E&S Underwriter
Underwriter job in Dallas, TX
*This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.*
About Us:
Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter.
Role Overview:
As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards.
Responsibilities:
Develop and execute marketing strategies to promote our products to an exclusive wholesale broker.
Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention.
Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures.
Analyze and interpret data to determine risks and potential exposures.
Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation.
Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets.
Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions.
Qualifications:
Bachelor's degree in Business, Finance, Insurance, or related field.
2-8 years of experience in the Excess & Surplus Lines Insurance Industry
Strong knowledge of insurance principles, underwriting practices, and industry regulations.
Proven track record of building and managing relationships with brokers and agents.
Excellent analytical, negotiation, and decision-making skills.
Ability to travel: 10 - 15%
Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
Effective communication and presentation skills, with the ability to influence and persuade stakeholders.
About Our Company
A premier national provider of property and casualty insurance, Atain is an A.M. Best “A” rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team!
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
Production Underwriter- Ocean Marine
Underwriter job in Plano, TX
About Tokio Marine:
Tokio Marine has been conducting business in the U.S. market for over a century and we are licensed in all states, Puerto Rico and the District of Columbia, and write all major lines of Commercial Property and Casualty Insurance. We provide unique insurance and risk management tools from our experienced staff of account executives, underwriters and loss prevention engineers and fair and timely claim settlement from a skilled team of claim professionals. We work with major brokers and leading independent insurance agents throughout the United States to serve the world's largest and most distinguished organizations.
We are committed to creating value for our customers by providing ANSHIN (safety, security and peace of mind). We strive to be creative and passionate as we work towards our long-term success.
Tokio Marine Holdings is Japan's oldest, and one of the largest property and casualty insurers. Founded in 1879, TMNF operates worldwide in 47 countries. With annual revenues of approximately $50 billion and an A.M. Best rating of A++, one of the highest in the industry, we are one of the top 20 insurance providers worldwide.
Job Summary
Responsible for the marketing, development and management of producer distribution and new business and renewal underwriting for Ocean Cargo in an assigned territory.
Essential Job Functions:
Initiates and manages relationships with the Producers who fit Tokio Marine Guidelines.
Performs all marketing duties for respective Producers including, in-person visits to producers, and establishes production goals by Producer. Monitors the results of respective Producers and adjusts goals if necessary to ensure Production objectives are met.
Produce new business and renew existing portfolio in accordance with plan.
Achieve plan loss ratio by determining acceptability of risk based on underwriting guidelines and sound judgment.
Work within established work-flows to meet region time service goals.
Services designated book of business within company's underwriting guidelines.
Evaluates reviews and makes corrective actions on existing accounts, including midterm reviews as necessary.
Makes recommendations on risks which exceed their letter of authority using established referral procedures.
Controls new business, renewals, endorsements so that all related handling is processed timely and accurately. Gathering/evaluating information to determine acceptability of new accounts.
Issuing quotations, Issuing policies and endorsements
Issuing new business and cancellation/non-renewal notices
Ordering Loss Control surveys
Recommending and placing proper reinsurance (including facultative) when necessary and authorized
Promotes activities between the Marine Department, AEOs and producers to maximize renewals and new opportunities. Maintains good communications and relations with all AEOs, producers and clients.
Assist Corporate Reinsurance, Accounting and Claims on problems as they arise.
Assist in the training of other staff members.
Prioritize and delegate work to meet department deadlines. Reviews previously performed work for quality, as necessary.
Adheres to department goals and objectives.
Assist Accounting in the timely collection of overdue premiums, keeping 90 day overdue premiums at a minimum. Assist junior members of staff in the timely collection of overdue premium reports.
Reduce administration level within all areas of the department.
Create new business ideas and systems to achieve overall Department Business Plan.
Responsible for complying with proper internal controls as necessary to conduct job functions and/or carry out responsibilities and/or administrative activities at Company.
Qualifications
College degree preferred
Minimum of 10 years of ocean cargo experience.
Good oral and written communication skills
Ability to innovate and apply new ideas
Familiarity with Microsoft Office products (Excel, Word and Outlook).
Participation in insurance related courses
CPCU designation preferred
Salary range of $109-150k. Ultimate salary offered will be based on factors such as applicant experience and geographic location. Our company offers a competitive benefits package and bonus eligibility on top of base.
TMA believes the perfect candidate is more than just a resume. If you don't meet every single requirement, but are still interested in the job, we encourage you to apply.
Benefits:
We offer a comprehensive benefit package, which includes a generous 401K match. Our rich history of outstanding results and growth allow us to focus our business plan on continued growth, new products, people development and internal career opportunities.
EEO Statement
Tokio Marine Management is an Equal Opportunity Employer. In order to remain competitive we must attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation.
Underwriter
Underwriter job in Texas
Company Details
Berkley Accident and Health is a risk management company that designs innovative solutions to address the unique challenges of each client. With our entrepreneurial culture and strong emphasis on analytics, we can help employers better manage their risk. We offer a broad range of products, including employer stop loss, benefit captives, provider stop loss, HMO reinsurance, and specialty accident. The key to Berkley's success is our nimble approach to risk - our ability to quickly understand, think through, and devise a plan that addresses each client's challenges, coupled with the strong backing of a Fortune 500 company. Our parent company, W. R. Berkley Corporation, is one of the largest and best managed property/casualty insurers in the United States.
#LI-AV1 #LI-Remote
This position can either be fully remote (if not within commutable distance to the office) or based in one of our offices:
Hamilton Square, NJ
Atlanta, GA
Kulpsville, PA
Midtown NYC (47th & 3rd)
Our offices offer a hybrid work schedule with 4 days in the office; and 1 day remote where it makes sense to do so.
The company is an equal employment opportunity employer.
Responsibilities
As a Senior Underwriter, you will seek profitable growth of the company's portfolio of
specialty accident business
by analyzing and selecting risks based on qualified underwriting criteria that adhere to the company's established underwriting guidelines. The Underwriter will work closely with more seasoned underwriting staff to develop more advanced underwriting acumen over time. You'll also gain a more thorough understanding of the Company's compliance, actuarial, claims and distribution departments, all of which will advance your experience and judgement level as an Underwriter.
This role will report to the AVP, Underwriting - Specialty Acccident. We'll trust you to manage your workload with a sense of urgency around quote deadlines and production targets. This role will require proactive collaboration with underwriting management to review more complex cases requiring a higher degree of underwriting authority.
What you can expect:
Culture of innovation, teamwork, supportive colleagues and leaders willing to invest in talent
Internal mobility opportunities
Visibility to senior leaders and partnership with cross functional teams
Opportunity to impact change
Benefits - competitive compensation, paid time off, comprehensive wellness benefits and programs, employer funded health savings account, profit sharing, 401k, paid parental leave, employee stock purchase plan, tuition assistance and professional continuing education
We'll count on you to:
Write and retain profitable accident cases adhering to the company's guidelines and within assigned letter of authority.
Be accountable for the Special Risk underwriting results for a region, including account retention, underwriting margin and book profitability targets
Exhibit and maintain high standards for underwriting including risk selection, pricing performance, and account documentation.
Ensure compliance with underwriting best practices and guidelines, ensuring they are implemented appropriately and consistently across the book of business
Partner with Director of Business Development to:
Establish and meet sales and underwriting goals
Manage workflow between underwriting and distribution to meet service level expectations, market expectations and brand promise
Deliver best-in-market service to our distribution partners without sacrificing profitability
Provide insight into continued development of automated and integrated underwriting administrative platform
Partner with operations/systems to develop and implement process and service improvement plans
Develop knowledge of and comfort with the full suite of A&H products, able to represent them all in your marketplace
Work on special projects as assigned
Qualifications
Minimum 2 - 5 years of experience as an Underwriter
Knowledge of Participant Accident and Corporate Accident (BTA) products are required.
Knowledge of K-12 and or Inter collegiate sports products are preferred but not required.
An understanding of the needs of our customers, both insureds and their agents alike. You will be an excellent, pro-active advocate for Berkley A&H customers and are passionate about their brand experience
Exceptional oral and written communication skills. Your communication style is flexible to the situation. You communicate clearly and with a purpose.
Calm under pressure. You have excellent organizational skills, integrity, and great follow-through on tasks. You are comfortable challenging norms while working collaboratively with colleagues at all levels of the organization.
A strong customer service bias. You are known for your super responsiveness. You can say no and preserve your relationships, but you want to get to yes.
An analytical mind. You love to dive into the details of an account in order to craft pricing and coverage that meet underwriting guidelines, profitability models and customer needs.
Proficiency with the Microsoft suite of products. Experience with policy management and underwriting systems a plus.
Establish and maintain positive working relationships with all operational areas, management and staff to further the company's mission
Strong consulting and interpersonal skills with an ability to interact with brokers, clients and service vendors.
Additional Company Details We do not accept any unsolicited resumes from external recruiting agencies or firms.
The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role include:
• Base Salary Range: $100,000 - $120,000
• Eligible to participate in annual discretionary bonus.
• Benefits: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans.
The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
Auto-ApplyUnderwriter I
Underwriter job in Texas
Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
What you'll need:
* 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services.
* Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Entry level to intermediate knowledge of MS Office products.
* Entry level to intermediate knowledge of Encompass.
* Intermediate speaking and writing communication skills.
Compensation: Hourly range for new hires is generally $31.00 for Nevada. Salary amount is determined by specific job location.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Auto-ApplyE&S Underwriter
Underwriter job in Houston, TX
* This position is open to multiple U.S. locations. Preferably near a U.S. HW Kaufman office location.* About Us: Atain is an admitted and non-admitted property and casualty insurance company dedicated to serving niche programs and excess & surplus (E&S) markets. Licensed in 50 states, Atain underwrites numerous lines of business including professional liability, general liability, and commercial multi-peril risks. This structure provides maximum flexibility in responding to business opportunities as they arise. We pride ourselves on delivering exceptional service and innovative products to our clients. As part of our commitment to excellence, we are seeking a dynamic and experienced individual to join our team as an E&S Underwriter.
Role Overview:
As a Contract Bind Underwriter, you will play a critical role in driving the growth and profitability of our Contract Binding Division. You will be responsible for marketing our Property, Casualty and Inland Marine products to an exclusive wholesale broker, building and maintaining strong relationships, and underwriting risks in accordance with company guidelines and standards.
Responsibilities
* Develop and execute marketing strategies to promote our products to an exclusive wholesale broker.
* Build and nurture relationships with key stakeholders, including brokers, agents, and internal teams, to drive business growth and retention.
* Evaluate and underwrite P&C risks, ensuring adherence to underwriting guidelines, policies, and procedures.
* Analyze and interpret data to determine risks and potential exposures.
* Analyze market trends, competitive landscape, and emerging risks to identify opportunities for product enhancement and innovation.
* Collaborate with the underwriting team to assess and price risks effectively while maintaining profitability targets.
* Provide exceptional customer service by responding to inquiries, resolving issues, and delivering timely underwriting decisions.
Qualifications
* Bachelor's degree in Business, Finance, Insurance, or related field.
* 2-8 years of experience in the Excess & Surplus Lines Insurance Industry
* Strong knowledge of insurance principles, underwriting practices, and industry regulations.
* Proven track record of building and managing relationships with brokers and agents.
* Excellent analytical, negotiation, and decision-making skills.
* Ability to travel: 10 - 15%
* Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.
* Effective communication and presentation skills, with the ability to influence and persuade stakeholders.
About Our Company
A premier national provider of property and casualty insurance, Atain is an A.M. Best "A" rated insurance company. Atain provides excess and surplus business through wholesale brokers on a nationwide basis. We invite you to consider joining our winning team!
Equal Opportunity Employer
The H.W. Kaufman Group of companies is an equal opportunity employer. All employment decisions are based on business needs, job requirements and individual qualifications, without regard to race, color, religion, gender, gender identity, age, national origin, disability, veteran status, marital status, sexual orientation, genetic information or any other status or condition protected by the laws or regulations in the locations where we operate.
Auto-ApplyCredit Underwriter
Underwriter job in Austin, TX
About Rippling Rippling gives businesses one place to run HR, IT, and Finance. It brings together all of the workforce systems that are normally scattered across a company, like payroll, expenses, benefits, and computers. For the first time ever, you can manage and automate every part of the employee lifecycle in a single system.
Take onboarding, for example. With Rippling, you can hire a new employee anywhere in the world and set up their payroll, corporate card, computer, benefits, and even third-party apps like Slack and Microsoft 365-all within 90 seconds.
Based in San Francisco, CA, Rippling has raised $1.4B+ from the world's top investors-including Kleiner Perkins, Founders Fund, Sequoia, Greenoaks, and Bedrock-and was named one of America's best startup employers by Forbes.
We prioritize candidate safety. Please be aware that all official communication will only be sent from @Rippling.com addresses.
About the role
The Risk team is looking for an Associate to conduct customer level credit risk assessments and support risk mitigation initiatives across numerous Rippling products, including but not limited to the Spend Management corporate card portfolio. The Associate will play a crucial role in supporting and carrying out risk control functions according to internal policies as Rippling continues to expand its offerings to new customer segments.
What you will do
* Learn, understand, and implement Rippling's risk policies and procedures across all relevant products.
* Perform customer-level credit reviews using both external and proprietary data sources.
* Oversee customer escalations and respond to questions/requests from the Sales + Support functions.
* Investigate and take action on high-risk customer credit situations, as needed.
* Formulate and present credit recommendations to senior team members and credit committee.
* Monitor portfolio-level performance against internal targets and required thresholds.
* Work effectively with cross-functional partners to resolve credit issues.
* Help drive projects related to improving efficiency and scalability of risk control practices.
What you will need
* Strong financial analytics background: degree in Finance, Economics, or related field, progress towards CFA charter, or relevant on-the-job experience.
* Minimum 4 years of credit risk experience, ideally related to SMB/MM commercial lending; working knowledge of financial and bank statements.
* Experience working cross-functionally with Sales and/or Support teams.
* Highly organized with the ability to deliver on multiple priorities simultaneously.
* Ability to operate independently in a fast-paced environment and meet aggressive deadlines.
* SQL acumen is highly-valued but not required.
Additional Information
Rippling is an equal opportunity employer. We are committed to building a diverse and inclusive workforce and do not discriminate based on race, religion, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression, age, sexual orientation, veteran or military status, or any other legally protected characteristics, Rippling is committed to providing reasonable accommodations for candidates with disabilities who need assistance during the hiring process. To request a reasonable accommodation, please email accommodations@rippling.com
Rippling highly values having employees working in-office to foster a collaborative work environment and company culture. For office-based employees (employees who live within a defined radius of a Rippling office), Rippling considers working in the office, at least three days a week under current policy, to be an essential function of the employee's role.
This role will receive a competitive salary + benefits + equity. The salary for US-based employees will be aligned with one of the ranges below based on location; see which tier applies to your location here.
A variety of factors are considered when determining someone's compensation-including a candidate's professional background, experience, and location. Final offer amounts may vary from the amounts listed below.
Dealer Commercial Services Underwriter
Underwriter job in Dallas, TX
Dealer Commercial Services UnderwriterCountry: United States of America
Your Journey Starts Here:
Santander is a global leader and innovator in the financial services industry. We believe that our employees are our greatest asset. Our focus is on fostering an enriching journey that empowers you to explore diverse career opportunities while nurturing your personal growth. We are committed to creating an environment where continuous learning and development are prioritized, enabling you to thrive both professionally and personally. Here, you will find ample opportunities to connect and collaborate with talented colleagues from around the world, sharing insights and driving innovation together. Join us at Santander, where you are supported by a culture of engagement and a commitment to your success.
An exciting journey awaits, if you are interested in exploring the possibilities We Want to Talk to You!
The Difference You Make:
The Associate, Underwriter (IC5) is responsible for managing credit risk by reviewing and properly weighing all aspects of more complex/large relationships. The associate is a key resource for underwriters and loan originators for the Dealer Commercial Services line of business.
Independently underwrites and prepares accurate and concise proposals or modifications for credit committee approval.
Analyzes financial statements, balance sheet, income statements, and cash flow of automotive dealerships, including business history, structure and loan collateral.
Monitors portfolio and obtains and reviews up to date financials.
Interfaces with customers and internal line of business partners to obtain data to complete analysis.
Manages each annual renewal and/or new business loan requests with the highest sense of urgency, while multi-tasking on multiple proposals.
Manages the complete end-to-end underwriting process to ensure timely and efficient processing of all annual renewals, modifications, and new business opportunities.
Reviews loan inquiries and responds to client requests.
Reviews and manages past due and coming due loan reports.
What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor's Degree or equivalent work experience in Finance, Accounting, Management, Economics or equivalent field. - Required.
5+ Years Financial analysis, structuring, underwriting, and portfolio management. - Required.
Commitment to excellent customer service - responds promptly to customer needs, professional interacts with customer.
Extensive decision-making and analytical skills to evaluate information, determine risks, and consider the benefits.
Communication skills, responds well to questions and demonstrates comfort with group presentations.
Detail Oriented.
Categorical understanding of the lending process.
Capable of preparing findings reports.
Ability to handle multiple files simultaneously.
Ability to provide leadership in the market by being a positive contributor to the team including being a mentor to less experienced team members and embracing change.
Takes initiative on projects and assignments, seeks alternate solutions when necessary.
Self-starter with ability to work in a face paced team-oriented environment.
Certifications:
No Certifications listed for this job.
It Would Be Nice For You To Have:
Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
What Else You Need To Know:
The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.
Base Pay Range
Minimum:
$65,625.00 USD
Maximum:
$107,500.00 USD
Link to Santander Benefits:
Santander Benefits - 2025 Santander OnGoing/NH eGuide (foleon.com)
Risk Culture:
We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
EEO Statement:
At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:
Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.
Employer Rights:
This does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this . The employer has the right to revise this at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.
What To Do Next:
If this sounds like a role you are interested in, then please apply.
We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at ****************** to discuss your needs.
Primary Location: Dallas, TX, Dallas
Other Locations: Texas-Dallas
Organization: Santander Bank N.A.
Auto-ApplySBA Underwriter
Underwriter job in Dallas, TX
The SBA Underwriter at PlainsCapital Bank is responsible for underwriting SBA 7a and 504 originations, modifications and servicing actions. The SBA Underwriter also performs portfolio monitoring activities needed and is responsible for administering the Bank's small business lending platform, working closely with the SBA Credit Officer and SBA Director.
Bachelor's degree in business related field required. Strong preference for Finance or Accounting major or concentration.
5 or more years' experience underwriting SBA 7a and 504 loans with proven ability to comprehend, analyze, and interpret information regarding financial statements, tax returns, and other information for the more complicated commercial loan transactions
Completion of a formal Credit Training program at a large bank is a plus
Deep understanding of Small Business Administration's Standard Operating Procedures and the ability to stay up to date of current and changing regulations related to the banking industry, SBA 7a, and 504 loan programs.
Excellent verbal, written and interpersonal communication skills with the ability to interact with all levels of customers, clients, vendors, and internal partners.
Excellent PC skills, including word processing and spreadsheets via Microsoft Office products as well as custom applications and systems.
Excellent analytical, time management, organizational and problem-solving skills with the ability to manage multiple projects and work in a deadline-driven, dynamic environment.
Must be self-motivated with strong initiative, accountability, and attention to detail with the ability to work both independently and as a member of a team.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required and may be changed at the discretion of the Company.
Underwrite SBA 7a and 504 loan requests to ensure they adhere to the Bank's and SBA's credit policies and procedures.
Prepare cash flow, spreads, sensitivity testing, financial and industry analysis as appropriate to verify business's ability to service debt.
Evaluate the creditworthiness of prospective Borrower(s) and Guarantor(s).
Analyze proposed collateral for sufficiency and compliance with Bank's and SBA's lending standards.
Analyze third-party reports and other due diligence documentation to ensure support of credit recommendations.
Determines whether the proposed loan, as structured, conforms to the Bank's and SBA's current lending parameters and eligibility requirements
Communicate with Lenders concerning applicant's creditworthiness and/or additional needs items to finalize analysis.
Prepare a detailed loan write-up including cash flow analysis, business and guarantor analysis, collateral analysis, and detail all conditions that underwriting is imposing on the closing or funding of the loan.
Responsible for reviewing and/or drafting term letters; ensuring that the terms and conditions of the loan approval are accurately reflected
Review SBA loan documents for accuracy and conformance with SBA authorization and loan approval
Provide support to SBA Loan Closers and Loan Servicing to ensure loan all pre and post-closing conditions are met and the loan is closed and boarded smoothly and accurately
Underwrite and recommend approval/denial of loan modifications and servicing requests
Promote and provide excellent customer service by effectively communicating and cooperating with all internal and external customers
Provide support in the acquisition of new clientele and the maintenance of existing relationships; promote close working relationships with clients
Maintain a thorough understanding of the Bank's lending objectives, credit policies and procedures, underwriting guidelines, and various lending products. Understands and complies with requirements of all laws and regulations applicable to the position.
Complete tasks created by workflow items from Small Business Lending Platform
Administration of Small Business Lending platform (work with vendor on any platform/application issues, review/respond to workflow errors, work/delegate workflow items that need to be addressed outside of the system)
Other duties as required.
Auto-ApplyCentral Credit Underwriter I - Commercial
Underwriter job in San Antonio, TX
It's about interactions more than transactions. Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? If so, being a Central Credit Underwriter I with Frost could be for you.
At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.
Who you are:
As a Central Credit Underwriter I your opinion matters. You will be responsible for approving or declining consumer credit requests with underwriting authority of less than $250,00.More than that, this role is about building relationships and providing top-quality service and doing so with integrity, caring, and excellence in mind.
What you'll do:
* Approve/decline or make recommendation for alternative financing within established loan authority
* Mentor, train, and coach bankers
* Act as the department liaison
* Perform administrative functions, including preliminary underwriting work on requests outside of lending authority
* Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
What you'll need:
* Bachelor's degree preferably in Business, Finance, Accounting, or Economics or equivalent experience
* Excellent written and verbal communication skills
* Ability to understand cash flow, financial statements, and leverage ratios
* Proficient in Microsoft computer applications
Additional Preferred Skills:
* Previous commercial/consumer underwriting experience
Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
* Medical, dental, vision, long-term disability, and life insurance
* 401(k) matching
* Generous holiday and paid time off schedule
* Tuition reimbursement
* Extensive health and wellness programs, including our Employee Assistance Program
* Referral bonus program + more!
Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost.
Auto-ApplyUnderwriter
Underwriter job in Irving, TX
About the Role:
As a Underwriter specializing in Tech E&O risks, you will be responsible for evaluating, pricing, and managing a diverse book of business across multiple sectors. You'll play a key role in driving strategic growth, ensuring underwriting discipline, and maintaining profitability. This position is ideal for a results-driven individual with a deep understanding of cyber exposures and a passion for building broker partnerships.
Key Responsibilities:
Assess and underwrite primary and excess cyber liability and technology E&O submissions.
Analyze risk profiles across industries to determine coverage terms, pricing, and conditions in alignment with underwriting guidelines.
Collaborate with leadership to monitor portfolio performance and contribute to strategic planning.
Develop and maintain strong relationships with wholesale brokers to generate new business opportunities.
Participate in client meetings, industry conferences, and networking events to enhance market presence.
Prepare and deliver competitive proposals while ensuring compliance with internal standards.
Stay informed on emerging cyber threats, regulatory changes, and claims trends to support sound underwriting decisions.
Qualifications:
Bachelor's degree in Business, Finance, Risk Management, or a related discipline.
Proven experience in underwriting technology E&O and cyber liability insurance.
Background in specialty or wholesale insurance markets is essential.
Demonstrated success in achieving underwriting profitability.
Strong analytical skills and ability to interpret complex data sets.
Willingness to travel for business development and industry engagement.
Auto-ApplyNational Accounts Strategic Underwriter
Underwriter job in Houston, TX
Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The National Accounts Strategic Underwriter is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities.
How You Will Make an Impact
Primary duties may include, but are not limited to:
* Create competitive, financially sound proposals for business growth and renewals.
* Collaborate on RFPs.
* Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation.
* Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements.
Minimum Requirements:
Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance.
Preferred Skills, Capabilities, and Experiences:
* ASA/FSA, CFA, or CEBS credentials preferred.
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864.
Locations: California, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Job Level:
Non-Management Exempt
Workshift:
Job Family:
UND > Analysis
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
Mortgage Underwriter
Underwriter job in Austin, TX
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
****************************
Easy ApplySenior Commercial Doc Prep Processor
Underwriter job in Abilene, TX
Address We're always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you're challenged, valued and empowered every day. We strive to be the best destination for the industry's top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.
Job Description:
Office Location:
Abilene, Texas, United States
SCOPE/RESPONSIBILITIES: Incumbent has limited contact with external customers and frequent contact with regional relationship managers, lending assistants, other departments, etc. The incumbent will be required to work commercial (real estate and non-real estate) and consumer non-real estate loans independently without much direct supervision. Incumbent will review his/her own loans prior to final documents being delivered. Incumbent must be able to utilize their expertise to effectively apply bank procedures and ensure loans are compliant with both Federal and State regulations. Incumbent will at times be expected to review the work of other loan processors. Must exercise independent judgment and decision-making in routine situations. Assist with projects and other tasks as needed. Assist with routine problems and resolve or refer to supervisor or other departments as needed.
ESSENTIAL FUNCTIONS:
* Create and deliver loan documents to customers in a timely manner while ensuring accuracy and compliance.
* Review each loan file to verify that documents are present, accurate, and complete.
* Ensure that loans are compliant with Federal and State law as well as with Bank policy.
* Perform complex and confidential administrative functions including but not limited to: organizing files, data entry, and maintaining accurate records.
* Process and respond to all incoming methods of communication.
* Adapt to change in the work environment, manage competing demands and handle frequent changes.
* Review documents needed for a complete loan package (credit report, flood, appraisal, title work, etc.).
* Perform all other duties as assigned.
MINIMUM QUALIFICATIONS:
* High school graduate or equivalent certification with 24 months of loan processing experience required. 18 months of loan processing experience may substitute with a Bachelor's degree in business.
* Bachelor's degree is preferred.
* Excellent verbal and written communication skills.
* Excellent interpersonal skills with the ability to understand and discuss complex loan scenarios.
* Ability to work on deadlines with great attention to detail.
* Proactive and independent with the ability to take initiative.
* Excellent time-management skills with a proven ability to meet deadlines.
* Ability to think critically and find alternative solutions.
* Must be familiar with Bank policies and procedures.
* Proficient with or the ability to quickly learn loan processing software or other lending systems.
* Proficient with Microsoft Office Suite or related software.
* Off review for all commercial (real estate and non-real estate) and consumer non-real estate loans
* Ability to switch back and forth between commercial real estate, commercial non-real estate and consumer non-real estate loans proficiently with accuracy.
The above statements reflect the general details considered necessary to decide the principal functions of the job identified and shall not be construed as a detailed description of all work requirements that may be inherent in the job.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Auto-ApplyE&S Small Business Underwriter
Underwriter job in Texas
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
*********************
Responsibilities
The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships.
This role services agents in the state of Texas and can be based in Austin, Dallas or other key locations.
Specific Duties:
Review and underwrite new business submissions for acceptability according to authority granted.
Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk.
Make sound risk and pricing decisions that achieve profitable loss ratios.
Achieve designated customer service standards with a focus on fast turn-around time.
Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required.
Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction.
Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc.
Recognize and create cross-selling opportunities for other company products.
Actively market small commercial product to agents and travel within assigned territory, as necessary.
Reinforce our “ease of doing business” model by meeting or exceeding expectations and service standards on a consistent basis.
Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC).
Operates according to underwriting authority as granted by Berkley Aspire.
May perform other functions as assigned.
Qualifications
Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience.
Minimum of two years of experience in E&S underwriting.
Must have strong customer service background in a professional environment.
Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred.
Strong customer focus and the ability to respond with a sense of urgency.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Teamwork, providing and welcoming open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrated strong written and verbal communication skills.
Berkley Core Competencies:
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
Auto-ApplyUnderwriter I
Underwriter job in Texas
Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
What you'll need:
* 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services.
* Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Entry level to intermediate knowledge of MS Office products.
* Entry level to intermediate knowledge of Encompass.
* Intermediate speaking and writing communication skills.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
Auto-ApplyCD Underwriter
Underwriter job in Dallas, TX
Hilltop Securities is currently looking to hire an Underwriter, Sr. in Dallas, Texas. The Underwriter, Sr. manages and expands the Hilltop Securities brokered CD business. They lead new issue CD underwriting, maintain relationships with depository customers, and collaborate with various teams to ensure competitive pricing and balance sheet solutions. They also develop and execute funding strategies for bank clients through different market conditions.
Bachelor's degree in finance, economics, business, or a related field preferred.
Advanced degrees or certifications (e.g., CFA) could be advantageous.
Minimum 5 years' experience in underwriting CDs and building relationships with bank clients.
Active Series 7 and 63 licenses.
Proven history of managing a book of existing depository bank business.
Strong analytical and decision-making skills.
Excellent communication and interpersonal skills.
Ability to work independently and as part of a team.
Ability to travel as required.
The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required and may be changed at the discretion of the Company.
Underwrite brokered Certificates of Deposit (CDs) by assessing risk and viability of CD issuers, reviewing financial statements, conducting due diligence, and ensuring compliance with regulatory standards.
Develop and execute funding strategies that attract & maintain bank clients.
Negotiate terms, resolve issues and ensure customer satisfaction.
Collaborate with the trading desk to ensure that the pricing of brokered CDs is competitive and aligns with Hilltop's balance sheet strategies. Analyzing market trends, pricing models, and financial data.
Work closely with the Financial Strategies Team to develop and enhance relationships with internal issuers.
Approve or deny business based on underwriting assessments, which involves making informed decisions on whether to accept new issuers or continue relationships with existing ones.
Travel required to visit existing clients and potential clients to understand their needs, present solutions, and build relationships. This includes attending industry conferences, conducting site visits, and holding meetings.
Auto-ApplyCentral Credit Underwriter II - Commercial
Underwriter job in San Antonio, TX
It's about interactions more than transactions. Have others complimented you on your attention to detail and exceptional organizational skills? Are you known for your ability to adapt in everchanging fast paced environments? Are you ready to facilitate all the moving pieces to help deliver a top-quality experience? If so, being a Central Credit Underwriter II with Frost could be for you.
At Frost, it's about more than a job. It's about having a flourishing career where you can thrive, both in and out of work. At Frost, we're committed to fostering an environment that reflects our values and encourages team members to be the best they can be. In joining our adaptable, integrity-driven team, you'll become part of Frost's over 150-year legacy of providing unparalleled financial services.
Who you are:
As a Central Credit Underwriter II your opinion matters. You will be responsible for approving or declining consumer credit requests with underwriting authority of $100,000 to $1,000,000 or commercial credit requests with underwriting authority of $250,000 to $1,000,000. More than that, this role is about building relationships and providing top-quality service and doing so with integrity, caring, and excellence in mind.
What you'll do:
* Approve/decline or make recommendation for alternative financing within established loan authority
* Mentor, train and coach bankers
* Assist in training and mentoring Underwriter I's
* Act as the department liaison
* Always take action using Integrity, Caring, and Excellence to achieve all-win outcomes
What you'll need:
* Bachelor's degree preferably in Business, Finance, Accounting, or Economics or equivalent experience
* 2+ years of experience in lending, preferably within underwriting
* Proven record of success in an underwriting environment
* Ability to understand cash flow, financial statements and leverage ratios
* Ability to analyze financial statements and evaluate cash flow, capital and collateral adequacy
* Excellent written and verbal communication skills
* Proficient in Microsoft computer applications
Our Benefits:
At Frost, we care about your health, your family, and your future and strive to have our benefits reflect that. This includes:
* Medical, dental, vision, long-term disability, and life insurance
* 401(k) matching
* Generous holiday and paid time off schedule
* Tuition reimbursement
* Extensive health and wellness programs, including our Employee Assistance Program
* Referral bonus program + more!
Since 1868, Frost has dedicated their expertise to provide exceptional banking, investment, and insurance services to businesses and individuals throughout Texas. Frost is one of the 50 largest U.S. banks by asset size and is a leader in banking customer satisfaction. At Frost, it's about being part of something bigger. If this sounds like you, we encourage you to apply and see what's possible at Frost.
Auto-ApplyNational Accounts Strategic Underwriter
Underwriter job in Houston, TX
**Location:** This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law.
The **National Accounts Strategic Underwriter** is responsible for providing strategic and analytical underwriting support for national account clients. This includes financial modeling, risk assessments, and developing multi-year pricing strategies tailored to large, complex employer groups. The role requires extensive research, and collaboration to meet client demands and support growth and retention. The role collaborates cross-functionally to deliver customized solutions aligned with business priorities.
**How You Will Make an Impact**
Primary duties may include, but are not limited to:
+ Create competitive, financially sound proposals for business growth and renewals.
+ Collaborate on RFPs.
+ Lead contract customization and negotiations, ensuring accurate financial outcomes and risk mitigation.
+ Assists in the technical development of underwriting associates, which may include monitoring reports and work flow to provide recommendations on productivity and efficiency improvements.
**Minimum Requirements:**
Requires a BA/BS in in Finance, Actuarial Science, Business, or related field; Minimum of 7 years in large group insurance underwriting, actuarial analysis, or strategic finance.
**Preferred Skills, Capabilities, and Experiences:**
+ ASA/FSA, CFA, or CEBS credentials preferred.
For candidates working in person or virtually in the below location(s), the salary* range for this specific position is $105,504 to $180,864.
Locations: California, District of Columbia (Washington, DC), Illinois, Maryland, Massachusetts, Minnesota, Nevada, New York, Washington State
In addition to your salary, Elevance Health offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). The salary offered for this specific position is based on a number of legitimate, non-discriminatory factors set by the Company. The Company is fully committed to ensuring equal pay opportunities for equal work regardless of gender, race, or any other category protected by federal, state, and local pay equity laws.
* The salary range is the range Elevance Health in good faith believes is the range of possible compensation for this role at the time of this posting. This range may be modified in the future and actual compensation may vary from posting based on geographic location, work experience, education and/or skill level. Even within the range, the actual compensation will vary depending on the above factors as well as market/business considerations. No amount is considered to be wages or compensation until such amount is earned, vested, and determinable under the terms and conditions of the applicable policies and plans. The amount and availability of any bonus, commission, benefits, or any other form of compensation and benefits that are allocable to a particular employee remains in the Company's sole discretion unless and until paid and may be modified at the Company's sole discretion, consistent with the law.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
E&S Regional Underwriter
Underwriter job in Texas
Company Details
Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients.
From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers.
Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states.
Benefit Highlights
• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.
• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.
• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!
• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.
• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun.
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Responsibilities
The Central Region E&S Regional Underwriter supports new business production within an assigned regional underwriting territory.
Ideally this role will be located in Dallas, TX though could also be performed from AR, LA, MO, NM, KS, NE, OK or other surrounding states.
The Regional Underwriter plays a key role in driving profitable growth by underwriting new business, identifying new opportunities, and managing agency relationships.
The Regional Underwriter plays a key role in driving profitable growth by underwriting new business submissions alongside the Business Development Underwriter and Small Business Underwriter.
Responsibilities:
Agency Engagement: Maintain strong agency relationships through regular outreach, education, and strategic collaboration.
Underwriting Excellence: Evaluate and underwrite new business within authority, maintaining a 30%+ quote-to-bind ratio and 50% or better loss ratio.
Performance Goals: Meet or exceed targets for new business production.
Service Standards:Deliver timely, accurate quotes ensuring expeditious response times and consistent service excellence.
Risk Management: Use underwriting tools to assess risk, pricing, and coverage; review inspections and endorsements to ensure premium adequacy.
Tools & Skills:
Experience: 10+ years in E&S underwriting; strong background in commercial P&C insurance and customer service.
Agency Relations: Skilled in working with independent agents and managing agency partnerships.
Technical Proficiency: Comfortable with Windows-based tools (Word, Excel, Outlook) and online underwriting platforms.
Communication: Strong written and verbal communication skills with a customer-first mindset.
Mindset: Entrepreneurial, adaptable, and collaborative with the ability to work independently or as part of a team.
Travel: Occasional travel may be required.
May perform other functions as assigned.
Qualifications
Bachelor's degree preferred.
10 plus years related insurance experience, or equivalent combination of education and experience.
Minimum ten years of experience in E&S underwriting.
Must have a strong customer service background in a professional environment.
Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done.
Fosters teamwork. Provides welcoming, open, honest, respectful, and constructive feedback.
Ability to work independently and in a team environment.
Ability to communicate effectively.
Demonstrate strong written and verbal communication skills.
Berkley Core Competencies
Accountability
Communication
Customer Focus and Teamwork
Flexibility
Innovation and Initiative
Additional Requirements • Travel may be required on occasion.
• While performing the duties of this job, the employee is typically required to sit and talk or listen. The employee is infrequently required to stand; walk; reach with hands and arms and stoop, kneel, crouch, or crawl.
• The employee must occasionally lift and/or move up to 10 pounds.
• Specific vision abilities required by this job typically include close vision, occasional use of depth perception, infrequent need for distance vision, color vision, and ability to adjust focus.
• The noise level in the work environment is usually moderate.
• Most functions of this position are completed while sitting at one's desk and working on a computer. Sponsorship Details Sponsorship not Offered for this Role Not ready to apply? Connect with us for general consideration.
Auto-ApplyUnderwriter - III
Underwriter job in Dallas, TX
Job Title: Underwriter - III What you'll do: As a Mortgage Underwriter III you'll responsible for underwriting Government and Conventional loans by reviewing the credit, capacity and collateral characteristics of loan files to ensure it meets company and investor quality standards. You'll be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.
* Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
* Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
* Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
* Other duties as assigned.
What you'll need:
* 7+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field.
* High school diploma required.
* Advanced knowledge of residential mortgage industry in Correspondent or Retail Lending;, including sales, operations, capital markets and/or other residential mortgage products and services.
* Advanced knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
* Advanced knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines.
* Intermediate knowledge of MS Office products.
* Intermediate knowledge of Encompass.
* Advanced speaking and writing communication skills.
Benefits you'll love:
We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!
About the company:
AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.
Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
Western Alliance Bancorporation
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