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Transaction coordinator vs mortgage loan specialist

The differences between transaction coordinators and mortgage loan specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a transaction coordinator and a mortgage loan specialist. Additionally, a transaction coordinator has an average salary of $41,792, which is higher than the $41,186 average annual salary of a mortgage loan specialist.

The top three skills for a transaction coordinator include customer service, MLS and escrow companies. The most important skills for a mortgage loan specialist are customer service, FHA, and escrow accounts.

Transaction coordinator vs mortgage loan specialist overview

Transaction CoordinatorMortgage Loan Specialist
Yearly salary$41,792$41,186
Hourly rate$20.09$19.80
Growth rate-3%-3%
Number of jobs16,80433,704
Job satisfaction--
Most common degreeBachelor's Degree, 54%Bachelor's Degree, 56%
Average age4242
Years of experience44

What does a transaction coordinator do?

A transaction coordinator is responsible for performing administrative and clerical duties for the clients regarding their real estate contracts and transactions. Transaction coordinators sometimes do fieldwork to inspect the property area, write findings reports, perform cost and expenses analysis, and inform the clients of required documentation. They also identify resources and other alternatives that would most likely fit the client's budget limitations and interests. A transaction coordinator must have excellent organizational and communication skills, especially in coordinating with other organizations to process the client's requirements for property acquisition.

What does a mortgage loan specialist do?

Also called a loan officer, a mortgage loan specialist assists clients in finding the appropriate financial aid for homes and other properties. Mortgage loan specialists look for new applicants, secure the right loans, assist with the documentation, and supervise the financing process. They collect and review the financial information of their clients for loan grant eligibility. It is important that they develop skills in financial processes, customer service, time management, and communication.

Transaction coordinator vs mortgage loan specialist salary

Transaction coordinators and mortgage loan specialists have different pay scales, as shown below.

Transaction CoordinatorMortgage Loan Specialist
Average salary$41,792$41,186
Salary rangeBetween $30,000 And $57,000Between $27,000 And $62,000
Highest paying CityWhite Plains, NYUniondale, NY
Highest paying stateNew YorkWest Virginia
Best paying companyJPMorgan Chase & Co.The PNC Financial Services Group
Best paying industryFinanceFinance

Differences between transaction coordinator and mortgage loan specialist education

There are a few differences between a transaction coordinator and a mortgage loan specialist in terms of educational background:

Transaction CoordinatorMortgage Loan Specialist
Most common degreeBachelor's Degree, 54%Bachelor's Degree, 56%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Transaction coordinator vs mortgage loan specialist demographics

Here are the differences between transaction coordinators' and mortgage loan specialists' demographics:

Transaction CoordinatorMortgage Loan Specialist
Average age4242
Gender ratioMale, 19.0% Female, 81.0%Male, 33.9% Female, 66.1%
Race ratioBlack or African American, 9.7% Unknown, 4.3% Hispanic or Latino, 19.3% Asian, 6.8% White, 59.6% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.4% Hispanic or Latino, 14.4% Asian, 7.7% White, 59.7% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between transaction coordinator and mortgage loan specialist duties and responsibilities

Transaction coordinator example responsibilities.

  • Manage scheduling loans for closing, handle insurance review, verify wire transfer, register and transfer loans with MERS.
  • Manage and coordinate the workload of the release team members and are responsible for organizing and hosting all production release windows.
  • Ensure all documents are completed and in accordance with DRE standards.
  • Review and explain HUD with borrowers and loan officers prior to closing.
  • Verify that DRE disclosures requirements on all documents have been send on time.
  • Coordinate closing - arrange closing date/time, order escrow check if need, review HUD.
  • Show more

Mortgage loan specialist example responsibilities.

  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Investigate and resolve, borrower complaints, inquiries and disputes in accordance with RESPA establish procedures.
  • Clear post-closing FHA and VA deficiency items to ensure loans meet federal loan guidelines and ensure they are salable.
  • Process FHA and VA loan information, post-closing, ensure that initial payments receive were forward to the proper department.
  • Respond to mortgage lenders and taxing agency jurisdictions by utilizing effective verbal and written communication in a prompt and accurate manner.
  • Determine loan DU eligibility and submit files to underwriting department.

Transaction coordinator vs mortgage loan specialist skills

Common transaction coordinator skills
  • Customer Service, 23%
  • MLS, 14%
  • Escrow Companies, 7%
  • PowerPoint, 6%
  • Real Estate Transactions, 6%
  • Data Entry, 5%
Common mortgage loan specialist skills
  • Customer Service, 21%
  • FHA, 8%
  • Escrow Accounts, 5%
  • Underwriting Approval, 5%
  • Loan Process, 4%
  • Credit Reports, 4%

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