This question is about what a mortgage underwriter does, mortgage underwriter, and mortgage underwriter salaries.

Is mortgage underwriting a stressful job?

By Zippia Team - Nov. 10, 2021

Yes, mortgage underwriting is a stressful job. This job can be stressful due to the many variables that influence the decision to be made.

A mortgage underwriter considers layers of risk. They do not just look at the borrower profile in a vacuum, which can make the job stressful as they attempt to navigate the essential components of the borrower's credit profile in every unique scenario.

This becomes more stressful when a wrong decision, either way, can mean enormous consequences. On the one hand, a bad decision to lend to less than stellar borrowers who default on the loan has significant implications for the mortgage underwriter's career prospects.

While a wrong decision to not lend to good borrowers could cause them to lose their opportunity to purchase their home and push your company to lose out on interest earnings from a suitable mortgage.

Is mortgage underwriting a stressful job?

Choose from 10+ customizable resume templates

Zippia allows you to choose from different easy-to-use templates, and provides you with expert advice. Using the templates, you can rest assured that the structure and format of your resume is top notch. Choose a template with the colors, fonts & text sizes that are appropriate for your industry.