Risk Manager jobs at The Hartford

* Providing legal support to Agency Finance as a trusted advisor and strategic partner to the transaction teams and other internal partners* Partnering with Agency Finance business partners, Risk and Compliance to evaluate GSE and/or FHA program requirements and develop policies and procedures for compliance, monitoring and reporting* Tracking and managing negotiation of sub-servicing documentation in connection with Freddie Mac securitizations and assist with interpretation of sub-servicing obligations for existing securitizations from an asset management and servicing perspective* Engaging and overseeing outside legal counsel in an effective and efficient manner* Partnering collaboratively with other internal counsel and business teams in the Commercial Bank and across the enterprise* Advising Commercial Bank business partners on communications with external parties, including customers, regulators, partners, industry trade groups and outside law firms* Providing thought and strategic leadership on relevant industry and regulatory developments* Leading projects such as the development of negotiation guidelines and training sessions* Partnering with the Operations team to drive process improvements* Juris Doctor from an accredited law school* Active member in good standing of at least one state bar* At least 4 years of experience as an attorney in a law firm, at a government agency, as a military judge advocate or as in-house counsel* At least 2 years of legal counsel experience focusing on multifamily agency finance transactions* 5+ years of experience in a law firm, in-house legal department, or a combination with a focus on multifamily agency finance transactions (working with Fannie Mae and/or Freddie Mac related transactions)* Working knowledge of commercial real estate lending issues involving title insurance, surveys, zoning, and flood, casualty/liability insurance* Excellent oral and written communication skills* Strong ability to quickly understand the business needs and partner with the business Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. #J-18808-Ljbffr

The Asset Manager will be responsible for the management of assets in Arbor Realty Trust's (ART) loan portfolio. Essential Job Functions (Duties/Responsibilities) The Asset Manager will have the following duties and responsibilities, including but not limited to: Prepare quarterly reports, valuations and risk ratings. Perform financial analysis of properties including operating statements, budget and variance review, loan administration and borrower support, workout and foreclosure analysis, lease analysis, appraisal and engineering report reviews, etc. Assess loan risk within the portfolio and make recommendations to senior management to mitigate the risk. Perform quarterly property level valuations in order to value the asset. Conduct market research to determine various factors impacting property level performance. Oversee borrower implementation of business plan(s) associated with a variety of real estate-related assets, including mezzanine and bridge loans, REO properties and preferred equity positions. Work closely with senior management in analyzing strategies for workouts, foreclosures, acquisitions and dispositions. Review and interpret legal documents, such as loan agreements, guarantees, and promissory notes, and coordinate with borrower and respective staff to ensure the loans remain in compliance. Monitor capital improvement projects to ensure timely completion within budgets. Additional loan servicing and reporting as needed. Qualifications Education: Bachelor's degree in Finance, Real Estate and/or Accounting. Experience: A minimum of 4-6 years of experience in Real Estate with an emphasis on risk/financial analysis, valuations, relationship management, workouts, capital markets and Asset Management. Knowledge/Skills/Abilities: A strong knowledge of real estate markets with a particular emphasis on multifamily. Excellent project management, leadership and organizational skills. The ability to “think outside the box”. The ability to gather property and market data, analyze that data, and make proposals to senior management in a clear and concise manner. Travel: up to 10% We are proud to be an equal opportunity employer and are committed to maintaining a diverse workforce and an inclusive work environment for our associates, customers and business partners. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability, ethnicity, pregnancy or any other legally protected status. We are committed to working with and providing reasonable accommodations to individuals with disabilities.

The Special Servicing Asset Manager is responsible for managing the Special Servicing of a portfolio of Agency (Fannie Mae) loans, which are in default or considered to be in imminent default. The position requires proactive asset management and timely resolution of the assigned portfolio of distressed CRE mortgage loans. The primary function of the Special Servicer is to manage non-performing loans in accordance with the applicable investor Seller/Servicer Guides. Risk Management's objective is to pursue the best resolution path that maximizes the recovery. Essential Job Functions (Duties/Responsibilities) This position will have the following duties and responsibilities, including but not limited to: Monitor quality and performance of a non-performing loan portfolio through delinquency and other reporting Ability to structure and execute resolution strategies (i.e. Foreclosure, Forbearance, Note Sale, DPO, Loan Modification or Reinstatement) in conjunction with the Investor goals Perform comprehensive analysis of property cash flow, markets, collateral, and valuation while determining possible alternatives for default resolution Work closely with Agency counterparts, in particular Fannie Mae's Special Asset Management (SAM) team to carry out desired resolution strategy Review legal filings for accuracy and completeness Prepare payoff/ reinstatement calculations Prepare quarterly Loan Loss calculations Review property condition assessment (PCA) reports to understand the scope of immediate repairs needed at the collateral property Review property appraisal reports to understand the As-Is and As Stabilized values and impact on loss exposure Understanding of legal contracts, bankruptcy law, foreclosure process, and loan servicing agreements Lead, engage and interact with third parties including attorneys, receivers, management companies, brokers, appraisers, and environmental firms and engineers Conduct Physical Property inspections, as required, in order to evaluate property condition Provide written updates to senior management and investors Present recommendations in a clear and concise manner Request and review documentation supporting servicing advances Will assist the VP/ SVP, Risk Management on ad-hoc projects and requests from Senior Management Will work independently to identify problems and provide solutions to management Qualifications Education: Bachelor's degree in Business, Finance, Real-Estate or a related discipline or equivalent work experience preferred. Experience: 5+ years loan asset management experience with working knowledge of Special Servicing, bankruptcy and loan workouts. Knowledge/Skills/Abilities: Intermediate Microsoft Office Skills Strong analytical, research and reporting skills Strong negotiation and communication (both verbal and written) skills Extremely high attention to detail and accuracy Comfortable interpreting legal documents such as loan agreements Strong organizational, time management, and prioritization skills Ability to work independently and on teams in a fast-paced environment with strict deadlines Travel: 20-25% We are proud to be an equal opportunity employer and are committed to maintaining a diverse workforce and an inclusive work environment for our associates, customers and business partners. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability, ethnicity, pregnancy or any other legally protected status. We are committed to working with and providing reasonable accommodations to individuals with disabilities.

Amalgamated Bank is seeking a Director of Third-Party Risk Management who will be responsible for applying, collaborating, and supporting the Third-Party Risk Management Program strategic vision in execution of the day-to-day functions as it applies to Amalgamated Bank response to its customers, partners, and regulators. The Third-Party Risk Management Program ensures that new and existing third parties are assessed and meet established Information Security, Compliance, Operational Risk, and Reporting guidelines. By joining our team, you'll be joining a Bank that believes that maintaining a diverse and inclusive workplace where everyone feels valued and respected is essential for us to grow as a company. We are dedicated to building a more equitable world in our everyday practices by embracing the values of our employees and customers. Essential Job Functions: Strategy: Oversee and support the Bank's Third-Party Risk Management Program & Framework. Ensure adherence to appropriate and relevant Supervisory Guidance. Ensure appropriate oversight for all policies, procedures and preparation for Audits and Supervisory Reviews. Execution: Manage the Bank's Third-Party Risk Management platform, including but not limited to: management of the third party and chain sourcing inventory, review and approval of internal questionnaires, email management, program management, system configuration, user management, development and maintenance of Program policies and procedures. Collaboration: Assisting Relationship Owners and Third Party's with accessing the Third-Party Risk Management platform, setting expectations on the process, and ultimately facilitating the process to onboard third parties for use. Training: Educate Bank staff (e.g. Relationship Owners) on the importance of Third-Party Risk Management, the Third-Party Risk Management Lifecycle, and usage / navigation of Third-Party Risk Management Platform. Using Key Performance Indicators (KPls) and Key Risk Indicators (KRls), including Service Level Agreements and risk ratings, proactively monitor performance of the Program, escalating issues to management as appropriate. Communication: Facilitate regular communication concerning third party performance and risk trends to relevant committees, relationship owners, senior/executive management, and executive sponsors. Develop, establish, and report metrics data around third-party risk management activities on a regular cadence and/or as needed. Process Improvement: Actively engagement Program constituents (e.g., relationship owners, senior management, and executive sponsors) across the Bank to identify process improvements, develop and design agreed upon improvements, and promote efficiencies within the Program where necessary. Partnership: Acts as a liaison between internal/external auditors of the Third-Party Risk Management Program, providing requested data, reporting, KRIs/KPIs, and policies, and procedures upon request. Knowledge, Skills and Experience Requirements: Required: Bachelor's degree or equivalent experience Minimum of five years of experience in financial services, consulting services, information security, risk management, or audit role. Two years direct experience in Third Party Risk Management, assessment, governance, procurement, or related experience. Advanced knowledge of Microsoft applications (Excel, PowerPoint, Word, Teams, etc.). Ability to communicate information clearly and concisely, both verbally and written, with Relationship Owners, Executive Leadership, and Third-Party partners. Ability to work independently and manage staff (as needed). Desired: Knowledge of project management and the project management lifecycle Experience in supervising and training staff members Basic contract management experience, inclusive of reviewing contracts and understanding contract terms and language. Experience in developing performance and risk-based metrics, such as KPIs and KRIs. Our job titles may span more than one career level. The starting base salary for this role is between $125,000.00 - $140,000.00. The actual base pay is dependent upon many factors, such as: training, transferrable skills, work experience, business needs and market demands. The base pay range is subject to change and may be modified in the future. Amalgamated Bank is an Equal Opportunity and Affirmative Action Employer, Minorities / Females / Individuals with Disability / Veterans. AmeriCorps, Peace Corps and other national service alumni are encouraged to apply. View our Pay Transparency Statement. Submission of a resume or any information regarding your qualifications does not constitute a promise or offer of employment. At Amalgamated Bank, we consider an applicant to be someone who has interviewed at least once, in person, with the hiring manager. Amalgamated Bank does not sponsor applicants for work visas. Hybrid Work Model Effective February 18, 2025, employees in office-based positions will be working a Hybrid work schedule consisting of three days or more, on-site per week, Monday - Thursday, although the specific days may vary by site or organization, with Friday designated as a remote-working day, unless business critical tasks require an on-site presence. This Hybrid work model does not apply to, and daily in-person attendance is required for, the contact center, branch service roles, and general services where the work to be performed is located at a Company site; positions covered by a collective-bargaining agreement (unless the agreement provides for hybrid work); or any other position for which the Company has determined the job requirements cannot be reasonably met working remotely. Please note, this Hybrid work model guidance does not apply to roles that have been designated as “remote”. Search Firm Representatives- Please Read Carefully Amalgamated Bank does not accept unsolicited assistance from search firms for employment opportunities. All CVs / resumes submitted by search firms to any employee at our company without a valid written search agreement in place for the position will be deemed the sole property of our company. No fee will be paid in the event a candidate is hired by our company as a result of an agency referral where no pre-existing agreement is in place. Where agency agreements are in place, introductions are position specific. Please, no phone calls or emails.

The Director, Valuation & Capital Markets Analytics (VCMA) - Quantitative Financial Advisory Solutions (QFAS), is responsible for leading and delivering complex Model Risk Management (MRM) engagements across the full project lifecycle-from proposal development through execution and completion. This role will oversee the management of MRM assignments, guide and develop team members, and ensure the highest quality of client service. In addition, the Director will contribute to business development initiatives, strengthen client relationships, and support appraisal and review activities that enhance the growth of the practice. Job Duties: Executes the office's business development plan in collaboration with the MRM team, building and maintaining relationships with key executives and stakeholders to support growth across business lines and industries Leads and manage MRM services across a wide range of model families, including: Credit Risk Models: CECL, Basel, CCAR, loss forecasting, and stress testing Market & Balance Sheet Models: Valuation models and Asset Liability Management (ALM) models Compliance & Monitoring Models: BSA/AML compliance and fraud detection Oversees engagements from initiation to completion, including project setup, administrative coordination, team management, client communications, and presentations Critically reviews model functionality, evaluating methodologies and assumptions, and documenting conclusions Ensures quality controls, regulatory expectations, and BDO risk management procedures are consistently adhered to in all client deliverables Actively participates in internal and external client meetings, contributing to project execution, knowledge sharing, and relationship building Other duties as required Supervisory Responsibilities: Supervises the day-to-day workload of VCMA - QFAS staff on assigned engagements, reviewing work products for accuracy, completeness, and quality Ensures staff are trained on relevant models, methodologies, and best practices to strengthen technical capabilities Evaluates staff performance, provide constructive feedback, and assist in setting professional development goals and objectives Delivers periodic feedback and complete formal performance evaluations in a timely manner Serves as Career Advisor and mentor to designated staff, supporting career growth, professional development, and engagement within the practice Qualifications, Knowledge, Skills, and Abilities: Education: Bachelor's degree, required Master's degree and PhD, with a focus in Finance, Financial Engineering, Actuarial Science, Risk Management, Mathematics, Computer Science, Statistics, Economics, preferred Experience: Fifteen (15) or more years of experience within financial institution, finance regulators, independent advisory firms, banks, or other financial services firm, required Experience with managing a team of model developers or validators, required; Head of model development department or model validation department, preferred Experience in developing, validating or auditing a variety of models including but not limited to valuation models, CCAR/CCEL/BASEL loss forecasting, stress testing and other credit risk models, BSA/AML compliance models, Fraud, Asset Liability Management (ALM) models, etc., required A combination of industry experience with hands on knowledge of different vendor models and advisory experience with proven track record of practice development, required Expertise in understanding the model risk management regulatory landscape, such as SR 11-7, required License/Certifications: CFA, FRM, QRM, ASA or other valuation industry credentials, preferred Software: Proficient in the use of Microsoft Office Suite, specifically Excel, PowerPoint, and Word, required Prior experience with Capital IQ or Bloomberg, required Prior experience with programming languages such Macro/VBA, R, Python, SAS, SQL, and other industry software, required Other Knowledge, Skills, & Abilities: Superior verbal and written communication skills Superior analytical and research skills Solid organizational skills, especially the ability to meet project deadlines with a focus on details Ability to successfully multi-task while working independently or within a group environment Ability to work in a deadline-driven environment and handle multiple projects simultaneously Ability to effectively manage a team of valuation professionals and delegate work assignments as needed Capacity to build and maintain strong relationships with internal and client personnel Ability to encourage team environment on engagements and contribute to the professional development of assigned personnel Executive presence and ability to act as primary contact on assigned engagements Ability to successfully interact with professionals at all levels Ability for intermittent travel within the US and internationally Individual salaries that are offered to a candidate are determined after consideration of numerous factors including but not limited to the candidate's qualifications, experience, skills, and geography. National Range: $260,000 - $300,000 Maryland Range: $260,000 - $300,000 NYC/Long Island/Westchester Range: $260,000 - $300,000

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com. What you'll be part of: Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. What you'll be responsible for: As a Director in the Financial Risk Management function, you will play a central role in building and safeguarding Circle's financial resilience. Specifically, you will be responsible for: Owning, developing, and maintaining financial risk analytics capabilities to ensure risks are comprehensively identified, measured, monitored, and mitigated throughout the product lifecycle. Leading the development and adoption of advanced AI and machine learning capabilities to enhance Circle's financial risk management. Maintaining and enforcing risk appetite, limits, and controls across key financial risk types, ensuring Circle remains within its strategic and regulatory risk profile. Overseeing Circle's Financial Model Risk Management program, ensuring models are properly governed, validated, and monitored to support sound and timely business decisions Providing independent oversight and challenge to the first line of defense; coordinating across specialized risk committees, working groups, and other governance forums. What you'll work on: Shaping how Circle anticipates, measures, and manages financial risk in a rapidly evolving environment. Overseeing and challenging existing risk metrics monitoring, scenario analysis and stress testing conducted across businesses and legal entities, ensuring robust methodologies and outcomes. Leading the evolution of Circle's financial risk analytics by building data-driven, AI-powered tools and real-time reporting capabilities that strengthen financial resilience. Providing strategic guidance to Circle's financial model risk management program, managing, mentoring, and coaching the team to ensure activities are carried out in line with Circle's standards and regulatory expectations. Designing and enhancing Circle's comprehensive, legal entity and product-specific financial risk management frameworks to integrate seamlessly into product launch, reserve management, and capital planning, stress testing and regulatory compliance. Collaborating with Business, Product, Finance, Legal, Compliance, and other relevant teams to ensure the cohesion of risk management activities and the integration of risk considerations into business strategies, product launches, and ongoing operations. Supporting financial risk governance by interacting with risk committees, and specialized risk working groups and providing high-quality risk reporting, insights, and recommendations. Leading structured regulatory gap assessments in response to evolving frameworks; strengthening risk policies and procedures; coordinating timely, high-quality responses to supervisory inquiries, and contributing to shaping industry standards and participation in industry forums. What you'll bring to Circle: Core Requirements: 12+ years in financial risk management within management consulting and/or banking, leading engagement across risk types (e.g., market, credit, liquidity, and financial operations). 5+ years of experience managing and leading teams. Demonstrated extensive experience in leading analytical initiatives, developing tools for risk identification, measurement, and monitoring, including stress testing, scenario analysis, and machine learning solutions, utilizing large datasets to address complex challenges. Experience in credit risk model development: behavior/transition models (PD, LGD, transition matrix); knowledge of credit due diligence process, portfolio monitoring and loss forecast. Proven success moving GenAI solution from proof of concept to production with robust governance. Ability to translate complex regulatory requirements into scalable data, model, workflow design. Familiar with and had experience operating under the "Three Lines of Defense" governance framework; familiar with risk and issue management and change control. Strong program management discipline in developing risk roadmap, OKR and KPIs. Experience leading large, cross-functional programs, collaborating with product, data science, and engineering teams. Exceptional communication and stakeholder management skills: synthesize analytics into clear narratives, secure regulatory alignment and drive decision-making with senior management; ability to operate across global teams and engage with executive leadership and risk committee/board-level stakeholders. Familiarity with generative AI models (ChatGPT, Gemini, etc.) and prompt development Preferred Requirements: BS/BA in a quantitative, engineering or related field; advanced degree in analytics, finance, engineering or a similar discipline. Certified Financial Analyst (CFA) designation or Financial Risk Management (FRM) certification. Passionate about the stablecoin space and Circle's mission to build open, interoperable financial infrastructure. Experience/familiarity with Slack, Apple MacOS and GSuite. Additional Information: This position is eligible for day-one PERM sponsorship for qualified candidates Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. Base Pay Range: $190,000 - $242,500 We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. #LI-Remote

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Global Commercial Services (GCS) is the global leader in payment solutions for Small, Medium (SME) and Global and Large (G&L) enterprises. The Global Commercial Services team enables businesses globally to pay for and finance what they need to grow their businesses through a suite of payment and lending products, solutions for travel and everyday business spending, cross border payments, global currency solutions, and business financing. The objective of the Global Commercial Services Control Management Risk ID, Assessment, Testing and Reporting team is to identify, assess, mitigate, and report on Operational Risk (OR) within Business Unit (BU) processes for GCS to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk. Global Commercial Services is looking for a Director of Control Management - Risk Assessment to lead a diverse team of high-performing professionals focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies. The Director Control Management - Risk Assessment will: * Provide additional identification of risks throughout business processes and systems (along with business process owners) * Lead and develop a team of Control/Risk Management professionals across various markets/office locations * Facilitate Business Units in their risk assessments performance (e.g., Risk Control Self-Assessment (RCSA)) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic RCSA reviews and update assessment criteria to align with regulatory updates) * Lead control monitoring (supplemental to BU process owners testing) and proactively communicate key Operational Risk (OR) trends, activities, and events to senior management, to facilitate informed decision-making * Proactively identify areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing * Compile thematic risk reporting (levels, trends, causes) to provide actionable insights to BU on current risk levels, emerging trends and root causes * Categorize controls and map against risks and processes (e.g., cross-BU process-control mapping) * Support BU with identification of risks and spotting areas where product changes or improved controls may be required within New Product Governance (NPG) * Champion risk management practices within the business * Be a key thought leader for sharing insights, better practices, themes, etc. across the enterprise Required Qualifications: * 6+ Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities * Excellent project management, communication, and interpersonal skills, with an ability to interact and obtain buy-in from senior BU/tech counterparts * Expertise in process governance, with a track record of establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks, and/or operational standards * Experience within financial services industry * Strong analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively * Demonstrated history and ability to manage large teams, spread over geographies and with varying backgrounds Preferred Qualifications: * Bachelor's Degree in Finance, Business, Risk Management, or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous * Experience in at least one of the following: * Providing identification of operational risks throughout business processes and systems * Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met * Enhancing risk assessments and associated methodologies * Leading independent control monitoring, including identification of control improvements * Identifying areas of risk for intervention, including conducting independent quality assurance and process testing * Compiling thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes * Experience leading teams in a fast-paced environment ORMCM Salary Range: $123,000.00 to $215,250.00 annually + bonus + equity (if applicable) + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: ***************************

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. **You Lead the Way. We've Got Your Back.** With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. **How will you make an impact in this role?** How we serve our customers is constantly evolving and is a challenge we gladly accept. Whether you're finding new ways to prevent identity fraud or enabling customers to start a new business, you can work with one of the most valuable data sets in the world to identify insights and actions that can have a meaningful impact on our customers and our business. And, with opportunities to learn from leaders who have defined the course of our industry, you can grow your career and define your own path. Find your place in risk and analytics on #TeamAmex. This Director position is a critical hands-on leadership role in the US Commercial Capacity team that will be responsible for Commercial Limits Underwriting strategies and capabilities. The incumbent will play an influential role working closely with partners in Product, Sales, RPDS & GSN to create and drive strategies to grow the portfolio through transformational ideas and new capabilities that outclass competitors and provide world-class customer experience. **Key Responsibilities:** + Incumbent will be responsible for managing the limit assignment methodology for the US GCS portfolios - this includes the analytics, strategy and capabilities + Partner closely with the New-Accounts risk team to launch strategies to improve customer experience and increase application volumes + Partner with Product and RPDS to launch new capabilities like Codat and recurring underwriting framework + Work with the Product, Servicing, and Sales teams within the GCS organization and broader CFR organization to design and implement strategic initiatives that enable prudent and profitable growth while controlling for through-the-cycle volatility. + Drive deep-dive analytics and partner with the Decision Science team to enhance economic logic that supports core risk management decisions. + Lead, engage, and inspire a large team of high performing risk management professionals **Minimum Qualifications:** + 5 years of experience in relevant credit risk management expertise + Advanced degree in statistics, econometrics, operations research, mathematics, data science, engineering, business management or a related quantitative field of study + Strategic thinking, with a focus on innovation + Deep knowledge of commercial business and AXP risk capabilities + Deep knowledge on financial statements and key financial ratios + Strong analytical skills and an innovative approach to solving both practical and theoretical business problems + Intellectual curiosity, adaptability in a dynamic environment, and an ability to re-engineer long-standing processes and infrastructure + Ability to build strong relationships, operate within large cross-functional teams, and influence business partners to drive change **Qualifications** Salary Range: $123,000.00 to $215,250.00 annually bonus equity (if applicable) benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: + Competitive base salaries + Bonus incentives + 6% Company Match on retirement savings plan + Free financial coaching and financial well-being support + Comprehensive medical, dental, vision, life insurance, and disability benefits + Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need + 20 weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy + Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) + Free and confidential counseling support through our Healthy Minds program + Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site . American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the " Know Your Rights " poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: *************************** Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. **Job:** Risk **Primary Location:** US-New York-New York **Schedule** Full-time **Req ID:** 25023267

Director of Risk Management (Insurance Renewals) Miami, Florida -Hybrid Work Environment ARC Group is seeking a highly skilled Director of Risk Management to join our client's dynamic Risk Management team in Miami, FL. This is a full-time, direct hire position, offering an excellent opportunity for career growth in a well-established Fortune 500 company with over 5,000 employees across North America and LATAM. As the Director of Risk Management, you will play a key role in managing the companys comprehensive insurance programs, including liability, property & casualty, auto, and group insurance. Your experience with corporate insurance renewals will be essential in ensuring the organizations risk strategies are both effective and efficient. Key responsibilities include maintaining and strengthening the companys risk management framework, overseeing the bond and surety program, and ensuring compliance with applicable regulations. In this position, you will act as a strategic advisor within the organization, proactively identifying, assessing, and mitigating risks. This opportunity offers a healthy work/life balance, a culture of long-term employee retention, and a clear path for career advancement. ARC Group has been recognized as one of the top companies to work for, and we are committed to promoting from within. You have permanent US work authorization. We are not accepting resumes from outside firms or vendors ( no C2C, 3rd party or brokering). DIRECTOR OF RISK MANAGEMENT JOB DESCRIPTION Implement risk mitigation and remediation strategies while proactively identifying, reducing, and transferring risks. Oversaw corporate risk management framework, insurance claims, and partnerships with internal clients, brokers, and providers to ensure alignment with company objectives. RESPONSIBILITIES Designs and implements an overall risk management process for the company, including an analysis of the financial impact on the company and subsidiaries when risks occur. Selects most effective and appropriate brokerages on behalf of the organization. Analyzes and assesses insurance policies to ensure company needs are sufficiently covered. Negotiates with insurance brokers and insurance carriers for best insurance rates. Oversee claims and settlement values; analyze other sources of insurance that could possibly cover a claim. Maintain and cultivate an environment of risk awareness and policies and procedures to promote risk reduction. Formulates, develops, and coordinates loss control functions of the organization. Maintains records of insurance policies and claims. Prepares risk management and insurance budgets. Prepares and presents comprehensive risk assessment reports. Creates reports so that internal stakeholders understand how risk affect their operations. Manages the captive insurance administration of workers' compensation claims, general liability, and auto,. May be called upon for to vet company contracts to identify potential risk issues. And here is what you will need to be successful: MUST HAVE SKILLSFor Director of Risk 8 or moreyears of Risk Management experience with at least 5 years in leadership roles Experience in both a brokerage and corporate risk management environment is required Safety and insurance risk management is helpful Bachelor's Degree required, Master's degree is preferred Strong math and computer skills, including Microsoft Office. Database use and management experience. Keen eye for details and exceptional problem-solving skills. MUST be able to work in the US without any kind of sponsorship NICE TO HAVE SKILLSFor DIRECTOR OF Risk Management Risk Manager certification Local candidates preferred, but will consider relocation for the right candidate Would you like to know more about this role? For immediate consideration, please send your resume directly to D.A. Longhi at ********************** or call him at *************,or you can also apply online and view all our open positions at ******************* ARC Group is a Forbes-ranked a top 20 recruiting and executive search firm working with clients nationwide to recruit the highest quality technical resources. We have achieved this by understanding both our candidate's and client's needs and goals and serving both with integrity and a shared desire to succeed. ARC Group is proud to be an equal opportunity workplace dedicated to pursuing and hiring a diverse workforce. We are a no-fee agency for candidates.

Playing an essential role in the U.S. economy, Fannie Mae is foundational to housing finance. Here, your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home. Job Description As a valued contributor to our team, you will advise the team on methods, models, and analytical templates used for assessing and identifying potential risks that may threaten our reputation, safety, security, and/or financial success, as well as work with management and team members in communicating and collaborating with key stakeholders across the enterprise, and understand business objectives. THE IMPACT YOU WILL MAKE The Risk Management-Control Simplification Advisor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities: Collaborate with team to evaluate and advise on the impact of proposed risks to the enterprise. Review processes to reduce risk using rigorous analysis. Partner with team to review and provide feedback to management on resolutions and control guidelines. Partner with the team to review, develop business strategies, and make decisions that will drive success in the face of shifting consumer behaviors and regulations. Advise team on the application of methods, models, and analytical templates used to determine business areas that pose potential risks to the enterprise. THE EXPERIENCE YOU BRING TO THE TEAM Minimum Required Experiences 6 years Skills Experience gathering accurate information to explain concepts and answer critical questions Risk Assessment and Management including evaluating and designing controls, conducting impact assessments, identifying control gaps, remediating risk, etc. Relationship Management including managing and engaging stakeholders, customers, and vendors, building relationship networks, contracting, etc. Skilled in presenting information and/or ideas to an audience in a way that is engaging and easy to understand Experience identifying and selecting strategic options, and identifying resources to meet the defined objectives Influencing including negotiating, persuading others, facilitating meetings, and resolving conflict Working with people with different functional expertise respectfully and cooperatively to work toward a common goal Experience helping an organization to plan and manage change in effort to meet strategic objectives Skilled in creating visual concepts, creating content, and editing content by hand or with the help with computer software to communicate ideas Tools Experience using SharePoint Skilled in Excel Desired Experiences Bachelor degree or equivalent Qualifications Education: Bachelor's Level Degree (Required) The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers. For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote. Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity/gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process, please complete this form. The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here. Requisition compensation: 138000 to 180000

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. Global Commercial Services (GCS) is the global leader in payment solutions for Small, Medium (SME) and Global and Large (G&L) enterprises. The Global Commercial Services team enables businesses globally to pay for and finance what they need to grow their businesses through a suite of payment and lending products, solutions for travel and everyday business spending, cross border payments, global currency solutions, and business financing. The objective of the Global Commercial Services Control Management Risk ID, Assessment, Testing and Reporting team is to identify, assess, mitigate, and report on Operational Risk (OR) within Business Unit (BU) processes for GCS to ensure adherence to regulatory standards, Amex policy and enhance the BU's resilience through managing a clear methodology of inherent and residual risk. Global Commercial Services is looking for a Director of Control Management - Risk Assessment to lead a diverse team of high-performing professionals focused on ensuring control management is embedded in the day-to-day operations of our organization. It will involve extensive collaboration with multiple partners across numerous business units, functional areas, and geographies. The Director Control Management - Risk Assessment will: * Provide additional identification of risks throughout business processes and systems (along with business process owners) * Lead and develop a team of Control/Risk Management professionals across various markets/office locations * Facilitate Business Units in their risk assessments performance (e.g., Risk Control Self-Assessment (RCSA)) in addition to further assessments and testing / QA programs to ensure regulatory and internal standards are met (e.g., periodic RCSA reviews and update assessment criteria to align with regulatory updates) * Lead control monitoring (supplemental to BU process owners testing) and proactively communicate key Operational Risk (OR) trends, activities, and events to senior management, to facilitate informed decision-making * Proactively identify areas of high-risk for intervention (e.g., automated alerts generated for high-risk areas signal need for intervention and focus), including conducting independent quality assurance and vertical process testing * Compile thematic risk reporting (levels, trends, causes) to provide actionable insights to BU on current risk levels, emerging trends and root causes * Categorize controls and map against risks and processes (e.g., cross-BU process-control mapping) * Support BU with identification of risks and spotting areas where product changes or improved controls may be required within New Product Governance (NPG) * Champion risk management practices within the business * Be a key thought leader for sharing insights, better practices, themes, etc. across the enterprise Required Qualifications: * 6+ Years experience in operational risk management (e.g., within Risk and/or Internal Audit function) Understanding of critical operational risk management lifecycle activities * Excellent project management, communication, and interpersonal skills, with an ability to interact and obtain buy-in from senior BU/tech counterparts * Expertise in process governance, with a track record of establishing and overseeing robust decision-making processes that align with policies, regulatory frameworks, and/or operational standards * Experience within financial services industry * Strong analytical and problem-solving skills, with an ability to analyze data, identify trends, and evaluate risk scenarios effectively * Demonstrated history and ability to manage large teams, spread over geographies and with varying backgrounds Preferred Qualifications: * Bachelor's Degree in Finance, Business, Risk Management, or related field; advanced degrees (e.g., MBA, MSc) or certifications are advantageous * Experience in at least one of the following: * Providing identification of operational risks throughout business processes and systems * Facilitating risk assessment performance in addition to further assessments and testing programs to ensure regulatory and internal standards are met * Enhancing risk assessments and associated methodologies * Leading independent control monitoring, including identification of control improvements * Identifying areas of risk for intervention, including conducting independent quality assurance and process testing * Compiling thematic risk reporting to provide actionable insights on risk levels, emerging trends and root causes * Experience leading teams in a fast-paced environment ORMCM Salary Range: $123,000.00 to $215,250.00 annually + bonus + equity (if applicable) + benefits The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors. Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: * Competitive base salaries * Bonus incentives * 6% Company Match on retirement savings plan * Free financial coaching and financial well-being support * Comprehensive medical, dental, vision, life insurance, and disability benefits * Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need * 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy * Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) * Free and confidential counseling support through our Healthy Minds program * Career development and training opportunities For a full list of Team Amex benefits, visit our Colleague Benefits Site. American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions. We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually. US Job Seekers - Click to view the "Know Your Rights" poster. If the link does not work, you may access the poster by copying and pasting the following URL in a new browser window: ***************************

**Our Purpose** _Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential._ **Title and Summary** Director, Risk and Governance, People and Capability Overview - This new position will play a key role in the Strategy and Risk team within the office of the Chief People Officer. The Strategy and Risk team supports the development and enablement of the Global People Strategy, focusing on the acceleration of enterprise priorities and leading risk management and governance for the function. Role - Oversee the People & Capability global risk assessment and planning (preparing analysis, facilitating discussion, managing output) and monitoring of progress, in partnership with leaders from across the function - Drive governance and standards around key risk and compliance areas such as incident tracking and reporting, and monitoring of legislative changes and policy updates - Ongoing identification and assessment of emerging and evolving risks - Develop executive-ready materials for updates on critical projects and programs, working with key stakeholders - Establish standard templates for tracking and reporting progress against priorities, in partnership with insights and operations team - Provides analytical and strategic insights to support priority initiatives - Primary point of contact for the audit team to coordinate internal reviews, escalate findings, and monitor action planning alongside the P&C Centers of Excellence - Monitoring third party risk and supporting teams to drive compliance - Support the development of risk mindset and risk management capability across the function All About You - Enterprise Risk management experience in a large multinational company with a mature risk function - Expertise in developing risk or insights dashboards and producing clear and actionable reports - Proven project management skills - Data-driven approach to problem solving with strong critical thinking skills - Ability to influence at all levels and work collaboratively across multiple groups - Demonstrated learning agility and resilience under pressure - Ability to take many complicated inputs and distill into simple solutions and compelling narratives - Detail-oriented with excellent verbal and written communication skills - Familiarity with GRC platforms (e.g., OpenPages, Archer) a plus - Knowledge of the payments industry and products, competitive environment, and legal and regulatory landscape Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. **Corporate Security Responsibility** All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: + Abide by Mastercard's security policies and practices; + Ensure the confidentiality and integrity of the information being accessed; + Report any suspected information security violation or breach, and + Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines. In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. The base salary offered may vary depending on multiple factors, including but not limited to location, job-related knowledge, skills, and experience. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; paid leaves (including 16 weeks of new parent leave and up to 20 days of bereavement leave); 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; 10 annual paid U.S. observed holidays; 401k with a best-in-class company match; deferred compensation for eligible roles; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement; and many more. Mastercard benefits for interns generally include: 56 hours of Paid Sick and Safe Time; jury duty leave; and on-site fitness facilities in some locations. **Pay Ranges** Purchase, New York: $163,000 - $269,000 USD

Playing an essential role in the U.S. economy, Fannie Mae is foundational to housing finance. Here, your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home. Job Description As a valued contributor to our team, you will advise the team on methods, models, and analytical templates used for assessing and identifying potential risks that may threaten our reputation, safety, security, and/or financial success, as well as work with management and team members in communicating and collaborating with key stakeholders across the enterprise, and understand business objectives. THE IMPACT YOU WILL MAKE The Model Governance - Risk Management - Advisor role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities: Advise team on the application of methods, models, and analytical templates used to determine business areas that pose potential risks to the enterprise. Collaborate with team to evaluate and advise on the impact of proposed risks to the enterprise. Review processes to reduce risk using rigorous analysis. Partner with team to review and provide feedback to management on resolutions and control guidelines. Partner with the team to review, develop business strategies, and make decisions that will drive success in the face of shifting consumer behaviors and regulations. This position is needed to support our Model Controllers in effectively executing their role and also in supporting the Head of Modeling areas execute their role. THE EXPERIENCE YOU BRING TO THE TEAM Required Qualifications: 6 years of experience Strong knowledge of model risk management and related regulatory guidance Familiarity with Fannie Mae's multifamily business or the secondary mortgage market Experience creating and implementing model governance documents aligned with internal policies and standards Excellent written and verbal communication skills for technical and non-technical audiences Skilled in influencing, negotiating, and resolving conflict Strong organizational skills and ability to work independently Proficiency in Tableau or other Dashboard/BI reporting tools, Excel, Visio, and PowerPoint Ability to understand and implement model risk governance requirements across the end-to-end model lifecycle Experience in risk assessment, control design, and compliance evaluation Ability to implement model governance requirements across the model lifecycle Desired Qualifications: Bachelor's degree or equivalent experience Prior experience developing best practices and training modeling teams Strong proofreading and editing skills for technical modeling documents Experience with Risk Works and other business intelligence tools Experience with python or other programming languges Business insight including forecasting, benchmarking, and interpreting market data Experience supporting organizational change aligned with strategic goals Relationship management skills across stakeholders and vendors Experience gathering and presenting complex information in engaging formats Background in model development, governance, testing, and validation Knowledge of industry standards and evolving regulatory expectations Multifamily Risk - Risk Management - Advisor Target Pay Range: $138,000 - $180,000 a year #LI-Hybrid #LI-ME1 The hiring range for this role is set forth on each of our job postings located on Fannie Mae's Career Site. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here. Qualifications Education: Bachelor's Level Degree (Required) The future is what you make it to be. Discover compelling opportunities at Fanniemae.com/careers. For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote. Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity/gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and/or you need a reasonable accommodation related to the hiring/application process, please complete this form. The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here. Requisition compensation: 138000 to 180000

Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Leads in the Third-Party Risk governance framework in the 1st Line of Defence, with oversight and reporting to enterprise leadership on related risk and control profile, issues / incidents and any relevant emerging risks Works with Vendor Managers to ensure that Third Party Risk policies and guidelines are adhered to, and provide actionable support and guidance to the Business Escalates any concerning trends to Senior Management. This may include (but not limited to) oversight and monitoring of emerging risks, weaknesses in controls and material change programs, deterioration in service / performance standards, and provide guidance on mitigating actions Assists in review of internal and external Third-Party Risk related events and issues, to ensure that the root cause is adequately identified and remediation actions are fit for purpose Works to ensure appropriate oversight / governance of intra-group arrangements is in place, and changes to business models are accurately reflected in applicable group documentation. This may include liaising (as needed) with Legal Entity Outsourcing Managers Assists in the support of local regulatory and audit engagements pertaining to Third Party Risk; this includes supporting remediation activities Supports Third Party Risk awareness and risk management culture in order to ensure that the material risks are both evident and effectively managed Exercises judgment based on the analysis of multiple sources of information Able to lead cross functional or complex projects with manageable risks and resource requirements Acts as a subject matter expert for all team members, substitutes for manager when required Working with Data Architects from specific source data stewards Other areas to include: ETL (Extract, Transform, Load) * Design and implement ETL workflows using tools such as SSIS, Power Query, or cloud-based integration platforms. * Ensure data quality and integrity during extraction and transformation processes. * Optimize ETL pipelines for performance and scalability across large datasets. Data Modeling * Develop and maintain logical and physical data models to support reporting and analytics. * Implement dimensional modeling techniques for star and snowflake schemas. * Collaborate with stakeholders to align data models with business requirements and governance standards. Transactional SQL * Write and optimize complex SQL queries for transactional systems and reporting needs. * Create stored procedures, views, and functions to support data operations. * Troubleshoot and tune SQL queries for performance in high-volume environments. Power BI * Connect to diverse data sources and build interactive dashboards and reports in Power BI Desktop and Service. * Implement row-level security and manage workspaces for secure data sharing. * Configure scheduled refresh and optimize datasets for performance. Collecting Business Requirements * Engage with business stakeholders to gather and document reporting and analytics requirements. * Translate business needs into technical specifications for data models and reports. * Validate requirements through iterative feedback and prototype development. Salary Range: $74,200 - 126,200 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at *****************. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Northern Trust, a Fortune 500 company, is a globally recognized, award-winning financial institution that has been in continuous operation since 1889. Northern Trust is proud to provide innovative financial services and guidance to the world's most successful individuals, families, and institutions by remaining true to our enduring principles of service, expertise, and integrity. With more than 130 years of financial experience and over 22,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service. Leads in the Third-Party Risk governance framework in the 1st Line of Defence, with oversight and reporting to enterprise leadership on related risk and control profile, issues / incidents and any relevant emerging risks Works with Vendor Managers to ensure that Third Party Risk policies and guidelines are adhered to, and provide actionable support and guidance to the Business Escalates any concerning trends to Senior Management. This may include (but not limited to) oversight and monitoring of emerging risks, weaknesses in controls and material change programs, deterioration in service / performance standards, and provide guidance on mitigating actions Assists in review of internal and external Third-Party Risk related events and issues, to ensure that the root cause is adequately identified and remediation actions are fit for purpose Works to ensure appropriate oversight / governance of intra-group arrangements is in place, and changes to business models are accurately reflected in applicable group documentation. This may include liaising (as needed) with Legal Entity Outsourcing Managers Assists in the support of local regulatory and audit engagements pertaining to Third Party Risk; this includes supporting remediation activities Supports Third Party Risk awareness and risk management culture in order to ensure that the material risks are both evident and effectively managed Exercises judgment based on the analysis of multiple sources of information Able to lead cross functional or complex projects with manageable risks and resource requirements Acts as a subject matter expert for all team members, substitutes for manager when required Working with Data Architects from specific source data stewards Other areas to include: ETL (Extract, Transform, Load) * Design and implement ETL workflows using tools such as SSIS, Power Query, or cloud-based integration platforms. * Ensure data quality and integrity during extraction and transformation processes. * Optimize ETL pipelines for performance and scalability across large datasets. Data Modeling * Develop and maintain logical and physical data models to support reporting and analytics. * Implement dimensional modeling techniques for star and snowflake schemas. * Collaborate with stakeholders to align data models with business requirements and governance standards. Transactional SQL * Write and optimize complex SQL queries for transactional systems and reporting needs. * Create stored procedures, views, and functions to support data operations. * Troubleshoot and tune SQL queries for performance in high-volume environments. Power BI * Connect to diverse data sources and build interactive dashboards and reports in Power BI Desktop and Service. * Implement row-level security and manage workspaces for secure data sharing. * Configure scheduled refresh and optimize datasets for performance. Collecting Business Requirements * Engage with business stakeholders to gather and document reporting and analytics requirements. * Translate business needs into technical specifications for data models and reports. * Validate requirements through iterative feedback and prototype development. Salary Range: $74,200 - 126,200 USD Salary range is a good faith estimate of base pay. Northern Trust provides a comprehensive benefits package including retirement benefits (401k and pension), health and welfare benefits (medical, dental, vision, spending accounts and disability), paid time off, parental and caregiver leave, life & accident insurance, and other voluntary and well-being benefits. Northern Trust also provides a discretionary bonus program that may include an equity component. Working with Us: As a Northern Trust partner, greater achievements await. You will be part of a flexible and collaborative work culture in an organization where financial strength and stability is an asset that emboldens us to explore new ideas. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to assisting the communities we serve! Join a workplace with a greater purpose. We'd love to learn more about how your interests and experience could be a fit with one of the world's most admired and sustainable companies! Build your career with us and apply today. #MadeForGreater Reasonable accommodation Northern Trust is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation for any part of the employment process, please email our HR Service Center at *****************. We hope you're excited about the role and the opportunity to work with us. We value an inclusive workplace and understand flexibility means different things to different people. Apply today and talk to us about your flexible working requirements and together we can achieve greater.

Navigate Uncertainty with Confidence - Become a Risk Consultant Are you a strategic thinker who thrives on solving complex challenges? As a Risk Consultant, you'll empower organizations and individuals to identify, assess, and manage risk-delivering insights that protect their assets and enhance decision-making. What You'll Do: ⚖ Evaluate Exposure - Conduct comprehensive risk assessments across operations, financials, and compliance frameworks. 📈 Develop Risk Mitigation Strategies - Design actionable risk management plans tailored to client needs and industry dynamics. 🔍 Analyze Data & Trends - Use analytical tools to uncover vulnerabilities and forecast emerging risks. 🤝 Advise with Expertise - Act as a trusted advisor, guiding clients on best practices in insurance, regulatory compliance, and crisis planning. 📚 Deliver Risk Education - Translate risk complexities into clear, practical recommendations for teams and stakeholders. Who You Are: ✔ Experienced in risk management, consulting, insurance, or financial advisory ✔ Analytical and detail-oriented with strong business acumen ✔ Skilled in client relationship building and communication ✔ Proficient with risk modeling tools, reporting, and compliance systems ✔ Passionate about proactive problem-solving and risk resilience Why This Role Matters: ✅ Minimize potential losses and protect business continuity ✅ Help clients make smarter, risk-informed decisions ✅ Provide peace of mind through thorough planning and mitigation ✅ Make a tangible impact across industries and sectors 💼 Be the Voice of Clarity in an Uncertain World Step into a high-impact role as a Risk Consultant-where your insights create safer, smarter futures. 👉 Apply today and help organizations thrive with confidence.

An exciting opportunity exists to join the ProAssurance family of companies! Our mission is powerful and simple: We protect others. Choosing a place to apply your talents is an important decision for anyone. You have plenty of options. Why choose ProAssurance?At ProAssurance, we sell a pledge, and that pledge is delivered by our team members. We are seeking individuals who value integrity, leadership, relationships, and enthusiasm-and want to build their career with a great company where they can be their authentic self and feel valued, recognized, and rewarded for their contributions. ProAssurance specializes in healthcare professional liability, products liability for medical technology and life sciences, legal professional liability, and workers' compensation insurance. We are an industry-leading specialty insurer, with job opportunities in much of the contiguous United States.This position supports our workers' compensation line of business, Eastern Alliance. Based on candidate qualifications, we may consider filling the role as a Senior Risk Management Consultant. To support business needs, candidates should be based in Western Pennsylvania. This role requires reporting to our Wexford, PA office approximately two days per month. The primary responsibility of the Risk Management Consultant II position is to evaluate loss potential for current and prospective Workers' Compensation insurance customers with respect to workplace Safety and Health. The position is responsible for recommending cost-effective, results-oriented consultative services to acquire and retain a positive customer base. The position works closely and develops relationships with clients, agents, claims, underwriting, and all other departments within Eastern Alliance Insurance Group, to retain a diverse and profitable book of business in support of our revenue and profitability objectives and overall business plan. What you'll do: 50% - Develop and execute risk improvement suggestions and service plans to reduce policyholder loss exposure, improve Company profitability and aid in client retention by thoroughly evaluating a client's facilities and needs; cultivate and develop high quality company-client working relationships by visiting and communicating with clients and agents on a regular and timely basis as necessitated by business needs and company guidelines. 15% - Prescreen selected new business submissions, including site visits and inspections; communicate via verbal and written processes to Underwriting to aid in risk selection in a thorough, accurate and timely manner. Define and communicate client needs and expectations through the prescreen process. 15% - Prioritize, execute and document risk management activities according to Company standards for an assigned book of business including review file and loss information, conduct hazard assessment surveys, communicate with team, organize service calls, prospect surveys, and agency visits. Manage the book of business by proactively monitoring results, communicating and developing working relationship with underwriting, claims, finance, and others as necessary. This can include work with Traditional, Inova and Specialty Risk accounts according to established pre-screen and servicing guidelines. Independently support Risk Management, UW and Claims efforts in developing materials for, and presenting at, Stewardship and Point of Sale meetings. 10% - Manage return-to-wellness initiatives by working collaboratively with agents, clients, claims, and underwriters to actively promote our ecovery strategies; and ensure proper return to work guidelines and procedures are established, followed and achieved. 5% - Research operations and hazards of risks to provide effective consultative services; develop and share resources and support materials with colleagues. Maintain knowledge of appropriate standards and best practices; attend courses and functions to develop job knowledge and maintain certifications. 2% - Identify catastrophic loss exposures, follow-up with appropriate actions and communications; conduct accident investigations and follow up with “Lessons Learned.” 2% - Attend and/or participate in monthly team account review meetings prepared to discuss adverse accounts, solutions for handling these accounts, and other relevant topics. 1% - Maintain knowledge of appropriate standards and best practices; attend courses and functions to develop job knowledge, maintain certifications. What we're looking for: Bachelor's degree required, preferably in occupational safety or related field required, with five years progressive occupational safety and health experience. Prior transferrable knowledge and skills or insurance industry experience required. Advanced degree and/or professional designation/certification (GSP, ASP, CSP or ARM) preferred. Must meet any state provider qualifications for assigned territories. Ability to attend insurance and industry/business functions to promote and present a positive image of the Company. Proficiency in Microsoft Office computer applications including Word and Excel. Analytical ability, in order to analyze and interpret information; and make profitable decisions about risks. Attention to detail in processing information, establishing priorities, and expense management. Solid analytical and problem-solving skills, including formulating logical and objective conclusions. Ability to assess the urgency and importance of a situation and take appropriate action. Requires the exposure to various manufacturing, industry and business environments where certain requirements regarding the use of personal protective equipment may be necessary; the ability to inspect various types of risks and independently evaluate according to company standards. Ability to communicate effectively and professionally; verbally, in writing, through virtual and in-person presentations with various constituencies and at all levels in and outside of the organization, including agency partners, outside customers and clients. Demonstrated commitment to ongoing professional development to ensure we are providing our customers with competent and relevant consulting advice. Self-driven to accept new responsibilities, and work in collaboration or independently to help develop solutions to identified operational needs in support of our overall mission. Physical ability to climb stairs and ladders; walk long distances over uneven terrain, to reach remote areas during visits to all types of operations. Must possess a valid driver's license, the ability to drive long distances to reach client/agency sites and have an acceptable driving record. #LI-Hybrid We are committed to providing a dynamic and inclusive environment where everyone can do their best work and grow personally and professionally. For that reason, we partner with The Predictive Index (PI) - an organization equally committed to improving the working lives of people, to help us hire the best talent by providing additional insight about one's work style. The position you applied to requires completion of two assessments prior to being scheduled to interview with a hiring manager. A Talent Acquisition team member may review your application and contact you before the assessment is complete. These assessments are Behavioral and Cognitive (internal candidates will only receive the Behavioral assessment), and each assessment takes less than 12 minutes to complete. After submitting your application, you will receive two emails from The Predictive Index inviting you to complete each of these assessments (please check your SPAM or Junk email folder if you do not see these emails in your inbox). Position Salary Range $64,930.00 - $107,146.00 The salary range displayed represents the entirety of the pay grade for this position. Most candidates will start in the bottom half of the range. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have, your location and comparison to other team members already in this role. Build your career with us and enjoy access to a best-in-class benefits program.

An exciting opportunity exists to join the ProAssurance family of companies! Our mission is powerful and simple: We protect others. Choosing a place to apply your talents is an important decision for anyone. You have plenty of options. Why choose ProAssurance? At ProAssurance, we sell a pledge, and that pledge is delivered by our team members. We are seeking individuals who value integrity, leadership, relationships, and enthusiasm-and want to build their career with a great company where they can be their authentic self and feel valued, recognized, and rewarded for their contributions. ProAssurance specializes in healthcare professional liability, products liability for medical technology and life sciences, legal professional liability, and workers' compensation insurance. We are an industry-leading specialty insurer, with job opportunities in much of the contiguous United States. This position supports our workers' compensation line of business, Eastern Alliance. Based on candidate qualifications, we may consider filling the role as a Senior Risk Management Consultant. To support business needs, candidates should be based in Western Pennsylvania. This role requires reporting to our Wexford, PA office approximately two days per month. The primary responsibility of the Risk Management Consultant II position is to evaluate loss potential for current and prospective Workers' Compensation insurance customers with respect to workplace Safety and Health. The position is responsible for recommending cost-effective, results-oriented consultative services to acquire and retain a positive customer base. The position works closely and develops relationships with clients, agents, claims, underwriting, and all other departments within Eastern Alliance Insurance Group, to retain a diverse and profitable book of business in support of our revenue and profitability objectives and overall business plan. What you'll do: * 50% - Develop and execute risk improvement suggestions and service plans to reduce policyholder loss exposure, improve Company profitability and aid in client retention by thoroughly evaluating a client's facilities and needs; cultivate and develop high quality company-client working relationships by visiting and communicating with clients and agents on a regular and timely basis as necessitated by business needs and company guidelines. * 15% - Prescreen selected new business submissions, including site visits and inspections; communicate via verbal and written processes to Underwriting to aid in risk selection in a thorough, accurate and timely manner. Define and communicate client needs and expectations through the prescreen process. * 15% - Prioritize, execute and document risk management activities according to Company standards for an assigned book of business including review file and loss information, conduct hazard assessment surveys, communicate with team, organize service calls, prospect surveys, and agency visits. Manage the book of business by proactively monitoring results, communicating and developing working relationship with underwriting, claims, finance, and others as necessary. This can include work with Traditional, Inova and Specialty Risk accounts according to established pre-screen and servicing guidelines. Independently support Risk Management, UW and Claims efforts in developing materials for, and presenting at, Stewardship and Point of Sale meetings. * 10% - Manage return-to-wellness initiatives by working collaboratively with agents, clients, claims, and underwriters to actively promote our ecovery strategies; and ensure proper return to work guidelines and procedures are established, followed and achieved. * 5% - Research operations and hazards of risks to provide effective consultative services; develop and share resources and support materials with colleagues. Maintain knowledge of appropriate standards and best practices; attend courses and functions to develop job knowledge and maintain certifications. * 2% - Identify catastrophic loss exposures, follow-up with appropriate actions and communications; conduct accident investigations and follow up with "Lessons Learned." * 2% - Attend and/or participate in monthly team account review meetings prepared to discuss adverse accounts, solutions for handling these accounts, and other relevant topics. * 1% - Maintain knowledge of appropriate standards and best practices; attend courses and functions to develop job knowledge, maintain certifications. What we're looking for: * Bachelor's degree required, preferably in occupational safety or related field required, with five years progressive occupational safety and health experience. Prior transferrable knowledge and skills or insurance industry experience required. Advanced degree and/or professional designation/certification (GSP, ASP, CSP or ARM) preferred. * Must meet any state provider qualifications for assigned territories. * Ability to attend insurance and industry/business functions to promote and present a positive image of the Company. * Proficiency in Microsoft Office computer applications including Word and Excel. * Analytical ability, in order to analyze and interpret information; and make profitable decisions about risks. * Attention to detail in processing information, establishing priorities, and expense management. * Solid analytical and problem-solving skills, including formulating logical and objective conclusions. * Ability to assess the urgency and importance of a situation and take appropriate action. * Requires the exposure to various manufacturing, industry and business environments where certain requirements regarding the use of personal protective equipment may be necessary; the ability to inspect various types of risks and independently evaluate according to company standards. * Ability to communicate effectively and professionally; verbally, in writing, through virtual and in-person presentations with various constituencies and at all levels in and outside of the organization, including agency partners, outside customers and clients. * Demonstrated commitment to ongoing professional development to ensure we are providing our customers with competent and relevant consulting advice. * Self-driven to accept new responsibilities, and work in collaboration or independently to help develop solutions to identified operational needs in support of our overall mission. * Physical ability to climb stairs and ladders; walk long distances over uneven terrain, to reach remote areas during visits to all types of operations. * Must possess a valid driver's license, the ability to drive long distances to reach client/agency sites and have an acceptable driving record. #LI-Hybrid We are committed to providing a dynamic and inclusive environment where everyone can do their best work and grow personally and professionally. For that reason, we partner with The Predictive Index (PI) - an organization equally committed to improving the working lives of people, to help us hire the best talent by providing additional insight about one's work style. The position you applied to requires completion of two assessments prior to being scheduled to interview with a hiring manager. A Talent Acquisition team member may review your application and contact you before the assessment is complete. These assessments are Behavioral and Cognitive (internal candidates will only receive the Behavioral assessment), and each assessment takes less than 12 minutes to complete. After submitting your application, you will receive two emails from The Predictive Index inviting you to complete each of these assessments (please check your SPAM or Junk email folder if you do not see these emails in your inbox). Position Salary Range $64,930.00 - $107,146.00 The salary range displayed represents the entirety of the pay grade for this position. Most candidates will start in the bottom half of the range. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have, your location and comparison to other team members already in this role. Build your career with us and enjoy access to a best-in-class benefits program.

First Horizon is seeking a ERM Risk Consultant II - Generalist to join the Enterprise Risk Management team. The role is responsible for supporting the enterprise risk programs, processes, and reporting as directed, including enterprise policy management, issue management, risk committee and board reporting, research and analysis of risk data, and conducting other assignments as directed. In this role, you will: * Support complex initiatives including those that are cross-functional with broad impact. * Collaborate and consult with peers, colleagues, and middle to more experienced level managers to resolve issues and achieve goals. * Support annual and other periodic processes related to key risk indicators, issue management, and policy management. * Develop and maintain policies and procedures. * Support the ERM reporting team in preparing reports for various committees. * Assist teammates with the development and management of risk programs. * Assist with the creation of presentation materials which may include risk training, presentations for governance and other meetings, and internal and external audits. * Support the ERM team with projects as assigned. Required Qualifications/Knowledge, Skills, and Abilities: * Bachelor (4-year college) degree and 5+ years of banking experience or equivalent combination of education and experience. * Skilled in building strong partnerships through effective collaboration, relationship management, and communications. * Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic work environment. * Proven critical thinking and analytical skills, including strong decision-making, and problem-solving skills with attention to detail and accuracy. * High level of initiative and accountability * Strong organizational, multi-tasking, and prioritizing skills * Excellent verbal, written, and interpersonal communication skills. * Intermediate Microsoft Office skills About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube