Post job

Senior personal banker vs loan originator

The differences between senior personal bankers and loan originators can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a senior personal banker, becoming a loan originator takes usually requires 4-6 years. Additionally, a senior personal banker has an average salary of $48,641, which is higher than the $41,291 average annual salary of a loan originator.

The top three skills for a senior personal banker include bank products, loan applications and quality customer service. The most important skills for a loan originator are customer service, origination, and FHA.

Senior personal banker vs loan originator overview

Senior Personal BankerLoan Originator
Yearly salary$48,641$41,291
Hourly rate$23.39$19.85
Growth rate15%4%
Number of jobs28,06610,716
Job satisfaction5-
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 61%
Average age4545
Years of experience46

Senior personal banker vs loan originator salary

Senior personal bankers and loan originators have different pay scales, as shown below.

Senior Personal BankerLoan Originator
Average salary$48,641$41,291
Salary rangeBetween $22,000 And $106,000Between $28,000 And $60,000
Highest paying City-New York, NY
Highest paying state-South Dakota
Best paying company-Centennial Bank
Best paying industry-Transportation

Differences between senior personal banker and loan originator education

There are a few differences between a senior personal banker and a loan originator in terms of educational background:

Senior Personal BankerLoan Originator
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 61%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior personal banker vs loan originator demographics

Here are the differences between senior personal bankers' and loan originators' demographics:

Senior Personal BankerLoan Originator
Average age4545
Gender ratioMale, 46.4% Female, 53.6%Male, 54.0% Female, 46.0%
Race ratioBlack or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.4% Asian, 8.2% White, 72.3% American Indian and Alaska Native, 0.1%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 16.1% Asian, 6.4% White, 63.2% American Indian and Alaska Native, 0.5%
LGBT Percentage5%8%

Differences between senior personal banker and loan originator duties and responsibilities

Senior personal banker example responsibilities.

  • Lead the district in sales by initiating and document a proactive customer profiling effort and sale calls.
  • Process treasury, tax and loan payments.supply tellers with coin and currency as needed.
  • Perform all teller transactions from deposit and withdrawals, money orders and certify checks and balance ATM.
  • Perform operational duties such as balancing bank vault, reloading of ATM, and supervision of teller line.
  • Conduct wire transfers, stop payments, issue bank checks, transfer funds between accounts, and public notary services.
  • Maximize cross-sell opportunities through customer profiling to identify opportunities.
  • Show more

Loan originator example responsibilities.

  • Supervise and manage the processing staff and also underwrite conventional loans for correspondent lenders.
  • Complete yearly the NMLS continuing education requirements.
  • Direct lender with FNMA while maintaining all loan servicing.
  • Increase revenues and product awareness by cross-selling service lines and packages.
  • Complete a rigorous training program and have obtained 25 NMLS state licensing requirements to be a loan originator.
  • Review FHA case number assignments, mortgage credit rejects and refinances authorizations to determine qualification.
  • Show more

Senior personal banker vs loan originator skills

Common senior personal banker skills
  • Bank Products, 16%
  • Loan Applications, 9%
  • Quality Customer Service, 7%
  • Customer Relationships, 6%
  • Cross-Sell, 6%
  • Cross-Selling, 4%
Common loan originator skills
  • Customer Service, 18%
  • Origination, 9%
  • FHA, 6%
  • Va, 6%
  • Phone Calls, 6%
  • Excellent Interpersonal, 5%

Browse business and financial jobs