited assistance from search firms for employment opportunities. All CVs/resumes submitted by search firms to any Otsuka employee directly or through Otsuka's application portal without a valid written search agreement in place for the position will be considered Otsuka's sole property. No fee will be paid if a candidate is hired by Otsuka as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

Responsibilities: Reviews and analyzes credit scoring metrics and risk ratings and quickly identifies material credit strengths and weaknesses to provide timely credit decisions. Collaborates as needed with IT department to maintain automated credit scoring model and facilitate upgrades to commercial and/or consumer credit scoring functionality. Supports credit decisions with scoring model and supplementary data from commercial and personal credit reporting agencies and various web resources including, but not limited to, D&B, Experian, Moodys, S&P, Fitch, A.M. Best, NAIC, and SEC and FDIC filings. Accurately spreads and analyzes financial statements and incorporates relevant financial metrics into credit reviews Reviews and decisions transactions within assigned authority, including recommendations from junior Analysts, and makes recommendations on transactions in excess of assigned authority. Monitors credit lines and completes credit line renewals in a timely fashion. Structures and appropriately documents credit approvals consistent with risk management guidelines. Reviews and approves changes to contract terms and conditions within assigned authority. Advises sales team on pended applications and facilitates the process of obtaining credit and financial information to decision pended transactions. Regularly updates system comments to keep all parties informed of the status of all credit applications. Ensures that dealer and customer concerns are resolved in a timely and appropriate manner without undermining risk management standards. Develops and maintains effective working relationships with inside and outside sales teams and end user customers. Negotiates complex credits to obtain favorable lease structures that win business without compromising credit standards. Seeks guidance as appropriate from supervisors and managers. Provides coverage support for assigned regions and other regions as required. Serves as mentor to less experienced or junior members of the credit team. Qualifications: Bachelor's degree in a relevant field or equivalent experience required, 3 to 5 years of related experience. Background in Equipment Leasing & Financing Hands-on experience with Risk Analysis software & tools (D&B, etc)

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! Job Description: This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment. Responsibilities: * Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. * Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing. * Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing. * Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings. * Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions. * Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes. Required Qualifications: * Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science * 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models * Familiar with regulations and regulatory guidance on model risk management Desired Qualifications: * Master's degree or above * Prior auditing background preferred Skills: * Critical Thinking * Quantitative Development/Validation * Risk Analytics * Risk Modeling * Technical Documentation * Collaboration * Problem Solving * Risk Management * Data Modeling and Trend Analysis * Written Communications Shift: 1st shift (United States of America) Hours Per Week: 40

Who is Federated Insurance? At Federated Insurance, we do life-changing work, focused on our clients' success. For our employees, we provide tremendous opportunities for growth. Over 95% of them believe our company has an outstanding future. We make lives better, and we're looking for employees who want to make a difference in others' lives, all while enhancing their own. Federated's culture is grounded in our Four Cornerstones: Equity, Integrity, Teamwork, and Respect. We strive to create a work environment that embodies our values and commitment to diversity and inclusion. We value and respect individual differences, and we leverage those differences to achieve better results and outcomes for our clients, employees, and communities. Our top priority in recruitment and development of our next generation is to ensure we align ourselves with truly exceptional people who share these values. What Will You Do? Are you looking for an internship that offers real-world experience, meaningful projects, and the opportunity to grow professionally? Our Risk Consultant Internship Program, running from June 1, 2026 to August 6, 2026, is designed to help you develop your skills while making an impact. Join us for an exciting summer filled with hands-on opportunities, valuable mentorship, and rewarding experiences. You'll begin your internship with a dedicated training session at our Headquarters in Owatonna, MN, where you'll gain all the knowledge and tools needed for a successful summer. This session sets the foundation for your work, ensuring you're fully equipped to take on challenges with confidence. After your training, you'll return to the Philadelphia, Pennsylvania area to start engaging with our clients and applying what you've learned. Responsibilities: Analyze fire hazards to identify potential risks and develop prevention strategies. Visit client sites within your assigned territory to gather insights and provide actionable support. Build and foster relationships with clients and internal partners in Marketing and Underwriting by facilitating effective communication and collaboration. Manage assigned workloads, ensuring timely and quality deliverables while maintaining efficiency. Deliver a final presentation summarizing your internship experience, achievements, and learnings to leadership. Minimum Requirements: Current college students (Junior or Senior level) pursuing a bachelor's degree. A valid driver's license with an acceptable driving record. Proficiency in Microsoft Office Suite or similar software. Strong communication skills, adaptability, and an eagerness to learn and grow. The pay is $30 per hour. What We Offer We offer a wide variety of ways to support you as a whole, both professionally and personally. Our commitment to your growth includes opportunities for internal mobility and career development paths, inspiring excellence in performance and ensuring your professional journey thrives. Additionally, we offer exceptional benefits to nurture your personal life. We understand the importance of health and financial security, offering encompassing competitive compensation, enticing bonus programs, cost-effective health insurance, and robust pension and 401(k) offerings. To encourage community engagement, we provide paid volunteer time and offer opportunities for gift matching. Discover more about Federated and our comprehensive benefits package: Federated Benefits You. Employment Practices All candidates must be legally authorized to work in the United States for any employer. Federated will not sponsor candidates for employment visa status, such as an H1-B visa. Federated does not interview or hire students or recent graduates with J-1 or F-1 visas or similar temporary work authorization. If California Resident, please review Federated's enhanced Privacy Policy. #LI-MG1

WHO WE ARE: Quality Community Health Care (QCHC) is a Federally Qualified Health Center (FQHC) operated health care center since 1980. We provide service at 3 locations in Philadelphia, PA, managing the health and wellness of patients from infants through senior citizens. We practice medicine as a partnership between us and our patients. POSITION PURPOSE: The Risk Management Specialist will support the Compliance & Risk Management Director in analyzing and reducing potential risks that could affect an organization's financial stability, operations, or reputation. They work across many industries, including compliance, healthcare, insurance, and personnel to reduce these risks by analyzing protected positions along with healthcare policy so that the company has insurance against possible litigations. ESSENTIAL FUNCTIONS AND BASIC DUTIES: Curate data related to various types of risks from within the company and the industry at large. Identify and characterize risks through in-depth discussions with employees, customers, regulators, and third-party vendors. Carry out risk management models for assessing and mitigating various aspects of risk exposure with Compliance & Risk Management Director. Engage in the processes of generating risk disclosure and risk maps to help guide employees, inform regulators and keep shareholders in the loop. Assist the Compliance & Risk Management Director in ensuring local, state, and federal regulations are being adhered to. Monitor and report emerging regulations that might affect business risk positions to Compliance & Risk Management Director. Facilitate risk conversation between different areas of expertise within the organization. Assist Compliance & Risk Management Director in overseeing risk management training program. Ensure compliance and all aspects of The Federal Tort Claims Act (FTCA) Other duties as assigned by the director. KNOWLEDGE, SKILLS, AND ABILITIES: Knowledge of the general operations of a clinic or similar healthcare environment. Knowledge of customer service best practices. Knowledge of medical terminology. Skill in performing office administration-related activities. Skill in enforcing rules and regulations and maintaining the confidentiality of organizational information. Skill in verbal and written communication and problem-solving. Skill in being organized and maintaining cohesive records. Skill in translating procedures to employees concisely, verbally, and in writing according to policies and procedures. Skill in Excell & Microsoft Word Ability to demonstrate excellent customer interaction, collaboration, presentation, and written and verbal communication skills. Ability to work effectively under pressure and as part of a team, and complete tasks promptly. Ability to work in a fast-paced environment and manage and prioritize multiple, often competing, priorities. Ability to adhere to all time and attendance rules and requirements. Ability to comply with all QCHC rules and regulations. Qualifications KNOWLEDGE, SKILLS, AND ABILITIES: Knowledge of the general operations of a clinic or similar healthcare environment. Knowledge of customer service best practices. Knowledge of medical terminology. Skill in performing office administration-related activities. Skill in enforcing rules and regulations and maintaining the confidentiality of organizational information. Skill in verbal and written communication and problem-solving. Skill in being organized and maintaining cohesive records. Skill in translating procedures to employees concisely, verbally, and in writing according to policies and procedures. Skill in Excell & Microsoft Word Ability to demonstrate excellent customer interaction, collaboration, presentation, and written and verbal communication skills. Ability to work effectively under pressure and as part of a team, and complete tasks promptly. Ability to work in a fast-paced environment and manage and prioritize multiple, often competing, priorities. Ability to adhere to all time and attendance rules and requirements. Ability to comply with all QCHC rules and regulations. QUALIFICATIONS: Education: High School Diploma or equivalent from an accredited school (). Associate degree in the field of office administration, human resources, business, or related degree (Preferred) A bachelor's degree in health care, business, education, or a related degree is preferred. Experience: Three (3) years of experience using a payroll platform to process payroll (Required). Three (3) years of experience using an HRIS system to record and track work time and attendance. (Required) Three (3) years of experience using a payroll platform to process payroll in a healthcare environment. (Preferred). Three (3) years of experience using an HRIS system to record and track work time and attendance in a healthcare environment. (Preferred) Three (3) years of experience at intermediate proficiency using MS Word, Excel, PowerPoint, and Outlook. Excellent verbal and written communication skills. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability. Job Type: Full-Time Salary: Benefits: 401(k) Dental Insurance Disability Insurance Employee Assistance Program Employee Discount Flexible Spending Account Health Insurance Life Insurance Paid Time Off Vision insurance Schedule: 8-hour shift Day Shift Monday through Friday Work Location: In person

Hours: 40 Pay Details: $91,000 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: This is a role in Operational Risk Management (ORM) aligned to the Corporate Functions portfolio. The mandate of this role is to execute on the ORM Framework, providing risk-based oversight and challenge of the design & operating effectiveness of controls relative to core business processes through review of Key Indicators, Risk Control Self-Assessments (RCSA), Risk Profiles, Issues review and validation, etc. The Corporate Functions portfolio can include (but not limited to) oversight of functions such Marketing, Human Resources, Risk Management, Financial Crime Risk Management, Compliance, etc. The Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. Depth & Scope: * Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas * Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations * Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services * Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists * Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity * Independently manages end-to-end functional programs * Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions * Uses sophisticated analytical thought to exercise judgement and identify solutions * Impacts the achievement of sub-function or business line objectives within the area they are accountable for * Work is guided by policies and industry standards/methods * Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders * Works autonomously as the lead and guides others within area of expertise Education & Experience: * Undergraduate degree or technical certificate and/or * 7+ years relevant experience * Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline * Knowledge of risk management environment, standards, regulations and mitigation * Knowledge of current and emerging competitor and market trends * Ability to establish goals and objectives which support the strategic plan * Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives * Skill in mentoring and coaching * Advanced skill in using analytical software tools, data analysis methods and reporting techniques * Skill in using computer applications including MS Office * Ability to communicate effectively in both oral and written form * Ability to work collaboratively and build relationships across teams and functions * Ability to work successfully as a member of a team and independently * Ability to exercise sound judgement in making decisions * Ability to analyze, organize and prioritize work while meeting multiple deadlines * Ability to handle confidential information with discretion Preferred Qualifications: * Seasoned Risk Professional * Experience in Operational Risk Management * Understanding of each component of a Risk and Control Self-Assessment * Understanding of Key Indicators Customer Accountabilities: * Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business * Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks * Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues * Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) * Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes * Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable * May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions * May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) * May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives * Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required Shareholder Accountabilities: * Adheres to enterprise frameworks or methodologies that relate to activities for our business area * Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities * Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate * Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) * Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations * Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience * Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices * Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist * Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues * Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements * Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts * Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: * Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest * Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit * Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques * Participates in personal performance management and development activities, including cross training within own team * Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities * Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices * Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships * Contributes to a fair, positive and equitable environment that supports a diverse workforce * Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% * Domestic Travel - Occasional * International Travel - Never * Performing sedentary work - Continuous * Performing multiple tasks - Continuous * Operating standard office equipment - Continuous * Responding quickly to sounds - Occasional * Sitting - Continuous * Standing - Occasional * Walking - Occasional * Moving safely in confined spaces - Occasional * Lifting/Carrying (under 25 lbs.) - Occasional * Lifting/Carrying (over 25 lbs.) - Never * Squatting - Occasional * Bending - Occasional * Kneeling - Never * Crawling - Never * Climbing - Never * Reaching overhead - Never * Reaching forward - Occasional * Pushing - Never * Pulling - Never * Twisting - Never * Concentrating for long periods of time - Continuous * Applying common sense to deal with problems involving standardized situations - Continuous * Reading, writing and comprehending instructions - Continuous * Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **How will you make an impact in this role?** How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. The incumbent will play a key role in representing Risk Management in U.S. Consumer new product development initiatives, in close partnership with functional teams across Credit and Fraud Risk (CFR). The incumbent will collaborate across all Credit and Fraud Risk (CFR) functions to create comprehensive and robust credit strategies for banking products. The incumbent will also work in collaboration with non-CFR teams, including Product Management, Corporate Development, Marketing, Finance, Compliance, GCO, Servicing, and Technologies in order to evaluate the impacts of new initiatives on business economics. This position requires strong analytical and communication skills, with an ability to interact with and influence colleagues and senior leaders in CFR and across the enterprise. **Responsibilities:** + Represent CFR in the U.S. Consumer New Product Development process; provide input and consulting to deal teams through the development lifecycle - evaluation, proposal, and launch + Review deal pipelines, perform risk due diligence on prospective partners and portfolios, and provide risk inputs into deal contracts + Perform benchmarking analyses using internal and external data to predict product performance metrics and behaviors - e.g., approval rate, spend, revolve, write-off + Develop end-to-end risk management strategies for new products, implement strategies, policies, and controls, and monitor and assess post-launch performance + Define risk management strategies for banking products; implement policies, processes, and controls; monitor and actively manage portfolio credit metrics. **Minimum Qualifications:** + Learning agility and rigor for using analysis to solve complex business problems + Deep understanding of card economics + Comfort and proven ability to drive results under tight timelines, often with limited information + Effective and succinct communication, adjusting style for channel and audience + Ability to build strong relationships in a cross-functional environment, interacting with and influencing business partners across CFR, Product Management, Corporate Development, Marketing, Compliance, GCO, and Technologies + Strong project management skills with ability to manage multiple competing priorities + Experience working with large datasets; knowledge of Lumi, Python, SQL, and/or other similar programming languages required **Preferred Qualifications:** + Expertise in credit risk management, consumer credit, and card/installment lending economics + Externally focused and aware of the latest technology and market trends in payment, credit trends, and credit behavior + Familiar and pays attention to external/industry development in the payments industry + Adaptability in a quickly changing environment + Advance degree in an analytical field is a plus **Qualifications** Salary Range: $89,250.00 to $150,250.00 annually bonus benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Risk **Primary Location:** United States **Schedule** Full-time **Req ID:** 25019902

Hours: 40 Pay Details: $91,000 - $145,6000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk Management Job Description: The 2nd Line of Defense US Fraud and Insider Risk Management team is responsible for overseeing fraud and insider risk across TD's business segments and corporate functions, inclusive of operational risk processes (identify, assess, measure, monitor and report). The Group Risk Specialist will assist governance initiatives and support audit and regulatory interactions, including preparing communications and presentation materials. They will coordinate fraud and insider risk committees by maintaining charters, collaborating with senior stakeholders on relevant materials and presentations, and managing membership and meeting minutes. The role will also involve establishing partnerships with key business and risk leaders to promote a consistent and robust risk culture throughout the organization. The Group Risk Specialist is responsible for developing and maintaining a high level of subject matter expertise in TD's governance policies, standards, and practices. This expertise allows the specialist to efficiently navigate the organization's reporting cadences, governance structures, and requirements. Through a thorough understanding and application of these frameworks, the specialist supports effective risk oversight and promotes adherence to established governance protocols throughout the organization This is an individual contributor role. Depth & Scope: Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity Independently manages end-to-end functional programs Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions Uses sophisticated analytical thought to exercise judgement and identify solutions Impacts the achievement of sub-function or business line objectives within the area they are accountable for Work is guided by policies and industry standards/methods Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders Works autonomously as the lead and guides others within area of expertise Education & Experience: Undergraduate degree or technical certificate and/or 7+ years relevant experience Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline Knowledge of risk management environment, standards, regulations and mitigation Knowledge of current and emerging competitor and market trends Ability to establish goals and objectives which support the strategic plan Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives Skill in mentoring and coaching Advanced skill in using analytical software tools, data analysis methods and reporting techniques Skill in using computer applications including MS Office Ability to communicate effectively in both oral and written form Ability to work collaboratively and build relationships across teams and functions Ability to work successfully as a member of a team and independently Ability to exercise sound judgement in making decisions Ability to analyze, organize and prioritize work while meeting multiple deadlines Ability to handle confidential information with discretion Preferred Qualifications: Certified Fraud Examiner (CFE) Demonstrated organizational and analytical abilities, with project management experience preferred Comprehensive understanding of banking regulations and industry standards related to fraud and insider risk Proven expertise in identifying and addressing fraud threats within the banking sector Excellent communication, time management, PowerPoint and SharePoint skills Customer Accountabilities: Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required Shareholder Accountabilities: Adheres to enterprise frameworks or methodologies that relate to activities for our business area Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee/Team Accountabilities: Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques Participates in personal performance management and development activities, including cross training within own team Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships Contributes to a fair, positive and equitable environment that supports a diverse workforce Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel - Occasional International Travel - Never Performing sedentary work - Continuous Performing multiple tasks - Continuous Operating standard office equipment - Continuous Responding quickly to sounds - Occasional Sitting - Continuous Standing - Occasional Walking - Occasional Moving safely in confined spaces - Occasional Lifting/Carrying (under 25 lbs.) - Occasional Lifting/Carrying (over 25 lbs.) - Never Squatting - Occasional Bending - Occasional Kneeling - Never Crawling - Never Climbing - Never Reaching overhead - Never Reaching forward - Occasional Pushing - Never Pulling - Never Twisting - Never Concentrating for long periods of time - Continuous Applying common sense to deal with problems involving standardized situations - Continuous Reading, writing and comprehending instructions - Continuous Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. #LinkedIn #LI-AMCBCorporate Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at ***************. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

at CMI Media Group CMI Media Group is looking for an Associate Analyst for our Paid Social team. This person will manage, and support paid social media advertising workflows across various platforms. Collaborate with senior team members to enhance efforts for assigned brands. Optimize social media campaigns, contribute to strategy development, create engaging ad content, and analyze performance metrics. Key tasks involve audience targeting, budget management, competitor analysis, and effective cross-functional communication. Stay informed about industry trends and adapt your approach to achieve campaign success. Responsibilities: Campaign Strategy & Management: Support senior team members in creating paid social media advertising strategies. Create estimates for paid social programs across networks such as Meta, TikTok, X, Pinterest, and LinkedIn. Oversee contracting for all paid social media executions, including external data/audience partners and platform fees. Traffic paid social campaigns, perform QA processes, and launch campaigns. Manage and optimize paid social campaigns daily, providing ongoing status updates. Collaboration & Communication: Collaborate with senior team members to manage external relationships with partners, coordinating tasks, and maintaining the status of ongoing work. Work alongside creative agencies to recommend adjusted messaging, placement, or flighting. Develop competitive audits based on clients' competitors' advertising presence across social media platforms. Maintain paid campaign calendar, outlining promotional efforts across all social channels. Analytical & Industry Insight: Own and maintain evolving annual brand budgets, inclusive of actualized spend from paid social media activity. Develop an understanding of how HCPs and consumers utilize social, helping define the separation of audiences. Stay up to date on the use of social media in the pharmaceutical space, specifically keeping a pulse on FDA regulations and processes. Utilize social analytics tools to analyze content promotion efforts and adjust strategies as needed. Continuously research the evolving social media space, staying on top of trends, new networks, and shifts in consumer behavior. Qualifications: Skills & Competencies: Building Collaborative Relationships: Develop and maintain partnerships for information, assistance, and support. Flexibility: Adapt to and work with various situations, individuals, and groups, modifying approaches as needed. Communication Skills: Use clear oral, written, and interpersonal communication skills to build strong connections and collaboration. Teamwork: Promote cooperation and commitment within the team, encouraging unity and problem-solving. Fostering Innovation: Work cooperatively to produce innovative solutions, combining ideas uniquely and exploring multiple approaches. Analytical Skills: Review data, identify patterns, and develop solutions by breaking down complex problems. Attention to Detail: Diligently attend to details, ensuring accuracy and quality in tasks and data analysis. Multitasking: Ability to handle multiple tasks with consistent accuracy. Proficient in QA social media assets and identifying inconsistencies. Technical Proficiency: PC proficiency and solid working knowledge of MS Office, particularly Excel (basic knowledge of pivot tables and V-Lookups). Experience with digital media and social analytics tools. Industry Knowledge: Interest in the Healthcare/Pharmaceutical space. Proven ability to develop and maintain strong professional relationships. Strong quantitative analysis skills, with the ability to make recommendations based on statistically significant data sets. Proficient in using industry knowledge and experience to contribute to brand strategy recommendations and platform exploration. Strong business and leadership skills to make independent decisions affecting daily operations and campaign management. Experience: Preferred: Digital media experience or background is a plus. Previous experience in managing paid social media campaigns in a professional setting. Additional Information: Strong written and verbal communication skills. Detail-oriented approach to tasks and data analysis. The base salary for this position at the time of this posting may range from $35,000-$65,000. Individual compensation varies based on job related factors, including business needs, experience, level of responsibility and qualifications. We offer a competitive benefits package, please visit WPP Benefits for more details.

New York, New York;Atlanta, Georgia; Newark, Delaware; Charlotte, North Carolina; Dallas, Texas; Pennington, New Jersey; Wilmington, Delaware **To proceed with your application, you must be at least 18 years of age.** Acknowledge Refer a friend **To proceed with your application, you must be at least 18 years of age.** Acknowledge (*************************************************************************************************** **:** At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us! **Job Description:** This job is responsible for conducting auditing activities of model risk management across the company and for specific business units or control functions. Key responsibilities include leading the audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. Job expectations may include the ability to influence management's strategic direction and actions to strengthen the model risk control environment. **Responsibilities:** + Conducts audit assessment of effectiveness of controls supporting the model life cycle including model governance, development, validation, on-going monitoring, and model change management. + Performs review of model development analysis and on-going model performance testing to assess the conceptual soundness of the model methodology, reasonableness of the model assumptions and the completeness and accuracy of the model testing. + Conducts review the model validation analysis to assess the effectiveness of the model validation process. Assesses the completeness and reasonableness of the model assumptions, limitations and independent model testing. + Provides insightful challenges to management, identifies control deficiencies or enhancement opportunities, conducts root cause investigation, documents and reports audit findings. + Works closely with teammates from multiple internal audit teams to ensure a comprehensive coverage of model uses across the various lines of business of control functions. + Works closely with model stakeholders and senior management with regard to communication of audit assessment outcomes. **Required Qualifications:** + Bachelor's Degree or above in a quantitative discipline such as Mathematics, Statistics, Finance, Economics, Engineering, or Science + 5+ years of industry experience relating to financial modelling and model uses, particularly in trading models, market risk models and Counterparty Credit Risk models + Familiar with regulations and regulatory guidance on model risk management **Desired Qualifications:** + Master's degree or above + Prior auditing background preferred **Skills:** + Critical Thinking + QuantitativeDevelopment/Validation + Risk Analytics + Risk Modeling + Technical Documentation + Collaboration + Problem Solving + Risk Management + Data Modeling and Trend Analysis + Written Communications **Shift:** 1st shift (United States of America) **Hours Per Week:** 40 Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates. View your **"Know your Rights (************************************************************************************** "** poster. **View the LA County Fair Chance Ordinance (************************************************************************************************** .** Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy ("Policy") establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment. Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role. These expectations are subject to change at any time and at the sole discretion of the Company. To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank's required accommodation request process before your first day of work. This communication provides information about certain Bank of America benefits. Receipt of this document does not automatically entitle you to benefits offered by Bank of America. Every effort has been made to ensure the accuracy of this communication. However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern. Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents. Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $91,000 - $145,600 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **Job Description:** **This is a role in Operational Risk Management (ORM) aligned to the Corporate Functions portfolio** . The mandate of this role is to execute on the ORM Framework, providing risk-based oversight and challenge of the design & operating effectiveness of controls relative to core business processes through review of Key Indicators, Risk Control Self-Assessments (RCSA), Risk Profiles, Issues review and validation, etc. The Corporate Functions portfolio can include (but not limited to) oversight of functions such Marketing, Human Resources, Risk Management, Financial Crime Risk Management, Compliance, etc. The Group Risk Specialist provides a comprehensive and diverse range of risk management expertise to business leaders. Leads and supports the implementation of appropriate risk frameworks and leading related management activities to mitigate enterprise and/or business-wide risk exposures for key business segment of the Bank or functional area. May provide oversight, commentary, and recommendations based on overall strategy and industry best practices. **Depth & Scope:** + Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas + Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations + Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services + Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists + Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity + Independently manages end-to-end functional programs + Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions + Uses sophisticated analytical thought to exercise judgement and identify solutions + Impacts the achievement of sub-function or business line objectives within the area they are accountable for + Work is guided by policies and industry standards/methods + Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders + Works autonomously as the lead and guides others within area of expertise **Education & Experience:** + Undergraduate degree or technical certificate and/or + 7+ years relevant experience + Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline + Knowledge of risk management environment, standards, regulations and mitigation + Knowledge of current and emerging competitor and market trends + Ability to establish goals and objectives which support the strategic plan + Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives + Skill in mentoring and coaching + Advanced skill in using analytical software tools, data analysis methods and reporting techniques + Skill in using computer applications including MS Office + Ability to communicate effectively in both oral and written form + Ability to work collaboratively and build relationships across teams and functions + Ability to work successfully as a member of a team and independently + Ability to exercise sound judgement in making decisions + Ability to analyze, organize and prioritize work while meeting multiple deadlines + Ability to handle confidential information with discretion **Preferred Qualifications:** + Seasoned Risk Professional + Experience in Operational Risk Management + Understanding of each component of a Risk and Control Self-Assessment + Understanding of Key Indicators **Customer Accountabilities:** + Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business + Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks + Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues + Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) + Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes + Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable + May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions + May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) + May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives + Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required **Shareholder Accountabilities:** + Adheres to enterprise frameworks or methodologies that relate to activities for our business area + Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) + Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations + Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience + Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices + Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist + Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues + Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest + Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities + Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices + Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

at CMI Media Group CMI Media Group has a passion for innovation in the pharmaceutical and healthcare industries. We use that passion to help leading organizations that are dedicated to improving the health of our society achieve their business goals by creating experiences that inform, educate, and stimulate behaviors that improve the quality of life. The Associate Data Analyst is responsible for monitoring and organizing the day-to-day data operations related to advertising campaigns for assigned clients. Services include target list matching, collation of data for performance reports, data ingestion and extraction, cleansing, organization and visualization, as well as campaign monitoring. Primary Accountabilities Generate campaign performance reports for assigned brands. Tasks include, but are not limited to: Extract and organize data from multiple internal and external data sources and platforms. QA, organize, and create visualization of data based on provided measurement plans. Monitor inbound data receipt, identify and troubleshoot any issues or missing data, and follow up with Supplier Partners and other internal teams. Proactively identify and resolve issues that arise including reporting discrepancies, data inaccuracies, and report visualization changes. With assistance, analyze reports and provide any observations to the Business Insights team. Regularly monitor all live campaigns. Tasks include but are not limited to: Ensure proper serving, click through action and conversion events. Review monitoring reports and communicate any unusual activity related to non-human. trafficking, advertising blocks or alerts, viewability, and invalid traffic. Coordinate day-to-day operations of list match services, including, but not limited to: Conduct regular campaign list matching requests. Upload Client target lists as requested. Scrub target lists for removal of “opt-out” physicians as requested. Export target buy lists to meet client requests. Coordinate all ad hoc list match requests. Troubleshoot target- list related issues as they arise. Ensure compliance with confidentiality protocols as they relate to data transfers. Maintain and build relationships with key customers and partners. Success Factors Thorough knowledge of our datasets and how they tie together Ability to work fairly independently on assigned tasks Demonstration of proactivity Completion of tasks with minimal error Requirements Advanced knowledge of Microsoft Excel and PowerPoint Strong analytical and mathematical skills Keen attention to detail, organization, and strong follow up skills Ability to manage deadlines and multiple/simultaneous competing projects/initiatives Excellent teamwork skills Self-Motivated Willingness to learn and adapt to a changing environment SQL/Python/R experience or coursework a plus Tableau, or similar visualization tools, experience or coursework a plus The base salary for this position at the time of this posting may range from $35,000-$65,000. Individual compensation varies based on job related factors, including business needs, experience, level of responsibility and qualifications. We offer a competitive benefits package, please visit ************************************************************** for more details.

Mount Laurel, New Jersey, United States of America **Hours:** 40 **Pay Details:** $91,000 - $145,6000 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. **Line of Business:** Risk Management **Job Description:** The 2nd Line of Defense US Fraud and Insider Risk Management team is responsible for overseeing fraud and insider risk across TD's business segments and corporate functions, inclusive of operational risk processes (identify, assess, measure, monitor and report). The Group Risk Specialist will assist governance initiatives and support audit and regulatory interactions, including preparing communications and presentation materials. They will coordinate fraud and insider risk committees by maintaining charters, collaborating with senior stakeholders on relevant materials and presentations, and managing membership and meeting minutes. The role will also involve establishing partnerships with key business and risk leaders to promote a consistent and robust risk culture throughout the organization. The Group Risk Specialist is responsible for developing and maintaining a high level of subject matter expertise in TD's governance policies, standards, and practices. This expertise allows the specialist to efficiently navigate the organization's reporting cadences, governance structures, and requirements. Through a thorough understanding and application of these frameworks, the specialist supports effective risk oversight and promotes adherence to established governance protocols throughout the organization This is an individual contributor role. **Depth & Scope:** + Highly seasoned professional role requiring substantial knowledge/expertise in a complex field and knowledge of broader related areas + Integrates knowledge of the enterprise sub-function's or business line's overarching strategy in developing solutions across multiple functions or operations + Interprets internal/external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services + Acts as a technical expert/lead integrating cross-function understanding within their own field of specialty; may manage team(s) of related specialists + Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity + Independently manages end-to-end functional programs + Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions + Uses sophisticated analytical thought to exercise judgement and identify solutions + Impacts the achievement of sub-function or business line objectives within the area they are accountable for + Work is guided by policies and industry standards/methods + Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders + Works autonomously as the lead and guides others within area of expertise **Education & Experience:** + Undergraduate degree or technical certificate and/or + 7+ years relevant experience + Advanced knowledge of risk management governance, programs, policies, practices, operating frameworks & reporting for business supported and/or area of discipline + Knowledge of risk management environment, standards, regulations and mitigation + Knowledge of current and emerging competitor and market trends + Ability to establish goals and objectives which support the strategic plan + Ability to lead, plan, implement, and evaluate program/project activities to ensure completion of initiatives + Skill in mentoring and coaching + Advanced skill in using analytical software tools, data analysis methods and reporting techniques + Skill in using computer applications including MS Office + Ability to communicate effectively in both oral and written form + Ability to work collaboratively and build relationships across teams and functions + Ability to work successfully as a member of a team and independently + Ability to exercise sound judgement in making decisions + Ability to analyze, organize and prioritize work while meeting multiple deadlines + Ability to handle confidential information with discretion **Preferred Qualifications:** + Certified Fraud Examiner (CFE) + Demonstrated organizational and analytical abilities, with project management experience preferred + Comprehensive understanding of banking regulations and industry standards related to fraud and insider risk + Proven expertise in identifying and addressing fraud threats within the banking sector + Excellent communication, time management, PowerPoint and SharePoint skills **Customer Accountabilities:** + Leads the development and/or implementation of specific standards, policies and/or processes that identify, report on and mitigate operational (or all major) risk exposures within the business + Proactively analyzes potential risks and ensures escalation of key risks to appropriate areas and/or executive review with business executive findings and action plans to mitigate and manage these risks + Establishes and provides on-going analysis and reporting on operational risk and/or other major risk categories as applicable to own business or functional area, and reviews findings and action plans with business leaders to mitigate and manage key issues + Coordinates and/or guides activities relating to core operational risk disciplines/programs including, Risk & Control Self-Assessment, Business Continuity Management, Outsourcing & Vendor Management, Regulatory Compliance (e.g. CDIC, AML, Privacy, IDA, CBA, SOX, Basel etc.) + Supports enterprise-wide operational risk escalation, review and approval processes, data management, policies and risk assessment processes + Directs the development and monitoring of Key Risk Indicators and facilitate communication and resolution of risk issues among other business segments where applicable + May be accountable for managing ancillary operational risk areas (e.g. BCM/incident management, outsourcing/vendor management, fraud aggregation and assessment, Basel implementation/capital analysis, change management, Privacy, AML, LCM and other regulatory issues), in addition to core functions + May be responsible for providing support for other major risk areas (e.g. Market, Credit, Reputational and/or Regulatory risks etc.) + May be a point of contact for guidance in the monitoring/reporting of compliance, management, and strategic initiatives + Provides broad/deep commentary in support of the development/maintenance/oversight of policies/procedures/practices, as required **Shareholder Accountabilities:** + Adheres to enterprise frameworks or methodologies that relate to activities for our business area + Ensures respective programs/policies/practices are well managed, meet business needs, comply with internal and external requirements, and align with business priorities + Consistently exercises discretion in managing correspondence, information and all matters of confidentiality; escalates issues where appropriate + Ensures business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets) + Participates in cross-functional/enterprise/initiatives as a subject matter expert helping to identify risk/provide guidance for complex situations + Conducts internal and external research projects; supports the development/delivery of presentations/communications to management or broader audience + Conducts meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations and assess the effectiveness of programs/policies/practices + Monitors service, productivity and assesses efficiency levels within own function and implements continuous process/performance improvements where opportunities exist + Leads/facilitates and/or implements actions/remediation plans to address performance/risk/governance issues + Actively manages relationships within and across various business lines, corporate and/or oversight functions and ensures alignment with enterprise and/or regulatory requirements + Keeps abreast of emerging issues, trends, and evolving regulatory requirements and assesses potential impacts + Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite **Employee/Team Accountabilities:** + Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest + Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit + Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques + Participates in personal performance management and development activities, including cross training within own team + Keeps others informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities + Contributes to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices + Leads, motivates and develops relationships with internal and external business partners/stakeholders to develop productive working relationships + Contributes to a fair, positive and equitable environment that supports a diverse workforce + Acts as a brand ambassador for your business area/function and the bank, both internally and/or externally **Physical Requirements:** Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% + Domestic Travel - Occasional + International Travel - Never + Performing sedentary work - Continuous + Performing multiple tasks - Continuous + Operating standard office equipment - Continuous + Responding quickly to sounds - Occasional + Sitting - Continuous + Standing - Occasional + Walking - Occasional + Moving safely in confined spaces - Occasional + Lifting/Carrying (under 25 lbs.) - Occasional + Lifting/Carrying (over 25 lbs.) - Never + Squatting - Occasional + Bending - Occasional + Kneeling - Never + Crawling - Never + Climbing - Never + Reaching overhead - Never + Reaching forward - Occasional + Pushing - Never + Pulling - Never + Twisting - Never + Concentrating for long periods of time - Continuous + Applying common sense to deal with problems involving standardized situations - Continuous + Reading, writing and comprehending instructions - Continuous + Adding, subtracting, multiplying and dividing - Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. \#LinkedIn \#LI-AMCBCorporate **Who We Are:** TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you. **Our Total Rewards Package** Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more (*************************************** **Additional Information:** We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. **Colleague Development** If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals. **Training & Onboarding** We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. **Interview Process** We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. **Accommodation** TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at *************** . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.