Underwriter jobs in Palm Desert, CA - 347 jobs

Company Munich Re Specialty - North America E&S Casualty Underwriter Senior, VP The Company is open to considering candidates in numerous locations, including San Francisco (CA), Phoenix (AZ), Scottsdale (AZ), Dallas (TX), and Chicago (IL). We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our business units and clients. The Company Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our partners and customers. As a trusted industry expert, we offer a broad range of comprehensive and customized solutions, including casualty, professional lines, property, surety, and public entity coverages. With the financial strength and global resources of our A+ Superior (A.M. Best) rated organization, we provide unmatched stability and reliability. Our team is committed to superior service levels, a distinctive approach to specialty solutions, and a deep understanding of the complex risks our clients face. Join our team and be part of a dynamic and experienced organization that is shaping the future of specialty insurance in North America. The Opportunity Future focused and always one step ahead! As a member of our E&S Casualty team, you\'ll be responsible for the production, underwriting and retention of profitable E&S primary casualty business through the cultivation and maintenance of broker relationships. Responsibilities Underwrite, market, quote, bind and retain a profitable book of excess and surplus lines business that meets profitability and growth targets. Operate within granted authority and guidelines and make referrals to underwriting leadership as appropriate. Development and execution of production strategies and business plans to implement and maximize growth objectives and rate goals. Coordination with other Munich Re business units is expected and encouraged to offer the best holistic solutions to our clients. Measure and optimize portfolio progress by reviewing and analyzing underwriting data and monitoring industry best practices to identify opportunities for continuous improvement Cultivate and maintain professional wholesale broker relationships. Represent the Munich Re brand and Munich Re Specialty Insurance at client events, seminars, meetings, etc. Assistance in day to day operations and projects as assigned which could have client, business group, divisional and corporate impact. Qualifications 7+ years of experience in insurance and/or reinsurance focusing on E&S casualty lines of business Excellent underwriting, marketing and analytical skills Advanced insurance certifications (e.g. CPCU) preferred Advanced working knowledge of Commercial P&C / E&S products and insurance concepts, UW processes and procedures, laws and regulations, terminology, and other relevant industry trends Proficiency in the use of pricing models, tools and other risk evaluation models Successful track record of developing and maintaining strong relationships with wholesale brokers Tech savviness and a willingness to experiment with and learn new technologies Ability to think strategically and function tactically Exceptional communication skills that energize and engage brokers, clients and colleagues and the ability to convey a vision and client-focused solutions Ability to present and negotiate complex agreements with brokers Effective time management and organizational skills Willingness to travel 20%-30% The Company is open to considering candidates in numerous locations, including San Francisco (CA), Phoenix (AZ), Scottsdale (AZ), Dallas (TX), and Chicago (IL). The salary range posted below reflects market variations across various locations. The offer will be adjusted per geography. The base salary range anticipated for this position is $135,600-$226,100, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). The salary estimate is adjusted to reflect the varying market conditions across different locations, with the with the higher end being more aligned with the San Francisco job market. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range. At Munich Re, we see Diversity, Equity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. #J-18808-Ljbffr

A leading insurance provider is seeking an experienced Underwriter in San Francisco to underwrite new and renewal business, manage broker relationships, and achieve profitability goals. The ideal candidate has 4+ years of experience in Commercial Property & Casualty underwriting. This full-time position offers a competitive salary range of $129,500 - $174,800/year and a comprehensive benefits package. #J-18808-Ljbffr

Salary Range:$90,000.00 To $150,000.00 Annually JOB SUMMARY With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans.Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns.Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers.Recognize and act on customer prospects, cross sell opportunities with existing customers.Make proper referral of loan opportunities to lending personnel.Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis.Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed.Reviews loan agreement covenants for verification of the compliance thereto.Accurately prepares financial projections as required.Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process.Collects industry information relevant to existing and proposed borrowers using internal & external sources.Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank.Conducts trade and reference checks on customers/prospects.Review documentation to ensure compliance with Bank policy and procedures.Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis.Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus.Strong understanding of all related State and Federal lending regulations and Bank policies and procedures.Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities:Possess strong sales and marketing ability to sell Bank Services.Manage priorities to ensure effective accomplishment of objectives.Handle high volume of workflow from various sources.Plan, organize and prioritize tasks to meet deadlines.Lead and motivate employees to complete tasks in accordance with established standards.Analyze and solve work problems.Follow oral or written instructions.Communicate effectively with co-workers, consultants, regulators, and other parties.Prepare clear and concise reports and other documentation and correspondence.

What we're doing Owning a home is a huge step in many people's lives, and is also a foundational part of building financial security and wealth. However, the tools and technology supporting homeownership today are antiquated, dependent on things like fax machines, handwritten documentation, and hours of manual review. We're here to change that. Vesta is the next-generation system of record to power the multi-trillion mortgage market. We believe that we are overdue for a core transformation - that in order to build a fully automated process and fully digital customer journeys, lenders will have to adopt a system of record platform that is modern, open, and orchestrated by best-in-class software workflows. Who we are Our founding team is no stranger to the complexities of the financial industry. As early employees at Blend, they spent years together focused on creating modern cloud infrastructure for banks. Now, with Vesta, they are transforming the mortgage industry by creating the most flexible, open, and automated origination experience, benefitting financial institutions and their customers. And, we're not alone. We've raised $55M from top tier investors, including Andreessen Horowitz, Bain Capital Ventures, Conversion Capital, Zigg Capital, and Index Ventures. Our team is small, but mighty. We are a collection of humans who value humility, empathy, self-awareness, and an orientation towards action. If this sounds like you and you're excited by the idea of getting in at the ground level to build the infrastructure that will power the future of the financial industry, we would love to hear from you! About the role As one of our mortgage process specialists at Vesta, you'll work closely with our product, engineering, design, partnerships, and implementations teams across a variety of mission critical projects. In this role, you can expect to: become a Vesta product expert, deeply understanding all functionality in the product. diligently document test cases with a high attention to detail. work with our partner integrations team to help map data across platforms and, configure and test our integrations. partner with our customer implementation team to create canonical configuration around all aspects of loan fulfillment workflows. stay in lock step with our engineering, product, design, and partner teams, keeping them updated on testing and integration status. be an indispensable part of delivering industry-changing software to our customers! Who you are You have 5+ years of mortgage underwriting experience across several mortgage types (e.g. conventional, FHA, VA, non-QM). You are technically inclined and a quick learner. An understanding of APIs, familiarity with MISMO and XML, and experience with tools like Postman a plus, but not required as long as you have a willingness to learn. You are curious and hungry to identify, triage, and help solve any problem you come across, big or small, and you're excited to apply your depth of knowledge across a variety of projects. You are a self starter and team player who's comfortable flexing across a variety of problems and you do so while keeping an eye towards detail and executing with precision. You're looking to join an early-stage team to build something BIG, something industry-changing, and you're excited about being part of that quickly-moving, fast-growing journey. Benefits and Perks Robust medical, vision, & dental coverage (~100% of employee premiums are covered) 401(K) plan offering Meaningful parental leave - 16 weeks fully paid for all new parents, birthing & non-birthing parents (applies to adoptions as well!) Remote-first culture with hubs in New York & San Francisco Generous WFH & Wellness Benefits Monthly Doordash benefits Open & encouraged flexible time off Company offsites to get to know the team! Our cash compensation amount for this role is targeted at $100,000 - $135,000/yr. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above. At Vesta, we believe that the only way we can tackle the challenging problems in front of us is by having diverse perspectives and an environment that promotes inclusivity. We're committed to equal opportunity regardless of race, color, ancestry, religion, gender, gender identity, parental or pregnancy status, national origin, sexual orientation, age, citizenship, marital status, disability, or veteran status. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. As part of our onboarding process, we participate in the E-Verify program. #J-18808-Ljbffr

The Senior Property Underwriter will manage a property renewal book while also producing new business. The position will primarily be focused on underwriting mono‑line property opportunities. However, the underwriter will be charged with cross‑selling and uncovering other lines of business for others within Commercial Insurance. The Senior Property Underwriter must develop book growth, maintain superior relationships, and implement effective and profitable pricing rate strategies. Underwriting will include marketing and servicing accounts based on Chubb guidelines. The candidate will be responsible for developing and implementing a business plan to grow the property book through prospect identification and pipeline development, new business production, and account management. The Senior Property Underwriter will have accountability for the financial performance of the property book of business, achieving growth for the assigned branch, region, and territory. They will identify opportunities for growth within new and existing production sources, identify cross‑sell opportunities, conduct agency planning/goal setting including monitoring of progress and make regular broker and insured visits. QUALIFICATIONS ABOUT US Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment. #J-18808-Ljbffr

Argo Group International Holdings, Inc.and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions. Job Description We're seeking a creative, detail-oriented Underwriter to join our growing Construction line of business, with a focus on Owners Interest products. This role offers the opportunity to work closely with contracts and policy language, apply sound underwriting judgment, and help shape coverage solutions within the middle-market Commercial General Liability space. The Underwriter will work onsite (five days per week) at one of our office locations, with a preference for candidates based in Omaha, NE or Los Angeles, CA. What you'll do: Own and underwrite a portfolio of Commercial General Liability and Excess/Umbrella renewal business focused on Construction and Owners Interest accounts, applying sound judgment within granted authority. Dig into contracts, policy language, and endorsements, identifying coverage gaps and crafting thoughtful terms and conditions that align with each risk. Partner closely with agents to negotiate renewals and deliver solutions, rating, quoting, binding, and issuing policies with confidence and attention to detail. Leverage underwriting tools, audits, inspections, and data to ensure accurate pricing, resolve premium audit issues, and support strong underwriting decisions. Stay current on state regulations and compliance requirements, while maintaining complete, organized, and well-documented underwriting files. Play an active role in the growth of the construction line, using creativity to help develop forms, refine coverage approaches, and strengthen agent relationships. Qualifications: Demonstrated experience underwriting Commercial General Liability, with exposure to Construction and/or Excess & Surplus Lines risks and coverage structures. Strong attention to detail, including hands-on review of contracts, policy language, endorsements, and supporting documentation to ensure coverage accuracy. Proven ability to analyze risk, apply sound judgment, and develop coverage terms and pricing aligned with underwriting guidelines and business goals. Effective communication and negotiation skills, with the ability to collaborate with agents and clearly articulate underwriting decisions. Ability to manage work independently in a fast-paced environment, with proficiency in Microsoft Word, Excel, and Outlook; professional designations (IIA, CPCU) a plus; willingness to travel as needed. The base salary range provided below is for hires in those geographic areas only and will be commensurate with candidate experience. Pay ranges for candidates in other locations may differ based on the cost of labor in that location. In addition to base salary, all employees are eligible for an annual bonus based on company and individual performance as well as a generous benefits package. Chicago pay range: $125,500-149,200 New York or Los Angeles pay range: $136,900-163,000 PLEASE NOTE: Applicants must be legally authorized to work in the United States. At this time, we are not able to sponsor or assume sponsorship of employment visas. If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us, please contact our Benefits Department at . Notice to Recruitment Agencies: Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions. We are an Equal Opportunity Employer. We do not discriminate on the basis of age, ancestry, color, gender, gender expression, gender identity, genetic information, marital status, national origin or citizenship (including language use restrictions), denial of family and medical care leave, disability (mental and physical) , including HIV and AIDS, medical condition (including cancer and genetic characteristics), race, religious creed (including religious dress and grooming practices), sex (including pregnancy, child birth, breastfeeding, and medical conditions related to pregnancy, child birth or breastfeeding), sexual orientation, military or veteran status, or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics. The collection of your personal information is subject to our HR Privacy Notice Benefits and Compensation We offer a competitive compensation package, performance-based incentives, and a comprehensive benefits program-including health, dental, vision, 401(k) with company match, paid time off, and professional development opportunities.

Merchants Mortgage & Trust Merchants Mortgage & Trust Corporation (“Merchants”) is a private real estate lender headquartered in Denver, Colorado. Merchants specializes in short-term residential bridge loans for investors, multi-family loans, commercial loans, construction loans, and rental property loans. Merchants was acquired by KKR, a leading global investment firm, in 2022 and is on pace to originate nearly $1 billion in 2025. Position Summary Mortgage Underwriter Location: San Diego, California Full Time Roles and Responsibilities Underwrite loans in accordance with Merchants' guidelines. Responsibilities will include: Review and reconcile loan applications to ensure the loan meets program requirements. Analysis of loan application, credit profile/report(s), background reports, financial statements, leverage ratios, appraisal reports, renovation budgets, entity documents, purchase agreements, borrower experience, collateral, and supporting documentation. Manage an ongoing pipeline of loans through the Merchant's loan origination process. Report on the status of loans within the pipeline on a regular basis. Communicate effectively with Loan Originators, Underwriters, and the Credit Committee. Present loans to the Credit Committee for exceptions, escalations, and approval. Condition files for missing/supporting documentation according to Merchants' guidelines. Perform a preliminary review of all underwriting documents, including third-party reports. Collect, analyze, and approve all required due diligence. Perform property and market assessments to evaluate property conditions and market/submarket dynamics. Communicate and document the reasons for approving or rejecting loans so that clients and loan officers are well-informed about the decisions made. Mentor and train junior staff. Qualifications/Job Requirements Bachelor's degree required. Minimum 5 years of mortgage underwriting experience. Strong preference for experience with underwriting commercial and business purpose loans Experience with institutional lending and secondary market loan trading preferred. Effective pipeline management skills Proven track record of taking ownership and successfully delivering results in a fast-paced, dynamic environment. Exceptional interpersonal, written, and verbal communication skills Proficient in Microsoft Office, especially in Excel and Word Other Must be authorized to work in the US. Must be available to work in the office as required by management

Join a winning team at United Business Bank and enjoy a friendly and collaborative work environment where opportunities for advancement are encouraged and supported. We pride ourselves on the team that we have in place, and we proudly state that our success is due largely to our team and their commitment to our client base. Thank you for considering United Business Bank as your next step in your career path, we look forward to hearing from you. About United Business Bank We are a publicly traded Regional Bank with over $2.5B in assets and 34 offices in 5 states. We have an entrepreneurial spirit and focus on the community by specializing in small to medium sized business clients. Our single point of contact model delivers outstanding customer service. United Business Bank's comprehensive benefit package includes medical, dental, vision, 401K, long and short term disability insurance, flexible spending account, a generous vacation and sick policy. About the Position... We have other levels within the Underwriter position currently open. All candidates are encouraged to apply and depending on prior experience the position could be an Underwriter I, II, or III. The Underwriter II (U/W II) is a mid-level underwriter who, along with the other credit support staff, will work closely with the Credit Administrator and the Director of Credit Administration to evaluate loan applications, complete credit analysis, monitor loan disbursements and compliance with loan terms, set up systems, products and services associated with the lending functions of United Business Bank. In this position, you will complete financial analysis and develop credit presentations for new loans, renewals, annual reviews and covenant monitoring. This position will interact with clients to discuss credit requests and obtain and evaluate appropriate information relative to the request. This position may assist the Relationship Manager in determining loan structure, and may make credit presentations to the loan committee in the absence of the Relationship Manager. This position will also assist in documenting loans, monitoring disbursements and following up for required documentation. In addition, you will have other duties relating to credit administration as will be defined over time. They also assist the Credit Administrator with other duties as assigned. Qualifications About You... You are a self-starter with an entrepreneurial spirit who thrives in a team environment. You also have the following: Education/Certification: Bachelors Degree in Math, Business or related field, required. Required Knowledge: Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices. Experience Required: Minimum of 5 years experience in the lending area of a financial institution working in a Credit Analyst or Underwriter role. Skills/Abilities: Strong oral and written communication abilities. Strong math skills. Strong interpersonal skills. Strong interpersonal skills. Strong business development techniques and cross-selling skills. Ability to identify, analyze and handle credit requests. Good organizational skills. Good personal computer skills, ability to use Word and Excel. Professional appearance, dress and attitude. Location: Onsite We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Principal Duties: ESSENTIAL FUNCTIONS include the following. Other duties may be assigned. The Credit Underwriter's key responsibility is to assess risk in the borrower's business strategy/experience and their real estate projects/investments. Prepare credit memorandums outlining the lending opportunity, key risks, mitigating factors, project/borrower/guarantor analysis, and credit advocacy. Perform credit analysis evaluating the applicant's credit worthiness, financial strength, and loan repayment likelihood/capacity. Conduct market analyses and review real estate appraisals. Works with Loan Officers and Relationship Managers to obtain all required due diligence items. Work with all Genesis departments including sales, loan operations, valuations, accounting, construction, and other support staff. Present credit memorandums to Credit Management for review and approval. Analyzes legal documentation such as corporate entity documents to understand borrower structure and works with Compliance for AML/KYC. Loan documents may also need to be reviewed. Education and Experience To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Must have bachelor's degree. Minimum 3+ years in Commercial Real Estate banking or private real estate lending, in the form of underwriting, credit analysis or related experience. Experience in construction lending is a plus. Knowledge of complex real estate lending and loan structuring. Industry knowledge of credit and financial analysis fundamentals, including cash flow analysis, balance sheet analysis, tax returns, profitability, liquidity, solvency analysis and real estate valuation. Financial modeling techniques and preparation of pro-forma financial statements and NOI/DSCR analysis. Knowledge of credit underwriting policies, procedures, processes, collateral valuation, and documentation. Highly Proficient/Advanced in Excel, Word, PowerPoint, and database applications for pipeline management. Knowledge, Skills, and Abilities Rely on strong underwriting experience and judgment to make decisions, read and interpret data from a micro and macro perspective. Ability to consolidate information from many sources to identify risks, conduct analysis and articulate a concise recommendation Ability to identify potential credit issues and appropriately escalate to management. Ability to manage multiple tasks concurrently and prioritize workload to meet deadlines Ability to identify potential credit issues and appropriately escalate to management. Adapts to change in priorities and/or processes easily in a fast-paced work environment. Excellent interpersonal, negotiation, presentation, oral, and written communication skills.

Underwriter II(Job Number: 1402767) Description Note: Work location is remote (e.g. home address), per Kaiser Permanente's Authorized States Policy ▪ Employees may be required to travel to a Kaiser Permanente or customer site. Residency required in the primary location: This position may have visibility in all Kaiser Permanente Authorized locations. *Compensation may differ based on the market. Job Summary:Evaluates standard and nonstandard data to understand premium, claim, exposure, and population. Works with team to identify actionable data insights/irregularities and research solutions. With general direction, uses and documents models, tools, and assumptions that support business strategy analysis and risk management. Supports the implementation of quality and process improvement efforts. Works in support of department initiatives, program, and enterprise goals. With limited guidance, assesses risk of accounts. Leverages comprehensive knowledge of the external business environment. With limited guidance, presents renewal recommendations to clients/organization. With guidance as needed, collaborates internally to develop case/investment strategies. Follows protocols to develop rates and account plans that mitigate risk. Contributes to rate negotiations with external parties. Begins to interact with customers to ensure external understanding of underwriting approach. Helps address data needs and requests. Builds relationships with customers and channel partners. With some guidance, works with internal partners to bring financial solutions to customers. Provides and leverages self/peer review of own work. Maintains compliance with relevant policies, guidelines, and procedures.Essential Responsibilities:Pursues effective relationships with others by sharing resources, information, and knowledge with coworkers and members. Listens to, addresses, and seeks performance feedback. Pursues self-development; acknowledges strengths and weaknesses based on career goals and takes appropriate development action to leverage / improve them. Adapts to and learns from change, challenges, and feedback; demonstrates flexibility in approaches to work. Assesses and responds to the needs of others to support a business outcome.Completes work assignments by applying up-to-date knowledge in subject area to meet deadlines; follows procedures and policies, and applies data and resources to support projects or initiatives with limited guidance and/or sponsorship. Collaborates with others to solve business problems; escalates issues or risks as appropriate; communicates progress and information. Supports the completion of priorities, deadlines, and expectations. Identifies and speaks up for ways to address improvement opportunities.Analyzes and reports on data by: evaluating standard and nonstandard data to understand premium, claim, exposure, and inform understanding of population risk, with limited guidance; developing a working understanding of how to evaluate credibility, utilization, and risk based on population size and prior predictive behavior of the pool/account; working with team to identify actionable insights and potential data irregularities and research solutions; with general direction, using models (e.g., rate models and benefit pricing tools) and data analytics tools that support the analysis of business strategy and financial/underwriting risk management; and consistently documenting models, tools, assumptions, and data elements for increasingly complex accounts, as required.Completes case and underwriting work by: processing account activities (e.g., running reports, re-quotes, investments, sold rates) for customers and/or book of business under moderate direction; in collaboration with internal departments, following established methodologies and protocols to develop rates that appropriately mitigate risk for the organization and optimize sustainable membership growth; contributing to the execution of an account plan that addresses threats and opportunities to ensure attainment of goals in collaboration with Sales and Account Management; exercising judgment when contributing to rate negotiations with external parties (e.g., brokers, consultants, and customers); and, with some guidance, representing Underwriting in partnership with internal and external partners to co-create effective consultative solutions (e.g., case strategy, investment strategy, benefits strategy).Contributes to case review and preparation by: conducting account risk assessment using competitive analyses, broker behavior, network cost profiles, legislative and regulatory impacts, revenue requirements, and contributions, with limited guidance, especially when working on complex cases; utilizing data and standardized tools to present underwriting and renewal actions and recommendations (e.g., rate drivers, potential risk, glide path, membership impact, projections for future) to clients and/or the organization, with limited guidance; developing and applying a comprehensive knowledge of the external business environment and how it applies to the line of business and/or region; and collaborating with Sales and Account Management to develop case/investment strategies and recommendations with appropriate documentation with guidance, as needed.Engages with the external market by: beginning to independently interact with external market to help the market/customers understand the underwriting approach (e.g., rating methodology, rate drivers, reporting capabilities, and uniqueness from fee for service carriers); helping address data needs and requests reactively and proactively, as they arise; building relationships with customers and channel partners that enable them to understand KPs value; and, with some guidance, collaborating with account management and sales partners to bring strategic, financial solutions to customers, communicate product capabilities, explain funding arrangements, and negotiate conditions of offering and pricing within the limits of their authority.Contributes to goals, initiatives, and program development efforts by: supporting the implementation of innovative new quality and process improvement efforts with general instructions; and executing their work in support of department initiatives, program goals, and enterprise goals.Ensures compliance of Underwriting work by: incorporating feedback from peer reviews of own work to ensure accuracy and appropriateness of quotes, providing self/peer review as required; appropriately obtaining and documenting case approvals and any policy exceptions and investments; making investment decisions within their authority and escalating to the appropriate level, as needed; and maintaining awareness of and compliance with all relevant policies, guidelines, and procedures, applying them to their own work.Qualifications Minimum Qualifications: Bachelors degree in a related field OR Minimum three (3) years of experience in Underwriting, Marketplace Evaluations, Financial Analysis, or a directly related field.

Casualty Facultative Reinsurance Underwriter Los Angeles 2-15 years of production casualty, excess casualty, or package underwriting experience Great training program to aid in the transition to facultative underwriting. A++ carrier with a superior culture. Opportunity to market to clients/professional sporting games/30% travel.

Non-QM Underwriter (DSCR / Bank Statement / Alt-Doc) - On-Site Our client, a growing California-based mortgage lender, is seeking an experienced Non-QM Underwriter with expertise in DSCR, Bank Statement, and alternative documentation loan products. Key Responsibilities Review and underwrite Non-QM, DSCR, Bank Statement, VOE, P&L, and Asset-based mortgage loans. Analyze self-employed and alternative documentation income calculations. Ensure all files meet company, investor, and regulatory guidelines. Run AUS findings and evaluate risk using DU, LPA, and Total Scorecard. Communicate effectively with processors, account managers, and loan officers to resolve file conditions. Manage a consistent underwriting pipeline, maintaining strong accuracy and turnaround times. Stay current on investor guidelines and evolving Non-QM products. Qualifications Minimum 5 years of residential mortgage underwriting experience. 3+ years of Non-QM underwriting experience (required). Advanced understanding of DSCR, Bank Statement, VOE, P&L, and Asset-based loans. Strong experience underwriting self-employed borrowers and complex income structures. Proficiency with Encompass LOS, CoreLogic FraudGuard, and AUS systems (DU, LPA, Total Scorecard). Must have underwritten front line loans within the past 12 months. Compensation & Benefits Base salary: $70,000-$100,000 (DOE) Bonus: Monthly eligibility after 2 years based on funding quota Benefits: Health Insurance, SIMPLE IRA (3% match), PTO, 5 sick days per year National Mortgage Staffing does not determine the requirements or compensation for this role. All criteria are set forth by our client and must be followed exactly. Thank you for your interest! If your background aligns with our clients needs, one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters. Unfortunately due to high volumes of applicants, we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application, please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.

Join our team as a Junior Underwriter and play a key role in turning approvals into contracts. You'll call dealerships on applications that have been approved or conditionally approved through our automated decisioning process and will provide solutions with the goal of capturing the contract while assessing the overall risk of the application. Using UACC's common-sense lending approach, you will build strong dealer relationships over the phone, deliver outstanding service, and help drive business growth while representing a trusted brand in the auto finance industry. Essential Duties and Responsibilities As a Junior Underwriter, you'll be the bridge between approvals and signed contracts, turning opportunities into results while building lasting dealer relationships. You will: Close the loop - Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application. Match the right fit - Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly Be a trusted partner - Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success. Add value to every deal - Review deals with dealers and help structure or restructure them for the best possible outcome. Bring solutions to the table - Gather key information to recommend alternative products or programs when appropriate. Educate and empower - Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership. Aim high - Consistently hit or exceed monthly goals for production, quality, and customer satisfaction. Collaborate for success - Work closely with internal teams like Funding and Sales to keep deals moving smoothly. Stay adaptable - Jump in where needed to support the team and company goals. Qualifications We're looking for a motivated professional who thrives in a fast-paced, relationship-driven environment. Skills & Abilities Excellent communication and interpersonal skills Strong organizational and time management abilities Proven ability to build relationships with dealers, sales/marketing teams, and peers Skilled negotiator with a drive to win in a competitive market and ability to think outside the box Compensation Range: $17.00 - $21.00 an hour, based on Location and Experience Uncapped Bonuses, Averaging $1,100 - $1,500 monthly Expected Total Compensation including Average Bonuses = $50K - $60k Education/Experience Bachelor's degree preferred (or equivalent combination of education and experience) Auto finance or financial services experience preferred but not required No certifications or licenses required Technical Skills Proficient in Microsoft Office, Google G Suite, and Teams Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to sit. The employee is occasionally required to walk. Job Type: Full-time Commitment to Diversity and Equal Employment Opportunity United Auto Credit Corporation, a wholly owned indirect subsidiary of Vroom, is an equal opportunity employer committed to creating and supporting a work environment where all employees can find their drive. To do that, we champion a workplace where each and every person is treated with dignity and respect and is valued for their unique perspectives and contributions. We believe our values of SPEED (Service, Progress, Employees, Engagement, and Development) are best realized in an environment, whether physical or virtual, where every individual has the ability to bring their whole selves to work and contribute fully. UACC maintains a working environment that encourages mutual respect and promotes harmonious and friendly relationships among employees. The company prohibits any form of employment discrimination or harassment against employees, applicants, or other protected persons in the workplace based on a protected characteristic(s), regardless of who the source is of such conduct. Protected characteristics include race, color, religion, creed, sex (including gender, sexual orientation, gender identity or expression, or pregnancy, childbirth, or a related medical condition), national origin, ancestry, ethnicity, age, physical or mental disability, genetic information, service in the uniformed services, citizenship, or any other characteristic protected by federal, state, and/or local law. This commitment to antidiscrimination and antiharassment applies to all terms, conditions, and privileges of employment including, but not limited to, recruitment and hiring. UACC likewise provides reasonable accommodations to qualified applicants, employees, or other legally protected individuals in the workplace with a disability to enable them to participate in the job application process, to perform the essential functions of a job, or to enjoy the benefits and privileges of employment equal to those of other employees, except if the accommodation would pose an undue hardship. The company also makes reasonable accommodations for religious beliefs and practices. UACC complies with all applicable federal, state, and/or local laws relating to equal employment. Other Things to Note This posting is not intended to provide a comprehensive account of the duties and responsibilities that may be required of this position. Duties and responsibilities may change or be added at any time, with or without notice. Please review our privacy and CCPA policies.

.With a company culture rooted in collaboration, expertise and innovation, we aim to promote progress and inspire our clients, employees, investors and communities to achieve their greatest potential. Our work is the catalyst that helps others achieve their goals. In short, We Enable Possibility℠.**Job Summary*** Underwrite profitable new and renewal business to meet LoB targets regionally including global elements* Ownership of large accounts / clients including negotiation of participation, pricing and terms and conditions* Training and development resource for Underwriters & Senior Underwriters* Develop and maintain strong relationships with brokers and clients* Specialized technical expertise / lead for at least one sub-LoB, Industry, or Product Line such as General Liability, Umbrella, Commercial Auto, Commercial Property, Workers Compensation**Responsibilities:*** Manage assigned broker portfolio of accounts to achieve efficient returns of profitability and growth* Underwrite new and renewal accounts to meet top and bottom line targets* Negotiate price and terms and conditions with producers* Proactively manage capacity* Underwrite and evaluate Natural Catastrophe Accumulation, ensuring an understanding of catastrophe modeling and interpretation of scenarios (for relevant LoBs)* Specialist / Technical Expert in Product Line within Middle Market Business* Underwrite International Insurance Programs (for relevant LoBs)* Underwrite in line with LoB governance framework - e.g. Underwriting Authorities, global MSU, Underwriting Guidelines, Rules and Principles* Ensure placing and binding of FAC Reinsurance prior to policy inception* File maintenance - ensure file is established (whether electronic or paper) and maintained for each risk and transaction handled* Proactively develop relationships with brokers and agents assigned within the territory to either pursue new business acquisition and / or large renewal retention* Acquisition of new business and retention of existing business including client and broker negotiations* Training, developing and coaching of less experienced staff (including Underwriters)* Manage complex referrals from underwriters and spokes and re-underwrite complex business as appropriate* Delegate work as appropriate* Positively represent Arch externally to the market* Proactively drive involvement of functional areas in Underwriting process, including e.g. MMC, ARC, Claims, Operations* Develop and maintain strong relationships with key brokers and clients and other relevant stakeholders (e.g. risk managers)**Skills:*** Risk Assessment and Management: Ability to assess risk inherent exposures and natural hazards relevant to LoB* Pricing and Market Mgt: Analyze current performance against benchmarks applying how the market operates and functions, the business needs and customer needs* Contract Drafting and Interpretation: Design, develop and implement consistent, robust wordings* Policy Management: Robust understanding of policy administration life cycle, information collection, policy issuance, premium bookings, credit control, cancellation.* Communication skills: Clearly and effectively express ideas and messages via speech or writing.* Influencing Skills: Ability to persuade and motivate others to act, without executive authority* Analytical Skills: Ability to effectively absorb information from various sources, then analyze, study or examine data in detail, and draw appropriate conclusions.* IT Skills (Office applications): Use general office application tools e.g. Power Point, Excel, Word.**Requirements:*** A minimum of 4+ years or Commercial Property & Casualty Underwriting experience. Middle Market experience is preferred* Recognized established relationships with brokers at peer group level and within market* Specialized understanding of regional / local insurance markets and competitor landscape* Good understanding of legal and regulatory framework* Undergraduate degree required. Economics, Finance, Insurance Management, or Business Administration is preferred* Completion of professional insurance qualification (e.g. CPCU) is preferred#LI-AM3#LI-HybridFor individuals assigned or hired to work in the location(s) indicated below, the base salary range is provided. Range is as of the time of posting. Position is incentive eligible.$129,500 - $174,800/year* Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. The above pay range may be modified in the future.* Arch is committed to helping employees succeed through our comprehensive benefits package that includes multiple medical plans plus dental, vision and prescription drug coverage; a competitive 401k with generous matching; PTO beginning at 20 days per year; up to 12 paid company holidays per year plus 2 paid days of Volunteer Time Offer; basic Life and AD&D Insurance as well as Short and Long-Term Disability; Paid Parental Leave of up to 10 weeks; Student Loan Assistance and Tuition Reimbursement, Backup Child and Elder Care; and more. Click to learn more on available benefits.If this job isn't the right fit but you're interested in working for Arch, create a job alert! Simply create an account and opt in to receive emails when we have job openings that meet your criteria. Join our to share your preferences directly with Arch's Talent Acquisition team.14400 Arch Insurance Group Inc. #J-18808-Ljbffr

Zurich Middle Markets has delivered double‑digit growth over the last four consecutive years, and we strive to exceed that growth in the years ahead! We've been committed to assembling a team of dedicated Middle Market leaders and underwriters who understand this space very deeply and who grasp the unique challenges of the various industry segments and the individual customers we serve. We are looking to add to our team in San Francisco, CA and hire an experienced Market Facing Property & Casualty Underwriter. In this role, you will serve as a customer advocate with a focus on improving the customer experience by understanding their unique risks and offering the best end‑to‑end solution for their Property & Casualty insurance needs. What you can expect in a Market Facing, Middle Markets Underwriting position at Zurich: You will develop and maintain relationships with broker partners and customers across all industries in support of business objectives. You will leverage your Property and Casualty underwriting acumen across risk assessment, exposure evaluation and pricing to generate and maintain a profitable book of new and renewal business. You will work collaboratively across business units including but not limited to; claims, finance, risk engineering, actuary, and technical underwriting while gaining extensive knowledge in a growing and innovative industry. You will be empowered to use your technical underwriting, negotiation, and interpersonal skills to grow and develop relationships with preferred distribution partners in an assigned territory. This role will be filled at either the Underwriting Specialist or Executive Underwriter Level. The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position. Underwriting Specialist Basic Qualifications: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND Knowledge of line/s of business and the legal and regulatory guidelines Knowledge of time restraints for quotes on new and renewal business Experience with Microsoft Office Executive Underwriter Basic Qualifications: High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area. OR High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support are AND Knowledge of Microsoft Office Experience working on time restraints for quotes on new and renewal business Experience working in a team environment Preferred Qualifications: Strong verbal and written communication skills At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. For more information about our Total Rewards, please click here . Additional rewards may encompass short‑term incentive bonuses and merit increases. We encourage candidates with salary expectations beyond the provided range to apply, as they will be considered based on their experience, skills, and education. The salary indicated represents a nationwide market range and has not been adjusted for geographic differentials pertaining to the location where the position may be filled. The combined salary range for this position is $75,000.00 - $165,000.00. The proposed salary range for the Underwriting Specialist is $75,000.00 - $125,000.00, with short‑term incentive bonus eligibility set at 10%. For the Executive Underwriter is $98,500.00 - $165,000.00, with short‑term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property‑casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500 . Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status. Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission. Location(s): AM - San Francisco, AM - Walnut Creek Remote Working: Hybrid Schedule: Full Time Employment Sponsorship Offered: No #J-18808-Ljbffr

Salary Range:$90,000.00 To $150,000.00 Annually JOB SUMMARY With minimum supervision, provides direct support to Loan Officers to develop and analyze all relevant credit information pertaining to more complex commercial and business loans. Prepares or assists in the preparation of, Credit Authorizations in accordance with Bank's policies and procedures for presentation to senior credit personnel and/or credit committees. Spreads and analyzes financial statement information to determine financial capacity of borrowers. Prepares thorough analysis of business and/or personal financial statements and presents facts and is expected to provide personal analytical opinions, as appropriate, concerning creditworthiness of existing borrowers and prospects. PRIMARY FUNCTIONS Interacts directly with loan officers and customers/prospects regarding commercial business loans.Prepares accurate financial statement spreadsheets and debt service analysis derived from business and personal financial statements and tax returns.Prepares accurate Credit Authorization's in conjunction with loan officers and presents a complete and thorough analysis of existing and potential borrowers.Recognize and act on customer prospects, cross sell opportunities with existing customers.Make proper referral of loan opportunities to lending personnel.Interacts independently, without direction with customers/prospects to request financial information to complete spreading presentations and other financial analysis.Assists in the accurate determination of a borrower's debt service capacity in conformity to the type of credit analyzed.Reviews loan agreement covenants for verification of the compliance thereto.Accurately prepares financial projections as required.Maintains an accurate, up-to-date tracking log of all activity and credit arrangements in process.Collects industry information relevant to existing and proposed borrowers using internal & external sources.Consult with the President, Chief Credit Officer, Credit Administration Officers, and other Loan Officers, on credit structure, pricing, collateral and other credit consideration issues. Gather information from the Bank's LAS system to compute lending liability to the Bank.Conducts trade and reference checks on customers/prospects.Review documentation to ensure compliance with Bank policy and procedures.Performs special projects as designated by the Credit Administration. QUALIFICATIONS: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. EDUCATION AND/OR EXPERIENCE: Bachelor's degree (B. A.) from four-year college or university; or 5+ years related experience and/or training; or equivalent combination of education and experience. Knowledge of: Basic knowledge and training in financial statements and tax return analysis typically from a combination of education in accounting, financial and/or credit analysis.Intermediate proficiency with Microsoft Office Suite (Word,Excel, PowerPoint, Outlook, Teams). Working knowledge of Abrigo a plus.Strong understanding of all related State and Federal lending regulations and Bank policies and procedures.Advanced knowledge of commercial, C&I, commercial real estate policies, practices and procedures. Abilities:Possess strong sales and marketing ability to sell Bank Services.Manage priorities to ensure effective accomplishment of objectives.Handle high volume of workflow from various sources.Plan, organize and prioritize tasks to meet deadlines.Lead and motivate employees to complete tasks in accordance with established standards.Analyze and solve work problems.Follow oral or written instructions.Communicate effectively with co-workers, consultants, regulators, and other parties.Prepare clear and concise reports and other documentation and correspondence.

A leading insurance company is seeking a Senior Property Underwriter located in San Francisco, California. The successful candidate will manage a property renewal book and produce new business. Responsibilities include developing growth strategies, maintaining client relationships, and implementing pricing strategies. The ideal candidate will have experience in property underwriting and possess strong relationship management skills. This role is vital for achieving the financial performance of the property book and expanding the business through cross-selling opportunities. #J-18808-Ljbffr

Underwriting Manager - West Coast We are adding to our diverse team of experts and are looking to hire those who are committed to building a culture that enables the creation of innovative solutions for our business units and clients. The Company Welcome to Munich Re Specialty - North America, a leading specialty insurance provider dedicated to delivering exceptional underwriting, claims, and risk management expertise to our partners and customers. As a trusted industry expert, we offer a broad range of comprehensive and customized solutions, including casualty, professional lines, property, surety, and public entity coverages. With the financial strength and global resources of our A+ Superior (A.M. Best) rated organization, we provide unmatched stability and reliability. Our team is committed to superior service levels, a distinctive approach to specialty solutions, and a deep understanding of the complex risks our clients face. Join our team and be part of a dynamic and experienced organization that is shaping the future of specialty insurance in North America. The Opportunity Future focused and always one step ahead! In this role as an Underwriting Manager for E&S Casualty, you will oversee a dynamic underwriting team, drive distribution initiatives, and shape our underwriting appetite for excess and surplus lines business. You'll combine leadership with hands-on underwriting expertise to cultivate broker relationships, execute production strategies, and deliver profitable results. If you're passionate about strategic portfolio management, fostering collaboration, and representing a global brand in the marketplace, this is your opportunity to make an impact.. Responsibilities: In this position you will: Lead, motivate, and coordinate an Underwriting Team Drive the distribution strategy by cultivating new and existing broker relationships that includes development and execution of production strategies and business plans to implement and maximize growth objectives and rate goals. Develop and execute the Underwriting strategy and appetite Measure and optimize portfolio progress by reviewing and analyzing underwriting data and monitoring industry best practices to identify opportunities for continuous improvement Underwrite, market, quote, bind and retain a profitable book of excess and surplus lines and admitted business that meets profitability and growth targets. Operate within granted authority and make referrals to underwriting leadership as appropriate. Development and execution of production strategies and business plans to implement and maximize growth objectives and rate goals. Coordination with other Munich Re business units is expected and encouraged to offer the best holistic solutions to our clients. Measure and optimize portfolio progress by reviewing and analyzing underwriting data and monitoring industry best practices to identify opportunities for continuous improvement. Cultivate and maintain professional wholesale and retail broker relationships. Assistance in day-to-day operations and projects as assigned which could have client, business group, divisional and corporate impact. Represent the Munich Re brand and Munich Re Specialty Insurance at client events, seminars, meetings, etc. Maintaining Underwriting governance across the team Qualifications: Successful candidates will possess the following experience/skills/qualifications: Excellent underwriting, marketing, and analytical skills that have been developed in 10+ years of experience Strong ability to lead, manage and effectively influence peers. Advanced working knowledge of GL products and insurance concepts, UW processes and procedures, laws and regulations, terminology, concepts and principles related to strategic planning, and other relevant industry trends Successful track record of developing and maintaining strong relationships with retail and wholesale brokers Tech savviness and a willingness to experiment with and learn new technologies Ability to think strategically and function tactically * Exceptional communication skills that energize and engage brokers, clients and colleagues and the ability to convey a vision and client-focused solutions Ability to present and negotiate complex agreements with brokers Effective time management and organizational skills Willingness to travel 20%-30% The Company is open to considering candidates in numerous locations, including Chicago (IL), San Francisco (CA), and Scottsdale (AZ). The salary range posted below reflects market variations across various locations. The offer will be adjusted per geography. The base salary range anticipated for this position is $226,900 - $348,100, plus opportunity for company bonus based upon a percentage of eligible pay. In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). The salary estimate is adjusted to reflect the varying market conditions across different locations, with the higher end being more aligned with the NYC/San Francisco job market. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range. We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits: Two options for your health insurance plan (PPO or High Deductible). Prescription drug coverage (included in your health insurance plan). Vision and dental insurance plans. Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary. Short and Long Term Disability coverage. Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children). Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity). In addition to the above insurance offerings, our employees also enjoy: A robust 401k plan with up to a 5% employer match A retirement savings plan that is 100% company funded. Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries. Eligibility to receive a yearly bonus as a Munich Re employee. A variety of health and wellness programs provided at no cost. Paid time off for eligible family care needs. Tuition assistance and educational achievement bonuses. A corporate matching gifts program that further enhances your charitable donation. Paid time off to volunteer in your community. At Munich Re, we see Diversity, Equity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Apply Now Save job

Underwriter II(Job Number: 1402786) Description Note: Work location is remote (e.g. home address), per Kaiser Permanente's Authorized States Policy ▪ Employees may be required to travel to a Kaiser Permanente or customer site. Residency required in the primary location: This position may have visibility in all Kaiser Permanente Authorized locations. *Compensation may differ based on the market. Job Summary:Evaluates standard and nonstandard data to understand premium, claim, exposure, and population. Works with team to identify actionable data insights/irregularities and research solutions. With general direction, uses and documents models, tools, and assumptions that support business strategy analysis and risk management. Supports the implementation of quality and process improvement efforts. Works in support of department initiatives, program, and enterprise goals. With limited guidance, assesses risk of accounts. Leverages comprehensive knowledge of the external business environment. With limited guidance, presents renewal recommendations to clients/organization. With guidance as needed, collaborates internally to develop case/investment strategies. Follows protocols to develop rates and account plans that mitigate risk. Contributes to rate negotiations with external parties. Begins to interact with customers to ensure external understanding of underwriting approach. Helps address data needs and requests. Builds relationships with customers and channel partners. With some guidance, works with internal partners to bring financial solutions to customers. Provides and leverages self/peer review of own work. Maintains compliance with relevant policies, guidelines, and procedures.Essential Responsibilities:Pursues effective relationships with others by sharing resources, information, and knowledge with coworkers and members. Listens to, addresses, and seeks performance feedback. Pursues self-development; acknowledges strengths and weaknesses based on career goals and takes appropriate development action to leverage / improve them. Adapts to and learns from change, challenges, and feedback; demonstrates flexibility in approaches to work. Assesses and responds to the needs of others to support a business outcome.Completes work assignments by applying up-to-date knowledge in subject area to meet deadlines; follows procedures and policies, and applies data and resources to support projects or initiatives with limited guidance and/or sponsorship. Collaborates with others to solve business problems; escalates issues or risks as appropriate; communicates progress and information. Supports the completion of priorities, deadlines, and expectations. Identifies and speaks up for ways to address improvement opportunities.Analyzes and reports on data by: evaluating standard and nonstandard data to understand premium, claim, exposure, and inform understanding of population risk, with limited guidance; developing a working understanding of how to evaluate credibility, utilization, and risk based on population size and prior predictive behavior of the pool/account; working with team to identify actionable insights and potential data irregularities and research solutions; with general direction, using models (e.g., rate models and benefit pricing tools) and data analytics tools that support the analysis of business strategy and financial/underwriting risk management; and consistently documenting models, tools, assumptions, and data elements for increasingly complex accounts, as required.Completes case and underwriting work by: processing account activities (e.g., running reports, re-quotes, investments, sold rates) for customers and/or book of business under moderate direction; in collaboration with internal departments, following established methodologies and protocols to develop rates that appropriately mitigate risk for the organization and optimize sustainable membership growth; contributing to the execution of an account plan that addresses threats and opportunities to ensure attainment of goals in collaboration with Sales and Account Management; exercising judgment when contributing to rate negotiations with external parties (e.g., brokers, consultants, and customers); and, with some guidance, representing Underwriting in partnership with internal and external partners to co-create effective consultative solutions (e.g., case strategy, investment strategy, benefits strategy).Contributes to case review and preparation by: conducting account risk assessment using competitive analyses, broker behavior, network cost profiles, legislative and regulatory impacts, revenue requirements, and contributions, with limited guidance, especially when working on complex cases; utilizing data and standardized tools to present underwriting and renewal actions and recommendations (e.g., rate drivers, potential risk, glide path, membership impact, projections for future) to clients and/or the organization, with limited guidance; developing and applying a comprehensive knowledge of the external business environment and how it applies to the line of business and/or region; and collaborating with Sales and Account Management to develop case/investment strategies and recommendations with appropriate documentation with guidance, as needed.Engages with the external market by: beginning to independently interact with external market to help the market/customers understand the underwriting approach (e.g., rating methodology, rate drivers, reporting capabilities, and uniqueness from fee for service carriers); helping address data needs and requests reactively and proactively, as they arise; building relationships with customers and channel partners that enable them to understand KPs value; and, with some guidance, collaborating with account management and sales partners to bring strategic, financial solutions to customers, communicate product capabilities, explain funding arrangements, and negotiate conditions of offering and pricing within the limits of their authority.Contributes to goals, initiatives, and program development efforts by: supporting the implementation of innovative new quality and process improvement efforts with general instructions; and executing their work in support of department initiatives, program goals, and enterprise goals.Ensures compliance of Underwriting work by: incorporating feedback from peer reviews of own work to ensure accuracy and appropriateness of quotes, providing self/peer review as required; appropriately obtaining and documenting case approvals and any policy exceptions and investments; making investment decisions within their authority and escalating to the appropriate level, as needed; and maintaining awareness of and compliance with all relevant policies, guidelines, and procedures, applying them to their own work.Qualifications Minimum Qualifications: Bachelors degree in a related field OR Minimum three (3) years of experience in Underwriting, Marketplace Evaluations, Financial Analysis, or a directly related field.