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  • E&S Small Business Underwriter

    W.R. Berkley Corporation 4.2company rating

    Underwriter job in Olde West Chester, OH

    Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers. Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states. Benefit Highlights• Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro.• Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding.• We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire!• Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together.• We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun. ********************* Responsibilities The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office. Specific Duties: * Review and underwrite new business submissions for acceptability according to authority granted. * Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. * Make sound risk and pricing decisions that achieve profitable loss ratios. * Achieve designated customer service standards with a focus on fast turn-around time. * Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required. * Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. * Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. * Recognize and create cross-selling opportunities for other company products. * Actively market small commercial product to agents and travel within assigned territory, as necessary. * Reinforce our "ease of doing business" model by meeting or exceeding expectations and service standards on a consistent basis. * Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). * Operates according to underwriting authority as granted by Berkley Aspire. May perform other functions as assigned. Qualifications * Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience. * Minimum of two years of experience in E&S underwriting. * Must have strong customer service background in a professional environment. * Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred. * Strong customer focus and the ability to respond with a sense of urgency. * Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done. * Teamwork, providing and welcoming open, honest, respectful, and constructive feedback. * Ability to work independently and in a team environment. * Ability to communicate effectively. * Demonstrated strong written and verbal communication skills. Berkley Core Competencies: * Accountability * Communication * Customer Focus and Teamwork * Flexibility * Innovation and Initiative Additional Company Details We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The salary range for this position will be determined by a number of factors, including the scope and complexity of the role. Skills education, training, credentials and experience of the candidate will also be considered. Applications are accepted on an ongoing basis, and the position will remain open until filled. This role will be eligible to participate in the annual discretionary bonus program. Sponsorship Details Sponsorship not Offered for this Role Responsibilities The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office. Specific Duties: - Review and underwrite new business submissions for acceptability according to authority granted. - Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. - Make sound risk and pricing decisions that achieve profitable loss ratios. - Achieve designated customer service standards with a focus on fast turn-around time. - Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required. - Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. - Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. - Recognize and create cross-selling opportunities for other company products. - Actively market small commercial product to agents and travel within assigned territory, as necessary. - Reinforce our "ease of doing business" model by meeting or exceeding expectations and service standards on a consistent basis. - Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). - Operates according to underwriting authority as granted by Berkley Aspire. May perform other functions as assigned.
    $86k-112k yearly est. Auto-Apply 15d ago
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  • Production Underwriter - E&S Risk Management Underwriting

    Great American Insurance 4.7company rating

    Underwriter job in Cincinnati, OH

    Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best. Great American Risk Solutions writes a diverse mix of property and casualty business, both primary and excess. Risk Solutions writes mostly non-admitted business, partnering with leading wholesalers. We focus on specialized solutions for a diverse market. Our team members at Great American Risk Solutions display strong personal character, integrity, and honesty. We are driven champions of change and focus on results. We emphasize teamwork, collaboration - among underwriting, claims, and shared services teams - and continuous development of interpersonal and technical skills. Our people make all the difference in our success. ************************************************************************************************************** We are currently looking for a Production Underwriter to work on large general liability and excess accounts for our Great American Risk Solutions Division. This individual will have responsibility for risk selection/rejection, pricing, retention, growth and profitability per the divisional goals. This position will be based in our Cincinnati, OH headquarters and will offer a hybrid work environment. Essential Job Functions and Responsibilities Has responsibility for risk selection / rejection, pricing, retention, growth and profitability per divisional objectives Maintains a high level of customer service. Uses independent judgment and initiative to support business goals. Analyzes coverage and limit requests and decides what terms to offer. Prices business to ensure profitability. Ensures that appropriate reports are used. Develops and maintains effective business relationships with internal and external customers / coworkers including Reinsurers, Actuary, Marketing, IT and Claims Interpret, explains and markets products and services. Develops relationship with agents & brokers through telephone interactions. Applies underwriting rules and guidelines, rating manual rules and insurance laws and regulations. May provide guidance and assistance to other team members. Performs other duties as assigned. Job Requirements Generally, 1-5 years of commercial underwriting experience or equivalent work experience. Excess and Surplus Lines experience in a plus. Must have strong communication skills to build and leverage excellent customer relationships and to successfully market products and services. Must have strong hands-on experience with various computer systems including rating systems, MS Word and Excel, Outlook, etc. Completion of or progression toward Chartered Property Casualty Underwriter (CPCU) designation is a plus. Business Unit: Great American Risk Solutions Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at **************************** *Excludes seasonal employees and interns.
    $53k-90k yearly est. Auto-Apply 34d ago
  • E&S Small Business Underwriter

    Berkley 4.3company rating

    Underwriter job in Olde West Chester, OH

    Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading technology and services to our agents and their clients. From direct bill with installments, to not requiring renewal applications for 80% of our small business policies, we focus on making it easy, expeditious, and efficient for agents and consumers. Berkley Aspire writes from small, minimum premium, policies to accounts over six figures. We offer General Liability, Property, Inland Marine and Excess policies through Berkley appointed agencies in 49 states. Benefit Highlights • Aspire offers Medical, Dental and Vision coverage. Our onsite Scottsdale, AZ Wellness Center and companywide Employee Assistance Program are free to employees and are here to support your overall well-being. Our flexible work schedule with a work-from-home day means you can balance work and life like a pro. • Our Health Savings Accounts have automatic company contributions if you sign up, and we offer Flexible Spending Accounts, STD, LTD, life insurance policies, and more. Plus, we offer a 401(k) program, profit-sharing program, and stock purchase plan - investing in your future has never been so rewarding. • We've got you covered with competitive paid time off, paid sick time, and 12 weeks of paid parental leave. Plus, you get paid holidays, a floating holiday, and paid volunteer time - because giving back to the community is important to us at Aspire! • Come grow with us! Level up with company sponsored conferences, tuition assistance, and industry-related education and exams. We have many internal promotional growth opportunities - because we believe in growing together. • We believe in working hard and playing hard. We embrace team building and are enthusiastic about sponsoring fun activities inside and outside of the office. Our Plum Benefits program gives you cost-free access to thousands of exclusive travel and entertainment discounts - it's like a VIP pass to fun. ********************* Responsibilities The E&S Small Business Production Underwriter will produce new business as part of an assigned territory underwriting team(s). The SBU will help manage the assigned underwriting territory(s) to achieve profitable grown, including underwriting new business and marketing to our Agent partners. Identify new business opportunities and manage agency relationships. This role services agents in Kentucky, Ohio, and West Virginia and can be based in those states or our West Chester, OH office. Specific Duties: Review and underwrite new business submissions for acceptability according to authority granted. Evaluate, accept, reject, or modify risks within established underwriting guidelines and authority. Comply with company policies, procedures and rating plans when evaluating and managing risk. Make sound risk and pricing decisions that achieve profitable loss ratios. Achieve designated customer service standards with a focus on fast turn-around time. Participate in territory team marketing calls, video conferences, and agency visits. Some travel may be required. Provide detailed issuance instructions to ensure policy is delivered consistent with quoted terms and conditions and in accordance with established guidelines relative to policy construction. Utilize various underwriting tools to determine acceptable risk characteristics, accurate classifications, insurance to value, calculate rates, etc. Recognize and create cross-selling opportunities for other company products. Actively market small commercial product to agents and travel within assigned territory, as necessary. Reinforce our “ease of doing business” model by meeting or exceeding expectations and service standards on a consistent basis. Continues to increase underwriting knowledge and skills. This may be done through formal education (AINS, ASLI, CPCU, CIC). Operates according to underwriting authority as granted by Berkley Aspire. May perform other functions as assigned. Qualifications Bachelor's degree and two plus years related insurance experience; or equivalent combination of education and experience. Minimum of two years of experience in E&S underwriting. Must have strong customer service background in a professional environment. Have obtained or be actively working on obtaining insurance designations relevant to our field (AINS, ASLI, CPCU, CIC) id preferred. Strong customer focus and the ability to respond with a sense of urgency. Entrepreneurial qualities, such as trying innovative solutions, resiliency to change and recognizing what is most important to get done. Teamwork, providing and welcoming open, honest, respectful, and constructive feedback. Ability to work independently and in a team environment. Ability to communicate effectively. Demonstrated strong written and verbal communication skills. Berkley Core Competencies: Accountability Communication Customer Focus and Teamwork Flexibility Innovation and Initiative Additional Company Details We do not accept any unsolicited resumes from external recruiting firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees which for this role includes: Health, Dental, Vision, Life, Disability, Wellness, Paid Time Off, 401(k) and Profit-Sharing plans. The salary range for this position will be determined by a number of factors, including the scope and complexity of the role. Skills education, training, credentials and experience of the candidate will also be considered. Applications are accepted on an ongoing basis, and the position will remain open until filled. This role will be eligible to participate in the annual discretionary bonus program. Sponsorship Details Sponsorship not Offered for this Role
    $76k-99k yearly est. Auto-Apply 55d ago
  • Field Underwriter

    Luminous Financial

    Underwriter job in Dayton, OH

    INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.
    $46k-77k yearly est. 60d+ ago
  • Underwriter

    Sagesure

    Underwriter job in Cincinnati, OH

    If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we're hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking an Underwriter. We are seeking a detail-oriented and analytical Homeowners Underwriter to evaluate risks, assess policy applications, and make sound underwriting decisions for homeowners insurance. The successful candidate will ensure that policies are issued within company guidelines while maintaining profitability and compliance standards. What you'd be doing: Review and analyze new and renewal applications for homeowners insurance coverage. Evaluate risk characteristics of individuals and properties using internal guidelines, inspection reports, and external data sources (e.g., CLUE, ISO, property inspections). Determine appropriate coverage limits, premium levels, and policy terms based on risk assessment. Approve, modify, or decline insurance applications in accordance with company underwriting guidelines and state regulations. Collaborate with agents and brokers to obtain necessary information, explain underwriting decisions, and develop strong working relationships. Maintain accurate documentation of underwriting decisions and correspondence in the policy management system. Stay current on industry trends, regulatory changes, and competitor practices to ensure underwriting practices remain competitive and compliant. Participate in training and development activities to continually improve underwriting knowledge and skills. We're looking for someone who has: Bachelor's degree in business, finance, insurance, or a related field (preferred). 2-5 years of personal lines insurance underwriting experience, preferably in homeowners insurance. Highly preferred candidates also have: Industry certifications (e.g., CPCU, AINS, AU) are a plus. Strong analytical and decision-making abilities. Excellent communication and interpersonal skills. Attention to detail with a focus on accuracy and risk assessment. Ability to manage workload effectively and meet deadlines in a fast-paced environment. Proficient in Microsoft Office and underwriting tools. About SageSure: Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed markets in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. Available in 16 states, SageSure offers more than 50 competitively priced home, flood, earthquake, and commercial products on behalf of its highly rated carrier partners. Today, SageSure manages more than $1.9 billion of inforce premium and helps protect 640,000 policyholders. SageSure has more than 1000 employees working remotely or in-office across nine offices: Cheshire, Connecticut; Chicago, Illinois; Cincinnati, Ohio; Houston, Texas; Jersey City, New Jersey; Mountain View, California; Marlton, New Jersey; Tallahassee, Florida; and Seattle, Washington. SageSure offers generous health benefits and perks, including tuition reimbursement, wellness allowance, paid volunteer time off, a matching 401K plan, and more. SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. We recognize that our differences make us strong, and we actively seek out diverse candidates through partnerships with organizations, institutions and communities that represent various backgrounds. We champion belonging and inclusion for all identities, including, but not limited to, race, ethnicity, religion, sexual orientation, age, veteran status, ability status, gender, and country of origin, striving to create a culture where all individuals feel valued, respected, and empowered to bring their authentic selves to work. Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. We relentlessly pursue better outcomes by investing in the technology, talent, and tools that position us to succeed in demanding markets. Come join our team! Visit sagesure.com/careers to find a position for you.
    $45k-76k yearly est. Auto-Apply 33d ago
  • Excess & Surplus - Small Business Underwriter

    Cincinnati Financial Corporation 4.4company rating

    Underwriter job in Fairfield, OH

    Make a difference with a career in insurance At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. To put this into action, we're looking for extraordinary people to join our talented team. Our service-oriented, ethical, knowledgeable, caring associates are the heart of our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach for continued success as we bring value to the communities we serve and demonstrate that Actions Speak Louder in Person. If you're ready to build productive relationships, collaborate within a diverse team, embrace challenges and develop your skills, then Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow. Build your future with us Cincinnati Specialty Underwriters through its brokerage CSU Producers Resources Inc., works exclusively with independent agencies licensed and appointed with The Cincinnati Insurance Companies. Cincinnati Specialty Underwriters has an immediate opening for excess and surplus lines small business production underwriters. Salary: The pay range for this position is $60,000-$70,000 annually. The pay determination is based on the applicant's education, experience, location, knowledge, skills and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance. Be ready to: Underwrite and price new and renewal surplus lines commercial property and casualty business within stipulated authority. Selected candidates will work closely with assigned underwriting manager/assigned underwriting mentor to: * determine individual risk acceptability, pricing, coverage, terms and conditions * develop, analyze and evaluate information and exposures for surplus lines risks * achieve production, loss ratio and service goals within assigned territory * work independently with a high level of authority and judgment * develop successful business relationships with agents, producers and agency staff * minimal travel required Be equipped with: * proficient use of Microsoft Word, Excel and Outlook * ability to stay focused and remain on task * strong verbal, written and interpersonal competency * organizational and time management skills * ability to handle multiple tasks and prioritize * analytical, problem solving and negotiating abilities * capacity to learn and thrive in a fast-paced environment * capability to work independently and collaborate in a team environment when necessary * demonstrates effective decision-making skills * ability to thrive in fast-paced environments * capability of working independently and collaboratively within a team * displays a strong sales orientation * exhibits creative problem-solving abilities Bring education or experience from: * bachelor's degree or equivalent work experience * AINS, AU, ASLI, CPCU or other insurance designations are preferred * proficient use of Esteem (policy administration system) and Broker Management System preferred * prior insurance experience preferred, all selected candidates will receive classroom training Enhance your talents Providing outstanding service and developing strong relationships with our independent agents are hallmarks of our company. Whether you have experience from another carrier or you're new to the insurance industry, we promote a lifelong learning approach. Cincinnati provides you with the tools and training to be successful and to become a trusted, respected insurance professional - all while enjoying a meaningful career. Enjoy benefits and amenities Your commitment to providing strong service, sharing best practices and creating solutions that impact lives is appreciated. To increase the well-being and satisfaction of our associates, we offer a variety of benefits and amenities. Learn more about our benefits and amenities packages. Embrace a diverse team As a relationship-based organization, we welcome and value a diverse workforce. We grant equal employment opportunity to all qualified persons without regard to race; creed; color; sex, including sexual orientation; religion; national origin; age; disability; or any other basis prohibited by law. Learn more about the Federal Employment Notices.
    $60k-70k yearly 5d ago
  • Group Underwriter Senior

    Carebridge 3.8company rating

    Underwriter job in Mason, OH

    Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered. Please note that per our policy on hybrid/virtual work, candidates not within a reasonable commuting distance from the posting location(s) will not be considered for employment, unless an accommodation is granted as required by law. The Group Underwriter Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for 51-99 groups in accordance with Corporate Underwriting Guidelines and Authority Limits. How You Will Make an Impact Primary duties may include, but are not limited to: * Calculates renewal rates for complex group cases based on thorough analysis of the group's experience, industry, location, size, and demographic nature. * Coordinates with other departments to ensure the accuracy and consistency of account reporting. * Proposes rates and terms for group prospects, utilizing a combination of other carrier experience, demographic data and manual rates. * Prepares or supervises the preparation of annual settlements, ERISA reports, rate projections, or benefit change increments or decrement. * Communicates with sales, administration and claims to assess the rating and administrative impact or benefit and plan changes. Minimum Requirements: Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background. Preferred Skills, Capabilities, and Experiences: * CPCU, CLU, LOMA, HIAA or other insurance related courses preferred. * Risk rating experience preferred. Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health. Who We Are Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve. How We Work At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business. We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few. Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process. The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws. Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance. Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
    $60k-95k yearly est. Auto-Apply 60d+ ago
  • SBA Business Banking Underwriter IV

    Huntington National Bank 4.4company rating

    Underwriter job in Maineville, OH

    The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work. + Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. + Utilizes single approval authority up to $4MM. + Appropriately assess risk profile of borrower. + Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. + Tasks as needed to support the line of business and job family. + Act as primary back up for their manager as needed for team huddles & meetings. + Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. + Collaborate with both credit and segment risk to meet or exceed department goals. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: + Bachelor's degree in business related field + 3-4 years leadership / management experience + Ability to underwrite credit exposures in excess of $4MM. + Previous authority to underwrite and decision credits without additional signers. + Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. + Proficient use of Microsoft Office and other internet resources + Excellence in customer service, highly motivated, focused and goal oriented. + Excellent written and verbal communication skills, including grammar and demeanor. + Strong organizational skills with attention to detail, planning and follow-up. + Ability to work independently on multiple tasks without compromising quality. + Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. #Texas Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000 - $140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $70k-140k yearly 60d+ ago
  • Sr. Underwriter

    Core Specialty Insurance Services, Inc.

    Underwriter job in Cincinnati, OH

    - The Sr. Underwriter will analyze E&S Product Liability submissions from broker partners to determine eligibility of risk within Core E&S Product Liability appetite and subsequently to determine appropriate limits, attachment point, pricing & terms that will provide Core Specialty with adequate underwriting profit on each risk. Key Accountabilities/Deliverables: Execution of Primary GL business plans and objectives including: Build Core Specialty's reputation and presence in the small to medium sized Products Liability Market. Provide prompt and accurate customer service on policy transactions Ensure all risks considered and bound are within delegated authority, underwriting standards, risk selection, peer review and pricing methodologies Provide documented evidence of underwriting activities and decisions in files as required Support Company and Department goals and objectives Build Core Specialty's relationships with our broker partners In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require. Carry out duties within our internal policies and procedures in accordance with applicable law, rules, regulation, good governance and Core Specialty's shared values, including putting clients at the heart of our business. Knowledge of the Products Liability Market environment: Knowledge of GL Construction, Real Estate and Service Providers & current market environment Knowledge of underwriting practices, coverage & pricing/rating methodologies Knowledge of producer & competitor marketplace Knowledge of targeted industries Knowledge of insurance company operations Familiarity with company systems, procedures & processes Solid understanding of policy wordings and clauses Understanding of all pricing/underwriting tools available Experience Bachelor's degree (preferably with a Risk Management & Insurance Major) or equivalent work experience. 4 plus years of Commercial Insurance Underwriting experience Achieved or working towards an industry designation such as CPCU, CRM, ARM, CIC Ability to travel monthly to meet assigned brokers in the region The expected pay range for the role is $110,000 - $160,000. The specific offer will depend on an applicant's skills and experiences. The disclosed pay range estimate may also be adjusted for the applicable geographic differential for the location in which the position is filled. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position. #LI-Hybrid #LI-Remote - At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program
    $47k-79k yearly est. 5d ago
  • Mortgage Senior Underwriter - Mortgage Underwriting

    Wesbanco 4.3company rating

    Underwriter job in Cincinnati, OH

    Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. ESSENTIAL DUTIES AND RESPONSIBLITIES: Managing and monitoring daily workflow of assigned files. Make sound underwriting decisions on loans regarding credit worthiness. Work closely with MLOs, processors and the senior management team. Assist processors and MLOs with complex questions. Ability to review and comprehend complex personal and business tax returns. Consistently meet underwriting milestones as established by the bank. Complete all bank training courses that are required in a timely manner. Must provide exceptional, professional service to mortgage customers, originators, processors and closers. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. CERTIFICATES, LICENSES, REGISTRATIONS: FHA delegated underwriter VA automatic underwriter VA staff appraisal reviewer Able to obtain approval from secondary market investors as delegated underwriter if needed OTHER SKILLS AND ABILITIES: Strong customer service skills Ability to process all portfolio and all secondary market loans Ability to review personal and business tax returns to determine qualifying income Strong organizational and management skills Ability to multi-task under sometimes stressful conditions PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's degree from four year college or university preferred. Minimum of 5 years of residential underwriting experience required. DE/SARS/LAPP highly preferred. Current knowledge of RESPA regulations required. Strong knowledge in FNMA/FHLMC, FHA,VA,USDA programs preferred. Minimum of 5 years of AUS experience required. Experience and proficiency with Encompass software preferred.
    $45k-54k yearly est. 53d ago
  • RCC Equity Underwriter I

    Fifth Third Bank 4.6company rating

    Underwriter job in Cincinnati, OH

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. General Functions: Performs a wide range of duties related to the underwriting of consumer bank initiated residential real estate requests across multiple states. Render an underwriting decision within the banks credit guidelines whileensuringcompliance with federal lending regulations. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensuresthatactions and behaviors drive a positive customer experience. While operating within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types. Duties and Responsibilities: Analyze consumer credit reports for Consumer Lending real estate applications to evaluate risk and make appropriate credit decision for Direct Lending across multiple states, markets or geographic regions. Maintain an in depth knowledge of the continual enhancements and changes to the Fifth Third Consumer Lending policy and procedures in order to ensure consistent treatment of all real estate applications. Manage application pipeline to meet business objectives and stated Service Level Agreements. Responsible for ensuring completeness and accuracy of real estate credit application. Responsible for ensuring HMDA purpose codes are accurate before rendering a final decision. Evaluate customer provided credit documents to support credit decision, including calculation of income, personal financial statement reviews, trust reviews, etc. Place orders for bank obtained credit documents in accordance with real estate policy guidelines, and partners with retail and borrower to clear condition with regards to Property Reports, Appraisals, and Flood Certifications. Formulate and communicates credit decision (approve, decline or counteroffer) in compliance with established underwriting guidelines, compliance and regulatory requirements. Demonstrate a solid understanding of the credit exception process, specifically identifying opportunities with applications and understanding the relevant compensating factors needed to present to the exception team. Review credit applications and recommends decisions on applications over their assigned authority to their manager or senior level underwriters review before communicating final decisions. Partner with the Mortgage Line of Business to underwrite simultaneous first and second lien real estate loan requests, as appropriate. Develop business relationships and build rapport with internal customers across multiple states to achieve mutual goals. Host side by side visits for bank employees to both gain an understanding of our processes and to help build interest in our department and identify possible candidates for filling future needs. Demonstrate the ability to be a team player by providing superior customer service, being flexible and approachable. #LI-RD1 KNOWLEDGE & SKILLS REQUIRED: Must live within 30 miles to Cincinnati or Grand Rapids. College degree in Business or Finance or equivalent work experience. Minimum 3 years Consumer Lending or related industry experience. Knowledge and understanding of basic financial analysis techniques. Strong interpersonal, written and verbal communication skills. Ability to make high quality decisions and execute in a time sensitive manner. Ability to handle multiple tasks and meet deadlines in fast paced environment. Ability to interact with Vice President level managers; build consensus; and motivate others. Strong analytical and organizational skills. This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). Fifth Third will assist with the registration process and completion. The NMLS website(mortgage.nationwidelicensingsystem.org) provides the MU4R questions and successful registration required for employment in this position. RCC Equity Underwriter ITotal Base Pay Range 48,100.00 - 96,200.00 USD Annual At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day. The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our 53.com Careers page at: *************************************************************** or by consulting with your talent acquisition partner. LOCATION -- Virtual, Ohio 00000 Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes - no matter how they are submitted - will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee. Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
    $65k-89k yearly est. Auto-Apply 1d ago
  • Commercial Insurance Underwriter

    Hylant 4.6company rating

    Underwriter job in Cincinnati, OH

    Description The Opportunity:The Underwriter is responsible for evaluating individual account risk in relation to coverage granted to price and set terms for accounts that will balance written premium, rate, and profitability goals. This position will support management and coworkers with projects through leadership, teamwork, training, and implementation. In This Role You Will Execute On: Effectively implement the underwriting standards, procedures, coverage forms and rating plans established for each HAS program Identify acceptable accounts from those submitted by HAS appointed agencies/producers utilizing the HAS Underwriting Guidelines established for each program or plan Utilize all resources available to determine the terms and premium for each account submitted, including but not limited to: account application, schedules, web-site, driver data, motor vehicle driver reports, news articles, risk management reports, MSB valuations, independent appraisals, IRMI and other resources; Determine the terms and premium for each account and release a quotation utilizing the HAS underwriting system by or prior to the agent/producer due date Place necessary reinsurance when exposures exceed program or program delegated authority / capacity Demonstrate knowledge of coverage forms specific to each assigned program Demonstrate sound underwriting decisions as demonstrated by file documentation and discussions on facts leading to the decision Maintain effective file organization Demonstrate effective planning and organization skills utilized to manage the assigned accounts, projects and performance requirements In This Role You Will Need: 5+ years of insurance underwriting experience Bachelor's degree or equivalent combination of education and experience Excellent communication skills, including listening, speaking and writing Flexibility and creativity for developing innovative and customized business solutions Exceptional relationship development and interpersonal skills Ability to balance diverse and competing workloads Ability to work well with others in solution of mutual problems; respect the opinions, abilities, and contributions of others; cooperative and open minded in working with others. Computer literacy for Word, Excel, Outlook and Internet with the ability to create and edit spreadsheets, presentations and correspondence, perform data entry and access data. Why Hylant? A multi-year recipient of Best Places to Work in Insurance, Hylant is a full-service insurance brokerage with 21 offices in eight states. And since the founding of our family-owned business over 85 years ago, we made a promise to strengthen and protect the businesses, employees and communities of our client family by embracing them as our own. We're more than an insurance brokerage firm and you're more than a client, employee or neighbor. You're family. And that's just the way we treat you. Hylant is proud to be an equal opportunity workplace. All qualified applicants will receive consideration for employment without regard to race, marital status, sex, age, color, religion, national origin, Veteran status, disability or any other characteristic protected by law. If you have a disability or special need that requires accommodation, please let us know. Hylant participates in E-Verify. #LI-Hybrid
    $62k-111k yearly est. Auto-Apply 60d+ ago
  • Senior Life Insurance Underwriter

    Gerber Life Insurance In Fremont, Michigan 4.0company rating

    Underwriter job in Cincinnati, OH

    Independently evaluates and classifies risks on applications for life, accident and critical illness insurance including supplemental benefits and policy changes in accordance with mortality and morbidity pricing assumptions. Underwrites life insurance applications and associated risks. Classifies the risk with a minimum of underwriting requirements. Verbally discusses cases with Field Sales associates and applicants, which may involve explaining the reasons the Company took adverse action on an application and attempting to diminish any negative reaction by the applicant. Develops a strong knowledge of human physiology in order to glean the necessary information from the data collected. In addition, builds a high level of knowledge of other technical aspects of the underwriting process, which includes financial needs, insurable interests, avocations and occupations along with a comprehensive knowledge of the Company's products and procedures. Concurs on cases that are over the Underwriters' limits of authority; the Senior Underwriter will be responsible for the final approval of these cases. Reviews the cases of the Underwriters to determine the quality of the work and any developmental needs. Responsibilities What you will do: Review life applications, policy change requests, and reinstatements for completeness and accuracy, ensuring underwriting rules, philosophies, laws and practices are followed. Evaluate medical, financial, and non-medical information, as developed, to determine the risk classification according to company guidelines. Determine appropriateness of applied coverage (i.e., sufficient financial justification, appropriate insurable interest). Make underwriting decisions that produce claim results within the Company's mortality expectations. Review and provide approval on cases completed by less tenured underwriters. Comply with federal and state rules and regulations (i.e., MIB, Fair Credit Reporting Act, blood testing, Replacements, 1035 Exchanges, etc.). Communicate clearly and provide accurate information verbally and in writing to the field force, vendors, reinsurers, various Home Office associates, etc., while following proper rules of punctuation, grammar, dictation, and style. Train new underwriters on processes, systems and underwriting philosophy. Develop and presents structured job-specific training as management directs, applying appropriate adult-learning principles. Gives proper direction to the New Business support staff and Underwriters. Serves in the lead position for the team on a periodic basis, communicating workflow to the group and other teams. Periodically prepare procedures to be used in work-related procedural and training manuals, and also prepares formal reports in conjunction with department projects. Maintains confidentiality of information including sensitive medical, financial, personal and payroll information. Performs other duties as assigned. Complies with all policies and standards. Qualifications College degree or relevant underwriting experience - Preferred 5 years experience as a life insurance underwriter - Required 1 year experience as a Nurse Practitioner or equivalent position - Required Demonstrated knowledge of medical terminology. - Demonstrated strong negotiation skills and experience “selling” adverse decisions to producers in a clear, concise and positive manner that leaves producers feeling good about the decisions. - Proven strong analytical skills, including demonstrated experience identifying and quantifying problems and providing effective resolution. - Demonstrated excellent verbal and written communication skills with ability to convey information to internal and external customers in a clear, focused and concise manner. - Proven examples of handling difficult situations effectively while maintaining high volumes of work. - Demonstrated strong attention to detail with excellent organizational skills. Cite examples of organization and time management methods used to manage or prioritize workload demands. - Proven ability to successfully demonstrate strong financial and medical underwriting skills. - Working knowledge of word processing and spreadsheet applications. - LOMA 280, 290, 311, 320, ACS-100 (Designation), ALU-1, ALU-2 and/or commensurate experience as outlined in the selection criteria section. - Required Work Setting/Position Demands: Works in an office setting and remains in a stationary position for long periods of time while working at a desk, on a computer or with other standard office equipment, or while in meetings. Requires the ability to verbally communicate and exchange accurate information to customers and associates on a regular basis. Requires visual acuity to read and interpret a variety of correspondence, procedures, reports and forms via paper and electronic documents, visual inspection involving small defects; small parts, and/or operation of machinery (including inspection); using measurement devices continuously. Visual acuity is required to determine accuracy, neatness, and thoroughness of work assigned. Requires the ability to prepare written correspondence, reports and forms using prescribed formats and conforming to rules of punctuation, grammar, diction, and style on a regular basis. Requires the ability to apply principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions Performs substantial movement of wrists, hands, and fingers for continuous computer work. Extended hours required during peak workloads or special projects/events. Travel Requirements: 5% travel Occasional travel for industry conferences or producer meetings. 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    $63k-106k yearly est. Auto-Apply 13d ago
  • Sr. Loan Processor

    Crosscountry Mortgage 4.1company rating

    Underwriter job in Beavercreek, OH

    CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico. Our company has been recognized ten times on the Inc. 5000 list of America's fastest-growing private businesses and has received many awards for our standout culture. A culture where you can grow! CCM has created an exceptional culture driving employee engagement, exceeding employee expectations, and directly impacting company success. At our core, our entrepreneurial spirit empowers every employee to be who they are to help us move forward together. You'll get unwavering support from all departments and total transparency from the top down. CCM offers eligible employees a competitive compensation plan and a robust benefits package, including medical, dental, vision, as well as a 401K. We also offer company-provided short-term disability, an employee assistance program, and a wellness program. Position Overview: The Senior Loan Processor is responsible for providing customer service by obtaining necessary documentation to underwrite the loan and ordering third party documentation by communicating directly with the customer and/or loan officer. The Senior Loan Processor provides proper disclosures when required by applicable local, state, and federal regulations. Job Responsibilities: Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the particular loan program before submitting to underwriting. Assemble the complete loan package in proper order for underwriting. Verify all required documentation (pre-underwrite) in the file. Complete the required loan checklist. Verify that an application is complete and accurate; and identify any potential issues that may arise in underwriting. Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on those documents. Communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan. Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures. Communicate with various companies to obtain Property Survey, Flood Certificate, Title Commitment, and payoff information. Verify that vendor orders are complete, invoices received, and in the applicant's E-file. Manage pipeline by completing and submitting reports within allotted turn-around times. Assist set-up of loans. Document all communication related to the loan application in the conversation log. Train and help supervise new loan processors and other processing personnel. Assist closing, secondary marketing, and loan servicing to obtain and clear outstanding suspense items from CrossCountry Mortgage, LLC. investors. Qualifications and Skills: High School Diploma or equivalent. A minimum of 5 years' residential mortgage processing experience. Working knowledge of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including but not limited to Regulation Z and Regulation B requirements, and loan documents, preferred. Excellent math and analytical skills. Excellent communication skills. Ability to prioritize and meet deadlines. Available to work varying hours and overtime if needed. Encompass experience. This is intended to convey information essential to understanding the scope of the job and the general nature and level of work performed by job holders within this job. However, this job description is not intended to be an exhaustive list of qualifications, skills, efforts, duties, responsibilities or working conditions associated with the position. Pay Range: Hourly Rate: 25.00 - 28.84 Eligible to receive bonus based on production. The posted pay range considers a wide range of compensation factors, including candidate background, experience and work location, while also allowing for salary growth within the position CrossCountry Mortgage, LLC offers MORE than a job, we offer a career. Apply now to begin your path to success! careersatccm.com CrossCountry Mortgage, LLC strives to provide employees with a robust benefit package: ********************************** California residents: Please see CrossCountry's privacy statement for information about how CrossCountry collects and uses personal information about California applicants. CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual's association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion. CrossCountry Mortgage, LLC (NMLS3029) is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. To verify licensing, please visit ***************************
    $46k-62k yearly est. Auto-Apply 6d ago
  • BA with mortgage experience- UNIFI experience

    USM 4.2company rating

    Underwriter job in Cincinnati, OH

    OPT EAD, GC EAD, GC, TN and Citizens Only Hi Friends, Hope you are doing great, I have an urgent requirement from one of my esteem client, I will appreciate if you can have an eye on the below requirement and send me your updated profile ASAP. Position: BA with mortgage experience- UNIFI experience Duration - 18 months Location - Cincinnati, OH 1) Ability to gather requirements and create functional/technical specifications 2) Strong knowledge of the mortgage origination system UNIFI Additional Information If you are interested in the below position please forward your profile to alih@usmsystems(dot)com or call me on ************
    $23k-39k yearly est. 60d+ ago
  • Underwriter - Trucking Division

    Great American Insurance 4.7company rating

    Underwriter job in Cincinnati, OH

    Be Here. Be Great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow. At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best. Great American's Trucking Division has grown to be a leader in providing best-in-class truck insurance products to independent contractors. The Division is dedicated entirely to trucking. That means whomever you work with is only talking trucks. All day. Every day. Great American's Trucking Division provides the products and services needed by the long-haul trucking industry, particularly independent contractors/Owner-Operators, to get them back on the road faster. ****************************************************************************************** The Trucking Division is looking for an Underwriter to join their team. This individual will work from our headquarters in Cincinnati, OH. Training will be fully in person, with the opportunity to work a hybrid schedule after training is completed. Essential Job Functions and Responsibilities Evaluates and underwrites new and renewal business in accordance with Company underwriting guidelines and risk appetite. Analyzes risk information to make informed decisions on coverage, pricing, and terms. Collaborates with actuaries, agents, brokers, and clients to obtain necessary information and clarify details. Orders additional reports and screens, such as motor vehicle reports, loss history reports, outside inspections, etc., to inform decisions. Ensures proper documentation of underwriting decisions and compliance with state and federal insurance regulations. Evaluates existing policies for potential renewal or modification. Communicates underwriting decisions clearly and effectively to internal teams, agents, and brokers. Stays updated on industry trends, regulatory changes, and market conditions. Develops and maintains effective business relationships with internal and external customers/coworkers in order to attract and retain profitable business. Interprets, explains, and markets products and services. Performs other duties as assigned. Job Requirements Education: Bachelor's Degree in Business, Economics, Risk Management and Insurance, or a related field or equivalent experience. Experience: Generally, a minimum of 6 months of related insurance experience. Scope of Job/Qualifications: Performs work under moderate supervision and technical direction. Familiar with basic concepts, practices and procedures. Works with authority on assignments of low to moderate technical complexity. Develops and maintains knowledge of company policies and industry laws and regulations. Excellent interpersonal and communication skills. Strong analytical skills with attention to detail. Strong negotiation and decision-making ability. Position requires occasional travel. Business Unit: Trucking Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits. Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at **************************** *Excludes seasonal employees and interns.
    $53k-90k yearly est. Auto-Apply 33d ago
  • Business Banking Underwriter IV

    Huntington National Bank 4.4company rating

    Underwriter job in Cincinnati, OH

    The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work. + Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. + Utilizes single approval authority up to $4MM. + Appropriately assess risk profile of borrower. + Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. + Tasks as needed to support the line of business and job family. + Act as primary back up for their manager as needed for team huddles & meetings. + Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. + Collaborate with both credit and segment risk to meet or exceed department goals. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: + Bachelor's degree in business related field + 3-4 years leadership / management experience + Ability to underwrite credit exposures in excess of $4MM. + Previous authority to underwrite and decision credits without additional signers. + Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. + Proficient use of Microsoft Office and other internet resources + Excellence in customer service, highly motivated, focused and goal oriented. + Excellent written and verbal communication skills, including grammar and demeanor. + Strong organizational skills with attention to detail, planning and follow-up. + Ability to work independently on multiple tasks without compromising quality. + Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Applications Accepted Through: 02/02/2026 Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled. Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $70k-140k yearly 11d ago
  • Sr. Underwriter

    Core Specialty Insurance Services

    Underwriter job in Cincinnati, OH

    - The Sr. Underwriter will analyze E&S Product Liability submissions from broker partners to determine eligibility of risk within Core E&S Product Liability appetite and subsequently to determine appropriate limits, attachment point, pricing & terms that will provide Core Specialty with adequate underwriting profit on each risk. Key Accountabilities/Deliverables: Execution of Primary GL business plans and objectives including: Build Core Specialty's reputation and presence in the small to medium sized Products Liability Market. Provide prompt and accurate customer service on policy transactions Ensure all risks considered and bound are within delegated authority, underwriting standards, risk selection, peer review and pricing methodologies Provide documented evidence of underwriting activities and decisions in files as required Support Company and Department goals and objectives Build Core Specialty's relationships with our broker partners In addition to the above key responsibilities, you may be required to undertake other duties from time to time as the Company may reasonably require. Carry out duties within our internal policies and procedures in accordance with applicable law, rules, regulation, good governance and Core Specialty's shared values, including putting clients at the heart of our business. Knowledge of the Products Liability Market environment: Knowledge of GL Construction, Real Estate and Service Providers & current market environment Knowledge of underwriting practices, coverage & pricing/rating methodologies Knowledge of producer & competitor marketplace Knowledge of targeted industries Knowledge of insurance company operations Familiarity with company systems, procedures & processes Solid understanding of policy wordings and clauses Understanding of all pricing/underwriting tools available Experience Bachelor's degree (preferably with a Risk Management & Insurance Major) or equivalent work experience. 4 plus years of Commercial Insurance Underwriting experience Achieved or working towards an industry designation such as CPCU, CRM, ARM, CIC Ability to travel monthly to meet assigned brokers in the region The expected pay range for the role is $110,000 - $160,000. The specific offer will depend on an applicant's skills and experiences. The disclosed pay range estimate may also be adjusted for the applicable geographic differential for the location in which the position is filled. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa for this position. #LI-Hybrid #LI-Remote - At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program
    $47k-79k yearly est. Auto-Apply 6d ago
  • Mortgage Senior Underwriter - Mortgage Underwriting

    Wesbanco 4.3company rating

    Underwriter job in Cincinnati, OH

    Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy. ESSENTIAL FUNCTION: Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner. ESSENTIAL DUTIES AND RESPONSIBLITIES: Managing and monitoring daily workflow of assigned files. Make sound underwriting decisions on loans regarding credit worthiness. Work closely with MLOs, processors and the senior management team. Assist processors and MLOs with complex questions. Ability to review and comprehend complex personal and business tax returns. Consistently meet underwriting milestones as established by the bank. Complete all bank training courses that are required in a timely manner. Must provide exceptional, professional service to mortgage customers, originators, processors and closers. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. CERTIFICATES, LICENSES, REGISTRATIONS: FHA delegated underwriter VA automatic underwriter VA staff appraisal reviewer Able to obtain approval from secondary market investors as delegated underwriter if needed OTHER SKILLS AND ABILITIES: Strong customer service skills Ability to process all portfolio and all secondary market loans Ability to review personal and business tax returns to determine qualifying income Strong organizational and management skills Ability to multi-task under sometimes stressful conditions PHYSICAL DEMANDS: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. WORK ENVIRONMENT: The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    $45k-54k yearly est. 9h ago
  • Business Banking Underwriter IV

    Huntington National Bank 4.4company rating

    Underwriter job in Covington, KY

    The Business Banking Underwriter IV is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy. Duties and Responsibilities: + Supports Business Banking production by maintaining an individual pipeline of work. + Reviews all financial and credit application information to make sound credit decisions. Loans would typically include those with most complex credit structures and customer exposure up to $10MM. + Utilizes single approval authority up to $4MM. + Appropriately assess risk profile of borrower. + Assist with training and mentoring new hires as well as providing support for the UWI, UW II & UW III job families as needed. + Tasks as needed to support the line of business and job family. + Act as primary back up for their manager as needed for team huddles & meetings. + Is positioned with knowledge and expertise to represent direct manager outside of function group as needed. + Collaborate with both credit and segment risk to meet or exceed department goals. + Performs other duties as assigned. Basic Qualifications: + Bachelor's degree + 7+years' experience with business or commercial underwriting in a centralized lending environment Preferred Qualifications: + Bachelor's degree in business related field + 3-4 years leadership / management experience + Ability to underwrite credit exposures in excess of $4MM. + Previous authority to underwrite and decision credits without additional signers. + Demonstrates confidence, assertiveness, professionalism, and ability to interact with all levels within the organization in a professional manner. + Proficient use of Microsoft Office and other internet resources + Excellence in customer service, highly motivated, focused and goal oriented. + Excellent written and verbal communication skills, including grammar and demeanor. + Strong organizational skills with attention to detail, planning and follow-up. + Ability to work independently on multiple tasks without compromising quality. + Ability to determine and make necessary changes without oversight within their functional team to better the unit as a whole. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000 - $140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.
    $70k-140k yearly 60d+ ago

Learn more about underwriter jobs

How much does an underwriter earn in Kettering, OH?

The average underwriter in Kettering, OH earns between $36,000 and $98,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Kettering, OH

$60,000

What are the biggest employers of Underwriters in Kettering, OH?

The biggest employers of Underwriters in Kettering, OH are:
  1. Luminous Financial
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