Senior Excess Casualty Underwriter - Broker Relations Lead
King's Insurance Staffing LLC 3.4
Underwriter job in Texas, WI
A reputable insurance staffing company is looking for a Senior/Executive Excess Casualty Underwriting Specialist in Atlanta, Georgia. The role involves managing a book of Non-Admitted Excess business, underwriting complex submissions, and fostering strong relationships with brokers. Candidates should have 5-10+ years of Excess Underwriting experience and a strong track record in this field. This position also includes an attractive salary range of $150,000 to $200,000 annually, along with bonuses and excellent benefits, including a flexible work schedule.
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$35k-43k yearly est. 4d ago
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Territory Underwriting Specialist - Wisconsin
Sentry Insurance 4.0
Underwriter job in Stevens Point, WI
Markets companies' products and services to assigned Commercial Lines accounts and independent agencies and underwrite with those partners.
What You'll Do
The Territory Underwriting Specialist will be responsible for agent and broker relationships. The ideal candidate will work from home and reside in Wisconsin.
As a Territory Underwriting Specialist, you will:
Solicit accounts through select agents and brokers
Evaluate, underwrite, and price prospective accounts to select independent agents
Serve as the primary contact with assigned agents and brokers
Provide comprehensive sales expertise to increase production through agency channels
Work with assigned agents and brokers on the coordinating of resolutions
In addition, you will:
Solicit accounts through appointed commercial lines independent agents and/or selected agents/brokers, or in response to inquiries from prospective clients, or referrals. You will be tasked with prospecting potential new agencies and the related items such as coordinating agency appointments, agency evaluation/review and overseeing agency activity.
Analyze quality and quantity of risks underwritten and manages a book of business within their current authority levels. Initiate and implement market development programs designed to support and enhance market segmentation, penetration, sales and profitability.
Evaluates prospective accounts and independent agencies to determine their acceptability and works closely with management, Underwriting, Loss Control and Claims in determination of acceptability of the risk and the services needed.
Serves as primary contact with assigned accounts and agencies. Provide service to and work in conjunction with the functional units of Loss Control, Claims and Operations to provide that service. Develop and maintain relationship/services, procedures and contacts for assigned business products accounts and agencies.
Provide comprehensive sales expertise to independent agencies to increase production. Develop rapport with agents to develop acceptable and profitable business. Assist in development of premium goals by agency and monitor agency results.
Promote Sentry products and services to existing and potential customers.
Travel and have a valid driver's license with the ability to maintain an acceptable motor vehicle record. Mileage reimbursement for all work-related local travel using your personal vehicle.
What it Takes
Bachelor's degree or equivalent work experience
Minimum of 5 years of related work experience required with multi-line middle market underwriting experience handling accounts in construction, manufacturing, wholesale, real estate, and service industriespreferred
Knowledge of the Wisconsin middle market property and casualty insurance marketplace, existing or past relationships with larger independent agentspreferred
Previous technical insurance experience, preferably with sales
Experience with underwriting large complex accounts
Exceptional communication and relationship building skills
Strong business and pipeline development skills
Ability to meet travel requirements as you'll be prospecting new business opportunities in an agent office; meeting with insureds during safety inspections, and participating in mid-year claims review meetings
What You'll Receive
At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you'll receive.
Company car with gas card.
As a work from home associate, Sentry will provide equipment for your home office.
401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future.
Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program
Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off
Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle.
Well-being and Employee Assistance programs
Sentry Foundation gift matching program to encourage charitable giving.
About Sentry
We take great pride in making Forbes' list of America's Best Midsize Employers. A lot of different factors go into that honor, many of which contribute to your job satisfaction.
Our bright future is built on a long track record of success. We got our start in 1904 and have been helping businesses succeed and protect their futures ever since. Because of the trust placed in us, we're one of the largest and financially strongest mutual insurance companies in the United States. We're rated A+ by A.M. Best, the industry's leading rating authority.
Our headquarters is in Stevens Point, Wisconsin, with offices located throughout the United States. From sales to claims, and information technology to marketing, we enjoy a rewarding and challenging work environment with opportunities for ongoing professional development and growth.
Get ready to own your future at Sentry. Opportunities await!
Joe Larsen
Talent Acquisition Specialist Senior
Equal Employment Opportunity
Sentry is an Equal Opportunity Employer. It is our policy that there be no discrimination in employment based on race, color, national origin, religion, sex, disability, age, marital status, or sexual orientation.
$45k-70k yearly est. 23h ago
Underwriter, Wholesale, Specialty Products
Carrington 4.4
Underwriter job in Madison, WI
**Come join our amazing team and work Remote !** We are hiring Underwriters for our Non- Agency Products- NO DE REQUIRED! The Wholesale Underwriter will underwrite loans in accordance with Company and Investor guidelines following company's policies and procedures under general supervision. Our loan product offers extremely competitive rates and terms- the best in the industry. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $90,000.00 to $120,000.00 + Monthly Incentive plan.
**What you'll do:**
+ A thorough knowledge of **Non Agency or NON QM** mortgage loan underwriting.
+ Maintains highly confidential information concerning loan applicants.
+ Requires high level of organizational skills and ability to work on several tasks simultaneously
+ Performs a thorough analysis of collateral to ensure property meets investor guidelines and the appraisal quality and completeness is acceptable.
+ Applies and interprets company underwriting guidelines and makes sound credit decision.
+ Completes credit, analysis of income, analysis of property, ensures proper audits are completed and verifies consistency of loan file information.
+ Identifies risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
+ Reviews and evaluates credit information on mortgage loan documents to determine acceptability for specific loan programs.
+ Determines any conditions, stipulations or pre-funding requirements.
+ Reviews and clears underwriting conditions, stipulations or pre-funding requirements received.
+ Communicates with clients, sales teams and operations teams to resolve outstanding issues as they arise
**What you'll need:**
+ 5+ years mortgage underwriting work experience.
+ Experience Underwriting Non Agency or Non QM Loans
+ Paperless Loan Origination System experience preferred.
+ DU and LP experience required.
+ Experience working in a paperless environment preferred.
**Our Company:**
Carrington Mortgage Services-Wholesale Lending is part of The Carrington Companies. We provide third-party originators, mortgage brokers and financial institutions with access to government and conventional loan programs, as well as low credit score home financing and low down payment options. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: *************************** .
**What is the value proposition to joining the team?**
+ Increased earning capacity due to access to our 48 state territory.
+ Ability to market faster and more efficiently inside the operation.
+ Superior service levels offered to the broker as you're inside presence ensures every step of the loan process is handled in the most efficient manner possible.
+ Professional account manager's partner with you and your brokers to add value every step of the way.
+ Base pay plus an industry leading commission plan.
+ Take over existing accounts.
**What We Offer:**
+ Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
+ Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
+ Customized training programs to help you advance your career.
+ Employee referral bonuses so you'll get paid to help Carrington and Vylla grow.
+ Educational Reimbursement.
+ Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.
Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.
$90k-120k yearly 60d+ ago
Underwriter - Surety
Capspecialty 4.0
Underwriter job in Middleton, WI
Job Description
for someone in the Greater Cleveland Region. *
*We may consider someone for a Senior Underwriter role with the right experience**
At CapSpecialty, we are a specialty underwriting company being driven by well-informed, entrepreneurial and proactive employees. Come join our exciting company where you can really make an impact, and each individual's unique skills and talents are recognized and valued. You will find an accessible leadership team that welcomes opinions and ideas. We owe much of our success to our collaborative environment and set of three guiding principles rooted in customer-centricity, employee excellence and corporate culture.
We offer competitive compensation and benefits packages - including an innovative open vacation plan, generous paid sick and parental leave, fully vested matching 401k, company-paid group term life insurance and short- & long-term disability plans, professional and educational growth opportunities, flexible and casual work environment, and recognition for exceptional performance. Please see our full list of Total Rewards here.
CapSpecialty is seeking an Underwriter for our Ohio Surety Team who will generate profitable commercial Surety & Fidelity business by managing the book of business through underwriting assigned territory, building working relationships with agents and co-workers, and participating in account underwriting and manager's meetings.
Duties/Responsibilities:
Independently produce more complex accounts/programs from startups to Fortune 500 account types. Analyze all facets of a financial statement and forecast the future impact the financial results will have on any account within its industry.
Independently compile all underwriting information to assess overall risk, making a sound credit decision w/appropriate pricing, collateral, or other security. Approve and maintain good accounts for profitability by underwriting new submissions, renewals, and credit drawers.
Research and generate new business leads & independently develop business relationships, cultivating them through strong customer service. Articulate CapSpecialty's risk appetite & business philosophies to assigned agents/brokers.
Demonstrate leadership skills in everyday business environment by training and mentoring underwriting team in underwriting concepts & corporate philosophies. Exhibit understanding of the “big picture” and overall goals of our organization. Review and respond to recommendations of Underwriters, working with them to help them learn more in depth principles of underwriting to advance in their respective careers.
Determine what underwriting guideline changes are needed by investigating and reporting on bond claims and losses.
Participate in the account underwriting meetings to assist in the approval of large risks and the establishment of departmental policies and procedures.
Participate in off-site training seminars to develop leadership skills.
Perform industry networking by participating in agency functions and visits.
Supervisory Responsibilities:
None.
Core Competencies:
Bond analysis skills, including an understanding of procedures and rates, as well as knowledge of specified territory including agency plant, accounts, and competition and general business climate. Working knowledge of Capitol's reinsurance treaty (ies) and limitations.
Ability to utilize MS Office software and communicate effectively, both verbally and in writing.
Ability to effectively collaborate in a team environment, while working independently.
Fundamental ability to analyze all facets of a financial statement and tie together all statements including the statement notes.
Fundamental knowledge on how to apply both vertical and horizontal financial trending (i.e. liquidity, profitability, and debt coverage ratios, etc.) to forecast the future impact the financial results will have on any account within its industry.
Ability to analyze and demonstrate thorough understanding of credit as it relates to the risk.
Understanding of contracts and statutes.
Fundamental understanding of indemnity agreements.
Education and Experience:
Bachelor's Degree, or equivalent.
1+ years of direct underwriting experience.
Completed or working towards an Associate in Fidelity and Surety Bonding (AFSB) designation preferred.
Physical Demands:
Prolonged periods of sitting at a desk and working on a computer.
May be required to lift up to 10 lbs. at times.
May require business travel up to 20%.
CapSpecialty is a leading provider of specialty insurance and bonds for small- to mid-sized businesses in the U.S., offering casualty, professional liability, surety and fidelity products in all 50 states and the District of Columbia. By working with select partners through a limited distribution model, CapSpecialty's creative, hard-working team provides personalized service and cultivates mutually successful partnerships to deliver positive results. CapSpecialty is an operating subsidiary of Berkshire Hathaway, and its carriers have an A ("Excellent") rating from A.M. Best, writing both admitted and non-admitted policies. For more information, please visit CapSpecialty.com.
Apply today!
Equal Employment Opportunity Employer
Powered by ExactHire:189722
$57k-95k yearly est. 12d ago
Case Underwriter II
Trustmark 4.6
Underwriter job in Madison, WI
Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities.
**About the role**
Trustmark is looking for a Case Underwriter to join the organization.
Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes.
**Key Accountabilities**
+ Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium.
+ Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk.
+ Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases.
+ Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions.
+ Understands non-standard broker arrangements and enrollment company strengths and weaknesses.
+ Identifies elements of a successful enrollment and makes recommendations that will create value.
+ Works with reinsurer on cases that require facultative review.
**Minimum Requirements**
+ Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience.
The compensation range for this role is (based on the corporate location in Lake Forest, Illinois):
$61,412.00 - $88,706.00 per year
The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market.
Brand: Trustmark
In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview.
Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status.
Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves.
Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match.
When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives.
At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
$61.4k-88.7k yearly 60d+ ago
Mortgage Loan Underwriter Senior
City National Bank 4.9
Underwriter job in Madison, WI
WHAT IS THE OPPORTUNITY? The role of the Underwriter III is to evaluate the credit risk against company standards and to determine the borrower's ability to repay a residential mortgage. The Underwriter III analyzes and interprets the most complex financial and non-financial data decisioning the requests with the goal of achieving the optimal quality asset for the bank while satisfying the needs of borrower. The Underwriter III is also responsible for LLCs along with other complex borrower types. The Underwriter III works within established lending authorities and guidelines, with complex or unusual situations escalated to the next highest authority level for resolution. This includes mentoring and training of Underwriters I and II including second level reviews.
What you will do
* Reviews the loan package received to ensure completeness verifying that all supporting documents are included to make a credit decision per established policies
* Identifies issues and recommends appropriate resolution within policy service level agreements
* Analyzes and determines the financial capacity of the borrower's ability to repay:
* Performs credit analysis, financial statement analysis, cash flow analysis, liquidity qualification and payment calculation spreads
* Reviews for stability of residency and employment
* Verifies income per established policy
* Identifies any exceptions to current policies
* Documents a reasonable conclusion mitigating any identified risks supporting the request will be repaid
* Accurately sets and clears conditions
* Interacts with RLC and Processor throughout the life cycle of the loan, providing information, updates and assistance as required
* Updates System(s) with pertinent information and appropriate data as required
* Renders a decision within his/her lending authority. If deal is outside of lending authority, provides a recommended decision and submits for appropriate level signing authority
* Originates appropriate client letters; Commitment, Counter Offer, Declination
* Certifies and provides a final Workbook to the Processor
* Ensures compliance with bank and statutory/regulatory guidelines
* Client Satisfaction
* Promotes a team environment fostering a positive working environment
* Functions as a collaborator and innovator to drive continuous improvement
* Provides guidance and support to the RLC and Processor when required
* Utilizes systems and tools to ensure that the RLC's are updated on the status of loans
* Interacts and communicates daily with all levels as required to support business units, Processors, Funding/Doc Prep to ensure requirements are understood and met
* Provides timely, complete and accurate response to inquiries
* Handles all situations in a professional and ethical manner
* Takes the lead in resolving problems for his/her own loans; assisting Underwriters I and II with resolutions
* Supports and contributes to the quality and customer satisfaction goals of the bank
* Productivity
* Ensures all goals and service level agreements (SLAs) are met
* Tracks, logs and provides daily, weekly, monthly, quarterly reporting of production statistics as defined by management
* Consistently meets quality control and data integrity standards
* Effectively utilizes available systems, workflow and imaging tools
* Mentor and train Underwriters I and II
* 2nd level review of Underwriters I and IIs' work
* Performs other duties as assigned by Management, including participation in projects, process improvement initiatives, etc.
*Must-Have**
* Minimum 7 years of experience as an Underwriter in a financial services or mortgage banking environment required.
* Minimum 7 years of experience in jumbo and super jumbo underwriting to investor or organization's guidelines required
* Minimum 7 years of experience with state and federal lending regulations (i.e., Ability to Repay (ATR), RESPA, Reg B, Reg O, Reg Z, Fair Lending, etc.).
*Skills and Knowledge*
* Bachelor's degree in Business, Finance or Economics or related discipline with 10 or more years of experience in a mortgage banking environment required
* Familiar with FNMA/FHLMC guidelines
* Computer literate with experience using Microsoft applications with mortgage industry standard software, preferably InterLink E3 or NetOxygen/Gallagher.
* Superior ability to communicate effectively in both verbal and written form
* Strong time management skills to plan and organize a high daily loan volume
* Strong ability to be very detail oriented
* Must be a team player and work constructively with their fellow colleagues
* Specific knowledge and exposure to funding and loan documentation to resolve more complex situations such as occur with LLC's, irrevocable trusts, and Co-operatives
*Compensation*
Starting base salary: $41.83 - $66.81 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
**To be considered for this position you must meet at least these basic qualifications*
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
*Benefits and Perks*
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our ****************************************************************************************************
ABOUT CITY NATIONAL
City National Bank, a subsidiary of Royal Bank of Canada, is the largest bank headquartered in Los Angeles with $92.03 billion in assets as of April 30, 2024. Founded in 1954, City National provides personalized banking, investment and trust services in select markets including Los Angeles, Orange County, San Diego, the San Francisco Bay Area, New York City, Nashville, Atlanta, Delaware, Las Vegas, Washington D.C. and Miami.* In addition, the company and its investment affiliates manage or administer $96.83 billion in client investment assets. City National is dedicated to strengthening communities, and in 2023 alone, the company made more than $11 million in charitable contributions to nonprofits that support the communities it serves.
*City National Bank does business in Miami and the state of Florida as CN Bank.
For more information about City National, visit *********************
*EQUAL OPPORTUNITY EMPLOYER & REASONABLE ACCOMMODATION*
City National Bank is an equal opportunity employer committed to promoting and maintaining a diverse, equitable and inclusive working environment where differences are valued and encouraged. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by the laws or regulations in the locations where we operate or in our Code of Conduct. **************************************************************************************************
If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for any part of the employment process. Please contact us via mailto:*************************) or leave a message at *************. These contact methods are dedicated to applicants whose disability prevents them from successfully applying online. Only messages left for this purpose will be returned. Responses may take up to two business days.
Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.
$41.8-66.8 hourly 60d+ ago
Group Underwriter, Senior
Carebridge 3.8
Underwriter job in Waukesha, WI
Location: This role requires associates to be in-office 1 - 2 days per week, fostering collaboration and connectivity, while providing flexibility to support productivity and work-life balance. This approach combines structured office engagement with the autonomy of virtual work, promoting a dynamic and adaptable workplace. Alternate locations may be considered if candidates reside within a commuting distance from an office.
The Group Underwriter, Sr is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits.
How You Will Make an Impact
Primary duties may include, but are not limited to:
* Determines and provides guidance to medical underwriters concerning the risk selection of applicants applying for commercial health coverage.
* Coordinates with other departments to ensure accuracy and consistency of overall account reporting.
* Proposes rates for prospective business utilizing a combination of other carrier experience, demographic data and manual rates.
* Performs post-sale reviews.
* Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs, recommends product portfolio changes.
Minimum Requirements:
Requires a BA/BS in a related field; Minimum 4 years of related experience; or any combination of education and experience, which would provide an equivalent background.
Preferred Skills, Capabilities and Experiences:
* CPCU, CLU, LOMA, HIAA, PAHM or other insurance related courses preferred
* Level Funded medical underwriting experience strongly preferred.
* Small group experience preferred.
Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes, including those submitted to hiring managers, are deemed to be the property of Elevance Health.
Who We Are
Elevance Health is a health company dedicated to improving lives and communities - and making healthcare simpler. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
How We Work
At Elevance Health, we are creating a culture that is designed to advance our strategy but will also lead to personal and professional growth for our associates. Our values and behaviors are the root of our culture. They are how we achieve our strategy, power our business outcomes and drive our shared success - for our consumers, our associates, our communities and our business.
We offer a range of market-competitive total rewards that include merit increases, paid holidays, Paid Time Off, and incentive bonus programs (unless covered by a collective bargaining agreement), medical, dental, vision, short and long term disability benefits, 401(k) +match, stock purchase plan, life insurance, wellness programs and financial education resources, to name a few.
Elevance Health operates in a Hybrid Workforce Strategy. Unless specified as primarily virtual by the hiring manager, associates are required to work at an Elevance Health location at least once per week, and potentially several times per week. Specific requirements and expectations for time onsite will be discussed as part of the hiring process.
The health of our associates and communities is a top priority for Elevance Health. We require all new candidates in certain patient/member-facing roles to become vaccinated against COVID-19 and Influenza. If you are not vaccinated, your offer will be rescinded unless you provide an acceptable explanation. Elevance Health will also follow all relevant federal, state and local laws.
Elevance Health is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to age, citizenship status, color, creed, disability, ethnicity, genetic information, gender (including gender identity and gender expression), marital status, national origin, race, religion, sex, sexual orientation, veteran status or any other status or condition protected by applicable federal, state, or local laws. Applicants who require accommodation to participate in the job application process may contact ******************************************** for assistance.
Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state, and local laws, including, but not limited to, the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act.
$67k-106k yearly est. Auto-Apply 60d+ ago
Credit Underwriter
Brunswick Boat Group
Underwriter job in Fond du Lac, WI
Are you ready for what's next?
Come explore opportunities within Brunswick, a global marine leader committed to challenging conventions and innovating next-generation technologies that transform experiences on the water and beyond. Brunswick believes “Next Never Rests™,” and we offer a variety of exciting careers and growth opportunities within united teams defining the future of marine recreation.
Innovation is the heart of Brunswick. See how your contributions will help transform vision into reality:
Position Overview:
As part of the talented Credit team, you will be responsible for ensuring an appropriate balance between risk and reward when onboarding new accounts and reviewing the creditworthiness of existing accounts. The ideal candidate will possess advanced financial analysis skills and be able to balance this information with real world insights to manage risk across the portfolio. This position would suit a highly motivated person who likes to dig into the detail and make sound judgements related to credit risk in accordance with the delegation of authority. The ability to constructively express ideas for improvement and efficiency will also be valuable in the role
At Brunswick, we have passion for our work and a distinct ability to deliver.
Essential Functions:
Liaise with prospective and existing customers to establish credit worthiness
Collate information from various sources including credit analysts, credit bureaus, sales personnel and third parties to understanding the risk profile of a new or existing customer
Execute decisions to extend credit based on the companies delegation of authority
Onboarding new customers and establishing credit limits in line with customer need and creditworthiness
Periodically review existing accounts and make recommendations for changes to established credit lines (if needed)
Maintenance of files and ensure that timely follow up of necessary information is achieved
Customer Master maintenance
Other duties as required
Diversity of thought and experiences is fundamental when imagining the unimaginable. Certain skillsets/experiences are necessary; however, others can be developed along the way.
Required Qualifications:
Solid Numerical/Math Skills
Intermediate to Advanced Excel Skills
Preferred Qualifications:
Associate Degree
Knowledge of and experience with different ERP systems
The anticipated pay range for this position is $46,000 to $72,200 annually. The actual base pay offered will vary depending on multiple factors including job- related knowledge/skills, relevant experience, business needs, and geographic location. In addition to base pay, this position is eligible for an annual discretionary bonus.
At Brunswick, it is not typical for an individual to be hired at or near the top end of the salary range for their role. Compensation decisions are dependent upon the specifics of the candidate's qualifications and the business context.
This position is eligible to participate in Brunswick's comprehensive and high-quality benefits offerings, including medical, dental, vision, paid vacation, 401k (up to 4% match), Health Savings Account (with company contribution), well-being program, product purchase discounts and much more. Details about our benefits can be found here.
Why Brunswick:
Whatever tomorrow brings, we'll be at the leading edge. As the clear leader in the marine industry, we're committed to our values and supporting our exceptional people. We offer and encourage growth opportunities within and across our many brands. In addition, we're proud of being recognized for making a splash with numerous awards!
About Mercury:
Mercury Marine
Mercury Marine is a world leading manufacturer of marine propulsion systems. A $2.6 billion division of Brunswick Corporation (NYSE: BC), Mercury designs, manufactures and distributes engines, services and parts for recreational, commercial and government marine applications, empowering boaters with products that are easy to use, extremely reliable and backed by the most dedicated customer support in the world with 10,000 service points globally. Mercury's industry-leading brand portfolio includes Mercury outboard engines; Mercury MerCruiser sterndrive and inboard packages; Mercury global parts and accessories; Land 'N' Sea, BLA, Payne's Marine, Kellogg Marine & Lankhorst Taselaar marine parts distribution; and Mercury and Quicksilver parts and oils. More information is available at mercurymarine.com.
Next is Now!
We value growth and development, recognizing that people come with a wealth of experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying.
Brunswick is an Equal Opportunity Employer and considers all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by federal, state, or local law. Diversity of experience and skills combined with passion is key to innovation and inspiration and we encourage individuals from all backgrounds to apply. If you require accommodation during the application or interview process, please contact ****************************** for support.
For more information about EEO laws, - click here
Brunswick and Workday Privacy Policies
Brunswick does not accept applications, inquiries or solicitations from unapproved staffing agencies or vendors. For help, please contact our support team at: ****************************** or ************.
All job offers will come to you via the candidate portal you create when applying through a posted position through https:///************************** If you are ever unsure about what is being required of you during the application process or its source, please contact HR Shared Services at ************ or ******************************.
#Brunswick Corporation - Mercury Marine
$46k-72.2k yearly Auto-Apply 40d ago
Underwriter - Small Commercial E&S
MGT Capital Investments Inc. 4.2
Underwriter job in Madison, WI
About MGT Insurance
MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.
About MGT Insurance
MGT Insurance is building a leading, tech-enabled specialty Commercial P&C insurance company, by pairing industry experts with best-in-class technology. We are looking for experienced leaders who are comfortable operating independently and in an entrepreneurial environment.
About the Role
MGT Insurance is looking for an entrepreneurial E&S Underwriter to help shape the next chapter of our company. This is not a plug-and-play underwriting role - it's an opportunity to be part of a small, highly empowered team building a modern E&S platform in one of the fastest-growing segments of the insurance market.
As an Underwriter at MGT, you'll have real ownership. You'll manage a portfolio, assess and price risk, recognize exposures, structure thoughtful coverage solutions, and partner closely with our broker partners to grow profitable, sustainable business. Your decisions matter, and you'll be accountable for outcomes.
We're looking for someone who enjoys problem-solving, thrives in a fast-moving environment, and has a strong bias for action. The work is challenging - and intentionally so - but also deeply rewarding. If you're excited by the idea of building, believe the industry can be better, and have felt frustrated by the slow pace of change, we'd love to talk.
What you bring
Experience: 3+ years underwriting E&S (excess & surplus) commercial insurance. Candidates with 3+ years brokering E&S commercial insurance will be considered, if technical risk analysis skills are strong.
Technical: Embrace the idea of adapting to new technology and systems, early adopter mentality.
Cross-functional chops: Proven ability to partner with other key roles - including product management and technology.
Mindset: Builder's mentality - has a strong bias for action, and embraces the idea that no two days are similar when building and scaling an AI-driven insurer.
Nice To Have
Experience working at an early stage insurtech company
Past entrepreneurial experiences, whether insurance related or not
Our Commitment to Diversity and Inclusion
We're committed to growing and empowering a more inclusive community within our company and industry. We strive to attract and elevate a diverse team of people from all backgrounds, experiences, and perspectives. We believe that true innovation happens when everyone has room at the table and the tools, resources, and opportunity to excel.
Statement of Non-Discrimination: In keeping with our beliefs and goals, no employee or applicant will face discrimination or harassment based on: race, color, ancestry, national origin, religion, age, gender, marital/domestic partner status, sexual orientation, gender identity or expression, disability status, or veteran status.
Please note: MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT.
Estimated Salary
$60,000 - $120,000 per year
Our Commitment to Diversity, Equity & Inclusion
At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.
Equal Employment Opportunity Statement
MGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.
All employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at accommodations@mgtinsurance.com.
Disclaimer
This is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.
$60k-120k yearly Auto-Apply 30d ago
Lead Senior Underwriter
Direct Staffing
Underwriter job in Madison, WI
This is an advanced level underwriting position. The Lead Senior Underwriter is responsible for assessing the exposures and recommending appropriate Credit Union Protection insurance products as well as identifying loss prevention solutions for our largest and most complex credit unions and related organizations in a highly competitive environment. This position will also be accountable for driving internal Customer Development Process participation, and collaborating with the field, claims, brokerage and loss prevention to bring all appropriate CMG services and products to the assigned accounts.
Job Responsibilities:
• Evaluation of credit union and related organizations exposure s for all lines of insurance. Assess the potential for insured loss by evaluating their strategic and tactical plans, operations, policies, procedures, regulatory examinations, financial conditions, loss histories, renewal questionnaires, risk management reports and discussions with credit union staff at the highest levels.
• The Lead Senior Underwriter will consult with the Team Leader and other CUP staff on complex or precedent setting exposure or coverage issues. The Lead Senior Underwriter will evaluate and decide which coverage and deductibles are appropriate for the risk and will work with field representation to communicate those policy provisions to the credit union and related organizations.
• The Lead Senior Underwriter will underwrite insurance coverage in compliance with our policy and procedures. The Lead Senior Underwriter will collaborate closely with the Field, Risk Management, Claims Staff, and Product Specialists in building the relationships with these credit unions. Proactively engage the credit union and provide loss consultation.
• Based on underwriting experience and levels of authority, the Lead Senior Underwriter will apply underwriting knowledge, judgment and appropriate underwriting philosophy. The key focus of this position is to ensure that all exposures have been identified, appropriate risk solutions have been implemented, either coverage or loss prevention-related, and that proper pricing has occurred.
• Provide Technical underwriting guidance to members of underwriting team, including approving accounts that are outside the authority of underwriters.
• Develop and maintain team relationships between field distribution and the Business Protection area. Work to resolve problems (pricing/coverage/claims) as presented by the Field. Develop background on the concerns as presented and make decisions to reach resolution to the satisfaction of the credit unions as well as in the best interest of our Division and Mutual Group.
• Develop and maintain effective working relationships between our Mutual Group's Agency Brokerage Unit and its external Brokerage partner(s). Collaboratively work with the field distribution staff, Agency Brokerage unit, and external Brokerage partner(s) to deliver a comprehensive insurance solution to the customer that may include excess and reinsurance placements, a surplus lines approach, or any combination thereof.
• Travel to assigned accounts as part of the account team to include mid-year executive reviews, renewal presentations and on site risk management analyses. Participate in field planning meetings and attend meetings held by the field with assigned accounts. Conduct seminars and presentations on insurance coverage, loss control, and other Mutual programs to credit unions, credit union related organizations, and other departments within Mutual Group.
• Bring the underwriter's perspective to projects and teams for the benefit of CMG and customers.
Job Requirements:
1. Bachelor's Degree in Insurance, Business or equivalent trade off in related professional work experience. Advance degree is desirable.
2. Professional designation such as CPCU, AFSB, UND.
3. Extensive understanding of fidelity, property and casualty insurance and credit union internal operations. This could be expertise related to the underwriting or marketing of the division's coverages, adjudication of the division's claims, technical expertise about credit union operations and the financial analysis of credit unions. Must have an understanding of theory and principles related to commercial property and casualty insurance.
4. Expert level knowledge regarding credit union operations and their influence on exposure to insured losses. Minimum of 7 -10 years of progressively responsible experience is required, preferably with field experience.
5. Demonstrated excellent organizational, analytical, planning, interpersonal, creative problem solving skills, presentation and project management skills,
6. Willingness to travel 25% of time in multi-state Marketing Division.
Does this describe you?
Do you have experience with Bond or D&O lines?
Skills and Certifications (bold if required)
Professional designation such as CPCU, AFSB, UND.
The Ideal Candidate
1. Bachelor's Degree in Insurance, Business or equivalent trade off in related professional work experience. Advance degree is desirable.
2. Professional designation such as CPCU, AFSB, UND.
3. Extensive understanding of fidelity, property and casualty insurance and credit union internal operations. This could be expertise related to the underwriting or marketing of the division's coverages, adjudication of the division's claims, technical expertise about credit union operations and the financial analysis of credit unions. Must have an understanding of theory and principles related to commercial property and casualty insurance.
4. Expert level knowledge regarding credit union operations and their influence on exposure to insured losses. Minimum of 7 -10 years of progressively responsible experience is required, preferably with field experience.
5. Demonstrated excellent organizational, analytical, planning, interpersonal, creative problem solving skills, presentation and project management skills,
6. Willingness to travel 25% of time in multi-state Marketing Division.
The ideal candidate has worked for these companies:
financial services/ insurance industry
Additional Information
All your information will be kept confidential according to EEO guidelines.
Direct Staffing Inc
$53k-89k yearly est. 1d ago
Mortgage Underwriter
Solomonedwards 4.5
Underwriter job in Madison, WI
About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards
Position Summary:
SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions.
Position Locations:
Phoenix, AZ
Tampa, FL
St. Louis, MO
Plano, TX
Moorpark, CA
Pasadena, CA
Essential Duties:
- Decisions full range of mortgage loans, preferably including FHA loans.
- Review all mortgage applications and documentation for accuracy and completeness.
- Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues.
- Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials.
- Approve or deny mortgages on a timely basis.
- Perform other related duties as required and assigned.
- Demonstrate behaviors that are aligned with the organization's desired culture and values.
Qualifications:
- Bachelor's degree or equivalent work experience.
- 3+ years of mortgage underwriting experience required.
- Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act.
- Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful.
Skills and Job-Specific Competencies:
- Solid knowledge of mortgage underwriting and basic automated underwriting systems.
- Proficiency with basic automated underwriting systems.
Travel Requirements: No travel will be required, unless at the client's discretion.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices.
Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36.
Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k).
Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated.
We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves.
Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy.
Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise.
Job Ref: 141866
### Place of Work
On-site
### Requisition ID
141866
### Application Email
****************************
$26-36 hourly Easy Apply 60d+ ago
Mortgage Underwriter
Waterstone Mortgage Careers 4.2
Underwriter job in Brookfield, WI
Join our team at Waterstone Mortgage as a Mortgage Underwriter where your expertise is valued and your contributions truly matter. In this role, you'll review and evaluate residential mortgage applications for 1-4 family first lien mortgages and lines of credit, helping our customers achieve their homeownership goals. If you're passionate about ensuring loans meet guidelines while helping borrowers succeed, we'd love to welcome you aboard!
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Review and evaluate residential mortgage applications and documentation to determine if borrower, property, and loan conditions meet investor, FNMA, FHLMC, and FHA or VA underwriting guidelines and render a loan decision ensuring completeness, accuracy and compliance. This includes but is not limited to full credit file submissions and pre-approvals.
Review all documentation submitted in a file for compliance with product and investor guidelines, borrower validation, Ability to Repay and risk mitigation.
Calculate income and assets accurately and require sufficient documentation to support findings and decision. Follow AUS findings is a requirement with no exceptions. Adhere to overlays as dictated by the private investors, agencies and WMC.
Make an underwriting decision on each loan file within determined underwriting service level agreements and effectively communicates all underwriting decisions to the appropriate parties.
Effective communication with Loan Officer and/or Loan Processor/Partner to aid in resolving mortgage application conditions.
Enter all underwriting conditions and all HMDA data specific to the underwriting decision into Encompass LOS system.
Keep informed of current underwriting practices.
Order PMI as per investor and program requirements through approved PMI companies.
Make recommendations and assist in implementation of appropriate changes to WMC's policies and procedures.
Consistently meet or exceed established minimum productivity and quality goals.
Stay within acceptable tolerance levels on pre-audit and post-closing findings and repurchases set forth by the underwriting parameters.
Underwriters responsible for staying up to date with the product updates provided by WMC and all investor/agencies.
ADDITIONAL DUTIES:
Complete any additional duties assigned by management.
Complete regulatory and compliance training, as required.
Assist WMC employees and departments as needed.
QUALIFICATIONS: Ability to use and comprehend the findings from automated underwriting software (i.e. Desktop Underwriting and Loan Prospector) is required. Current experience with conventional loans is required.
EDUCATION and EXPERIENCE: High School diploma or general education degree (GED) is required, college degree is preferred. 3-5 years' experience as a Loan Underwriter is required. Knowledge of basic lending and underwriting policies and procedures, including guidelines issued by FNMA, FHLMC and FHA or VA and investors is required. Processing and underwriting knowledge of FHA loans is required.
CUSTOMER SERVICE SKILLS: Using excellent customer service skills which includes maintaining a good attitude, taking ownership of meeting customer needs, going above and beyond for customers, demonstrating a commitment to sharpening skills through education and training, using positive communication, and looking for opportunities to respect customers' time and schedules is required.
Individuals in this position shall not engage in loan origination during the course of his/her employment with WMC. Loan origination is defined as (1) taking a residential mortgage loan application; or (2) offering or negotiating terms of a residential mortgage loan for compensation or gain; (3) advertising or communicating to the public that you can perform loan origination services. Please see the Loan Originator Compensation Policy for more details on the definition of loan origination.
$51k-63k yearly est. 12d ago
Senior Underwriter
Unum Group 4.4
Underwriter job in Madison, WI
When you join the team at Unum, you become part of an organization committed to helping you thrive. Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensuring that every one of our team members enjoys opportunities to succeed both professionally and personally. To enable this, we provide:
+ Award-winning culture
+ Inclusion and diversity as a priority
+ Performance Based Incentive Plans
+ Competitive benefits package that includes: Health, Vision, Dental, Short & Long-Term Disability
+ Generous PTO (including paid time to volunteer!)
+ Up to 9.5% 401(k) employer contribution
+ Mental health support
+ Career advancement opportunities
+ Student loan repayment options
+ Tuition reimbursement
+ Flexible work environments
**_*All the benefits listed above are subject to the terms of their individual Plans_** **.**
And that's just the beginning...
With 10,000 employees helping more than 39 million people worldwide, every role at Unum is meaningful and impacts the lives of our customers. Whether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Help us help others, and join Team Unum today!
**General Summary:**
The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with Company sales teams, brokers and all internal partners.
**Principal Duties and Responsibilities**
+ Consult with sales and service partners to provide the products and plan options that best meet the needs of our customers.
+ Evaluate and select risk to ensure the profitable acquisition of new cases and the continued profitable retention of in force cases.
+ Conduct high quality risk assessments on all cases to assure business guidelines, target profit and metrics are met. Identify and analyze risk trends, making recommendations for addressing these
+ Maintain a fully developed knowledge of the Company's products, the sales, implementation, and enrollment processes, and market place influences
+ Deliver dependable, accurate, and timely service while maintaining relationships with internal and external partners
+ Assist with training, technical development and mentoring more junior underwriters
**Job Specifications**
+ Bachelors degree or equivalent, relevant business experience
+ Demonstrated, consistent proficiency at Underwriter level
+ Fully developed knowledge of product provisions, plan designs, pricing and contractual benefits
+ Strong technical expertise in risk selection
+ Demonstrated understanding of top-line and bottom-line objectives
+ Exhibit strong knowledge of sales/distribution process and market trends
+ Solid mentoring and coaching skills
+ Strong creative problem solving skills
+ Strong critical thinking/analytical reasoning skills
+ Strong communication skills, both verbal and written
+ Strong organizational skills and ability to handle multiple priorities
+ Strong ability to be persuasive and to negotiate
+ Demonstrated ability to work both independently and in a team environment
+ Exhibit a strong commitment to quality and personal ownership of results
\#LI-JQ1
~IN1
Unum and Colonial Life are part of Unum Group, a Fortune 500 company and leading provider of employee benefits to companies worldwide. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices. Colonial Life is headquartered in Columbia, SC, with over 40 field offices nationwide.
Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.
The base salary range for applicants for this position is listed below. Unless actual salary is indicated above in the job description, actual pay will be based on skill, geographical location and experience.
$53,300.00-$100,700.00
Additionally, Unum offers a portfolio of benefits and rewards that are competitive and comprehensive including healthcare benefits (health, vision, dental), insurance benefits (short & long-term disability), performance-based incentive plans, paid time off, and a 401(k) retirement plan with an employer match up to 5% and an additional 4.5% contribution whether you contribute to the plan or not. All benefits are subject to the terms and conditions of individual Plans.
Company:
Unum
$53.3k-100.7k yearly 60d+ ago
Credit Underwriter
Brunswick 4.5
Underwriter job in Fond du Lac, WI
Are you ready for what's next?
Come explore opportunities within Brunswick, a global marine leader committed to challenging conventions and innovating next-generation technologies that transform experiences on the water and beyond. Brunswick believes “Next Never Rests™,” and we offer a variety of exciting careers and growth opportunities within united teams defining the future of marine recreation.
Innovation is the heart of Brunswick. See how your contributions will help transform vision into reality:
Position Overview:
As part of the talented Credit team, you will be responsible for ensuring an appropriate balance between risk and reward when onboarding new accounts and reviewing the creditworthiness of existing accounts. The ideal candidate will possess advanced financial analysis skills and be able to balance this information with real world insights to manage risk across the portfolio. This position would suit a highly motivated person who likes to dig into the detail and make sound judgements related to credit risk in accordance with the delegation of authority. The ability to constructively express ideas for improvement and efficiency will also be valuable in the role
At Brunswick, we have passion for our work and a distinct ability to deliver.
Essential Functions:
Liaise with prospective and existing customers to establish credit worthiness
Collate information from various sources including credit analysts, credit bureaus, sales personnel and third parties to understanding the risk profile of a new or existing customer
Execute decisions to extend credit based on the companies delegation of authority
Onboarding new customers and establishing credit limits in line with customer need and creditworthiness
Periodically review existing accounts and make recommendations for changes to established credit lines (if needed)
Maintenance of files and ensure that timely follow up of necessary information is achieved
Customer Master maintenance
Other duties as required
Diversity of thought and experiences is fundamental when imagining the unimaginable. Certain skillsets/experiences are necessary; however, others can be developed along the way.
Required Qualifications:
Solid Numerical/Math Skills
Intermediate to Advanced Excel Skills
Preferred Qualifications:
Associate Degree
Knowledge of and experience with different ERP systems
The anticipated pay range for this position is $46,000 to $72,200 annually. The actual base pay offered will vary depending on multiple factors including job- related knowledge/skills, relevant experience, business needs, and geographic location. In addition to base pay, this position is eligible for an annual discretionary bonus.
At Brunswick, it is not typical for an individual to be hired at or near the top end of the salary range for their role. Compensation decisions are dependent upon the specifics of the candidate's qualifications and the business context.
This position is eligible to participate in Brunswick's comprehensive and high-quality benefits offerings, including medical, dental, vision, paid vacation, 401k (up to 4% match), Health Savings Account (with company contribution), well-being program, product purchase discounts and much more. Details about our benefits can be found here.
Why Brunswick:
Whatever tomorrow brings, we'll be at the leading edge. As the clear leader in the marine industry, we're committed to our values and supporting our exceptional people. We offer and encourage growth opportunities within and across our many brands. In addition, we're proud of being recognized for making a splash with numerous awards!
About Mercury:
Mercury Marine
Mercury Marine is a world leading manufacturer of marine propulsion systems. A $2.6 billion division of Brunswick Corporation (NYSE: BC), Mercury designs, manufactures and distributes engines, services and parts for recreational, commercial and government marine applications, empowering boaters with products that are easy to use, extremely reliable and backed by the most dedicated customer support in the world with 10,000 service points globally. Mercury's industry-leading brand portfolio includes Mercury outboard engines; Mercury MerCruiser sterndrive and inboard packages; Mercury global parts and accessories; Land 'N' Sea, BLA, Payne's Marine, Kellogg Marine & Lankhorst Taselaar marine parts distribution; and Mercury and Quicksilver parts and oils. More information is available at mercurymarine.com.
Next is Now!
We value growth and development, recognizing that people come with a wealth of experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying.
Brunswick is an Equal Opportunity Employer and considers all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by federal, state, or local law. Diversity of experience and skills combined with passion is key to innovation and inspiration and we encourage individuals from all backgrounds to apply. If you require accommodation during the application or interview process, please contact ****************************** for support.
For more information about EEO laws, - click here
Brunswick and Workday Privacy Policies
Brunswick does not accept applications, inquiries or solicitations from unapproved staffing agencies or vendors. For help, please contact our support team at: ****************************** or ************.
All job offers will come to you via the candidate portal you create when applying through a posted position through https:///************************** If you are ever unsure about what is being required of you during the application process or its source, please contact HR Shared Services at ************ or ******************************.
#Brunswick Corporation - Mercury Marine
$46k-72.2k yearly Auto-Apply 40d ago
Personal Lines Underwriter
Auto-Owners Insurance 4.3
Underwriter job in Appleton, WI
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute the underwriting decision-making process according to Company underwriting philosophy. This job includes training and development through completion of the Company's underwriter training program for the assigned line of insurance and requires the person to:
Learn various insurance coverages and contracts along with company philosophy and procedures, in order to make underwriting decisions
Read, interpret, and react to documents such as policies, manuals, forms, and endorsements to understand their meaning and use
Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
Analyze loss experience, financial conditions and physical characteristics of risks
Acquire a working knowledge of supporting sections of the underwriting department
Effectively communicate with independent agents and other associates through verbal and/or written means
Participate in and successfully complete the Company underwriter training program
Desired Skills & Experience
Bachelor's degree or direct equivalent experience with property/casualty underwriting
Ability to organize data, multi-task and make decisions independently
Above average communication skills (written and verbal)
Ability to write reports and compose correspondence
Ability to resolve complex issues
Continually develop product knowledge through participation in approved educational programs
Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNI
#IN-DNI
$73k-103k yearly est. Auto-Apply 41d ago
Manager, Commercial Underwriting
Jewelers Mutual 3.8
Underwriter job in Neenah, WI
The Underwriting Manager leads and coordinates the day-to-day activities of the underwriting commercial group by aligning the team with the strategic focus of the business unit to drive profitable underwriting results and growth, providing authority on accounts when needed, and developing/mentoring team members.
Why Jewelers Mutual
Since 1913 we've been committed to supporting the Jewelry industry and putting customers at the center of everything we do. With over a century of trusted expertise, we're financially strong, forward-thinking, and driven by curiosity. Guided by our core values of Agility, Accountability, and Relevancy, we lead through innovation.
As a technology focused organization, we embrace cutting-edge tools and data-driven insights to continuously improve our products, services, and customer experience. Our mission is to be the industry's most trusted advisor by investing in our people, adopting new technologies, and striving for excellence.
Here, You'll
Move fast and embrace change
Always look for better ways
Grow, thrive, and help shape what's next
Join us and be part of a culture where you can make an impact while building your future.
What You'll Do
Directly manages assigned underwriting staff. This includes hiring, training, directing assignments, performance appraisals, performance issues and other management specific duties.
Provide authority on accounts as needed, to coach/develop direct reports.
Prioritize workflow to provide timely service according to departmental standards. Handles underwriting files in case of work overload or other needs.
Develop and maintain strong relationships with our agent distribution.
Promotes and monitors territory and agency performance, in partnership with underwriting leadership and product teams.
Communicates vision, operational plans, direction, and underwriting results to team members.
Instill an underwriting philosophy and approach that balances business generation with quality of underwritten business.
Develop, implement, and monitor policies and submissions to ensure adherence with corporate underwriting standards and philosophy.
Drives operational changes and ensures implementation of standards and procedures.
Tracks and assesses impact of large losses including making recommendations to modify underwriting guidelines as needed.
Passionate about leadership and building bench strength.
Lead project teams as assigned.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Leadership Responsibilities
Carries out leadership responsibilities in accordance with the organization's policies and applicable laws. Responsibilities include interviewing, hiring, and training employees; planning, assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems; cross functionally collaborating with support areas, including but not limited to Product and Risk Management, Asset Protection, Claims, and Sales; and recommending process and product improvements to CL leadership.
What You'll Bring
Bachelor's degree required; risk management, business, or finance fields preferred.
7 years of related professional experience required in underwriting, claims, or product management.
Minimum of 3 years supervisory or management experience preferred.
Previous experience in property/casualty insurance is required, jewelry, pawn, or luxury good experience preferred.
Chartered Property Casualty Underwriter designation preferred.
Certificates, Licenses, Registrations
Chartered Property Casualty Underwriter designation preferred
Physical Requirements
Prolonged periods sitting at a desk and working on a computer.
Occasionally required to stand; walk; use hands to finger, handle, or touch objects or controls; and talk or hear.
What We Offer You
Competitive Compensation & Benefits: Includes performance bonuses, generous paid time off, and a top-tier retirement program with 401(k) matching and additional company contributions.
Collaborative Culture: Work alongside talented, passionate peers who value ownership and continuous learning.
Community & Giving: Benefit from 50% charitable gift matching and paid volunteer time to support nonprofit causes
Great Place to Work Certified: Join a team recognized for an environment of innovation and growth.
Accessibility and Accommodations
We are committed to providing an inclusive and accessible recruitment process. If you require accommodation at any stage of the application or interview process, please let us know by contacting *************************.
$83k-106k yearly est. 12d ago
Brokers First Funding National Underwriting Manager
Verity Search
Underwriter job in Brookfield, WI
Job Description
The National Underwriting Manager will oversee and manage a high-performing team of underwriters and UW leads ensuring compliance, quality, and timeliness of loan decisions across a diverse range of products. This leader will collaborate closely with senior leadership, operations, and sales to maintain and enhance underwriting standards while driving operational efficiency. The ideal candidate will bring strong leadership, critical thinking, and a proven track record of managing underwriting teams within the mortgage space.
Key Responsibilities:
Lead and manage the underwriting department, including recruitment, training, mentoring, and performance management of underwriters and support staff.
Ensure all underwriting decisions are made within company guidelines, investor requirements, and regulatory standards.
Collaborate with executive leadership on product development, guideline enhancements, and risk assessment strategies.
Review and analyze complex loan files, providing guidance and second-level reviews for escalated files.
Monitor and maintain underwriting turn-times, quality control, and service level agreements (SLAs) to ensure high client satisfaction.
Develop and implement policies, procedures, and best practices to improve underwriting consistency, efficiency, and risk management.
Partner with Sales, Operations, and Credit Risk to resolve issues, provide solutions, and support production goals.
Stay current with market trends, investor guidelines, and regulatory changes, proactively updating processes as needed.
Conduct regular reporting and analytics to senior management on underwriting performance, quality trends, and pipeline status.
Qualifications & Experience:
10+ years of mortgage underwriting experience, with at least 5 years in a leadership/management role
Deep understanding of mortgage guidelines, products, and regulatory requirements.
Proven experience managing a high-volume, deadline-driven underwriting team with a focus on service, quality, and risk management.
Strong critical thinking and decision-making abilities, including the ability to analyze complex borrower profiles and provide creative lending solutions within guidelines.
Excellent communication and interpersonal skills, with the ability to collaborate across departments and influence outcomes.
Demonstrated ability to train, develop, and motivate underwriters to achieve high performance and maintain compliance.
Strong organizational skills and attention to detail, with a proactive approach to problem-solving.
Proficient in loan origination systems (LOS), automated underwriting systems (AUS), and Microsoft Office Suite.
Compensation & Benefits:
Competitive salary and performance-based bonus.
Full benefits package including health, dental, vision, and 401(k).
Paid time off and company holidays.
$69k-106k yearly est. 14d ago
Commercial Insurance Underwriter - Renewal
Rural Mutual Insurance 3.1
Underwriter job in Appleton, WI
Job Description
Join Rural Mutual Insurance Company as a Commercial Insurance Underwriter and help protect Wisconsin businesses by focusing on renewal underwriting. In this role, you'll review existing policies, assess commercial risks, and ensure coverage remains accurate and competitive. You'll make informed decisions that strengthen client relationships while collaborating with agents and internal teams to deliver tailored solutions. This is a remote role for candidates residing in Wisconsin.
If you're detail-oriented, analytical, and passionate about continuous improvement, this is your opportunity to grow with a trusted Wisconsin-based insurer.
Compensation:
$55,000 - $65,000 yearly
Responsibilities:
Apply a thorough understanding of commercial underwriting principles and contract language to evaluate risks.
Review renewal policies to confirm accurate coverages and limits, and determine appropriate renewal actions.
Make sound underwriting decisions that align with company guidelines.
Support onboarding and training of new underwriters.
Prepare and follow up on loss prevention letters to mitigate risk.
Review claims, risk alerts, and other requests as assigned.
Contribute to developing and improving processes for the commercial renewal team to enhance efficiency.
Assist with reinsurance policies and large premium accounts under supervisory guidance.
Ensure compliance with company policies, procedures, and regulatory standards.
Perform additional tasks as needed to support departmental goals.
Qualifications:
Bachelor's degree in Risk Management, Insurance, Business Administration, or a related field OR 2-4 years of equivalent commercial underwriting experience.
Progress toward CPCU, AU, ARM, or other industry designations preferred.
Strong analytical and problem-solving skills with the ability to make sound decisions.
Excellent communication skills to build relationships with agents, customers, and internal teams.
Ability to work with urgency and accuracy in a fast-paced environment.
High level of integrity, accountability, and customer-focused mindset.
About Company
What You'll Love About Rural Mutual Insurance:
We are a leading property and casualty insurance company based in Wisconsin, well known for our financial strength and longevity in the insurance industry. Our reputation in the marketplace ensures stability and opens up numerous growth opportunities for our employees.
We created a welcoming place to work with friendly and professional leadership. We are known for the great care we take with our staff, our agents, and our customers. We are passionate and determined about delivering the best customer service, preserving insurance industry knowledge, and making a difference through the work that we do.
We believe in a healthy work/life balance and, to that end, offer a competitive and comprehensive compensation package including health, dental, life, LTD, and vision insurance as well as an employee bonus plan, matching 401(k) plan, and generous time off benefits.
$55k-65k yearly 29d ago
Commercial Underwriter C&I
Old National Bank 4.4
Underwriter job in Milwaukee, WI
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of
Impact Network Groups
led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Salary Range
The salary range for this position is $60,000 - $165,100 per year plus bonus. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled.
We are growing and have opportunities for Commercial Underwriters/Credit Analysts/Portfolio Managers for C&I. This role has the primary responsibility of underwriting lending opportunities, balancing risk and growth ensuring loan structures are appropriate and consistent with bank lending standards. You will assign an appropriate asset quality rating, in a fast-paced, high volume environment completing a detailed financial analysis to obtain a deeper understanding of an application's credit risk. You will collaborate with Relationship Managers, and internal support staff to provide credit expertise to underwrite and monitor the portfolio.
We are an in-office working enviornment with the following locations for you to work with team members; Evansville IN, 8750 W. Bryn Mawr Chicago (near Rosemont and the Cumberland Blue line station), 180 N. LaSalle Chicago, Hickory Hills IL, McHenry IL, Gurnee IL, Sycamore IL, Milwaukee on Capital Drive and 76th, Madison Capital Square, Troy MI, Nashville Gulch TN, and Indianapolis 900 E. 96th at Parkwood.
Key Accountabilities
Underwrite Loans
Underwrite credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR)
Meet quality standards as outlined in ONB underwriting guidelines and policy; evaluation by Loan Review, OCC, and/or others may identify unacceptable underwriting or inaccurate asset quality ratings (AQR)
Meet or exceed productivity expectations for annual credit approval memorandum (CAM) volume
Produce a high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc.
Partner with respective Relationship Managers as well as Treasury Management Partners
Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions.
Deliver exceptional internal customer service and adopt new processes and new tools, as available.
Develop and enhance knowledge of assigned segmentation and portfolio by leveraging internal and external resources and expertise
Partner well with associates on revenue generating sales team, support teams and others in Credit to ensure a collaborative, team, and empowered environment
Monitor Portfolio
Accurately assign asset quality ratings (AQR)
Work with assigned Relationship Managers to monitor the credit portfolio to maintain strong asset quality; review trend analysis reports, address default situations, delinquencies, review maturing notes, receipt of financial information, review covenant default and Borrowing Base Certificate (BBC) reports and other reports as appropriate.
Prepare credit data in Special Assets Assessment and Action Summary (SAAAS) and Upgrade Hurdles, as necessary, working with assigned Relationship Managers
Commercial Underwriters may monitor overlines and Treasury Management/ACH risk reports or other trends, as appropriate
Key Competencies for Position
Cultural Leadership:
Communication - effectively shares information and ideas with individuals and groups; displays self-awareness and self-management, tailors the delivery to the audience, and selects suitable delivery methods.
Collaboration - actively seeks, develops and maintains trusted relationships with others to achieve business goals and objectives.
Execution Leadership:
Drive and Execution - committed to achieving established goals, overcoming obstacles, and continuously learning; focuses on ways to succeed by changing strategies, increasing effort, using varying approaches; seeks and leverages opportunities to collaborate with others to achieve results; consistently achieves performance targets.
Problem Solving/Decision Making - with minimal oversight, seeks to identify what caused an issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement.
Adaptability - flexible and agile (can be a utility player); modifies behavior and approach in order to deal effectively with changing business needs, conditions, work responsibilities and requirements, and client needs; maintains effectiveness when experiencing change; accepts new challenges/shifts/change in a "can-do" way; focuses on the beneficial aspects of change
Technical Knowledge - possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise; applies credit and banking expertise, industry knowledge, skills and abilities to demonstrate and sustain a depth and breadth of applicable technical underwriting knowledge
Client Leadership:
Client Leadership - Puts the (internal and/or external) client in the forefront; strives to delight clients/partners by becoming a trusted advisor, establishes long-term productive relationships by viewing and understanding outcomes and operations through the eyes of the client, identifying and acting upon needs, and delivering increased value
Qualifications and Education Requirements
Demonstrate at least 3-7 years progressive experience within Commercial Credit for C&I is required with each incremental level of responsibility.
Demonstrated ability to independently (with limited oversight), understand, analyze and interpret financial statements
Understands and takes appropriate action related to risks associated with lending to various types of industries.
Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply and conform to ONB lending policies, guidelines and standards
Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal/external client quickly given the high volume, fast-paced environment
Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly
Must feel comfortable working in a collaborative team environment along with being an independent thinker.
Bachelor's degree in finance, accounting or equivalent experience
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team
We can recommend jobs specifically for you! Click here to get started.
If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
$43k-54k yearly est. Auto-Apply 1d ago
Commercial Underwriter C&I
Old National Bank 4.4
Underwriter job in Madison, WI
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.
We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of
Impact Network Groups
led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.
Responsibilities
Salary Range
The salary range for this position is $60,000 - $165,100 per year plus bonus. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled.
We are growing and have opportunities for Commercial Underwriters/Credit Analysts/Portfolio Managers for C&I. This role has the primary responsibility of underwriting lending opportunities, balancing risk and growth ensuring loan structures are appropriate and consistent with bank lending standards. You will assign an appropriate asset quality rating, in a fast-paced, high volume environment completing a detailed financial analysis to obtain a deeper understanding of an application's credit risk. You will collaborate with Relationship Managers, and internal support staff to provide credit expertise to underwrite and monitor the portfolio.
We are an in-office working enviornment with the following locations for you to work with team members; Evansville IN, 8750 W. Bryn Mawr Chicago (near Rosemont and the Cumberland Blue line station), 180 N. LaSalle Chicago, Hickory Hills IL, McHenry IL, Gurnee IL, Sycamore IL, Milwaukee on Capital Drive and 76th, Madison Capital Square, Troy MI, Nashville Gulch TN, and Indianapolis 900 E. 96th at Parkwood.
Key Accountabilities
Underwrite Loans
Underwrite credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR)
Meet quality standards as outlined in ONB underwriting guidelines and policy; evaluation by Loan Review, OCC, and/or others may identify unacceptable underwriting or inaccurate asset quality ratings (AQR)
Meet or exceed productivity expectations for annual credit approval memorandum (CAM) volume
Produce a high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc.
Partner with respective Relationship Managers as well as Treasury Management Partners
Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions.
Deliver exceptional internal customer service and adopt new processes and new tools, as available.
Develop and enhance knowledge of assigned segmentation and portfolio by leveraging internal and external resources and expertise
Partner well with associates on revenue generating sales team, support teams and others in Credit to ensure a collaborative, team, and empowered environment
Monitor Portfolio
Accurately assign asset quality ratings (AQR)
Work with assigned Relationship Managers to monitor the credit portfolio to maintain strong asset quality; review trend analysis reports, address default situations, delinquencies, review maturing notes, receipt of financial information, review covenant default and Borrowing Base Certificate (BBC) reports and other reports as appropriate.
Prepare credit data in Special Assets Assessment and Action Summary (SAAAS) and Upgrade Hurdles, as necessary, working with assigned Relationship Managers
Commercial Underwriters may monitor overlines and Treasury Management/ACH risk reports or other trends, as appropriate
Key Competencies for Position
Cultural Leadership:
Communication - effectively shares information and ideas with individuals and groups; displays self-awareness and self-management, tailors the delivery to the audience, and selects suitable delivery methods.
Collaboration - actively seeks, develops and maintains trusted relationships with others to achieve business goals and objectives.
Execution Leadership:
Drive and Execution - committed to achieving established goals, overcoming obstacles, and continuously learning; focuses on ways to succeed by changing strategies, increasing effort, using varying approaches; seeks and leverages opportunities to collaborate with others to achieve results; consistently achieves performance targets.
Problem Solving/Decision Making - with minimal oversight, seeks to identify what caused an issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement.
Adaptability - flexible and agile (can be a utility player); modifies behavior and approach in order to deal effectively with changing business needs, conditions, work responsibilities and requirements, and client needs; maintains effectiveness when experiencing change; accepts new challenges/shifts/change in a "can-do" way; focuses on the beneficial aspects of change
Technical Knowledge - possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise; applies credit and banking expertise, industry knowledge, skills and abilities to demonstrate and sustain a depth and breadth of applicable technical underwriting knowledge
Client Leadership:
Client Leadership - Puts the (internal and/or external) client in the forefront; strives to delight clients/partners by becoming a trusted advisor, establishes long-term productive relationships by viewing and understanding outcomes and operations through the eyes of the client, identifying and acting upon needs, and delivering increased value
Qualifications and Education Requirements
Demonstrate at least 3-7 years progressive experience within Commercial Credit for C&I is required with each incremental level of responsibility.
Demonstrated ability to independently (with limited oversight), understand, analyze and interpret financial statements
Understands and takes appropriate action related to risks associated with lending to various types of industries.
Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply and conform to ONB lending policies, guidelines and standards
Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal/external client quickly given the high volume, fast-paced environment
Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly
Must feel comfortable working in a collaborative team environment along with being an independent thinker.
Bachelor's degree in finance, accounting or equivalent experience
Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.
As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.
We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.
Our culture is firmly rooted in our core values.
We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.
We are Old National Bank. Join our team
We can recommend jobs specifically for you! Click here to get started.
If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
The average underwriter in Oshkosh, WI earns between $37,000 and $97,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.