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This question is about credit analyst.
It takes about three to four years to become a credit analyst. Most credit analysts have a four-year degree. In some cases, having a two-year degree and at least one to two years of work experience is all you need to begin your career as a credit analyst.
The most common path towards a career as a credit analyst is a four-year degree in finance, accounting, or a related field. This will provide you with a foundation to develop the skills needed to land an entry-level position as a credit analyst.
For those with a two-year degree or someone coming from a different but somewhat related field, there are some companies that provide on-the-job training in credit analysis. They still may require work experience in an accounting or finance-related field or a graduate degree in a business-related field.
Some employers may also require candidates to be certified. The most common certifications desired in a credit analyst include; Credit Risk Certification (CRC), Professional Certificate in Credit (PCC), Credit Business Associate (CBA), Credit Business Fellow (CBF), and Certified Credit Executive (CCE).

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