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Transaction coordinator vs mortgage specialist

The differences between transaction coordinators and mortgage specialists can be seen in a few details. Each job has different responsibilities and duties. It typically takes 2-4 years to become both a transaction coordinator and a mortgage specialist. Additionally, a transaction coordinator has an average salary of $41,792, which is higher than the $38,757 average annual salary of a mortgage specialist.

The top three skills for a transaction coordinator include customer service, MLS and escrow companies. The most important skills for a mortgage specialist are customer service, residential mortgage loans, and origination.

Transaction coordinator vs mortgage specialist overview

Transaction CoordinatorMortgage Specialist
Yearly salary$41,792$38,757
Hourly rate$20.09$18.63
Growth rate-3%-3%
Number of jobs16,80426,471
Job satisfaction--
Most common degreeBachelor's Degree, 54%Bachelor's Degree, 55%
Average age4242
Years of experience44

What does a transaction coordinator do?

A transaction coordinator is responsible for performing administrative and clerical duties for the clients regarding their real estate contracts and transactions. Transaction coordinators sometimes do fieldwork to inspect the property area, write findings reports, perform cost and expenses analysis, and inform the clients of required documentation. They also identify resources and other alternatives that would most likely fit the client's budget limitations and interests. A transaction coordinator must have excellent organizational and communication skills, especially in coordinating with other organizations to process the client's requirements for property acquisition.

What does a mortgage specialist do?

Mortgage specialists are professionals who work with lending institutions to identify the best lending product for their clients in exchange for taking the title of the debtors' properties. These specialists must process mortgage loan applications by reviewing their paperwork to ensure accuracy and completeness before submitting for approval. They should monitor accounts during the bankruptcy proceedings to ensure that the rights of their clients are protected. Mortgage specialists are also required to guide associates regarding procedural guidelines from FNMA, FHLMC, and MHA.

Transaction coordinator vs mortgage specialist salary

Transaction coordinators and mortgage specialists have different pay scales, as shown below.

Transaction CoordinatorMortgage Specialist
Average salary$41,792$38,757
Salary rangeBetween $30,000 And $57,000Between $29,000 And $51,000
Highest paying CityWhite Plains, NYOakland, CA
Highest paying stateNew YorkWashington
Best paying companyJPMorgan Chase & Co.Citi
Best paying industryFinanceFinance

Differences between transaction coordinator and mortgage specialist education

There are a few differences between a transaction coordinator and a mortgage specialist in terms of educational background:

Transaction CoordinatorMortgage Specialist
Most common degreeBachelor's Degree, 54%Bachelor's Degree, 55%
Most common majorBusinessBusiness
Most common collegeUniversity of PennsylvaniaUniversity of Pennsylvania

Transaction coordinator vs mortgage specialist demographics

Here are the differences between transaction coordinators' and mortgage specialists' demographics:

Transaction CoordinatorMortgage Specialist
Average age4242
Gender ratioMale, 19.0% Female, 81.0%Male, 39.3% Female, 60.7%
Race ratioBlack or African American, 9.7% Unknown, 4.3% Hispanic or Latino, 19.3% Asian, 6.8% White, 59.6% American Indian and Alaska Native, 0.4%Black or African American, 13.3% Unknown, 4.4% Hispanic or Latino, 14.2% Asian, 7.5% White, 60.2% American Indian and Alaska Native, 0.4%
LGBT Percentage7%7%

Differences between transaction coordinator and mortgage specialist duties and responsibilities

Transaction coordinator example responsibilities.

  • Manage scheduling loans for closing, handle insurance review, verify wire transfer, register and transfer loans with MERS.
  • Manage and coordinate the workload of the release team members and are responsible for organizing and hosting all production release windows.
  • Ensure all documents are completed and in accordance with DRE standards.
  • Review and explain HUD with borrowers and loan officers prior to closing.
  • Verify that DRE disclosures requirements on all documents have been send on time.
  • Coordinate closing - arrange closing date/time, order escrow check if need, review HUD.
  • Show more

Mortgage specialist example responsibilities.

  • Manage internal team SharePoint and document repository.
  • Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
  • Work due diligence and process loans per FHLMC guidelines on conventional, USDA, FHA/VA and CHFA/DAP loans.
  • Advise clients with mortgage needs by providing information regarding traditional and government programs, including USVA, FHA and VA loans.
  • Review HUD-1's to confirm fees and charges with initial GFE and RESPA compliance, order wire and provide funding approval.
  • Maintain a working knowledge of FDCPA and RESPA guidelines.
  • Show more

Transaction coordinator vs mortgage specialist skills

Common transaction coordinator skills
  • Customer Service, 23%
  • MLS, 14%
  • Escrow Companies, 7%
  • PowerPoint, 6%
  • Real Estate Transactions, 6%
  • Data Entry, 5%
Common mortgage specialist skills
  • Customer Service, 22%
  • Residential Mortgage Loans, 6%
  • Origination, 6%
  • FHA, 5%
  • Va, 5%
  • Loan Applications, 4%

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