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How long does long-term disability last?

By Zippia Team - Feb. 1, 2023

Long-term disability can last for a number of different time periods depending on the specific disability insurance policy you have. Normally, long-term disability policies have an elimination period of at least 90 days, but after that your specific long-term disability policy might last:

  • Two years

  • Five years

  • 10 years

  • Up to age 65

  • Indefinitely, or for the rest of your life

These are the most common time frames for the life span of a long-term disability policy, however, there can be other structures in terms of time frame depending on the specific long-term disability policy you have.

How long does long-term disability last?

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