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Senior personal banker vs mortgage underwriter

The differences between senior personal bankers and mortgage underwriters can be seen in a few details. Each job has different responsibilities and duties. While it typically takes 2-4 years to become a senior personal banker, becoming a mortgage underwriter takes usually requires 4-6 years. Additionally, a mortgage underwriter has an average salary of $55,721, which is higher than the $48,641 average annual salary of a senior personal banker.

The top three skills for a senior personal banker include bank products, loan applications and quality customer service. The most important skills for a mortgage underwriter are customer service, work ethic, and FHA.

Senior personal banker vs mortgage underwriter overview

Senior Personal BankerMortgage Underwriter
Yearly salary$48,641$55,721
Hourly rate$23.39$26.79
Growth rate15%4%
Number of jobs28,0669,260
Job satisfaction5-
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 65%
Average age4545
Years of experience46

Senior personal banker vs mortgage underwriter salary

Senior personal bankers and mortgage underwriters have different pay scales, as shown below.

Senior Personal BankerMortgage Underwriter
Average salary$48,641$55,721
Salary rangeBetween $22,000 And $106,000Between $38,000 And $80,000
Highest paying City-New York, NY
Highest paying state-New Mexico
Best paying company-CTBC Bank
Best paying industry-Professional

Differences between senior personal banker and mortgage underwriter education

There are a few differences between a senior personal banker and a mortgage underwriter in terms of educational background:

Senior Personal BankerMortgage Underwriter
Most common degreeBachelor's Degree, 60%Bachelor's Degree, 65%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Senior personal banker vs mortgage underwriter demographics

Here are the differences between senior personal bankers' and mortgage underwriters' demographics:

Senior Personal BankerMortgage Underwriter
Average age4545
Gender ratioMale, 46.4% Female, 53.6%Male, 39.3% Female, 60.7%
Race ratioBlack or African American, 5.6% Unknown, 4.4% Hispanic or Latino, 9.4% Asian, 8.2% White, 72.3% American Indian and Alaska Native, 0.1%Black or African American, 9.2% Unknown, 4.6% Hispanic or Latino, 15.9% Asian, 6.4% White, 63.4% American Indian and Alaska Native, 0.5%
LGBT Percentage5%8%

Differences between senior personal banker and mortgage underwriter duties and responsibilities

Senior personal banker example responsibilities.

  • Lead the district in sales by initiating and document a proactive customer profiling effort and sale calls.
  • Process treasury, tax and loan payments.supply tellers with coin and currency as needed.
  • Perform all teller transactions from deposit and withdrawals, money orders and certify checks and balance ATM.
  • Perform operational duties such as balancing bank vault, reloading of ATM, and supervision of teller line.
  • Conduct wire transfers, stop payments, issue bank checks, transfer funds between accounts, and public notary services.
  • Maximize cross-sell opportunities through customer profiling to identify opportunities.
  • Show more

Mortgage underwriter example responsibilities.

  • Manage AUS findings and analyze approvals and results accordingly.
  • Involve with USDA and NH housing loans.
  • Obtain NMLS license in 2011 and real estate license in 2005.
  • Prepare and respond to compliance HMDA, NMLS, and ECOA relate inquiries.
  • Audit and analyze TIL, GFE and HUD documentation for accuracy to insure compliance.
  • Review MHA and FHA guidelines and calculate proper income to approve or decline loans for a temporary or permanent modification.
  • Show more

Senior personal banker vs mortgage underwriter skills

Common senior personal banker skills
  • Bank Products, 16%
  • Loan Applications, 9%
  • Quality Customer Service, 7%
  • Customer Relationships, 6%
  • Cross-Sell, 6%
  • Cross-Selling, 4%
Common mortgage underwriter skills
  • Customer Service, 7%
  • Work Ethic, 6%
  • FHA, 5%
  • Va, 5%
  • Excellent Organizational, 4%
  • Excellent Interpersonal, 4%

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