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  • Transportation Underwriter

    Fusion HCR

    Underwriter job in Montgomery, AL

    Underwriter - Transportation $75,000 - $80,000 + Montgomery, AL Are you an experienced Workers' Compensation Underwriter with a deep understanding of the trucking and transportation industry? Do you excel at evaluating complex risks and developing strategic pricing? We're looking for a seasoned professional to join our dynamic team and help drive smarter risk decisions in the transportation sector. About the Role In this pivotal role, you'll leverage your expertise to assess intricate risks, craft effective pricing strategies, and ensure regulatory compliance. You'll play a key part in contributing to our company's profitability while ensuring top-tier client satisfaction. What You'll Do Underwrite new and renewal submissions specifically for trucking and transportation accounts. Assess risk comprehensively, analyzing loss history, operational details, driver exposure, safety protocols, and DOT compliance. Assign appropriate classification codes and develop strategic pricing in line with company and regulatory guidelines. Collaborate closely with brokers, agents, and internal teams to gather necessary information and negotiate policy terms. Mentor and guide junior underwriters and team members, sharing your valuable insights. Monitor portfolio performance, identify emerging trends, and recommend proactive strategic actions. Ensure all underwriting decisions adhere to internal policies and state-level workers' compensation regulations. Maintain meticulous documentation of all underwriting decisions and communications. Represent the company at industry events, conferences, and client meetings as needed. What You Bring 4+ years of workers' compensation underwriting experience, with at least 2 years specifically focused on the trucking and transportation sectors. Strong understanding of workers' compensation laws, NCCI classification codes, and rating systems. Familiarity with trucking operations, driver safety programs, and DOT/CAB report analysis. Proven ability to evaluate complex risk profiles and make sound underwriting decisions. Proficiency in Microsoft Office and industry-standard underwriting tools. Exceptional communication, negotiation, and relationship-building skills. A Bachelor's degree in Business, Risk Management, Finance, or a related field, or equivalent practical experience. Professional designations (WCP, TRIP, ARM, CPCU) are a definite plus. Preferred Competencies High attention to detail and excellent time management. Self-motivated and thrives in a fast-paced, high-volume environment. Strong commitment to customer service and seamless team collaboration. A strategic thinker with a long-term view of portfolio performance. Schedule: Full-time, Monday-Friday (Hybrid Flexibility Available) Travel: Occasional, for industry events or client meetings Ready to bring your underwriting expertise to a dynamic, industry-focused team? Apply now and help us drive smarter risk decisions in the transportation sector! U.S. Citizenship or Green Card status is required for this position, as client sponsorship is not available To meet our clients' needs, we're only considering candidates who have the necessary experience. Please be advised: If you have recently submitted your resume to Fusion HCR, your qualifications will automatically be considered for other suitable opportunities.
    $75k-80k yearly 60d+ ago
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  • Underwriter L.A.U.N.C.H. Program - AEU

    Amwins Development Programs

    Underwriter job in Mobile, AL

    Job Description Amwins Underwriting believes specialization matters. With 20 operating companies spanning property, casualty and professional lines and representing more than 100 programs across numerous industries, we are perfectly positioned to deliver the niche underwriting expertise and creative solutions for our clients.. Underwriter L.A.U.N.C.H Program Leadership, Aptitude, Underwriting Principles, Networking, Culture, Hands on Position Summary The Amwins Underwriter L.A.U.N.C.H Program is an education and training program hosted by the Amwins Underwriting division. Participants will take part in an intensive three-month training to gain a deep knowledge of the insurance industry, underwriting practices, and the Amwins organization. This program helps candidates develop a variety of professional skills while providing opportunities to network across multiple facets of the organization. For a highly motivated individual, the education and exposure in this program will support a candidate's desire to excel in his or her underwriting career. The training program will be hosted in Charlotte, NC, where Amwins is based. Participants will be provided housing during the three-month training. After training in Charlotte, the participant will relocate to Mobile, AL to work with The American Equity Underwriters. Participants will be expected to travel two to three times a year to Charlotte, NC, or other Amwins offices for additional training over the next few years. Program Assets: Targeted education to gain knowledge and understanding of the insurance industry and program insurance Professional development training such communication, professional etiquette, networking, etc Substantial interaction with Amwins leadership, including the C-suite Exposure to the Amwins Group Support Team and home office Opportunity to build long-lasting relationships with a cohort of talent Understanding of Amwins systems and technology Continued education and training to complement on-the-job duties (leadership, industry knowledge, etc) What we are looking for: RMI degree preferred early in career (less than 2 years of experience) Interest and passion for insurance and underwriting Demonstrated leadership skills Entrepreneurial spirit Highly motivated Problem solver Located in the listed area Able to work in office Benefits: Competitive starting rates Full benefits package available, benefits start first day of employment Housing fully paid by Amwins during training in Charlotte, NC (approx. three months) Relocation assistance Generous Paid Time Off Collaborative, continuing-education focused work environment We are committed to providing you the best training and development: Industry relationships Mentorship Opportunity to learn and experience multiple lines of business and facet of insurance At AEU, we are passionate about helping employers protect their workers and their businesses. With decades of experience in the maritime industry, we've helped make safety a priority for waterfront employers for 25 years. In addition to innovative claims, loss control, and underwriting services, our members are provided with the tools, resources, and guidance they need to stand out as leading employers in the maritime industry. Upon graduation of the three-month program, the candidate will move into an entry-level underwriting support role within The American Equity Underwriters. Duties will include: Support lead underwriter by gathering account information to rate, quote and bind policies Maintain and manage account documentation and files Communicates with clients and internal departments to gather information, provide updates, and resolve issues and inquiries Monitor various reports for consistency Provide administrative support and other related services as needed (e.g., input account information into the system) Travel as needed
    $34k-60k yearly est. 6d ago
  • Underwriter Trainee

    Sfbcic

    Underwriter job in Jackson, MS

    Essential Functions • Observe Underwriters execute management and maintenance of accounts. • Examine documents, forms, reports and maps to determine degree of risk. • Write Field Representatives and Agents to obtain greater information, quote rates, and explanation of company policies. • Conduct account reviews with assistance from Underwriters. • Attend training sessions to further knowledge in field of insurance and underwriting. • Review and study underwriting manual, policy contracts and procedures to increase skillset in field. • Attend various meetings, conferences and seminars as requested or required. • Must possess and maintain a valid Driver's License and acceptable driving record. • Other duties and responsibilities as assigned. • Regular and predictable attendance is required.
    $34k-59k yearly est. 49d ago
  • Credit Underwriter

    Bryant Bank 4.1company rating

    Underwriter job in Tuscaloosa, AL

    Job Title: Credit Underwriter The Credit Underwriter will be responsible for evaluating loan applications, assessing credit risk, and making informed lending decisions in accordance with the bank's policies, regulatory requirements, and risk tolerance. This role involves analyzing financial statements, credit reports, and collateral to ensure that lending decisions align with the bank's standards. The Credit Underwriter will collaborate with relationship managers and other departments to ensure smooth processing and mitigate risks while supporting the bank's lending objectives. Essential Duties and Responsibilities: • Loan Application Analysis: Review and evaluate loan applications, financial statements, and credit reports to assess the credit risk of potential borrowers and determine their eligibility for credit. • Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ratios, historical data, and qualitative information to ensure accurate lending decisions. • Collateral Evaluation: Assess the adequacy and value of collateral to determine appropriate loan structures, ensuring that risk exposure is minimized. • Loan Approval Recommendations: Prepare well-documented credit memos with detailed assessments, presenting clear recommendations for loan approvals or rejections to management. • Policy and Compliance Adherence: Ensure all credit decisions comply with the bank's internal lending policies, procedures, and relevant regulatory requirements. • Collaboration with Internal Teams: Work closely with relationship managers, loan officers, and other departments to collect necessary information, discuss loan proposals, and resolve issues. • Risk Mitigation: Identify emerging risks in lending and recommend proactive measures to minimize potential losses. • Industry Awareness & Market Trends: Stay up-to-date on market conditions, economic trends, and regulatory changes affecting lending and underwriting processes. Knowledge/Skills/Abilities: • Strong understanding of financial statements, financial modeling, and credit analysis techniques. • Proven experience in credit analysis or underwriting within a banking environment. • Familiarity with banking regulations and compliance requirements. • Excellent analytical, problem-solving, and decision-making skills. • Strong written and verbal communication skills. • Proficiency in Microsoft Office Suite and financial analysis software. • Attention to detail, with the ability to work under pressure. Competencies: • Accountability: Willing to claim ownership for results of actions that were executed personally; Meets personal and organizational obligations associated with serving customers and utilizing resources; Performs duties and position without requiring guidance. • Collaboration: Cooperates with others to establish priorities and develop work plans; Cooperates with team members to complete tasks assigned to the team; consistently contributes to group discussions and shares information. • Customer Service: Establishes cooperative working relationships with others internal and external to the organization; Resolves fairly complex or non-routine problems, questions, or complaints; directs the most complex problems, questions, or complaints to the appropriate person; effectively handles situations with moderate degree of tension, conflict and/or distress. • Decision-Making: Exercises good judgment in situations when data is limited and the solution may be unclear; Makes appropriate decisions in given time restraints; demonstrates the ability to weigh factors and perceive impacts and implications of personal decisions in situations. • Organizational Awareness: Understands the mission and functions of the organization; Demonstrates in-depth knowledge of organizational policies, procedures, rules, regulations impacting the organization, and guidelines; Educates others on organizational programs and policies; Aware of the key stakeholders, decision-makers, and power dynamics within the organization. • Self-Management: Sets goals and priorities for own work consistent with goals of the organization and accommodates unforeseen workload; Applies effort and persistence toward the achievement of goals; willingly accepts new or additional responsibilities. Qualifications Education and Experience: Required: Bachelor's degree in Finance, Accounting, Economics, or a related field and 1-2 years of related experience required. Preferred: 3-5 years of experience in credit analysis or underwriting within a banking environment preferred. Certification in Credit Risk (e.g., CRISC, FRM) or similar professional certifications. Experience working with loan products or in specialized industries such as real estate, manufacturing, etc.
    $30k-37k yearly est. 11d ago
  • Field Underwriter

    Luminous Financial

    Underwriter job in Montgomery, AL

    INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.
    $34k-59k yearly est. 60d+ ago
  • UNDERWRITER

    State of Alabama 3.9company rating

    Underwriter job in Montgomery, AL

    The Underwriter is a permanent, full-time position with the Department of Finance. Positions are located in Montgomery. This is responsible office and field work maintaining property and liability insurance underwriting needs for state agencies in the areas of general liability, employee injury, aviation, fire, casualty, automobile and others as needed.
    $32k-42k yearly est. 60d+ ago
  • New Business Underwriter/Producer - P&C Binding, Shreveport, LA

    Jencap 4.2company rating

    Underwriter job in Shreveport, LA

    Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. At Jencap, we are driven to develop innovative and customized business solutions, offering ease of business with broad underwriting appetite, all the while backed by our tenured and highly skilled support teams. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity. The Producer/New Business Underwriter role is focused on new business development within the Garage and Transportation vertical including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service. The Producer/New Business Underwriter will work from our Houston, TX office. Responsibilities: Effectively develop and present proposals on a timely basis. Negotiate/execute new and renewal production and goals as established with management. Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations. Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly. Efficiently coordinate, present and process new business on timely basis. Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file. Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed. Requirements: Bachelor's degree or equivalent industry experience 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage. Experience in developing new business and growing the book of business and territory Willingness to travel within territory Maintain state-issued P&C license Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
    $48k-82k yearly est. Auto-Apply 34d ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Underwriter job in Baton Rouge, LA

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago
  • Case Underwriter II

    Trustmark 4.6company rating

    Underwriter job in Baton Rouge, LA

    Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
    $28k-40k yearly est. 60d+ ago
  • Mortgage Underwriter

    Servisfirst Bank 4.0company rating

    Underwriter job in Birmingham, AL

    At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Mortgage Underwriter is responsible for the timely and accurate underwriting of all mortgage loan files according to bank and investor guideline and compliance regulations. The incumbent will: Underwrite mortgage loans to ensure compliance with bank and investor guidelines Assess loan attributes and documentation for soundness and accuracy Evaluate debt ratio, loan-to-value ratio, credit score, and appraisal to meet investor guidelines Review and analyze appraisals to ensure loan risk is acceptable to bank and investor guidelines Determine and document loan conditions, requirements, and decisions Evaluate Loan Estimate (LE) for accuracy and compliance with RESPA and TRID Utilize an Automated Underwriting System (AUS) or predetermined guidelines to underwrite loans Stay abreast of Private Mortgage Insurance (PMI) guidelines and order PMI as necessary Maintain knowledge of all applicable underwriting guidelines Review legal and regulatory compliance documents for accuracy Provide strong and clear communication to other mortgage department personnel and borrowers regarding documents needed for mortgage loan files to ensure quick turnaround time Provide guidance to processors regarding procedures and requirements Assist closing/post-closing personnel to ensure loan is purchased by investor Perform administrative duties such as faxing, photocopying, filing and phone support as necessary Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned. MINIMUM QUALIFICATIONS High school diploma or equivalent; some college preferred Five (5) years of mortgage lending experience Three (3) years of mortgage underwriting experience Previous experience using automated underwriting technology preferred Basic knowledge of bank operations and products Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements Excellent knowledge of agency and investor guidelines Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence Proficient in Microsoft Outlook, Word and Excel Excellent customer service and time management skills Ability to multitask, as shown in previous experience completing tasks under time constraints Good organizational skills Good data entry/keyboarding and math skills PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: Sustained standing and sitting Frequent use of PC, including typing or sustained attention to monitor Frequent typing using a keyboard and/or calculator Occasional lifting of basic office files or equipment up to 20 lbs Normal office environment with comfortable internal temperatures and low level noise EOE/AA
    $42k-57k yearly est. Auto-Apply 60d+ ago
  • Credit Underwriter - Bossier

    Gibsland Bank & Tr Company 3.5company rating

    Underwriter job in Bossier City, LA

    ←Back to all jobs at GIBSLAND BANK & TR COMPANY CREDIT UNDERWRITER - BOSSIER A bank credit underwriter evaluates a loan applicant's creditworthiness and risk to determine if a loan should be approved. Key responsibilities include analyzing financial data, assessing risk, ensuring compliance with regulations, and preparing credit approval memos. This role requires strong analytical skills, attention to detail, and excellent communication. Core responsibilities Credit analysis: Analyze an applicant's financial information, including credit reports, income statements, and employment records, to assess their ability to repay a loan. Risk assessment: Evaluate factors like the applicant's credit history, debt-to-income ratio, and collateral to determine the level of risk involved. Compliance: Ensure that all loan applications and decisions comply with regulatory standards, internal policies, and legal requirements. Decision making: Make recommendations on loan approval or denial based on the risk assessment and in accordance with the bank's credit policies. Documentation: Prepare comprehensive risk assessment reports and credit memos and maintain detailed records of applications and decisions. Collaboration: Work with loan officers to gather essential documentation required for underwriting and clarify any uncertainties about the application. Portfolio monitoring: Monitor the performance of existing loans and provide input on risk management. Required skills and qualifications Bachelor's degree in finance, accounting, business, or a related field. Strong analytical skills and meticulous attention to detail. Knowledge of credit policies, procedures, and relevant financial principles. Familiarity with financial software and underwriting systems is preferred. Excellent written and verbal communication skills. Experience in loan underwriting, credit analysis, or a related financial role is preferred. Gibsland Bank & Trust is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected Veteran status. Please visit our careers page to see more job opportunities.
    $29k-45k yearly est. 60d+ ago
  • CCL Renewal Underwriter

    First Horizon Bank 3.9company rating

    Underwriter job in Birmingham, AL

    At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. **Summary** The Centralized Commercial Lending - Renewal Team is searching for a Commercial Underwriter II responsible for evaluating business loan applications based on established Bank policies and procedures. Candidate will evaluate the merits of an existing loan request in the $1MM-$3MM range of total exposure, and either recommend a decision to a senior credit officer or use their own authority to decision the application. **Key Responsibilities** + Review cash flows and Moody's spreads either self-prepared or prepared by the Credit Analyst, conduct in-depth analyses of financial information to form a recommendation of approval or denial of new loans in accordance with the Bank's policy and procedures. Prepare Credit Origination Memorandum in a clearly written concise manner, identifying strengths, risks and mitigating factors. Review, analyze and evaluate financial and pertinent data to determine credit worthiness of loan prospects and merits of specific loan requests. Collaborate with Relationship Managers, leaders and Relationship Managers to gather all necessary information to present an accurate and complete assessment of the loan presented. + Ability to prepare high quality, detailed credit approval documents that contain an in-depth analysis, an understanding of and identification of credit issues and risks. Ability to spread and interpret financial statements, tax returns, and projections using Excel. + Ability to provide recommendations on loan structuring and alternative structures that may be more appropriate for the transaction. + Ability to work in a high-volume environment, meeting or exceeding Service Level Agreements and turn time goals throughout the process, providing credit decisions in a timely manner. + Work independently on special projects related to credit topics and issues as requested by Bank Credit team(s). + Support the Bank's strong relationship banking culture through on-going internal partner contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and "know your customer/enhanced due diligence" guidelines. Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer. Follow all Bank policies and procedures to ensure compliance with all laws and regulations. + May perform other duties as assigned. **Requirements** + Bachelor's degree required for consideration or equivalent combination of education and experience + Three (3) to five (5) years of commercial credit underwriting experience **Knowledge/Skills/Abilities/Training/Systems** + Fundamental understanding of commercial credit underwriting. + Ability to interact with all levels of clients, staff and management. + Ability to work successfully in a deadline driven team environment. + Strong MS Office skills, especially with Excel. + Must be organized and detail oriented with the ability to multitask. + Must be able to work independently and make sound decisions. + Good written and oral communication skills. + Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products. + Knowledge of Moody's CreditLens preferred + Knowledge of nCino preferred **About Us** First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ******************** (https://urldefense.com/v3/\_\_https:/********************/\_\_;!!Cz2fjcuE!hpq9hPnrucZCPIAVPojVESItIq-FPzhurNdCrQ3JE8Rkx3gMd70nIk6\_kmPxl66\_oJCEsXs0gNunPowMAMHCmBYPOtUxUGI$) . **Benefit Highlights** - Medical with wellness incentives, dental, and vision - HSA with company match - Maternity and parental leave - Tuition reimbursement - Mentor program - 401(k) with 6% match - More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits **Follow Us** Facebook (****************************************** X formerly Twitter LinkedIn (*************************************************** Instagram YouTube (********************************************************** Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (**************************** notice from the Department of Labor.
    $30k-41k yearly est. 41d ago
  • First Party Property Insurance Defense

    Noor Staffing Group

    Underwriter job in New Orleans, LA

    Responsibilities - Trusted legal associate specializing in representing both national and regional insurance carriers in a wide range of disputes with homeowners and commercial insureds. - Handling claims arising from various types of losses, ensuring effective representation from inception through trial and appeal. - Experience with Windstorm & Hurricane, Water & Flood, Fire & Arson - Litigating flood claims with experience dealing with the National Flood Insurance Program Experience - 3+ years of GL experience - JD in the state of Louisiana - Strong written and communication skills
    $30k-67k yearly est. 60d+ ago
  • Associate Underwriter - Garage Insurance

    Amwins 4.8company rating

    Underwriter job in Birmingham, AL

    At Amwins, we succeed together - and have a good time doing it.We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.Learn more about us at amwins.com. Join our Amwins Access team in Birmingham as an Associate Underwriter for Garage Insurance! This is a full time, in office position in our Birmingham, AL office. We are looking for people with: 1 year experience as support staff in an office environment or a Bachelor's degree from an accredited four-year university Prior insurance experience is a plus! Eagerness to learn and grow as a team Exceptional communication skills, organization, professionalism and customer-service mentality Microsoft Office proficiency with an emphasis in Excel spreadsheets Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rate and prepare new or renewal quotes as directed by Underwriter Review and handle inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc. Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    $15k-28k yearly est. 12d ago
  • Credit Underwriter

    Bryant Bank 4.1company rating

    Underwriter job in Birmingham, AL

    Job Title: Credit Underwriter The Credit Underwriter will be responsible for evaluating loan applications, assessing credit risk, and making informed lending decisions in accordance with the bank's policies, regulatory requirements, and risk tolerance. This role involves analyzing financial statements, credit reports, and collateral to ensure that lending decisions align with the bank's standards. The Credit Underwriter will collaborate with relationship managers and other departments to ensure smooth processing and mitigate risks while supporting the bank's lending objectives. Essential Duties and Responsibilities: • Loan Application Analysis: Review and evaluate loan applications, financial statements, and credit reports to assess the credit risk of potential borrowers and determine their eligibility for credit. • Credit Risk Assessment: Conduct thorough assessments of borrower creditworthiness, using financial ratios, historical data, and qualitative information to ensure accurate lending decisions. • Collateral Evaluation: Assess the adequacy and value of collateral to determine appropriate loan structures, ensuring that risk exposure is minimized. • Loan Approval Recommendations: Prepare well-documented credit memos with detailed assessments, presenting clear recommendations for loan approvals or rejections to management. • Policy and Compliance Adherence: Ensure all credit decisions comply with the bank's internal lending policies, procedures, and relevant regulatory requirements. • Collaboration with Internal Teams: Work closely with relationship managers, loan officers, and other departments to collect necessary information, discuss loan proposals, and resolve issues. • Risk Mitigation: Identify emerging risks in lending and recommend proactive measures to minimize potential losses. • Industry Awareness & Market Trends: Stay up-to-date on market conditions, economic trends, and regulatory changes affecting lending and underwriting processes. Knowledge/Skills/Abilities: • Strong understanding of financial statements, financial modeling, and credit analysis techniques. • Proven experience in credit analysis or underwriting within a banking environment. • Familiarity with banking regulations and compliance requirements. • Excellent analytical, problem-solving, and decision-making skills. • Strong written and verbal communication skills. • Proficiency in Microsoft Office Suite and financial analysis software. • Attention to detail, with the ability to work under pressure. Competencies: • Accountability: Willing to claim ownership for results of actions that were executed personally; Meets personal and organizational obligations associated with serving customers and utilizing resources; Performs duties and position without requiring guidance. • Collaboration: Cooperates with others to establish priorities and develop work plans; Cooperates with team members to complete tasks assigned to the team; consistently contributes to group discussions and shares information. • Customer Service: Establishes cooperative working relationships with others internal and external to the organization; Resolves fairly complex or non-routine problems, questions, or complaints; directs the most complex problems, questions, or complaints to the appropriate person; effectively handles situations with moderate degree of tension, conflict and/or distress. • Decision-Making: Exercises good judgment in situations when data is limited and the solution may be unclear; Makes appropriate decisions in given time restraints; demonstrates the ability to weigh factors and perceive impacts and implications of personal decisions in situations. • Organizational Awareness: Understands the mission and functions of the organization; Demonstrates in-depth knowledge of organizational policies, procedures, rules, regulations impacting the organization, and guidelines; Educates others on organizational programs and policies; Aware of the key stakeholders, decision-makers, and power dynamics within the organization. • Self-Management: Sets goals and priorities for own work consistent with goals of the organization and accommodates unforeseen workload; Applies effort and persistence toward the achievement of goals; willingly accepts new or additional responsibilities. Qualifications Education and Experience: Required: Bachelor's degree in Finance, Accounting, Economics, or a related field and 1-2 years of related experience required. Preferred: 3-5 years of experience in credit analysis or underwriting within a banking environment preferred. Certification in Credit Risk (e.g., CRISC, FRM) or similar professional certifications. Experience working with loan products or in specialized industries such as real estate, manufacturing, etc.
    $30k-37k yearly est. 11d ago
  • New Business Underwriter/Producer - P&C Binding, Shreveport, LA

    Jencap 4.2company rating

    Underwriter job in Shreveport, LA

    Job Description Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture - with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career. At Jencap, we are driven to develop innovative and customized business solutions, offering ease of business with broad underwriting appetite, all the while backed by our tenured and highly skilled support teams. Combine that with product expertise, geographic knowledge, and deep market intelligence and you get the right policy every time, regardless of the coverage or complexity. The Producer/New Business Underwriter role is focused on new business development within the Garage and Transportation vertical including marketing, managing and retaining a consistently growing book of business in keeping with agency and individual goals while building relationships with clients and maintaining a high level of responsive client service. The Producer/New Business Underwriter will work from our Houston, TX office. Responsibilities: Effectively develop and present proposals on a timely basis. Negotiate/execute new and renewal production and goals as established with management. Develop and pursue prospects through solicitation, referral, target marketing and industry affiliations. Secure information, recommendations for prospective accounts, present proposals and new accounts while adhering to prescribed policies and procedures and document electronic file accordingly. Efficiently coordinate, present and process new business on timely basis. Properly document all conversation and materials with insureds and/or carriers regarding exposures and coverages in the electronic file. Assist in resolving any coverage issues/questions, audits, endorsements, accounting, claims or marketing issues as needed. Requirements: Bachelor's degree or equivalent industry experience 5 Plus years Underwriting, Broker, or Sr. Underwriting experience with multi line binding experience Experienced in Packaged & Monoline Polices; P&C, Transportation and Garage. Experience in developing new business and growing the book of business and territory Willingness to travel within territory Maintain state-issued P&C license Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place. Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together. Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
    $48k-82k yearly est. 12d ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Underwriter job in Montgomery, AL

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago
  • Case Underwriter II

    Trustmark 4.6company rating

    Underwriter job in Montgomery, AL

    Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
    $28k-41k yearly est. 60d+ ago
  • Mortgage Underwriter

    Servisfirst Bancshares 4.0company rating

    Underwriter job in Birmingham, AL

    At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Mortgage Underwriter is responsible for the timely and accurate underwriting of all mortgage loan files according to bank and investor guideline and compliance regulations. The incumbent will: * Underwrite mortgage loans to ensure compliance with bank and investor guidelines * Assess loan attributes and documentation for soundness and accuracy * Evaluate debt ratio, loan-to-value ratio, credit score, and appraisal to meet investor guidelines * Review and analyze appraisals to ensure loan risk is acceptable to bank and investor guidelines * Determine and document loan conditions, requirements, and decisions * Evaluate Loan Estimate (LE) for accuracy and compliance with RESPA and TRID * Utilize an Automated Underwriting System (AUS) or predetermined guidelines to underwrite loans * Stay abreast of Private Mortgage Insurance (PMI) guidelines and order PMI as necessary * Maintain knowledge of all applicable underwriting guidelines * Review legal and regulatory compliance documents for accuracy * Provide strong and clear communication to other mortgage department personnel and borrowers regarding documents needed for mortgage loan files to ensure quick turnaround time * Provide guidance to processors regarding procedures and requirements * Assist closing/post-closing personnel to ensure loan is purchased by investor * Perform administrative duties such as faxing, photocopying, filing and phone support as necessary * Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job. Note: Additional duties and responsibilities may be assigned. MINIMUM QUALIFICATIONS * High school diploma or equivalent; some college preferred * Five (5) years of mortgage lending experience * Three (3) years of mortgage underwriting experience * Previous experience using automated underwriting technology preferred * Basic knowledge of bank operations and products * Basic knowledge of federal and state banking compliance regulations, and other Bank operational policies * Knowledge of federal and state regulations regarding lending and related consumer disclosure requirements * Excellent knowledge of agency and investor guidelines * Effective oral, written and interpersonal communication skills with the ability to carry out instructions, understand procedures and write correspondence * Proficient in Microsoft Outlook, Word and Excel * Excellent customer service and time management skills * Ability to multitask, as shown in previous experience completing tasks under time constraints * Good organizational skills * Good data entry/keyboarding and math skills PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS The physical requirements and environmental conditions of this position consist primarily of: * Sustained standing and sitting * Frequent use of PC, including typing or sustained attention to monitor * Frequent typing using a keyboard and/or calculator * Occasional lifting of basic office files or equipment up to 20 lbs * Normal office environment with comfortable internal temperatures and low level noise EOE/AA
    $42k-57k yearly est. 60d+ ago
  • CCL Renewal Underwriter

    First Horizon Corp 3.9company rating

    Underwriter job in Birmingham, AL

    At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Summary The Centralized Commercial Lending - Renewal Team is searching for a Commercial Underwriter II responsible for evaluating business loan applications based on established Bank policies and procedures. Candidate will evaluate the merits of an existing loan request in the $1MM-$3MM range of total exposure, and either recommend a decision to a senior credit officer or use their own authority to decision the application. Key Responsibilities * Review cash flows and Moody's spreads either self-prepared or prepared by the Credit Analyst, conduct in-depth analyses of financial information to form a recommendation of approval or denial of new loans in accordance with the Bank's policy and procedures. Prepare Credit Origination Memorandum in a clearly written concise manner, identifying strengths, risks and mitigating factors. Review, analyze and evaluate financial and pertinent data to determine credit worthiness of loan prospects and merits of specific loan requests. Collaborate with Relationship Managers, leaders and Relationship Managers to gather all necessary information to present an accurate and complete assessment of the loan presented. * Ability to prepare high quality, detailed credit approval documents that contain an in-depth analysis, an understanding of and identification of credit issues and risks. Ability to spread and interpret financial statements, tax returns, and projections using Excel. * Ability to provide recommendations on loan structuring and alternative structures that may be more appropriate for the transaction. * Ability to work in a high-volume environment, meeting or exceeding Service Level Agreements and turn time goals throughout the process, providing credit decisions in a timely manner. * Work independently on special projects related to credit topics and issues as requested by Bank Credit team(s). * Support the Bank's strong relationship banking culture through on-going internal partner contact, quality customer service, and superior product knowledge. Understand and adhere to the Bank's Bank Secrecy Act policy and procedures and "know your customer/enhanced due diligence" guidelines. Brings any suspicious activity to the attention of a supervisor, or the Bank Secrecy Act Officer. Follow all Bank policies and procedures to ensure compliance with all laws and regulations. * May perform other duties as assigned. Requirements * Bachelor's degree required for consideration or equivalent combination of education and experience * Three (3) to five (5) years of commercial credit underwriting experience Knowledge/Skills/Abilities/Training/Systems * Fundamental understanding of commercial credit underwriting. * Ability to interact with all levels of clients, staff and management. * Ability to work successfully in a deadline driven team environment. * Strong MS Office skills, especially with Excel. * Must be organized and detail oriented with the ability to multitask. * Must be able to work independently and make sound decisions. * Good written and oral communication skills. * Good fundamental understanding of general bank operations, proficient understanding of the components of financial planning, deposit products, small business products, investment and insurance products. * Knowledge of Moody's CreditLens preferred * Knowledge of nCino preferred About Us First Horizon Corporation is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank. More information is available at ********************* Benefit Highlights * Medical with wellness incentives, dental, and vision * HSA with company match * Maternity and parental leave * Tuition reimbursement * Mentor program * 401(k) with 6% match * More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Follow Us Facebook X formerly Twitter LinkedIn Instagram YouTube
    $30k-41k yearly est. 41d ago

Learn more about underwriter jobs

How much does an underwriter earn in Gulfport, MS?

The average underwriter in Gulfport, MS earns between $26,000 and $77,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Gulfport, MS

$45,000
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