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Insurance service representative salary
Average insurance service representative salary
$40,960
Average Salary Insights
As of October 2025, the average salary for an Insurance Service Representative is around $40,960 annually or approximately $20 per hour. Salaries may differ based on factors such as geographic location, years of experience, and individual performance. In states like New York and California, representatives often command higher wages due to the cost of living and demand for skilled professionals.
Salary by Experience Level
Entry-level Insurance Service Representatives can expect to earn less, while those with several years of experience may see significant pay increases. For instance, representatives with over five years of experience earn upwards of $50,000 annually. This demonstrates the value of building expertise in customer service and insurance knowledge.
Job Opportunities
In addition to traditional insurance roles, there are various pathways such as claims processing, underwriting, and customer support. These roles often provide competitive salaries and benefits, making them attractive for those looking to advance in the insurance sector.
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Where can an Insurance Service Representative earn more?
Insurance service representative salaries by experience level
| Experience level | Avg. salary | Hourly rate |
|---|---|---|
| Entry-level insurance service representative | $24,600 | $11.80 |
| Mid-level insurance service representative | $42,000 | $20.19 |
| Senior-level insurance service representative | $47,800 | $23.00 |
Insurance service representative salary estimates from across the web
Average insurance service representative salary by state
The highest-paying states for insurance service representatives are Wisconsin, New York, and Alaska. The lowest average insurance service representative salary states are Utah, New Mexico, and Oklahoma.
- State view
- County view
Highest paying states for insurance service representatives
| Rank | State | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | New Hampshire | $43,462 | $20.90 |
| 2 | Wisconsin | $52,332 | $25.16 |
| 3 | Rhode Island | $44,407 | $21.35 |
| 4 | Alabama | $40,520 | $19.48 |
| 5 | Arizona | $39,441 | $18.96 |
| 6 | Alaska | $46,825 | $22.51 |
| 7 | Ohio | $38,111 | $18.32 |
| 8 | New York | $47,548 | $22.86 |
| 9 | Maine | $37,422 | $17.99 |
| 10 | New Jersey | $45,716 | $21.98 |
| 11 | South Dakota | $39,172 | $18.83 |
| 12 | Massachusetts | $44,408 | $21.35 |
| 13 | District of Columbia | $49,020 | $23.57 |
| 14 | Texas | $36,799 | $17.69 |
| 15 | North Dakota | $38,034 | $18.29 |
| 16 | Minnesota | $38,782 | $18.65 |
| 17 | South Carolina | $36,149 | $17.38 |
| 18 | Delaware | $40,871 | $19.65 |
| 19 | Indiana | $36,141 | $17.38 |
| 20 | California | $44,264 | $21.28 |
| 21 | Connecticut | $42,755 | $20.56 |
| 22 | Michigan | $36,966 | $17.77 |
| 23 | Mississippi | $35,045 | $16.85 |
| 24 | Florida | $36,185 | $17.40 |
| 25 | Washington | $40,449 | $19.45 |
| 26 | Hawaii | $38,926 | $18.71 |
| 27 | Nebraska | $38,019 | $18.28 |
| 28 | Iowa | $34,882 | $16.77 |
| 29 | Wyoming | $34,669 | $16.67 |
| 30 | Vermont | $36,911 | $17.75 |
| 31 | Pennsylvania | $36,513 | $17.55 |
| 32 | Kentucky | $33,505 | $16.11 |
| 33 | North Carolina | $35,221 | $16.93 |
| 34 | Nevada | $34,572 | $16.62 |
| 35 | Montana | $34,510 | $16.59 |
| 36 | Louisiana | $33,519 | $16.11 |
| 37 | Oregon | $37,041 | $17.81 |
| 38 | Arkansas | $33,663 | $16.18 |
| 39 | Tennessee | $31,933 | $15.35 |
| 40 | Maryland | $38,977 | $18.74 |
| 41 | Colorado | $34,162 | $16.42 |
| 42 | Illinois | $34,930 | $16.79 |
| 43 | West Virginia | $31,387 | $15.09 |
| 44 | New Mexico | $31,814 | $15.30 |
| 45 | Virginia | $34,510 | $16.59 |
| 46 | Kansas | $33,025 | $15.88 |
| 47 | Georgia | $32,587 | $15.67 |
| 48 | Utah | $31,853 | $15.31 |
| 49 | Idaho | $30,597 | $14.71 |
| 50 | Oklahoma | $31,593 | $15.19 |
| 51 | Missouri | $30,999 | $14.90 |
Highest paying cities for insurance service representatives
The highest-paying cities for insurance service representatives are Washington, DC, Jersey City, NJ, and San Jose, CA.
| Rank | City | Avg. salary | Hourly rate |
|---|---|---|---|
| 1 | Washington, DC | $49,048 | $23.58 |
| 2 | Jersey City, NJ | $45,540 | $21.89 |
| 3 | San Jose, CA | $45,215 | $21.74 |
| 4 | Albany, NY | $44,480 | $21.38 |
| 5 | Phoenix, AZ | $39,393 | $18.94 |
| 6 | Cleveland, OH | $39,185 | $18.84 |
| 7 | El Paso, TX | $38,250 | $18.39 |
| 8 | Miami, FL | $37,569 | $18.06 |
| 9 | Eugene, OR | $37,448 | $18.00 |
| 10 | Charleston, SC | $36,307 | $17.46 |
| 11 | Springfield, VA | $35,437 | $17.04 |
| 12 | Des Moines, IA | $34,657 | $16.66 |
| 13 | Denver, CO | $34,101 | $16.39 |
| 14 | Pittsburgh, PA | $33,781 | $16.24 |
| 15 | Bowling Green, KY | $33,463 | $16.09 |
| 16 | Overland Park, KS | $32,911 | $15.82 |
| 17 | Albuquerque, NM | $31,594 | $15.19 |
| 18 | Springfield, MO | $31,221 | $15.01 |
Insurance service representative salary details
An insurance service representative's salary ranges from $30,000 a year at the 10th percentile to $55,000 at the 90th percentile.
What is an insurance service representative's salary?
| Percentile | Annual salary | Monthly salary | Hourly rate |
|---|---|---|---|
| 90th Percentile | $55,000 | $4,583 | $26 |
| 75th Percentile | $48,000 | $4,000 | $23 |
| Average | $40,960 | $3,413 | $20 |
| 25th Percentile | $34,000 | $2,833 | $16 |
| 10th Percentile | $30,000 | $2,500 | $14 |
Highest paying insurance service representative jobs
The highest paying types of insurance service representatives are insurance broker, licensed insurance producer, and insurance producer.
| Job title | Annual salary | Monthly salary | Hourly rate | Job openings |
|---|---|---|---|---|
| Agent | $37,864 | $3,155 | $18.20 | 184,325 |
| Marketing Agent | $40,384 | $3,365 | $19.42 | 112,353 |
| Geek Squad Agent | $31,924 | $2,660 | $15.35 | 28,603 |
| Licensed Agent | $42,315 | $3,526 | $20.34 | 68,666 |
| Licensed Insurance Producer | $66,026 | $5,502 | $31.74 | 54,872 |
| Licensed Insurance Agent | $54,118 | $4,510 | $26.02 | 78,016 |
Top companies hiring insurance service representatives now:
Which companies pay insurance service representatives the most?
Insurance service representative salaries at AIG and New York State Restaurant Association are the highest-paying according to our most recent salary estimates. In addition, the average insurance service representative salary at companies like National General Insurance and MassMutual are highly competitive.
| Rank | Company | Average salary | Hourly rate |
|---|---|---|---|
| 1 | AIG | $55,889 | $26.87 |
| 2 | New York State Restaurant Association | $48,279 | $23.21 |
| 3 | National General Insurance | $43,004 | $20.68 |
| 4 | MassMutual | $42,603 | $20.48 |
| 5 | Cielo | $41,890 | $20.14 |
| 6 | Infinia | $41,646 | $20.02 |
| 7 | The Jonus Group | $41,458 | $19.93 |
| 8 | Randstad North America, Inc. | $41,227 | $19.82 |
| 9 | National Life Group | $41,162 | $19.79 |
| 10 | ADP | $40,884 | $19.66 |
| 11 | Oregon Community Credit Union | $40,156 | $19.31 |
| 12 | GEICO | $39,379 | $18.93 |
| 13 | Texas Farm Bureau Insurance Companies | $38,186 | $18.36 |
| 14 | Southern Ban | $37,631 | $18.09 |
| 15 | Auto Club Speedway | $37,347 | $17.96 |
| 16 | Paychex | $36,758 | $17.67 |
| 17 | Nationwide | $36,645 | $17.62 |
| 18 | Mercy Corps | $35,262 | $16.95 |
| 19 | Afni | $31,920 | $15.35 |
| 20 | Concentrix | $31,346 | $15.07 |
Wage gap by gender, race and education
Insurance Service Representative salary by industry
The average insurance service representative salary varies across industries:
- The average insurance service representative salary in the insurance industry is $41,842, the highest of any industry.
- The average insurance service representative salary in the finance industry is $41,621.
- Insurance service representatives in the health care industry earn an average salary of $34,457, the lowest of any industry.
Highest paying industries for insurance service representatives
| Rank | Industry | Average salary | Hourly rate |
|---|---|---|---|
| 1 | Insurance | $41,842 | $20.12 |
| 2 | Hospitality | $41,621 | $20.01 |
| 3 | Professional | $41,438 | $19.92 |
| 4 | Finance | $37,003 | $17.79 |
| 5 | Health Care | $34,457 | $16.57 |
High paying insurance service representative jobs
Insurance service representative salary trends
The average insurance service representative salary has risen by $3,713 over the last ten years. In 2014, the average insurance service representative earned $37,247 annually, but today, they earn $40,960 a year. That works out to a 4% change in pay for insurance service representatives over the last decade.
Compare insurance service representative salaries for cities or states with the national average over time.
Average insurance service representative salary over time
Compare insurance service representative salaries for individual cities or states with the national average.
Insurance service representative salary by year
| Year | Avg. salary | Hourly rate | % Change |
|---|---|---|---|
| 2025 | $41,000 | $19.69 | +2.4% |
| 2024 | $40,000 | $19.22 | +0.7% |
| 2023 | $39,700 | $19.10 | +1.8% |
| 2022 | $39,000 | $18.76 | -0.6% |
| 2021 | $39,200 | $18.87 | +3.6% |
Recently added insurance service representative salaries
| Company | Job | Location | Date added | Salary |
|---|---|---|---|---|
| Seneca Savings | Delinquency, Escrow and Insurance Servicer | Baldwinsville, NY | 06/25/2025 | $41,740 |
| Auto Club Group | Insurance Service Representative-ST. Cloud | Saint Cloud, MN | 06/12/2025 | $47,542 |
| Auto Club Group | Insurance Service Representative | Norfolk, NE | 06/12/2025 | $47,333 |
| Auto Club Group | Insurance Service Representative | Battle Creek, MI | 06/12/2025 | $48,001 |
| AAA Southern New England | Insurance Service Representative-ST. Cloud | Saint Cloud, MN | 06/11/2025 | $47,542 |
| Oregon Community Credit Union | Insurance Service Representative (Lane County) | Eugene, OR | 05/22/2025 | $48,001 |
| Aaa Oregon-Idaho | Insurance Service Representative | Lake Oswego, OR | 05/18/2025 | $44,871 |
| State of New York | Assistant Insurance Fund Services Representative-NY Helps | Albany, NY | 05/16/2025 | $53,413 |
| Cardinal Health | Representative, Customer Service-Insurance Verification | Nashville, TN | 05/13/2025 | $31,305 |
| Cardinal Health | Representative, Customer Service-Insurance Verification | Springfield, IL | 05/13/2025 | $31,305 |
Insurance service representative salary FAQs
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