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  • Senior Excess Casualty Underwriter - Broker Relations Lead

    King's Insurance Staffing LLC 3.4company rating

    Underwriter job in Texas, WI

    A reputable insurance staffing company is looking for a Senior/Executive Excess Casualty Underwriting Specialist in Atlanta, Georgia. The role involves managing a book of Non-Admitted Excess business, underwriting complex submissions, and fostering strong relationships with brokers. Candidates should have 5-10+ years of Excess Underwriting experience and a strong track record in this field. This position also includes an attractive salary range of $150,000 to $200,000 annually, along with bonuses and excellent benefits, including a flexible work schedule. #J-18808-Ljbffr
    $35k-43k yearly est. 5d ago
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  • Territory Underwriting Specialist - Wisconsin

    Sentry Insurance 4.0company rating

    Underwriter job in Stevens Point, WI

    Markets companies' products and services to assigned Commercial Lines accounts and independent agencies and underwrite with those partners. What You'll Do The Territory Underwriting Specialist will be responsible for agent and broker relationships. The ideal candidate will work from home and reside in Wisconsin. As a Territory Underwriting Specialist, you will: Solicit accounts through select agents and brokers Evaluate, underwrite, and price prospective accounts to select independent agents Serve as the primary contact with assigned agents and brokers Provide comprehensive sales expertise to increase production through agency channels Work with assigned agents and brokers on the coordinating of resolutions In addition, you will: Solicit accounts through appointed commercial lines independent agents and/or selected agents/brokers, or in response to inquiries from prospective clients, or referrals. You will be tasked with prospecting potential new agencies and the related items such as coordinating agency appointments, agency evaluation/review and overseeing agency activity. Analyze quality and quantity of risks underwritten and manages a book of business within their current authority levels. Initiate and implement market development programs designed to support and enhance market segmentation, penetration, sales and profitability. Evaluates prospective accounts and independent agencies to determine their acceptability and works closely with management, Underwriting, Loss Control and Claims in determination of acceptability of the risk and the services needed. Serves as primary contact with assigned accounts and agencies. Provide service to and work in conjunction with the functional units of Loss Control, Claims and Operations to provide that service. Develop and maintain relationship/services, procedures and contacts for assigned business products accounts and agencies. Provide comprehensive sales expertise to independent agencies to increase production. Develop rapport with agents to develop acceptable and profitable business. Assist in development of premium goals by agency and monitor agency results. Promote Sentry products and services to existing and potential customers. Travel and have a valid driver's license with the ability to maintain an acceptable motor vehicle record. Mileage reimbursement for all work-related local travel using your personal vehicle. What it Takes Bachelor's degree or equivalent work experience Minimum of 5 years of related work experience required with multi-line middle market underwriting experience handling accounts in construction, manufacturing, wholesale, real estate, and service industriespreferred Knowledge of the Wisconsin middle market property and casualty insurance marketplace, existing or past relationships with larger independent agentspreferred Previous technical insurance experience, preferably with sales Experience with underwriting large complex accounts Exceptional communication and relationship building skills Strong business and pipeline development skills Ability to meet travel requirements as you'll be prospecting new business opportunities in an agent office; meeting with insureds during safety inspections, and participating in mid-year claims review meetings What You'll Receive At Sentry, your total rewards go beyond competitive compensation. Below are some benefits and perks that you'll receive. Company car with gas card. As a work from home associate, Sentry will provide equipment for your home office. 401(K) plan with a dollar for dollar match on your first eight percent, plus immediate vesting to help strengthen your financial future. Continue your education and career development through Sentry University (SentryU) and utilize our Tuition Reimbursement program Generous Paid-Time Off plan for you to enjoy time out of the office as well as Volunteer-Time off Group Medical, Dental, Vision, Life insurance, Parental leave, and our Health and Wellness benefits to encourage a healthy lifestyle. Well-being and Employee Assistance programs Sentry Foundation gift matching program to encourage charitable giving. About Sentry We take great pride in making Forbes' list of America's Best Midsize Employers. A lot of different factors go into that honor, many of which contribute to your job satisfaction. Our bright future is built on a long track record of success. We got our start in 1904 and have been helping businesses succeed and protect their futures ever since. Because of the trust placed in us, we're one of the largest and financially strongest mutual insurance companies in the United States. We're rated A+ by A.M. Best, the industry's leading rating authority. Our headquarters is in Stevens Point, Wisconsin, with offices located throughout the United States. From sales to claims, and information technology to marketing, we enjoy a rewarding and challenging work environment with opportunities for ongoing professional development and growth. Get ready to own your future at Sentry. Opportunities await! Joe Larsen Talent Acquisition Specialist Senior Equal Employment Opportunity Sentry is an Equal Opportunity Employer. It is our policy that there be no discrimination in employment based on race, color, national origin, religion, sex, disability, age, marital status, or sexual orientation.
    $45k-70k yearly est. 1d ago
  • Consumer Lender - Underwriter

    Banktalent HQ

    Underwriter job in Hillsdale, MI

    County National Bank (CNB) is an independent, locally owned, community bank that is successful and growing whose mission is to "sustain its deep commitment to the community and its traditions of excellence in all aspects of banking and provide outstanding client service and solid financial performance." We invite you to share in our mission and vision as a community banker, making a difference in your community while experiencing excellent benefits and career opportunities. CNB is looking for a qualified, motivated, and client- and team-focused individual to join our team as a Consumer Lender - Underwriter, for our Main Office in Hillsdale, Michigan. This position will be ON-SITE in Hillsdale. JOB SUMMARY Underwrites and evaluates consumer loan applications and documentation to determine credit worthiness. Approves or rejects loan requests within loan approval limits. Assists branch managers/officers in qualifying loan applications while adhering to all underwriting guidelines, policies and procedures. DUTIES Provides underwriting decision following guidelines (1st review) within 48 hours of file being submitted to the underwriting queue. Completes 2nd review within 48 hours of submission and processes Adverse Actions (Denied/Withdrawn files), when necessary. Validates loans to loan policy and guidelines, as well as getting the needed approvals. Assists loan originator with: Getting a credit analysis to do a self-employed income analysis and determining the qualifying income for self-employed borrowers Pre-approving borrowers Answering any questions branch managers may have Prepares and mails adverse action notices for loans that are denied or withdrawn, and for incomplete files. Verifies and inputs information in the LOS system and submits the loan for Processing. Provides underwriting checklist. Reviews, analyzes, and approves or denies Indirect applications. Maintains and protects confidentiality of customer information. Maintains regular, on-time attendance. Remains current in assigned training (online, video, in-house emails, telephone seminars, etc.) Manages and maintains portfolio past due activity (in cooperation with Loss Mitigation) and maturing loans. Stays abreast of competition products and pricing. Visits and maintains indirect relationships. Assists with the annual high-risk HELOC reviews and with real estate loans in non-accrual status. Obtains all signed disclosures and loan documentation as required in order to deliver a complete package to the Loan Processors in a timely manner. Provides training for new users of lending software. Provides training to new consumer loan and branch staff concerning consumer lending policies and procedures. Seeks solutions to create efficiencies, improve products and increase revenue. Complies with all regulatory requirements including Bank Secrecy Act and all others specific to their position. Performs other various duties as assigned. CONTACTS WITH OTHERS - INTERNAL Works closely with all loan personnel, tellers and other staff members to help solve various issues. Communicates on a regular basis with AVP- Retail Lending Officer and all loan staff. CONTACT WITH OTHERS - EXTERNAL Daily contact with personnel at various outside offices and sometimes with new/existing clients. Communicates on a regular basis with vendors for insurance products. Communicates with indirect dealer partners. Requirements SKILLS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Minimum of Associate's degree in Business/Finance; Bachelor's preferred. Minimum of three years banking experience. Knowledge/Experience in lending procedures and policies. Passion for providing a stellar customer service experience to all customers (external and internal) and ability to instill this passion in others. Excellent interpersonal skills (tactfulness, cooperation, courteousness and customer friendliness) are necessary to represent the bank in a positive manner. Positive and cooperative approach when working with others. Excellent verbal communication skills with the demonstrated ability to effectively present information to customers and management. Excellent written communication skills with demonstrated ability to write clearly, concisely and effectively, with attention to detail for visually appealing output and accurately proofreading publications. Ability to maintain confidentiality and handle sensitive information. Knowledge of basic accounting principles. Excellent analytical, organizational and decision-making skills. Ability to read and interpret financial reports and legal documents. Strong computer skills with a proficiency in MS Word, Excel and Outlook. Ability to efficiently and accurately keyboard information, both computer and calculator. Ability to organize, prioritize and multi-task in a fast-paced environment while paying attention to details. Ability to cope with pressure resulting from timelines and impatient clients. WORKING ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the work environment will include: Works in a fast-paced office environment. Hybrid/Remote work option available. PHYSICAL REQUIREMENTS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to: Keyboard information (calculator and computer). Communicate effectively, both verbally and in writing.
    $44k-67k yearly est. 2d ago
  • Underwriter I

    Amerihome Mortgage Company 4.0company rating

    Underwriter job in Michigan

    Job Title: Underwriter I What you'll do: As a Mortgage Underwriter I you'll perform a limited review of Conventional (Conforming, Conforming-High Balance and Non-Conforming Jumbo), Non-Agency and Government (FHA, VA, and USDA) loans for specific issues such as appraisal, property flip, insurability, DTI, etc. Additionally, you'll be accountable for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays. Manage individual pipeline on a daily basis by completing sufficient underwriting reviews, appraisal reviews, flip reviews, and conditions. Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from clients as needed. Contact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process. Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans. What you'll need: 3+ years of related experience in Mortgage Industry, Residential Mortgage Loan underwriting or similar field. High school diploma required. Intermediate knowledge of residential mortgage industry in Correspondent or Retail Lending; including sales, operations and/or other residential mortgage products and services. Intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices. Entry level to intermediate knowledge of FNMA, FHLMC, FHA, VA and USDA Guidelines. Entry level to intermediate knowledge of MS Office products. Entry level to intermediate knowledge of Encompass. Intermediate speaking and writing communication skills. Benefits you'll love: We offer all the important things you'd want - like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you'll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career! About the company: AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email ************************** or call ************. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process. © Western Alliance Bancorporation
    $51k-87k yearly est. Auto-Apply 48d ago
  • Underwriter Nations Direct

    Class Appraisal 3.7company rating

    Underwriter job in Detroit, MI

    Looking for a mortgage underwriter with experience with FHA loans. This will be a remote underwriting position.
    $68k-107k yearly est. 60d+ ago
  • Mortgage Sales - No Experience Required

    Dynagen Lending

    Underwriter job in Southfield, MI

    About the role Start your mortgage career from the ground up with a clear path to becoming a licensed Loan Officer in just 60 days. Dynagen Lending is a fast-growing mortgage broker with a proven track record of developing talent. We're currently seeking motivated, coachable individuals to join our team as a Loan Officer Associate -an entry-level role designed to build your foundation in mortgage sales while preparing you to become a licensed Loan Officer. What you'll do Make outbound calls to leads using pre-qualified lists. Spark interest in our mortgage solutions and qualify prospects for licensed Loan Officers. Learn the basics of the mortgage industry, sales strategy, and customer communication. Attend daily dedicated training sessions focused on preparing you to pass the NMLS exam and become licensed within 60 days. Work closely with experienced Loan Officers and team leaders to develop your skills and grow your confidence. Qualifications Strong phone presence and communication skills High energy, resilience, and a positive attitude Eagerness to learn, grow, and take feedback Interest in sales, finance, or real estate No prior mortgage experience required-just the drive to succeed What We Offer Competitive pay based on experience. Health, dental, and vision insurance after 90 days. 401(k) with company match. Opportunities for career growth in a rapidly expanding company. Supportive and collaborative work environment.
    $50k-84k yearly est. 60d+ ago
  • Field Underwriter

    Luminous Financial

    Underwriter job in Detroit, MI

    INSURANCE SALES REPRESENTATIVE - REMOTE SALES - WORK FROM ANYWHERE! We offer Part-time and Full-time job opportunities everywhere in the United States.We are looking for motivated people who want to become financially independent and get a sense of significance in their work. We offer LICENSED PRODUCERS a very good opportunity for financial freedom! In addition, we help UNLICENSED AGENTS get through the LICENSING REQUIREMENTS and provide free training to help them achieve their goals. WHO WE ARE We are an independent broker of Living Benefits Life Insurance. We represent some of the largest insurance carriers in the USA and Canada. This is a place agents can (1) be their own boss and set their own schedules; (2) gain financial independence; and (3) get the respect and recognition they deserve. What do distributors do? We are hiring and training men and women to distribute a revolutionary new type of life insurance with Living Benefits. This allows the policy holder to accelerate the death benefit for their own use while they are still living. Living benefits are the best-kept secret of life insurance. This new type of insurance practically sells itself. These insurance agents service middle income America and we are looking for entrepreneurs who want to build their own distribution network. We are partnering with agency owners with a current sales force or we will train you to hire and build your own agency. The absolute best compensation in the industry - you literally determine your own income and income potential. Agents can earn commissions in excess of 140% of sales! We have an unmatched and proven hiring and onboarding system in place. Great carrier overrides and bonuses! Job requirements Life insurance license or willing to obtain one. You will need a valid drivers license and vehicle to travel to and from client appointments. Cell and laptop/tablet and/or IPAD are required as well. What do we offer? If you currently have a Life Insurance license, then you can be in the field within one week If you do not have a Life Insurance License, no problem! We can show you how to get one very easily - Most complete the requirements in one week or less! There is no income cap and we offer weekly bonuses, monthly bonuses, and a profit sharing program. Disclaimer: Compensation is 100% Commission and Bonus. Please be aware before applying for position Training is 100% FREE and it is the absolute best in the industry. We will train you to call, set, and run appointments from your home office. We offer the best leads in the industry. Our leads are new, qualified, and affordable. We have access to multiple vendors which ensures our agents high quality, low cost leads. Renewals are 100% vested from day one - there is no waiting period! Flexible schedule - you are your own boss and you set your own schedule Opportunity for advancement into leadership and management roles.
    $50k-84k yearly est. 60d+ ago
  • Government Underwriter

    Gold Star Mortgage Financial Group, Corporation

    Underwriter job in Ann Arbor, MI

    GOVERNMENT UNDERWRITER - JOB DESCRIPTION Title Grade: I (Junior) or II (Senior) Reports to: Underwriting Manager Department: Underwriting Status: Full-Time FLSA Status: Non-exempt Location: Ann Arbor, MI 48105 Schedule: Monday-Friday Pay Grade: Salary + Bonus SUMMARY & PURPOSE OF POSITION Our Credit Team is the primary player in making sure that our loans meet company, investor, industry, and regulatory standards. Underwriters are a wealth of knowledge on loan transactions, and the reason that Gold Star has become an industry leader in service and quality. Mortgage Underwriters pride themselves not only on paying close attention to detail, but also in serving as a resource for questions, scenarios, and to help ensure that our clients receive the “white glove treatment” of the industry. We seek individuals who have a strong desire to challenge themselves in a fast-paced, high energy atmosphere, and who have the resourcefulness to stand out among the best. PRIMARY POSITION-SPECIFIC RESPONSIBILITIES  Review and validate loan application data and documents received for decision;  Run and review all pertinent risk and collateral evaluation tools prior to loan decision;  Decision loan file based on GS credit risk definitions and guidelines;  Communicate loan decision to Originator;  Be available to Closing, Funding and/or Post-Closing if any issues arise on loan files;  Stay abreast of changing company policy, mortgage regulations, laws, and generally accepted industry best practices, and be willing to take initiative to train and stay informed;  Field calls related to loan level questions, scenarios, and conditions, as well as provide thorough, detail oriented responses in a timely manner;  Complete other duties as assigned. ESSENTIAL SKILLS AND EXPERIENCE  3+ years of Government Underwriting experience  Have a strong knowledge of all fair lending laws, net tangible benefit requirements, and laws for decisioning loan applications such as Truth in Lending, Equal Credit Opportunity, and their associated regulations;  Solid understanding of lender/borrower paid compensation, TILA, RESPA guidelines and TRID;  Direct Endorsement Certification  Knowledge in FHA, VA, FNMA and FHLMC Required;  VA SAR;  Strong understanding of investor and agency underwriting guidelines;  Must have exceptional attention to detail and strong organizational skills;  Must be dependable with meeting deadlines and managing time;  Have an ability to work independently on multiple files simultaneously;  Knowledge of Encompass LOS a plus;  Excellent communication skills. (Verbal and Written). PREFERRED EDUCATION/EXPERIENCE  Two year degree or vocational certification, preferably in finance, mathematics, or accounting, required; Bachelor's degree strongly preferred.  At least five (5) years of prior experience in underwriting or risk assessment preferred;  Knowledge of Encompass 360, LexisNexis, CoreLogic, Mavent, and other fraud detection/prevention systems preferred. PHYSICAL DEMANDS/ENVIRONMENT The environment is characteristic of an office setting. Must be able to execute complex tasks on time sensitive transactions, and be able to work flexible hours including some evenings (after 6:00pm) and weekends.
    $49k-83k yearly est. 33d ago
  • Case Underwriter II

    Trustmark 4.6company rating

    Underwriter job in Lansing, MI

    Trustmark's mission is to improve wellbeing - for everyone. It is a mission grounded in a belief in equality and born from our caring culture. It is a culture we can only realize by building trust. Trust established by ensuring associates feel respected, valued and heard. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture of diversity and inclusion where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. At Trustmark, we have a commitment to welcoming people, no matter their background, identity or experience, to a workplace where they feel safe being their whole, authentic selves. A workplace made up of diverse, empowered individuals that allows ideas to thrive and enables us to bring the best to our colleagues, clients and communities. **About the role** Trustmark is looking for a Case Underwriter to join the organization. Responsible for providing timely and accurate underwriting offers, while adhering to pricing and profit objectives. Develops partnership with Sales to maximize ability to sell new/maintain existing business. Stays current with our Administrative, Enrollment, Broker, and Enrollment Company capabilities and processes. **Key Accountabilities** + Processes, reviews, analyzes and makes informed underwriting decisions for assigned territory. All cases are reviewed with manager or higher level underwriter until proficiency is achieved. At full proficiency, underwriting authority is a maximum of 5,000 life case or $500,000 of annualized premium. + Reviews enrollment and participation trends in assigned territory and makes recommendations to optimize opportunity for sales while minimizing risk. + Provides monthly updates on sold case successes and failures as it relates to access and participation for Guarantee Issue cases. + Continually asks questions to grow and better understand our products and procedures. Develops and grows relationship with Implementation Managers to gain their confidence in decisions. + Understands non-standard broker arrangements and enrollment company strengths and weaknesses. + Identifies elements of a successful enrollment and makes recommendations that will create value. + Works with reinsurer on cases that require facultative review. **Minimum Requirements** + Bachelor's Degree and/or 2 - 4 years of related experience OR High School Diploma or GED with 4-6 years of related experience. The compensation range for this role is (based on the corporate location in Lake Forest, Illinois): $61,412.00 - $88,706.00 per year The final salary offer will be determined based on factors such as location, qualifications, experience, skill set, and other relevant factors. This position may also be eligible for bonus. We understand that compensation is an important factor when considering a new opportunity, and we strive to provide a competitive salary within the market. Brand: Trustmark In addition to compensation, we offer a comprehensive benefits package that includes: Health/dental/vision, life insurance, FSA and HSA, 401(k) plan, Employee Assistant Program, Back-up Care for Children, Adults and Elders and many health and wellness initiatives. We also offer a Wellness program that enables employees to participate in health initiatives to reduce their insurance premiums. For questions about compensation and benefits, please speak to the Recruiter if you decide to apply and are selected for an interview. Trustmark is committed to leveraging the talent of a diverse workforce to create great opportunities for our people and our business. We are an equal opportunity employer, including disability and protected veteran status. Join a passionate and purpose-driven team of colleagues who contribute to Trustmark's mission of helping people increase wellbeing through better health and greater financial security. At Trustmark, you'll work collaboratively to transform lives and help people, communities and businesses thrive. Flourish in a culture where appreciation, mutual respect and trust are constants, not just for our customers but for ourselves. Introduce yourself to our recruiters and we'll get in touch if there's a role that seems like a good match. When you join Trustmark, you become part of an organization that makes a positive difference in people's lives. You will play a vital role in delivering on our mission of helping people increase wellbeing through better health and greater financial security. Our customers tell us they simply appreciate the personal attention and knowledgeable service. Others tell us we've changed their lives. At Trustmark, you'll be part of a close-knit team. You'll enjoy abundant opportunities to grow your career. That's why so many of our associates stay at Trustmark and thrive. Trustmark benefits from more than 100 years of experience but pairs that rich history with a palpable sense of optimism, growth and excitement for what's ahead - and beyond. This is a place where associates bring their whole selves to work each day. A place where you can be yourself. Whatever your beyond is, you can achieve it at Trustmark.
    $61.4k-88.7k yearly 60d+ ago
  • Underwriter - Surety

    Capspecialty 4.0company rating

    Underwriter job in Middleton, WI

    Job Description for someone in the Greater Cleveland Region. * *We may consider someone for a Senior Underwriter role with the right experience** At CapSpecialty, we are a specialty underwriting company being driven by well-informed, entrepreneurial and proactive employees. Come join our exciting company where you can really make an impact, and each individual's unique skills and talents are recognized and valued. You will find an accessible leadership team that welcomes opinions and ideas. We owe much of our success to our collaborative environment and set of three guiding principles rooted in customer-centricity, employee excellence and corporate culture. We offer competitive compensation and benefits packages - including an innovative open vacation plan, generous paid sick and parental leave, fully vested matching 401k, company-paid group term life insurance and short- & long-term disability plans, professional and educational growth opportunities, flexible and casual work environment, and recognition for exceptional performance. Please see our full list of Total Rewards here. CapSpecialty is seeking an Underwriter for our Ohio Surety Team who will generate profitable commercial Surety & Fidelity business by managing the book of business through underwriting assigned territory, building working relationships with agents and co-workers, and participating in account underwriting and manager's meetings. Duties/Responsibilities: Independently produce more complex accounts/programs from startups to Fortune 500 account types. Analyze all facets of a financial statement and forecast the future impact the financial results will have on any account within its industry. Independently compile all underwriting information to assess overall risk, making a sound credit decision w/appropriate pricing, collateral, or other security. Approve and maintain good accounts for profitability by underwriting new submissions, renewals, and credit drawers. Research and generate new business leads & independently develop business relationships, cultivating them through strong customer service. Articulate CapSpecialty's risk appetite & business philosophies to assigned agents/brokers. Demonstrate leadership skills in everyday business environment by training and mentoring underwriting team in underwriting concepts & corporate philosophies. Exhibit understanding of the “big picture” and overall goals of our organization. Review and respond to recommendations of Underwriters, working with them to help them learn more in depth principles of underwriting to advance in their respective careers. Determine what underwriting guideline changes are needed by investigating and reporting on bond claims and losses. Participate in the account underwriting meetings to assist in the approval of large risks and the establishment of departmental policies and procedures. Participate in off-site training seminars to develop leadership skills. Perform industry networking by participating in agency functions and visits. Supervisory Responsibilities: None. Core Competencies: Bond analysis skills, including an understanding of procedures and rates, as well as knowledge of specified territory including agency plant, accounts, and competition and general business climate. Working knowledge of Capitol's reinsurance treaty (ies) and limitations. Ability to utilize MS Office software and communicate effectively, both verbally and in writing. Ability to effectively collaborate in a team environment, while working independently. Fundamental ability to analyze all facets of a financial statement and tie together all statements including the statement notes. Fundamental knowledge on how to apply both vertical and horizontal financial trending (i.e. liquidity, profitability, and debt coverage ratios, etc.) to forecast the future impact the financial results will have on any account within its industry. Ability to analyze and demonstrate thorough understanding of credit as it relates to the risk. Understanding of contracts and statutes. Fundamental understanding of indemnity agreements. Education and Experience: Bachelor's Degree, or equivalent. 1+ years of direct underwriting experience. Completed or working towards an Associate in Fidelity and Surety Bonding (AFSB) designation preferred. Physical Demands: Prolonged periods of sitting at a desk and working on a computer. May be required to lift up to 10 lbs. at times. May require business travel up to 20%. CapSpecialty is a leading provider of specialty insurance and bonds for small- to mid-sized businesses in the U.S., offering casualty, professional liability, surety and fidelity products in all 50 states and the District of Columbia. By working with select partners through a limited distribution model, CapSpecialty's creative, hard-working team provides personalized service and cultivates mutually successful partnerships to deliver positive results. CapSpecialty is an operating subsidiary of Berkshire Hathaway, and its carriers have an A ("Excellent") rating from A.M. Best, writing both admitted and non-admitted policies. For more information, please visit CapSpecialty.com. Apply today! Equal Employment Opportunity Employer Powered by ExactHire:189722
    $57k-95k yearly est. 12d ago
  • Underwriter 1

    United Wholesale Mortgage 4.6company rating

    Underwriter job in Pontiac, MI

    Job Description United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry. We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions) Paid time off (PTO) Medical, dental and vision insurance Disability and life insurance 401(k) with employer match Paid training and career development Paid holidays Referral bonuses Flexible start time Maternity and paternity leave Responsibilities Collect, review and examine an applicant's financial history and records Perform risk assessment reports Analyze client's financial statements and identify effective alternatives to application Maintain knowledge of and adhere to investor guidelines, state and federal underwriting lending policies and the required documentation Keep up with changes and adaptations as they occur Provide elite service to internal and external clients Communicate with clients via email and over the phone on loan status, which includes Mortgage Loan Officers and Broker Owners Manage multiple priorities while building rapport with clients Qualifications Completed 2 or 4-year college degree Complex rationale and problem-solving skills Computer literacy in Microsoft Word, Excel, Outlook and other internet resources Excellent written and verbal communication skills Willingness to learn and be coached Adaptable to a flexible, fast-changing industry Self-motivated with a strong work ethic Ability to take accountability for actions Preferred experience in Finance and/or Accounting (financial analysis, accounts receivable and accounts payable)
    $38k-54k yearly est. 26d ago
  • Credit Underwriter

    First National Bank of America 4.0company rating

    Underwriter job in East Lansing, MI

    First National Bank of America is growing and adding a focused and deliberate Credit Underwriter to the team. This role is responsible for ensuring the transactions booked by the bank are quality investments. The underwriter works closely with both bank production and asset quality. This role will require an individual to be analytical, disciplined and an organized thinker. The ability to make decisions is a must. Responsibilities: Reviewing Residential loans, Acquisitions transactions, Package Purchase loans and Mortgage Service Amendments Reviewing credit reports, appraisals and other supporting documents to determine if the loan should be originated or purchased Working with multiple departments within the bank to ensure transactions are compliant and completed according to procedures Qualifications: Reliable and good decision maker Excellent attention to detail Ability to multi-task Can work well on own or in a group setting Prior experience with mortgages and mortgage documents is a plus but not necessary Employee benefits Medical - Multiple plans to choose from including HSA and traditional. Premiums as low as $0.00 Dental - Premiums as low as $0.00 Vision - Low premium Plan Discounted childcare Pet Insurance Paid Time Off (PTO) 401k with employer match Adjustable desks that can be raised or lowered to sit or stand At First National Bank of America , we are looking for exceptional individuals with a "servant's heart" or a natural humility that recognizes the importance of prioritizing others' needs. We celebrate and acknowledge efforts that exceed expectations, whether it's delivering added value to customers or supporting colleagues. Just as interest compounds over time, the little things we do can make a substantial difference. First National Bank of America recognizes that the quality of our people is the foundation for our success. Attracting exceptional individuals who value a challenging work environment that rewards the contributions of its people is the cornerstone of our hiring philosophy. Note: These statements are intended to describe the general nature and level of work involved for this job. It is not an exhaustive list of all responsibilities, duties, and skills required for this job. First National Bank of America uses E-Verify to confirm employment eligibility as per E-Verify guidelines. First National Bank of America is an Equal Opportunity Employer. #LI-Onsite
    $41k-54k yearly est. Auto-Apply 11d ago
  • Mortgage Underwriter

    Solomonedwards 4.5company rating

    Underwriter job in Lansing, MI

    About Us SolomonEdwardsGroup, LLC ("SolomonEdwards") is a full-service professional services firm offering financial, operational, and technology consulting and operations support. We work with some of the world's most prominent companies to help them envision and achieve a better future. We know that our consulting services are only as meaningful as the people and talent behind them, and we are committed to recruiting incredibly talented, committed, collaborative individuals who can help us deliver exceptional client service. For more information, visit SolomonEdwards Position Summary: SolomonEdwards is looking for a Mortgage Fulfillment Underwriter for one of its mortgage clients to ensure the assets reviewed meet all applicable investor guidelines, through a complete knowledge of requirements and regulations. You will be held accountable for the quality and accuracy of decisions. Position Locations: Phoenix, AZ Tampa, FL St. Louis, MO Plano, TX Moorpark, CA Pasadena, CA Essential Duties: - Decisions full range of mortgage loans, preferably including FHA loans. - Review all mortgage applications and documentation for accuracy and completeness. - Work with clients to prepare mortgage applications and related documentation as needed, and help resolve any outstanding issues. - Work with compliance officers to ensure Federal, State, and local compliance with all mortgage and loan materials. - Approve or deny mortgages on a timely basis. - Perform other related duties as required and assigned. - Demonstrate behaviors that are aligned with the organization's desired culture and values. Qualifications: - Bachelor's degree or equivalent work experience. - 3+ years of mortgage underwriting experience required. - Knowledge of mortgage laws and regulations required, including the Home Mortgage Disclosure Act. - Knowledge of state and federal agency mortgage loan guidelines and regulations is helpful. Skills and Job-Specific Competencies: - Solid knowledge of mortgage underwriting and basic automated underwriting systems. - Proficiency with basic automated underwriting systems. Travel Requirements: No travel will be required, unless at the client's discretion. Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be provided to qualified applicants or candidates with disabilities upon request to enable them to perform essential functions. This role may require mobility to attend in-person meetings, sitting or standing for extended periods, and the use of telephone, computer, or other electronic communication devices. Salary Range: SolomonEdwards values your unique and individual experience and background. As such, we take a comprehensive approach when determining compensation for our roles. The compensation for this specific role is based on a wide range of factors, including but not limited to, education, licensure and certifications, location, experience, and training. A reasonable estimate for the current hourly range for this role is $26 - 36. Benefits: We are committed to providing health and financial stability by offering a comprehensive suite of benefits. Benefits include access to top-tier employers and job opportunities, health insurance, sick leave, and 401(k). Inclusion and Diversity Statement: SolomonEdwards is an Equal Opportunity/Affirmative Action employer. We firmly believe in fostering an inclusive and diverse workplace environment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, veteran status, or any other characteristic protected by applicable laws. All employees, including managers and supervisors, are responsible for upholding our EEO and diversity principles. Discrimination or harassment of any kind will not be tolerated. We value the contribution and wisdom of the team. At SolomonEdwards, we have built a vibrant and inclusive community. Our team members are curious, committed, and diverse. In keeping with our mission to build value through people, we cultivate a culture where differences are celebrated, and all members are treated fairly and equitably. Employees, business partners, and our extended stakeholder family are empowered to share their experiences, ideas, and perspectives; and to be their whole selves. Privacy: We adhere to the California Consumer Privacy Act (CCPA). Your privacy is important to us, and we never sell your data to third parties. Personal information is only collected to match applicants with job opportunities. Copy/paste this URL to learn more about your rights: SolomonEdwards' Privacy Policy. Our Recruiter Promise: Our talent acquisition team prioritizes integrity, professionalism, and transparency in every interaction. When you engage with SolomonEdwards, you can trust a respectful, secure experience from verified contacts. Copy/paste this URL to learn more about how we protect your candidate experience: Recruiter Promise. Job Ref: 141866 ### Place of Work On-site ### Requisition ID 141866 ### Application Email ****************************
    $26-36 hourly Easy Apply 60d+ ago
  • Credit Underwriter

    Brunswick Boat Group

    Underwriter job in Fond du Lac, WI

    Are you ready for what's next? Come explore opportunities within Brunswick, a global marine leader committed to challenging conventions and innovating next-generation technologies that transform experiences on the water and beyond. Brunswick believes “Next Never Rests™,” and we offer a variety of exciting careers and growth opportunities within united teams defining the future of marine recreation. Innovation is the heart of Brunswick. See how your contributions will help transform vision into reality: Position Overview: As part of the talented Credit team, you will be responsible for ensuring an appropriate balance between risk and reward when onboarding new accounts and reviewing the creditworthiness of existing accounts. The ideal candidate will possess advanced financial analysis skills and be able to balance this information with real world insights to manage risk across the portfolio. This position would suit a highly motivated person who likes to dig into the detail and make sound judgements related to credit risk in accordance with the delegation of authority. The ability to constructively express ideas for improvement and efficiency will also be valuable in the role At Brunswick, we have passion for our work and a distinct ability to deliver. Essential Functions: Liaise with prospective and existing customers to establish credit worthiness Collate information from various sources including credit analysts, credit bureaus, sales personnel and third parties to understanding the risk profile of a new or existing customer Execute decisions to extend credit based on the companies delegation of authority Onboarding new customers and establishing credit limits in line with customer need and creditworthiness Periodically review existing accounts and make recommendations for changes to established credit lines (if needed) Maintenance of files and ensure that timely follow up of necessary information is achieved Customer Master maintenance Other duties as required Diversity of thought and experiences is fundamental when imagining the unimaginable. Certain skillsets/experiences are necessary; however, others can be developed along the way. Required Qualifications: Solid Numerical/Math Skills Intermediate to Advanced Excel Skills Preferred Qualifications: Associate Degree Knowledge of and experience with different ERP systems The anticipated pay range for this position is $46,000 to $72,200 annually. The actual base pay offered will vary depending on multiple factors including job- related knowledge/skills, relevant experience, business needs, and geographic location. In addition to base pay, this position is eligible for an annual discretionary bonus. At Brunswick, it is not typical for an individual to be hired at or near the top end of the salary range for their role. Compensation decisions are dependent upon the specifics of the candidate's qualifications and the business context. This position is eligible to participate in Brunswick's comprehensive and high-quality benefits offerings, including medical, dental, vision, paid vacation, 401k (up to 4% match), Health Savings Account (with company contribution), well-being program, product purchase discounts and much more. Details about our benefits can be found here. Why Brunswick: Whatever tomorrow brings, we'll be at the leading edge. As the clear leader in the marine industry, we're committed to our values and supporting our exceptional people. We offer and encourage growth opportunities within and across our many brands. In addition, we're proud of being recognized for making a splash with numerous awards! About Mercury: Mercury Marine Mercury Marine is a world leading manufacturer of marine propulsion systems. A $2.6 billion division of Brunswick Corporation (NYSE: BC), Mercury designs, manufactures and distributes engines, services and parts for recreational, commercial and government marine applications, empowering boaters with products that are easy to use, extremely reliable and backed by the most dedicated customer support in the world with 10,000 service points globally. Mercury's industry-leading brand portfolio includes Mercury outboard engines; Mercury MerCruiser sterndrive and inboard packages; Mercury global parts and accessories; Land 'N' Sea, BLA, Payne's Marine, Kellogg Marine & Lankhorst Taselaar marine parts distribution; and Mercury and Quicksilver parts and oils. More information is available at mercurymarine.com. Next is Now! We value growth and development, recognizing that people come with a wealth of experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying. Brunswick is an Equal Opportunity Employer and considers all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status or any other characteristic protected by federal, state, or local law. Diversity of experience and skills combined with passion is key to innovation and inspiration and we encourage individuals from all backgrounds to apply. If you require accommodation during the application or interview process, please contact ****************************** for support. For more information about EEO laws, - click here Brunswick and Workday Privacy Policies Brunswick does not accept applications, inquiries or solicitations from unapproved staffing agencies or vendors. For help, please contact our support team at: ****************************** or ************. All job offers will come to you via the candidate portal you create when applying through a posted position through https:///************************** If you are ever unsure about what is being required of you during the application process or its source, please contact HR Shared Services at ************ or ******************************. #Brunswick Corporation - Mercury Marine
    $46k-72.2k yearly Auto-Apply 41d ago
  • Underwriter

    Jackson National Life Insurance 4.6company rating

    Underwriter job in Lansing, MI

    If you are an internal associate, please login to Workday and apply through My Career. Job Purpose The Underwriter determines appropriate risk classification for policies based on collection of data, detailed research, and sound judgment using company underwriting criteria and philosophy. The Underwriter reviews cases and determines necessary medical, non-medical, and compliance requirements. This individual provides information about the underwriting process to producers and customers and assists in the review of contestable claims, foreign death claims, and non-natural deaths for Accidental Death Benefit Claims. Essential Responsibilities Reviews insurance reinstatement/reissue applications and documentation to evaluate the eligibility of each applicant in accordance with company guidelines and standards. Determines necessary medical, non-medical, and some regulatory and compliance requirements. Escalates applications to Compliance when further review or referral is necessary. Determines appropriate risk classification based on detailed research, collection of data, and sound judgment using underwriting criteria and philosophy. Makes sound risk selections to protect the company and satisfy customer expectations. Assesses the need for additional information or for referral to a Sr Underwriter for opinion or recommendation. Advises the producer, agent, or customers about the rationale for underwriting decisions, including adverse ones. Assists the producer or agent when there is a request or need for information relating to any aspect of the underwriting process. Assists customers, producers, and internal associates with complex underwriting service issues. Has approval authority for $250,000 Standard through $2.5 million all rates. Participates in review of contestable claims to identify underwriting process improvements and consult on the overall outcome of the claim. Participates in the investigation of complex life and annuity claims and compiles records to make sound settlement decisions. Reviews foreign death claims to determine good order and the business's ability to settle the claim. Reviews life claims where the manner of death is anything other than natural for determination of Accidental Death Benefit proceeds payable. Reviews and decides qualification for payment under Claims Living Benefits. Performs basic clerical duties required to support the underwriting process. Other Duties Performs project and committee work as assigned. Interprets normal electrocardiograms (ECG/EKG). Identifies and orchestrates updates to the Life Underwriting Guide. Performs other duties and/or projects as assigned. Knowledge, Skills and Abilities Strong verbal and written communication skills. Intermediate knowledge of underwriting risk assessment, research, medical terminology, and treatments. Demonstrated ability to exercise good judgment in the application of underwriting techniques. Ability to communicate underwriting decisions clearly and concisely. Strong product knowledge. Solid analytical and problem-solving skills. Solid organization and prioritization skills. Ability to work well under pressure. Strong customer service skills. Proficient in Microsoft Office applications and other relevant department software. Ability to work independently and as part of a team. Qualifications Bachelor's Degree required. 3+ years of life underwriting experience required. Jackson is proud to be an equal opportunity workplace. The Company subscribes to and endorses federal and state laws and regulations relating to equal employment opportunity for all persons without regard to race, color, religion, gender, age, national origin, legally-recognized disability, marital status, legally-protected medical condition, citizenship, ancestry, height, weight, sexual orientation, veteran status, or any other factor not related to the needs of the job. The Company is committed to a policy of equal opportunity. Company facilities and campuses are tobacco-free environments.
    $41k-57k yearly est. Auto-Apply 46d ago
  • Surety Senior Account Underwriter

    Westfield Group, Insurance

    Underwriter job in Detroit, MI

    The Surety Senior Account Underwriter is responsible for marketing, underwriting, processing and servicing surety business as assigned or within a defined territory. They develop and underwrite profitable surety business by visiting assigned agencies or services offices and serve as subject matter expert, working with other bond personnel on selected contract accounts, including various financial and workload analysis. The role serves as underwriting contact for agency personnel by responding to agent inquiries, assisting in the development and delivery of agency training, monitoring compliance objectives, and supporting decision making on acceptance or decline of bonds within established authority. Job Responsibilities * Handles the responsibility for marketing, underwriting, processing, and servicing surety business within a defined territory. * Provides guidance on the underwriting process while collecting all necessary information for new and existing bond contracts, contacting the client or broker if necessary and drawing up a legal and financial analysis of the file to deciding on this proposition or submitting it to the competent decision level. * Makes timely and competent decisions on acceptance or declination of bonds within established authority. * Submits/makes recommendations for approval of assigned risks more than authority. * Visits agencies or service offices to develop and underwrite profitable business or assist in resolving problems. * Communicates effectively and builds relationships with agents, agency clients, other Service Office and Home Office personnel on all business-related situations. * Provides technical assistance to leader on selected accounts, including financial analysis, conducting inquiries and verifications, transmittal of information, and requests for approval. * Assists in training activities related to underwriting, marketing, and processing surety business for less experienced bond personnel. * Meets or exceeds goals and standards by ensuring accuracy, completeness, and procedural consistency of assigned files and the operation of reporting, processing and filing systems for all bonds produced by assigned agents or service offices. * Works closely with Surety Lead Account Managers and continue skill development, implements best practices, and makes decisions regarding underwriting, processing and service. * Develops knowledge of local markets and creates and increases business contacts/ network in assigned market area. * Travels as often as needed including regular utilization of assigned fleet vehicle in order to cover assigned territory. * This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications * 3+ years of surety experience. * Bachelor's degree in related field and/or commensurate work experience. * Valid driver's license and a driving record that conforms to company standards. Location Hybrid defined as three (3) or more days per week in the office. Behavioral Competencies * State Surety License * Collaborates * Customer focus * Communicates effectively * Decision quality * Nimble learning Technical Skills * Account Management * Knowledge of State Specific Underwriting Statues * Property and Casualty Underwriting * Insurance Industry Knowledge * Insurance Policies * Agency Management * Data Analysis and Reporting * Risk Management * Customer Service Management * Surety Underwriting * Business Planning This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.
    $61k-93k yearly est. 60d+ ago
  • Surety Senior Account Underwriter

    Westfield High School 3.3company rating

    Underwriter job in Detroit, MI

    The Surety Senior Account Underwriter is responsible for marketing, underwriting, processing and servicing surety business as assigned or within a defined territory. They develop and underwrite profitable surety business by visiting assigned agencies or services offices and serve as subject matter expert, working with other bond personnel on selected contract accounts, including various financial and workload analysis. The role serves as underwriting contact for agency personnel by responding to agent inquiries, assisting in the development and delivery of agency training, monitoring compliance objectives, and supporting decision making on acceptance or decline of bonds within established authority. Job Responsibilities Handles the responsibility for marketing, underwriting, processing, and servicing surety business within a defined territory. Provides guidance on the underwriting process while collecting all necessary information for new and existing bond contracts, contacting the client or broker if necessary and drawing up a legal and financial analysis of the file to deciding on this proposition or submitting it to the competent decision level. Makes timely and competent decisions on acceptance or declination of bonds within established authority. Submits/makes recommendations for approval of assigned risks more than authority. Visits agencies or service offices to develop and underwrite profitable business or assist in resolving problems. Communicates effectively and builds relationships with agents, agency clients, other Service Office and Home Office personnel on all business-related situations. Provides technical assistance to leader on selected accounts, including financial analysis, conducting inquiries and verifications, transmittal of information, and requests for approval. Assists in training activities related to underwriting, marketing, and processing surety business for less experienced bond personnel. Meets or exceeds goals and standards by ensuring accuracy, completeness, and procedural consistency of assigned files and the operation of reporting, processing and filing systems for all bonds produced by assigned agents or service offices. Works closely with Surety Lead Account Managers and continue skill development, implements best practices, and makes decisions regarding underwriting, processing and service. Develops knowledge of local markets and creates and increases business contacts/ network in assigned market area. Travels as often as needed including regular utilization of assigned fleet vehicle in order to cover assigned territory. This may involve traveling on short notice or other daily driving duties as assigned. Job Qualifications 3+ years of surety experience. Bachelor's degree in related field and/or commensurate work experience. Valid driver's license and a driving record that conforms to company standards. Location Hybrid defined as three (3) or more days per week in the office. Behavioral Competencies State Surety License Collaborates Customer focus Communicates effectively Decision quality Nimble learning Technical Skills Account Management Knowledge of State Specific Underwriting Statues Property and Casualty Underwriting Insurance Industry Knowledge Insurance Policies Agency Management Data Analysis and Reporting Risk Management Customer Service Management Surety Underwriting Business Planning This job description describes the general nature and level of work performed in this role. It is not intended to be an exhaustive list of all duties, skills, responsibilities, knowledge, etc. These may be subject to change and additional functions may be assigned as needed by management.
    $48k-57k yearly est. Auto-Apply 60d+ ago
  • Commercial Underwriter C&I

    Old National Bank 4.4company rating

    Underwriter job in Milwaukee, WI

    Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities Salary Range The salary range for this position is $60,000 - $165,100 per year plus bonus. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. We are growing and have opportunities for Commercial Underwriters/Credit Analysts/Portfolio Managers for C&I. This role has the primary responsibility of underwriting lending opportunities, balancing risk and growth ensuring loan structures are appropriate and consistent with bank lending standards. You will assign an appropriate asset quality rating, in a fast-paced, high volume environment completing a detailed financial analysis to obtain a deeper understanding of an application's credit risk. You will collaborate with Relationship Managers, and internal support staff to provide credit expertise to underwrite and monitor the portfolio. We are an in-office working enviornment with the following locations for you to work with team members; Evansville IN, 8750 W. Bryn Mawr Chicago (near Rosemont and the Cumberland Blue line station), 180 N. LaSalle Chicago, Hickory Hills IL, McHenry IL, Gurnee IL, Sycamore IL, Milwaukee on Capital Drive and 76th, Madison Capital Square, Troy MI, Nashville Gulch TN, and Indianapolis 900 E. 96th at Parkwood. Key Accountabilities Underwrite Loans Underwrite credit requests focusing on appropriate due diligence, risk assessment and asset quality ratings (AQR) Meet quality standards as outlined in ONB underwriting guidelines and policy; evaluation by Loan Review, OCC, and/or others may identify unacceptable underwriting or inaccurate asset quality ratings (AQR) Meet or exceed productivity expectations for annual credit approval memorandum (CAM) volume Produce a high quality and accurate analysis while also not sacrificing efficiency in a fast-paced, high volume environment juggling multiple requests while adhering to client driven response timelines, etc. Partner with respective Relationship Managers as well as Treasury Management Partners Provide credit expertise using a consultative approach; assist in structuring loans applying proficient knowledge, understanding, and application of ONB guidelines/standards/policies, risk assessment and analysis; effectively communicate risks, questions, and options to RM seeking win-win solutions. Deliver exceptional internal customer service and adopt new processes and new tools, as available. Develop and enhance knowledge of assigned segmentation and portfolio by leveraging internal and external resources and expertise Partner well with associates on revenue generating sales team, support teams and others in Credit to ensure a collaborative, team, and empowered environment Monitor Portfolio Accurately assign asset quality ratings (AQR) Work with assigned Relationship Managers to monitor the credit portfolio to maintain strong asset quality; review trend analysis reports, address default situations, delinquencies, review maturing notes, receipt of financial information, review covenant default and Borrowing Base Certificate (BBC) reports and other reports as appropriate. Prepare credit data in Special Assets Assessment and Action Summary (SAAAS) and Upgrade Hurdles, as necessary, working with assigned Relationship Managers Commercial Underwriters may monitor overlines and Treasury Management/ACH risk reports or other trends, as appropriate Key Competencies for Position Cultural Leadership: Communication - effectively shares information and ideas with individuals and groups; displays self-awareness and self-management, tailors the delivery to the audience, and selects suitable delivery methods. Collaboration - actively seeks, develops and maintains trusted relationships with others to achieve business goals and objectives. Execution Leadership: Drive and Execution - committed to achieving established goals, overcoming obstacles, and continuously learning; focuses on ways to succeed by changing strategies, increasing effort, using varying approaches; seeks and leverages opportunities to collaborate with others to achieve results; consistently achieves performance targets. Problem Solving/Decision Making - with minimal oversight, seeks to identify what caused an issue; incorporates input from multiple sources (e.g., lines of business, subject matter experts, data, policies, procedures, etc.) to ensure effective action and shared ownership; decisions are sound based on what was known at the time and are based on a blend of analysis, wisdom, experience, and judgement. Adaptability - flexible and agile (can be a utility player); modifies behavior and approach in order to deal effectively with changing business needs, conditions, work responsibilities and requirements, and client needs; maintains effectiveness when experiencing change; accepts new challenges/shifts/change in a "can-do" way; focuses on the beneficial aspects of change Technical Knowledge - possesses the required technical knowledge to perform the role effectively; continuous learning to adopt new trends or expertise; applies credit and banking expertise, industry knowledge, skills and abilities to demonstrate and sustain a depth and breadth of applicable technical underwriting knowledge Client Leadership: Client Leadership - Puts the (internal and/or external) client in the forefront; strives to delight clients/partners by becoming a trusted advisor, establishes long-term productive relationships by viewing and understanding outcomes and operations through the eyes of the client, identifying and acting upon needs, and delivering increased value Qualifications and Education Requirements Demonstrate at least 3-7 years progressive experience within Commercial Credit for C&I is required with each incremental level of responsibility. Demonstrated ability to independently (with limited oversight), understand, analyze and interpret financial statements Understands and takes appropriate action related to risks associated with lending to various types of industries. Basic knowledge of loan structuring, borrowing causes and lending regulations; ability to comply and conform to ONB lending policies, guidelines and standards Must be able to make sound independent decisions and communicate those decisions clearly and effectively to the internal/external client quickly given the high volume, fast-paced environment Must be able to actively listen, quickly identify issues as well as opportunities when they arise, and problem solve in real-time to move the work accordingly Must feel comfortable working in a collaborative team environment along with being an independent thinker. Bachelor's degree in finance, accounting or equivalent experience Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law. We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position. Our culture is firmly rooted in our core values. We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical. We are Old National Bank. Join our team We can recommend jobs specifically for you! Click here to get started. If you're qualified for a position but need additional help with the application because of a disability, please email ************************** (This email will respond to accommodation requests only.)
    $43k-54k yearly est. Auto-Apply 1d ago
  • Entry-Level Insurance Associate Underwriter

    Amwins 4.8company rating

    Underwriter job in Grand Rapids, MI

    At Amwins, we succeed together - and have a good time doing it.We know people don't leave companies. They leave cultures - which is why we work so hard on ours. At Amwins, we thrive on collaboration, not cutthroat competition. Our teams work together to help each other succeed, and we do right by our clients so they can do right by theirs.First and foremost, we invest in our employees. That investment shows in everything we do; education and development programs, comprehensive and competitive benefits, and an organizational structure that's 43% owned by employee shareholders.Our commitment to diversity, equity and inclusion helps cultivate an open, welcoming workplace that reflects the communities we serve. You will have the opportunity to volunteer within Amwins through a wide range of committees and in your community through the Amwins Foundation and Summer of Service.Working at Amwins means you love what you do, how you do it and, ultimately, who you do it with. Whether it's today or 150 years from now, we continue to invest in our culture and your development so opportunities for growth and career advancement are never in short supply.At Amwins, we win together - and have a good time doing it.Learn more about us at amwins.com.We see you in Amwins blue! Join our Amwins Access team in Grand Rapids as an Associate Underwriter! This position will be a full time, in office position in Grand Rapids, MI. We are looking for people with: 1 year experience as support staff in an office environment or a Bachelor's degree from an accredited four-year university Prior insurance experience is a plus! Property and Casualty License or ability to earn a license within 90 days (cost reimbursed and study support provided by Amwins) Eagerness to learn and grow as a team! Detail-oriented with strong work ethic Each Associate Underwriter provides vital team functions: Review submission information required to issue new or renewal quotes Rating and preparation of new or renewal quotes as directed by Underwriter Review and handling of inspection recommendations and discrepancies Monitor various reports for consistency Potential for policy issuance and endorsement processing, including audits Assist in accounting procedures such as invoicing Data entry into multiple internet based systems Snapshot of what Amwins provides to our team members: Compensation includes a salary commensurate with experience Annual bonus potential Broad benefits package available Most benefits available first day of employment Medical, Dental, Vision, Life, etc Parental Leave, Adoption Assistance, Travel Reimbursement for healthcare, Retail Discount Program, Scholarships for dependents of Amwins employees, etc. Generous Paid Time Off and Company Holiday Schedule Collaborative, continuing education focused work environment Career advancement opportunities The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    $21k-42k yearly est. 12d ago
  • Mortgage Underwriter

    Forest Area Federal Credit Union

    Underwriter job in Fife Lake, MI

    Forest Area FCU is seeking an experienced Mortgage Underwriter to play a critical role in the strength and success of our mortgage lending portfolio. This position is ideal for a confident, detail-driven professional who brings strong credit judgment, regulatory expertise, and leadership experience to the table. As Mortgage Underwriter, you will evaluate and approve real estate loans, oversee mortgage operations, supervise processing and servicing staff, and ensure compliance with all credit union policies and federal and state regulations. You will also serve as a key resource to lending staff, balancing sound risk management with competitive, member-focused lending decisions. What You'll Do Underwrite and decision residential mortgage loan applications by analyzing credit, income, assets, collateral, and risk trends Structure and price mortgage loans to remain competitive while ensuring compliance Review loan files for quality, accuracy, and regulatory adherence Provide clear communication to lending staff regarding approvals, denials, and conditions Supervise mortgage loan processing and servicing staff to ensure accuracy and compliance Oversee the mortgage lending portfolio, including vendor relationships and core systems Sell mortgage loans on the secondary market to approved investors Review closing documentation and issue “clear to close” approvals Collaborate with auditors, compliance, and legal teams to meet NCUA and regulatory standards Assist with policy development, procedure updates, and staff training Monitor loan performance and review non-performing loans for continuous improvement What We're Looking For Strong working knowledge of mortgage underwriting, credit analysis, and risk evaluation Ability to interpret credit reports, identify trends, and verify supporting documentation In-depth understanding of mortgage regulations (CFPB, RESPA, Fair Lending, NCUA, etc.) Experience supervising or leading mortgage processing or servicing staff Ability to balance policy adherence with sound judgment for appropriate exceptions High level of accuracy, organization, and ability to manage multiple priorities Strong communication skills and a collaborative leadership style Why Forest Area FCU Member-focused mission and strong core values Opportunity to lead and influence mortgage lending strategy Stable, community-based credit union environment Meaningful role in protecting portfolio integrity while supporting member homeownership If you're a mortgage professional who values integrity, sound judgment, and leadership-and you're ready to make an impact-we'd love to hear from you. Apply today to join Forest Area FCU. View all jobs at this company
    $45k-69k yearly est. 29d ago

Learn more about underwriter jobs

How much does an underwriter earn in Sheboygan, WI?

The average underwriter in Sheboygan, WI earns between $37,000 and $99,000 annually. This compares to the national average underwriter range of $39,000 to $96,000.

Average underwriter salary in Sheboygan, WI

$60,000
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