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This question is about what a credit analyst does and credit analyst.
To become a credit analyst requires an associate or bachelor's degree in finance, accounting, or a related field. To work as a credit analyst, you must have developed technical skills to analyze financial information and evaluate the risk associated with offering a loan or credit.
The most common path towards a career as a credit analyst is a bachelor's degree in finance, accounting, or a related field. This will help you to develop your skills and gain the credibility needed to land an entry-level position as a credit analyst.
There are some banks and companies that provide on-the-job training in credit analysis to candidates who do not have finance-related degrees. They still may require work experience in an accounting or finance-related field or a graduate degree in a business-related field.
In addition to education, earning certifications is a great way to stand out from the crowd and help advance your career. Some popular certifications include; Credit Risk Certification (CRC), Professional Certificate in Credit (PCC), Credit Business Associate (CBA), Credit Business Fellow (CBF), and Certified Credit Executive (CCE).

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